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AX

Axos Financial, Inc.

Price Chart
Latest Quote

$88.61

-0.81 (-0.91%)
Current Price
Previous Close $89.42
Open $88.71
Day High $90.23
Day Low $88.35
Volume 204,352
Fetched: 2026-06-17T18:17:05
Stock Information
Shares Outstanding 56.88M
Total Debt $3.02B
Cash Equivalents $1.19B
Revenue $1.32B
Net Income $476.10M
Sector Financial Services
Industry Banks - Regional
Market Cap $5.04B
P/E Ratio 10.79
EPS (TTM) $8.21
Exchange NYQ
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📊 Comprehensive Analysis
Company Data
Enterprise Value$6.92B
Sales$1.32B
Income$476.10M
Book/sh$53.89
Cash/sh$20.85
Employees2K
Financial Ratios
EPS Growth TTM18.50%
Returns & Margins
ROA1.79%
ROE16.80%
Operating Margin49.43%
Profit Margin35.96%
Ownership
Insider Ownership4.41%
Institutional Ownership87.45%
Insider & Institutional transactions data not available
Valuation Ratios
Forward P/E9.16
PEG0.95
P/S3.81
P/B1.64
Analyst Data
Recommendationstrong_buy
Target Price$110.17
Technical Indicators
SMA20$87.64
SMA50$89.86
SMA200$87.74
RSI55.08
ATR2.2339
Shares Float54.39M
Short Float8.46%
Short Ratio7.72
Volatility1.25
Rel Volume0.63
Performance History
Week+0.52%
Month+4.90%
Quarter+8.35%
6 Months+3.02%
YTD+1.41%
Year+26.35%
3 Years+118.31%
5 Years+84.49%
10 Years+418.19%
Stock Score: ⭐ Premium
Based on debt, profitability, growth, and cash flow metrics
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Recent Price History
Date Close Volume
2026-06-17 $88.61 204,352
2026-06-16 $89.42 392,000
2026-06-15 $89.58 429,000
2026-06-12 $90.28 306,700
2026-06-11 $89.28 300,600
2026-06-10 $88.15 331,000
2026-06-09 $88.36 323,500
2026-06-08 $87.85 193,400
2026-06-05 $87.81 232,900
2026-06-04 $87.66 427,200
2026-06-03 $84.62 480,500
2026-06-02 $87.75 270,800
2026-06-01 $86.35 376,800
2026-05-29 $86.91 457,500
2026-05-28 $87.27 220,100
2026-05-27 $87.10 311,600
2026-05-26 $87.82 338,300
2026-05-22 $86.07 273,900
2026-05-21 $85.93 309,600
2026-05-20 $85.97 323,000
2026-05-19 $83.64 238,300
2026-05-18 $84.47 278,900
About Axos Financial, Inc.

Axos Financial, Inc., together with its subsidiaries, operates as a consumer and business banking provider in the United States. The company operates through two segments, Banking Business and Securities Business. It offers deposits products, including consumer and business checking, savings, time deposit, and commercial and deposits. The company also provides residential single family, multifamily, and commercial mortgage loans; commercial real estate secured, commercial and industrial non-real estate, and auto and consumer loans. In addition, it offers a range of investment and wealth management services, such as disclosed clearing, recordkeeping, trade reporting, and reorganization assistance services, as well as margin loans and securities lending services. The company was formerly known as BofI Holding, Inc. and changed its name to Axos Financial, Inc. in September 2018. Axos Financial, Inc. was incorporated in 1999 and is based in Las Vegas, Nevada.

