S&P 500 7,387.05 â–ŧ 197.26 (-2.60%) DOW 50,877.30 â–ŧ 684.63 (-1.33%) NASDAQ 25,726.49 â–ŧ 1,104.47 (-4.12%) US Markets Closed â€ĸ 04:58 AM ET

AIFU

AIFU Inc.

Price Chart
Latest Quote

$2.53

+0.17 (+7.20%)
Current Price
Previous Close $2.36
Open $2.43
Day High $3.29
Day Low $2.43
Volume 362,500
Fetched: 2026-06-06T08:58:49
Stock Information
Note: Financial values converted from CNY to USD
Shares Outstanding 118.51M
Total Debt $12.82M
Cash Equivalents $5.36M
Revenue $82.26M
Net Income $-336.77M
Sector Financial Services
Industry Insurance Brokers
Market Cap $299.84M
EPS (TTM) $-33.22
Exchange NMS
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📊 Comprehensive Analysis
Company Data
Enterprise Value$355.59M
Sales$82.26M
Income$-336.77M
Book/sh$3.38
Cash/sh$0.31
Employees603
Financial Ratios
Quick Ratio1.14
Current Ratio1.18
Debt/Eq18.42
Returns & Margins
ROA-35.20%
ROE-146.85%
Gross Margin49.28%
Operating Margin-614.16%
Ownership
Insider Ownership88.58%
Institutional Ownership0.05%
Insider & Institutional transactions data not available
Valuation Ratios
Forward P/E4.69
P/S0.54
P/B0.75
Analyst Data
Recommendationnone
Technical Indicators
SMA20$2.09
SMA50$1.66
SMA200$3.05
RSI56.25
ATR0.3029
Shares Float12.12M
Short Float0.05%
Short Ratio0.67
Rel Volume11.29
Performance History
Week+10.96%
Month+58.12%
Quarter+33.16%
6 Months-6.64%
YTD-6.64%
Year-6.64%
3 Years-98.42%
5 Years-98.98%
10 Years-97.62%
Stock Score: ⭐ Premium
Based on debt, profitability, growth, and cash flow metrics
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Recent Price History
Date Close Volume
2026-06-05 $2.53 363,500
2026-06-04 $2.36 15,300
2026-06-03 $2.22 31,500
2026-06-02 $2.40 11,000
2026-06-01 $2.01 3,500
2026-05-29 $2.28 5,600
2026-05-28 $2.09 2,300
2026-05-27 $2.11 2,800
2026-05-26 $2.16 5,900
2026-05-22 $2.17 3,900
2026-05-21 $2.26 5,500
2026-05-20 $2.20 7,200
2026-05-19 $2.16 5,800
2026-05-18 $2.28 31,500
2026-05-15 $2.31 102,500
2026-05-14 $1.79 20,200
2026-05-13 $1.67 3,800
2026-05-12 $1.64 7,000
2026-05-11 $1.53 9,900
2026-05-08 $1.58 5,000
2026-05-07 $1.51 18,300
2026-05-06 $1.60 23,000
About AIFU Inc.

AIFU Inc., through its subsidiary, distributes insurance products in China. The company provides life and health insurance products, such as individual whole life, individual health, individual annuity, individual term life, individual endowment life, and participating insurance products; and non-life insurance products primarily includes individual accident, travel, homeowner, indemnity medical, commercial property, cargo, hull, liability, construction and erection, and extended warranty insurance products. It also provides value-added services; elderly care services; healthcare services; and family governance services. In addition, the company operates FA app, an insurance sales and service platform; Fanhua RONS Assistant Digital Operating Platform, a digital marketing platform; Fanhua RONS Guanjia, a customer service platform; and WeCom that enables agents to directly interact with existing and potential customers. It serves customers through insurance sales and service group, insurance agencies and insurance brokerage firms, as well as sales and service outlets, individual sales agents, and in-house claims adjustors. The company was formerly known as AIX Inc. and changed its name to AIFU Inc. in April 2025. AIFU Inc. was founded in 1998 and is headquartered in Shenzhen, China. AIFU Inc. operates as a subsidiary of YS Management Company Limited.

