BCAL
California BanCorp
Price Chart
Latest Quote
$19.50
-0.17 (-0.86%)
Current Price
| Previous Close | $19.67 |
| Open | $19.52 |
| Day High | $19.91 |
| Day Low | $19.22 |
| Volume | 267,258 |
Stock Information
| Quarterly Dividend / Yield | $0.40 / 2.03% |
| Shares Outstanding | 32.16M |
| Quarterly Dividend Yield | 2.03% |
| Quarterly Dividend | $0.40 |
| Total Debt | $53.41M |
| Cash Equivalents | $411.14M |
| Revenue | $185.00M |
| Net Income | $60.00M |
| Sector | Financial Services |
| Industry | Banks - Regional |
| Market Cap | $627.21M |
| P/E Ratio | 10.66 |
| EPS (TTM) | $1.83 |
| Exchange | NCM |
đ Comprehensive Analysis
Company Data
| Enterprise Value | $274.95M |
| Sales | $185.00M |
| Income | $60.00M |
| Book/sh | $17.97 |
| Cash/sh | $12.78 |
| Employees | 288 |
Financial Ratios
| EPS Growth TTM | -18.20% |
Returns & Margins
| ROA | 1.49% |
| ROE | 10.82% |
| Operating Margin | 45.00% |
| Profit Margin | 32.43% |
Ownership
| Insider Ownership | 15.47% |
| Institutional Ownership | 73.26% |
| Insider & Institutional transactions data not available | |
Valuation Ratios
| Forward P/E | 10.68 |
| P/S | 3.39 |
| P/B | 1.09 |
Analyst Data
| Recommendation | none |
| Target Price | $21.67 |
Technical Indicators
| SMA20 | $19.28 |
| SMA50 | $18.91 |
| SMA200 | $18.24 |
| RSI | 59.93 |
| ATR | 0.4911 |
| Shares Float | 22.70M |
| Short Float | 3.04% |
| Short Ratio | 5.53 |
| Volatility | 0.30 |
| Rel Volume | 1.56 |
Performance History
| Week | -1.42% |
| Month | +2.90% |
| Quarter | +13.17% |
| 6 Months | +0.59% |
| YTD | +5.72% |
| Year | +36.81% |
| 3 Years | +43.59% |
| 5 Years | +43.38% |
| 10 Years | +138.97% |
Stock Score:
â Premium
Based on debt, profitability, growth, and cash flow metrics
â Premium Feature
Sign up for free to view detailed scoring breakdown â premium is free during our trial period!
Recent Price History
| Date | Close | Volume |
|---|---|---|
| 2026-06-17 | $19.50 | 267,258 |
| 2026-06-16 | $19.67 | 236,600 |
| 2026-06-15 | $19.51 | 157,000 |
| 2026-06-12 | $19.77 | 191,000 |
| 2026-06-11 | $19.82 | 203,500 |
| 2026-06-10 | $19.78 | 185,200 |
| 2026-06-09 | $19.61 | 205,500 |
| 2026-06-08 | $19.39 | 180,400 |
| 2026-06-05 | $19.26 | 141,800 |
| 2026-06-04 | $19.30 | 166,400 |
| 2026-06-03 | $18.65 | 157,600 |
| 2026-06-02 | $19.21 | 179,200 |
| 2026-06-01 | $18.93 | 145,000 |
| 2026-05-29 | $18.98 | 89,600 |
| 2026-05-28 | $18.94 | 100,400 |
| 2026-05-27 | $19.04 | 144,700 |
| 2026-05-26 | $19.19 | 202,400 |
| 2026-05-22 | $19.02 | 146,800 |
| 2026-05-21 | $19.00 | 145,500 |
| 2026-05-20 | $18.98 | 189,500 |
| 2026-05-19 | $18.68 | 143,800 |
| 2026-05-18 | $18.95 | 120,400 |
About California BanCorp
California BanCorp operates as the bank holding company for California Bank of Commerce, N.A. that provides various financial products to individuals, professionals, and small- to medium-sized businesses in California, the United States. The company offers checking, savings, and money market accounts; and certificates of deposit. It also provides business loans, including construction and land development loans, commercial and industrial loans, small business administration loans, and consumer loans, as well as commercial real estate (CRE) loans comprising one- to four-family and multifamily residential loans, owner-occupied CRE loans, and non-owner-occupied CRE loans; lines of credit; home equity lines of credit; and letters of credit. In addition, the company offers treasury management; merchant services; escrow and sub-accounting solutions; cash vault, sweep accounts, and remote deposit capture services; online and mobile banking services; and ACH origination, courier, and lockbox processing services. It serves businesses, business owners and their trusts, limited liability corporations, business partnerships, associations, organizations, and governmental authorities, as well as the manufacturing, wholesale distribution, professional services, commercial real estate, healthcare, hospitality, commercial contractor, and non-profit organization sectors. The company was formerly known as Southern California Bancorp and changed its name to California BanCorp in August 2024. California BanCorp was founded in 2001 and is headquartered in San Diego, California.
