S&P 500 7,387.05 â–ŧ 197.26 (-2.60%) DOW 50,877.30 â–ŧ 684.63 (-1.33%) NASDAQ 25,726.49 â–ŧ 1,104.47 (-4.12%) US Markets Closed â€ĸ 02:26 AM ET

AGBK

AGI Inc

Price Chart
Latest Quote

$6.71

-0.14 (-2.04%)
Current Price
Previous Close $6.85
Open $6.82
Day High $6.99
Day Low $6.67
Volume 492,943
Fetched: 2026-06-06T06:26:30
Stock Information
Note: Financial values converted from BRL to USD
Shares Outstanding 58.70M
Total Debt $3.07B
Cash Equivalents $801.21M
Revenue $704.50M
Net Income $169.09M
Sector Financial Services
Industry Banks - Regional
Market Cap $1.07B
P/E Ratio 6.21
EPS (TTM) $1.08
Exchange NYQ
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📊 Comprehensive Analysis
Company Data
Enterprise Value$12.79B
Sales$704.50M
Income$169.09M
Book/sh$5.75
Cash/sh$70.58
Financial Ratios
Quick Ratio1.48
Current Ratio1.52
Debt/Eq340.78
EPS Growth TTM-46.70%
Returns & Margins
Gross Margin68.77%
Operating Margin26.16%
Profit Margin24.00%
Ownership
Insider Ownership14.56%
Institutional Ownership85.07%
Insider & Institutional transactions data not available
Valuation Ratios
Forward P/E3.32
PEG0.15
P/S0.29
P/B1.17
Analyst Data
Recommendationnone
Target Price$13.92
Technical Indicators
SMA20$7.10
SMA50$7.20
RSI35.33
ATR0.3429
Shares Float24.55M
Short Float13.67%
Short Ratio4.66
Rel Volume1.10
Performance History
Week-6.81%
Month-2.61%
Quarter-36.10%
YTD-37.58%
10 Years-37.58%
Stock Score: ⭐ Premium
Based on debt, profitability, growth, and cash flow metrics
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Recent Price History
Date Close Volume
2026-06-05 $6.71 514,000
2026-06-04 $6.85 487,200
2026-06-03 $6.76 826,400
2026-06-02 $7.00 201,200
2026-06-01 $7.30 244,300
2026-05-29 $7.20 379,000
2026-05-28 $7.06 209,400
2026-05-27 $7.26 170,100
2026-05-26 $7.16 185,900
2026-05-22 $7.11 629,100
2026-05-21 $7.17 139,700
2026-05-20 $7.01 251,600
2026-05-19 $7.00 466,800
2026-05-18 $7.05 256,500
2026-05-15 $7.25 346,400
2026-05-14 $7.12 514,100
2026-05-13 $7.18 1,691,000
2026-05-12 $7.57 592,400
2026-05-11 $7.30 522,300
2026-05-08 $7.01 717,300
2026-05-07 $7.39 887,000
2026-05-06 $6.89 931,400
Period:
Income Statement (Annual)
Metric 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Revenue
Total Revenue $1,289,094,998 $956,876,919 $638,786,549 $464,585,864
Operating Revenue $1,289,094,998 $956,876,919 $638,786,549 $464,585,864
Expenses
Interest Expense $842,888,155 $492,982,229 $355,540,583 $197,691,446
Rent Expense Supplemental $32,929,569 $25,289,769 $17,898,767 $13,372,940
Other Non Operating Income Expenses $-10,136,760 $-8,452,384 $579,933 $310,002
Selling And Marketing Expense $6,803,693 $10,951,138 $6,852,336 $4,253,105
General And Administrative Expense $496,146,042 $342,377,567 $252,375,368 $215,990,923
Professional Expense And Contract Services Expense $38,348,520 $46,602,543 $27,594,149 $15,356,154
Other Non Interest Expense $91,903,078 $82,082,300 $52,601,028 $40,281,696
Income & Earnings
Net Income From Continuing Operation Net Minority Interest $206,900,394 $157,695,032 $84,127,316 $33,399,655
Net Interest Income $1,055,496,371 $835,803,567 $583,261,137 $416,976,363
Interest Income $1,898,384,526 $1,328,785,797 $938,801,720 $614,667,810
Normalized Income $206,900,394 $157,695,032 $84,127,316 $33,399,655
Net Income From Continuing And Discontinued Operation $206,900,394 $157,695,032 $84,127,316 $33,668,589
Net Income Common Stockholders $206,900,394 $157,695,032 $84,127,316 $33,668,589
Net Income $206,900,394 $157,695,032 $84,127,316 $33,668,589
Net Income Including Noncontrolling Interests $208,650,758 $158,361,287 $84,938,105 $34,424,555
Net Income Continuous Operations $208,650,758 $158,361,287 $84,938,105 $34,155,621
Pretax Income $266,506,068 $207,533,954 $115,953,637 $48,692,015
