ALKT
Alkami Technology, Inc.
Price Chart
Latest Quote
$15.66
| Previous Close | $16.18 |
| Open | $16.21 |
| Day High | $16.49 |
| Day Low | $15.62 |
| Volume | 170,778 |
Stock Information
| Shares Outstanding | 107.02M |
| Total Debt | $358.21M |
| Cash Equivalents | $77.65M |
| Revenue | $471.94M |
| Net Income | $-49.80M |
| Sector | Technology |
| Industry | Software - Application |
| Market Cap | $1.70B |
| EPS (TTM) | $-0.47 |
| Exchange | NMS |
đ Comprehensive Analysis
Company Data
| Enterprise Value | $1.98B |
| Sales | $471.94M |
| Income | $-49.80M |
| Book/sh | $3.46 |
| Cash/sh | $0.73 |
| Employees | 1K |
Financial Ratios
| Quick Ratio | 1.75 |
| Current Ratio | 2.30 |
| Debt/Eq | 96.64 |
Returns & Margins
| ROA | -3.19% |
| ROE | -14.13% |
| Gross Margin | 57.78% |
| Operating Margin | -4.21% |
| Profit Margin | -10.55% |
Ownership
| Insider Ownership | 23.77% |
| Institutional Ownership | 98.45% |
| Insider & Institutional transactions data not available | |
Valuation Ratios
| Forward P/E | 13.99 |
| P/S | 3.60 |
| P/B | 4.59 |
Analyst Data
| Recommendation | buy |
| Target Price | $21.67 |
Technical Indicators
| SMA20 | $17.04 |
| SMA50 | $16.73 |
| SMA200 | $20.20 |
| RSI | 44.00 |
| ATR | 0.9539 |
| Shares Float | 59.30M |
| Short Float | 11.77% |
| Short Ratio | 4.65 |
| Volatility | 0.57 |
| Rel Volume | 0.82 |
Performance History
| Week | -12.55% |
| Month | -5.13% |
| Quarter | -6.86% |
| 6 Months | -24.87% |
| YTD | -29.94% |
| Year | -47.14% |
| 3 Years | +5.93% |
| 5 Years | -52.24% |
| 10 Years | -63.05% |
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Recent Price History
| Date | Close | Volume |
|---|---|---|
| 2026-06-05 | $15.89 | 1,295,700 |
| 2026-06-04 | $16.18 | 1,425,000 |
| 2026-06-03 | $16.62 | 2,311,200 |
| 2026-06-02 | $17.79 | 1,765,000 |
| 2026-06-01 | $18.95 | 2,105,400 |
| 2026-05-29 | $18.17 | 1,813,900 |
| 2026-05-28 | $17.59 | 1,424,400 |
| 2026-05-27 | $16.80 | 974,400 |
| 2026-05-26 | $16.80 | 958,900 |
| 2026-05-22 | $16.80 | 852,600 |
| 2026-05-21 | $16.87 | 907,500 |
| 2026-05-20 | $16.84 | 707,300 |
| 2026-05-19 | $16.76 | 1,556,800 |
| 2026-05-18 | $16.99 | 1,703,100 |
| 2026-05-15 | $16.61 | 1,193,500 |
| 2026-05-14 | $16.62 | 2,815,500 |
| 2026-05-13 | $16.57 | 2,553,800 |
| 2026-05-12 | $16.79 | 2,527,600 |
| 2026-05-11 | $17.22 | 1,226,900 |
| 2026-05-08 | $17.97 | 1,503,900 |
| 2026-05-07 | $17.43 | 2,582,400 |
| 2026-05-06 | $16.75 | 2,373,700 |
About Alkami Technology, Inc.
Alkami Technology, Inc. provides a cloud-based digital sales and service platform for financial institutions in the United States. The company offers the Alkami digital sales & service platform, which includes the Alkami digital banking platform, onboarding & account opening, and data & marketing modules. Its solutions enable financial institutions to onboard and engage new users, accelerate revenues, and enhance operational efficiency, with the support of proprietary, cloud-based, and multi-tenant architecture. It serves community, regional, super-regional credit unions, and banks. The company was founded in 2009 and is based in Plano, Texas.
