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BAP

Credicorp Ltd.

Price Chart
Latest Quote

$386.94

+22.66 (+6.22%)
Current Price
Previous Close $364.28
Open $374.84
Day High $396.02
Day Low $377.98
Volume 551,423
Fetched: 2026-06-18T00:04:00
Stock Information
Note: Financial values converted from PEN to USD
Quarterly Dividend / Yield $14.41 / 3.96%
Shares Outstanding 79.45M
Quarterly Dividend Yield 3.96%
Quarterly Dividend $14.41
Total Debt $7.91B
Cash Equivalents $21.29B
Revenue $6.49B
Net Income $2.14B
Sector Financial Services
Industry Banks - Regional
Market Cap $30.74B
P/E Ratio 14.81
EPS (TTM) $26.12
Exchange NYQ
🌐 Visit Website
📊 Comprehensive Analysis
Company Data
Enterprise Value$-15.60B
Sales$6.49B
Income$2.14B
Book/sh$145.18
Cash/sh$904.72
Employees52K
Financial Ratios
EPS Growth TTM16.10%
Returns & Margins
ROA2.77%
ROE19.15%
Operating Margin48.79%
Profit Margin32.90%
Ownership
Insider Ownership14.61%
Institutional Ownership82.38%
Insider & Institutional transactions data not available
Valuation Ratios
Forward P/E11.68
PEG4.55
P/S1.40
P/B2.67
Analyst Data
Recommendationbuy
Target Price$386.09
Technical Indicators
SMA20$346.46
SMA50$327.48
SMA200$293.45
RSI70.26
ATR16.7693
Shares Float53.24M
Short Float2.52%
Short Ratio3.20
Volatility0.86
Rel Volume0.82
Performance History
Week+10.03%
Month+27.34%
Quarter+25.06%
6 Months+43.58%
YTD+41.49%
Year+85.61%
3 Years+224.54%
5 Years+302.59%
10 Years+322.92%
Stock Score: ⭐ Premium
Based on debt, profitability, growth, and cash flow metrics
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Recent Price History
Date Close Volume
2026-06-17 $386.94 551,423
2026-06-16 $364.28 475,200
2026-06-15 $362.32 654,100
2026-06-12 $369.55 309,100
2026-06-11 $368.38 730,200
2026-06-10 $351.66 675,100
2026-06-09 $349.61 1,426,900
2026-06-08 $319.89 1,578,600
2026-06-05 $322.50 1,205,100
2026-06-04 $326.53 679,600
2026-06-03 $327.42 822,200
2026-06-02 $343.93 256,400
2026-06-01 $340.56 307,600
2026-05-29 $342.63 792,300
2026-05-28 $341.50 684,900
2026-05-27 $348.24 345,500
2026-05-26 $351.75 309,600
2026-05-22 $334.30 454,900
2026-05-21 $344.00 531,800
2026-05-20 $333.27 668,900
2026-05-19 $315.79 648,700
2026-05-18 $303.86 337,800
About Credicorp Ltd.

Credicorp Ltd., together with its subsidiaries, provides various banking services and products in Peru, Bermuda, Colombia, Bolivia, Panama, Chile, the United States, the Cayman Islands, and Mexico. It operates through Universal Banking; Insurance, Medical Services, and Pensions; Microfinance; and Investment Management and Advisory segments. The company grants various credits and financial instruments to individuals and legal entities; and various deposits and current accounts. It also issues insurance policies to cover losses in commercial property, transport, marine vessels, automobiles, life, health, and pensions; provides medical and health services, as well as management services of private pension funds to the affiliates. In addition, the company is involved in the management of loans, credits, and deposits and checking accounts of the small and microenterprises; provision of brokerage service and investment management services to corporations, institutional investors, governments, and foundations; structuring and placement of issues in the primary market; execution and negotiation of transactions in the secondary market; structures securitization processes for corporate customers; and manages mutual funds. Further, it engages in the provision of custody, trustee, capital markets, asset management, and payment processing services; operates digital platform for e commerce; management and development of digital businesses; and acts as a private pension fund administrator. Credicorp Ltd. was founded in 1889 and is headquartered in Lima, Peru.