Depreciation Amortization Depletion Income Statement $40,244,017 $32,862,585 $26,885,032 $23,891,471
Depreciation And Amortization In Income Statement $40,244,017 $32,862,585 $26,885,032 $23,891,471
Net Income Discontinuous Operations - $0 $0 $268,934
Per Share
Diluted EPS $1.29 $0.99 $0.53 $0.21
Basic EPS $1.29 $0.99 $0.53 $0.21
Other
Tax Effect Of Unusual Items $0 $0 $0 $0
Tax Rate For Calcs $0 $0 $0 $0
Reconciled Depreciation $40,244,017 $32,862,585 $26,885,032 $23,891,471
Diluted Average Shares $31,883,352 $31,883,352 $31,883,352 $31,883,352
Basic Average Shares $31,883,352 $31,883,352 $31,883,352 $31,883,352
Diluted NI Availto Com Stockholders $206,900,394 $157,695,032 $84,127,316 $33,668,589
Minority Interests $-1,750,364 $-666,255 $-810,789 $-755,966
Tax Provision $57,855,310 $49,172,667 $31,015,532 $14,536,394
Gain On Sale Of Security $60,449,158 $16,026,197 $16,197,645 $20,762,945
Selling General And Administration $502,949,735 $353,328,705 $259,227,704 $220,244,029
Other Gand A $183,229,613 $161,537,061 $122,231,024 $101,712,891
Insurance And Claims $175,388,859 $66,065,872 $24,777,418 $18,671,678
Rent And Landing Fees $32,929,569 $25,289,769 $17,898,767 $13,372,940
Salaries And Wages $104,598,001 $89,484,865 $87,468,158 $82,233,414
Fetched: 2026-06-02
Balance Sheet (Annual)
Metric 2025-12-31 2024-12-31 2023-12-31
Assets
Net Tangible Assets $617,104,349 $431,310,306 $216,558,978
Total Assets $9,523,925,837 $5,885,570,699 $3,860,449,331
Goodwill And Other Intangible Assets $36,333,452 $39,713,646 $44,276,141
Other Intangible Assets $36,304,138 $39,684,333 $44,246,828
Prepaid Assets $60,406,395 $47,804,098 $27,765,015
Receivables $75,421,151 $50,832,733 $24,957,126
Other Receivables $75,421,151 $50,832,733 $24,957,126
Cash And Cash Equivalents $221,615,012 $90,568,115 $70,528,034
Cash Financial $65,265,412 $45,947,992 $53,311,795
Cash Cash Equivalents And Federal Funds Sold $245,300,103 $90,568,115 $70,528,034
Debt
Net Debt $62,828,625 $109,317,417 $2,044,947
Total Debt $333,953,087 $250,655,650 $113,801,543
Long Term Debt And Capital Lease Obligation $275,080,153 $187,377,556 $101,230,155
Long Term Debt $242,188,314 $151,398,854 $72,572,981
Current Debt And Capital Lease Obligation $58,872,934 $63,278,095 $12,571,388
Current Debt $42,255,323 $48,486,678 -
Other Current Borrowings $42,255,323 $48,486,678 -
Liabilities
Total Liabilities Net Minority Interest $8,870,488,036 $5,391,689,804 $3,600,181,932
Derivative Product Liabilities $22,947,475 $1,672,649 $4,879,357
Non Current Deferred Liabilities $76,348,805 $41,249,899 $38,742,122
Non Current Deferred Taxes Liabilities $76,348,805 $41,249,899 $38,742,122
Payables And Accrued Expenses $150,805,411 $73,703,435 $46,340,829
Payables $150,805,411 $73,703,435 $46,340,829
Total Tax Payable $76,898,577 $29,246,230 $15,441,293
Income Tax Payable $76,898,577 $29,246,230 $15,441,293
Accounts Payable $73,906,833 $44,457,205 $30,899,536
Equity
Common Stock Equity $653,437,801 $471,023,952 $260,835,119
Total Equity Gross Minority Interest $653,437,801 $493,880,895 $260,267,399
Stockholders Equity $653,437,801 $471,023,952 $260,835,119
Gains Losses Not Affecting Retained Earnings $107,863,720 $127,128,096 $0
Other Equity Adjustments $107,863,720 $127,128,096 -
Retained Earnings $22,964,026 $10,514,078 $0
Other Equity Interest - - $260,835,119
Other
Ordinary Shares Number $31,891,614 $31,891,614 $31,891,614
Share Issued $31,891,614 $31,891,614 $31,891,614
Tangible Book Value $617,104,349 $431,310,306 $216,558,978
Invested Capital $937,881,437 $670,909,484 $333,408,100
Capital Lease Obligations $49,509,450 $50,770,119 $41,228,562
Total Capitalization $895,626,114 $622,422,806 $333,408,100
Minority Interest $0 $22,856,943 $-567,720
Treasury Stock $258,634 $230,717 $0
Capital Stock $522,868,690 $333,612,495 -
