ABCB
Ameris Bancorp
Price Chart
Latest Quote
$85.47
+0.34 (+0.40%)
Current Price
| Previous Close | $85.13 |
| Open | $85.35 |
| Day High | $86.00 |
| Day Low | $85.02 |
| Volume | 392,413 |
Stock Information
| Quarterly Dividend / Yield | $0.80 / 0.94% |
| Shares Outstanding | 67.29M |
| Quarterly Dividend Yield | 0.94% |
| Quarterly Dividend | $0.80 |
| Total Debt | $1.03B |
| Cash Equivalents | $1.35B |
| Revenue | $1.17B |
| Net Income | $434.71M |
| Sector | Financial Services |
| Industry | Banks - Regional |
| Market Cap | $5.75B |
| P/E Ratio | 13.44 |
| EPS (TTM) | $6.36 |
| Exchange | NYQ |
đ Comprehensive Analysis
Company Data
| Enterprise Value | $5.39B |
| Sales | $1.17B |
| Income | $434.71M |
| Book/sh | $60.84 |
| Cash/sh | $19.99 |
| Employees | 3K |
Financial Ratios
| EPS Growth TTM | 25.70% |
Returns & Margins
| ROA | 1.59% |
| ROE | 11.00% |
| Operating Margin | 49.38% |
| Profit Margin | 37.08% |
Ownership
| Insider Ownership | 5.48% |
| Institutional Ownership | 98.44% |
| Insider & Institutional transactions data not available | |
Valuation Ratios
| Forward P/E | 11.93 |
| PEG | 1.10 |
| P/S | 4.91 |
| P/B | 1.40 |
Analyst Data
| Recommendation | buy |
| Target Price | $93.86 |
Technical Indicators
| SMA20 | $84.30 |
| SMA50 | $83.37 |
| SMA200 | $77.74 |
| RSI | 60.51 |
| ATR | 1.6829 |
| Shares Float | 59.66M |
| Short Float | 5.03% |
| Short Ratio | 4.62 |
| Volatility | 0.93 |
| Rel Volume | 1.02 |
Performance History
| Week | +1.38% |
| Month | -2.05% |
| Quarter | +11.76% |
| 6 Months | +12.01% |
| YTD | +15.83% |
| Year | +42.14% |
| 3 Years | +181.23% |
| 5 Years | +65.85% |
| 10 Years | +204.34% |
Stock Score:
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Recent Price History
| Date | Close | Volume |
|---|---|---|
| 2026-06-05 | $85.47 | 392,413 |
| 2026-06-04 | $85.13 | 473,700 |
| 2026-06-03 | $82.77 | 458,100 |
| 2026-06-02 | $84.63 | 303,400 |
| 2026-06-01 | $83.19 | 488,100 |
| 2026-05-29 | $84.31 | 548,300 |
| 2026-05-28 | $84.61 | 323,200 |
| 2026-05-27 | $84.96 | 337,500 |
| 2026-05-26 | $85.71 | 384,500 |
| 2026-05-22 | $84.69 | 300,300 |
| 2026-05-21 | $84.77 | 556,000 |
| 2026-05-20 | $84.78 | 356,900 |
| 2026-05-19 | $82.60 | 254,300 |
| 2026-05-18 | $83.60 | 318,400 |
| 2026-05-15 | $82.56 | 340,100 |
| 2026-05-14 | $83.67 | 310,600 |
| 2026-05-13 | $82.87 | 457,800 |
| 2026-05-12 | $84.03 | 412,200 |
| 2026-05-11 | $85.05 | 376,400 |
| 2026-05-08 | $86.52 | 285,600 |
| 2026-05-07 | $86.33 | 267,100 |
| 2026-05-06 | $87.26 | 430,600 |
About Ameris Bancorp
Ameris Bancorp operates as the bank holding company for Ameris Bank that provides various banking services to retail and commercial customers. It operates through four segments: Banking Division, Retail Mortgage Division, Warehouse Lending Division, and Premium Finance Division. The company offers commercial and retail checking, interest-bearing savings, money market, individual retirement, and certificates of deposit accounts. It also provides commercial real estate, residential real estate mortgage, agricultural, and commercial and industrial loans; consumer loans, including home improvement and home equity loans, as well as loans secured by savings accounts and personal credit lines. In addition, the company originates, administers, and services commercial insurance premium loans; equipment finance loans; and small business administration loans. Further, it operates full-service domestic banking offices, and mortgage and loan production offices. Ameris Bancorp was founded in 1971 and is headquartered in Atlanta, Georgia.
