AII
American Integrity Insurance Group, Inc.
Price Chart
Latest Quote
$16.98
+0.62 (+3.82%)
Current Price
| Previous Close | $16.36 |
| Open | $16.44 |
| Day High | $17.02 |
| Day Low | $16.28 |
| Volume | 54,594 |
Stock Information
| Shares Outstanding | 19.59M |
| Total Debt | $33.17M |
| Cash Equivalents | $173.66M |
| Revenue | $295.53M |
| Net Income | $81.44M |
| Sector | Financial Services |
| Industry | Insurance - Property & Casualty |
| Market Cap | $333.04M |
| P/E Ratio | 3.51 |
| EPS (TTM) | $4.84 |
| Exchange | NYQ |
đ Comprehensive Analysis
Company Data
| Enterprise Value | $192.55M |
| Sales | $295.53M |
| Income | $81.44M |
| Book/sh | $17.13 |
| Cash/sh | $8.86 |
| Employees | 313 |
Financial Ratios
| Quick Ratio | 0.43 |
| Current Ratio | 1.51 |
| Debt/Eq | 9.89 |
| EPS Growth TTM | -47.70% |
Returns & Margins
| ROA | 5.38% |
| ROE | 31.23% |
| Gross Margin | 51.54% |
| Operating Margin | 29.97% |
| Profit Margin | 27.56% |
Ownership
| Insider Ownership | 39.66% |
| Institutional Ownership | 60.22% |
| Insider & Institutional transactions data not available | |
Valuation Ratios
| Forward P/E | 5.64 |
| P/S | 1.13 |
| P/B | 0.99 |
Analyst Data
| Recommendation | none |
| Target Price | $23.75 |
Technical Indicators
| SMA20 | $17.19 |
| SMA50 | $18.35 |
| SMA200 | $19.29 |
| RSI | 48.89 |
| ATR | 0.5435 |
| Shares Float | 11.77M |
| Short Float | 1.74% |
| Short Ratio | 2.53 |
| Rel Volume | 0.92 |
Performance History
| Week | +3.91% |
| Month | -11.96% |
| Quarter | -7.96% |
| 6 Months | -12.28% |
| YTD | -11.07% |
| Year | +8.84% |
| 10 Years | +6.20% |
Stock Score:
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Recent Price History
| Date | Close | Volume |
|---|---|---|
| 2026-06-05 | $17.00 | 106,200 |
| 2026-06-04 | $16.36 | 115,500 |
| 2026-06-03 | $16.59 | 170,100 |
| 2026-06-02 | $16.76 | 178,800 |
| 2026-06-01 | $16.60 | 141,700 |
| 2026-05-29 | $16.36 | 97,300 |
| 2026-05-28 | $16.60 | 92,200 |
| 2026-05-27 | $16.70 | 108,200 |
| 2026-05-26 | $16.65 | 103,500 |
| 2026-05-22 | $17.01 | 157,100 |
| 2026-05-21 | $16.86 | 123,700 |
| 2026-05-20 | $16.60 | 81,000 |
| 2026-05-19 | $16.56 | 109,100 |
| 2026-05-18 | $16.93 | 53,000 |
| 2026-05-15 | $17.07 | 89,300 |
| 2026-05-14 | $17.08 | 89,100 |
| 2026-05-13 | $16.87 | 279,800 |
| 2026-05-12 | $19.60 | 71,200 |
| 2026-05-11 | $19.79 | 83,300 |
| 2026-05-08 | $19.73 | 67,000 |
| 2026-05-07 | $19.67 | 62,600 |
| 2026-05-06 | $19.31 | 53,200 |
About American Integrity Insurance Group, Inc.
American Integrity Insurance Group, Inc., together with its subsidiaries, operates as an insurance company in the United States. The company offers personal residential property insurance for single-family homeowners and condominium owners, as well as coverage for vacant dwellings and investment properties. It also provides manufactured home, commercial residential, dwelling property, and specialty insurance products. In addition, the company offers optional endorsements that provide higher levels of standard coverage and optional coverage, such as personal injury, animal liability, identity recovery, and golf cart physical; and flood insurance products. It distributes its products through the Voluntary Market, which includes partnerships with independent agents, national and regional insurance companies, homebuilder-affiliated agents, and direct-to-consumer channels. American Integrity Insurance Group, Inc. was incorporated in 2006 and is headquartered in Tampa, Florida.
