AMAL
Amalgamated Financial Corp.
Price Chart
Latest Quote
$42.42
| Previous Close | $42.37 |
| Open | $42.37 |
| Day High | $43.05 |
| Day Low | $42.30 |
| Volume | 88,103 |
Stock Information
| Quarterly Dividend / Yield | $0.62 / 1.46% |
| Shares Outstanding | 29.87M |
| Quarterly Dividend Yield | 1.46% |
| Quarterly Dividend | $0.62 |
| Total Debt | $81.28M |
| Cash Equivalents | $247.42M |
| Revenue | $315.97M |
| Net Income | $104.64M |
| Sector | Financial Services |
| Industry | Banks - Regional |
| Market Cap | $1.27B |
| P/E Ratio | 12.33 |
| EPS (TTM) | $3.44 |
| Exchange | NGM |
đ Comprehensive Analysis
Company Data
| Enterprise Value | $1.10B |
| Sales | $315.97M |
| Income | $104.64M |
| Book/sh | $27.05 |
| Cash/sh | $8.28 |
| Employees | 450 |
Financial Ratios
| EPS Growth TTM | 0.80% |
Returns & Margins
| ROA | 1.20% |
| ROE | 13.56% |
| Operating Margin | 43.99% |
| Profit Margin | 33.12% |
Ownership
| Insider Ownership | 40.04% |
| Institutional Ownership | 62.17% |
| Insider & Institutional transactions data not available | |
Valuation Ratios
| Forward P/E | 9.38 |
| P/S | 4.01 |
| P/B | 1.57 |
Analyst Data
| Recommendation | none |
| Target Price | $46.00 |
Technical Indicators
| SMA20 | $41.18 |
| SMA50 | $40.98 |
| SMA200 | $34.27 |
| RSI | 65.09 |
| ATR | 1.1679 |
| Shares Float | 20.57M |
| Short Float | 5.55% |
| Short Ratio | 6.72 |
| Volatility | 0.81 |
| Rel Volume | 0.79 |
Performance History
| Week | +2.27% |
| Month | +1.60% |
| Quarter | +12.69% |
| 6 Months | +38.13% |
| YTD | +33.94% |
| Year | +45.43% |
| 3 Years | +214.87% |
| 5 Years | +185.78% |
| 10 Years | +197.01% |
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Recent Price History
| Date | Close | Volume |
|---|---|---|
| 2026-06-05 | $42.42 | 93,700 |
| 2026-06-04 | $42.37 | 115,000 |
| 2026-06-03 | $40.74 | 127,600 |
| 2026-06-02 | $42.23 | 131,000 |
| 2026-06-01 | $40.99 | 99,000 |
| 2026-05-29 | $41.48 | 121,100 |
| 2026-05-28 | $41.62 | 152,000 |
| 2026-05-27 | $41.39 | 96,900 |
| 2026-05-26 | $41.99 | 125,700 |
| 2026-05-22 | $41.29 | 80,300 |
| 2026-05-21 | $41.39 | 106,400 |
| 2026-05-20 | $40.91 | 105,800 |
| 2026-05-19 | $40.05 | 105,500 |
| 2026-05-18 | $40.40 | 157,400 |
| 2026-05-15 | $39.68 | 172,200 |
| 2026-05-14 | $40.42 | 98,000 |
| 2026-05-13 | $40.01 | 124,400 |
| 2026-05-12 | $40.90 | 80,500 |
| 2026-05-11 | $41.18 | 155,000 |
| 2026-05-08 | $42.07 | 133,300 |
| 2026-05-07 | $41.92 | 198,800 |
| 2026-05-06 | $41.75 | 130,400 |
| 2026-05-05 | $nan | 0 |
About Amalgamated Financial Corp.
Amalgamated Financial Corp. operates as the bank holding company for Amalgamated Bank that provides commercial and retail banking, investment management, and trust and custody services in the United States. It accepts various deposit products, including non-interest-bearing accounts, interest-bearing demand products, savings accounts, money market accounts, NOW accounts, time deposits, and certificates of deposit. The company also provides commercial and industrial, multifamily mortgage, commercial real estate, residential real estate mortgage, consumer solar, and consumer and other loans. In addition, it offers online banking, bill payment, online cash management, safe deposit box rentals, debit card, and ATM card services; and trust, custody, and investment management services, including asset safekeeping, corporate actions, income collections, proxy services, account transition, asset transfers, and conversion management. Further, the company provides investment products, such as index and actively-managed funds, which include equity, fixed-income, real estate, and alternative investments; and investment, brokerage, asset management, and insurance products, as well as lending services. Amalgamated Financial Corp. was founded in 1923 and is headquartered in New York, New York.