Common Stock $522,868,690 $333,612,495 -
Employee Benefits $46,267,646 $40,946,397 $23,218,871
Long Term Capital Lease Obligation $32,891,839 $35,978,702 $28,657,174
Long Term Provisions $62,732,709 $61,152,985 $47,594,120
Current Capital Lease Obligation $16,617,611 $14,791,417 $12,571,388
Investments And Advances $2,171,438,464 $799,278,706 $517,737,279
Available For Sale Securities $2,171,438,464 $796,408,402 $509,791,997
Goodwill $29,313 $29,313 $29,313
Net PPE $60,642,496 $56,081,198 $45,255,841
Accumulated Depreciation $-14,873,374 $-12,118,728 $-10,253,449
Gross PPE $75,515,870 $68,199,926 $55,509,291
Other Properties $47,909,386 $47,599,504 $38,944,323
Machinery Furniture Equipment $27,606,484 $20,600,422 $16,564,967
Other Short Term Investments $0 $2,870,304 $7,945,282
Leases - $3,089,655 $1,570,551
Fetched: 2026-06-02
Cash Flow Statement (Annual)
Metric 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Free Cash Flow
Free Cash Flow $-114,064,166 $75,624,150 $-22,665,110 $101,978,739
Operating Activities
Operating Cash Flow $-81,682,816 $97,120,320 $-6,643,734 $121,676,433
Cash Flow From Continuing Operating Activities $-81,682,816 $97,120,320 $-6,643,734 $121,676,433
Operating Gains Losses $410,385 $375,887 $727,447 $-161,921
Investing Activities
Capital Expenditure $-32,381,350 $-21,496,171 $-16,021,376 $-19,697,694
Investing Cash Flow $-32,381,350 $-21,496,171 $-15,552,963 $-19,697,694
Cash Flow From Continuing Investing Activities $-32,381,350 $-21,496,171 $-15,552,963 $-19,697,694
Financing Activities
Financing Cash Flow $3,963,867 $114,218,310 $-13,909,627 $-14,729,600
Cash Flow From Continuing Financing Activities $3,963,867 $114,218,310 $-13,909,627 $-14,729,600
Cash Dividends Paid $0 $-35,852,675 $0 $0
Net Other Financing Charges - $77,903,603 - -
Other
Repayment Of Debt $-66,608,038 $-15,130,214 $-13,909,627 $-14,729,600
Issuance Of Debt $70,571,905 $87,297,596 $0 $0
End Cash Position $170,152,144 $280,252,443 $90,409,983 $126,516,307
Beginning Cash Position $280,252,443 $90,409,983 $126,516,307 $39,267,168
Changes In Cash $-110,100,299 $189,842,459 $-36,106,324 $87,249,139
Net Issuance Payments Of Debt $3,963,867 $72,167,382 $-13,909,627 $-14,729,600
Net Long Term Debt Issuance $3,963,867 $72,167,382 $-13,909,627 $-14,729,600
Long Term Debt Payments $-66,608,038 $-15,130,214 $-13,909,627 $-14,729,600
Long Term Debt Issuance $70,571,905 $87,297,596 $0 $0
Net Business Purchase And Sale $0 $0 $468,413 $0
Sale Of Business $0 $0 $468,413 $0
Net Intangibles Purchase And Sale $-21,910,544 $-16,130,054 $-14,193,387 $-18,166,826
Purchase Of Intangibles $-21,910,544 $-16,130,054 $-14,193,387 $-18,166,826
Net PPE Purchase And Sale $-10,470,806 $-5,366,116 $-1,827,989 $-1,530,869
Purchase Of PPE $-10,470,806 $-5,366,116 $-1,827,989 $-1,530,869
Taxes Refund Paid $-95,872,414 $-77,746,468 $-38,508,813 $-9,120,204
Change In Working Capital $-12,214,046 $97,994,931 $13,357,262 $155,541,392
Change In Other Working Capital $-1,830,954,708 $-370,658,837 $-80,390,043 $-202,707,179
Change In Other Current Liabilities $1,879,680,877 $523,105,190 $114,229,277 $347,995,122
Change In Other Current Assets $-77,386,334 $-86,026,758 $-30,353,552 $-36,662,278
Other Non Cash Items $19,899,896 $15,508,694 $4,442,450 $3,705,232
Deferred Tax $57,870,302 $49,185,409 $31,023,569 $14,540,161
Deferred Income Tax $57,870,302 $49,185,409 $31,023,569 $14,540,161
Depreciation Amortization Depletion $40,254,445 $32,871,100 $26,891,999 $23,897,662
Depreciation And Amortization $40,254,445 $32,871,100 $26,891,999 $23,897,662
Gain Loss On Sale Of PPE $410,385 $375,887 $727,447 $306,493
Net Income From Continuing Operations $208,704,826 $158,402,323 $84,960,115 $34,433,476
Interest Paid Cfo - $0 $0 $-52,245
Gain Loss On Sale Of Business - $0 $0 $-468,413
Fetched: 2026-06-02