đ° Latest News
FUTU Q1 Earnings Fall Y/Y Due to RMB1.85B CSRC Penalty, Revenues Miss
Zacks âĸ 2026-06-01T17:52:00Z
Is Ameris Bancorp (ABCB) Stock Outpacing Its Finance Peers This Year?
Zacks âĸ 2026-05-27T13:40:03Z
3 Small-Cap Stocks We Steer Clear Of
StockStory âĸ 2026-05-25T13:23:51Z
Assessing Ameris Bancorp (ABCB) Valuation After Positive Analyst Calls And Zacks Rank Upgrade
Simply Wall St. âĸ 2026-05-17T10:11:23Z
What Makes Ameris Bancorp (ABCB) a New Buy Stock
Zacks âĸ 2026-05-14T16:00:02Z
Is EPR Properties (EPR) Stock Outpacing Its Finance Peers This Year?
Zacks âĸ 2026-05-11T13:40:07Z
ABCB Q1 Deep Dive: Deposit Growth, Margin Discipline, and Organic Expansion Remain in Focus
StockStory âĸ 2026-04-25T13:01:23Z
Ameris Bancorp (ABCB) Q1 2026 Earnings Call Highlights: Strong Loan and Deposit Growth Drive ...
GuruFocus.com âĸ 2026-04-25T07:03:32Z3 Bank Stocks Weâre Skeptical Of
StockStory âĸ 2026-04-25T04:21:23Z
A Look At Ameris Bancorp (ABCB) Valuation After Recent Share Price Momentum
Simply Wall St. âĸ 2026-04-24T18:05:57Z
Period:
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Income Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Revenue | ||||
| Total Revenue | $1,173,684,000 | $1,103,803,000 | $1,042,509,000 | $1,048,586,000 |
| Operating Revenue | $1,173,684,000 | $1,103,803,000 | $1,042,509,000 | $1,048,586,000 |
| Expenses | ||||
| Interest Expense | $457,602,000 | $529,094,000 | $445,391,000 | $92,860,000 |
| Selling And Marketing Expense | $11,989,000 | $12,612,000 | $11,638,000 | $12,032,000 |
| General And Administrative Expense | $359,236,000 | $363,140,000 | $347,050,000 | $327,782,000 |
| Professional Expense And Contract Services Expense | $18,145,000 | $16,737,000 | $17,726,000 | $16,439,000 |
| Other Non Interest Expense | $119,446,000 | $110,688,000 | $96,810,000 | $95,221,000 |
| Income & Earnings | ||||
| Net Income From Continuing Operation Net Minority Interest | $412,154,000 | $358,685,000 | $269,105,000 | $346,540,000 |
| Net Interest Income | $936,923,000 | $849,190,000 | $835,044,000 | $801,026,000 |
| Interest Income | $1,394,525,000 | $1,378,284,000 | $1,280,435,000 | $893,886,000 |
| Normalized Income | $412,154,000 | $358,685,000 | $269,105,000 | $347,467,180 |
| Net Income From Continuing And Discontinued Operation | $412,154,000 | $358,685,000 | $269,105,000 | $346,540,000 |
| Net Income Common Stockholders | $412,154,000 | $358,685,000 | $269,105,000 | $346,540,000 |
| Net Income | $412,154,000 | $358,685,000 | $269,105,000 | $346,540,000 |
| Net Income Including Noncontrolling Interests | $412,154,000 | $358,685,000 | $269,105,000 | $346,540,000 |
| Net Income Continuous Operations | $412,154,000 | $358,685,000 | $269,105,000 | $346,540,000 |
| Pretax Income | $533,764,000 | $475,860,000 | $356,935,000 | $453,098,000 |
| Depreciation Amortization Depletion Income Statement | $15,937,000 | $17,189,000 | $18,244,000 | $19,744,000 |
| Depreciation And Amortization In Income Statement | $15,937,000 | $17,189,000 | $18,244,000 | $19,744,000 |
| Amortization Of Intangibles Income Statement | $15,937,000 | $17,189,000 | $18,244,000 | $19,744,000 |
| Special Income Charges | - | $0 | $0 | $-1,212,000 |
| Per Share | ||||
| Diluted EPS | $6.00 | $5.19 | $3.89 | $4.99 |
| Basic EPS | $6.02 | $5.21 | $3.90 | $5.01 |
| Other | ||||
| Tax Effect Of Unusual Items | $0 | $0 | $0 | $-284,820 |
| Tax Rate For Calcs | $0 | $0 | $0 | $0 |