đ° Latest News
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StockStory âĸ 2026-05-23T13:00:55ZDid Rising Net Interest Margins and Options Volatility Just Shift Amalgamated Financial's (AMAL) Investment Narrative?
Simply Wall St. âĸ 2026-05-22T01:13:37ZAre Options Traders Betting on a Big Move in Amalgamated Financial Stock?
Zacks âĸ 2026-05-21T12:36:00Z2 Reasons to Like AMAL and 1 to Stay Skeptical
StockStory âĸ 2026-05-17T20:04:55ZQ1 Earnings Roundup: Amalgamated Financial (NASDAQ:AMAL) And The Rest Of The Regional Banks Segment
StockStory âĸ 2026-05-16T10:44:55ZA Look At Amalgamated Financial (AMAL) Valuation After Strong Recent Share Price Momentum
Simply Wall St. âĸ 2026-05-06T18:20:36ZAmalgamated Financial Tests AI Crime Tool As Costs And Risks Evolve
Simply Wall St. âĸ 2026-05-05T12:12:48ZFIS, Anthropic Launch AI Agent to Tackle $40 Billion AML Problem
BeInCrypto âĸ 2026-05-05T10:35:07ZIncome Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Revenue | ||||
| Total Revenue | $330,457,000 | $316,476,000 | $285,715,000 | $266,510,000 |
| Operating Revenue | $330,457,000 | $316,476,000 | $285,715,000 | $266,510,000 |
| Expenses | ||||
| Interest Expense | $124,445,000 | $118,866,000 | $96,766,000 | $18,649,000 |
| Selling And Marketing Expense | $2,353,000 | $3,731,000 | $4,181,000 | $3,741,000 |
| General And Administrative Expense | $102,330,000 | $97,481,000 | $89,792,000 | $77,940,000 |
| Professional Expense And Contract Services Expense | $14,301,000 | $9,957,000 | $9,637,000 | $10,417,000 |
| Other Non Interest Expense | $37,158,000 | $32,321,000 | $30,314,000 | $30,692,000 |
| Income & Earnings | ||||
| Net Income From Continuing Operation Net Minority Interest | $104,447,000 | $106,434,000 | $87,978,000 | $81,477,000 |
| Net Interest Income | $297,784,000 | $282,430,000 | $261,311,000 | $239,840,000 |
| Interest Income | $422,229,000 | $401,296,000 | $358,077,000 | $258,489,000 |
| Normalized Income | $104,447,000 | $106,434,000 | $87,978,000 | $81,603,554 |
| Net Income From Continuing And Discontinued Operation | $104,447,000 | $106,434,000 | $87,978,000 | $81,477,000 |
| Net Income Common Stockholders | $104,447,000 | $106,434,000 | $87,978,000 | $81,455,000 |
| Net Income | $104,447,000 | $106,434,000 | $87,978,000 | $81,477,000 |
| Net Income Including Noncontrolling Interests | $104,447,000 | $106,434,000 | $87,978,000 | $81,477,000 |
| Net Income Continuous Operations | $104,447,000 | $106,434,000 | $87,978,000 | $81,477,000 |
| Pretax Income | $140,155,000 | $145,589,000 | $124,730,000 | $108,164,000 |
| Depreciation Amortization Depletion Income Statement | $2,719,000 | $3,201,000 | $3,718,000 | $4,058,000 |
| Depreciation And Amortization In Income Statement | $2,719,000 | $3,201,000 | $3,718,000 | $4,058,000 |
| Amortization Of Intangibles Income Statement | $574,000 | $730,000 | $888,000 | $1,046,000 |
| Depreciation Income Statement | $2,145,000 | $2,471,000 | $2,830,000 | $3,012,000 |
| Per Share | ||||
| Diluted EPS | - | $3.44 | $2.86 | $2.61 |
| Basic EPS | - | $3.48 | $2.88 | $2.64 |
| Other | ||||
| Tax Effect Of Unusual Items | $0 | $0 | $0 | $-41,446 |
| Tax Rate For Calcs | $0 | $0 | $0 | $0 |
