BCML
BayCom Corp
Price Chart
Latest Quote
$31.43
-0.28 (-0.88%)
Current Price
| Previous Close | $31.71 |
| Open | $31.81 |
| Day High | $32.24 |
| Day Low | $31.35 |
| Volume | 112,880 |
Stock Information
| Quarterly Dividend / Yield | $1.20 / 3.78% |
| Shares Outstanding | 10.91M |
| Quarterly Dividend Yield | 3.78% |
| Quarterly Dividend | $1.20 |
| Total Debt | $20.44M |
| Cash Equivalents | $305.90M |
| Revenue | $100.20M |
| Net Income | $26.41M |
| Sector | Financial Services |
| Industry | Banks - Regional |
| Market Cap | $342.88M |
| P/E Ratio | 12.99 |
| EPS (TTM) | $2.42 |
| Exchange | NMS |
đ Comprehensive Analysis
Company Data
| Enterprise Value | $58.14M |
| Sales | $100.20M |
| Income | $26.41M |
| Book/sh | $31.75 |
| Cash/sh | $28.04 |
| Employees | 327 |
Financial Ratios
| EPS Growth TTM | 43.50% |
Returns & Margins
| ROA | 1.01% |
| ROE | 7.84% |
| Operating Margin | 39.78% |
| Profit Margin | 26.35% |
Ownership
| Insider Ownership | 7.46% |
| Institutional Ownership | 64.82% |
| Insider & Institutional transactions data not available | |
Valuation Ratios
| Forward P/E | 11.19 |
| PEG | 0.99 |
| P/S | 3.42 |
| P/B | 0.99 |
Analyst Data
| Recommendation | none |
| Target Price | $32.67 |
Technical Indicators
| SMA20 | $31.16 |
| SMA50 | $30.14 |
| SMA200 | $28.96 |
| RSI | 57.90 |
| ATR | 0.7015 |
| Shares Float | 10.09M |
| Short Float | 1.13% |
| Short Ratio | 2.12 |
| Volatility | 0.29 |
| Rel Volume | 1.54 |
Performance History
| Week | -1.81% |
| Month | +5.12% |
| Quarter | +11.78% |
| 6 Months | -1.12% |
| YTD | +11.23% |
| Year | +21.66% |
| 3 Years | +100.86% |
| 5 Years | +86.11% |
| 10 Years | +189.62% |
Stock Score:
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Recent Price History
| Date | Close | Volume |
|---|---|---|
| 2026-06-17 | $31.43 | 114,100 |
| 2026-06-16 | $31.71 | 44,100 |
| 2026-06-15 | $31.87 | 94,600 |
| 2026-06-12 | $32.21 | 77,700 |
| 2026-06-11 | $31.92 | 49,600 |
| 2026-06-10 | $32.01 | 99,500 |
| 2026-06-09 | $31.98 | 89,500 |
| 2026-06-08 | $31.52 | 100,900 |
| 2026-06-05 | $31.48 | 106,200 |
| 2026-06-04 | $31.10 | 53,600 |
| 2026-06-03 | $30.33 | 38,200 |
| 2026-06-02 | $30.91 | 67,400 |
| 2026-06-01 | $30.43 | 48,900 |
| 2026-05-29 | $30.51 | 54,200 |
| 2026-05-28 | $30.76 | 59,800 |
| 2026-05-27 | $30.55 | 44,200 |
| 2026-05-26 | $30.48 | 96,900 |
| 2026-05-22 | $30.72 | 76,800 |
| 2026-05-21 | $30.88 | 78,100 |
| 2026-05-20 | $30.37 | 85,800 |
| 2026-05-19 | $30.26 | 76,900 |
| 2026-05-18 | $29.90 | 31,100 |
About BayCom Corp
BayCom Corp operates as the bank holding company for United Business Bank that provides various financial services to small and mid-sized businesses, service professionals, and individuals. The company provides demand, savings, money market, and time deposit accounts. It also offers commercial and multifamily real estate loans, including owner-occupied and investor real estate loans; commercial and industrial loans, such as equipment loans and working capital lines of credit; small business administration loans; construction and land loans; agriculture-related loans; and consumer loans comprising installment loans, unsecured and secured personal lines of credit, and overdraft protection. In addition, the company provides online and mobile banking, automated teller machine, remote deposit capture, night depository, courier, and direct deposit services; treasury management services that includes balance reporting, transfers between accounts, wire transfer initiation, automated clearing house (ACH) origination, and stop payments; debit cards; cashier's and travelers checks; letters of credit; and lockbox, positive pay, reverse positive pay, and account reconciliation services, as well as zero balance accounts and sweep accounts, including loan sweep. It operates through a network of full-service banking branches in Northern and Southern California; Las Vegas, Nevada; Denver, Colorado; Custer, Delta, and Grand counties, Colorado; and Seattle, Washington and Central New Mexico. The company was formerly known as Bay Commercial Bank and changed its name to BayCom Corp in January 2017. BayCom Corp was incorporated in 2004 and is headquartered in Walnut Creek, California.