| Reconciled Depreciation | $38,436,000 | $46,728,000 | $45,933,000 | $53,626,000 |
| Diluted Average Shares | $68,705,914 | $69,061,832 | $69,104,158 | $69,419,721 |
| Basic Average Shares | $68,448,812 | $68,808,830 | $68,977,453 | $69,193,591 |
| Diluted NI Availto Com Stockholders | $412,154,000 | $358,685,000 | $269,105,000 | $346,540,000 |
| Tax Provision | $121,610,000 | $117,175,000 | $87,830,000 | $106,558,000 |
| Gain On Sale Of Security | $1,633,000 | $12,304,000 | $-304,000 | $203,000 |
| Amortization | $15,937,000 | $17,189,000 | $18,244,000 | $19,744,000 |
| Selling General And Administration | $371,225,000 | $375,752,000 | $358,688,000 | $339,814,000 |
| Insurance And Claims | $10,368,000 | $15,499,000 | $26,940,000 | $8,063,000 |
| Salaries And Wages | $348,868,000 | $347,641,000 | $320,110,000 | $319,719,000 |
| Occupancy And Equipment | $44,923,000 | $48,784,000 | $51,450,000 | $51,361,000 |
| Total Unusual Items | - | $0 | $0 | $-1,212,000 |
| Total Unusual Items Excluding Goodwill | - | $0 | $0 | $-1,212,000 |
| Restructuring And Mergern Acquisition | - | $0 | $0 | $1,212,000 |
| Other Gand A | - | - | - | - |
Fetched: 2026-05-26
Balance Sheet (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Assets | ||||
| Net Tangible Assets | $3,005,558,000 | $2,665,115,000 | $2,323,152,000 | $2,075,560,000 |
| Total Assets | $27,515,879,000 | $26,262,050,000 | $25,203,699,000 | $25,053,286,000 |
| Goodwill And Other Intangible Assets | $1,070,470,000 | $1,086,407,000 | $1,103,595,000 | $1,121,840,000 |
| Other Intangible Assets | $54,824,000 | $70,761,000 | $87,949,000 | $106,194,000 |
| Cash And Cash Equivalents | $1,088,920,000 | $1,220,377,000 | $1,167,304,000 | $1,118,132,000 |
| Cash Financial | $253,807,000 | $244,980,000 | $230,470,000 | $284,567,000 |
| Cash Cash Equivalents And Federal Funds Sold | $1,088,920,000 | $1,220,377,000 | $1,167,304,000 | $1,118,132,000 |
| Debt | ||||
| Total Debt | $692,341,000 | $424,097,000 | $639,901,000 | $2,004,058,000 |
| Long Term Debt And Capital Lease Obligation | $692,341,000 | $424,097,000 | $639,901,000 | $2,004,058,000 |
| Long Term Debt | $692,341,000 | $424,097,000 | $639,901,000 | $2,004,058,000 |
| Net Debt | - | - | - | $885,926,000 |
| Liabilities | ||||
| Total Liabilities Net Minority Interest | $23,439,851,000 | $22,510,528,000 | $21,776,952,000 | $21,855,886,000 |
| Equity | ||||
| Common Stock Equity | $4,076,028,000 | $3,751,522,000 | $3,426,747,000 | $3,197,400,000 |
| Total Equity Gross Minority Interest | $4,076,028,000 | $3,751,522,000 | $3,426,747,000 | $3,197,400,000 |
| Stockholders Equity | $4,076,028,000 | $3,751,522,000 | $3,426,747,000 | $3,197,400,000 |
| Gains Losses Not Affecting Retained Earnings | $8,312,000 | $-30,119,000 | $-35,939,000 | $-46,507,000 |
| Other Equity Adjustments | $8,312,000 | $-30,119,000 | $-35,939,000 | $-46,507,000 |
| Retained Earnings | $2,210,385,000 | $1,853,428,000 | $1,539,957,000 | $1,311,258,000 |
| Other | ||||
| Treasury Shares Number | $4,876,026 | $3,630,636 | $3,462,738 | $2,894,677 |
| Ordinary Shares Number | $68,022,316 | $69,068,609 | $69,053,341 | $69,369,050 |
| Share Issued | $72,898,342 | $72,699,245 | $72,516,079 | $72,263,727 |
| Tangible Book Value | $3,005,558,000 | $2,665,115,000 | $2,323,152,000 | $2,075,560,000 |
| Invested Capital | $4,768,369,000 | $4,175,619,000 | $4,066,648,000 | $5,201,458,000 |
| Total Capitalization | $4,768,369,000 | $4,175,619,000 | $4,066,648,000 | $5,201,458,000 |
