AX
Axos Financial, Inc.
Price Chart
Latest Quote
$88.61
| Previous Close | $89.42 |
| Open | $88.71 |
| Day High | $90.23 |
| Day Low | $88.35 |
| Volume | 204,352 |
Stock Information
| Shares Outstanding | 56.88M |
| Total Debt | $3.02B |
| Cash Equivalents | $1.19B |
| Revenue | $1.32B |
| Net Income | $476.10M |
| Sector | Financial Services |
| Industry | Banks - Regional |
| Market Cap | $5.04B |
| P/E Ratio | 10.79 |
| EPS (TTM) | $8.21 |
| Exchange | NYQ |
đ Comprehensive Analysis
Company Data
| Enterprise Value | $6.92B |
| Sales | $1.32B |
| Income | $476.10M |
| Book/sh | $53.89 |
| Cash/sh | $20.85 |
| Employees | 2K |
Financial Ratios
| EPS Growth TTM | 18.50% |
Returns & Margins
| ROA | 1.79% |
| ROE | 16.80% |
| Operating Margin | 49.43% |
| Profit Margin | 35.96% |
Ownership
| Insider Ownership | 4.41% |
| Institutional Ownership | 87.45% |
| Insider & Institutional transactions data not available | |
Valuation Ratios
| Forward P/E | 9.16 |
| PEG | 0.95 |
| P/S | 3.81 |
| P/B | 1.64 |
Analyst Data
| Recommendation | strong_buy |
| Target Price | $110.17 |
Technical Indicators
| SMA20 | $87.64 |
| SMA50 | $89.86 |
| SMA200 | $87.74 |
| RSI | 55.08 |
| ATR | 2.2339 |
| Shares Float | 54.39M |
| Short Float | 8.46% |
| Short Ratio | 7.72 |
| Volatility | 1.25 |
| Rel Volume | 0.63 |
Performance History
| Week | +0.52% |
| Month | +4.90% |
| Quarter | +8.35% |
| 6 Months | +3.02% |
| YTD | +1.41% |
| Year | +26.35% |
| 3 Years | +118.31% |
| 5 Years | +84.49% |
| 10 Years | +418.19% |
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Recent Price History
| Date | Close | Volume |
|---|---|---|
| 2026-06-17 | $88.61 | 204,352 |
| 2026-06-16 | $89.42 | 392,000 |
| 2026-06-15 | $89.58 | 429,000 |
| 2026-06-12 | $90.28 | 306,700 |
| 2026-06-11 | $89.28 | 300,600 |
| 2026-06-10 | $88.15 | 331,000 |
| 2026-06-09 | $88.36 | 323,500 |
| 2026-06-08 | $87.85 | 193,400 |
| 2026-06-05 | $87.81 | 232,900 |
| 2026-06-04 | $87.66 | 427,200 |
| 2026-06-03 | $84.62 | 480,500 |
| 2026-06-02 | $87.75 | 270,800 |
| 2026-06-01 | $86.35 | 376,800 |
| 2026-05-29 | $86.91 | 457,500 |
| 2026-05-28 | $87.27 | 220,100 |
| 2026-05-27 | $87.10 | 311,600 |
| 2026-05-26 | $87.82 | 338,300 |
| 2026-05-22 | $86.07 | 273,900 |
| 2026-05-21 | $85.93 | 309,600 |
| 2026-05-20 | $85.97 | 323,000 |
| 2026-05-19 | $83.64 | 238,300 |
| 2026-05-18 | $84.47 | 278,900 |
About Axos Financial, Inc.
Axos Financial, Inc., together with its subsidiaries, operates as a consumer and business banking provider in the United States. The company operates through two segments, Banking Business and Securities Business. It offers deposits products, including consumer and business checking, savings, time deposit, and commercial and deposits. The company also provides residential single family, multifamily, and commercial mortgage loans; commercial real estate secured, commercial and industrial non-real estate, and auto and consumer loans. In addition, it offers a range of investment and wealth management services, such as disclosed clearing, recordkeeping, trade reporting, and reorganization assistance services, as well as margin loans and securities lending services. The company was formerly known as BofI Holding, Inc. and changed its name to Axos Financial, Inc. in September 2018. Axos Financial, Inc. was incorporated in 1999 and is based in Las Vegas, Nevada.