đ° Latest News
A Fund Sold $5.5 Million of This Regional Bank. Should Investors Follow?
Motley Fool âĸ 2026-05-30T17:47:42Z
Undiscovered Gems in the US Market for May 2026
Simply Wall St. âĸ 2026-05-19T17:33:18Z
Endeavour Capital Adds to QCR Holdings Stake, According to Recent SEC Filing
Motley Fool âĸ 2026-05-15T21:07:31Z
Endeavour Capital Boosts Its Stake in National Bank Holdings
Motley Fool âĸ 2026-05-13T03:47:15Z
Undervalued Small Caps With Insider Buying In April 2026
Simply Wall St. âĸ 2026-04-15T11:39:54Z
New Strong Sell Stocks for March 27th
Zacks âĸ 2026-03-27T08:19:00Z
This California BanCorp Insider Increased Their Holding By 2,259% Last Year
Simply Wall St. âĸ 2026-03-26T10:54:23Z
Undervalued Small Caps With Insider Activity Across Regions In February 2026
Simply Wall St. âĸ 2026-02-13T11:39:58Z
Here's Why We Think California BanCorp (NASDAQ:BCAL) Might Deserve Your Attention Today
Simply Wall St. âĸ 2026-02-13T10:12:33Z
California BanCorp (BCAL) Caps 2025 with Profit Growth and Strong Capital Returns
Insider Monkey âĸ 2026-01-31T21:00:37Z
Period:
Loading...
Income Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Revenue | ||||
| Total Revenue | $180,178,000 | $127,763,000 | $97,517,000 | $92,229,000 |
| Operating Revenue | $180,178,000 | $127,763,000 | $97,517,000 | $92,229,000 |
| Expenses | ||||
| Interest Expense | $56,888,000 | $56,814,000 | $29,384,000 | $5,789,000 |
| General And Administrative Expense | $63,751,000 | $51,255,000 | $40,098,000 | $38,015,000 |
| Professional Expense And Contract Services Expense | $3,646,000 | $2,559,000 | $3,211,000 | $2,597,000 |
| Other Non Interest Expense | $19,219,000 | $18,570,000 | $9,817,000 | $9,560,000 |
| Selling And Marketing Expense | - | - | - | - |
| Income & Earnings | ||||
| Net Income From Continuing Operation Net Minority Interest | $63,058,000 | $5,433,000 | $25,910,000 | $16,113,000 |
| Net Interest Income | $169,092,000 | $122,984,000 | $94,138,000 | $87,786,000 |
| Interest Income | $225,980,000 | $179,798,000 | $123,522,000 | $93,575,000 |
| Normalized Income | $64,517,812 | $16,163,006 | $25,910,000 | $21,588,510 |
| Net Income From Continuing And Discontinued Operation | $63,058,000 | $5,433,000 | $25,910,000 | $16,113,000 |
| Net Income Common Stockholders | $63,058,000 | $5,433,000 | $25,910,000 | $16,113,000 |
| Net Income | $63,058,000 | $5,433,000 | $25,910,000 | $16,113,000 |
| Net Income Including Noncontrolling Interests | $63,058,000 | $5,433,000 | $25,910,000 | $16,113,000 |
| Net Income Continuous Operations | $63,058,000 | $5,433,000 | $25,910,000 | $16,113,000 |
| Pretax Income | $87,957,000 | $8,263,000 | $36,856,000 | $21,983,000 |
| Special Income Charges | $-2,036,000 | $-16,307,000 | $0 | $-7,470,000 |
| Depreciation Amortization Depletion Income Statement | $3,791,000 | $1,877,000 | $389,000 | $438,000 |
| Depreciation And Amortization In Income Statement | $3,791,000 | $1,877,000 | $389,000 | $438,000 |
| Amortization Of Intangibles Income Statement | $3,791,000 | $1,877,000 | $389,000 | $438,000 |
| Per Share | ||||
