BFC
Bank First Corporation
Price Chart
Latest Quote
$141.39
-3.22 (-2.23%)
Current Price
| Previous Close | $144.61 |
| Open | $145.49 |
| Day High | $146.47 |
| Day Low | $140.29 |
| Volume | 98,612 |
Stock Information
| Shares Outstanding | 11.22M |
| Total Debt | $124.84M |
| Cash Equivalents | $398.64M |
| Revenue | $193.62M |
| Net Income | $72.90M |
| Sector | Financial Services |
| Industry | Banks - Regional |
| Market Cap | $1.59B |
| P/E Ratio | 19.66 |
| EPS (TTM) | $7.19 |
| Exchange | NCM |
đ Comprehensive Analysis
Company Data
| Enterprise Value | $1.34B |
| Sales | $193.62M |
| Income | $72.90M |
| Book/sh | $73.06 |
| Cash/sh | $35.52 |
| Employees | 546 |
Financial Ratios
| EPS Growth TTM | 9.60% |
Returns & Margins
| ROA | 1.39% |
| ROE | 9.98% |
| Operating Margin | 42.87% |
| Profit Margin | 37.83% |
Ownership
| Insider Ownership | 10.15% |
| Institutional Ownership | 35.84% |
| Insider & Institutional transactions data not available | |
Valuation Ratios
| Forward P/E | 11.75 |
| PEG | 0.10 |
| P/S | 8.20 |
| P/B | 1.94 |
Analyst Data
| Recommendation | none |
| Target Price | $165.00 |
Technical Indicators
| SMA20 | $141.50 |
| SMA50 | $142.64 |
| SMA200 | $133.48 |
| RSI | 51.15 |
| ATR | 4.2193 |
| Shares Float | 10.01M |
| Short Float | 4.59% |
| Short Ratio | 4.99 |
| Volatility | 0.42 |
| Rel Volume | 0.94 |
Performance History
| Week | -1.70% |
| Month | -1.58% |
| Quarter | +7.57% |
| 6 Months | +5.10% |
| YTD | +17.65% |
| Year | +28.56% |
| 3 Years | +75.27% |
| 5 Years | +122.20% |
| 10 Years | +500.50% |
Stock Score:
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Recent Price History
| Date | Close | Volume |
|---|---|---|
| 2026-06-17 | $141.39 | 100,000 |
| 2026-06-16 | $144.61 | 67,600 |
| 2026-06-15 | $142.93 | 100,900 |
| 2026-06-12 | $145.16 | 83,500 |
| 2026-06-11 | $143.99 | 56,300 |
| 2026-06-10 | $143.83 | 139,100 |
| 2026-06-09 | $143.70 | 133,000 |
| 2026-06-08 | $141.68 | 63,300 |
| 2026-06-05 | $140.34 | 81,800 |
| 2026-06-04 | $139.91 | 62,600 |
| 2026-06-03 | $136.45 | 119,200 |
| 2026-06-02 | $139.87 | 104,200 |
| 2026-06-01 | $137.77 | 123,100 |
| 2026-05-29 | $139.02 | 131,500 |
| 2026-05-28 | $140.83 | 96,500 |
| 2026-05-27 | $139.38 | 109,500 |
| 2026-05-26 | $141.85 | 94,000 |
| 2026-05-22 | $141.87 | 101,900 |
| 2026-05-21 | $142.37 | 195,900 |
| 2026-05-20 | $143.05 | 169,900 |
| 2026-05-19 | $143.37 | 90,200 |
| 2026-05-18 | $143.66 | 101,500 |
About Bank First Corporation
Bank First Corporation operates as a holding company for Bank First, N.A. that provides consumer and commercial financial services to businesses, professionals, and consumers, in Wisconsin. It offers checking, savings, money market, cash management, retirement, and health savings accounts; other time deposits; certificates of deposit; and residential mortgage products. The company also provides loan products include real estate loans, including commercial real estate, residential mortgage, and home equity loans; commercial and industrial loans for working capital, accounts receivable, inventory financing, and other business purposes; construction and development loans; residential 1-4 family loans; and consumer loans for personal and household purposes, including secured and unsecured installment loans, and revolving lines of credit. In addition, it provides credit cards; insurance; data processing and other information technology; investment and safekeeping; treasury management; and online, telephone, and mobile banking services. The company was formerly known as Bank First National Corporation and changed its name to Bank First Corporation in June 2019. Bank First Corporation was founded in 1894 and is headquartered in Manitowoc, Wisconsin.