đ° Latest News
Implied Volatility Surging for Axos Financial Stock Options
Zacks âĸ 2026-06-17T14:52:00ZRegional Banks Stocks Q1 Results: Benchmarking Axos Financial (NYSE:AX)
StockStory âĸ 2026-06-10T17:45:28ZAxos Financial (AX) Valuation Check After Strong Multi Year Shareholder Returns
Simply Wall St. âĸ 2026-06-07T10:05:33ZAxos Financial and Live Oak Bancshares Shares Skyrocket, What You Need To Know
StockStory âĸ 2026-06-05T08:24:14ZPathward Financial and Axos Financial Shares Plummet, What You Need To Know
StockStory âĸ 2026-06-04T02:55:33Z2 Bank Stocks with Solid Fundamentals and 1 We Ignore
StockStory âĸ 2026-05-25T08:51:51ZAssessing Axos Financial (AX): Is The Recent Share Pullback Creating A Valuation Gap
Simply Wall St. âĸ 2026-05-22T14:07:41Z1 of Wall Streetâs Favorite Stock to Own for Decades and 2 We Find Risky
StockStory âĸ 2026-05-20T22:12:55ZAxos Financial Stock Is Up 15%, but One Fund Just Sold $3.6 Million Worth of Shares
Motley Fool âĸ 2026-05-20T19:37:20ZWhy Axos Financial (AX) Shares Are Falling Today
StockStory âĸ 2026-05-03T19:08:55ZIncome Statement (Annual)
| Metric | 2025-06-30 | 2024-06-30 | 2023-06-30 | 2022-06-30 |
|---|---|---|---|---|
| Revenue | ||||
| Total Revenue | $1,241,773,000 | $1,073,432,000 | $890,176,000 | $705,337,000 |
| Operating Revenue | $1,241,773,000 | $1,073,432,000 | $890,176,000 | $705,337,000 |
| Expenses | ||||
| Interest Expense | $687,693,000 | $694,178,000 | $374,017,000 | $52,570,000 |
| Selling And Marketing Expense | $47,760,000 | $42,797,000 | $37,150,000 | $13,580,000 |
| General And Administrative Expense | $360,144,000 | $305,359,000 | $268,173,000 | $217,066,000 |
| Professional Expense And Contract Services Expense | $37,572,000 | $36,532,000 | $29,268,000 | $22,482,000 |
| Other Non Interest Expense | $80,433,000 | $69,370,000 | $60,557,000 | $50,159,000 |
| Income & Earnings | ||||
| Net Income From Continuing Operation Net Minority Interest | $432,908,000 | $450,008,000 | $307,165,000 | $240,716,000 |
| Net Interest Income | $1,127,772,000 | $961,429,000 | $783,121,000 | $607,158,000 |
| Interest Income | $1,815,465,000 | $1,655,607,000 | $1,157,138,000 | $659,728,000 |
| Normalized Income | $432,908,000 | $384,581,684 | $307,165,000 | $240,716,000 |
| Net Income From Continuing And Discontinued Operation | $432,908,000 | $450,008,000 | $307,165,000 | $240,716,000 |
| Net Income Common Stockholders | $432,908,000 | $450,008,000 | $307,165,000 | $240,716,000 |
| Net Income | $432,908,000 | $450,008,000 | $307,165,000 | $240,716,000 |
| Net Income Including Noncontrolling Interests | $432,908,000 | $450,008,000 | $307,165,000 | $240,716,000 |
| Net Income Continuous Operations | $432,908,000 | $450,008,000 | $307,165,000 | $240,716,000 |
| Pretax Income | $613,395,000 | $635,481,000 | $431,744,000 | $339,959,000 |
| Special Income Charges | $0 | $92,397,000 | $0 | $0 |
| Depreciation Amortization Depletion Income Statement | $29,019,000 | $27,086,000 | $23,387,000 | $24,596,000 |
| Depreciation And Amortization In Income Statement | $29,019,000 | $27,086,000 | $23,387,000 | $24,596,000 |
| Per Share | ||||
| Diluted EPS | $7.43 | $7.66 | $5.07 | $3.97 |
| Basic EPS | $7.61 | $7.82 | $5.15 | $4.04 |
| Other | ||||
