AVBC
Avidia Bancorp, Inc.
Price Chart
Latest Quote
$19.79
-0.20 (-1.00%)
Current Price
| Previous Close | $19.99 |
| Open | $19.90 |
| Day High | $20.00 |
| Day Low | $19.71 |
| Volume | 38,328 |
Stock Information
| Quarterly Dividend / Yield | $0.10 / 0.50% |
| Shares Outstanding | 18.57M |
| Quarterly Dividend Yield | 0.50% |
| Quarterly Dividend | $0.10 |
| Total Debt | $244.30M |
| Cash Equivalents | $98.81M |
| Revenue | $103.98M |
| Net Income | $14.29M |
| Sector | Financial Services |
| Industry | Banks - Regional |
| Market Cap | $367.51M |
| P/E Ratio | 25.70 |
| EPS (TTM) | $0.77 |
| Exchange | NYQ |
đ Comprehensive Analysis
Company Data
| Enterprise Value | $516.71M |
| Sales | $103.98M |
| Income | $14.29M |
| Book/sh | $20.65 |
| Cash/sh | $5.32 |
| Employees | 241 |
Financial Ratios
Returns & Margins
| ROA | 0.52% |
| ROE | 5.02% |
| Operating Margin | 32.11% |
| Profit Margin | 13.75% |
Ownership
| Insider Ownership | 11.25% |
| Institutional Ownership | 32.38% |
| Insider & Institutional transactions data not available | |
Valuation Ratios
| Forward P/E | 14.04 |
| P/S | 3.53 |
| P/B | 0.96 |
Analyst Data
| Recommendation | none |
| Target Price | $24.00 |
Technical Indicators
| SMA20 | $19.43 |
| SMA50 | $19.88 |
| SMA200 | $17.56 |
| RSI | 65.99 |
| ATR | 0.4886 |
| Shares Float | 17.88M |
| Short Float | 0.32% |
| Short Ratio | 1.28 |
| Rel Volume | 0.63 |
Performance History
| Week | -1.40% |
| Month | +4.71% |
| Quarter | +4.43% |
| 6 Months | +16.96% |
| YTD | +20.43% |
| 10 Years | +35.89% |
Stock Score:
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Recent Price History
| Date | Close | Volume |
|---|---|---|
| 2026-06-17 | $19.79 | 38,328 |
| 2026-06-16 | $19.99 | 60,000 |
| 2026-06-15 | $19.97 | 55,000 |
| 2026-06-12 | $20.47 | 48,100 |
| 2026-06-11 | $20.34 | 61,600 |
| 2026-06-10 | $20.07 | 74,100 |
| 2026-06-09 | $19.84 | 75,300 |
| 2026-06-08 | $19.40 | 75,700 |
| 2026-06-05 | $19.21 | 63,100 |
| 2026-06-04 | $19.00 | 123,500 |
| 2026-06-03 | $18.78 | 52,900 |
| 2026-06-02 | $19.26 | 65,200 |
| 2026-06-01 | $19.10 | 55,000 |
| 2026-05-29 | $19.06 | 63,600 |
| 2026-05-28 | $18.68 | 58,500 |
| 2026-05-27 | $18.93 | 31,400 |
| 2026-05-26 | $19.06 | 99,000 |
| 2026-05-22 | $19.11 | 32,800 |
| 2026-05-21 | $19.30 | 49,100 |
| 2026-05-20 | $19.24 | 34,700 |
| 2026-05-19 | $19.01 | 26,500 |
| 2026-05-18 | $18.90 | 40,500 |
About Avidia Bancorp, Inc.
Avidia Bancorp, Inc. operates as the bank holding company for Avidia Bank that provides various financial services to individual and corporate customers. The company offers savings and checking, certificates of deposit, individual retirement, money market, demand deposit, and interest-bearing and noninterest-bearing checking accounts. It also provides savings, checking, debit cards, credit cards, youth accounts, veterans checking, mobile banking, internet banking, international wires, and health savings and borrowing services, including loans, home equity, mortgages, masshousing homeowner loans, and auto loans. Additionally, the company offers e-banking services, cash management, merchant services, law firm banking, nonprofit banking, and municipal banking services and borrowing services that include commercial loans, commercial mortgage loans, land development loans, business term loans, working capital lines of credit, letters of credit, business manager, dental practice loans, condo association loans, and small business banking partnership services. Further, it offers payments processing services; and invests in liquid assets, including U.S. Treasury securities, U.S. government agency and government-sponsored enterprise securities, mortgage-backed securities, municipal securities, certificates of deposit of federally-insured institutions, and investment grade corporate bonds. Avidia Bancorp, Inc. was founded in 1869 and is headquartered in Hudson, Massachusetts.