Period:
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Income Statement (Annual)
Metric 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Revenue
Reconciled Cost Of Revenue $41,603,420 $117,866,189 $275,391,948 $264,623,545
Cost Of Revenue $41,603,420 $117,866,189 $275,391,948 $264,623,545
Total Revenue $82,022,993 $196,268,226 $406,815,724 $409,935,023
Operating Revenue $82,022,993 $196,268,226 $406,815,724 $409,935,023
Expenses
Interest Expense $546,754 $488,542 $1,481,836 -
Total Expenses $317,699,812 $209,553,025 $381,762,890 -
Other Income Expense $-103,243,390 $70,691,182 $25,616,536 $2,061,160
Other Non Operating Income Expenses $1,793,678 $3,345,516 $3,773,930 $-563,407
Net Non Operating Interest Income Expense $3,904,945 $1,735,613 $729,497 $2,015,179
Interest Expense Non Operating $546,754 $488,542 $1,481,836 -
Operating Expense $276,096,391 $91,686,835 $106,370,942 $120,453,324
Selling And Marketing Expense $8,938,914 $15,370,128 $22,375,655 $40,189,523
General And Administrative Expense $37,236,609 $69,368,509 $83,040,752 $80,263,801
Income & Earnings
Net Income From Continuing Operation Net Minority Interest $-335,806,658 $66,286,643 $41,208,755 $14,777,393
Net Interest Income $3,904,945 $1,735,613 $729,497 $2,015,179
Interest Income $4,451,699 $2,224,155 $2,211,333 $2,015,179
Normalized Income $-257,028,857 $14,372,275 $23,079,392 $12,701,120
Net Income From Continuing And Discontinued Operation $-335,330,643 $67,048,856 $41,334,759 $14,777,393
Total Operating Income As Reported $-5,755,950 $-65,893,157 $26,007,370 $24,858,154
Net Income Common Stockholders $-335,330,643 $67,048,856 $41,334,759 $14,777,393
Net Income $-335,330,643 $67,048,856 $41,334,759 $14,777,393
Net Income Including Noncontrolling Interests $-335,131,689 $45,608,137 $42,605,410 $12,633,263
Net Income Discontinuous Operations $476,015 $762,214 $126,004 -
Net Income Continuous Operations $-335,607,704 $44,845,923 $42,479,406 $12,633,263
Earnings From Equity Interest Net Of Tax $0 $-744,529 $-194,090 $-10,256,577
Pretax Income $-335,015,265 $59,141,996 $51,398,867 $28,934,494
Special Income Charges $-107,175,009 $72,682,192 $-427,971 $0
Interest Income Non Operating $4,451,699 $2,224,155 $2,211,333 $2,015,179
Operating Income $-235,676,819 $-13,284,799 $25,052,834 $24,858,154
Gross Profit $40,419,573 $78,402,036 $131,423,776 $145,311,478
Per Share
Diluted EPS - $25.05 $15.33 $5.31
Basic EPS - $25.14 $15.33 $0.01
Other
Tax Effect Of Unusual Items $-26,259,267 $15,431,298 $3,713,243 $548,294
Tax Rate For Calcs $0 $0 $0 $0
Normalized EBITDA (Bullshit earnings) $-228,646,534 $-3,396,065 $36,056,150 $25,103,383
Total Unusual Items $-105,037,068 $67,345,666 $21,842,606 $2,624,567
Total Unusual Items Excluding Goodwill $-105,037,068 $67,345,666 $21,842,606 $2,624,567
Reconciled Depreciation $784,909 $4,319,063 $5,018,053 $2,869,796
EBITDA (Bullshit earnings) $-333,683,601 $63,949,601 $57,898,757 $27,727,950
