S&P 500 7,387.05 â–ŧ 197.26 (-2.60%) DOW 50,877.30 â–ŧ 684.63 (-1.33%) NASDAQ 25,726.49 â–ŧ 1,104.47 (-4.12%) US Markets Closed â€ĸ 08:49 AM ET

ALKT

Alkami Technology, Inc.

Price Chart
Latest Quote

$15.66

-0.52 (-3.21%)
Current Price
Previous Close $16.18
Open $16.21
Day High $16.49
Day Low $15.62
Volume 170,778
Fetched: 2026-06-05T14:32:39
Stock Information
Shares Outstanding 107.02M
Total Debt $358.21M
Cash Equivalents $77.65M
Revenue $471.94M
Net Income $-49.80M
Sector Technology
Industry Software - Application
Market Cap $1.70B
EPS (TTM) $-0.47
Exchange NMS
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📊 Comprehensive Analysis
Company Data
Enterprise Value$1.98B
Sales$471.94M
Income$-49.80M
Book/sh$3.46
Cash/sh$0.73
Employees1K
Financial Ratios
Quick Ratio1.75
Current Ratio2.30
Debt/Eq96.64
Returns & Margins
ROA-3.19%
ROE-14.13%
Gross Margin57.78%
Operating Margin-4.21%
Profit Margin-10.55%
Ownership
Insider Ownership23.77%
Institutional Ownership98.45%
Insider & Institutional transactions data not available
Valuation Ratios
Forward P/E13.99
P/S3.60
P/B4.59
Analyst Data
Recommendationbuy
Target Price$21.67
Technical Indicators
SMA20$17.04
SMA50$16.73
SMA200$20.20
RSI44.00
ATR0.9539
Shares Float59.30M
Short Float11.77%
Short Ratio4.65
Volatility0.57
Rel Volume0.82
Performance History
Week-12.55%
Month-5.13%
Quarter-6.86%
6 Months-24.87%
YTD-29.94%
Year-47.14%
3 Years+5.93%
5 Years-52.24%
10 Years-63.05%
Stock Score: ⭐ Premium
Based on debt, profitability, growth, and cash flow metrics
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Recent Price History
Date Close Volume
2026-06-05 $15.89 1,295,700
2026-06-04 $16.18 1,425,000
2026-06-03 $16.62 2,311,200
2026-06-02 $17.79 1,765,000
2026-06-01 $18.95 2,105,400
2026-05-29 $18.17 1,813,900
2026-05-28 $17.59 1,424,400
2026-05-27 $16.80 974,400
2026-05-26 $16.80 958,900
2026-05-22 $16.80 852,600
2026-05-21 $16.87 907,500
2026-05-20 $16.84 707,300
2026-05-19 $16.76 1,556,800
2026-05-18 $16.99 1,703,100
2026-05-15 $16.61 1,193,500
2026-05-14 $16.62 2,815,500
2026-05-13 $16.57 2,553,800
2026-05-12 $16.79 2,527,600
2026-05-11 $17.22 1,226,900
2026-05-08 $17.97 1,503,900
2026-05-07 $17.43 2,582,400
2026-05-06 $16.75 2,373,700
About Alkami Technology, Inc.

Alkami Technology, Inc. provides a cloud-based digital sales and service platform for financial institutions in the United States. The company offers the Alkami digital sales & service platform, which includes the Alkami digital banking platform, onboarding & account opening, and data & marketing modules. Its solutions enable financial institutions to onboard and engage new users, accelerate revenues, and enhance operational efficiency, with the support of proprietary, cloud-based, and multi-tenant architecture. It serves community, regional, super-regional credit unions, and banks. The company was founded in 2009 and is based in Plano, Texas.

