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ALLY

Ally Financial Inc.

Price Chart
Latest Quote

$42.46

+0.05 (+0.12%)
Current Price
Previous Close $42.41
Open $42.40
Day High $42.76
Day Low $42.20
Volume 1,383,172
Fetched: 2026-06-05T19:05:14
Stock Information
Quarterly Dividend / Yield $1.20 / 2.81%
Shares Outstanding 306.52M
Quarterly Dividend Yield 2.81%
Quarterly Dividend $1.20
Total Debt $21.60B
Cash Equivalents $9.52B
Revenue $7.69B
Net Income $1.29B
Sector Financial Services
Industry Credit Services
Market Cap $13.11B
P/E Ratio 10.38
EPS (TTM) $4.12
Exchange NYQ
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📊 Comprehensive Analysis
Company Data
Enterprise Value$27.51B
Sales$7.69B
Income$1.29B
Book/sh$43.22
Cash/sh$31.05
Employees10K
Financial Ratios
Returns & Margins
ROA0.71%
ROE9.36%
Operating Margin21.02%
Profit Margin18.16%
Ownership
Insider Ownership10.23%
Institutional Ownership87.54%
Insider & Institutional transactions data not available
Valuation Ratios
Forward P/E6.59
PEG0.47
P/S1.71
P/B0.99
Analyst Data
Recommendationbuy
Target Price$54.01
Technical Indicators
SMA20$42.41
SMA50$42.32
SMA200$41.10
RSI54.65
ATR1.0967
Shares Float275.22M
Short Float3.85%
Short Ratio3.32
Volatility1.09
Rel Volume1.05
Performance History
Week-0.09%
Month-3.45%
Quarter+13.11%
6 Months+3.85%
YTD-5.23%
Year+24.65%
3 Years+77.24%
5 Years-7.82%
10 Years+210.69%
Stock Score: ⭐ Premium
Based on debt, profitability, growth, and cash flow metrics
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Recent Price History
Date Close Volume
2026-06-05 $42.77 3,276,000
2026-06-04 $42.41 2,722,600
2026-06-03 $40.93 2,989,600
2026-06-02 $42.17 2,977,000
2026-06-01 $42.05 2,827,500
2026-05-29 $42.81 5,012,400
2026-05-28 $42.80 4,820,100
2026-05-27 $42.94 2,952,000
2026-05-26 $42.74 3,124,200
2026-05-22 $42.35 2,566,000
2026-05-21 $42.75 2,778,900
2026-05-20 $42.62 2,517,700
2026-05-19 $40.85 3,505,300
2026-05-18 $42.11 1,943,900
2026-05-15 $41.99 2,629,000
2026-05-14 $42.37 1,997,400
2026-05-13 $41.71 2,823,500
2026-05-12 $42.84 2,795,800
2026-05-11 $42.74 3,339,600
2026-05-08 $44.24 4,656,800
2026-05-07 $43.79 3,291,900
2026-05-06 $44.30 3,565,900
About Ally Financial Inc.

Ally Financial Inc., a digital financial-services company, provides various digital financial products and services in the United States and Canada. The company operates through Automotive Finance operations, Insurance operations, and Corporate Finance operations. It offers automotive financing services, including providing retail installment sales contracts, loans and operating leases, term loans to dealers, financing dealer floorplans and other lines of credit to dealers, warehouse lines to automotive retailers, and fleet financing; and financing services to companies and municipalities for the purchase or lease of vehicles, and vehicle-remarketing services. The company also provides consumer finance protection and insurance products through the automotive dealer channel, and commercial insurance products directly to dealers; VSCs, VMCs, and GAP products; and underwrite select commercial insurance coverages, which primarily insure dealers' vehicle inventory. In addition, it provides senior secured asset-based and leveraged cash flow loans to middle-market companies; leveraged loans; commercial real estate product to serve companies in the nursing facilities, senior housing, and medical office buildings; and treasury activities, such as management of the cash and corporate investment securities and loan portfolios, short- and long-term debt, retail and brokered deposit liabilities, derivative instruments, original issue discount, and equity investments. Further, the company offers deposits and securities brokerage and investment advisory services. The company was formerly known as GMAC Inc. and changed its name to Ally Financial Inc. in May 2010. Ally Financial Inc. was founded in 1919 and is based in Detroit, Michigan.