| Treasury Stock | $186,698,000 | $103,128,000 | $95,172,000 | $74,826,000 |
| Additional Paid In Capital | $1,971,131,000 | $1,958,642,000 | $1,945,385,000 | $1,935,211,000 |
| Capital Stock | $72,898,000 | $72,699,000 | $72,516,000 | $72,264,000 |
| Common Stock | $72,898,000 | $72,699,000 | $72,516,000 | $72,264,000 |
| Preferred Stock | $0 | $0 | $0 | $0 |
| Investments And Advances | $2,495,858,000 | $1,902,235,000 | $1,616,250,000 | $1,745,916,000 |
| Held To Maturity Securities | $203,242,000 | $164,677,000 | $141,512,000 | $134,864,000 |
| Available For Sale Securities | $85,443,000 | $66,298,000 | $71,794,000 | $110,992,000 |
| Goodwill | $1,015,646,000 | $1,015,646,000 | $1,015,646,000 | $1,015,646,000 |
| Net PPE | $213,097,000 | $209,460,000 | $216,435,000 | $220,283,000 |
| Accumulated Depreciation | $-140,050,000 | $-129,725,000 | $-121,358,000 | $-112,817,000 |
| Gross PPE | $353,147,000 | $339,185,000 | $337,793,000 | $333,100,000 |
| Construction In Progress | $4,302,000 | $3,315,000 | $3,997,000 | $2,343,000 |
| Machinery Furniture Equipment | $96,738,000 | $89,348,000 | $89,756,000 | $85,217,000 |
| Buildings And Improvements | $183,079,000 | $177,356,000 | $174,562,000 | $176,153,000 |
| Land And Improvements | $69,028,000 | $69,166,000 | $69,478,000 | $69,387,000 |
| Other Short Term Investments | $2,207,173,000 | $1,671,260,000 | $1,402,944,000 | $1,500,060,000 |
Fetched: 2026-05-26
Cash Flow Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Free Cash Flow | ||||
| Free Cash Flow | $369,644,000 | $140,716,000 | $551,428,000 | $1,048,905,000 |
| Operating Activities | ||||
| Operating Cash Flow | $390,183,000 | $154,193,000 | $568,959,000 | $1,062,473,000 |
| Cash Flow From Continuing Operating Activities | $390,183,000 | $154,193,000 | $568,959,000 | $1,062,473,000 |
| Operating Gains Losses | $-55,490,000 | $-65,999,000 | $-1,987,000 | $86,178,000 |
| Investing Activities | ||||
| Capital Expenditure | $-20,539,000 | $-13,477,000 | $-17,531,000 | $-13,568,000 |
| Investing Cash Flow | $-1,302,802,000 | $-846,682,000 | $-338,194,000 | $-4,874,530,000 |
| Cash Flow From Continuing Investing Activities | $-1,302,802,000 | $-846,682,000 | $-338,194,000 | $-4,874,530,000 |
| Net Other Investing Changes | $65,899,000 | $-40,316,000 | $12,545,000 | $-44,813,000 |
| Financing Activities | ||||
| Repurchase Of Capital Stock | $-82,895,000 | $-7,954,000 | $-20,346,000 | $-22,421,000 |
| Financing Cash Flow | $781,162,000 | $745,562,000 | $-181,593,000 | $865,532,000 |
| Cash Flow From Continuing Financing Activities | $781,162,000 | $745,562,000 | $-181,593,000 | $865,532,000 |
| Cash Dividends Paid | $-55,252,000 | $-41,460,000 | $-41,649,000 | $-41,610,000 |
| Common Stock Dividend Paid | $-55,252,000 | $-41,460,000 | $-41,649,000 | $-41,610,000 |
| Net Common Stock Issuance | $-82,895,000 | $-7,954,000 | $-20,346,000 | $-22,421,000 |
| Other | ||||
| Repayment Of Debt | $-7,897,238,000 | $-6,526,963,000 | $-17,207,845,000 | $-2,814,576,000 |
| Issuance Of Debt | $8,163,000,000 | $6,308,000,000 | $15,842,000,000 | $3,950,000,000 |
| Interest Paid Supplemental Data | $461,935,000 | $540,270,000 | $418,445,000 | $86,643,000 |
| End Cash Position | $1,088,920,000 | $1,220,377,000 | $1,167,304,000 | $1,118,132,000 |
| Beginning Cash Position | $1,220,377,000 | $1,167,304,000 | $1,118,132,000 | $4,064,657,000 |