| Reconciled Depreciation | $6,796,000 | $5,433,000 | $6,397,000 | $10,350,000 |
| Diluted NI Availto Com Stockholders | $104,447,000 | $106,434,000 | $87,978,000 | $81,455,000 |
| Tax Provision | $35,708,000 | $39,155,000 | $36,752,000 | $26,687,000 |
| Gain On Sale Of Security | $-3,431,000 | $-9,698,000 | $-7,392,000 | $-3,637,000 |
| Amortization | $574,000 | $730,000 | $888,000 | $1,046,000 |
| Selling General And Administration | $104,683,000 | $101,212,000 | $93,973,000 | $81,681,000 |
| Insurance And Claims | $3,775,000 | $3,715,000 | $4,018,000 | $3,228,000 |
| Salaries And Wages | $98,555,000 | $93,766,000 | $85,774,000 | $74,712,000 |
| Occupancy And Equipment | $13,385,000 | $13,081,000 | $13,605,000 | $13,723,000 |
| Total Unusual Items | - | $0 | $0 | $-168,000 |
| Total Unusual Items Excluding Goodwill | - | $0 | $0 | $-168,000 |
| Diluted Average Shares | - | $30,926,000 | $30,785,000 | $31,193,000 |
| Basic Average Shares | - | $30,588,000 | $30,555,000 | $30,818,000 |
| Preferred Stock Dividends | - | - | - | $22,000 |
| Other Gand A | - | - | - | - |
Balance Sheet (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Assets | ||||
| Net Tangible Assets | $780,628,000 | $693,218,000 | $570,078,000 | $492,781,000 |
| Total Assets | $8,869,836,000 | $8,256,892,000 | $7,972,324,000 | $7,843,124,000 |
| Goodwill And Other Intangible Assets | $13,836,000 | $14,436,000 | $15,153,000 | $16,041,000 |
| Other Intangible Assets | $900,000 | $1,500,000 | $2,217,000 | $3,105,000 |
| Receivables | $65,128,000 | $61,172,000 | $55,484,000 | $41,441,000 |
| Accounts Receivable | $65,128,000 | $61,172,000 | $55,484,000 | $41,441,000 |
| Cash And Cash Equivalents | $291,217,000 | $60,749,000 | $90,570,000 | $63,540,000 |
| Cash Financial | $4,501,000 | $4,042,000 | $2,856,000 | $5,110,000 |
| Cash Cash Equivalents And Federal Funds Sold | $339,879,000 | $84,490,000 | $140,570,000 | $89,294,000 |
| Debt | ||||
| Total Debt | $81,855,000 | $334,134,000 | $335,573,000 | $698,487,000 |
| Long Term Debt And Capital Lease Obligation | $81,855,000 | $334,134,000 | $335,573,000 | $698,487,000 |
| Long Term Debt | $69,600,000 | $314,400,000 | $304,927,000 | $657,708,000 |
| Net Debt | - | $253,651,000 | $214,357,000 | $594,168,000 |
| Liabilities | ||||
| Total Liabilities Net Minority Interest | $8,075,372,000 | $7,549,238,000 | $7,386,960,000 | $7,334,169,000 |
| Equity | ||||
| Common Stock Equity | $794,464,000 | $707,654,000 | $585,231,000 | $508,822,000 |
| Total Equity Gross Minority Interest | $794,464,000 | $707,654,000 | $585,364,000 | $508,955,000 |
| Stockholders Equity | $794,464,000 | $707,654,000 | $585,231,000 | $508,822,000 |
| Gains Losses Not Affecting Retained Earnings | $-32,088,000 | $-58,637,000 | $-86,004,000 | $-108,707,000 |
| Other Equity Adjustments | $-32,088,000 | $-58,637,000 | $-86,004,000 | $-108,707,000 |
| Retained Earnings | $567,269,000 | $480,144,000 | $388,033,000 | $330,275,000 |
| Long Term Equity Investment | $7,979,000 | $8,482,000 | $13,024,000 | $8,305,000 |
| Other | ||||
| Treasury Shares Number | $1,226,953 | $138,502 | $307,782 | - |
| Ordinary Shares Number | $29,818,424 | $30,670,982 | $30,428,359 | $30,700,198 |