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Income Statement (Annual)
Metric 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Revenue
Total Revenue $8,770,000,000 $8,897,000,000 $9,070,000,000 $9,240,000,000
Operating Revenue $8,770,000,000 $8,897,000,000 $9,070,000,000 $9,240,000,000
Expenses
Interest Expense $6,408,000,000 $7,472,000,000 $6,897,000,000 $2,857,000,000
Selling And Marketing Expense $259,000,000 $285,000,000 $308,000,000 $366,000,000
General And Administrative Expense $3,101,000,000 $3,033,000,000 $2,959,000,000 $2,790,000,000
Professional Expense And Contract Services Expense $145,000,000 $147,000,000 $145,000,000 $173,000,000
Other Non Interest Expense $1,330,000,000 $1,353,000,000 $1,381,000,000 $1,162,000,000
Rent Expense Supplemental - - $210,000,000 $201,000,000
Income & Earnings
Net Income From Continuing Operation Net Minority Interest $852,000,000 $669,000,000 $959,000,000 $1,715,000,000
Net Interest Income $7,113,000,000 $6,750,000,000 $7,061,000,000 $7,764,000,000
Interest Income $13,521,000,000 $14,222,000,000 $13,958,000,000 $10,621,000,000
Normalized Income $1,099,250,238 $763,428,230 $1,088,547,597 $1,715,000,000
Net Income From Continuing And Discontinued Operation $852,000,000 $668,000,000 $957,000,000 $1,714,000,000
Net Income Common Stockholders $742,000,000 $558,000,000 $847,000,000 $1,604,000,000
Net Income $852,000,000 $668,000,000 $957,000,000 $1,714,000,000
Net Income Including Noncontrolling Interests $852,000,000 $668,000,000 $957,000,000 $1,714,000,000
Net Income Discontinuous Operations $0 $-1,000,000 $-2,000,000 $-1,000,000
Net Income Continuous Operations $852,000,000 $669,000,000 $959,000,000 $1,715,000,000
Pretax Income $1,051,000,000 $836,000,000 $1,103,000,000 $2,342,000,000
Special Income Charges $-305,000,000 $-118,000,000 $-149,000,000 $0
Depreciation Amortization Depletion Income Statement $1,183,000,000 $979,000,000 $1,061,000,000 $1,110,000,000
Depreciation And Amortization In Income Statement $1,183,000,000 $979,000,000 $1,061,000,000 $1,110,000,000
Amortization Of Intangibles Income Statement $3,000,000 $19,000,000 $25,000,000 $31,000,000
Depreciation Income Statement $1,180,000,000 $960,000,000 $1,036,000,000 $1,079,000,000
Per Share
Diluted EPS $2.37 $1.80 $2.98 $5.03
Basic EPS $2.39 $1.82 $3.00 $5.06
Other
Tax Effect Of Unusual Items $-57,749,762 $-23,571,770 $-19,452,403 $0
Tax Rate For Calcs $0 $0 $0 $0
Total Unusual Items $-305,000,000 $-118,000,000 $-149,000,000 $0
Total Unusual Items Excluding Goodwill $-305,000,000 $-118,000,000 $-149,000,000 $0
Reconciled Depreciation $1,397,000,000 $1,199,000,000 $1,227,000,000 $1,327,000,000
Diluted Average Shares $313,043,000 $310,160,000 $305,135,000 $318,629,000
Basic Average Shares $310,015,000 $306,913,000 $303,751,000 $316,690,000
Diluted NI Availto Com Stockholders $742,000,000 $558,000,000 $847,000,000 $1,604,000,000
Preferred Stock Dividends $110,000,000 $110,000,000 $110,000,000 $110,000,000
Tax Provision $199,000,000 $167,000,000 $144,000,000 $627,000,000
Impairment Of Capital Assets $305,000,000 $118,000,000 $149,000,000 $0
Gain On Sale Of Security $-361,000,000 $72,000,000 $144,000,000 $-252,000,000