EBIT $-334,468,510 $59,630,538 $52,880,703 $24,858,154
Diluted NI Availto Com Stockholders $-335,330,643 $67,048,856 $41,334,759 $14,777,393
Minority Interests $-198,954 $21,440,720 $-1,270,651 $2,144,131
Tax Provision $592,440 $13,551,544 $8,725,371 $6,044,654
Gain On Sale Of Business $-17,184,438 $132,238,749 $-427,971 $0
Write Off $89,990,571 $0 $0 -
Impairment Of Capital Assets $0 $59,556,556 $0 $0
Gain On Sale Of Security $2,137,941 $-5,336,527 $22,270,578 $2,624,567
Provision For Doubtful Accounts $229,920,869 $6,948,199 $954,535 -
Selling General And Administration $46,175,523 $84,738,637 $105,416,406 $120,453,324
Other Gand A $37,236,609 $69,368,509 $83,040,752 $80,263,801
Diluted Average Shares - $394,425 $396,706 $395,865
Basic Average Shares - $393,005 $158,333,521 $158,307,619
Fetched: 2026-05-27
Balance Sheet (Annual)
Metric 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Assets
Net Tangible Assets $70,520,966 $375,287,906 $241,514,709 $223,035,304
Total Assets $225,200,509 $611,747,718 $596,991,252 $455,311,489
Total Non Current Assets $136,219,738 $311,151,584 $246,896,921 $117,300,424
Other Non Current Assets $2,464,962 $9,523,101 $6,673,937 $4,734,950
Non Current Deferred Assets $1,311,915 $1,470,194 $6,003,242 $3,006,706
Non Current Deferred Taxes Assets $1,311,915 $1,470,194 $6,003,242 $3,006,706
Non Current Note Receivables $4,872,596 $4,673,053 $4,474,099 -
Non Current Accounts Receivable $60,031,540 $106,547,789 $109,331,225 $56,861,545
Investmentin Financial Assets $53,322,380 $21,441,457 $23,121,657 -
Current Assets $88,980,771 $300,596,134 $350,094,331 $338,011,065
Other Current Assets $19,895 $65,876 $619,262 $392,602
Assets Held For Sale Current $0 $36,563,851 - -
Restricted Cash $457,151 $5,099,256 $7,845,848 $8,836,048
Prepaid Assets $2,162,553 $2,927,861 $10,722,276 $61,446,469
Receivables $80,992,855 $155,251,940 $103,045,910 $132,429,892
Other Receivables $69,382,067 $38,563,556 $54,021,666 $74,423,848
Accounts Receivable $9,657,800 $14,020,780 $41,251,494 $58,006,044
Allowance For Doubtful Accounts Receivable $-273,819 $-174,784 $-2,306,389 $-2,263,798
Gross Accounts Receivable $9,931,619 $14,195,565 $43,557,882 $60,269,842
Cash Cash Equivalents And Short Term Investments $5,348,316 $100,687,351 $227,861,035 $134,906,054
Cash And Cash Equivalents $4,582,566 $15,624,936 $76,860,661 $83,637,907
Goodwill And Other Intangible Assets - $0 $63,733,699 $16,210,597
Receivables Adjustments Allowances - $-6,947,462 $-4,482,205 $-1,882,102
Loans Receivable - $109,615,065 $12,254,956 -
Other Intangible Assets - - $8,594,209 -
Debt
Net Debt $3,670,327 $4,266,893 - -
Total Debt $12,787,710 $28,435,341 $43,147,153 $25,373,665
Long Term Debt And Capital Lease Obligation $2,278,830 $4,114,362 $10,509,322 $10,933,609
Current Debt And Capital Lease Obligation $10,508,880 $24,320,979 $32,637,832 $14,440,056
Current Debt $8,252,892 $19,891,829 $24,213,397 $5,258,124
Liabilities