đ° Latest News
Are Finance Stocks Lagging ACNB (ACNB) This Year?
Zacks âĸ 2026-05-15T13:40:05Z
Should You Buy Avidia Bancorp, Inc. (NYSE:AVBC) For Its Upcoming Dividend?
Simply Wall St. âĸ 2026-05-14T14:50:06Z
Are Finance Stocks Lagging Avidia Bancorp, Inc. (AVBC) This Year?
Zacks âĸ 2026-04-28T13:40:06Z
Is Avidia Bancorp, Inc. (AVBC) Stock Outpacing Its Finance Peers This Year?
Zacks âĸ 2026-03-19T13:40:03Z
What Makes Avidia Bancorp (AVBC) an Investment Choice?
Insider Monkey âĸ 2025-12-17T12:58:08Z
Avidia Bancorp (AVBC): Net Losses Increase 43.1% Annually as Profit Turnaround Remains Elusive
Simply Wall St. âĸ 2025-10-25T08:15:06Z
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Income Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 |
|---|---|---|---|
| Revenue | |||
| Total Revenue | $100,702,000 | $86,049,000 | $84,856,000 |
| Operating Revenue | $100,702,000 | $86,049,000 | $84,856,000 |
| Expenses | |||
| Interest Expense | $44,041,000 | $50,473,000 | $39,791,000 |
| Selling And Marketing Expense | $1,427,000 | $1,432,000 | $2,468,000 |
| General And Administrative Expense | $49,543,000 | $45,973,000 | $47,230,000 |
| Professional Expense And Contract Services Expense | $3,356,000 | $2,288,000 | $2,527,000 |
| Other Non Interest Expense | $24,274,000 | $10,855,000 | $9,518,000 |
| Income & Earnings | |||
| Net Income From Continuing Operation Net Minority Interest | $-3,289,000 | $11,484,000 | $12,440,000 |
| Net Interest Income | $86,541,000 | $73,260,000 | $71,325,000 |
| Interest Income | $130,582,000 | $123,733,000 | $111,116,000 |
| Normalized Income | $-3,289,000 | $11,484,000 | $9,985,973 |
| Net Income From Continuing And Discontinued Operation | $-3,289,000 | $11,484,000 | $12,440,000 |
| Net Income Common Stockholders | $-3,289,000 | $11,484,000 | $12,440,000 |
| Net Income | $-3,289,000 | $11,484,000 | $12,440,000 |
| Net Income Including Noncontrolling Interests | $-3,289,000 | $11,484,000 | $12,440,000 |
| Net Income Continuous Operations | $-3,289,000 | $11,484,000 | $12,440,000 |
| Pretax Income | $-5,683,000 | $15,403,000 | $16,512,000 |
| Special Income Charges | - | $0 | $3,259,000 |
| Per Share | |||
| Diluted EPS | $-0.18 | $0.57 | $0.62 |
| Basic EPS | $-0.18 | $0.57 | $0.62 |
| Other | |||
| Tax Effect Of Unusual Items | $0 | $0 | $804,973 |
| Tax Rate For Calcs | $0 | $0 | $0 |
| Reconciled Depreciation | $3,001,000 | $3,003,000 | $3,036,000 |
| Diluted Average Shares | $18,531,000 | $20,076,250 | $20,076,250 |
| Basic Average Shares | $18,531,000 | $20,076,250 | $20,076,250 |
| Diluted NI Availto Com Stockholders | $-3,289,000 | $11,484,000 | $12,440,000 |
| Tax Provision | $-2,394,000 | $3,919,000 | $4,072,000 |
| Gain On Sale Of Security | $-837,000 | $-1,637,000 | $-1,219,000 |
| Selling General And Administration | $50,970,000 | $47,405,000 | $49,698,000 |
| Other Gand A | $7,538,000 | $8,771,000 | $10,624,000 |
| Insurance And Claims | $2,281,000 | $2,481,000 | $2,615,000 |
| Salaries And Wages | $39,724,000 | $34,721,000 | $33,991,000 |
| Occupancy And Equipment | $6,342,000 | $8,319,000 | $7,948,000 |
| Total Unusual Items | - | $0 | $3,259,000 |
| Total Unusual Items Excluding Goodwill | - | $0 | $3,259,000 |
| Other Special Charges | - | - | $-3,259,000 |
Fetched: 2026-06-16
Balance Sheet (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 |
|---|---|---|---|
| Assets | |||