đ° Latest News
Oak Valley Bancorp Gains 26% in a Year: Should You Buy the Stock?
Zacks âĸ 2026-06-05T17:47:00Z
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24/7 Wall St. âĸ 2026-05-26T12:13:53Z
Undiscovered Gems in the US Market for May 2026
Simply Wall St. âĸ 2026-05-14T17:33:06Z
Bay Commercial Bank (BCML) Q1 Earnings and Revenues Top Estimates
Zacks âĸ 2026-04-23T21:55:03Z
Cathay General (CATY) Q1 Earnings and Revenues Surpass Estimates
Zacks âĸ 2026-04-22T21:15:02Z
BayCom hires 3 PacWest alums in a shift toward dealmaking
Banking Dive âĸ 2026-04-13T12:14:15Z
Implied Volatility Surging for BayCom Stock Options
Zacks âĸ 2026-02-10T15:27:00Z
Best Income Stocks to Buy for February 3rd
Zacks âĸ 2026-02-03T08:35:00Z
Bay Commercial Bank (BCML) Q4 Earnings and Revenues Lag Estimates
Zacks âĸ 2026-01-22T22:45:02Z
BayCom (NASDAQ:BCML) shareholders have earned a 19% CAGR over the last five years
Simply Wall St. âĸ 2025-12-18T11:02:52Z
Period:
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Income Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Revenue | ||||
| Total Revenue | $101,363,000 | $97,136,000 | $104,449,000 | $100,895,000 |
| Operating Revenue | $101,363,000 | $97,136,000 | $104,449,000 | $100,895,000 |
| Expenses | ||||
| Interest Expense | $40,935,000 | $40,569,000 | $28,463,000 | $10,351,000 |
| Selling And Marketing Expense | $823,000 | $785,000 | $896,000 | $955,000 |
| General And Administrative Expense | $41,942,000 | $40,665,000 | $42,694,000 | $41,797,000 |
| Professional Expense And Contract Services Expense | $2,000,000 | $2,436,000 | $2,048,000 | $2,775,000 |
| Other Non Interest Expense | $10,374,000 | $9,967,000 | $9,194,000 | $9,726,000 |
| Income & Earnings | ||||
| Net Income From Continuing Operation Net Minority Interest | $23,931,000 | $23,614,000 | $27,425,000 | $23,730,000 |
| Net Interest Income | $92,889,000 | $89,552,000 | $96,435,000 | $95,481,000 |
| Interest Income | $133,824,000 | $130,121,000 | $124,898,000 | $105,832,000 |
| Normalized Income | $23,931,000 | $23,614,000 | $27,425,000 | $22,512,052 |
| Net Income From Continuing And Discontinued Operation | $23,931,000 | $23,614,000 | $27,425,000 | $23,730,000 |
| Net Income Common Stockholders | $23,931,000 | $23,614,000 | $27,425,000 | $23,730,000 |
| Net Income | $23,931,000 | $23,614,000 | $27,425,000 | $23,730,000 |
| Net Income Including Noncontrolling Interests | $23,931,000 | $23,614,000 | $27,425,000 | $23,730,000 |
| Net Income Continuous Operations | $23,931,000 | $23,614,000 | $27,425,000 | $23,730,000 |
| Pretax Income | $32,617,000 | $32,120,000 | $38,158,000 | $32,438,000 |
| Depreciation Amortization Depletion Income Statement | $948,000 | $1,223,000 | $1,286,000 | $2,044,000 |
| Depreciation And Amortization In Income Statement | $948,000 | $1,223,000 | $1,286,000 | $2,044,000 |
| Amortization Of Intangibles Income Statement | $948,000 | $1,223,000 | $1,286,000 | $2,044,000 |
| Special Income Charges | - | $0 | $0 | $1,665,000 |
| Per Share | ||||
| Diluted EPS | $2.18 | $2.10 | $2.27 | $2.06 |
| Basic EPS | $2.18 | $2.10 | $2.27 | $2.06 |
| Other | ||||
| Tax Effect Of Unusual Items | $0 | $0 | $0 | $447,052 |
| Tax Rate For Calcs | $0 | $0 | $0 | $0 |
| Reconciled Depreciation | $2,991,000 | $3,267,000 | $2,963,000 | $4,019,000 |