| Diluted EPS | $1.93 | $0.22 | $1.39 | $0.88 |
| Basic EPS | $1.95 | $0.22 | $1.42 | $0.90 |
| Other | ||||
| Tax Effect Of Unusual Items | $-576,188 | $-5,576,994 | $0 | $-1,994,490 |
| Tax Rate For Calcs | $0 | $0 | $0 | $0 |
| Total Unusual Items | $-2,036,000 | $-16,307,000 | $0 | $-7,470,000 |
| Total Unusual Items Excluding Goodwill | $-2,036,000 | $-16,307,000 | $0 | $-7,470,000 |
| Reconciled Depreciation | $5,615,000 | $3,636,000 | $1,919,000 | $2,001,000 |
| Diluted Average Shares | $32,746,110 | $24,695,455 | $18,656,742 | $18,228,287 |
| Basic Average Shares | $32,337,436 | $24,695,455 | $18,246,479 | $17,821,545 |
| Diluted NI Availto Com Stockholders | $63,058,000 | $5,433,000 | $25,910,000 | $16,113,000 |
| Tax Provision | $24,899,000 | $2,830,000 | $10,946,000 | $5,870,000 |
| Other Special Charges | $2,036,000 | $19,000 | - | $6,293,000 |
| Restructuring And Mergern Acquisition | $0 | $16,288,000 | $0 | $1,177,000 |
| Amortization | $3,791,000 | $1,877,000 | $389,000 | $438,000 |
| Selling General And Administration | $63,751,000 | $51,255,000 | $40,098,000 | $38,015,000 |
| Salaries And Wages | $63,751,000 | $51,255,000 | $40,098,000 | $38,015,000 |
| Occupancy And Equipment | $8,601,000 | $7,242,000 | $6,231,000 | $6,210,000 |
| Gain On Sale Of Security | - | $0 | $-974,000 | $-994,000 |
| Gain On Sale Of Business | - | - | - | $0 |
Fetched: 2026-06-17
Balance Sheet (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Assets | ||||
| Net Tangible Assets | $447,172,000 | $377,778,000 | $249,154,000 | $220,968,000 |
| Total Assets | $4,033,386,000 | $4,031,654,000 | $2,360,252,000 | $2,283,927,000 |
| Goodwill And Other Intangible Assets | $129,414,000 | $134,058,000 | $38,998,000 | $39,387,000 |
| Other Intangible Assets | $18,480,000 | $22,271,000 | $1,195,000 | $1,584,000 |
| Cash And Cash Equivalents | $52,013,000 | $60,471,000 | $33,008,000 | $60,295,000 |
| Cash Cash Equivalents And Federal Funds Sold | $430,845,000 | $418,991,000 | $102,848,000 | $101,303,000 |
| Cash Financial | - | $60,471,000 | $33,008,000 | $60,295,000 |
| Debt | ||||
| Total Debt | $52,768,000 | $88,035,000 | $114,982,000 | $78,825,000 |
| Long Term Debt And Capital Lease Obligation | $52,768,000 | $88,035,000 | $114,982,000 | $78,825,000 |
| Long Term Debt | $33,832,000 | $69,725,000 | $102,865,000 | $67,770,000 |
| Net Debt | - | $9,254,000 | $69,857,000 | $7,475,000 |
| Liabilities | ||||
| Total Liabilities Net Minority Interest | $3,456,800,000 | $3,519,818,000 | $2,072,100,000 | $2,023,572,000 |
| Equity | ||||
| Common Stock Equity | $576,586,000 | $511,836,000 | $288,152,000 | $260,355,000 |
| Total Equity Gross Minority Interest | $576,586,000 | $511,836,000 | $288,152,000 | $260,355,000 |
| Stockholders Equity | $576,586,000 | $511,836,000 | $288,152,000 | $260,355,000 |
| Gains Losses Not Affecting Retained Earnings | $-1,621,000 | $-6,641,000 | $-4,459,000 | $-6,441,000 |
| Other Equity Adjustments | $-1,621,000 | $-6,641,000 | $-4,459,000 | $-6,441,000 |
| Retained Earnings | $135,813,000 | $76,008,000 | $70,575,000 | $48,516,000 |