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Income Statement (Annual)
Metric 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Revenue
Reconciled Cost Of Revenue $165,816,000 $128,146,000 $111,524,000 $89,026,000
Cost Of Revenue $187,040,000 $137,219,000 $120,720,000 $95,946,000
Total Revenue $443,639,000 $333,849,000 $264,831,000 $204,270,000
Operating Revenue $434,270,000 $326,847,000 $260,836,000 $201,328,000
Expenses
Interest Expense $9,486,000 $461,000 $7,384,000 $3,850,000
Total Expenses $492,157,000 $378,280,000 $328,273,000 $274,488,000
Other Income Expense $-5,118,000 $-195,000 $-138,000 $12,311,000
Net Non Operating Interest Income Expense $-5,326,000 $4,099,000 $711,000 $-1,154,000
Interest Expense Non Operating $9,486,000 $461,000 $7,384,000 $3,850,000
Operating Expense $305,117,000 $241,061,000 $207,553,000 $178,542,000
Selling And Marketing Expense $80,141,000 $59,765,000 $48,557,000 $36,811,000
General And Administrative Expense $100,892,000 $83,650,000 $72,900,000 $71,247,000
Income & Earnings
Net Income From Continuing Operation Net Minority Interest $-47,652,000 $-40,835,000 $-62,913,000 $-58,600,000
Net Interest Income $-5,326,000 $4,099,000 $711,000 $-1,154,000
Interest Income $4,160,000 $4,560,000 $8,095,000 $2,696,000
Normalized Income $-43,516,656 $-40,680,950 $-62,803,980 $-70,824,823
Net Income From Continuing And Discontinued Operation $-47,652,000 $-40,835,000 $-62,913,000 $-58,600,000
Total Operating Income As Reported $-53,636,000 $-44,626,000 $-63,705,000 $-57,689,000
Net Income Common Stockholders $-47,652,000 $-40,835,000 $-62,913,000 $-58,600,000
Net Income $-47,652,000 $-40,835,000 $-62,913,000 $-58,600,000
Net Income Including Noncontrolling Interests $-47,652,000 $-40,835,000 $-62,913,000 $-58,600,000
Net Income Continuous Operations $-47,652,000 $-40,835,000 $-62,913,000 $-58,600,000
Pretax Income $-58,962,000 $-40,527,000 $-62,869,000 $-59,061,000
Special Income Charges $-5,118,000 $-195,000 $-672,000 $12,511,000
Interest Income Non Operating $4,160,000 $4,560,000 $8,095,000 $2,696,000
Operating Income $-48,518,000 $-44,431,000 $-63,442,000 $-70,218,000
Depreciation Amortization Depletion Income Statement $5,688,000 $1,435,000 $1,435,000 $1,155,000
Depreciation And Amortization In Income Statement $5,688,000 $1,435,000 $1,435,000 $1,155,000
Amortization Of Intangibles Income Statement $5,688,000 $1,435,000 $1,435,000 $1,155,000
Gross Profit $256,599,000 $196,630,000 $144,111,000 $108,324,000
Per Share
Diluted EPS $-0.46 $-0.41 $-0.67 $-0.64
Basic EPS $-0.46 $-0.41 $-0.67 $-0.64
Other
Tax Effect Of Unusual Items $-982,656 $-40,950 $-28,980 $86,177
Tax Rate For Calcs $0 $0 $0 $0
Normalized EBITDA (Bullshit earnings) $-17,446,000 $-29,363,000 $-44,716,000 $-59,447,000
Total Unusual Items $-5,118,000 $-195,000 $-138,000 $12,311,000
Total Unusual Items Excluding Goodwill $-5,118,000 $-195,000 $-138,000 $12,311,000
Reconciled Depreciation $26,912,000 $10,508,000 $10,631,000 $8,075,000
EBITDA (Bullshit earnings) $-22,564,000 $-29,558,000 $-44,854,000 $-47,136,000
EBIT $-49,476,000 $-40,066,000 $-55,485,000 $-55,211,000