đ° Latest News
Alkami Technology Touts $500M ARR, AI Upside and Bank Demand at Fintech Event
MarketBeat âĸ 2026-06-02T20:03:21ZThree Stocks That May Be Trading Below Estimated Value In May 2026
Simply Wall St. âĸ 2026-05-29T17:38:14ZAlkami Technology (ALKT) Announces New Partnership Between MANTL and FVSBank
Insider Monkey âĸ 2026-05-28T11:03:30ZAshland, GeneDX Holdings, and 3 More Stocks See Action From Activist Investors
Barrons.com âĸ 2026-05-22T22:23:00ZHow The Story Is Shifting For Alkami Technology (ALKT) As Targets And Guidance Reset
Simply Wall St. âĸ 2026-05-20T01:19:40ZAlkami Technology Sees Steady Digital Banking Demand as Cross-Selling Fuels Growth
MarketBeat âĸ 2026-05-18T16:07:13ZThis Beaten-Down Fintech Stock Landed a Massive $102 Million Vote of Confidence
Motley Fool âĸ 2026-05-16T16:26:02ZWhy Alkami Technology (ALKT) Is Still Drawing M&A Attention
Insider Monkey âĸ 2026-05-12T23:48:49ZA Look At Alkami Technology (ALKT) Valuation After A US$100 Million Share Repurchase Authorization
Simply Wall St. âĸ 2026-05-08T19:17:23ZAlkami Technology (ALKT) Is Up 8.8% After New 2026 Guidance And US$100M Buyback Plan
Simply Wall St. âĸ 2026-05-05T13:17:37ZIncome Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Revenue | ||||
| Reconciled Cost Of Revenue | $165,816,000 | $128,146,000 | $111,524,000 | $89,026,000 |
| Cost Of Revenue | $187,040,000 | $137,219,000 | $120,720,000 | $95,946,000 |
| Total Revenue | $443,639,000 | $333,849,000 | $264,831,000 | $204,270,000 |
| Operating Revenue | $434,270,000 | $326,847,000 | $260,836,000 | $201,328,000 |
| Expenses | ||||
| Interest Expense | $9,486,000 | $461,000 | $7,384,000 | $3,850,000 |
| Total Expenses | $492,157,000 | $378,280,000 | $328,273,000 | $274,488,000 |
| Other Income Expense | $-5,118,000 | $-195,000 | $-138,000 | $12,311,000 |
| Net Non Operating Interest Income Expense | $-5,326,000 | $4,099,000 | $711,000 | $-1,154,000 |
| Interest Expense Non Operating | $9,486,000 | $461,000 | $7,384,000 | $3,850,000 |
| Operating Expense | $305,117,000 | $241,061,000 | $207,553,000 | $178,542,000 |
| Selling And Marketing Expense | $80,141,000 | $59,765,000 | $48,557,000 | $36,811,000 |
| General And Administrative Expense | $100,892,000 | $83,650,000 | $72,900,000 | $71,247,000 |
| Income & Earnings | ||||
| Net Income From Continuing Operation Net Minority Interest | $-47,652,000 | $-40,835,000 | $-62,913,000 | $-58,600,000 |
| Net Interest Income | $-5,326,000 | $4,099,000 | $711,000 | $-1,154,000 |
| Interest Income | $4,160,000 | $4,560,000 | $8,095,000 | $2,696,000 |
| Normalized Income | $-43,516,656 | $-40,680,950 | $-62,803,980 | $-70,824,823 |
| Net Income From Continuing And Discontinued Operation | $-47,652,000 | $-40,835,000 | $-62,913,000 | $-58,600,000 |
| Total Operating Income As Reported | $-53,636,000 | $-44,626,000 | $-63,705,000 | $-57,689,000 |
| Net Income Common Stockholders | $-47,652,000 | $-40,835,000 | $-62,913,000 | $-58,600,000 |
| Net Income | $-47,652,000 | $-40,835,000 | $-62,913,000 | $-58,600,000 |
| Net Income Including Noncontrolling Interests | $-47,652,000 | $-40,835,000 | $-62,913,000 | $-58,600,000 |