Amortization $3,000,000 $19,000,000 $25,000,000 $31,000,000
Selling General And Administration $3,360,000,000 $3,318,000,000 $3,267,000,000 $3,156,000,000
Insurance And Claims $1,244,000,000 $1,191,000,000 $1,058,000,000 $890,000,000
Salaries And Wages $1,857,000,000 $1,842,000,000 $1,901,000,000 $1,900,000,000
Rent And Landing Fees - - $210,000,000 $201,000,000
Occupancy And Equipment - - - -
Fetched: 2026-06-02
Balance Sheet (Annual)
Metric 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Assets
Net Tangible Assets $15,308,000,000 $13,298,000,000 $12,961,000,000 $11,939,000,000
Total Assets $196,002,000,000 $191,836,000,000 $196,329,000,000 $191,826,000,000
Goodwill And Other Intangible Assets $190,000,000 $605,000,000 $742,000,000 $920,000,000
Receivables $1,344,000,000 $1,241,000,000 $1,124,000,000 $950,000,000
Other Receivables $403,000,000 $312,000,000 $189,000,000 $164,000,000
Accounts Receivable $941,000,000 $929,000,000 $935,000,000 $786,000,000
Cash And Cash Equivalents $10,030,000,000 $10,292,000,000 $6,945,000,000 $5,571,000,000
Cash Cash Equivalents And Federal Funds Sold $11,809,000,000 $11,380,000,000 $7,439,000,000 $6,222,000,000
Other Intangible Assets - $54,000,000 $73,000,000 $98,000,000
Debt
Net Debt $11,190,000,000 $8,828,000,000 $13,175,000,000 $14,091,000,000
Total Debt $21,344,000,000 $19,231,000,000 $20,233,000,000 $19,799,000,000
Long Term Debt And Capital Lease Obligation $17,194,000,000 $17,606,000,000 $17,683,000,000 $17,899,000,000
Long Term Debt $17,070,000,000 $17,495,000,000 $17,570,000,000 $17,762,000,000
Current Debt And Capital Lease Obligation $4,150,000,000 $1,625,000,000 $2,550,000,000 $1,900,000,000
Current Debt $4,150,000,000 $1,625,000,000 $2,550,000,000 $1,900,000,000
Other Current Borrowings $4,150,000,000 $1,625,000,000 $2,550,000,000 $1,900,000,000
Liabilities
Total Liabilities Net Minority Interest $180,504,000,000 $177,933,000,000 $182,626,000,000 $178,967,000,000
Non Current Deferred Liabilities $141,000,000 $122,000,000 $103,000,000 $169,000,000
Payables And Accrued Expenses $1,149,000,000 $1,395,000,000 $1,367,000,000 $843,000,000
Payables $1,149,000,000 $1,395,000,000 $1,367,000,000 $843,000,000
Accounts Payable $1,149,000,000 $1,395,000,000 $1,367,000,000 $843,000,000
Derivative Product Liabilities - - - -
Non Current Deferred Taxes Liabilities - - - -
Current Notes Payable - - - -
Equity
Common Stock Equity $13,174,000,000 $11,579,000,000 $11,379,000,000 $10,535,000,000
Preferred Stock Equity $2,324,000,000 $2,324,000,000 $2,324,000,000 $2,324,000,000
Total Equity Gross Minority Interest $15,498,000,000 $13,903,000,000 $13,703,000,000 $12,859,000,000
Stockholders Equity $15,498,000,000 $13,903,000,000 $13,703,000,000 $12,859,000,000
Gains Losses Not Affecting Retained Earnings $-2,786,000,000 $-3,924,000,000 $-3,816,000,000 $-4,059,000,000
Other Equity Adjustments $-2,786,000,000 $-3,924,000,000 $-3,816,000,000 $-4,059,000,000
Retained Earnings $633,000,000 $270,000,000 $91,000,000 $-384,000,000
Long Term Equity Investment $715,000,000 $632,000,000 $651,000,000 $608,000,000
Other
Treasury Shares Number $211,862,875 $210,390,034 $209,402,189 $208,358,481