đ° Latest News
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Period:
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Income Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Revenue | ||||
| Total Revenue | $170,122,000 | $154,638,000 | $137,470,000 | $118,319,000 |
| Operating Revenue | $170,122,000 | $154,638,000 | $137,470,000 | $118,319,000 |
| Expenses | ||||
| Interest Expense | $70,057,000 | $68,605,000 | $49,003,000 | $12,449,000 |
| Selling And Marketing Expense | $176,000 | $313,000 | $326,000 | $271,000 |
| General And Administrative Expense | $44,785,000 | $42,751,000 | $42,186,000 | $34,253,000 |
| Other Non Interest Expense | $26,804,000 | $24,613,000 | $23,579,000 | $19,790,000 |
| Income & Earnings | ||||
| Net Income From Continuing Operation Net Minority Interest | $71,496,000 | $65,563,000 | $74,514,000 | $45,214,000 |
| Net Interest Income | $151,658,000 | $137,800,000 | $133,480,000 | $104,085,000 |
| Interest Income | $221,715,000 | $206,405,000 | $182,483,000 | $116,534,000 |
| Normalized Income | $71,367,051 | $64,990,757 | $46,779,985 | $45,103,302 |
| Net Income From Continuing And Discontinued Operation | $71,496,000 | $65,563,000 | $74,514,000 | $45,214,000 |
| Net Income Common Stockholders | $71,149,000 | $65,214,000 | $74,089,000 | $44,884,000 |
| Net Income | $71,496,000 | $65,563,000 | $74,514,000 | $45,214,000 |
| Net Income Including Noncontrolling Interests | $71,496,000 | $65,563,000 | $74,514,000 | $45,214,000 |
| Net Income Continuous Operations | $71,496,000 | $65,563,000 | $74,514,000 | $45,214,000 |
| Pretax Income | $88,170,000 | $79,513,000 | $98,794,000 | $59,633,000 |
| Special Income Charges | $0 | $0 | $38,904,000 | $0 |
| Depreciation Amortization Depletion Income Statement | $5,003,000 | $5,793,000 | $6,324,000 | $2,318,000 |
| Depreciation And Amortization In Income Statement | $5,003,000 | $5,793,000 | $6,324,000 | $2,318,000 |
| Amortization Of Intangibles Income Statement | $5,003,000 | $5,793,000 | $6,324,000 | $2,318,000 |
| Per Share | ||||
| Diluted EPS | $7.23 | $6.50 | $7.28 | $5.58 |
| Basic EPS | $7.23 | $6.50 | $7.28 | $5.58 |
| Other | ||||
| Tax Effect Of Unusual Items | $30,051 | $121,757 | $9,036,985 | $35,302 |
| Tax Rate For Calcs | $0 | $0 | $0 | $0 |
| Total Unusual Items | $159,000 | $694,000 | $36,771,000 | $146,000 |
| Total Unusual Items Excluding Goodwill | $159,000 | $694,000 | $36,771,000 | $146,000 |
| Reconciled Depreciation | $7,421,000 | $8,046,000 | $8,397,000 | $3,974,000 |
| Diluted Average Shares | $9,892,125 | $10,086,615 | $10,198,993 | $8,069,260 |
| Basic Average Shares | $9,892,125 | $10,086,615 | $10,173,210 | $8,044,906 |
| Diluted NI Availto Com Stockholders | $71,149,000 | $65,214,000 | $74,089,000 | $44,884,000 |
| Otherunder Preferred Stock Dividend | $347,000 | $349,000 | $425,000 | $330,000 |
| Tax Provision | $16,674,000 | $13,950,000 | $24,280,000 | $14,419,000 |
| Gain On Sale Of Business | $0 | $0 | $38,904,000 | $0 |