| Net Income Continuous Operations | $-47,652,000 | $-40,835,000 | $-62,913,000 | $-58,600,000 |
| Pretax Income | $-58,962,000 | $-40,527,000 | $-62,869,000 | $-59,061,000 |
| Special Income Charges | $-5,118,000 | $-195,000 | $-672,000 | $12,511,000 |
| Interest Income Non Operating | $4,160,000 | $4,560,000 | $8,095,000 | $2,696,000 |
| Operating Income | $-48,518,000 | $-44,431,000 | $-63,442,000 | $-70,218,000 |
| Depreciation Amortization Depletion Income Statement | $5,688,000 | $1,435,000 | $1,435,000 | $1,155,000 |
| Depreciation And Amortization In Income Statement | $5,688,000 | $1,435,000 | $1,435,000 | $1,155,000 |
| Amortization Of Intangibles Income Statement | $5,688,000 | $1,435,000 | $1,435,000 | $1,155,000 |
| Gross Profit | $256,599,000 | $196,630,000 | $144,111,000 | $108,324,000 |
| Per Share | ||||
| Diluted EPS | $-0.46 | $-0.41 | $-0.67 | $-0.64 |
| Basic EPS | $-0.46 | $-0.41 | $-0.67 | $-0.64 |
| Other | ||||
| Tax Effect Of Unusual Items | $-982,656 | $-40,950 | $-28,980 | $86,177 |
| Tax Rate For Calcs | $0 | $0 | $0 | $0 |
| Normalized EBITDA (Bullshit earnings) | $-17,446,000 | $-29,363,000 | $-44,716,000 | $-59,447,000 |
| Total Unusual Items | $-5,118,000 | $-195,000 | $-138,000 | $12,311,000 |
| Total Unusual Items Excluding Goodwill | $-5,118,000 | $-195,000 | $-138,000 | $12,311,000 |
| Reconciled Depreciation | $26,912,000 | $10,508,000 | $10,631,000 | $8,075,000 |
| EBITDA (Bullshit earnings) | $-22,564,000 | $-29,558,000 | $-44,854,000 | $-47,136,000 |
| EBIT | $-49,476,000 | $-40,066,000 | $-55,485,000 | $-55,211,000 |
| Diluted Average Shares | $103,895,195 | $98,892,692 | $94,080,797 | $90,956,521 |
| Basic Average Shares | $103,895,195 | $98,892,692 | $94,080,797 | $90,956,521 |
| Diluted NI Availto Com Stockholders | $-47,652,000 | $-40,835,000 | $-62,913,000 | $-58,600,000 |
| Tax Provision | $-11,310,000 | $308,000 | $44,000 | $-461,000 |
| Impairment Of Capital Assets | $1,655,000 | $0 | $0 | - |
| Restructuring And Mergern Acquisition | $3,463,000 | $195,000 | $263,000 | $-12,529,000 |
| Amortization | $5,688,000 | $1,435,000 | $1,435,000 | $1,155,000 |
| Research And Development | $118,396,000 | $96,211,000 | $84,661,000 | $69,329,000 |
| Selling General And Administration | $181,033,000 | $143,415,000 | $121,457,000 | $108,058,000 |
| Other Gand A | $100,892,000 | $83,650,000 | $72,900,000 | $71,247,000 |
| Other Special Charges | - | - | $409,000 | $18,000 |
| Gain On Sale Of Security | - | - | $534,000 | $-200,000 |
| Preferred Stock Dividends | - | - | - | - |
Balance Sheet (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Assets | ||||
| Net Tangible Assets | $-218,233,590 | $166,717,360 | $141,084,000 | $143,436,000 |
| Total Assets | $847,227,000 | $437,277,000 | $399,825,000 | $488,885,000 |
| Total Non Current Assets | $660,011,000 | $255,900,000 | $251,240,000 | $246,720,000 |
| Other Non Current Assets | $10,120,000 | $5,011,000 | $3,949,000 | $3,096,000 |
| Non Current Deferred Assets | $47,430,000 | $37,178,000 | $30,734,000 | $24,783,000 |
| Goodwill And Other Intangible Assets | $580,282,590 | $190,312,640 | $183,857,000 | $190,610,000 |