Total Liabilities Net Minority Interest $155,767,745 $224,089,463 $252,504,025 $200,159,907
Total Non Current Liabilities Net Minority Interest $80,289,001 $103,703,931 $101,626,707 $59,864,271
Liabilities Heldfor Sale Non Current $0 $1,921,008 - -
Tradeand Other Payables Non Current $3,787,636 $3,787,636 $5,064,918 $5,400,781
Non Current Deferred Liabilities $27,590,893 $31,849,533 $21,980,842 $15,099,109
Non Current Deferred Taxes Liabilities $27,590,893 $31,849,533 $21,980,842 $15,099,109
Current Liabilities $75,478,744 $120,385,532 $150,877,317 $140,295,635
Payables And Accrued Expenses $63,181,934 $70,859,630 $118,239,485 $125,855,579
Payables $41,625,821 $40,401,298 - -
Other Payable $12,514,185 $4,954,388 $5,154,373 $5,425,835
Total Tax Payable $17,161,300 $18,754,698 $27,997,201 $30,583,746
Income Tax Payable $9,876,944 $9,332,400 $14,775,625 $19,162,037
Accounts Payable $11,950,336 $16,692,212 $37,027,339 $53,400,930
Other Non Current Liabilities - $4,918,429 $4,918,282 -
Other Current Liabilities - $22,161,964 - -
Equity
Common Stock Equity $70,520,966 $375,287,906 $305,248,408 $239,245,900
Total Equity Gross Minority Interest $69,432,763 $387,658,255 $344,487,227 $255,151,582
Stockholders Equity $70,520,966 $375,287,906 $305,248,408 $239,245,900
Gains Losses Not Affecting Retained Earnings $37,110,457 $81,943,117 $85,541,231 $77,647,486
Other Equity Adjustments $37,110,457 $81,943,117 $85,541,231 $77,647,486
Retained Earnings $-34,702,087 $263,687,283 $194,474,253 $160,339,553
Long Term Equity Investment $0 $148,063,228 $0 $594,650
Other
Treasury Shares Number $0 $10,033 $9,092 -
Ordinary Shares Number $1,979,997 $417,100 $417,890 $395,270
Share Issued $1,979,997 $170,853,034 $170,792,611 $158,108,101
Tangible Book Value $70,520,966 $375,287,906 $241,514,709 $223,035,304
Invested Capital $78,773,859 $395,179,735 $329,461,805 $244,504,024
Working Capital $13,502,027 $180,210,602 $199,217,014 $197,715,429
Capital Lease Obligations $4,534,817 $8,543,512 $18,933,756 $20,115,541
Total Capitalization $70,520,966 $375,287,906 $305,248,408 $239,245,900
Minority Interest $-1,088,203 $12,370,349 $39,238,819 $15,905,682
Treasury Stock $0 $29,032 $26,232 $1,474
Additional Paid In Capital $59,233,367 $28,407,635 $23,980,695 $67,939
Capital Stock $8,879,228 $1,278,904 $1,278,461 $1,192,396
Common Stock $8,879,228 $1,278,904 $1,278,461 $1,192,396
Non Current Accrued Expenses $46,631,643 $57,112,963 $59,153,344 $28,430,772
Long Term Capital Lease Obligation $2,278,830 $4,114,362 $10,509,322 $10,933,609
Current Capital Lease Obligation $2,255,987 $4,429,151 $8,424,435 $9,181,932
Line Of Credit $8,252,892 $19,891,829 $24,213,397 $5,258,124
Pensionand Other Post Retirement Benefit Plans Current $1,787,930 $3,042,959 $0 -
Current Accrued Expenses $21,556,113 $30,458,331 $48,060,572 $36,445,068
Duefrom Related Parties Non Current $0 $4,918,429 $4,918,282 -
Investments And Advances $53,322,380 $169,504,685 $23,121,657 $594,650