Diluted Average Shares $103,895,195 $98,892,692 $94,080,797 $90,956,521
Basic Average Shares $103,895,195 $98,892,692 $94,080,797 $90,956,521
Diluted NI Availto Com Stockholders $-47,652,000 $-40,835,000 $-62,913,000 $-58,600,000
Tax Provision $-11,310,000 $308,000 $44,000 $-461,000
Impairment Of Capital Assets $1,655,000 $0 $0 -
Restructuring And Mergern Acquisition $3,463,000 $195,000 $263,000 $-12,529,000
Amortization $5,688,000 $1,435,000 $1,435,000 $1,155,000
Research And Development $118,396,000 $96,211,000 $84,661,000 $69,329,000
Selling General And Administration $181,033,000 $143,415,000 $121,457,000 $108,058,000
Other Gand A $100,892,000 $83,650,000 $72,900,000 $71,247,000
Other Special Charges - - $409,000 $18,000
Gain On Sale Of Security - - $534,000 $-200,000
Preferred Stock Dividends - - - -
Fetched: 2026-05-25
Balance Sheet (Annual)
Metric 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Assets
Net Tangible Assets $-218,233,590 $166,717,360 $141,084,000 $143,436,000
Total Assets $847,227,000 $437,277,000 $399,825,000 $488,885,000
Total Non Current Assets $660,011,000 $255,900,000 $251,240,000 $246,720,000
Other Non Current Assets $10,120,000 $5,011,000 $3,949,000 $3,096,000
Non Current Deferred Assets $47,430,000 $37,178,000 $30,734,000 $24,783,000
Goodwill And Other Intangible Assets $580,282,590 $190,312,640 $183,857,000 $190,610,000
Other Intangible Assets $176,878,590 $42,262,640 $35,807,000 $42,593,000
Current Assets $187,216,000 $181,377,000 $148,585,000 $242,165,000
Other Current Assets $20,736,000 $13,697,000 $10,634,000 $11,709,000
Current Deferred Assets $15,894,000 $13,207,000 $10,329,000 $7,855,000
Receivables $51,494,000 $38,739,000 $35,499,000 $26,246,000
Receivables Adjustments Allowances $-556,000 $-213,000 $-587,000 $-787,000
Other Receivables $7,914,000 $6,086,000 $5,975,000 $5,368,000
Accounts Receivable $44,136,000 $32,866,000 $30,111,000 $21,665,000
Cash Cash Equivalents And Short Term Investments $99,092,000 $115,734,000 $92,123,000 $196,355,000
Cash And Cash Equivalents $63,457,000 $94,359,000 $40,927,000 $108,720,000
Prepaid Assets - - - -
Debt
Net Debt $287,773,000 - - -
Total Debt $368,545,000 $18,452,000 $19,257,000 $104,054,000
Long Term Debt And Capital Lease Obligation $366,969,000 $17,109,000 $18,052,000 $97,209,000
Long Term Debt $351,230,000 - - $81,392,000
Current Debt And Capital Lease Obligation $1,576,000 $1,343,000 $1,205,000 $6,845,000
Current Debt - - - $3,188,000
Other Current Borrowings - - - $3,188,000
Liabilities
Total Liabilities Net Minority Interest $485,178,000 $80,247,000 $74,884,000 $154,839,000
Total Non Current Liabilities Net Minority Interest $395,631,000 $34,677,000 $35,454,000 $113,225,000
Other Non Current Liabilities $237,000 $220,000 $305,000 $400,000
Non Current Deferred Liabilities $28,425,000 $17,348,000 $17,097,000 $15,616,000
Non Current Deferred Taxes Liabilities $2,625,000 $1,822,000 $1,713,000 $1,712,000
Current Liabilities $89,547,000 $45,570,000 $39,430,000 $41,614,000
Current Deferred Liabilities $34,770,000 $13,578,000 $10,984,000 $8,835,000
Payables And Accrued Expenses $49,773,000 $28,690,000 $25,899,000 $21,320,000