| Net Tangible Assets | $364,025,000 | $178,403,000 | $165,534,000 |
| Total Assets | $2,837,090,000 | $2,656,539,000 | $2,598,291,000 |
| Goodwill And Other Intangible Assets | $14,969,000 | $15,424,000 | $15,263,000 |
| Other Intangible Assets | $3,033,000 | $3,488,000 | $3,327,000 |
| Receivables | $8,537,000 | $8,897,000 | $8,621,000 |
| Accounts Receivable | $8,537,000 | $8,897,000 | $8,621,000 |
| Cash And Cash Equivalents | $145,454,000 | $62,444,000 | $70,343,000 |
| Cash Equivalents | $129,551,000 | $46,784,000 | - |
| Cash Financial | $15,903,000 | $15,660,000 | - |
| Cash Cash Equivalents And Federal Funds Sold | $145,454,000 | $62,444,000 | $70,343,000 |
| Debt | |||
| Net Debt | $142,361,000 | $290,235,000 | $358,199,000 |
| Total Debt | $287,815,000 | $352,679,000 | $428,542,000 |
| Long Term Debt And Capital Lease Obligation | $47,815,000 | $187,679,000 | $182,542,000 |
| Long Term Debt | $47,815,000 | $187,679,000 | $182,542,000 |
| Current Debt And Capital Lease Obligation | $240,000,000 | $165,000,000 | $246,000,000 |
| Current Debt | $240,000,000 | $165,000,000 | $246,000,000 |
| Other Current Borrowings | $240,000,000 | $165,000,000 | $246,000,000 |
| Liabilities | |||
| Total Liabilities Net Minority Interest | $2,458,096,000 | $2,462,712,000 | $2,417,494,000 |
| Equity | |||
| Common Stock Equity | $378,994,000 | $193,827,000 | $180,797,000 |
| Total Equity Gross Minority Interest | $378,994,000 | $193,827,000 | $180,797,000 |
| Stockholders Equity | $378,994,000 | $193,827,000 | $180,797,000 |
| Other Equity Interest | $-15,258,000 | - | - |
| Gains Losses Not Affecting Retained Earnings | $-12,829,000 | $-21,443,000 | $-22,989,000 |
| Other Equity Adjustments | $-12,829,000 | $-21,443,000 | $-22,989,000 |
| Retained Earnings | $211,981,000 | $215,270,000 | $203,786,000 |
| Other | |||
| Treasury Shares Number | $1,525,795 | - | - |
| Ordinary Shares Number | $18,550,455 | $20,076,250 | $20,076,250 |
| Share Issued | $20,076,250 | $20,076,250 | $20,076,250 |
| Tangible Book Value | $364,025,000 | $178,403,000 | $165,534,000 |
| Invested Capital | $666,809,000 | $546,506,000 | $609,339,000 |
| Total Capitalization | $426,809,000 | $381,506,000 | $363,339,000 |
| Additional Paid In Capital | $194,899,000 | $0 | - |
| Capital Stock | $201,000 | - | - |
| Common Stock | $201,000 | - | - |
| Investments And Advances | $282,139,000 | $282,680,000 | $277,012,000 |
| Held To Maturity Securities | $13,000,000 | $16,747,000 | $15,746,000 |
| Available For Sale Securities | $90,352,000 | - | $12,775,000 |
| Goodwill | $11,936,000 | $11,936,000 | $11,936,000 |
| Net PPE | $29,183,000 | $28,498,000 | $28,450,000 |
| Accumulated Depreciation | $-24,235,000 | $-34,698,000 | $-32,167,000 |
| Gross PPE | $53,418,000 | $63,196,000 | $60,617,000 |
| Leases | $9,819,000 | $9,429,000 | $8,724,000 |
| Construction In Progress | $792,000 | $667,000 | $353,000 |
| Other Properties | $5,691,000 | $6,074,000 | $6,268,000 |
| Machinery Furniture Equipment | $16,403,000 | $25,740,000 | $24,097,000 |
| Buildings And Improvements | $18,055,000 | $18,628,000 | $18,517,000 |
| Land And Improvements | $2,658,000 | $2,658,000 | $2,658,000 |
| Other Short Term Investments | $178,787,000 | $265,933,000 | $248,491,000 |
Fetched: 2026-06-16
Cash Flow Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 |
|---|---|---|---|
| Free Cash Flow | |||