| Diluted Average Shares | $10,990,547 | $11,262,409 | $12,074,198 | $13,124,179 |
| Basic Average Shares | $10,990,547 | $11,262,409 | $12,074,198 | $13,124,179 |
| Diluted NI Availto Com Stockholders | $23,931,000 | $23,614,000 | $27,425,000 | $23,730,000 |
| Tax Provision | $8,686,000 | $8,506,000 | $10,733,000 | $8,708,000 |
| Gain On Sale Of Security | $-508,000 | $-37,000 | $-44,000 | $-4,643,000 |
| Amortization | $948,000 | $1,223,000 | $1,286,000 | $2,044,000 |
| Selling General And Administration | $42,765,000 | $41,450,000 | $43,590,000 | $42,752,000 |
| Insurance And Claims | $1,448,000 | $1,440,000 | $1,364,000 | $951,000 |
| Salaries And Wages | $40,494,000 | $39,225,000 | $41,330,000 | $40,846,000 |
| Occupancy And Equipment | $8,591,000 | $8,675,000 | $8,158,000 | $8,384,000 |
| Total Unusual Items | - | $0 | $0 | $1,665,000 |
| Total Unusual Items Excluding Goodwill | - | $0 | $0 | $1,665,000 |
| Restructuring And Mergern Acquisition | - | $0 | $0 | $-1,665,000 |
| Other Special Charges | - | - | - | - |
| Other Gand A | - | - | - | - |
Fetched: 2026-06-14
Balance Sheet (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Assets | ||||
| Net Tangible Assets | $297,971,000 | $282,835,000 | $270,116,000 | $273,110,000 |
| Total Assets | $2,593,677,000 | $2,664,508,000 | $2,551,960,000 | $2,513,334,000 |
| Goodwill And Other Intangible Assets | $40,583,000 | $41,531,000 | $42,753,000 | $44,039,000 |
| Other Intangible Assets | $1,745,000 | $2,693,000 | $3,915,000 | $5,201,000 |
| Prepaid Assets | $2,254,000 | $1,942,000 | $2,023,000 | $1,568,000 |
| Receivables | $23,403,000 | $28,578,000 | $31,926,000 | $30,444,000 |
| Other Receivables | $15,059,000 | $20,071,000 | $23,503,000 | $22,785,000 |
| Accounts Receivable | $8,344,000 | $8,507,000 | $8,423,000 | $7,659,000 |
| Cash And Cash Equivalents | $26,785,000 | $23,387,000 | $19,146,000 | $29,221,000 |
| Cash Financial | $26,785,000 | $23,138,000 | $17,901,000 | $26,980,000 |
| Cash Cash Equivalents And Federal Funds Sold | $206,514,000 | $364,281,000 | $308,784,000 | $179,056,000 |
| Debt | ||||
| Total Debt | $22,385,000 | $86,764,000 | $87,198,000 | $89,333,000 |
| Long Term Debt And Capital Lease Obligation | $22,385,000 | $86,764,000 | $87,198,000 | $89,333,000 |
| Long Term Debt | $8,726,000 | $72,381,000 | $72,446,000 | $72,195,000 |
| Net Debt | - | $48,994,000 | $53,300,000 | $42,974,000 |
| Liabilities | ||||
| Total Liabilities Net Minority Interest | $2,255,123,000 | $2,340,142,000 | $2,239,091,000 | $2,196,185,000 |
| Payables And Accrued Expenses | - | - | - | $16,533,000 |
| Payables | - | - | - | $16,533,000 |
| Accounts Payable | - | - | - | $16,533,000 |
| Equity | ||||
| Common Stock Equity | $338,554,000 | $324,366,000 | $312,869,000 | $317,149,000 |
| Total Equity Gross Minority Interest | $338,554,000 | $324,366,000 | $312,869,000 | $317,149,000 |
| Stockholders Equity | $338,554,000 | $324,366,000 | $312,869,000 | $317,149,000 |
| Gains Losses Not Affecting Retained Earnings | $-6,634,000 | $-13,006,000 | $-14,592,000 | $-11,561,000 |
| Other Equity Adjustments | $-6,634,000 | $-13,006,000 | $-14,592,000 | $-11,561,000 |
| Retained Earnings | $178,903,000 | $164,831,000 | $146,261,000 | $124,122,000 |
