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AVAL

Grupo Aval Acciones y Valores S.A.

Price Chart
Latest Quote

$5.63

+0.16 (+2.93%)
Current Price
Previous Close $5.47
Open $5.45
Day High $5.66
Day Low $5.39
Volume 43,448
Fetched: 2026-06-17T14:33:23
Stock Information
Note: Financial values converted from COP to USD
Shares Outstanding 378.29M
Sector Financial Services
Industry Banks - Regional
Market Cap $6.68B
P/E Ratio 14.07
EPS (TTM) $0.40
Exchange NYQ
🌐 Visit Website
📊 Comprehensive Analysis
Company Data
Book/sh$775.42
Financial Ratios
EPS Growth TTM-6.90%
Returns & Margins
ROA0.95%
ROE9.60%
Profit Margin12.11%
Ownership
Insider Ownership0.00%
Institutional Ownership1.18%
Insider & Institutional transactions data not available
Valuation Ratios
Forward P/E10.12
P/B0.01
Analyst Data
Recommendationnone
Target Price$4.00
Technical Indicators
SMA20$4.86
SMA50$4.62
SMA200$4.15
RSI71.09
ATR0.2859
Shares Float229.14M
Short Float0.36%
Short Ratio2.75
Volatility0.41
Rel Volume0.13
Performance History
Week+10.61%
Month+40.82%
Quarter+39.97%
6 Months+38.67%
YTD+41.42%
Year+100.34%
3 Years+180.19%
5 Years+29.21%
10 Years+24.22%
Stock Score: ⭐ Premium
Based on debt, profitability, growth, and cash flow metrics
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Recent Price History
Date Close Volume
2026-06-17 $5.63 43,448
2026-06-15 $5.47 358,600
2026-06-12 $5.55 603,600
2026-06-11 $5.38 320,700
2026-06-10 $5.16 301,300
2026-06-09 $5.09 247,500
2026-06-08 $4.86 172,500
2026-06-05 $4.80 190,500
2026-06-04 $4.90 180,000
2026-06-03 $4.98 250,700
2026-06-02 $4.94 478,600
2026-06-01 $5.15 1,078,400
2026-05-29 $4.61 308,100
2026-05-28 $4.68 218,500
2026-05-27 $4.75 487,600
2026-05-26 $4.65 416,700
2026-05-22 $4.22 101,700
2026-05-21 $4.25 247,800
2026-05-20 $4.22 272,400
2026-05-19 $4.03 209,400
2026-05-18 $4.18 275,500
About Grupo Aval Acciones y Valores S.A.

Grupo Aval Acciones y Valores S.A. provides a range of financial services and products in Colombia and Central America. The company offers traditional deposit services and products, including checking accounts, savings accounts, time deposits, and other deposits. It also provides commercial loans comprising general purpose loans, working capital loans, leases, loans funded by development banks, corporate credit cards, and overdraft loans; consumer loans, such as payroll loans, personal loans, automobile and other vehicle loans, credit cards, overdrafts, leases, and general-purpose loans; and microcredit and mortgage loans. In addition, the company offers pension and severance fund management services; investment banking services, including services relating to capital markets, mergers and acquisitions, and delivering financial consulting services; mobile and online banking services; and bancassurance, insurance, trust, bonded warehousing, real estate escrow, merchandise and document storage and deposit, customs agency, cargo management, surety bond and merchandise distribution, and payment and collection services, as well as provides deposit and lending operations in foreign currencies. Further, it is involved in equity investments in various sectors, including infrastructure, energy and gas, agribusiness, and hotels; and providing treasury operations. The company was incorporated in 1994 and is headquartered in BogotÃĄ, Colombia.