| Tax Effect Of Unusual Items | $0 | $26,970,684 | $0 | $0 |
| Tax Rate For Calcs | $0 | $0 | $0 | $0 |
| Total Unusual Items | $0 | $92,397,000 | $0 | $0 |
| Total Unusual Items Excluding Goodwill | $0 | $92,397,000 | $0 | $0 |
| Reconciled Depreciation | $29,019,000 | $27,086,000 | $23,387,000 | $24,596,000 |
| Diluted Average Shares | $58,241,421 | $58,747,781 | $60,584,813 | $60,633,753 |
| Basic Average Shares | $56,862,630 | $57,545,780 | $59,643,689 | $59,583,168 |
| Diluted NI Availto Com Stockholders | $432,908,000 | $450,008,000 | $307,165,000 | $240,716,000 |
| Tax Provision | $180,487,000 | $185,473,000 | $124,579,000 | $99,243,000 |
| Restructuring And Mergern Acquisition | $0 | $-92,397,000 | $0 | $0 |
| Selling General And Administration | $407,904,000 | $348,156,000 | $305,323,000 | $230,646,000 |
| Other Gand A | $34,631,000 | $33,940,000 | $48,368,000 | $37,853,000 |
| Insurance And Claims | $27,558,000 | $20,546,000 | $15,534,000 | $11,823,000 |
| Salaries And Wages | $297,955,000 | $250,873,000 | $204,271,000 | $167,390,000 |
| Occupancy And Equipment | $17,705,000 | $16,704,000 | $15,647,000 | $13,745,000 |
| Otherunder Preferred Stock Dividend | - | - | - | - |
| Preferred Stock Dividends | - | - | - | - |
| Gain On Sale Of Security | - | - | - | - |
Balance Sheet (Annual)
| Metric | 2025-06-30 | 2024-06-30 | 2023-06-30 | 2022-06-30 |
|---|---|---|---|---|
| Assets | ||||
| Net Tangible Assets | $2,518,957,000 | $2,119,902,000 | $1,739,567,000 | $1,461,355,000 |
| Total Assets | $24,783,078,000 | $22,855,334,000 | $20,348,469,000 | $17,401,165,000 |
| Goodwill And Other Intangible Assets | $161,720,000 | $170,694,000 | $177,592,000 | $181,618,000 |
| Other Intangible Assets | $64,047,000 | $73,021,000 | $79,919,000 | $85,944,000 |
| Receivables | $252,720,000 | $240,028,000 | $374,074,000 | $417,417,000 |
| Other Receivables | $17,845,000 | $19,785,000 | $64,766,000 | $108,201,000 |
| Accounts Receivable | $234,875,000 | $220,243,000 | $309,308,000 | $309,216,000 |
| Cash And Cash Equivalents | $1,933,845,000 | $1,979,979,000 | $2,233,027,000 | $1,202,587,000 |
| Cash Cash Equivalents And Federal Funds Sold | $2,176,354,000 | $2,185,776,000 | $2,382,086,000 | $1,574,699,000 |
| Debt | ||||
| Total Debt | $372,671,000 | $415,679,000 | $451,779,000 | $562,744,000 |
| Long Term Debt And Capital Lease Obligation | $372,671,000 | $385,679,000 | $451,779,000 | $535,244,000 |
| Long Term Debt | $372,671,000 | $385,679,000 | $451,779,000 | $535,244,000 |
| Current Debt And Capital Lease Obligation | $0 | $30,000,000 | $0 | $27,500,000 |
| Current Debt | $0 | $30,000,000 | $0 | $27,500,000 |
| Other Current Borrowings | $0 | $30,000,000 | $0 | $27,500,000 |
| Liabilities | ||||
| Total Liabilities Net Minority Interest | $22,102,401,000 | $20,564,738,000 | $18,431,310,000 | $15,758,192,000 |
| Payables And Accrued Expenses | $350,606,000 | $301,127,000 | $445,477,000 | $511,654,000 |
| Payables | $350,606,000 | $301,127,000 | $445,477,000 | $511,654,000 |
| Accounts Payable | $350,606,000 | $301,127,000 | $445,477,000 | $511,654,000 |
| Equity | ||||
| Common Stock Equity | $2,680,677,000 | $2,290,596,000 | $1,917,159,000 | $1,642,973,000 |