| Other | ||||
| Ordinary Shares Number | $32,418,182 | $32,265,935 | $18,369,115 | $17,940,283 |
| Share Issued | $32,418,182 | $32,265,935 | $18,369,115 | $17,940,283 |
| Tangible Book Value | $447,172,000 | $377,778,000 | $249,154,000 | $220,968,000 |
| Invested Capital | $610,418,000 | $581,561,000 | $391,017,000 | $328,125,000 |
| Capital Lease Obligations | $18,936,000 | $18,310,000 | $12,117,000 | $11,055,000 |
| Total Capitalization | $610,418,000 | $581,561,000 | $391,017,000 | $328,125,000 |
| Capital Stock | $442,394,000 | $442,469,000 | $222,036,000 | $218,280,000 |
| Common Stock | $442,394,000 | $442,469,000 | $222,036,000 | $218,280,000 |
| Preferred Stock | $0 | $0 | $0 | $0 |
| Long Term Capital Lease Obligation | $18,936,000 | $18,310,000 | $12,117,000 | $11,055,000 |
| Investments And Advances | $287,826,000 | $195,281,000 | $183,651,000 | $166,526,000 |
| Held To Maturity Securities | $52,936,000 | $53,280,000 | $53,616,000 | $53,946,000 |
| Available For Sale Securities | $234,867,000 | - | - | - |
| Goodwill | $110,934,000 | $111,787,000 | $37,803,000 | $37,803,000 |
| Net PPE | $27,210,000 | $27,945,000 | $22,561,000 | $22,941,000 |
| Accumulated Depreciation | $-10,411,000 | $-8,682,000 | $-8,575,000 | $-7,045,000 |
| Gross PPE | $37,621,000 | $36,627,000 | $31,136,000 | $29,986,000 |
| Leases | $6,226,000 | $5,976,000 | $5,584,000 | $5,351,000 |
| Other Properties | $15,094,000 | $14,350,000 | $9,291,000 | $8,607,000 |
| Machinery Furniture Equipment | $6,149,000 | $6,149,000 | $6,109,000 | $5,876,000 |
| Buildings And Improvements | $4,766,000 | $4,766,000 | $4,766,000 | $4,766,000 |
| Land And Improvements | $5,386,000 | $5,386,000 | $5,386,000 | $5,386,000 |
| Other Short Term Investments | $23,000 | $142,001,000 | $130,035,000 | $112,580,000 |
Fetched: 2026-06-17
Cash Flow Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Free Cash Flow | ||||
| Free Cash Flow | $56,944,000 | $49,740,000 | $32,800,000 | $12,271,000 |
| Operating Activities | ||||
| Operating Cash Flow | $57,290,000 | $50,292,000 | $33,102,000 | $13,352,000 |
| Cash Flow From Continuing Operating Activities | $57,290,000 | $50,292,000 | $33,102,000 | $13,352,000 |
| Operating Gains Losses | $-576,000 | $699,000 | $143,000 | $760,000 |
| Investing Activities | ||||
| Capital Expenditure | $-346,000 | $-552,000 | $-302,000 | $-1,081,000 |
| Investing Cash Flow | $29,753,000 | $524,655,000 | $-78,927,000 | $-512,696,000 |
| Cash Flow From Continuing Investing Activities | $29,753,000 | $524,655,000 | $-78,927,000 | $-512,696,000 |
| Net Other Investing Changes | $2,890,000 | $-587,000 | - | $1,366,000 |
| Financing Activities | ||||
| Repurchase Of Capital Stock | $-2,663,000 | $-1,966,000 | $-889,000 | $-574,000 |
| Financing Cash Flow | $-75,292,000 | $-273,578,000 | $45,858,000 | $6,098,000 |
| Cash Flow From Continuing Financing Activities | $-75,292,000 | $-273,578,000 | $45,858,000 | $6,098,000 |
| Cash Dividends Paid | $-3,253,000 | $0 | - | - |
| Common Stock Dividend Paid | $-3,253,000 | $0 | - | - |