| Gain On Sale Of Security | $281,000 | $-333,000 | $-7,506,000 | $2,865,000 |
| Amortization | $5,003,000 | $5,793,000 | $6,324,000 | $2,318,000 |
| Selling General And Administration | $44,961,000 | $43,064,000 | $42,512,000 | $34,524,000 |
| Insurance And Claims | $2,310,000 | $1,850,000 | $1,831,000 | $1,098,000 |
| Salaries And Wages | $42,475,000 | $40,901,000 | $40,355,000 | $33,155,000 |
| Occupancy And Equipment | $7,849,000 | $5,957,000 | $5,670,000 | $5,467,000 |
| Other Special Charges | - | - | - | $718,000 |
| Other Gand A | - | - | - | $7,095,000 |
Fetched: 2026-06-11
Balance Sheet (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Assets | ||||
| Net Tangible Assets | $438,880,000 | $430,005,000 | $404,028,000 | $316,486,000 |
| Total Assets | $4,506,095,000 | $4,495,060,000 | $4,221,842,000 | $3,660,432,000 |
| Goodwill And Other Intangible Assets | $204,956,000 | $209,678,000 | $215,770,000 | $136,617,000 |
| Other Intangible Assets | $29,850,000 | $34,572,000 | $40,664,000 | $26,411,000 |
| Cash And Cash Equivalents | $243,207,000 | $261,332,000 | $247,468,000 | $119,351,000 |
| Cash Financial | $55,345,000 | $59,164,000 | $69,973,000 | $51,524,000 |
| Cash Cash Equivalents And Federal Funds Sold | $243,207,000 | $261,332,000 | $247,468,000 | $119,351,000 |
| Debt | ||||
| Total Debt | $121,966,000 | $147,372,000 | $51,394,000 | $25,429,000 |
| Long Term Debt And Capital Lease Obligation | $91,966,000 | $147,372,000 | $51,394,000 | $25,429,000 |
| Long Term Debt | $91,966,000 | $147,372,000 | $51,394,000 | $25,429,000 |
| Current Debt And Capital Lease Obligation | $30,000,000 | - | - | - |
| Current Debt | $30,000,000 | - | - | - |
| Other Current Borrowings | $30,000,000 | - | - | - |
| Liabilities | ||||
| Total Liabilities Net Minority Interest | $3,862,259,000 | $3,855,377,000 | $3,602,044,000 | $3,207,329,000 |
| Equity | ||||
| Common Stock Equity | $643,836,000 | $639,683,000 | $619,798,000 | $453,103,000 |
| Total Equity Gross Minority Interest | $643,836,000 | $639,683,000 | $619,798,000 | $453,103,000 |
| Stockholders Equity | $643,836,000 | $639,683,000 | $619,798,000 | $453,103,000 |
| Gains Losses Not Affecting Retained Earnings | $-5,024,000 | $-9,351,000 | $-8,746,000 | $-15,566,000 |
| Retained Earnings | $416,997,000 | $398,002,000 | $348,001,000 | $295,496,000 |
| Long Term Equity Investment | $35,444,000 | $34,093,000 | $32,926,000 | $44,180,000 |
| Other | ||||
| Treasury Shares Number | $1,680,507 | $1,503,042 | $1,149,999 | $1,043,161 |
| Ordinary Shares Number | $9,834,623 | $10,012,088 | $10,365,131 | $9,021,697 |
| Share Issued | $11,515,130 | $11,515,130 | $11,515,130 | $10,064,858 |
| Tangible Book Value | $438,880,000 | $430,005,000 | $404,028,000 | $316,486,000 |
| Invested Capital | $765,802,000 | $787,055,000 | $671,192,000 | $478,532,000 |
| Total Capitalization | $735,802,000 | $787,055,000 | $671,192,000 | $478,532,000 |
| Treasury Stock | $102,088,000 | $82,925,000 | $53,387,000 | $45,191,000 |