Period:
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Income Statement (Annual)
Metric 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Revenue
Total Revenue $4,898,189,071 $4,333,142,465 $4,262,404,526 $4,590,012,797
Operating Revenue $4,898,189,071 $4,333,142,465 $4,262,404,526 $4,590,012,797
Expenses
Interest Expense $5,088,966,082 $5,651,955,150 $6,134,676,803 $3,289,015,290
Rent Expense Supplemental $47,574,345 $41,659,450 $39,212,228 $37,978,889
Selling And Marketing Expense $89,117,622 $74,027,125 $62,971,344 $58,387,913
General And Administrative Expense $1,128,392,085 $1,064,008,632 $1,000,513,669 $984,934,799
Professional Expense And Contract Services Expense $157,465,862 $145,131,344 $145,247,516 $135,075,994
Other Non Interest Expense $904,360,037 $809,522,079 $821,304,780 $715,332,935
Income & Earnings
Net Income From Continuing Operation Net Minority Interest $478,003,723 $278,988,098 $190,610,648 $455,867,065
Net Interest Income $2,219,483,138 $1,953,325,543 $1,662,286,590 $2,182,067,344
Interest Income $7,308,449,220 $7,605,280,693 $7,796,963,393 $5,471,082,635
Normalized Income $68,185,598 $-221,860,728 $-432,683,669 $-380,594,211
Net Income From Continuing And Discontinued Operation $485,517,109 $286,224,589 $208,377,045 $700,100,325
Net Income Common Stockholders $330,996,147 $195,307,149 $142,194,903 $476,782,791
Net Income $485,517,109 $286,224,589 $208,377,045 $700,100,325
Net Income Including Noncontrolling Interests $906,583,656 $617,931,865 $613,882,487 $1,372,951,867
Net Income Discontinuous Operations $7,513,386 $7,236,491 $17,766,397 $244,233,260
Net Income Continuous Operations $899,070,270 $610,695,375 $596,116,090 $1,128,718,606
Pretax Income $1,303,051,662 $876,305,382 $965,236,058 $1,769,187,528
Special Income Charges $6,002,588 $20,722,012 $101,921,057 $29,737,173
Depreciation Amortization Depletion Income Statement $217,243,608 $190,104,793 $177,835,411 $182,081,322
Depreciation And Amortization In Income Statement $217,243,608 $190,104,793 $177,835,411 $182,081,322
Amortization Of Intangibles Income Statement $91,364,927 $68,162,139 $63,911,997 $63,481,992
Depreciation Income Statement $125,878,680 $121,942,654 $113,923,413 $118,599,330
Per Share
Diluted EPS $0.41 $0.24 $0.18 $0.61
Basic EPS $0.41 $0.24 $0.18 $0.61
Other
Tax Effect Of Unusual Items $184,144,556 $217,832,227 $385,925,756 $474,633,313
Tax Rate For Calcs $0 $0 $0 $0
Total Unusual Items $593,962,681 $718,681,053 $1,009,220,073 $1,311,094,588
Total Unusual Items Excluding Goodwill $593,962,681 $718,681,053 $1,009,220,073 $1,311,094,588
Reconciled Depreciation $385,100,364 $348,566,293 $313,372,991 $307,488,830
Diluted Average Shares $228,211 $334,748 $228,430 $326,275
Basic Average Shares $228,211 $334,748 $228,430 $326,275
Diluted NI Availto Com Stockholders $330,996,147 $195,307,149 $142,194,903 $476,782,791
Otherunder Preferred Stock Dividend $154,520,962 $90,917,440 $66,182,142 $223,317,534
Minority Interests $-421,066,548 $-331,707,276 $-405,505,442 $-672,851,542
Tax Provision $403,981,391 $265,610,008 $369,119,968 $640,468,922
Other Special Charges $-6,761,089 $-22,108,179 $-102,296,078 $-35,598,494
Write Off $758,501 $1,386,167 $375,021 $5,861,321
Gain On Sale Of Security $303,484,003 $418,851,105 $-453,439,863 $648,859,800
Amortization $91,364,927 $68,162,139 $63,911,997 $63,481,992
Selling General And Administration $1,217,509,707 $1,138,035,758 $1,063,485,013 $1,043,322,713
Insurance And Claims $169,512,769 $170,188,935 $155,755,993 $147,909,600
Rent And Landing Fees $47,574,345 $41,659,450 $39,212,228 $37,978,889