| Share Issued | $31,045,377 | $30,809,484 | $30,736,141 | $30,700,198 |
| Tangible Book Value | $780,628,000 | $693,218,000 | $570,078,000 | $492,781,000 |
| Invested Capital | $864,064,000 | $1,022,054,000 | $890,158,000 | $1,166,530,000 |
| Capital Lease Obligations | $12,255,000 | $19,734,000 | $30,646,000 | $40,779,000 |
| Total Capitalization | $864,064,000 | $1,022,054,000 | $890,158,000 | $1,166,530,000 |
| Minority Interest | $0 | $0 | $133,000 | $133,000 |
| Treasury Stock | $35,163,000 | $2,817,000 | $5,337,000 | $0 |
| Additional Paid In Capital | $294,134,000 | $288,656,000 | $288,232,000 | $286,947,000 |
| Capital Stock | $312,000 | $308,000 | $307,000 | $307,000 |
| Common Stock | $312,000 | $308,000 | $307,000 | $307,000 |
| Long Term Capital Lease Obligation | $12,255,000 | $19,734,000 | $30,646,000 | $40,779,000 |
| Investments And Advances | $1,801,745,000 | $1,700,545,000 | $3,192,900,000 | $3,362,082,000 |
| Held To Maturity Securities | $1,160,215,000 | $1,113,005,000 | $1,696,834,000 | $1,541,301,000 |
| Goodwill | $12,936,000 | $12,936,000 | $12,936,000 | $12,936,000 |
| Net PPE | $14,287,000 | $20,617,000 | $28,881,000 | $38,092,000 |
| Accumulated Depreciation | $-28,084,000 | $-28,568,000 | $-27,932,000 | $-25,642,000 |
| Gross PPE | $42,371,000 | $49,185,000 | $56,813,000 | $63,734,000 |
| Construction In Progress | $1,856,000 | $1,064,000 | $323,000 | $561,000 |
| Other Properties | $9,602,000 | $14,231,000 | $21,074,000 | $28,236,000 |
| Machinery Furniture Equipment | $4,364,000 | $5,722,000 | $7,266,000 | $6,787,000 |
| Buildings And Improvements | $26,549,000 | $28,168,000 | $28,150,000 | $28,150,000 |
| Other Short Term Investments | $633,551,000 | $579,058,000 | $1,483,042,000 | $1,812,476,000 |
Cash Flow Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Free Cash Flow | ||||
| Free Cash Flow | $134,403,000 | $122,290,000 | $115,747,000 | $145,654,000 |
| Operating Activities | ||||
| Operating Cash Flow | $135,782,000 | $124,065,000 | $117,224,000 | $147,322,000 |
| Cash Flow From Continuing Operating Activities | $135,782,000 | $124,065,000 | $117,224,000 | $147,322,000 |
| Operating Gains Losses | $7,884,000 | $18,726,000 | $2,428,000 | $7,020,000 |
| Investing Activities | ||||
| Capital Expenditure | $-1,379,000 | $-1,775,000 | $-1,477,000 | $-1,668,000 |
| Investing Cash Flow | $-378,019,000 | $-315,947,000 | $-134,407,000 | $-1,202,491,000 |
| Cash Flow From Continuing Investing Activities | $-378,019,000 | $-315,947,000 | $-134,407,000 | $-1,202,491,000 |
| Net Other Investing Changes | $12,939,000 | $-11,304,000 | $28,167,000 | $-21,515,000 |
| Financing Activities | ||||
| Repurchase Of Capital Stock | $-32,346,000 | $-1,282,000 | $-8,315,000 | $-12,478,000 |
| Financing Cash Flow | $472,705,000 | $162,061,000 | $44,213,000 | $788,224,000 |
| Cash Flow From Continuing Financing Activities | $472,705,000 | $162,061,000 | $44,213,000 | $788,224,000 |
| Cash Dividends Paid | $-17,203,000 | $-14,234,000 | $-12,333,000 | $-11,211,000 |
| Common Stock Dividend Paid | $-17,203,000 | $-14,234,000 | $-12,333,000 | $-11,211,000 |
| Net Common Stock Issuance | $-32,346,000 | $-1,282,000 | $-8,315,000 | $-12,478,000 |
| Other | ||||