| Other Intangible Assets | $176,878,590 | $42,262,640 | $35,807,000 | $42,593,000 |
| Current Assets | $187,216,000 | $181,377,000 | $148,585,000 | $242,165,000 |
| Other Current Assets | $20,736,000 | $13,697,000 | $10,634,000 | $11,709,000 |
| Current Deferred Assets | $15,894,000 | $13,207,000 | $10,329,000 | $7,855,000 |
| Receivables | $51,494,000 | $38,739,000 | $35,499,000 | $26,246,000 |
| Receivables Adjustments Allowances | $-556,000 | $-213,000 | $-587,000 | $-787,000 |
| Other Receivables | $7,914,000 | $6,086,000 | $5,975,000 | $5,368,000 |
| Accounts Receivable | $44,136,000 | $32,866,000 | $30,111,000 | $21,665,000 |
| Cash Cash Equivalents And Short Term Investments | $99,092,000 | $115,734,000 | $92,123,000 | $196,355,000 |
| Cash And Cash Equivalents | $63,457,000 | $94,359,000 | $40,927,000 | $108,720,000 |
| Prepaid Assets | - | - | - | - |
| Debt | ||||
| Net Debt | $287,773,000 | - | - | - |
| Total Debt | $368,545,000 | $18,452,000 | $19,257,000 | $104,054,000 |
| Long Term Debt And Capital Lease Obligation | $366,969,000 | $17,109,000 | $18,052,000 | $97,209,000 |
| Long Term Debt | $351,230,000 | - | - | $81,392,000 |
| Current Debt And Capital Lease Obligation | $1,576,000 | $1,343,000 | $1,205,000 | $6,845,000 |
| Current Debt | - | - | - | $3,188,000 |
| Other Current Borrowings | - | - | - | $3,188,000 |
| Liabilities | ||||
| Total Liabilities Net Minority Interest | $485,178,000 | $80,247,000 | $74,884,000 | $154,839,000 |
| Total Non Current Liabilities Net Minority Interest | $395,631,000 | $34,677,000 | $35,454,000 | $113,225,000 |
| Other Non Current Liabilities | $237,000 | $220,000 | $305,000 | $400,000 |
| Non Current Deferred Liabilities | $28,425,000 | $17,348,000 | $17,097,000 | $15,616,000 |
| Non Current Deferred Taxes Liabilities | $2,625,000 | $1,822,000 | $1,713,000 | $1,712,000 |
| Current Liabilities | $89,547,000 | $45,570,000 | $39,430,000 | $41,614,000 |
| Current Deferred Liabilities | $34,770,000 | $13,578,000 | $10,984,000 | $8,835,000 |
| Payables And Accrued Expenses | $49,773,000 | $28,690,000 | $25,899,000 | $21,320,000 |
| Payables | $5,842,000 | $6,129,000 | $8,644,000 | $5,438,000 |
| Accounts Payable | $5,842,000 | $6,129,000 | $7,478,000 | $4,291,000 |
| Total Tax Payable | - | $634,000 | $1,166,000 | $1,147,000 |
| Derivative Product Liabilities | - | - | - | - |
| Equity | ||||
| Common Stock Equity | $362,049,000 | $357,030,000 | $324,941,000 | $334,046,000 |
| Total Equity Gross Minority Interest | $362,049,000 | $357,030,000 | $324,941,000 | $334,046,000 |
| Stockholders Equity | $362,049,000 | $357,030,000 | $324,941,000 | $334,046,000 |
| Retained Earnings | $-523,853,000 | $-476,201,000 | $-435,366,000 | $-372,453,000 |
| Other | ||||
| Ordinary Shares Number | $106,101,875 | $102,088,783 | $96,722,098 | $92,112,749 |
| Share Issued | $106,101,875 | $102,088,783 | $96,722,098 | $92,112,749 |
| Tangible Book Value | $-218,233,590 | $166,717,360 | $141,084,000 | $143,436,000 |
| Invested Capital | $713,279,000 | $357,030,000 | $324,941,000 | $418,626,000 |
| Working Capital | $97,669,000 | $135,807,000 | $109,155,000 | $200,551,000 |