đ° Latest News
American Integrity Insurance Group, Inc. (NYSE:AII) Just Released Its First-Quarter Earnings: Here's What Analysts Think
Simply Wall St. âĸ 2026-05-17T14:08:28Z
Monster Stocks Are Eating Wall Street. Hereâs the Bull Case for Microcaps, Plus 3 Top Charts.
Barchart âĸ 2026-05-15T15:36:21Z
American Integrity Insurance Group Inc (AII) Q1 2026 Earnings Call Highlights: Strong Policy ...
GuruFocus.com âĸ 2026-05-13T23:03:59ZAmerican Integrity Insurance Group Q1 Earnings Call Highlights
MarketBeat âĸ 2026-05-13T20:14:36Z
Full Transcript: American Integrity Q1 2026 Earnings Call
Benzinga âĸ 2026-05-13T15:53:42Z
American Integrity Insurance Group, Inc. Q1 2026 Earnings Call Summary
Moby âĸ 2026-05-13T12:30:00Z
Compared to Estimates, American Integrity Insurance (AII) Q1 Earnings: A Look at Key Metrics
Zacks âĸ 2026-05-12T22:00:01Z
Essent Group (ESNT) Q1 Earnings and Revenues Surpass Estimates
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Americold Realty Trust Inc. (COLD) Q1 FFO and Revenues Beat Estimates
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Palomar (PLMR) Q1 Earnings and Revenues Top Estimates
Zacks âĸ 2026-05-07T01:45:10Z
Period:
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Income Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 |
|---|---|---|---|
| Revenue | |||
| Total Revenue | $276,485,000 | $204,354,000 | $200,871,000 |
| Operating Revenue | $276,485,000 | $204,354,000 | $200,871,000 |
| Expenses | |||
| Total Expenses | $161,428,000 | $153,315,000 | $156,116,000 |
| Other Income Expense | $892,000 | $607,000 | $923,000 |
| General And Administrative Expense | $41,948,000 | $30,951,000 | $34,112,000 |
| Loss Adjustment Expense | $98,034,000 | $90,832,000 | $86,749,000 |
| Income & Earnings | |||
| Net Income From Continuing Operation Net Minority Interest | $99,621,000 | $39,742,000 | $37,797,000 |
| Normalized Income | $99,621,000 | $39,742,000 | $37,797,000 |
| Net Income From Continuing And Discontinued Operation | $99,621,000 | $39,742,000 | $37,797,000 |
| Net Income Common Stockholders | $97,431,000 | $38,031,000 | $36,115,000 |
| Net Income | $99,621,000 | $39,742,000 | $37,797,000 |
| Net Income Including Noncontrolling Interests | $99,621,000 | $39,742,000 | $37,797,000 |
| Net Income Continuous Operations | $99,621,000 | $39,742,000 | $37,797,000 |
| Pretax Income | $115,057,000 | $51,039,000 | $44,755,000 |
| Per Share | |||
| Diluted EPS | $5.65 | $1.94 | $1.84 |
| Basic EPS | $5.65 | $1.94 | $1.84 |
| Other | |||
| Tax Effect Of Unusual Items | $0 | $0 | $0 |
| Tax Rate For Calcs | $0 | $0 | $0 |
| Reconciled Depreciation | $2,280,000 | $2,841,000 | $1,224,000 |
| Diluted Average Shares | $17,235,376 | $19,581,828 | $19,581,828 |
| Basic Average Shares | $17,235,168 | $19,581,828 | $19,581,828 |
| Diluted NI Availto Com Stockholders | $97,431,000 | $38,031,000 | $36,115,000 |
| Otherunder Preferred Stock Dividend | $2,190,000 | $1,711,000 | $1,682,000 |
| Tax Provision | $15,436,000 | $11,297,000 | $6,958,000 |
| Selling General And Administration | $41,948,000 | $30,951,000 | $34,112,000 |
| Other Gand A | $41,948,000 | $30,951,000 | $34,112,000 |
| Net Policyholder Benefits And Claims | $98,034,000 | $90,832,000 | $86,749,000 |