| Additional Paid In Capital | $333,836,000 | $333,842,000 | $333,815,000 | $218,263,000 |
| Capital Stock | $115,000 | $115,000 | $115,000 | $101,000 |
| Common Stock | $115,000 | $115,000 | $115,000 | $101,000 |
| Preferred Stock | $0 | $0 | $0 | $0 |
| Investments And Advances | $327,205,000 | $390,553,000 | $299,813,000 | $410,409,000 |
| Held To Maturity Securities | $81,268,000 | $110,756,000 | $85,552,000 | $44,708,000 |
| Available For Sale Securities | $116,449,000 | $22,643,000 | $21,366,000 | $16,495,000 |
| Goodwill | $175,106,000 | $175,106,000 | $175,106,000 | $110,206,000 |
| Net PPE | $79,217,000 | $71,108,000 | $69,891,000 | $56,448,000 |
| Accumulated Depreciation | $-16,565,000 | $-14,559,000 | $-13,245,000 | $-11,383,000 |
| Gross PPE | $95,782,000 | $85,667,000 | $83,136,000 | $67,831,000 |
| Other Properties | $1,586,000 | $1,585,000 | $1,583,000 | $1,582,000 |
| Machinery Furniture Equipment | $7,457,000 | $6,904,000 | $7,169,000 | $6,495,000 |
| Buildings And Improvements | $74,623,000 | $66,096,000 | $60,790,000 | $50,215,000 |
| Land And Improvements | $12,116,000 | $11,082,000 | $13,594,000 | $9,539,000 |
| Other Short Term Investments | $94,044,000 | $223,061,000 | $159,969,000 | $305,026,000 |
Fetched: 2026-06-11
Cash Flow Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Free Cash Flow | ||||
| Free Cash Flow | $51,038,000 | $58,622,000 | $39,461,000 | $33,136,000 |
| Operating Activities | ||||
| Operating Cash Flow | $62,482,000 | $65,847,000 | $52,945,000 | $40,008,000 |
| Cash Flow From Continuing Operating Activities | $62,482,000 | $65,847,000 | $52,945,000 | $40,008,000 |
| Operating Gains Losses | $-4,802,000 | $-4,391,000 | $-36,724,000 | $-7,116,000 |
| Investing Activities | ||||
| Capital Expenditure | $-11,444,000 | $-7,225,000 | $-13,484,000 | $-6,872,000 |
| Cash Flow From Continuing Investing Activities | $-15,967,000 | $-252,937,000 | $268,996,000 | $-177,806,000 |
| Net Other Investing Changes | $3,015,000 | $4,075,000 | $-1,791,000 | $-3,942,000 |
| Investing Cash Flow | - | - | - | - |
| Financing Activities | ||||
| Repurchase Of Capital Stock | $-22,042,000 | $-31,928,000 | $-10,046,000 | $-14,314,000 |
| Issuance Of Capital Stock | $737,000 | $245,000 | $195,000 | $114,000 |
| Financing Cash Flow | $-64,640,000 | $200,954,000 | $-193,824,000 | $-39,711,000 |
| Cash Flow From Continuing Financing Activities | $-64,640,000 | $200,954,000 | $-193,824,000 | $-39,711,000 |
| Cash Dividends Paid | $-52,501,000 | $-15,562,000 | $-11,959,000 | $-7,822,000 |
| Common Stock Dividend Paid | $-52,501,000 | $-15,562,000 | $-11,959,000 | $-7,822,000 |
| Net Common Stock Issuance | $-21,305,000 | $-31,683,000 | $-9,851,000 | $-14,200,000 |
| Common Stock Issuance | $737,000 | $245,000 | $195,000 | $114,000 |
| Dividends Received Cfi | $2,564,000 | $2,335,000 | $3,671,000 | $4,368,000 |
| Other | ||||
| Repayment Of Debt | $-245,508,000 | $-44,124,000 | $-112,855,000 | $-3,129,584,000 |
| Issuance Of Debt | $220,000,000 | $140,000,000 | $121,700,000 | $3,128,700,000 |