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Income Statement (Annual)
Metric 2025-06-30 2024-06-30 2023-06-30 2022-06-30
Revenue
Total Revenue $1,241,773,000 $1,073,432,000 $890,176,000 $705,337,000
Operating Revenue $1,241,773,000 $1,073,432,000 $890,176,000 $705,337,000
Expenses
Interest Expense $687,693,000 $694,178,000 $374,017,000 $52,570,000
Selling And Marketing Expense $47,760,000 $42,797,000 $37,150,000 $13,580,000
General And Administrative Expense $360,144,000 $305,359,000 $268,173,000 $217,066,000
Professional Expense And Contract Services Expense $37,572,000 $36,532,000 $29,268,000 $22,482,000
Other Non Interest Expense $80,433,000 $69,370,000 $60,557,000 $50,159,000
Income & Earnings
Net Income From Continuing Operation Net Minority Interest $432,908,000 $450,008,000 $307,165,000 $240,716,000
Net Interest Income $1,127,772,000 $961,429,000 $783,121,000 $607,158,000
Interest Income $1,815,465,000 $1,655,607,000 $1,157,138,000 $659,728,000
Normalized Income $432,908,000 $384,581,684 $307,165,000 $240,716,000
Net Income From Continuing And Discontinued Operation $432,908,000 $450,008,000 $307,165,000 $240,716,000
Net Income Common Stockholders $432,908,000 $450,008,000 $307,165,000 $240,716,000
Net Income $432,908,000 $450,008,000 $307,165,000 $240,716,000
Net Income Including Noncontrolling Interests $432,908,000 $450,008,000 $307,165,000 $240,716,000
Net Income Continuous Operations $432,908,000 $450,008,000 $307,165,000 $240,716,000
Pretax Income $613,395,000 $635,481,000 $431,744,000 $339,959,000
Special Income Charges $0 $92,397,000 $0 $0
Depreciation Amortization Depletion Income Statement $29,019,000 $27,086,000 $23,387,000 $24,596,000
Depreciation And Amortization In Income Statement $29,019,000 $27,086,000 $23,387,000 $24,596,000
Per Share
Diluted EPS $7.43 $7.66 $5.07 $3.97
Basic EPS $7.61 $7.82 $5.15 $4.04
Other
Tax Effect Of Unusual Items $0 $26,970,684 $0 $0
Tax Rate For Calcs $0 $0 $0 $0
Total Unusual Items $0 $92,397,000 $0 $0
Total Unusual Items Excluding Goodwill $0 $92,397,000 $0 $0
Reconciled Depreciation $29,019,000 $27,086,000 $23,387,000 $24,596,000
Diluted Average Shares $58,241,421 $58,747,781 $60,584,813 $60,633,753
Basic Average Shares $56,862,630 $57,545,780 $59,643,689 $59,583,168
Diluted NI Availto Com Stockholders $432,908,000 $450,008,000 $307,165,000 $240,716,000
Tax Provision $180,487,000 $185,473,000 $124,579,000 $99,243,000
Restructuring And Mergern Acquisition $0 $-92,397,000 $0 $0
Selling General And Administration $407,904,000 $348,156,000 $305,323,000 $230,646,000
Other Gand A $34,631,000 $33,940,000 $48,368,000 $37,853,000
Insurance And Claims $27,558,000 $20,546,000 $15,534,000 $11,823,000
Salaries And Wages $297,955,000 $250,873,000 $204,271,000 $167,390,000
Occupancy And Equipment $17,705,000 $16,704,000 $15,647,000 $13,745,000
Otherunder Preferred Stock Dividend - - - -
Preferred Stock Dividends - - - -
Gain On Sale Of Security - - - -
Fetched: 2026-06-17
Balance Sheet (Annual)
Metric 2025-06-30 2024-06-30 2023-06-30 2022-06-30
Assets
Net Tangible Assets $2,518,957,000 $2,119,902,000 $1,739,567,000 $1,461,355,000
Total Assets $24,783,078,000 $22,855,334,000 $20,348,469,000 $17,401,165,000
Goodwill And Other Intangible Assets $161,720,000 $170,694,000 $177,592,000 $181,618,000
Other Intangible Assets $64,047,000 $73,021,000 $79,919,000 $85,944,000