Preferred Shares Number $1,350,000 $1,350,000 $1,350,000 $1,350,000
Ordinary Shares Number $308,492,929 $305,220,495 $302,459,258 $299,324,357
Share Issued $520,355,804 $515,610,529 $511,861,447 $507,682,838
Tangible Book Value $12,984,000,000 $10,974,000,000 $10,637,000,000 $9,615,000,000
Invested Capital $34,394,000,000 $30,699,000,000 $31,499,000,000 $30,197,000,000
Capital Lease Obligations $124,000,000 $111,000,000 $113,000,000 $137,000,000
Total Capitalization $32,568,000,000 $31,398,000,000 $31,273,000,000 $30,621,000,000
Treasury Stock $6,968,000,000 $6,909,000,000 $6,871,000,000 $6,838,000,000
Capital Stock $24,619,000,000 $24,466,000,000 $24,299,000,000 $24,140,000,000
Common Stock $22,295,000,000 $22,142,000,000 $21,975,000,000 $21,816,000,000
Preferred Stock $2,324,000,000 $2,324,000,000 $2,324,000,000 $2,324,000,000
Employee Benefits $417,000,000 $424,000,000 $409,000,000 $424,000,000
Non Current Deferred Revenue $141,000,000 $122,000,000 $103,000,000 $169,000,000
Long Term Capital Lease Obligation $124,000,000 $111,000,000 $113,000,000 $137,000,000
Investments And Advances $28,251,000,000 $27,779,000,000 $28,608,000,000 $30,430,000,000
Held To Maturity Securities $4,371,000,000 $4,346,000,000 $4,680,000,000 $1,062,000,000
Available For Sale Securities $3,892,000,000 $3,791,000,000 $3,562,000,000 $3,119,000,000
Goodwill $190,000,000 $551,000,000 $669,000,000 $822,000,000
Net PPE $10,031,000,000 $9,336,000,000 $10,457,000,000 $11,831,000,000
Accumulated Depreciation $-2,521,000,000 $-2,501,000,000 $-2,801,000,000 $-2,936,000,000
Gross PPE $12,552,000,000 $11,837,000,000 $13,258,000,000 $14,767,000,000
Other Properties $12,552,000,000 $11,837,000,000 $13,258,000,000 $14,767,000,000
Other Short Term Investments $19,273,000,000 $19,010,000,000 $19,715,000,000 $25,641,000,000
Non Current Pension And Other Postretirement Benefit Plans - - - -
Fetched: 2026-06-02
Cash Flow Statement (Annual)
Metric 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Free Cash Flow
Free Cash Flow $-546,000,000 $1,068,000,000 $1,798,000,000 $2,715,000,000
Operating Activities
Operating Cash Flow $3,729,000,000 $4,528,000,000 $4,557,000,000 $6,247,000,000
Cash Flow From Continuing Operating Activities $3,729,000,000 $4,528,000,000 $4,557,000,000 $6,247,000,000
Operating Gains Losses $447,000,000 $-102,000,000 $-53,000,000 $-147,000,000
Investing Activities
Capital Expenditure $-4,275,000,000 $-3,460,000,000 $-2,759,000,000 $-3,532,000,000
Investing Cash Flow $-5,264,000,000 $4,991,000,000 $-7,182,000,000 $-17,263,000,000
Cash Flow From Continuing Investing Activities $-5,264,000,000 $4,991,000,000 $-7,182,000,000 $-17,263,000,000
Net Other Investing Changes $-600,000,000 $-608,000,000 $-579,000,000 $-531,000,000
Financing Activities
Repurchase Of Capital Stock $-59,000,000 $-38,000,000 $-33,000,000 $-1,650,000,000
Financing Cash Flow $1,956,000,000 $-5,566,000,000 $3,839,000,000 $11,575,000,000
Cash Flow From Continuing Financing Activities $1,956,000,000 $-5,566,000,000 $3,839,000,000 $11,575,000,000
Cash Dividends Paid $-489,000,000 $-482,000,000 $-478,000,000 $-494,000,000
Preferred Stock Dividend Paid $-110,000,000 $-110,000,000 $-110,000,000 $-110,000,000