| Changes In Cash | $-131,457,000 | $53,073,000 | $49,172,000 | $-2,946,525,000 |
| Proceeds From Stock Option Exercised | $0 | $0 | $476,000 | $2,799,000 |
| Common Stock Payments | $-82,895,000 | $-7,954,000 | $-20,346,000 | $-22,421,000 |
| Net Issuance Payments Of Debt | $265,762,000 | $-218,963,000 | $-1,365,845,000 | $1,135,424,000 |
| Net Long Term Debt Issuance | $265,762,000 | $-218,963,000 | $-1,365,845,000 | $1,135,424,000 |
| Long Term Debt Payments | $-7,897,238,000 | $-6,526,963,000 | $-17,207,845,000 | $-2,814,576,000 |
| Long Term Debt Issuance | $8,163,000,000 | $6,308,000,000 | $15,842,000,000 | $3,950,000,000 |
| Net Investment Purchase And Sale | $-535,110,000 | $-264,965,000 | $148,326,000 | $-1,104,484,000 |
| Sale Of Investment | $543,842,000 | $454,507,000 | $187,417,000 | $189,206,000 |
| Purchase Of Investment | $-1,078,952,000 | $-719,472,000 | $-39,091,000 | $-1,293,690,000 |
| Net Intangibles Purchase And Sale | $23,728,000 | $82,328,000 | $0 | $119,845,000 |
| Sale Of Intangibles | $23,728,000 | $82,328,000 | $0 | $119,845,000 |
| Net PPE Purchase And Sale | $-20,367,000 | $-13,227,000 | $-13,606,000 | $-13,522,000 |
| Sale Of PPE | $172,000 | $250,000 | $3,925,000 | $46,000 |
| Purchase Of PPE | $-20,539,000 | $-13,477,000 | $-17,531,000 | $-13,568,000 |
| Change In Working Capital | $-31,144,000 | $-19,871,000 | $32,935,000 | $-21,027,000 |
| Change In Other Working Capital | $-1,729,000 | $-37,794,000 | $13,380,000 | $-12,296,000 |
| Change In Payables And Accrued Expense | $-24,566,000 | $18,670,000 | $29,217,000 | $11,394,000 |
| Change In Payable | $-24,566,000 | $18,670,000 | $29,217,000 | $11,394,000 |
| Change In Account Payable | $-4,333,000 | $-11,176,000 | $26,946,000 | $6,217,000 |
| Change In Tax Payable | $-20,233,000 | $29,846,000 | $2,271,000 | $5,177,000 |
| Change In Income Tax Payable | $-20,233,000 | $29,846,000 | $2,271,000 | $5,177,000 |
| Change In Receivables | $-4,849,000 | $-747,000 | $-9,662,000 | $-20,125,000 |
| Changes In Account Receivables | $-4,849,000 | $-747,000 | $-9,662,000 | $-20,125,000 |
| Other Non Cash Items | $-47,235,000 | $-217,916,000 | $92,430,000 | $578,027,000 |
| Stock Based Compensation | $12,688,000 | $13,440,000 | $9,950,000 | $6,706,000 |
| Asset Impairment Charge | $1,081,000 | $411,000 | $-1,595,000 | $-23,597,000 |
| Deferred Tax | $-10,551,000 | $-20,078,000 | $-20,468,000 | $-35,677,000 |
| Deferred Income Tax | $-10,551,000 | $-20,078,000 | $-20,468,000 | $-35,677,000 |
| Depreciation Amortization Depletion | $38,436,000 | $46,728,000 | $45,933,000 | $53,626,000 |
| Depreciation And Amortization | $38,436,000 | $46,728,000 | $45,933,000 | $53,626,000 |
| Depreciation | $38,436,000 | $46,728,000 | $45,933,000 | $53,626,000 |
| Gain Loss On Investment Securities | $-1,633,000 | $-12,304,000 | $304,000 | $-203,000 |
| Gain Loss On Sale Of PPE | $679,000 | $-9,093,000 | $-1,658,000 | $-1,200,000 |
| Net Income From Continuing Operations | $412,154,000 | $358,685,000 | $269,105,000 | $346,540,000 |
| Income Tax Paid Supplemental Data | - | $102,511,000 | $101,328,000 | $133,894,000 |
| Net Business Purchase And Sale | - | $0 | $0 | $-14,003,000 |
| Purchase Of Business | - | $0 | $0 | $-14,003,000 |
| Amortization Of Securities | - | - | $-4,712,000 | $115,000 |
| Amortization Cash Flow | - | - | $18,244,000 | $19,744,000 |
| Amortization Of Intangibles | - | - | $18,244,000 | $19,744,000 |
Fetched: 2026-05-26