| Total Equity Gross Minority Interest | $2,680,677,000 | $2,290,596,000 | $1,917,159,000 | $1,642,973,000 |
| Stockholders Equity | $2,680,677,000 | $2,290,596,000 | $1,917,159,000 | $1,642,973,000 |
| Gains Losses Not Affecting Retained Earnings | $348,000 | $-2,466,000 | $-6,610,000 | $-2,933,000 |
| Retained Earnings | $2,618,525,000 | $2,185,617,000 | $1,735,609,000 | $1,428,444,000 |
| Other | ||||
| Treasury Shares Number | $14,618,025 | $13,327,067 | $10,522,411 | $9,081,773 |
| Ordinary Shares Number | $56,483,617 | $56,894,565 | $58,943,035 | $59,777,949 |
| Share Issued | $71,101,642 | $70,221,632 | $69,465,446 | $68,859,722 |
| Tangible Book Value | $2,518,957,000 | $2,119,902,000 | $1,739,567,000 | $1,461,355,000 |
| Invested Capital | $3,053,348,000 | $2,706,275,000 | $2,368,938,000 | $2,205,717,000 |
| Total Capitalization | $3,053,348,000 | $2,676,275,000 | $2,368,938,000 | $2,178,217,000 |
| Treasury Stock | $487,802,000 | $403,489,000 | $292,413,000 | $237,011,000 |
| Additional Paid In Capital | $548,895,000 | $510,232,000 | $479,878,000 | $453,784,000 |
| Capital Stock | $711,000 | $702,000 | $695,000 | $689,000 |
| Common Stock | $711,000 | $702,000 | $695,000 | $689,000 |
| Investments And Advances | $66,057,000 | $141,164,000 | $233,108,000 | $264,276,000 |
| Trading Securities | $649,000 | $353,000 | $758,000 | $1,758,000 |
| Goodwill | $97,673,000 | $97,673,000 | $97,673,000 | $95,674,000 |
| Other Short Term Investments | $65,408,000 | $140,811,000 | $232,350,000 | $262,518,000 |
| Preferred Stock | - | - | - | $0 |
| Line Of Credit | - | - | - | - |
Cash Flow Statement (Annual)
| Metric | 2025-06-30 | 2024-06-30 | 2023-06-30 | 2022-06-30 |
|---|---|---|---|---|
| Free Cash Flow | ||||
| Free Cash Flow | $436,118,000 | $269,516,000 | $166,491,000 | $195,118,000 |
| Operating Activities | ||||
| Operating Cash Flow | $490,331,000 | $305,477,000 | $196,706,000 | $216,622,000 |
| Cash Flow From Continuing Operating Activities | $490,331,000 | $305,477,000 | $196,706,000 | $216,622,000 |
| Operating Gains Losses | $-10,325,000 | $-9,612,000 | $-7,999,000 | $-16,237,000 |
| Investing Activities | ||||
| Capital Expenditure | $-54,213,000 | $-35,961,000 | $-30,215,000 | $-21,504,000 |
| Investing Cash Flow | $-1,841,067,000 | $-2,589,280,000 | $-2,399,098,000 | $-2,783,024,000 |
| Cash Flow From Continuing Investing Activities | $-1,841,067,000 | $-2,589,280,000 | $-2,399,098,000 | $-2,783,024,000 |
| Net Other Investing Changes | $-110,239,000 | $4,757,000 | $6,945,000 | $8,654,000 |
| Financing Activities | ||||
| Repurchase Of Capital Stock | $-58,203,000 | $-96,286,000 | $-48,963,000 | $0 |
| Financing Cash Flow | $1,341,314,000 | $2,087,493,000 | $3,009,779,000 | $3,103,324,000 |
| Cash Flow From Continuing Financing Activities | $1,341,314,000 | $2,087,493,000 | $3,009,779,000 | $3,103,324,000 |
| Net Other Financing Charges | $-27,640,000 | $-16,192,000 | $-6,144,000 | $-16,601,000 |
| Net Common Stock Issuance | $-58,203,000 | $-96,286,000 | $-48,963,000 | $0 |
| Dividends Received Cfi | $81,000 | $1,989,000 | $288,000 | $96,000 |
| Cash Dividends Paid | - | - | $0 | $0 |
| Preferred Stock Dividend Paid | - | - | $0 | $0 |
| Net Preferred Stock Issuance | - | - | $0 | $0 |
| Other | ||||