| Repayment Of Debt | $-244,946,000 | $-5,925,000 | $-351,666,000 | $-5,633,000 |
| Interest Paid Supplemental Data | $124,394,000 | $128,780,000 | $85,714,000 | $18,000,000 |
| End Cash Position | $291,217,000 | $60,749,000 | $90,570,000 | $63,540,000 |
| Beginning Cash Position | $60,749,000 | $90,570,000 | $63,540,000 | $330,485,000 |
| Changes In Cash | $230,468,000 | $-29,821,000 | $27,030,000 | $-266,945,000 |
| Proceeds From Stock Option Exercised | $-1,436,000 | $-1,440,000 | $-424,000 | $-1,236,000 |
| Common Stock Payments | $-32,346,000 | $-1,282,000 | $-8,315,000 | $-12,478,000 |
| Net Issuance Payments Of Debt | $-244,946,000 | $10,400,000 | $-351,666,000 | $574,367,000 |
| Net Long Term Debt Issuance | $-244,946,000 | $10,400,000 | $-351,666,000 | $574,367,000 |
| Long Term Debt Payments | $-244,946,000 | $-5,925,000 | $-351,666,000 | $-5,633,000 |
| Net Investment Purchase And Sale | $-95,850,000 | $-5,560,000 | $180,360,000 | $-556,299,000 |
| Sale Of Investment | $1,033,559,000 | $909,250,000 | $562,068,000 | $714,876,000 |
| Purchase Of Investment | $-1,122,937,000 | $-916,718,000 | $-380,951,000 | $-1,263,816,000 |
| Net PPE Purchase And Sale | $-1,379,000 | $-1,775,000 | $-1,477,000 | $-1,668,000 |
| Purchase Of PPE | $-1,379,000 | $-1,775,000 | $-1,477,000 | $-1,668,000 |
| Change In Working Capital | $-6,596,000 | $-26,874,000 | $-4,391,000 | $-1,247,000 |
| Change In Other Working Capital | $-2,562,000 | $-2,498,000 | $-2,269,000 | $-1,973,000 |
| Change In Other Current Liabilities | $778,000 | $-16,248,000 | $181,000 | $-5,767,000 |
| Change In Other Current Assets | $-856,000 | $-2,440,000 | $11,740,000 | $19,114,000 |
| Change In Receivables | $-3,956,000 | $-5,688,000 | $-14,043,000 | $-12,621,000 |
| Changes In Account Receivables | $-3,956,000 | $-5,688,000 | $-14,043,000 | $-12,621,000 |
| Other Non Cash Items | $-1,667,000 | $-647,000 | $1,211,000 | $17,663,000 |
| Stock Based Compensation | $6,918,000 | $5,534,000 | $4,687,000 | $2,682,000 |
| Deferred Tax | $1,677,000 | $5,175,000 | $4,244,000 | $14,375,000 |
| Deferred Income Tax | $1,677,000 | $5,175,000 | $4,244,000 | $14,375,000 |
| Depreciation Amortization Depletion | $6,796,000 | $5,433,000 | $6,397,000 | $10,350,000 |
| Depreciation And Amortization | $6,796,000 | $5,433,000 | $6,397,000 | $10,350,000 |
| Amortization Cash Flow | $574,000 | $730,000 | $888,000 | $1,046,000 |
| Amortization Of Intangibles | $574,000 | $730,000 | $888,000 | $1,046,000 |
| Depreciation | $6,222,000 | $4,703,000 | $5,509,000 | $9,304,000 |
| Earnings Losses From Equity Investments | $1,733,000 | $831,000 | $-4,932,000 | $2,773,000 |
| Gain Loss On Investment Securities | $3,431,000 | $9,698,000 | $7,392,000 | $3,637,000 |
| Net Income From Continuing Operations | $104,447,000 | $106,434,000 | $87,978,000 | $81,477,000 |
| Issuance Of Debt | - | $16,325,000 | - | $580,000,000 |
| Income Tax Paid Supplemental Data | - | $30,108,000 | $22,625,000 | $6,646,000 |
| Long Term Debt Issuance | - | $16,325,000 | - | $580,000,000 |
| Amortization Of Securities | - | - | $1,203,000 | $4,396,000 |
| Change In Payables And Accrued Expense | - | - | - | - |
| Change In Accrued Expense | - | - | - | - |