ACT
Enact Holdings, Inc.
Price Chart
Latest Quote
$41.73
+0.78 (+1.92%)
Current Price
| Previous Close | $40.95 |
| Open | $41.07 |
| Day High | $41.75 |
| Day Low | $41.07 |
| Volume | 37,685 |
Stock Information
| Quarterly Dividend / Yield | $0.87 / 2.08% |
| Shares Outstanding | 139.60M |
| Quarterly Dividend Yield | 2.08% |
| Quarterly Dividend | $0.87 |
| Total Debt | $744.85M |
| Cash Equivalents | $549.04M |
| Revenue | $1.24B |
| Net Income | $676.24M |
| Sector | Financial Services |
| Industry | Insurance - Specialty |
| Market Cap | $5.83B |
| P/E Ratio | 9.05 |
| EPS (TTM) | $4.62 |
| Exchange | NMS |
đ Comprehensive Analysis
Company Data
| Enterprise Value | $6.03B |
| Sales | $1.24B |
| Income | $676.24M |
| Book/sh | $38.09 |
| Cash/sh | $3.93 |
| Employees | 419 |
Financial Ratios
| Quick Ratio | 0.88 |
| Current Ratio | 0.97 |
| Debt/Eq | 13.94 |
| EPS Growth TTM | 1.20% |
Returns & Margins
| ROA | 8.33% |
| ROE | 12.93% |
| Gross Margin | 73.45% |
| Operating Margin | 72.34% |
| Profit Margin | 54.49% |
Ownership
| Insider Ownership | 80.96% |
| Institutional Ownership | 23.05% |
| Insider & Institutional transactions data not available | |
Valuation Ratios
| Forward P/E | 8.40 |
| P/S | 4.70 |
| P/B | 1.10 |
Analyst Data
| Recommendation | none |
| Target Price | $45.75 |
Technical Indicators
| SMA20 | $42.33 |
| SMA50 | $42.22 |
| SMA200 | $39.46 |
| RSI | 43.09 |
| ATR | 0.9311 |
| Shares Float | 26.57M |
| Short Float | 14.63% |
| Short Ratio | 12.38 |
| Volatility | 0.48 |
| Rel Volume | 0.77 |
Performance History
| Week | +0.00% |
| Month | -2.40% |
| Quarter | +1.42% |
| 6 Months | +9.39% |
| YTD | +6.60% |
| Year | +23.30% |
| 3 Years | +88.33% |
| 10 Years | +154.55% |
Stock Score:
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Recent Price History
| Date | Close | Volume |
|---|---|---|
| 2026-06-05 | $41.79 | 234,987 |
| 2026-06-04 | $40.95 | 390,000 |
| 2026-06-03 | $40.57 | 310,100 |
| 2026-06-02 | $41.15 | 260,300 |
| 2026-06-01 | $41.09 | 559,100 |
| 2026-05-29 | $41.79 | 345,200 |
| 2026-05-28 | $42.11 | 292,800 |
| 2026-05-27 | $42.39 | 282,600 |
| 2026-05-26 | $42.68 | 201,600 |
| 2026-05-22 | $42.49 | 280,600 |
| 2026-05-21 | $43.16 | 286,400 |
| 2026-05-20 | $43.20 | 269,000 |
| 2026-05-19 | $42.60 | 388,900 |
| 2026-05-18 | $43.79 | 188,800 |
| 2026-05-15 | $42.78 | 229,700 |
| 2026-05-14 | $42.73 | 267,100 |
| 2026-05-13 | $42.43 | 330,600 |
| 2026-05-12 | $42.56 | 329,600 |
| 2026-05-11 | $42.62 | 345,100 |
| 2026-05-08 | $43.79 | 311,200 |
| 2026-05-07 | $42.98 | 376,700 |
| 2026-05-06 | $42.82 | 422,800 |
About Enact Holdings, Inc.
Enact Holdings, Inc. operates as a private mortgage insurance company in the United States. The company engages in writing and assuming residential mortgage guaranty insurance. It also offers private mortgage insurance products insuring prime-based, individually underwritten residential mortgage loans; pool mortgage insurance; contract underwriting services; and mortgage-related reinsurance products. The company serves large money center banks, non-bank lenders, national and local mortgage bankers, community banks, and credit unions. The company was formerly known as Genworth Mortgage Holdings, Inc. and changed its name to Enact Holdings, Inc. in May 2021. Enact Holdings, Inc. was founded in 1981 and is headquartered in Raleigh, North Carolina. Enact Holdings, Inc. is a subsidiary of Genworth Holdings Inc.
đ° Latest News
1 Russell 2000 Stock to Research Further and 2 Facing Challenges
StockStory âĸ 2026-06-05T16:24:14Z
Enact Holdings (ACT): Buy, Sell, or Hold Post Q1 Earnings?