| Other | ||||
| Ordinary Shares Number | $10,887,681 | $11,121,475 | $11,551,271 | $12,838,462 |
| Share Issued | $10,887,681 | $11,121,475 | $11,551,271 | $12,838,462 |
| Tangible Book Value | $297,971,000 | $282,835,000 | $270,116,000 | $273,110,000 |
| Invested Capital | $347,280,000 | $396,747,000 | $385,315,000 | $389,344,000 |
| Capital Lease Obligations | $13,659,000 | $14,383,000 | $14,752,000 | $17,138,000 |
| Total Capitalization | $347,280,000 | $396,747,000 | $385,315,000 | $389,344,000 |
| Additional Paid In Capital | $287,000 | $287,000 | $287,000 | $287,000 |
| Capital Stock | $165,998,000 | $172,254,000 | $180,913,000 | $204,301,000 |
| Common Stock | $165,998,000 | $172,254,000 | $180,913,000 | $204,301,000 |
| Preferred Stock | $0 | $0 | $0 | $0 |
| Employee Benefits | $5,122,000 | $4,737,000 | $4,552,000 | $4,840,000 |
| Non Current Pension And Other Postretirement Benefit Plans | $5,122,000 | $4,737,000 | $4,552,000 | $4,840,000 |
| Long Term Capital Lease Obligation | $13,659,000 | $14,383,000 | $14,752,000 | $17,138,000 |
| Investments And Advances | $201,065,000 | $216,256,000 | $185,697,000 | $177,318,000 |
| Available For Sale Securities | $196,246,000 | $214,263,000 | $179,359,000 | $23,314,000 |
| Goodwill | $38,838,000 | $38,838,000 | $38,838,000 | $38,838,000 |
| Net PPE | $25,885,000 | $26,769,000 | $27,673,000 | $29,847,000 |
| Accumulated Depreciation | $-13,308,000 | $-11,607,000 | $-8,529,000 | $-6,861,000 |
| Gross PPE | $39,193,000 | $38,376,000 | $36,202,000 | $36,708,000 |
| Leases | $4,268,000 | $3,602,000 | $3,082,000 | $2,259,000 |
| Other Properties | $24,235,000 | $24,845,000 | $25,172,000 | $27,689,000 |
| Machinery Furniture Equipment | $10,690,000 | $9,929,000 | $7,948,000 | $6,760,000 |
| Other Short Term Investments | $4,819,000 | $1,993,000 | $6,338,000 | $154,004,000 |
| Treasury Shares Number | - | - | $0 | - |
Fetched: 2026-06-14
Cash Flow Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Free Cash Flow | ||||
| Free Cash Flow | $30,085,000 | $28,656,000 | $28,679,000 | $38,769,000 |
| Operating Activities | ||||
| Operating Cash Flow | $31,831,000 | $30,357,000 | $30,802,000 | $39,612,000 |
| Cash Flow From Continuing Operating Activities | $31,831,000 | $30,357,000 | $30,802,000 | $39,612,000 |
| Operating Gains Losses | $-38,000 | $-784,000 | $654,000 | $1,826,000 |
| Investing Activities | ||||
| Capital Expenditure | $-1,746,000 | $-1,701,000 | $-2,123,000 | $-843,000 |
| Investing Cash Flow | $-90,786,000 | $-62,186,000 | $80,402,000 | $53,940,000 |
| Cash Flow From Continuing Investing Activities | $-90,786,000 | $-62,186,000 | $80,402,000 | $53,940,000 |
| Net Other Investing Changes | $1,712,000 | $-19,000 | $-658,000 | $-1,010,000 |
| Financing Activities | ||||
| Repurchase Of Capital Stock | $-6,909,000 | $-9,247,000 | $-24,114,000 | $-17,959,000 |
| Financing Cash Flow | $-98,563,000 | $88,322,000 | $19,520,000 | $-296,424,000 |
| Cash Flow From Continuing Financing Activities | $-98,563,000 | $88,322,000 | $19,520,000 | $-296,424,000 |
| Cash Dividends Paid | $-6,600,000 | $-3,375,000 | $-3,637,000 | $-2,020,000 |
| Common Stock Dividend Paid | $-6,600,000 | $-3,375,000 | $-3,637,000 | $-2,020,000 |