Period:
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Income Statement (Annual)
Metric 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Revenue
Total Revenue $7,055,004,317 $6,323,382,205 $5,808,927,364 $4,981,261,544
Operating Revenue $7,055,004,317 $6,323,382,205 $5,808,927,364 $4,981,261,544
Expenses
Interest Expense $1,450,037,953 $1,616,971,688 $1,653,896,303 $1,085,152,218
Rent Expense Supplemental $54,041,884 $44,366,305 $37,001,677 $32,542,722
Selling And Marketing Expense $151,307,687 $226,761,083 $211,982,119 $191,943,000
General And Administrative Expense $2,410,841,807 $2,136,961,691 $1,972,418,615 $1,822,003,602
Professional Expense And Contract Services Expense $132,041,237 $119,858,820 $99,036,737 $98,039,649
Other Non Interest Expense $386,417,250 $123,943,058 $117,225,213 $104,168,065
Income & Earnings
Net Income From Continuing Operation Net Minority Interest $2,036,935,513 $1,618,063,484 $1,431,083,278 $1,367,045,511
Net Interest Income $4,386,279,041 $4,212,548,930 $3,861,682,137 $3,321,464,479
Interest Income $5,836,316,994 $5,829,520,617 $5,515,578,440 $4,406,616,698
Normalized Income $2,043,627,041 $1,674,446,487 $1,505,192,418 $1,369,116,091
Net Income From Continuing And Discontinued Operation $2,036,935,513 $1,618,063,484 $1,431,083,278 $1,367,045,511
Net Income Common Stockholders $2,036,935,513 $1,618,063,484 $1,431,083,278 $1,367,045,511
Net Income $2,036,935,513 $1,618,063,484 $1,431,083,278 $1,367,045,511
Net Income Including Noncontrolling Interests $2,083,194,815 $1,653,946,305 $1,458,830,565 $1,400,073,542
Net Income Continuous Operations $2,083,194,815 $1,653,946,305 $1,458,830,565 $1,400,073,542
Pretax Income $2,925,836,958 $2,301,399,176 $2,014,273,670 $2,020,827,392
Special Income Charges $-9,709,109 $-84,858,085 $-102,332,422 $-2,988,617
Depreciation Amortization Depletion Income Statement $262,696,552 $209,850,291 $193,831,291 $187,208,155
Depreciation And Amortization In Income Statement $262,696,552 $209,850,291 $193,831,291 $187,208,155
Depreciation Income Statement $262,696,552 $209,850,291 $193,831,291 $187,208,155
Per Share
Diluted EPS $25.61 $20.32 $17.97 $17.10
Basic EPS $25.66 $20.37 $18.01 $17.14
Other
Tax Effect Of Unusual Items $-2,706,690 $-22,071,658 $-28,223,282 $-918,038
Tax Rate For Calcs $0 $0 $0 $0
Total Unusual Items $-9,398,218 $-78,454,661 $-102,332,422 $-2,988,617
Total Unusual Items Excluding Goodwill $-9,398,218 $-78,454,661 $-102,332,422 $-2,988,617
Reconciled Depreciation $265,285,746 $212,526,252 $196,218,126 $189,298,510
Diluted Average Shares $23,392,302 $23,418,067 $23,428,783 $23,440,923
Basic Average Shares $23,346,997 $23,368,269 $23,376,514 $23,391,374
Diluted NI Availto Com Stockholders $2,036,935,513 $1,618,063,484 $1,431,083,278 $1,367,045,511
Minority Interests $-46,259,302 $-35,882,820 $-27,747,287 $-33,028,030
Tax Provision $842,642,143 $647,452,871 $555,443,105 $620,753,850
Gain On Sale Of Business $69,263,802 $0 $0 -
Other Special Charges $12,264,773 $18,560,840 $28,037,295 $2,988,617
Impairment Of Capital Assets $0 $8,043,178 $21,165,034 $0
Restructuring And Mergern Acquisition $66,708,139 $58,254,067 $53,130,092 $82,886,850
Gain On Sale Of Security $120,944,440 $112,740,670 $106,391,365 $-9,943,234
Selling General And Administration $2,562,149,494 $2,363,722,774 $2,184,400,734 $2,013,946,602