Payables $5,842,000 $6,129,000 $8,644,000 $5,438,000
Accounts Payable $5,842,000 $6,129,000 $7,478,000 $4,291,000
Total Tax Payable - $634,000 $1,166,000 $1,147,000
Derivative Product Liabilities - - - -
Equity
Common Stock Equity $362,049,000 $357,030,000 $324,941,000 $334,046,000
Total Equity Gross Minority Interest $362,049,000 $357,030,000 $324,941,000 $334,046,000
Stockholders Equity $362,049,000 $357,030,000 $324,941,000 $334,046,000
Retained Earnings $-523,853,000 $-476,201,000 $-435,366,000 $-372,453,000
Other
Ordinary Shares Number $106,101,875 $102,088,783 $96,722,098 $92,112,749
Share Issued $106,101,875 $102,088,783 $96,722,098 $92,112,749
Tangible Book Value $-218,233,590 $166,717,360 $141,084,000 $143,436,000
Invested Capital $713,279,000 $357,030,000 $324,941,000 $418,626,000
Working Capital $97,669,000 $135,807,000 $109,155,000 $200,551,000
Capital Lease Obligations $17,315,000 $18,452,000 $19,257,000 $19,474,000
Total Capitalization $713,279,000 $357,030,000 $324,941,000 $415,438,000
Additional Paid In Capital $885,796,000 $833,129,000 $760,210,000 $706,407,000
Capital Stock $106,000 $102,000 $97,000 $92,000
Common Stock $106,000 $102,000 $97,000 $92,000
Preferred Stock $0 $0 $0 $0
Non Current Deferred Revenue $25,800,000 $15,526,000 $15,384,000 $13,904,000
Long Term Capital Lease Obligation $15,739,000 $17,109,000 $18,052,000 $15,817,000
Current Deferred Revenue $34,770,000 $13,578,000 $10,984,000 $8,835,000
Current Capital Lease Obligation $1,576,000 $1,343,000 $1,205,000 $3,657,000
Current Provisions $3,428,000 $1,959,000 $660,000 $3,897,000
Current Accrued Expenses $43,931,000 $22,561,000 $17,255,000 $15,882,000
Goodwill $403,404,000 $148,050,000 $148,050,000 $148,017,000
Net PPE $22,178,410 $23,398,360 $32,700,000 $28,231,000
Accumulated Depreciation $-4,796,590 $-4,329,640 $-18,896,000 $-14,999,000
Gross PPE $26,975,000 $27,728,000 $51,596,000 $43,230,000
Leases $10,230,000 $10,229,000 $12,312,000 $11,715,000
Other Properties $13,462,000 $14,565,000 $15,754,000 $14,670,000
Machinery Furniture Equipment $3,283,000 $2,934,000 $11,267,000 $10,623,000
Properties $0 $0 $0 $0
Other Short Term Investments $35,635,000 $21,375,000 $51,196,000 $87,635,000
Pensionand Other Post Retirement Benefit Plans Current - $757,000 $682,000 $717,000
Construction In Progress - $19,728,000 $12,263,000 $6,222,000
Dueto Related Parties Current - - - $300
Fetched: 2026-05-25
Cash Flow Statement (Annual)
Metric 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Free Cash Flow
Free Cash Flow $34,217,000 $10,742,000 $-23,794,000 $-42,490,000
Operating Activities
Operating Cash Flow $42,906,000 $18,597,000 $-17,502,000 $-38,045,000
Cash Flow From Continuing Operating Activities $42,906,000 $18,597,000 $-17,502,000 $-38,045,000
Operating Gains Losses - - $-123,000 $218,000
Investing Activities
Capital Expenditure $-8,689,000 $-7,855,000 $-6,292,000 $-4,445,000
Investing Cash Flow $-397,594,000 $23,041,000 $33,911,000 $-223,751,000
Cash Flow From Continuing Investing Activities $-397,594,000 $23,041,000 $33,911,000 $-223,751,000
Capital Expenditure Reported $-7,147,000 $-6,660,000 $-5,234,000 $-3,388,000