| Free Cash Flow | $24,085,000 | $20,449,000 | $12,484,000 |
| Operating Activities | |||
| Operating Cash Flow | $28,371,000 | $23,222,000 | $15,601,000 |
| Cash Flow From Continuing Operating Activities | $28,371,000 | $23,222,000 | $15,601,000 |
| Operating Gains Losses | $552,000 | $1,038,000 | $-2,352,000 |
| Investing Activities | |||
| Capital Expenditure | $-4,286,000 | $-2,773,000 | $-3,117,000 |
| Investing Cash Flow | $-111,578,000 | $-71,094,000 | $-111,747,000 |
| Cash Flow From Continuing Investing Activities | $-111,578,000 | $-71,094,000 | $-111,747,000 |
| Net Other Investing Changes | $2,928,000 | $2,355,000 | $-9,045,000 |
| Financing Activities | |||
| Repurchase Of Capital Stock | $-16,061,000 | $0 | - |
| Issuance Of Capital Stock | $185,827,000 | $0 | - |
| Financing Cash Flow | $166,217,000 | $39,973,000 | $88,636,000 |
| Cash Flow From Continuing Financing Activities | $166,217,000 | $39,973,000 | $88,636,000 |
| Net Common Stock Issuance | $169,766,000 | $0 | - |
| Common Stock Issuance | $185,827,000 | $0 | - |
| Other | |||
| Repayment Of Debt | $0 | $-105,000,000 | $-62,000,000 |
| Issuance Of Debt | $0 | $65,000,000 | $200,000,000 |
| Interest Paid Supplemental Data | $44,234,000 | $50,554,000 | $38,253,000 |
| Income Tax Paid Supplemental Data | $2,631,000 | $3,841,000 | $3,338,000 |
| End Cash Position | $145,454,000 | $62,444,000 | $70,343,000 |
| Beginning Cash Position | $62,444,000 | $70,343,000 | $77,853,000 |
| Changes In Cash | $83,010,000 | $-7,899,000 | $-7,510,000 |
| Common Stock Payments | $-16,061,000 | $0 | - |
| Net Issuance Payments Of Debt | $-65,000,000 | $-76,000,000 | $104,500,000 |
| Net Short Term Debt Issuance | $-65,000,000 | $-36,000,000 | $-33,500,000 |
| Net Long Term Debt Issuance | $0 | $-40,000,000 | $138,000,000 |
| Long Term Debt Payments | $0 | $-105,000,000 | $-62,000,000 |
| Long Term Debt Issuance | $0 | $65,000,000 | $200,000,000 |
| Net Investment Purchase And Sale | $11,705,000 | $-3,553,000 | $88,409,000 |
| Sale Of Investment | $65,369,000 | $110,953,000 | $120,936,000 |
| Purchase Of Investment | $-53,664,000 | $-114,506,000 | $-32,527,000 |
| Net PPE Purchase And Sale | $-4,253,000 | $-2,773,000 | $1,733,000 |
| Sale Of PPE | $33,000 | $0 | $4,850,000 |
| Purchase Of PPE | $-4,286,000 | $-2,773,000 | $-3,117,000 |
| Change In Working Capital | $-557,000 | $7,552,000 | $480,000 |
| Change In Other Working Capital | $902,000 | $7,828,000 | $1,791,000 |
| Change In Receivables | $-1,459,000 | $-276,000 | $-1,311,000 |
| Changes In Account Receivables | $360,000 | $-276,000 | $-1,311,000 |
| Other Non Cash Items | $8,737,000 | $-1,084,000 | $-228,000 |
| Stock Based Compensation | $1,076,000 | $0 | - |
| Asset Impairment Charge | $567,000 | $0 | - |
| Amortization Of Securities | $-398,000 | $-7,000 | $-25,000 |
| Deferred Tax | $-2,761,000 | $-543,000 | $338,000 |
| Deferred Income Tax | $-2,761,000 | $-543,000 | $338,000 |
| Depreciation Amortization Depletion | $3,001,000 | $3,003,000 | $3,036,000 |
| Depreciation And Amortization | $3,001,000 | $3,003,000 | $3,036,000 |
| Depreciation | $3,001,000 | $3,003,000 | $3,036,000 |
| Gain Loss On Investment Securities | $837,000 | $1,637,000 | $1,219,000 |
| Net Income From Continuing Operations | $-3,289,000 | $11,484,000 | $12,440,000 |
| Gain Loss On Sale Of PPE | - | $0 | $-3,259,000 |
Fetched: 2026-06-16