BBT
Beacon Financial Corporation
Price Chart
Latest Quote
$29.39
-0.51 (-1.71%)
Current Price
| Previous Close | $29.90 |
| Open | $29.80 |
| Day High | $30.15 |
| Day Low | $28.99 |
| Volume | 821,889 |
Stock Information
| Quarterly Dividend / Yield | $1.29 / 4.31% |
| Shares Outstanding | 83.82M |
| Quarterly Dividend Yield | 4.31% |
| Quarterly Dividend | $1.29 |
| Total Debt | $1.28B |
| Cash Equivalents | $1.21B |
| Revenue | $632.88M |
| Net Income | $117.39M |
| Sector | Financial Services |
| Industry | Banks - Regional |
| Market Cap | $2.46B |
| P/E Ratio | 27.21 |
| EPS (TTM) | $1.08 |
| Exchange | NYQ |
đ Comprehensive Analysis
Company Data
| Enterprise Value | $2.58B |
| Sales | $632.88M |
| Income | $117.39M |
| Book/sh | $29.81 |
| Cash/sh | $14.47 |
| Employees | 2K |
Financial Ratios
| EPS Growth TTM | 142.00% |
Returns & Margins
| ROA | 0.70% |
| ROE | 6.27% |
| Operating Margin | 44.31% |
| Profit Margin | 18.55% |
Ownership
| Insider Ownership | 1.33% |
| Institutional Ownership | 94.38% |
| Insider & Institutional transactions data not available | |
Valuation Ratios
| Forward P/E | 8.58 |
| PEG | 2.60 |
| P/S | 3.89 |
| P/B | 0.99 |
Analyst Data
| Recommendation | none |
| Target Price | $32.67 |
Technical Indicators
| SMA20 | $29.21 |
| SMA50 | $29.62 |
| SMA200 | $27.23 |
| RSI | 52.96 |
| ATR | 0.7314 |
| Shares Float | 77.75M |
| Short Float | 4.43% |
| Short Ratio | 4.65 |
| Rel Volume | 1.18 |
Performance History
| Week | -0.94% |
| Month | +4.63% |
| Quarter | +4.20% |
| 6 Months | +9.42% |
| YTD | +13.81% |
| Year | +26.31% |
| 3 Years | +42.93% |
| 5 Years | +23.67% |
| 10 Years | +50.82% |
Stock Score:
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Recent Price History
| Date | Close | Volume |
|---|---|---|
| 2026-06-17 | $29.39 | 821,889 |
| 2026-06-16 | $29.90 | 803,700 |
| 2026-06-15 | $29.79 | 723,900 |
| 2026-06-12 | $30.45 | 557,500 |
| 2026-06-11 | $30.10 | 818,800 |
| 2026-06-10 | $29.67 | 524,800 |
| 2026-06-09 | $29.37 | 567,800 |
| 2026-06-08 | $29.14 | 482,500 |
| 2026-06-05 | $28.83 | 829,000 |
| 2026-06-04 | $28.60 | 1,348,200 |
| 2026-06-03 | $28.25 | 666,900 |
| 2026-06-02 | $29.12 | 524,100 |
| 2026-06-01 | $28.59 | 714,300 |
| 2026-05-29 | $29.09 | 567,300 |
| 2026-05-28 | $29.07 | 486,700 |
| 2026-05-27 | $29.01 | 559,700 |
| 2026-05-26 | $29.22 | 853,700 |
| 2026-05-22 | $28.78 | 720,400 |
| 2026-05-21 | $28.97 | 569,900 |
| 2026-05-20 | $28.83 | 731,600 |
| 2026-05-19 | $27.99 | 405,600 |
| 2026-05-18 | $28.09 | 436,700 |
About Beacon Financial Corporation
Beacon Financial Corporation operates as the bank holding company for Beacon Bank & Trust that provides various banking services in the United States and internationally. The company accepts commercial, municipal, and retail deposits. It originates mortgage loans on commercial and residential real estate, as well as commercial loans and leases. It is also involved in investment in debt and equity securities; and offers cash management, trust, and investment advisory services. In addition, the company provides specialty equipment financing and SBA lending, and online and mobile banking services, as well as wealth management services to individuals, families, endowments, and foundations. Beacon Financial Corporation was founded in 1846 and is headquartered in Boston, Massachusetts.