| Interest Paid Supplemental Data | $71,035,000 | $65,970,000 | $44,145,000 | $11,311,000 |
| Income Tax Paid Supplemental Data | $15,869,000 | $14,086,000 | $23,806,000 | $14,135,000 |
| End Cash Position | $243,207,000 | $261,332,000 | $247,468,000 | $119,351,000 |
| Beginning Cash Position | $261,332,000 | $247,468,000 | $119,351,000 | $296,860,000 |
| Changes In Cash | $-18,125,000 | $13,864,000 | $128,117,000 | $-177,509,000 |
| Common Stock Payments | $-22,042,000 | $-31,928,000 | $-10,046,000 | $-14,314,000 |
| Net Issuance Payments Of Debt | $-25,508,000 | $95,876,000 | $8,845,000 | $-884,000 |
| Net Long Term Debt Issuance | $-25,508,000 | $95,876,000 | $8,845,000 | $-884,000 |
| Long Term Debt Payments | $-245,508,000 | $-44,124,000 | $-112,855,000 | $-3,129,584,000 |
| Long Term Debt Issuance | $220,000,000 | $140,000,000 | $121,700,000 | $3,128,700,000 |
| Net Investment Purchase And Sale | $74,552,000 | $-85,646,000 | $228,051,000 | $-127,724,000 |
| Sale Of Investment | $287,300,000 | $216,563,000 | $254,697,000 | $14,690,000 |
| Purchase Of Investment | $-212,748,000 | $-302,209,000 | $-26,646,000 | $-142,414,000 |
| Net Business Purchase And Sale | $0 | $0 | $89,959,000 | $154,364,000 |
| Sale Of Business | $0 | $0 | $89,959,000 | $154,364,000 |
| Net PPE Purchase And Sale | $-11,443,000 | $-4,845,000 | $-13,484,000 | $-6,872,000 |
| Sale Of PPE | $1,000 | $2,380,000 | $0 | $0 |
| Purchase Of PPE | $-11,444,000 | $-7,225,000 | $-13,484,000 | $-6,872,000 |
| Change In Working Capital | $-4,479,000 | $2,367,000 | $12,480,000 | $-411,000 |
| Change In Other Current Liabilities | $-2,476,000 | $5,849,000 | $15,920,000 | $-2,407,000 |
| Change In Other Current Assets | $-1,231,000 | $-2,994,000 | $-2,006,000 | $2,877,000 |
| Other Non Cash Items | $-7,311,000 | $-5,472,000 | $-8,445,000 | $-4,961,000 |
| Stock Based Compensation | $2,136,000 | $2,172,000 | $2,142,000 | $1,662,000 |
| Amortization Of Securities | $-3,409,000 | $-3,411,000 | $-2,377,000 | $315,000 |
| Deferred Tax | $180,000 | $1,773,000 | $-1,724,000 | $-869,000 |
| Deferred Income Tax | $180,000 | $1,773,000 | $-1,724,000 | $-869,000 |
| Depreciation Amortization Depletion | $7,421,000 | $8,046,000 | $8,397,000 | $3,974,000 |
| Depreciation And Amortization | $7,421,000 | $8,046,000 | $8,397,000 | $3,974,000 |
| Amortization Cash Flow | $5,003,000 | $5,793,000 | $6,324,000 | $2,318,000 |
| Amortization Of Intangibles | $5,003,000 | $5,793,000 | $6,324,000 | $2,318,000 |
| Depreciation | $2,418,000 | $2,253,000 | $2,073,000 | $1,656,000 |
| Earnings Losses From Equity Investments | $-3,915,000 | $-3,502,000 | $-5,187,000 | $-5,613,000 |
| Gain Loss On Investment Securities | $0 | $34,000 | $7,901,000 | $0 |
| Gain Loss On Sale Of PPE | $916,000 | $375,000 | $363,000 | $57,000 |
| Gain Loss On Sale Of Business | $0 | $0 | $-38,904,000 | $0 |
| Net Income From Continuing Operations | $71,496,000 | $65,563,000 | $74,514,000 | $45,214,000 |
Fetched: 2026-06-11