BFST
Business First Bancshares, Inc.
Price Chart
Latest Quote
$28.56
-0.17 (-0.59%)
Current Price
| Previous Close | $28.73 |
| Open | $28.73 |
| Day High | $29.00 |
| Day Low | $28.36 |
| Volume | 326,839 |
Stock Information
| Quarterly Dividend / Yield | $0.60 / 2.09% |
| Shares Outstanding | 32.68M |
| Quarterly Dividend Yield | 2.09% |
| Quarterly Dividend | $0.60 |
| Total Debt | $410.04M |
| Cash Equivalents | $708.80M |
| Revenue | $323.96M |
| Net Income | $85.48M |
| Sector | Financial Services |
| Industry | Banks - Regional |
| Market Cap | $933.28M |
| P/E Ratio | 10.13 |
| EPS (TTM) | $2.82 |
| Exchange | NMS |
đ Comprehensive Analysis
Company Data
| Enterprise Value | $712.00M |
| Sales | $323.96M |
| Income | $85.48M |
| Book/sh | $28.18 |
| Cash/sh | $21.69 |
| Employees | 821 |
Financial Ratios
| EPS Growth TTM | 14.70% |
Returns & Margins
| ROA | 1.09% |
| ROE | 10.00% |
| Operating Margin | 36.48% |
| Profit Margin | 28.05% |
Ownership
| Insider Ownership | 4.90% |
| Institutional Ownership | 53.34% |
| Insider & Institutional transactions data not available | |
Valuation Ratios
| Forward P/E | 8.78 |
| P/S | 2.88 |
| P/B | 1.01 |
Analyst Data
| Recommendation | none |
| Target Price | $32.40 |
Technical Indicators
| SMA20 | $28.40 |
| SMA50 | $27.96 |
| SMA200 | $26.36 |
| RSI | 54.49 |
| ATR | 0.6304 |
| Shares Float | 30.96M |
| Short Float | 1.91% |
| Short Ratio | 3.33 |
| Volatility | 0.79 |
| Rel Volume | 1.67 |
Performance History
| Week | -1.18% |
| Month | +4.88% |
| Quarter | +10.84% |
| 6 Months | +3.43% |
| YTD | +11.55% |
| Year | +26.01% |
| 3 Years | +95.20% |
| 5 Years | +38.56% |
| 10 Years | +25.82% |
Stock Score:
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Recent Price History
| Date | Close | Volume |
|---|---|---|
| 2026-06-17 | $28.56 | 359,600 |
| 2026-06-16 | $28.73 | 206,800 |
| 2026-06-15 | $28.77 | 220,300 |
| 2026-06-12 | $29.24 | 207,200 |
| 2026-06-11 | $29.08 | 222,000 |
| 2026-06-10 | $28.90 | 242,600 |
| 2026-06-09 | $28.69 | 234,000 |
| 2026-06-08 | $28.48 | 215,800 |
| 2026-06-05 | $28.45 | 160,000 |
| 2026-06-04 | $28.40 | 197,600 |
| 2026-06-03 | $27.73 | 166,000 |
| 2026-06-02 | $28.15 | 196,500 |
| 2026-06-01 | $27.96 | 164,600 |
| 2026-05-29 | $28.48 | 325,000 |
| 2026-05-28 | $28.24 | 206,700 |
| 2026-05-27 | $28.13 | 150,800 |
| 2026-05-26 | $28.20 | 148,300 |
| 2026-05-22 | $27.84 | 200,200 |
| 2026-05-21 | $28.01 | 161,400 |
| 2026-05-20 | $27.88 | 310,000 |
| 2026-05-19 | $27.07 | 102,400 |
| 2026-05-18 | $27.23 | 154,100 |
About Business First Bancshares, Inc.