đ° Latest News
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Assessing Beacon Financial (BBT) Valuation After Recent Share Price Gain And Mixed Sentiment
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What to Know About This New $83 Million Virtu Financial Position
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Motley Fool âĸ 2026-05-20T19:37:20Z
Are Options Traders Betting on a Big Move in Beacon Financial Stock?
Zacks âĸ 2026-05-07T19:00:00Z
Beacon Financial Corp (BBT) Q1 2026 Earnings Call Highlights: Navigating Challenges with ...
GuruFocus.com âĸ 2026-05-01T07:18:23ZBeacon Financial BBT Q1 2026 Earnings Transcript
Motley Fool âĸ 2026-04-30T20:48:58Z
Why Beacon Financial (BBT) is a Great Dividend Stock Right Now
Zacks âĸ 2026-04-30T15:45:01Z
Period:
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Income Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Revenue | ||||
| Total Revenue | $552,987,000 | $355,559,000 | $371,306,000 | $328,016,000 |
| Operating Revenue | $552,987,000 | $355,559,000 | $371,306,000 | $328,016,000 |
| Expenses | ||||
| Interest Expense | $329,682,000 | $298,936,000 | $237,576,000 | $45,415,000 |
| Selling And Marketing Expense | $5,979,000 | $5,240,000 | $4,724,000 | $4,980,000 |
| General And Administrative Expense | $199,015,000 | $151,767,000 | $146,739,000 | $116,664,000 |
| Professional Expense And Contract Services Expense | $8,089,000 | $7,133,000 | $7,226,000 | $5,060,000 |
| Other Non Interest Expense | $25,155,000 | $17,348,000 | $18,377,000 | $13,260,000 |
| Income & Earnings | ||||
| Net Income From Continuing Operation Net Minority Interest | $90,271,000 | $68,715,000 | $74,999,000 | $109,744,000 |
| Net Interest Income | $503,106,000 | $329,585,000 | $339,711,000 | $299,771,000 |
| Interest Income | $832,788,000 | $628,521,000 | $577,287,000 | $345,186,000 |
| Normalized Income | $135,973,925 | $71,863,310 | $80,920,389 | $111,507,601 |
| Net Income From Continuing And Discontinued Operation | $90,271,000 | $68,715,000 | $74,999,000 | $109,744,000 |
| Net Income Common Stockholders | $90,271,000 | $68,715,000 | $74,999,000 | $109,744,000 |
| Net Income | $90,271,000 | $68,715,000 | $74,999,000 | $109,744,000 |
| Net Income Including Noncontrolling Interests | $90,271,000 | $68,715,000 | $74,999,000 | $109,744,000 |
| Net Income Continuous Operations | $90,271,000 | $68,715,000 | $74,999,000 | $109,744,000 |
| Pretax Income | $121,862,000 | $91,691,000 | $93,914,000 | $139,949,000 |
| Special Income Charges | $-61,697,000 | $-4,201,000 | $-7,411,000 | $-2,249,000 |
| Depreciation Amortization Depletion Income Statement | $15,225,000 | $6,746,000 | $7,840,000 | $494,000 |
| Depreciation And Amortization In Income Statement | $15,225,000 | $6,746,000 | $7,840,000 | $494,000 |
| Amortization Of Intangibles Income Statement | $15,225,000 | $6,746,000 | $7,840,000 | $494,000 |
| Per Share | ||||
| Diluted EPS | $1.03 | $1.83 | $2.02 | $3.38 |
| Basic EPS | $1.03 | $1.83 | $2.02 | $3.38 |
| Other | ||||
| Tax Effect Of Unusual Items | $-15,994,075 | $-1,052,690 | $-1,489,611 | $-485,399 |
| Tax Rate For Calcs | $0 | $0 | $0 | $0 |
| Total Unusual Items | $-61,697,000 | $-4,201,000 | $-7,411,000 | $-2,249,000 |