StockStory âĸ 2026-06-04T19:01:30Z
MGIC Investment Lags Industry, Trades at a Discount: Time to Hold?
Zacks âĸ 2026-05-29T16:47:00Z
5 Must-Read Analyst Questions From Enact Holdingsâs Q1 Earnings Call
StockStory âĸ 2026-05-15T00:04:55Z
Do Enact Holdingsâ Higher Dividend And Steady EPS Reveal Its Capital Allocation Priorities (ACT)?
Simply Wall St. âĸ 2026-05-12T23:19:41Z
Enact (ACT) Q1 2026 Earnings Transcript
Motley Fool âĸ 2026-05-06T16:18:12Z
Enact Holdings, Inc. Q1 2026 Earnings Call Summary
Moby âĸ 2026-05-06T12:30:00Z
Enact Holdings, Inc. (ACT) Misses Q1 Earnings Estimates
Zacks âĸ 2026-05-05T22:05:03Z
Enact Holdings (NASDAQ:ACT) Reports Sales Below Analyst Estimates In Q1 CY2026 Earnings
StockStory âĸ 2026-05-05T20:53:28Z
Earnings To Watch: Enact Holdings (ACT) Reports Q1 Results Tomorrow
StockStory âĸ 2026-05-04T16:44:55Z
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Income Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Revenue | ||||
| Total Revenue | $1,235,827,000 | $1,201,774,000 | $1,153,686,000 | $1,094,873,000 |
| Operating Revenue | $1,235,827,000 | $1,201,774,000 | $1,153,686,000 | $1,094,873,000 |
| Expenses | ||||
| Interest Expense | $49,949,000 | $51,157,000 | $51,867,000 | $51,699,000 |
| Total Expenses | $376,990,000 | $323,713,000 | $302,177,000 | $196,651,000 |
| Other Income Expense | $5,445,000 | $3,913,000 | $3,264,000 | $2,309,000 |
| Net Non Operating Interest Income Expense | $-49,949,000 | $-51,157,000 | $-51,867,000 | $-51,699,000 |
| Interest Expense Non Operating | $49,949,000 | $51,157,000 | $51,867,000 | $51,699,000 |
| Loss Adjustment Expense | $109,526,000 | $38,657,000 | $27,165,000 | $-94,221,000 |
| Other Operating Expenses | - | $158,000 | - | $-173,000 |
| Income & Earnings | ||||
| Net Income From Continuing Operation Net Minority Interest | $674,244,000 | $688,068,000 | $665,511,000 | $704,157,000 |
| Net Interest Income | $-49,949,000 | $-51,157,000 | $-51,867,000 | $-51,699,000 |
| Normalized Income | $674,244,000 | $696,637,120 | $665,511,000 | $704,157,000 |
| Net Income From Continuing And Discontinued Operation | $674,244,000 | $688,068,000 | $665,511,000 | $704,157,000 |
| Net Income Common Stockholders | $674,244,000 | $688,068,000 | $665,511,000 | $704,157,000 |
| Net Income | $674,244,000 | $688,068,000 | $665,511,000 | $704,157,000 |
| Net Income Including Noncontrolling Interests | $674,244,000 | $688,068,000 | $665,511,000 | $704,157,000 |
| Net Income Continuous Operations | $674,244,000 | $688,068,000 | $665,511,000 | $704,157,000 |
| Pretax Income | $858,837,000 | $878,061,000 | $851,509,000 | $898,222,000 |
| Special Income Charges | $0 | $-10,930,000 | $0 | $0 |
| Earnings From Equity Interest Net Of Tax | - | - | - | - |
| Per Share | ||||
| Diluted EPS | $4.52 | $4.37 | $4.11 | $4.31 |
| Basic EPS | $4.54 | $4.40 | $4.14 | $4.32 |
| Other | ||||
| Tax Effect Of Unusual Items | $0 | $-2,360,880 | $0 | $0 |
| Tax Rate For Calcs | $0 | $0 | $0 | $0 |
| Total Unusual Items | $0 | $-10,930,000 | $0 | $0 |
| Total Unusual Items Excluding Goodwill | $0 | $-10,930,000 | $0 | $0 |
| EBIT | $908,786,000 | $929,218,000 | $903,376,000 | $949,921,000 |
| Diluted Average Shares | $149,318,000 | $157,554,000 | $161,847,000 | $163,294,000 |
| Basic Average Shares | $148,373,000 | $156,277,000 | $160,870,000 | $162,838,000 |
| Diluted NI Availto Com Stockholders | $674,244,000 | $688,068,000 | $665,511,000 | $704,157,000 |
| Tax Provision | $184,593,000 | $189,993,000 | $185,998,000 | $194,065,000 |