Financing Activities
Financing Cash Flow $323,786,000 $11,794,000 $-87,819,000 $61,179,000
Cash Flow From Continuing Financing Activities $323,786,000 $11,794,000 $-87,819,000 $61,179,000
Net Other Financing Charges $-35,777,000 $-13,183,000 $-19,926,000 $-4,438,000
Repurchase Of Capital Stock - - $0 $0
Issuance Of Capital Stock - - $0 $0
Cash Dividends Paid - - $0 $0
Preferred Stock Dividend Paid - - $0 $0
Net Common Stock Issuance - - $0 $0
Common Stock Issuance - - $0 $0
Net Preferred Stock Issuance - - - $0
Preferred Stock Issuance - - - $0
Other
Repayment Of Debt $-45,000,000 $0 $-85,000,000 $-24,688,000
Issuance Of Debt $395,513,000 $0 $0 $85,000,000
Interest Paid Supplemental Data $5,943,000 $283,000 $7,056,000 $3,612,000
Income Tax Paid Supplemental Data $475,000 $375,000 $332,000 $249,000
End Cash Position $63,457,000 $94,359,000 $40,927,000 $112,337,000
Beginning Cash Position $94,359,000 $40,927,000 $112,337,000 $312,954,000
Changes In Cash $-30,902,000 $53,432,000 $-71,410,000 $-200,617,000
Proceeds From Stock Option Exercised $9,050,000 $24,977,000 $17,107,000 $5,305,000
Net Issuance Payments Of Debt $350,513,000 $0 $-85,000,000 $60,312,000
Net Short Term Debt Issuance $15,000,000 $0 $0 $0
Short Term Debt Payments $-45,000,000 $0 $0 $0
Short Term Debt Issuance $60,000,000 $0 $0 $0
Net Long Term Debt Issuance $335,513,000 $0 $-85,000,000 $60,312,000
Long Term Debt Payments $0 $0 $-85,000,000 $-24,688,000
Long Term Debt Issuance $335,513,000 $0 $0 $85,000,000
Net Investment Purchase And Sale $-13,406,000 $30,896,000 $40,203,000 $-87,467,000
Sale Of Investment $31,800,000 $71,312,000 $181,019,000 $99,750,000
Purchase Of Investment $-45,206,000 $-40,416,000 $-140,816,000 $-187,217,000
Net Business Purchase And Sale $-375,499,000 $0 $0 $-131,839,000
Purchase Of Business $-375,499,000 $0 $0 $-131,839,000
Net PPE Purchase And Sale $-1,542,000 $-1,195,000 $-1,058,000 $-1,057,000
Purchase Of PPE $-1,542,000 $-1,195,000 $-1,058,000 $-1,057,000
Change In Working Capital $-3,500,000 $-9,757,000 $-12,828,000 $-15,905,000
Change In Other Working Capital $-2,581,000 $-5,867,000 $-4,091,000 $-7,324,000
Change In Payables And Accrued Expense $19,708,000 $3,322,000 $91,000 $-1,374,000
Change In Prepaid Assets $-9,351,000 $-3,972,000 $425,000 $-3,194,000
Change In Receivables $-11,276,000 $-3,240,000 $-9,253,000 $-4,013,000
Changes In Account Receivables $-11,276,000 $-3,240,000 $-9,253,000 $-4,013,000
Other Non Cash Items $1,097,000 $-865,000 $-3,468,000 $-15,735,000
Stock Based Compensation $76,188,000 $59,437,000 $51,231,000 $44,592,000
Asset Impairment Charge $1,655,000 $0 $0 -
Deferred Tax $-11,794,000 $109,000 $-32,000 $-690,000
Deferred Income Tax $-11,794,000 $109,000 $-32,000 $-690,000
Depreciation Amortization Depletion $26,912,000 $10,508,000 $10,631,000 $8,075,000
Depreciation And Amortization $26,912,000 $10,508,000 $10,631,000 $8,075,000
Net Income From Continuing Operations $-47,652,000 $-40,835,000 $-62,913,000 $-58,600,000
Common Stock Payments - - $0 $0
Gain Loss On Investment Securities - - $-532,000 $200,000
Fetched: 2026-05-25