Salaries And Wages $911,304,970 $852,160,248 $805,545,449 $799,046,311
Other Gand A - - - $331,773,258
Fetched: 2026-06-11
Balance Sheet (Annual)
Metric 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Assets
Net Tangible Assets $-17,055,268 $-520,300,144 $-383,266,710 $-300,047,911
Total Assets $98,389,849,282 $92,446,674,154 $84,924,325,215 $83,348,008,611
Goodwill And Other Intangible Assets $5,218,256,323 $5,441,039,806 $5,115,485,125 $4,943,247,675
Other Intangible Assets $4,638,210,296 $4,814,047,946 $4,494,523,487 $4,309,316,804
Receivables $7,706,343,150 $8,771,624,033 $7,955,533,169 $7,095,288,827
Other Receivables $7,706,343,150 $8,771,624,033 $7,955,533,169 $7,095,288,827
Cash And Cash Equivalents $5,329,491,148 $4,379,009,478 $4,899,872,435 $4,482,169,795
Cash Equivalents $628,536,776 $546,774,918 $457,659,269 $177,553,158
Cash Financial $1,034,674,677 $1,055,234,274 $1,074,057,215 $1,062,143,680
Cash Cash Equivalents And Federal Funds Sold $5,457,457,256 $4,793,176,772 $5,244,048,165 $4,802,763,205
Prepaid Assets - - - -
Accounts Receivable - - - -
Debt
Net Debt $12,728,626,592 $14,934,873,752 $12,027,632,985 $15,852,633,310
Total Debt $18,856,219,450 $20,122,085,970 $17,714,695,999 $20,334,803,105
Long Term Debt And Capital Lease Obligation $18,159,706,354 $19,680,336,604 $17,425,276,684 $20,334,803,105
Long Term Debt $17,361,604,644 $18,872,133,865 $16,638,086,105 $20,334,803,105
Current Debt And Capital Lease Obligation $696,513,096 $441,749,366 $289,419,315 -
Current Debt $696,513,096 $441,749,366 $289,419,315 -
Liabilities
Total Liabilities Net Minority Interest $88,593,393,034 $83,095,709,584 $76,036,497,755 $74,657,210,011
Derivative Product Liabilities $560,072,647 $291,442,453 $668,813,442 $496,599,113
Non Current Deferred Liabilities $1,875,895,598 $1,730,919,056 $1,713,517,810 $1,572,932,394
Non Current Deferred Taxes Liabilities $1,680,219,350 $1,583,677,162 $1,563,988,854 $1,427,523,591
Payables And Accrued Expenses $1,403,838,915 $1,332,779,247 $1,471,452,621 $1,152,917,033
Payables $1,403,838,915 $1,332,779,247 $1,471,452,621 $1,152,917,033
Other Payable $17,807,847 $45,761,838 $33,095,160 $31,321,565
Dividends Payable $100,036,648 $88,912,066 $148,875,912 $62,263,316
Total Tax Payable $293,783,372 $280,675,691 $309,866,124 $268,761,310
Income Tax Payable $293,783,372 $280,675,691 $309,866,124 $268,761,310
Accounts Payable $992,211,048 $917,429,652 $979,615,426 $790,570,842
Equity
Common Stock Equity $5,201,201,056 $4,920,739,662 $4,732,218,415 $4,643,199,764
Total Equity Gross Minority Interest $9,796,456,248 $9,350,964,570 $8,887,827,460 $8,690,798,599
Stockholders Equity $5,201,201,056 $4,920,739,662 $4,732,218,415 $4,643,199,764
Gains Losses Not Affecting Retained Earnings $-90,837,642 $-68,796,009 $-153,453,704 $-323,297,506
Other Equity Adjustments $-90,837,642 $-68,796,009 $-153,453,704 $-323,297,506
Retained Earnings $2,605,790,054 $2,301,847,567 $2,180,131,899 $2,260,957,051
Long Term Equity Investment $370,630,202 $403,385,869 $363,934,531 $401,340,737
Other
Ordinary Shares Number $6,694,960 $6,694,960 $6,694,960 $6,694,960
Share Issued $6,694,960 $6,694,960 $6,694,960 $6,694,960
Tangible Book Value $-17,055,268 $-520,300,144 $-383,266,710 $-300,047,911
Invested Capital $23,259,318,796 $24,234,622,893 $21,659,723,835 $24,978,002,870
Capital Lease Obligations $798,101,710 $808,202,739 $787,190,579 -
Total Capitalization $22,562,805,700 $23,792,873,527 $21,370,304,520 $24,978,002,870
Minority Interest $4,595,255,192 $4,430,224,908 $4,155,609,045 $4,047,598,835