| Net Policyholder Benefits And Claims | $109,526,000 | $38,657,000 | $27,165,000 | $-94,221,000 |
| Other Special Charges | - | $10,930,000 | - | - |
Fetched: 2026-06-01
Balance Sheet (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Assets | ||||
| Net Tangible Assets | $5,355,181,000 | $4,996,096,000 | $4,632,347,000 | $4,100,908,000 |
| Total Assets | $6,893,466,000 | $6,521,531,000 | $6,190,473,000 | $5,709,149,000 |
| Receivables | $46,130,000 | $53,031,000 | $45,070,000 | $41,738,000 |
| Accounts Receivable | $46,130,000 | $53,031,000 | $45,070,000 | $41,738,000 |
| Cash Cash Equivalents And Short Term Investments | $2,384,180,000 | $6,227,572,000 | $5,902,043,000 | $5,401,582,000 |
| Cash And Cash Equivalents | $582,493,000 | $599,432,000 | $615,683,000 | $513,775,000 |
| Debt | ||||
| Net Debt | $161,988,000 | $143,618,000 | $129,733,000 | $229,055,000 |
| Total Debt | $744,481,000 | $743,050,000 | $745,416,000 | $742,830,000 |
| Long Term Debt And Capital Lease Obligation | $744,481,000 | $743,050,000 | $-4,584,000 | $742,830,000 |
| Long Term Debt | $744,481,000 | $743,050,000 | $-4,584,000 | $742,830,000 |
| Current Debt And Capital Lease Obligation | - | $0 | $750,000,000 | - |
| Current Debt | - | $0 | $750,000,000 | - |
| Liabilities | ||||
| Total Liabilities Net Minority Interest | $1,538,285,000 | $1,525,435,000 | $1,558,126,000 | $1,608,241,000 |
| Current Notes Payable | - | $0 | $750,000,000 | - |
| Non Current Deferred Liabilities | - | - | - | $-7,170,000 |
| Non Current Deferred Taxes Liabilities | - | - | - | - |
| Equity | ||||
| Common Stock Equity | $5,355,181,000 | $4,996,096,000 | $4,632,347,000 | $4,100,908,000 |
| Total Equity Gross Minority Interest | $5,355,181,000 | $4,996,096,000 | $4,632,347,000 | $4,100,908,000 |
| Stockholders Equity | $5,355,181,000 | $4,996,096,000 | $4,632,347,000 | $4,100,908,000 |
| Gains Losses Not Affecting Retained Earnings | $-30,143,000 | $-207,455,000 | $-230,400,000 | $-382,744,000 |
| Other Equity Adjustments | $-30,143,000 | $-207,455,000 | $-230,400,000 | $-382,744,000 |
| Retained Earnings | $3,677,421,000 | $3,125,240,000 | $2,550,263,000 | $2,099,956,000 |
| Other | ||||
| Ordinary Shares Number | $142,209,000 | $152,318,000 | $159,344,000 | $162,779,000 |
| Share Issued | $142,209,000 | $152,318,000 | $159,344,000 | $162,779,000 |
| Tangible Book Value | $5,355,181,000 | $4,996,096,000 | $4,632,347,000 | $4,100,908,000 |
| Invested Capital | $6,099,662,000 | $5,739,146,000 | $5,377,763,000 | $4,843,738,000 |
| Total Capitalization | $6,099,662,000 | $5,739,146,000 | $4,627,763,000 | $4,843,738,000 |
| Additional Paid In Capital | $1,706,481,000 | $2,076,788,000 | $2,310,891,000 | $2,382,068,000 |
| Capital Stock | $1,422,000 | $1,523,000 | $1,593,000 | $1,628,000 |
| Common Stock | $1,422,000 | $1,523,000 | $1,593,000 | $1,628,000 |
| Investments And Advances | $6,050,542,000 | $5,628,140,000 | $5,286,360,000 | $4,887,807,000 |
| Other Short Term Investments | $1,801,687,000 | $5,628,140,000 | $5,286,360,000 | $4,887,807,000 |
| Non Current Deferred Revenue | - | - | - | $-7,170,000 |
Fetched: 2026-06-01
Cash Flow Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Free Cash Flow | ||||
| Free Cash Flow | $724,519,000 | $686,262,000 | $632,038,000 | $560,510,000 |
| Operating Activities | ||||
| Operating Cash Flow | $724,519,000 | $686,262,000 | $632,038,000 | $560,510,000 |
| Cash Flow From Continuing Operating Activities | $724,519,000 | $686,262,000 | $632,038,000 | $560,510,000 |