Fetched: 2026-06-02
Balance Sheet (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 |
|---|---|---|---|
| Assets | |||
| Net Tangible Assets | $337,022,000 | $162,392,000 | $133,966,000 |
| Total Assets | $1,225,074,000 | $1,198,145,000 | $862,035,000 |
| Prepaid Assets | $275,093,000 | $268,254,000 | $225,930,000 |
| Receivables | $314,087,000 | $513,691,000 | $362,827,000 |
| Accounts Receivable | $314,087,000 | $513,691,000 | $362,059,000 |
| Cash Cash Equivalents And Short Term Investments | $374,355,000 | $387,265,000 | $256,802,000 |
| Cash And Cash Equivalents | $203,902,000 | $173,220,000 | $61,645,000 |
| Taxes Receivable | - | $0 | $768,000 |
| Debt | |||
| Total Debt | $1,076,000 | $3,641,000 | $6,082,000 |
| Long Term Debt And Capital Lease Obligation | $1,076,000 | $3,641,000 | $5,670,000 |
| Long Term Debt | $618,000 | $1,029,000 | $1,029,000 |
| Current Debt And Capital Lease Obligation | - | $412,000 | $412,000 |
| Current Debt | - | $412,000 | $412,000 |
| Liabilities | |||
| Total Liabilities Net Minority Interest | $888,052,000 | $1,035,753,000 | $728,069,000 |
| Payables And Accrued Expenses | $81,206,000 | $68,221,000 | $61,061,000 |
| Payables | $81,206,000 | $68,221,000 | $61,061,000 |
| Total Tax Payable | $2,680,000 | $11,873,000 | $0 |
| Income Tax Payable | $2,680,000 | $11,873,000 | $0 |
| Accounts Payable | $78,526,000 | $56,348,000 | $61,061,000 |
| Non Current Deferred Liabilities | - | $1,122,000 | $3,233,000 |
| Non Current Deferred Taxes Liabilities | - | $1,122,000 | $3,233,000 |
| Current Notes Payable | - | $412,000 | $412,000 |
| Equity | |||
| Common Stock Equity | $337,022,000 | $162,392,000 | $133,966,000 |
| Total Equity Gross Minority Interest | $337,022,000 | $162,392,000 | $133,966,000 |
| Stockholders Equity | $337,022,000 | $162,392,000 | $133,966,000 |
| Gains Losses Not Affecting Retained Earnings | $1,928,000 | $-327,000 | $-1,035,000 |
| Other Equity Adjustments | $1,928,000 | $-327,000 | $-1,035,000 |
| Retained Earnings | $229,178,000 | $152,432,000 | $124,714,000 |
| Other | |||
| Ordinary Shares Number | $19,579,009 | $19,581,828 | $19,581,828 |
| Share Issued | $19,579,009 | $19,581,828 | $19,581,828 |
| Tangible Book Value | $337,022,000 | $162,392,000 | $133,966,000 |
| Invested Capital | $337,640,000 | $163,421,000 | $135,407,000 |
| Capital Lease Obligations | $458,000 | $2,612,000 | $4,641,000 |
| Total Capitalization | $337,640,000 | $163,421,000 | $134,995,000 |
| Additional Paid In Capital | $105,896,000 | $10,274,000 | - |
| Capital Stock | $20,000 | $13,000 | $10,287,000 |
| Common Stock | $20,000 | $13,000 | $10,287,000 |
| Long Term Capital Lease Obligation | $458,000 | $2,612,000 | $4,641,000 |
| Investments And Advances | $348,610,000 | $214,045,000 | $195,157,000 |
| Net PPE | $6,167,000 | $4,341,000 | $5,817,000 |
| Other Short Term Investments | $170,453,000 | $214,045,000 | $195,157,000 |
Fetched: 2026-06-02
Cash Flow Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 |
|---|---|---|---|
| Free Cash Flow | |||
| Free Cash Flow | $133,175,000 | $147,602,000 | $63,682,000 |
| Operating Activities | |||
| Operating Cash Flow | $138,192,000 | $148,909,000 | $64,438,000 |