Common Stock Dividend Paid $-379,000,000 $-372,000,000 $-368,000,000 $-384,000,000
Net Common Stock Issuance $-59,000,000 $-38,000,000 $-33,000,000 $-1,650,000,000
Issuance Of Capital Stock - - $0 $0
Net Preferred Stock Issuance - - $0 $0
Preferred Stock Issuance - - $0 $0
Other
Repayment Of Debt $-5,181,000,000 $-4,484,000,000 $-4,595,000,000 $-6,508,000,000
Issuance Of Debt $4,673,000,000 $4,337,000,000 $5,705,000,000 $7,125,000,000
Interest Paid Supplemental Data $6,477,000,000 $7,354,000,000 $6,357,000,000 $2,583,000,000
Income Tax Paid Supplemental Data $359,000,000 $135,000,000 - -
End Cash Position $11,809,000,000 $11,380,000,000 $7,439,000,000 $6,222,000,000
Beginning Cash Position $11,380,000,000 $7,439,000,000 $6,222,000,000 $5,670,000,000
Effect Of Exchange Rate Changes $8,000,000 $-12,000,000 $3,000,000 $-7,000,000
Changes In Cash $421,000,000 $3,953,000,000 $1,214,000,000 $559,000,000
Common Stock Payments $-59,000,000 $-38,000,000 $-33,000,000 $-1,650,000,000
Net Issuance Payments Of Debt $2,562,000,000 $-1,819,000,000 $2,008,000,000 $3,016,000,000
Net Short Term Debt Issuance $3,070,000,000 $-1,672,000,000 $898,000,000 $2,399,000,000
Net Long Term Debt Issuance $-508,000,000 $-147,000,000 $1,110,000,000 $617,000,000
Long Term Debt Payments $-5,181,000,000 $-4,484,000,000 $-4,595,000,000 $-6,508,000,000
Long Term Debt Issuance $4,673,000,000 $4,337,000,000 $5,705,000,000 $7,125,000,000
Sale Of Investment $7,541,000,000 $3,702,000,000 $2,873,000,000 $6,096,000,000
Purchase Of Investment $-6,832,000,000 $-1,601,000,000 $-857,000,000 $-7,309,000,000
Net Business Purchase And Sale $2,412,000,000 $1,956,000,000 $0 $0
Sale Of Business $2,412,000,000 $1,956,000,000 $0 $0
Net PPE Purchase And Sale $-1,692,000,000 $348,000,000 $469,000,000 $-509,000,000
Sale Of PPE $2,583,000,000 $3,808,000,000 $3,228,000,000 $3,023,000,000
Purchase Of PPE $-4,275,000,000 $-3,460,000,000 $-2,759,000,000 $-3,532,000,000
Change In Working Capital $-799,000,000 $60,000,000 $11,000,000 $1,872,000,000
Change In Other Working Capital $237,000,000 $264,000,000 $150,000,000 $267,000,000
Change In Other Current Liabilities $-33,000,000 $127,000,000 $-91,000,000 $-103,000,000
Change In Other Current Assets $-308,000,000 $73,000,000 $-417,000,000 $957,000,000
Change In Payables And Accrued Expense $-161,000,000 $32,000,000 $450,000,000 $198,000,000
Change In Payable $-161,000,000 $32,000,000 $450,000,000 $198,000,000
Change In Account Payable $-161,000,000 $32,000,000 $450,000,000 $198,000,000
Other Non Cash Items $101,000,000 $413,000,000 $405,000,000 $-133,000,000
Unrealized Gain Loss On Investment Securities $-51,000,000 $6,000,000 $-107,000,000 $215,000,000
Asset Impairment Charge $305,000,000 $118,000,000 $149,000,000 $0
Depreciation Amortization Depletion $1,397,000,000 $1,199,000,000 $1,227,000,000 $1,327,000,000
Depreciation And Amortization $1,397,000,000 $1,199,000,000 $1,227,000,000 $1,327,000,000
Gain Loss On Investment Securities $412,000,000 $-78,000,000 $-37,000,000 $-95,000,000
Preferred Stock Payments - - $0 $0
Purchase Of Business - - $0 $0
Net Income From Continuing Operations - - $957,000,000 -
Fetched: 2026-06-02