Additional Paid In Capital $2,679,553,537 $2,680,992,996 $2,698,845,112 $2,698,845,112
Capital Stock $6,695,108 $6,695,108 $6,695,108 $6,695,108
Common Stock $6,695,108 $6,695,108 $6,695,108 $6,695,108
Employee Benefits $278,516,925 $282,901,849 $255,975,076 $250,959,102
Non Current Deferred Revenue $195,676,248 $147,241,893 $149,528,956 $145,408,803
Long Term Capital Lease Obligation $798,101,710 $808,202,739 $787,190,579 -
Long Term Provisions $279,037,161 $310,920,693 $305,453,849 $346,026,020
Line Of Credit $696,513,096 $441,749,366 $289,419,315 -
Investments And Advances $18,188,818,398 $15,708,795,928 $12,937,099,789 $12,659,861,318
Available For Sale Securities $1,763,914,116 $1,865,167,467 $1,909,695,402 $9,495,209,117
Trading Securities $7,579,527,763 $5,412,119,219 $3,770,947,708 $2,763,311,464
Goodwill $580,046,027 $626,991,860 $620,961,638 $633,930,872
Net PPE $2,460,283,125 $1,768,097,712 $1,717,037,084 $1,791,775,339
Accumulated Depreciation $-1,148,370,540 $-1,103,661,016 $-1,024,865,770 $-990,081,325
Gross PPE $3,608,653,666 $2,871,758,728 $2,741,902,854 $2,781,856,664
Leases $52,401,398 $63,891,132 $57,207,867 $56,034,588
Construction In Progress $82,394,882 $58,715,845 $42,148,950 $40,392,274
Other Properties $330,896,329 $318,314,242 $303,539,269 $292,240,993
Machinery Furniture Equipment $2,116,467,189 $1,240,486,637 $1,171,799,187 $1,128,218,673
Buildings And Improvements $871,272,209 $963,513,782 $939,379,363 $1,004,512,857
Land And Improvements $155,221,659 $226,837,090 $227,828,216 $260,457,279
Other Short Term Investments $8,474,746,317 $8,028,123,373 $6,892,522,148 -
Commercial Paper - - - -
Fetched: 2026-06-11
Cash Flow Statement (Annual)
Metric 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Free Cash Flow
Free Cash Flow $1,718,570,440 $-146,955,975 $1,331,719,320 $-385,940,637
Operating Activities
Operating Cash Flow $2,082,343,683 $220,582,420 $1,693,374,120 $-62,632,415
Cash From Discontinued Operating Activities $-567,831,629 $70,955,621 $-534,017,727 -
Cash Flow From Continuing Operating Activities $2,650,175,312 $149,626,800 $2,227,391,846 $-62,632,415
Operating Gains Losses $-279,640,578 $-171,532,242 $-179,291,224 $-112,332,536
Investing Activities
Capital Expenditure $-363,773,244 $-367,538,396 $-361,654,799 $-323,308,221
Investing Cash Flow $-403,431,549 $-885,915,501 $519,008,155 $-3,669,134,082
Cash From Discontinued Investing Activities $252,529,396 $-57,116,226 $93,373,967 $-4,954,331,653
Cash Flow From Continuing Investing Activities $-655,960,945 $-828,799,274 $425,634,188 $1,285,197,572
Net Other Investing Changes $32,110,237 $20,788,839 $24,394,114 $23,194,611
Capital Expenditure Reported $-7,755,317 $-7,586,980 $-7,401,726 $-8,193,499
Financing Activities
Repurchase Of Capital Stock $-1,692 $-15,508,378 $0 $-4,233,505
Financing Cash Flow $-751,336,339 $-384,328,893 $-997,297,232 $-2,416,682,309
Cash From Discontinued Financing Activities $10,652,845 $-626,820 $381,431,082 -
Cash Flow From Continuing Financing Activities $-761,989,184 $-383,702,073 $-1,378,728,314 $-2,416,682,309
Net Other Financing Charges $-186,739,475 $-188,167,374 $-258,266,086 $-173,461,766
Cash Dividends Paid $-176,464,470 $-205,325,561 $-216,140,821 $-116,811,073
Net Common Stock Issuance $-1,692 $-15,508,378 $0 $-4,233,505
Dividends Received Cfi $125,303,743 $123,789,843 $132,887,621 $115,993,923
Net Preferred Stock Issuance - - $0 $0
Issuance Of Capital Stock - - - $0
Common Stock Issuance - - - $0
Other
Repayment Of Debt $-547,907,311 $-601,849,396 $-1,217,821,566 $-2,210,056,018