Receivables $252,720,000 $240,028,000 $374,074,000 $417,417,000
Other Receivables $17,845,000 $19,785,000 $64,766,000 $108,201,000
Accounts Receivable $234,875,000 $220,243,000 $309,308,000 $309,216,000
Cash And Cash Equivalents $1,933,845,000 $1,979,979,000 $2,233,027,000 $1,202,587,000
Cash Cash Equivalents And Federal Funds Sold $2,176,354,000 $2,185,776,000 $2,382,086,000 $1,574,699,000
Debt
Total Debt $372,671,000 $415,679,000 $451,779,000 $562,744,000
Long Term Debt And Capital Lease Obligation $372,671,000 $385,679,000 $451,779,000 $535,244,000
Long Term Debt $372,671,000 $385,679,000 $451,779,000 $535,244,000
Current Debt And Capital Lease Obligation $0 $30,000,000 $0 $27,500,000
Current Debt $0 $30,000,000 $0 $27,500,000
Other Current Borrowings $0 $30,000,000 $0 $27,500,000
Liabilities
Total Liabilities Net Minority Interest $22,102,401,000 $20,564,738,000 $18,431,310,000 $15,758,192,000
Payables And Accrued Expenses $350,606,000 $301,127,000 $445,477,000 $511,654,000
Payables $350,606,000 $301,127,000 $445,477,000 $511,654,000
Accounts Payable $350,606,000 $301,127,000 $445,477,000 $511,654,000
Equity
Common Stock Equity $2,680,677,000 $2,290,596,000 $1,917,159,000 $1,642,973,000
Total Equity Gross Minority Interest $2,680,677,000 $2,290,596,000 $1,917,159,000 $1,642,973,000
Stockholders Equity $2,680,677,000 $2,290,596,000 $1,917,159,000 $1,642,973,000
Gains Losses Not Affecting Retained Earnings $348,000 $-2,466,000 $-6,610,000 $-2,933,000
Retained Earnings $2,618,525,000 $2,185,617,000 $1,735,609,000 $1,428,444,000
Other
Treasury Shares Number $14,618,025 $13,327,067 $10,522,411 $9,081,773
Ordinary Shares Number $56,483,617 $56,894,565 $58,943,035 $59,777,949
Share Issued $71,101,642 $70,221,632 $69,465,446 $68,859,722
Tangible Book Value $2,518,957,000 $2,119,902,000 $1,739,567,000 $1,461,355,000
Invested Capital $3,053,348,000 $2,706,275,000 $2,368,938,000 $2,205,717,000
Total Capitalization $3,053,348,000 $2,676,275,000 $2,368,938,000 $2,178,217,000
Treasury Stock $487,802,000 $403,489,000 $292,413,000 $237,011,000
Additional Paid In Capital $548,895,000 $510,232,000 $479,878,000 $453,784,000
Capital Stock $711,000 $702,000 $695,000 $689,000
Common Stock $711,000 $702,000 $695,000 $689,000
Investments And Advances $66,057,000 $141,164,000 $233,108,000 $264,276,000
Trading Securities $649,000 $353,000 $758,000 $1,758,000
Goodwill $97,673,000 $97,673,000 $97,673,000 $95,674,000
Other Short Term Investments $65,408,000 $140,811,000 $232,350,000 $262,518,000
Preferred Stock - - - $0
Line Of Credit - - - -
Fetched: 2026-06-17
Cash Flow Statement (Annual)
Metric 2025-06-30 2024-06-30 2023-06-30 2022-06-30
Free Cash Flow
Free Cash Flow $436,118,000 $269,516,000 $166,491,000 $195,118,000
Operating Activities
Operating Cash Flow $490,331,000 $305,477,000 $196,706,000 $216,622,000
Cash Flow From Continuing Operating Activities $490,331,000 $305,477,000 $196,706,000 $216,622,000
Operating Gains Losses $-10,325,000 $-9,612,000 $-7,999,000 $-16,237,000
Investing Activities
Capital Expenditure $-54,213,000 $-35,961,000 $-30,215,000 $-21,504,000
Investing Cash Flow $-1,841,067,000 $-2,589,280,000 $-2,399,098,000 $-2,783,024,000
Cash Flow From Continuing Investing Activities $-1,841,067,000 $-2,589,280,000 $-2,399,098,000 $-2,783,024,000
Net Other Investing Changes $-110,239,000 $4,757,000 $6,945,000 $8,654,000