| Total Unusual Items Excluding Goodwill | $-61,697,000 | $-4,201,000 | $-7,411,000 | $-2,249,000 |
| Reconciled Depreciation | $24,778,000 | $14,636,000 | $15,999,000 | $6,521,000 |
| Diluted Average Shares | $87,752,206 | $37,506,967 | $37,149,271 | $32,487,770 |
| Basic Average Shares | $87,428,572 | $37,372,964 | $37,056,886 | $32,373,296 |
| Diluted NI Availto Com Stockholders | $90,271,000 | $68,715,000 | $74,999,000 | $109,744,000 |
| Tax Provision | $31,591,000 | $22,976,000 | $18,915,000 | $30,205,000 |
| Restructuring And Mergern Acquisition | $61,697,000 | $4,201,000 | $7,411,000 | $2,249,000 |
| Gain On Sale Of Security | $1,410,000 | $2,017,000 | $5,255,000 | $4,465,000 |
| Amortization | $15,225,000 | $6,746,000 | $7,840,000 | $494,000 |
| Selling General And Administration | $204,994,000 | $157,007,000 | $151,463,000 | $121,644,000 |
| Insurance And Claims | $7,812,000 | $8,044,000 | $7,844,000 | $3,177,000 |
| Salaries And Wages | $191,203,000 | $143,723,000 | $138,895,000 | $113,487,000 |
| Occupancy And Equipment | $74,585,000 | $49,430,000 | $47,207,000 | $36,835,000 |
| Minority Interests | - | - | - | - |
Fetched: 2026-06-17
Balance Sheet (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Assets | ||||
| Net Tangible Assets | $1,954,886,000 | $963,256,000 | $933,215,000 | $829,917,000 |
| Total Assets | $23,220,372,000 | $11,905,326,000 | $11,382,256,000 | $9,185,836,000 |
| Goodwill And Other Intangible Assets | $541,175,000 | $258,683,000 | $265,429,000 | $162,208,000 |
| Other Intangible Assets | $189,562,000 | $17,461,000 | $24,207,000 | $1,781,000 |
| Cash And Cash Equivalents | $2,041,745,000 | $543,670,000 | $133,027,000 | $382,959,000 |
| Cash Financial | $201,557,000 | $64,673,000 | $34,514,000 | $191,767,000 |
| Cash Cash Equivalents And Federal Funds Sold | $2,129,183,000 | $626,825,000 | $210,622,000 | $454,266,000 |
| Debt | ||||
| Total Debt | $879,073,000 | $1,564,631,000 | $1,408,668,000 | $1,452,136,000 |
| Long Term Debt And Capital Lease Obligation | $334,627,000 | $206,667,000 | $1,408,668,000 | $1,452,136,000 |
| Long Term Debt | $243,914,000 | $161,882,000 | $1,376,670,000 | $1,432,652,000 |
| Current Debt And Capital Lease Obligation | $544,446,000 | $1,357,964,000 | - | - |
| Current Debt | $544,446,000 | $1,357,964,000 | - | - |
| Other Current Borrowings | $544,446,000 | $1,357,964,000 | - | - |
| Net Debt | - | $976,176,000 | $1,243,643,000 | $1,049,693,000 |
| Liabilities | ||||
| Total Liabilities Net Minority Interest | $20,724,311,000 | $10,683,387,000 | $10,183,612,000 | $8,193,711,000 |
| Payables And Accrued Expenses | - | - | - | $193,220,000 |
| Equity | ||||
| Common Stock Equity | $2,496,061,000 | $1,221,939,000 | $1,198,644,000 | $992,125,000 |
| Total Equity Gross Minority Interest | $2,496,061,000 | $1,221,939,000 | $1,198,644,000 | $992,125,000 |
| Stockholders Equity | $2,496,061,000 | $1,221,939,000 | $1,198,644,000 | $992,125,000 |
| Gains Losses Not Affecting Retained Earnings | $-20,002,000 | $-52,882,000 | $-52,798,000 | $-61,947,000 |
| Other Equity Adjustments | $-20,002,000 | $-52,882,000 | $-52,798,000 | $-61,947,000 |
| Retained Earnings | $485,862,000 | $458,943,000 | $438,722,000 | $412,019,000 |
| Other Equity Interest | - | - | - | - |
| Other | ||||