| Repayment Of Debt | $-43,169,000 | $-36,138,000 | $-111,800,000 | $-236,000,000 |
| Interest Paid Supplemental Data | $687,244,000 | $698,956,000 | $368,311,000 | $50,269,000 |
| Income Tax Paid Supplemental Data | $153,689,000 | $200,809,000 | $131,365,000 | $99,701,000 |
| End Cash Position | $2,176,354,000 | $2,185,776,000 | $2,382,086,000 | $1,574,699,000 |
| Beginning Cash Position | $2,185,776,000 | $2,382,086,000 | $1,574,699,000 | $1,037,777,000 |
| Changes In Cash | $-9,422,000 | $-196,310,000 | $807,387,000 | $536,922,000 |
| Common Stock Payments | $-58,203,000 | $-96,286,000 | $-48,963,000 | $0 |
| Net Issuance Payments Of Debt | $-43,169,000 | $-36,138,000 | $-111,800,000 | $-10,700,000 |
| Net Long Term Debt Issuance | $-43,169,000 | $-36,138,000 | $-111,800,000 | $-10,700,000 |
| Long Term Debt Payments | $-43,169,000 | $-36,138,000 | $-111,800,000 | $-236,000,000 |
| Net Investment Purchase And Sale | $58,638,000 | $84,236,000 | $16,285,000 | $-18,301,000 |
| Sale Of Investment | $100,316,000 | $106,249,000 | $57,989,000 | $131,868,000 |
| Purchase Of Investment | $-41,678,000 | $-22,013,000 | $-41,704,000 | $-150,169,000 |
| Net Business Purchase And Sale | $0 | $0 | $-5,531,000 | $-54,597,000 |
| Purchase Of Business | $0 | $0 | $-5,531,000 | $-54,597,000 |
| Net PPE Purchase And Sale | $-54,213,000 | $-35,961,000 | $-30,215,000 | $-21,504,000 |
| Purchase Of PPE | $-54,213,000 | $-35,961,000 | $-30,215,000 | $-21,504,000 |
| Change In Working Capital | $79,379,000 | $-122,438,000 | $-145,113,000 | $-103,018,000 |
| Change In Other Current Assets | $18,506,000 | $-114,040,000 | $-11,984,000 | $-95,543,000 |
| Change In Payables And Accrued Expense | $80,500,000 | $-123,916,000 | $-66,544,000 | $10,930,000 |
| Change In Payable | $80,500,000 | $-123,916,000 | $-66,544,000 | $10,930,000 |
| Change In Account Payable | $80,500,000 | $-123,916,000 | $-66,544,000 | $10,930,000 |
| Change In Receivables | $-12,692,000 | $134,046,000 | $43,342,000 | $-43,925,000 |
| Changes In Account Receivables | $-12,692,000 | $134,046,000 | $43,342,000 | $-43,925,000 |
| Other Non Cash Items | $-2,334,000 | $-82,120,000 | $-9,882,000 | $31,040,000 |
| Stock Based Compensation | $41,971,000 | $35,194,000 | $26,100,000 | $21,242,000 |
| Deferred Tax | $-27,956,000 | $33,134,000 | $-19,586,000 | $-9,400,000 |
| Deferred Income Tax | $-27,956,000 | $33,134,000 | $-19,586,000 | $-9,400,000 |
| Depreciation Amortization Depletion | $29,019,000 | $27,086,000 | $23,387,000 | $24,596,000 |
| Depreciation And Amortization | $29,019,000 | $27,086,000 | $23,387,000 | $24,596,000 |
| Net Income From Continuing Operations | $432,908,000 | $450,008,000 | $307,165,000 | $240,716,000 |
| Issuance Of Debt | - | $0 | $0 | $225,300,000 |
| Long Term Debt Issuance | - | $0 | $0 | $225,300,000 |
| Preferred Stock Payments | - | - | $0 | $0 |
| Amortization Cash Flow | - | - | $634,000 | $-2,228,000 |
| Amortization Of Intangibles | - | - | $634,000 | $-2,228,000 |
| Depreciation | - | - | $23,387,000 | $35,495,000 |
| Amortization Of Securities | - | - | - | $-423,000 |
| Sale Of Business | - | - | - | - |
| Change In Other Working Capital | - | - | - | - |
| Gain Loss On Investment Securities | - | - | - | - |