Held To Maturity Securities $18,421,635 $18,421,635 $18,421,635 -
Available For Sale Securities $34,900,745 $3,019,822 $4,700,022 -
Net PPE $14,216,344 $19,432,762 $33,559,061 $35,891,977
Accumulated Depreciation $-17,643,063 $-20,391,424 $-29,110,604 $-28,287,526
Gross PPE $31,859,407 $39,824,185 $62,669,665 $64,179,503
Leases $1,736,497 $2,610,419 $5,153,489 $5,893,892
Construction In Progress $7,905,092 $7,905,092 $7,905,092 $8,382,581
Machinery Furniture Equipment $16,790,215 $18,188,786 $27,265,199 $26,706,065
Buildings And Improvements $5,427,603 $11,119,888 $22,345,885 $23,196,965
Properties $0 $0 $0 $0
Duefrom Related Parties Current $1,952,988 $0 - -
Other Short Term Investments $765,751 $85,062,415 $151,000,374 $51,268,147
Dueto Related Parties Current - $13,559,797 $0 -
Goodwill - $0 $55,139,491 $16,210,597
Investmentsin Associatesat Cost - - - $594,650
Fetched: 2026-05-27
Cash Flow Statement (Annual)
Metric 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Free Cash Flow
Free Cash Flow $-2,890,133 $19,807,237 $13,085,403 $8,843,269
Operating Activities
Operating Cash Flow $-2,398,202 $21,052,539 $15,000,664 $20,300,937
Cash Flow From Continuing Operating Activities $-2,398,202 $21,052,539 $15,000,664 $20,300,937
Operating Gains Losses $15,677,548 $-131,483,462 $-1,697,001 $9,057,255
Investing Activities
Capital Expenditure $-491,931 $-1,245,303 $-1,915,261 $-11,457,667
Investing Cash Flow $-16,414,708 $-64,341,613 $-34,530,692 $-18,799,205
Cash Flow From Continuing Investing Activities $-16,414,708 $-64,341,613 $-34,530,692 $-18,799,205
Net Other Investing Changes $-2,024,022 $-100,773,712 $9,809,152 $-26,718,739
Financing Activities
Repurchase Of Capital Stock $0 $-845,185 $-5,976,863 $-587,134
Issuance Of Capital Stock $1,075,676 $13,706 $0 $0
Financing Cash Flow $-10,552,502 $-9,489,205 $12,700,023 $-3,002,137
Cash Flow From Continuing Financing Activities $-10,552,502 $-9,489,205 $12,700,023 $-3,002,137
Net Common Stock Issuance $1,075,676 $-831,479 $-5,976,863 $-587,134
Common Stock Issuance $1,075,676 $13,706 $0 $0
Net Other Financing Charges - $-4,336,158 $1,064,034 $442
Cash Dividends Paid - $0 $0 $-7,673,569
Common Stock Dividend Paid - $0 $0 $-7,673,569
Other
Repayment Of Debt $-22,544,544 $-24,213,397 $-9,253,408 $0
Issuance Of Debt $10,905,608 $19,891,829 $26,866,260 $5,258,124
Interest Paid Supplemental Data $559,870 $490,163 $1,289,514 $0
Income Tax Paid Supplemental Data $1,512,637 $1,857,048 $11,329,895 $6,930,809
End Cash Position $7,406,382 $36,216,050 $88,719,184 $95,528,852
Beginning Cash Position $36,216,050 $88,719,184 $95,528,852 $96,753,669
Effect Of Exchange Rate Changes $555,744 $275,146 $20,337 $275,588
Changes In Cash $-29,365,413 $-52,778,279 $-6,830,005 $-1,500,405
Proceeds From Stock Option Exercised $10,758 $0 $0 -
Common Stock Payments $0 $-845,185 $-5,976,863 $-587,134
Net Issuance Payments Of Debt $-11,638,936 $-4,321,568 $17,612,852 $5,258,124