| Treasury Shares Number | $5,760,317 | $2,948,141 | $3,088,847 | $3,247,206 |
| Ordinary Shares Number | $83,816,086 | $37,421,346 | $37,335,722 | $32,274,577 |
| Share Issued | $89,576,403 | $40,369,487 | $40,424,569 | $35,521,783 |
| Tangible Book Value | $1,954,886,000 | $963,256,000 | $933,215,000 | $829,917,000 |
| Invested Capital | $3,284,421,000 | $2,741,785,000 | $2,575,314,000 | $2,424,777,000 |
| Capital Lease Obligations | $90,713,000 | $44,785,000 | $31,998,000 | $19,484,000 |
| Total Capitalization | $2,739,975,000 | $1,383,821,000 | $2,575,314,000 | $2,424,777,000 |
| Treasury Stock | $142,580,000 | $87,676,000 | $90,909,000 | $94,873,000 |
| Additional Paid In Capital | $2,171,885,000 | $902,584,000 | $902,659,000 | $736,074,000 |
| Capital Stock | $896,000 | $970,000 | $970,000 | $852,000 |
| Common Stock | $896,000 | $970,000 | $970,000 | $852,000 |
| Long Term Capital Lease Obligation | $90,713,000 | $44,785,000 | $31,998,000 | $19,484,000 |
| Long Term Provisions | $13,746,000 | $5,981,000 | $19,767,000 | $20,602,000 |
| Investments And Advances | $1,688,674,000 | $894,952,000 | $916,160,000 | $656,664,000 |
| Goodwill | $351,613,000 | $241,222,000 | $241,222,000 | $160,427,000 |
| Net PPE | $245,291,000 | $130,308,000 | $120,716,000 | $90,875,000 |
| Accumulated Depreciation | $-112,926,000 | $-103,466,000 | $-100,408,000 | $-92,219,000 |
| Gross PPE | $358,217,000 | $233,774,000 | $221,124,000 | $183,094,000 |
| Other Properties | $84,244,000 | $44,305,000 | $31,763,000 | $20,359,000 |
| Machinery Furniture Equipment | $69,498,000 | $61,653,000 | $63,642,000 | $58,078,000 |
| Buildings And Improvements | $177,272,000 | $112,400,000 | $110,279,000 | $92,328,000 |
| Land And Improvements | $27,203,000 | $15,416,000 | $15,440,000 | $12,329,000 |
| Other Short Term Investments | $1,688,674,000 | $894,952,000 | $916,160,000 | $656,664,000 |
| Current Accrued Expenses | - | - | - | $193,220,000 |
Fetched: 2026-06-17
Cash Flow Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Free Cash Flow | ||||
| Free Cash Flow | $212,156,000 | $99,969,000 | $104,240,000 | $113,373,000 |
| Operating Activities | ||||
| Operating Cash Flow | $224,444,000 | $104,954,000 | $116,597,000 | $120,761,000 |
| Cash Flow From Continuing Operating Activities | $224,444,000 | $104,954,000 | $116,597,000 | $120,761,000 |
| Operating Gains Losses | $-5,617,000 | $-951,000 | $-4,285,000 | $-4,457,000 |
| Investing Activities | ||||
| Capital Expenditure | $-12,288,000 | $-4,985,000 | $-12,357,000 | $-7,388,000 |
| Investing Cash Flow | $2,300,410,000 | $-139,603,000 | $-665,265,000 | $-557,693,000 |
| Cash Flow From Continuing Investing Activities | $2,300,410,000 | $-139,603,000 | $-665,265,000 | $-557,693,000 |
| Net Other Investing Changes | $24,628,000 | $-3,961,000 | $-734,000 | $-34,399,000 |
| Financing Activities | ||||
| Financing Cash Flow | $-1,026,779,000 | $445,292,000 | $298,736,000 | $492,154,000 |
| Cash Flow From Continuing Financing Activities | $-1,026,779,000 | $445,292,000 | $298,736,000 | $492,154,000 |
| Net Other Financing Charges | $-2,367,000 | $-2,051,000 | $-1,388,000 | $-1,413,000 |
| Cash Dividends Paid | $-63,119,000 | $-48,058,000 | $-47,926,000 | $-40,077,000 |
| Common Stock Dividend Paid | $-63,119,000 | $-48,058,000 | $-47,926,000 | $-40,077,000 |