Other Gand A $728,392,605 $683,697,761 $647,561,110 $555,480,459
Insurance And Claims $96,400,483 $91,688,874 $86,404,013 $86,252,243
Rent And Landing Fees $54,041,884 $44,366,305 $37,001,677 $32,542,722
Salaries And Wages $1,532,006,835 $1,317,208,751 $1,201,451,816 $1,147,728,177
Occupancy And Equipment - - - $40,573,547
Fetched: 2026-06-13
Balance Sheet (Annual)
Metric 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Assets
Net Tangible Assets $9,883,395,467 $9,134,766,972 $8,598,636,788 $7,677,936,172
Total Assets $78,638,352,590 $75,322,492,393 $70,249,180,788 $69,241,494,966
Goodwill And Other Intangible Assets $1,401,333,579 $967,427,579 $948,704,087 $852,798,324
Other Intangible Assets $1,032,835,091 $754,962,210 $713,849,530 $625,670,171
Prepaid Assets $35,268,685 $66,721,669 $102,525,957 $54,816,907
Receivables $4,295,600,785 $3,606,694,635 $3,616,038,734 $3,617,255,240
Other Receivables $2,227,293,760 $1,833,179,225 $1,856,206,667 $2,317,688,773
Notes Receivable $1,205,532,819 $997,551,700 $932,641,261 $877,170,217
Accounts Receivable $862,774,206 $775,963,711 $827,190,806 $422,396,250
Cash And Cash Equivalents $14,389,579,505 $13,973,031,957 $9,956,254,081 $10,020,250,669
Cash Financial $1,554,822,800 $1,438,937,626 $1,537,529,350 $1,591,309,756
Cash Cash Equivalents And Federal Funds Sold $15,186,516,774 $14,519,518,034 $10,490,761,276 $10,362,829,571
Debt
Total Debt $7,445,228,444 $8,361,318,042 $8,054,956,087 $7,801,016,852
Long Term Debt And Capital Lease Obligation $6,892,085,112 $7,957,465,572 $7,570,552,131 $7,469,925,053
Long Term Debt $6,712,003,638 $7,838,398,246 $7,419,789,166 $7,299,898,286
Current Debt And Capital Lease Obligation $553,143,332 $403,852,469 $484,403,957 $331,091,799
Current Debt $553,143,332 $403,852,469 $484,403,957 $331,091,799
Liabilities
Total Liabilities Net Minority Interest $67,139,158,705 $65,034,767,972 $60,511,522,255 $60,536,764,469
Non Current Deferred Liabilities $110,867,673 $17,360,805 $31,623,577 $22,060,943
Non Current Deferred Taxes Liabilities $110,867,673 $17,360,805 $31,623,577 $22,060,943
Payables And Accrued Expenses $2,336,122,256 $2,204,263,671 $2,061,509,765 $1,966,925,806
Payables $1,822,528,323 $1,811,369,760 $1,743,247,755 $1,693,205,401
Other Payable $501,580,638 $485,897,530 $394,142,478 $440,997,091
Dividends Payable $25,947,528 $21,819,171 $18,522,898 $21,649,755
Total Tax Payable $212,780,672 $231,377,101 $213,845,115 $312,565,372
Income Tax Payable $212,780,672 $231,377,101 $213,845,115 $312,565,372
Accounts Payable $1,082,219,485 $1,072,275,957 $1,116,737,265 $917,993,183
Derivative Product Liabilities - - - $395,795,467
Equity
Common Stock Equity $11,284,729,046 $10,102,194,551 $9,547,340,875 $8,530,734,496
Total Equity Gross Minority Interest $11,499,193,885 $10,287,724,421 $9,737,658,532 $8,704,730,497
Stockholders Equity $11,284,729,046 $10,102,194,551 $9,547,340,875 $8,530,734,496
Gains Losses Not Affecting Retained Earnings $8,880,658,026 $8,064,146,652 $7,808,571,192 $-191,216,214
Other Equity Adjustments $8,880,658,026 $8,064,146,652 $7,808,571,192 $-191,216,214
Retained Earnings $2,034,096,312 $1,659,677,650 $1,344,876,036 $1,258,024,951
Long Term Equity Investment $19,217,624 $224,688,375 $220,201,478 $213,827,761
Other Equity Interest - - $7,808,571,192 $6,877,688,806
Other
Treasury Shares Number $4,416,521 $4,396,199 $4,378,392 $4,367,547