| Net Common Stock Issuance | $-6,909,000 | $-9,247,000 | $-24,114,000 | $-17,959,000 |
| Other | ||||
| Repayment Of Debt | $-64,685,000 | $-315,000 | $0 | $0 |
| Interest Paid Supplemental Data | $40,624,000 | $40,643,000 | $26,961,000 | $10,246,000 |
| Income Tax Paid Supplemental Data | $8,512,000 | $6,502,000 | $12,151,000 | $7,648,000 |
| End Cash Position | $206,514,000 | $364,032,000 | $307,539,000 | $176,815,000 |
| Beginning Cash Position | $364,032,000 | $307,539,000 | $176,815,000 | $379,687,000 |
| Changes In Cash | $-157,518,000 | $56,493,000 | $130,724,000 | $-202,872,000 |
| Common Stock Payments | $-6,909,000 | $-9,247,000 | $-24,114,000 | $-17,959,000 |
| Net Issuance Payments Of Debt | $-64,685,000 | $-315,000 | $0 | $0 |
| Net Long Term Debt Issuance | $-64,685,000 | $-315,000 | $0 | $0 |
| Long Term Debt Payments | $-64,685,000 | $-315,000 | $0 | $0 |
| Net Investment Purchase And Sale | $22,960,000 | $-27,979,000 | $-13,712,000 | $-17,763,000 |
| Sale Of Investment | $38,574,000 | $21,877,000 | $11,555,000 | $11,115,000 |
| Purchase Of Investment | $-15,614,000 | $-49,856,000 | $-25,267,000 | $-28,878,000 |
| Net PPE Purchase And Sale | $-1,746,000 | $-1,701,000 | $-2,123,000 | $-843,000 |
| Purchase Of PPE | $-1,746,000 | $-1,701,000 | $-2,123,000 | $-843,000 |
| Change In Working Capital | $-1,863,000 | $276,000 | $-4,911,000 | $-905,000 |
| Change In Other Working Capital | $-377,000 | $-539,000 | $-962,000 | $-156,000 |
| Change In Payables And Accrued Expense | $-4,646,000 | $-1,607,000 | $-5,564,000 | $3,414,000 |
| Change In Payable | $-4,646,000 | $-1,607,000 | $-5,564,000 | $3,414,000 |
| Change In Account Payable | $-4,646,000 | $-1,607,000 | $-5,564,000 | $3,414,000 |
| Change In Receivables | $3,655,000 | $2,515,000 | $1,753,000 | $-2,342,000 |
| Changes In Account Receivables | $3,655,000 | $2,515,000 | $1,753,000 | $-2,342,000 |
| Other Non Cash Items | $2,456,000 | $1,295,000 | $1,589,000 | $6,599,000 |
| Stock Based Compensation | $653,000 | $588,000 | $726,000 | $1,022,000 |
| Deferred Tax | $-503,000 | $801,000 | $1,000 | $-1,712,000 |
| Deferred Income Tax | $-503,000 | $801,000 | $1,000 | $-1,712,000 |
| Depreciation Amortization Depletion | $2,991,000 | $3,267,000 | $2,963,000 | $4,019,000 |
| Depreciation And Amortization | $2,991,000 | $3,267,000 | $2,963,000 | $4,019,000 |
| Amortization Cash Flow | $948,000 | $1,222,000 | $1,286,000 | $2,044,000 |
| Amortization Of Intangibles | $948,000 | $1,222,000 | $1,286,000 | $2,044,000 |
| Depreciation | $2,043,000 | $2,045,000 | $1,677,000 | $1,975,000 |
| Gain Loss On Investment Securities | $230,000 | $-463,000 | $1,141,000 | $4,573,000 |
| Net Income From Continuing Operations | $23,931,000 | $23,614,000 | $27,425,000 | $23,730,000 |
| Net Business Purchase And Sale | - | $0 | $0 | $18,423,000 |
| Sale Of Business | - | $0 | $0 | $18,423,000 |
| Net Investment Properties Purchase And Sale | - | - | $0 | $0 |
| Sale Of Investment Properties | - | - | $0 | $0 |
| Sale Of PPE | - | - | $0 | $0 |
| Gain Loss On Sale Of PPE | - | - | $0 | $0 |
| Issuance Of Debt | - | - | - | $0 |
| Long Term Debt Issuance | - | - | - | $0 |
| Change In Other Current Liabilities | - | - | - | $447,000 |
| Purchase Of Business | - | - | - | - |
Fetched: 2026-06-14