Issuance Of Debt $149,123,765 $627,148,635 $313,500,159 $196,007,845
End Cash Position $5,457,457,256 $4,793,176,772 $5,244,048,165 $4,802,763,205
Other Cash Adjustment Outside Changein Cash $113,097,804 $0 $56,676 $-392,954,653
Beginning Cash Position $4,793,176,772 $5,244,048,165 $4,802,763,205 $10,332,196,815
Effect Of Exchange Rate Changes $-376,393,115 $598,790,580 $-773,856,758 $1,011,969,849
Changes In Cash $927,575,796 $-1,049,661,973 $1,215,085,043 $-6,148,448,806
Common Stock Payments $-1,692 $-15,508,378 $0 $-4,233,505
Net Issuance Payments Of Debt $-398,783,547 $25,299,239 $-904,321,407 $-2,122,175,964
Net Long Term Debt Issuance $-398,783,547 $25,299,239 $-904,321,407 $-2,122,175,964
Long Term Debt Payments $-547,907,311 $-601,849,396 $-1,217,821,566 $-2,210,056,018
Long Term Debt Issuance $149,123,765 $627,148,635 $313,500,159 $196,007,845
Net Investment Purchase And Sale $-593,655,051 $-732,222,686 $339,185,698 $1,300,235,622
Sale Of Investment $6,305,284,182 $5,600,441,959 $9,296,357,881 $9,175,896,418
Purchase Of Investment $-6,898,939,233 $-6,332,664,645 $-8,957,172,183 $-7,875,660,795
Net Investment Properties Purchase And Sale $56,299,358 $18,487,396 $31,405,592 $20,877,096
Sale Of Investment Properties $58,629,280 $18,710,998 $31,451,554 $21,516,041
Purchase Of Investment Properties $-2,329,922 $-223,603 $-45,961 $-638,945
Net Business Purchase And Sale $0 $0 $-645,712 $0
Purchase Of Business $0 $0 $-645,712 $0
Net Intangibles Purchase And Sale $-141,412,153 $-97,842,354 $49,912,444 $-41,045,036
Sale Of Intangibles $44,769,020 $86,194,434 $240,740,210 $127,623,232
Purchase Of Intangibles $-186,181,174 $-184,036,788 $-190,827,765 $-168,668,268
Net PPE Purchase And Sale $-126,851,761 $-154,213,332 $-144,103,844 $-125,865,146
Sale Of PPE $42,984,993 $21,701,296 $19,321,465 $20,581,309
Purchase Of PPE $-169,836,754 $-175,914,628 $-163,425,308 $-146,446,455
Taxes Refund Paid $-610,023,439 $-563,561,750 $-554,745,660 $-433,399,655
Interest Received Cfo $6,603,612,918 $7,556,188,501 $7,007,960,589 $4,777,969,821
Interest Paid Cfo $-5,063,645,695 $-5,843,949,145 $-5,874,931,500 $-3,032,505,317
Change In Working Capital $2,103,832,655 $-616,080,447 $2,011,299,806 $-589,082,054
Change In Other Working Capital $4,924,351,704 $2,555,604,098 $2,593,143,395 $5,574,140,315
Change In Other Current Liabilities $770,478,752 $309,297,389 $416,630,306 $130,515,967
Change In Other Current Assets $-1,888,356 $-38,905,726 $-28,588,989 $34,354,440
Change In Receivables $-251,633,576 $-223,452,598 $-324,842,141 $-670,191,714
Changes In Account Receivables $-251,633,576 $-223,452,598 $-324,842,141 -
Other Non Cash Items $-3,011,557,164 $-2,757,835,597 $-2,771,839,380 $-3,646,477,470
Depreciation Amortization Depletion $385,100,364 $348,566,293 $313,372,991 $307,488,830
Depreciation And Amortization $385,100,364 $348,566,293 $313,372,991 $307,488,830
Amortization Cash Flow $216,511,048 $190,142,577 $163,533,585 $149,620,597
Amortization Of Intangibles $216,511,048 $190,142,577 $163,533,585 $149,620,597
Depreciation $168,589,316 $158,423,716 $149,839,406 $157,868,234
Earnings Losses From Equity Investments $-98,953,317 $-106,696,509 $-104,722,998 $-105,112,117
Net Foreign Currency Exchange Gain Loss $-164,949,923 $127,629,717 $-635,527,671 $514,798,617
Gain Loss On Sale Of PPE $-38,634,188 $-23,869,367 $-100,324,258 $-43,217,619
Net Income From Continuing Operations $1,303,051,662 $876,305,382 $965,236,058 $1,769,187,528
Preferred Stock Payments - - $0 $0
Asset Impairment Charge - - - -
Fetched: 2026-06-11