Financing Activities
Repurchase Of Capital Stock $-58,203,000 $-96,286,000 $-48,963,000 $0
Financing Cash Flow $1,341,314,000 $2,087,493,000 $3,009,779,000 $3,103,324,000
Cash Flow From Continuing Financing Activities $1,341,314,000 $2,087,493,000 $3,009,779,000 $3,103,324,000
Net Other Financing Charges $-27,640,000 $-16,192,000 $-6,144,000 $-16,601,000
Net Common Stock Issuance $-58,203,000 $-96,286,000 $-48,963,000 $0
Dividends Received Cfi $81,000 $1,989,000 $288,000 $96,000
Cash Dividends Paid - - $0 $0
Preferred Stock Dividend Paid - - $0 $0
Net Preferred Stock Issuance - - $0 $0
Other
Repayment Of Debt $-43,169,000 $-36,138,000 $-111,800,000 $-236,000,000
Interest Paid Supplemental Data $687,244,000 $698,956,000 $368,311,000 $50,269,000
Income Tax Paid Supplemental Data $153,689,000 $200,809,000 $131,365,000 $99,701,000
End Cash Position $2,176,354,000 $2,185,776,000 $2,382,086,000 $1,574,699,000
Beginning Cash Position $2,185,776,000 $2,382,086,000 $1,574,699,000 $1,037,777,000
Changes In Cash $-9,422,000 $-196,310,000 $807,387,000 $536,922,000
Common Stock Payments $-58,203,000 $-96,286,000 $-48,963,000 $0
Net Issuance Payments Of Debt $-43,169,000 $-36,138,000 $-111,800,000 $-10,700,000
Net Long Term Debt Issuance $-43,169,000 $-36,138,000 $-111,800,000 $-10,700,000
Long Term Debt Payments $-43,169,000 $-36,138,000 $-111,800,000 $-236,000,000
Net Investment Purchase And Sale $58,638,000 $84,236,000 $16,285,000 $-18,301,000
Sale Of Investment $100,316,000 $106,249,000 $57,989,000 $131,868,000
Purchase Of Investment $-41,678,000 $-22,013,000 $-41,704,000 $-150,169,000
Net Business Purchase And Sale $0 $0 $-5,531,000 $-54,597,000
Purchase Of Business $0 $0 $-5,531,000 $-54,597,000
Net PPE Purchase And Sale $-54,213,000 $-35,961,000 $-30,215,000 $-21,504,000
Purchase Of PPE $-54,213,000 $-35,961,000 $-30,215,000 $-21,504,000
Change In Working Capital $79,379,000 $-122,438,000 $-145,113,000 $-103,018,000
Change In Other Current Assets $18,506,000 $-114,040,000 $-11,984,000 $-95,543,000
Change In Payables And Accrued Expense $80,500,000 $-123,916,000 $-66,544,000 $10,930,000
Change In Payable $80,500,000 $-123,916,000 $-66,544,000 $10,930,000
Change In Account Payable $80,500,000 $-123,916,000 $-66,544,000 $10,930,000
Change In Receivables $-12,692,000 $134,046,000 $43,342,000 $-43,925,000
Changes In Account Receivables $-12,692,000 $134,046,000 $43,342,000 $-43,925,000
Other Non Cash Items $-2,334,000 $-82,120,000 $-9,882,000 $31,040,000
Stock Based Compensation $41,971,000 $35,194,000 $26,100,000 $21,242,000
Deferred Tax $-27,956,000 $33,134,000 $-19,586,000 $-9,400,000
Deferred Income Tax $-27,956,000 $33,134,000 $-19,586,000 $-9,400,000
Depreciation Amortization Depletion $29,019,000 $27,086,000 $23,387,000 $24,596,000
Depreciation And Amortization $29,019,000 $27,086,000 $23,387,000 $24,596,000
Net Income From Continuing Operations $432,908,000 $450,008,000 $307,165,000 $240,716,000
Issuance Of Debt - $0 $0 $225,300,000
Long Term Debt Issuance - $0 $0 $225,300,000
Preferred Stock Payments - - $0 $0
Amortization Cash Flow - - $634,000 $-2,228,000
Amortization Of Intangibles - - $634,000 $-2,228,000
Depreciation - - $23,387,000 $35,495,000
Amortization Of Securities - - - $-423,000
Sale Of Business - - - -
Change In Other Working Capital - - - -
Gain Loss On Investment Securities - - - -
Fetched: 2026-06-17