| Capital Lease Obligations | $17,315,000 | $18,452,000 | $19,257,000 | $19,474,000 |
| Total Capitalization | $713,279,000 | $357,030,000 | $324,941,000 | $415,438,000 |
| Additional Paid In Capital | $885,796,000 | $833,129,000 | $760,210,000 | $706,407,000 |
| Capital Stock | $106,000 | $102,000 | $97,000 | $92,000 |
| Common Stock | $106,000 | $102,000 | $97,000 | $92,000 |
| Preferred Stock | $0 | $0 | $0 | $0 |
| Non Current Deferred Revenue | $25,800,000 | $15,526,000 | $15,384,000 | $13,904,000 |
| Long Term Capital Lease Obligation | $15,739,000 | $17,109,000 | $18,052,000 | $15,817,000 |
| Current Deferred Revenue | $34,770,000 | $13,578,000 | $10,984,000 | $8,835,000 |
| Current Capital Lease Obligation | $1,576,000 | $1,343,000 | $1,205,000 | $3,657,000 |
| Current Provisions | $3,428,000 | $1,959,000 | $660,000 | $3,897,000 |
| Current Accrued Expenses | $43,931,000 | $22,561,000 | $17,255,000 | $15,882,000 |
| Goodwill | $403,404,000 | $148,050,000 | $148,050,000 | $148,017,000 |
| Net PPE | $22,178,410 | $23,398,360 | $32,700,000 | $28,231,000 |
| Accumulated Depreciation | $-4,796,590 | $-4,329,640 | $-18,896,000 | $-14,999,000 |
| Gross PPE | $26,975,000 | $27,728,000 | $51,596,000 | $43,230,000 |
| Leases | $10,230,000 | $10,229,000 | $12,312,000 | $11,715,000 |
| Other Properties | $13,462,000 | $14,565,000 | $15,754,000 | $14,670,000 |
| Machinery Furniture Equipment | $3,283,000 | $2,934,000 | $11,267,000 | $10,623,000 |
| Properties | $0 | $0 | $0 | $0 |
| Other Short Term Investments | $35,635,000 | $21,375,000 | $51,196,000 | $87,635,000 |
| Pensionand Other Post Retirement Benefit Plans Current | - | $757,000 | $682,000 | $717,000 |
| Construction In Progress | - | $19,728,000 | $12,263,000 | $6,222,000 |
| Dueto Related Parties Current | - | - | - | $300 |
Cash Flow Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Free Cash Flow | ||||
| Free Cash Flow | $34,217,000 | $10,742,000 | $-23,794,000 | $-42,490,000 |
| Operating Activities | ||||
| Operating Cash Flow | $42,906,000 | $18,597,000 | $-17,502,000 | $-38,045,000 |
| Cash Flow From Continuing Operating Activities | $42,906,000 | $18,597,000 | $-17,502,000 | $-38,045,000 |
| Operating Gains Losses | - | - | $-123,000 | $218,000 |
| Investing Activities | ||||
| Capital Expenditure | $-8,689,000 | $-7,855,000 | $-6,292,000 | $-4,445,000 |
| Investing Cash Flow | $-397,594,000 | $23,041,000 | $33,911,000 | $-223,751,000 |
| Cash Flow From Continuing Investing Activities | $-397,594,000 | $23,041,000 | $33,911,000 | $-223,751,000 |
| Capital Expenditure Reported | $-7,147,000 | $-6,660,000 | $-5,234,000 | $-3,388,000 |
| Financing Activities | ||||
| Financing Cash Flow | $323,786,000 | $11,794,000 | $-87,819,000 | $61,179,000 |
| Cash Flow From Continuing Financing Activities | $323,786,000 | $11,794,000 | $-87,819,000 | $61,179,000 |
| Net Other Financing Charges | $-35,777,000 | $-13,183,000 | $-19,926,000 | $-4,438,000 |
| Repurchase Of Capital Stock | - | - | $0 | $0 |
| Issuance Of Capital Stock | - | - | $0 | $0 |
| Cash Dividends Paid | - | - | $0 | $0 |
| Preferred Stock Dividend Paid | - | - | $0 | $0 |