Ordinary Shares Number $23,343,801 $23,364,123 $23,381,929 $23,392,775
Share Issued $27,760,322 $27,760,322 $27,760,322 $27,760,322
Tangible Book Value $9,883,395,467 $9,134,766,972 $8,598,636,788 $7,677,936,172
Invested Capital $18,549,876,015 $18,344,445,266 $17,451,533,997 $16,161,724,582
Capital Lease Obligations $180,081,474 $119,067,326 $150,762,965 $170,026,767
Total Capitalization $17,996,732,684 $17,940,592,797 $16,967,130,041 $15,830,632,782
Minority Interest $214,464,839 $185,529,870 $190,317,658 $173,996,001
Treasury Stock $61,720,933 $61,436,807 $61,187,977 $61,036,502
Additional Paid In Capital $43,745,110 $51,856,526 $67,131,093 $68,106,710
Capital Stock $387,950,531 $387,950,531 $387,950,531 $387,950,531
Common Stock $387,950,531 $387,950,531 $387,950,531 $387,950,531
Long Term Capital Lease Obligation $180,081,474 $119,067,326 $150,762,965 $170,026,767
Long Term Provisions $293,153,624 $303,143,330 $297,229,038 $377,285,511
Commercial Paper $553,143,332 $403,852,469 $484,403,957 $331,091,799
Current Accrued Expenses $513,593,933 $392,893,912 $318,262,010 $273,720,406
Investments And Advances $14,610,615,714 $14,370,680,714 $13,811,798,390 $12,434,581,991
Available For Sale Securities $4,872,535,699 $4,084,464,867 $3,951,878,614 $3,491,655,957
Goodwill $368,498,488 $212,465,368 $234,854,556 $227,128,153
Net PPE $860,753,558 $585,442,223 $575,946,061 $557,862,882
Accumulated Depreciation $-897,622,584 $-870,478,550 $-823,638,643 $-783,892,473
Gross PPE $1,758,376,142 $1,455,920,773 $1,399,584,704 $1,341,755,356
Leases $408,334,954 $296,889,028 $278,882,616 $258,586,725
Construction In Progress $30,141,475 $26,770,493 $34,487,779 $17,290,803
Other Properties $345,002,797 $312,727,435 $286,153,713 $268,227,009
Machinery Furniture Equipment $399,393,220 $387,473,752 $368,354,660 $349,875,881
Buildings And Improvements $419,833,822 $345,541,636 $335,493,399 $337,334,924
Land And Improvements $155,669,874 $86,518,428 $96,212,536 $110,440,014
Other Short Term Investments $9,718,862,391 $10,061,527,472 $9,639,718,298 $8,729,098,273
Employee Benefits - - $318,262,010 $273,720,406
Fetched: 2026-06-13
Cash Flow Statement (Annual)
Metric 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Free Cash Flow
Free Cash Flow $2,158,157,609 $3,944,427,512 $861,362,105 $-602,309,484
Operating Activities
Operating Cash Flow $2,531,310,057 $4,271,329,482 $1,199,952,655 $-338,663,493
Cash Flow From Continuing Operating Activities $2,531,310,057 $4,271,329,482 $1,199,952,655 $-338,663,493
Operating Gains Losses $-222,843,615 $-186,768,436 $-165,331,629 $-34,030,707
Investing Activities
Capital Expenditure $-373,152,448 $-326,901,970 $-338,590,549 $-263,645,992
Investing Cash Flow $-468,582,315 $155,168,977 $-369,147,331 $-322,058,004
Cash Flow From Continuing Investing Activities $-468,582,315 $155,168,977 $-369,147,331 $-322,058,004
Financing Activities
Repurchase Of Capital Stock $-35,074,855 $-32,616,842 $-25,169,858 $-24,590,429
Financing Cash Flow $-540,477,665 $-532,492,430 $-666,005,476 $-470,841,793
Cash Flow From Continuing Financing Activities $-540,477,665 $-532,492,430 $-666,005,476 $-470,841,793
Net Other Financing Charges $-40,818,848 $-42,224,183 $-18,772,317 $-16,016,354
Cash Dividends Paid $-935,749,294 $-1,077,869,357 $-586,498,725 $-351,899,176
Common Stock Dividend Paid $-935,749,294 $-1,077,869,357 $-586,498,725 $-351,899,176