Net Short Term Debt Issuance $10,905,608 $19,891,829 $26,866,260 $5,258,124
Short Term Debt Issuance $10,905,608 $19,891,829 $26,866,260 $5,258,124
Net Long Term Debt Issuance $-22,544,544 $-24,213,397 $-9,253,408 $0
Long Term Debt Payments $-22,544,544 $-24,213,397 $-9,253,408 $0
Net Investment Purchase And Sale $5,176,627 $44,644,611 $-45,592,957 $21,996,316
Sale Of Investment $12,536,733 $316,912,545 $622,798,783 $477,423,346
Purchase Of Investment $-7,360,106 $-272,267,934 $-668,391,741 $-455,427,029
Net Business Purchase And Sale $-21,093,951 $-7,426,572 $2,719,328 $-3,178,985
Sale Of Business $5,748 $0 $2,719,328 $0
Purchase Of Business $-21,099,699 $-7,426,572 - $-3,178,985
Net PPE Purchase And Sale $1,526,638 $-785,941 $-1,466,215 $-10,897,797
Sale Of PPE $2,018,569 $459,362 $449,046 $559,870
Purchase Of PPE $-491,931 $-1,245,303 $-1,915,261 $-11,457,667
Change In Working Capital $-7,127,994 $-4,799,352 $-33,810,037 $-25,786,605
Change In Other Current Liabilities $-4,018,274 $-8,210,007 $-10,060,423 $-13,053,276
Change In Other Current Assets $3,974,357 $1,116,646 $536,880 $1,263,282
Change In Payables And Accrued Expense $3,255,324 $15,930,293 $-59,957,706 $-7,978,631
Change In Accrued Expense $119,225 $-4,465,257 $-1,296,736 $-2,324,221
Change In Payable $3,136,099 $20,395,550 $-58,660,970 $-5,654,410
Change In Account Payable $-9,949,599 $-19,994,253 $-53,358,782 $3,256,798
Change In Tax Payable $-3,884,018 $-4,246,555 $-4,749,245 $-5,427,456
Change In Income Tax Payable $-3,884,018 $-4,246,555 $-4,749,245 $-5,427,456
Change In Receivables $-10,339,401 $-13,636,284 $35,671,212 $-6,017,980
Changes In Account Receivables $1,024,538 $11,315,747 $28,947,315 $-219,733
Other Non Cash Items $2,020,927 $6,512,711 $8,768,993 $12,831,185
Stock Based Compensation $2,504,753 $5,686,980 $2,519,343 $67,939
Unrealized Gain Loss On Investment Securities $1,083,045 $12,171,248 $-14,179,796 $0
Provisionand Write Offof Assets $230,113,485 $6,432,835 $3,632,304 $4,524,501
Asset Impairment Charge $89,990,571 $60,172,576 $0 $0
Deferred Tax $-2,313,757 $16,431,804 $2,143,394 $4,103,603
Deferred Income Tax $-2,313,757 $16,431,804 $2,143,394 $4,103,603
Depreciation Amortization Depletion $784,909 $4,319,063 $5,018,053 $2,869,796
Depreciation And Amortization $784,909 $4,319,063 $5,018,053 $2,869,796
Amortization Cash Flow $0 $2,474,541 $2,631,788 $0
Amortization Of Intangibles $0 $2,474,541 $2,631,788 $0
Depreciation $784,909 $1,844,521 $2,386,265 $2,869,796
Earnings Losses From Equity Investments $0 $1,510,869 $194,090 $10,256,577
Gain Loss On Investment Securities $-693,832 $-788,593 $-2,512,269 $-1,615,651
Gain Loss On Sale Of PPE $-975,315 $33,012 $193,206 $416,329
Gain Loss On Sale Of Business $17,346,696 $-132,238,749 $427,971 $0
Net Income From Continuing Operations $-335,131,689 $45,608,137 $42,605,410 $12,633,263
Long Term Debt Issuance - - $26,866,260 $5,258,124
Fetched: 2026-05-27