| Repurchase Of Capital Stock | - | $0 | $0 | $-13,780,000 |
| Net Common Stock Issuance | - | $0 | $0 | $-13,780,000 |
| Other | ||||
| Repayment Of Debt | $-2,347,184,000 | $-1,510,516,000 | $-6,264,264,000 | $-7,533,425,000 |
| Issuance Of Debt | $1,057,750,000 | $1,653,436,000 | $6,155,000,000 | $8,608,609,000 |
| Interest Paid Supplemental Data | $328,862,000 | $291,428,000 | $238,396,000 | $41,040,000 |
| Income Tax Paid Supplemental Data | $14,968,000 | $13,085,000 | $8,632,000 | $22,554,000 |
| End Cash Position | $2,041,745,000 | $543,670,000 | $133,027,000 | $382,959,000 |
| Beginning Cash Position | $543,670,000 | $133,027,000 | $382,959,000 | $327,737,000 |
| Changes In Cash | $1,498,075,000 | $410,643,000 | $-249,932,000 | $55,222,000 |
| Net Issuance Payments Of Debt | $-1,289,434,000 | $142,920,000 | $-109,264,000 | $1,075,184,000 |
| Net Long Term Debt Issuance | $-1,289,434,000 | $142,920,000 | $-109,264,000 | $1,075,184,000 |
| Long Term Debt Payments | $-2,347,184,000 | $-1,510,516,000 | $-6,264,264,000 | $-7,533,425,000 |
| Long Term Debt Issuance | $1,057,750,000 | $1,653,436,000 | $6,155,000,000 | $8,608,609,000 |
| Net Investment Purchase And Sale | $333,150,000 | $25,520,000 | $139,495,000 | $-20,282,000 |
| Sale Of Investment | $366,276,000 | $173,996,000 | $502,400,000 | $177,350,000 |
| Purchase Of Investment | $-33,126,000 | $-148,476,000 | $-362,905,000 | $-197,632,000 |
| Net Business Purchase And Sale | $1,084,095,000 | $0 | $-80,209,000 | $0 |
| Sale Of Business | $1,084,095,000 | - | - | - |
| Net PPE Purchase And Sale | $-12,288,000 | $-4,985,000 | $-12,357,000 | $-7,388,000 |
| Purchase Of PPE | $-12,288,000 | $-4,985,000 | $-12,357,000 | $-7,388,000 |
| Change In Working Capital | $-6,055,000 | $7,473,000 | $-13,521,000 | $-14,334,000 |
| Change In Other Working Capital | $-1,926,000 | $-2,017,000 | $-1,269,000 | $-1,025,000 |
| Change In Other Current Assets | $85,243,000 | $6,590,000 | $13,758,000 | $-48,725,000 |
| Change In Payables And Accrued Expense | $-89,372,000 | $2,900,000 | $-26,010,000 | $35,416,000 |
| Change In Accrued Expense | $-89,372,000 | $2,900,000 | $-26,010,000 | $35,416,000 |
| Other Non Cash Items | $81,834,000 | $1,413,000 | $-1,507,000 | $142,000 |
| Stock Based Compensation | $5,919,000 | $3,380,000 | $3,723,000 | $3,418,000 |
| Asset Impairment Charge | $412,000 | $574,000 | $181,000 | $178,000 |
| Deferred Tax | $22,348,000 | $409,000 | $16,167,000 | $4,357,000 |
| Deferred Income Tax | $22,348,000 | $409,000 | $16,167,000 | $4,357,000 |
| Depreciation Amortization Depletion | $24,778,000 | $14,636,000 | $15,999,000 | $6,521,000 |
| Depreciation And Amortization | $24,778,000 | $14,636,000 | $15,999,000 | $6,521,000 |
| Amortization Cash Flow | $15,225,000 | $6,746,000 | $7,840,000 | $494,000 |
| Amortization Of Intangibles | $15,225,000 | $6,746,000 | $7,840,000 | $494,000 |
| Depreciation | $9,553,000 | $7,890,000 | $8,159,000 | $6,027,000 |
| Gain Loss On Investment Securities | $0 | $0 | $-1,704,000 | $-321,000 |
| Net Income From Continuing Operations | $90,271,000 | $68,715,000 | $74,999,000 | $109,744,000 |
| Common Stock Payments | - | $0 | $0 | $-13,780,000 |
| Purchase Of Business | - | $0 | $-80,209,000 | $0 |
Fetched: 2026-06-17