Net Common Stock Issuance $-35,074,855 $-32,616,842 $-25,169,858 $-21,664,167
Issuance Of Capital Stock - $0 $0 $2,926,263
Common Stock Issuance - $0 $0 $2,926,263
Other
Repayment Of Debt $-44,971,617 $-44,911,027 $-46,291,362 $-46,039,296
Interest Paid Supplemental Data $1,517,714,356 $1,721,397,701 $1,494,315,138 $837,535,816
End Cash Position $14,404,453,767 $13,991,618,386 $9,976,944,690 $10,035,872,306
Beginning Cash Position $13,991,618,386 $9,976,944,690 $10,035,872,306 $11,557,265,005
Effect Of Exchange Rate Changes $-1,109,414,697 $120,667,668 $-223,727,464 $-389,829,410
Changes In Cash $1,522,250,077 $3,894,006,029 $164,799,848 $-1,131,563,290
Interest Paid Cff $-10,932,380 $-6,714,315 $-7,521,986 $-7,369,040
Common Stock Payments $-35,074,855 $-32,616,842 $-25,169,858 $-24,590,429
Net Issuance Payments Of Debt $482,097,712 $626,932,267 $-28,042,590 $-73,893,056
Net Long Term Debt Issuance $482,097,712 $626,932,267 $-28,042,590 $-73,893,056
Long Term Debt Payments $-44,971,617 $-44,911,027 $-46,291,362 $-46,039,296
Net Investment Purchase And Sale $124,928,675 $460,033,828 $-33,474,808 $-34,258,949
Sale Of Investment $252,928,029 $511,976,827 $366,314,894 $295,986,649
Purchase Of Investment $-127,999,354 $-51,942,999 $-399,789,703 $-330,245,598
Net Investment Properties Purchase And Sale $-53,613,636 $-6,852,849 $-11,078,855 $-25,733,404
Sale Of Investment Properties $377,070 $13,853,349 $0 -
Purchase Of Investment Properties $-53,990,706 $-20,706,197 $-11,078,855 $-25,733,404
Net Business Purchase And Sale $-213,882,763 $0 $-1,636,519 $0
Purchase Of Business $-213,882,763 $0 $-1,636,519 $0
Net Intangibles Purchase And Sale $-289,411,750 $-235,680,463 $-243,772,760 $-206,967,854
Purchase Of Intangibles $-289,411,750 $-235,680,463 $-243,772,760 $-206,967,854
Net PPE Purchase And Sale $-36,602,842 $-62,331,540 $-79,184,388 $-55,097,797
Sale Of PPE $47,137,857 $28,889,968 $15,633,401 $1,580,341
Purchase Of PPE $-83,740,699 $-91,221,507 $-94,817,789 $-56,678,138
Taxes Refund Paid $-782,561,552 $-500,936,796 $-629,177,333 $-325,471,928
Change In Working Capital $289,900,882 $1,754,442,202 $-943,989,536 $-2,265,409,293
Change In Other Working Capital $5,553,921,627 $2,806,659,628 $31,088,856 $845,074,567
Change In Other Current Liabilities $1,524,735,445 $698,622,906 $765,918,709 $913,952,182
Change In Other Current Assets $-969,838,826 $-214,201,890 $55,849,584 $304,684,258
Change In Receivables $-463,888,647 $0 $0 -
Other Non Cash Items $46,318,421 $155,569,871 $96,208,124 $4,709,844
Stock Based Compensation $43,835,701 $30,838,554 $24,508,956 $24,023,942
Asset Impairment Charge $0 $8,043,178 $21,165,034 $0
Deferred Tax $-36,978,735 $-16,160,181 $-22,379,482 $33,254,802
Deferred Income Tax $-36,978,735 $-16,160,181 $-22,379,482 $33,254,802
Depreciation Amortization Depletion $265,285,746 $212,526,252 $196,218,126 $189,298,510
Depreciation And Amortization $265,285,746 $212,526,252 $196,218,126 $189,298,510
Depreciation $265,285,746 $212,526,252 $196,218,126 $189,298,510
Gain Loss On Investment Securities $-117,852,291 $-106,560,488 $-125,046,032 $-1,608,283
Gain Loss On Sale Of PPE $-11,069,737 $-20,011,471 $-486,485 $-4,405,718
Gain Loss On Sale Of Business $-69,263,802 $0 $0 -
Net Income From Continuing Operations $2,083,194,815 $1,653,946,305 $1,458,830,565 $1,400,073,542
Fetched: 2026-06-13