Terms of Service

Last updated: February 4, 2026

1. Acceptance of Terms

Welcome to Intellistonks. These Terms of Service ("Terms") govern your use of our stock information dashboard service and any related services (collectively, the "Service"). By accessing or using our Service, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use our Service.

2. Description of Service

Intellistonks provides a web-based platform that aggregates and displays stock market information, including:

• Real-time and historical stock data
• Custom dashboards and watchlists
• Stock comparison tools
• Market analysis and insights
• Educational resources and information

Our Service integrates data from various sources, to provide comprehensive stock information.

3. User Accounts

3.1 Account Creation

To access certain features of our Service, you must create an account. You agree to:

• Provide accurate and complete information during registration
• Maintain the confidentiality of your account credentials
• Be responsible for all activities under your account
• Notify us immediately of any unauthorized use of your account

3.2 Account Termination

You may terminate your account at any time. We reserve the right to suspend or terminate your account for violations of these Terms or for other reasons we deem necessary to protect our Service or other users.

4. Acceptable Use

You agree to use our Service only for lawful purposes and in accordance with these Terms. You shall not:

• Use the Service for any illegal or unauthorized purpose
• Attempt to gain unauthorized access to our systems or networks
• Interfere with or disrupt the Service or servers
• Use automated tools to access the Service without permission
• Share your account credentials with others
• Upload or transmit harmful code, viruses, or malicious content
• Violate any applicable laws or regulations
• Harass, abuse, or harm other users
• Impersonate any person or entity

5. Investment Disclaimer

All stock data and analysis provided through our Service is obtained from third-party sources. We do not guarantee the accuracy, completeness, or timeliness of this information. Market data may be delayed, and past performance does not guarantee future results.

You acknowledge and agree that:

• Investing in stocks involves substantial risk of loss
• You are solely responsible for your investment decisions
• You should consult with qualified financial advisors before making investment decisions
• We are not responsible for any financial losses you may incur

6. Intellectual Property

6.1 Our Content

All content, features, and functionality of our Service, including but not limited to text, graphics, logos, icons, images, audio clips, digital downloads, and software, are owned by Intellistonks or our licensors and are protected by copyright, trademark, and other intellectual property laws.

6.2 User Content

By creating dashboards, watchlists, or other content on our Service, you retain ownership of your content. However, you grant us a worldwide, non-exclusive, royalty-free license to use, display, and distribute your content in connection with providing our Service.

6.3 Third-Party Content

Stock data and other third-party content are subject to the terms and conditions of the respective providers. You agree to comply with all applicable third-party terms when using such content.

7. Privacy and Data

Your privacy is important to us. Our collection and use of personal information is governed by our Privacy Policy, which is incorporated into these Terms by reference. By using our Service, you consent to the collection and use of your information as described in our Privacy Policy.

8. Service Availability and Modifications

We strive to provide continuous access to our Service but cannot guarantee uninterrupted availability. We reserve the right to:

• Modify or discontinue features of the Service
• Change pricing or subscription terms
• Update these Terms with reasonable notice
• Perform maintenance that may temporarily disrupt the Service

9. Payment and Billing

Certain features of our Service may require payment. If you subscribe to paid services:

• You agree to pay all applicable fees
• Payments are non-refundable except as required by law
• We may change pricing with advance notice
• Failed payments may result in service suspension

10. Limitation of Liability

To the maximum extent permitted by law:

• Our Service is provided "as is" without warranties of any kind
• We disclaim all warranties, express or implied, including merchantability and fitness for a particular purpose
• We shall not be liable for any indirect, incidental, special, consequential, or punitive damages
• Our total liability shall not exceed the amount paid by you for the Service in the 12 months preceding the claim

11. Indemnification

You agree to indemnify and hold harmless Intellistonks, its officers, directors, employees, and agents from any claims, damages, losses, or expenses arising from your use of the Service or violation of these Terms.

12. Termination

These Terms remain in effect until terminated. We may terminate your access to the Service immediately, without prior notice, for any reason. Upon termination:

• Your right to use the Service ceases immediately
• We may delete your account and data
• Sections 5, 6, 7, 10, 11, and 13 shall survive termination

13. Governing Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of [Your Jurisdiction], without regard to conflict of law principles. Any disputes arising from these Terms shall be resolved through binding arbitration in [Your Jurisdiction].

14. Changes to Terms

We may modify these Terms at any time. We will notify you of material changes by posting the updated Terms on our website and updating the "Last updated" date. Your continued use of the Service after such changes constitutes acceptance of the new Terms.

15. Severability

If any provision of these Terms is found to be unenforceable, the remaining provisions shall remain in full force and effect.

16. Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and Intellistonks regarding the use of our Service.