| Operating Gains Losses | $16,276,000 | $22,807,000 | $14,022,000 | $2,036,000 |
| Investing Activities | ||||
| Investing Cash Flow | $-226,381,000 | $-320,514,000 | $-229,404,000 | $-220,255,000 |
| Cash Flow From Continuing Investing Activities | $-226,381,000 | $-320,514,000 | $-229,404,000 | $-220,255,000 |
| Net Other Investing Changes | $-8,322,000 | $-15,591,000 | $-13,927,000 | - |
| Financing Activities | ||||
| Repurchase Of Capital Stock | $-382,399,000 | $-243,968,000 | $-87,762,000 | $-1,532,000 |
| Financing Cash Flow | $-515,077,000 | $-381,999,000 | $-300,726,000 | $-252,308,000 |
| Cash Flow From Continuing Financing Activities | $-515,077,000 | $-381,999,000 | $-300,726,000 | $-252,308,000 |
| Net Other Financing Charges | $-11,845,000 | $-18,460,000 | - | - |
| Cash Dividends Paid | $-120,833,000 | $-111,719,000 | $-212,964,000 | $-250,776,000 |
| Common Stock Dividend Paid | $-120,833,000 | $-111,719,000 | $-212,964,000 | $-250,776,000 |
| Net Common Stock Issuance | $-382,399,000 | $-243,968,000 | $-87,762,000 | $-1,532,000 |
| Other | ||||
| Repayment Of Debt | $0 | $-757,500,000 | $0 | $0 |
| Issuance Of Debt | $0 | $749,648,000 | $0 | $0 |
| Interest Paid Supplemental Data | $47,383,000 | $62,946,000 | $49,177,000 | $49,090,000 |
| Income Tax Paid Supplemental Data | $190,915,000 | $188,544,000 | $181,972,000 | $186,152,000 |
| End Cash Position | $582,493,000 | $599,432,000 | $615,683,000 | $513,775,000 |
| Beginning Cash Position | $599,432,000 | $615,683,000 | $513,775,000 | $425,828,000 |
| Changes In Cash | $-16,939,000 | $-16,251,000 | $101,908,000 | $87,947,000 |
| Common Stock Payments | $-382,399,000 | $-243,968,000 | $-87,762,000 | $-1,532,000 |
| Net Issuance Payments Of Debt | $0 | $-7,852,000 | $0 | $0 |
| Long Term Debt Payments | $0 | $-757,500,000 | $0 | $0 |
| Long Term Debt Issuance | $0 | $749,648,000 | $0 | $0 |
| Net Investment Purchase And Sale | $-216,959,000 | $-299,411,000 | $-215,477,000 | $-213,739,000 |
| Sale Of Investment | $1,678,640,000 | $1,306,250,000 | $819,580,000 | $1,005,572,000 |
| Purchase Of Investment | $-1,895,599,000 | $-1,605,661,000 | $-1,035,057,000 | $-1,219,311,000 |
| Net Business Purchase And Sale | $-1,100,000 | $-5,512,000 | $0 | $-6,516,000 |
| Purchase Of Business | $-1,100,000 | $-5,512,000 | $0 | $-6,516,000 |
| Change In Working Capital | $15,774,000 | $-53,033,000 | $-61,543,000 | $-158,225,000 |
| Change In Other Current Liabilities | $7,355,000 | $-10,372,000 | $494,000 | $14,246,000 |
| Change In Other Current Assets | $-16,718,000 | $1,462,000 | $1,214,000 | $-2,297,000 |
| Change In Receivables | $6,901,000 | $-7,961,000 | $-3,332,000 | $528,000 |
| Changes In Account Receivables | $6,901,000 | $-7,961,000 | $-3,332,000 | $528,000 |
| Stock Based Compensation | $19,024,000 | $18,774,000 | $15,279,000 | $9,883,000 |
| Amortization Of Securities | $-10,001,000 | $-7,702,000 | $-1,985,000 | $2,564,000 |
| Deferred Tax | $7,771,000 | $4,464,000 | $-1,832,000 | $-2,298,000 |
| Deferred Income Tax | $7,771,000 | $4,464,000 | $-1,832,000 | $-2,298,000 |
| Gain Loss On Investment Securities | $16,276,000 | $22,807,000 | $14,022,000 | $2,036,000 |
| Net Income From Continuing Operations | $674,244,000 | $688,068,000 | $665,511,000 | $704,157,000 |
| Net Long Term Debt Issuance | - | $-7,852,000 | - | - |
| Other Non Cash Items | - | $10,930,000 | - | $-21,000 |
| Effect Of Exchange Rate Changes | - | - | - | - |
| Sale Of Business | - | - | - | - |
| Earnings Losses From Equity Investments | - | - | - | - |
Fetched: 2026-06-01