| Cash Flow From Continuing Operating Activities | $138,192,000 | $148,909,000 | $64,438,000 |
| Operating Gains Losses | $-569,000 | $-119,000 | $22,000 |
| Investing Activities | |||
| Capital Expenditure | $-5,017,000 | $-1,307,000 | $-756,000 |
| Investing Cash Flow | $-135,079,000 | $-19,369,000 | $-1,841,000 |
| Cash Flow From Continuing Investing Activities | $-135,079,000 | $-19,369,000 | $-1,841,000 |
| Financing Activities | |||
| Issuance Of Capital Stock | $93,000,000 | $0 | - |
| Financing Cash Flow | $61,734,000 | $-12,436,000 | $-2,352,000 |
| Cash Flow From Continuing Financing Activities | $61,734,000 | $-12,436,000 | $-2,352,000 |
| Net Other Financing Charges | $-7,980,000 | - | - |
| Cash Dividends Paid | $-22,875,000 | $-12,024,000 | $-1,837,000 |
| Common Stock Dividend Paid | $-22,875,000 | $-12,024,000 | $-1,837,000 |
| Net Common Stock Issuance | $93,000,000 | $0 | - |
| Common Stock Issuance | $93,000,000 | $0 | - |
| Other | |||
| Repayment Of Debt | $-411,000 | $-412,000 | $-515,000 |
| Interest Paid Supplemental Data | $27,000 | $65,000 | $114,000 |
| Income Tax Paid Supplemental Data | $35,335,000 | $1,000,000 | $8,941,000 |
| End Cash Position | $244,119,000 | $179,272,000 | $62,168,000 |
| Beginning Cash Position | $179,272,000 | $62,168,000 | $1,923,000 |
| Changes In Cash | $64,847,000 | $117,104,000 | $60,245,000 |
| Net Issuance Payments Of Debt | $-411,000 | $-412,000 | $-515,000 |
| Net Long Term Debt Issuance | $-411,000 | $-412,000 | $-515,000 |
| Long Term Debt Payments | $-411,000 | $-412,000 | $-515,000 |
| Net Investment Purchase And Sale | $-130,062,000 | $-18,062,000 | $-1,085,000 |
| Sale Of Investment | $135,411,000 | $85,180,000 | $49,031,000 |
| Purchase Of Investment | $-265,473,000 | $-103,242,000 | $-50,116,000 |
| Net PPE Purchase And Sale | $-5,017,000 | $-1,307,000 | $-756,000 |
| Purchase Of PPE | $-5,017,000 | $-1,307,000 | $-756,000 |
| Change In Working Capital | $39,055,000 | $110,638,000 | $93,706,000 |
| Change In Other Working Capital | $-23,031,000 | $40,439,000 | $-2,321,000 |
| Change In Other Current Liabilities | $6,405,000 | $-7,067,000 | $6,349,000 |
| Change In Other Current Assets | $-8,537,000 | $-7,981,000 | $3,512,000 |
| Change In Payables And Accrued Expense | $22,178,000 | $-4,713,000 | $648,000 |
| Change In Payable | $22,178,000 | $-4,713,000 | $648,000 |
| Change In Account Payable | $22,178,000 | $-4,713,000 | $648,000 |
| Change In Prepaid Assets | $-6,839,000 | $-42,324,000 | $-66,852,000 |
| Change In Receivables | $6,563,000 | $-14,825,000 | $-7,938,000 |
| Changes In Account Receivables | $6,563,000 | $-14,825,000 | $-7,938,000 |
| Other Non Cash Items | $-2,279,000 | $-2,083,000 | $-69,423,000 |
| Stock Based Compensation | $10,609,000 | $0 | - |
| Deferred Tax | $-10,525,000 | $-2,110,000 | $1,112,000 |
| Deferred Income Tax | $-10,525,000 | $-2,110,000 | $1,112,000 |
| Depreciation And Amortization | $2,280,000 | $2,841,000 | $1,224,000 |
| Gain Loss On Investment Securities | $-569,000 | $-119,000 | $22,000 |
| Net Income From Continuing Operations | $99,621,000 | $39,742,000 | $37,797,000 |
| Change In Tax Payable | - | $12,640,000 | $-3,095,000 |
| Change In Income Tax Payable | - | $12,640,000 | $-3,095,000 |
Fetched: 2026-06-02