| Net Common Stock Issuance | $-2,663,000 | $-1,966,000 | $-889,000 | $-574,000 |
| Issuance Of Capital Stock | - | - | - | - |
| Common Stock Issuance | - | - | - | - |
| Other | ||||
| Repayment Of Debt | $-38,000,000 | $-85,000,000 | $-57,000,000 | $-3,093,000 |
| Interest Paid Supplemental Data | $58,481,000 | $52,093,000 | $29,027,000 | $5,552,000 |
| Income Tax Paid Supplemental Data | $9,779,000 | $2,886,000 | $12,373,000 | $7,954,000 |
| End Cash Position | $399,913,000 | $388,162,000 | $86,793,000 | $86,760,000 |
| Beginning Cash Position | $388,162,000 | $86,793,000 | $86,760,000 | $580,006,000 |
| Changes In Cash | $11,751,000 | $301,369,000 | $33,000 | $-493,246,000 |
| Proceeds From Stock Option Exercised | $-3,234,000 | $950,000 | $127,000 | $1,009,000 |
| Common Stock Payments | $-2,663,000 | $-1,966,000 | $-889,000 | $-574,000 |
| Net Issuance Payments Of Debt | $-38,000,000 | $-85,000,000 | $35,000,000 | $46,907,000 |
| Net Long Term Debt Issuance | $-38,000,000 | $-85,000,000 | $35,000,000 | $46,907,000 |
| Long Term Debt Payments | $-38,000,000 | $-85,000,000 | $-57,000,000 | $-3,093,000 |
| Net Investment Purchase And Sale | $-84,648,000 | $31,104,000 | $-19,341,000 | $-126,656,000 |
| Sale Of Investment | $38,396,000 | $33,145,000 | $48,349,000 | $33,713,000 |
| Purchase Of Investment | $-123,044,000 | $-2,041,000 | $-67,690,000 | $-160,369,000 |
| Net Business Purchase And Sale | $0 | $336,298,000 | $0 | $0 |
| Sale Of Business | $0 | $336,298,000 | $0 | $0 |
| Net PPE Purchase And Sale | $-346,000 | $-552,000 | $-302,000 | $2,830,000 |
| Purchase Of PPE | $-346,000 | $-552,000 | $-302,000 | $-1,081,000 |
| Change In Working Capital | $4,295,000 | $22,087,000 | $-1,790,000 | $-2,051,000 |
| Change In Other Working Capital | $4,295,000 | $22,087,000 | $-1,790,000 | $-2,051,000 |
| Other Non Cash Items | $-860,000 | $3,489,000 | $2,647,000 | $-7,725,000 |
| Stock Based Compensation | $5,822,000 | $6,244,000 | $4,518,000 | $3,682,000 |
| Asset Impairment Charge | $0 | $692,000 | $134,000 | $136,000 |
| Deferred Tax | $11,482,000 | $-426,000 | $418,000 | $-2,550,000 |
| Deferred Income Tax | $11,482,000 | $-426,000 | $418,000 | $-2,550,000 |
| Depreciation Amortization Depletion | $5,615,000 | $3,636,000 | $1,919,000 | $2,001,000 |
| Depreciation And Amortization | $5,615,000 | $3,636,000 | $1,919,000 | $2,001,000 |
| Amortization Cash Flow | $3,791,000 | $1,877,000 | $389,000 | $438,000 |
| Amortization Of Intangibles | $3,791,000 | $1,877,000 | $389,000 | $438,000 |
| Depreciation | $1,824,000 | $1,759,000 | $1,530,000 | $1,563,000 |
| Gain Loss On Sale Of PPE | $1,000 | $19,000 | $0 | $768,000 |
| Net Income From Continuing Operations | $63,058,000 | $5,433,000 | $25,910,000 | $16,113,000 |
| Issuance Of Debt | - | $0 | $92,000,000 | $50,000,000 |
| Long Term Debt Issuance | - | $0 | $92,000,000 | $50,000,000 |
| Gain Loss On Investment Securities | - | $0 | $974,000 | $994,000 |
| Sale Of PPE | - | - | $0 | $3,911,000 |
| Purchase Of Business | - | - | - | $0 |
| Gain Loss On Sale Of Business | - | - | - | $0 |
Fetched: 2026-06-17