| Net Common Stock Issuance | - | - | $0 | $0 |
| Common Stock Issuance | - | - | $0 | $0 |
| Net Preferred Stock Issuance | - | - | - | $0 |
| Preferred Stock Issuance | - | - | - | $0 |
| Other | ||||
| Repayment Of Debt | $-45,000,000 | $0 | $-85,000,000 | $-24,688,000 |
| Issuance Of Debt | $395,513,000 | $0 | $0 | $85,000,000 |
| Interest Paid Supplemental Data | $5,943,000 | $283,000 | $7,056,000 | $3,612,000 |
| Income Tax Paid Supplemental Data | $475,000 | $375,000 | $332,000 | $249,000 |
| End Cash Position | $63,457,000 | $94,359,000 | $40,927,000 | $112,337,000 |
| Beginning Cash Position | $94,359,000 | $40,927,000 | $112,337,000 | $312,954,000 |
| Changes In Cash | $-30,902,000 | $53,432,000 | $-71,410,000 | $-200,617,000 |
| Proceeds From Stock Option Exercised | $9,050,000 | $24,977,000 | $17,107,000 | $5,305,000 |
| Net Issuance Payments Of Debt | $350,513,000 | $0 | $-85,000,000 | $60,312,000 |
| Net Short Term Debt Issuance | $15,000,000 | $0 | $0 | $0 |
| Short Term Debt Payments | $-45,000,000 | $0 | $0 | $0 |
| Short Term Debt Issuance | $60,000,000 | $0 | $0 | $0 |
| Net Long Term Debt Issuance | $335,513,000 | $0 | $-85,000,000 | $60,312,000 |
| Long Term Debt Payments | $0 | $0 | $-85,000,000 | $-24,688,000 |
| Long Term Debt Issuance | $335,513,000 | $0 | $0 | $85,000,000 |
| Net Investment Purchase And Sale | $-13,406,000 | $30,896,000 | $40,203,000 | $-87,467,000 |
| Sale Of Investment | $31,800,000 | $71,312,000 | $181,019,000 | $99,750,000 |
| Purchase Of Investment | $-45,206,000 | $-40,416,000 | $-140,816,000 | $-187,217,000 |
| Net Business Purchase And Sale | $-375,499,000 | $0 | $0 | $-131,839,000 |
| Purchase Of Business | $-375,499,000 | $0 | $0 | $-131,839,000 |
| Net PPE Purchase And Sale | $-1,542,000 | $-1,195,000 | $-1,058,000 | $-1,057,000 |
| Purchase Of PPE | $-1,542,000 | $-1,195,000 | $-1,058,000 | $-1,057,000 |
| Change In Working Capital | $-3,500,000 | $-9,757,000 | $-12,828,000 | $-15,905,000 |
| Change In Other Working Capital | $-2,581,000 | $-5,867,000 | $-4,091,000 | $-7,324,000 |
| Change In Payables And Accrued Expense | $19,708,000 | $3,322,000 | $91,000 | $-1,374,000 |
| Change In Prepaid Assets | $-9,351,000 | $-3,972,000 | $425,000 | $-3,194,000 |
| Change In Receivables | $-11,276,000 | $-3,240,000 | $-9,253,000 | $-4,013,000 |
| Changes In Account Receivables | $-11,276,000 | $-3,240,000 | $-9,253,000 | $-4,013,000 |
| Other Non Cash Items | $1,097,000 | $-865,000 | $-3,468,000 | $-15,735,000 |
| Stock Based Compensation | $76,188,000 | $59,437,000 | $51,231,000 | $44,592,000 |
| Asset Impairment Charge | $1,655,000 | $0 | $0 | - |
| Deferred Tax | $-11,794,000 | $109,000 | $-32,000 | $-690,000 |
| Deferred Income Tax | $-11,794,000 | $109,000 | $-32,000 | $-690,000 |
| Depreciation Amortization Depletion | $26,912,000 | $10,508,000 | $10,631,000 | $8,075,000 |
| Depreciation And Amortization | $26,912,000 | $10,508,000 | $10,631,000 | $8,075,000 |
| Net Income From Continuing Operations | $-47,652,000 | $-40,835,000 | $-62,913,000 | $-58,600,000 |
| Common Stock Payments | - | - | $0 | $0 |
| Gain Loss On Investment Securities | - | - | $-532,000 | $200,000 |