Business First Bancshares, Inc. operates as the bank holding company for b1BANK that provides various banking products and services in Louisiana and Texas. It offers various deposit products and services, including checking and savings, time, and money market accounts; and certificates of deposits, remote deposit capture, and direct deposit services. The company also provides commercial and industrial loans, such as working capital, term, equipment financing, asset acquisition, expansion and development, borrowing base, and other loan products, as well as commercial lines of credit, accounts receivable factoring, agricultural financing, and letters of credit; construction and development loans; commercial real estate loans; residential real estate loans comprising first and second lien 1-4 family mortgage loans, and home equity lines of credit; and consumer loans, including secured and unsecured installment, and term loans. In addition, it offers wealth management products, including mutual funds, annuities, individual retirement accounts, and other financial products, as well as other fiduciary and private banking products and services. Further, the company provides a range of other financial services comprising debit and credit cards, treasury and cash management, merchant, automated clearing house, lock-box, receivables factoring, correspondent banking, and other treasury services, as well as employee and payroll benefits solutions; and drive-through banking facilities, automated teller machines, night depository, personalized checks, electronic funds transfer, domestic and foreign wire transfer, traveler's checks, vault, loan and deposit sweep accounts, interest-rate swaps, small business administration products, online and mobile banking, e-statements, and bank-by-mail services. Business First Bancshares, Inc. was incorporated in 2006 and is headquartered in Baton Rouge, Louisiana.
đ° Latest News
Are Options Traders Betting on a Big Move in Business First Bancshares Stock?
Zacks âĸ 2026-06-17T14:28:00Z
Business First Bancshares, Inc. (NASDAQ:BFST) Passed Our Checks, And It's About To Pay A US$0.15 Dividend
Simply Wall St. âĸ 2026-05-11T12:37:01Z
Business First Bancshares, Inc. Q1 2026 Earnings Call Summary
Moby âĸ 2026-04-28T12:30:00Z
Business First Bancshares Inc (BFST) Q1 2026 Earnings Call Highlights: Strong Asset Growth ...
GuruFocus.com âĸ 2026-04-28T07:02:59ZBusiness First Bancshares Q1 Earnings Call Highlights
MarketBeat âĸ 2026-04-27T15:45:30Z
Here's What Key Metrics Tell Us About Business First (BFST) Q1 Earnings
Zacks âĸ 2026-04-27T13:30:02Z
Business First (BFST) Tops Q1 Earnings Estimates
Zacks âĸ 2026-04-27T13:15:02Z
CB Financial Services (CBFV) Beats Q1 Earnings Estimates
Zacks âĸ 2026-04-22T21:45:04Z
How The Investment Story For Business First Bancshares (BFST) Is Shifting With New Price Targets
Simply Wall St. âĸ 2026-03-27T23:05:47Z
How The Investment Story Is Shifting For Business First Bancshares (BFST) After Recent Analyst Updates
Simply Wall St. âĸ 2026-03-11T18:08:59Z
Period:
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Income Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Revenue | ||||
| Total Revenue | $319,810,000 | $270,368,000 | $247,422,000 | $227,540,000 |
| Operating Revenue | $319,810,000 | $270,368,000 | $247,422,000 | $227,540,000 |
| Expenses | ||||
| Interest Expense | $191,848,000 | $187,381,000 | $138,198,000 | $36,537,000 |
| Selling And Marketing Expense | $5,179,000 | $4,878,000 | $4,628,000 | $3,949,000 |
| General And Administrative Expense | $118,479,000 | $107,027,000 | $93,718,000 | $87,849,000 |
| Professional Expense And Contract Services Expense | $4,566,000 | $3,756,000 | $3,173,000 | $2,359,000 |
| Other Non Interest Expense | $44,049,000 | $36,766,000 | $34,088,000 | $31,077,000 |
| Income & Earnings | ||||
| Net Income From Continuing Operation Net Minority Interest | $87,861,000 | $65,107,000 | $71,043,000 | $54,255,000 |
| Net Interest Income | $273,163,000 | $227,383,000 | $215,129,000 | $199,577,000 |
| Interest Income | $465,011,000 | $414,764,000 | $353,327,000 | $236,114,000 |
| Normalized Income | $86,431,384 | $66,076,024 | $69,344,072 | $58,058,039 |
| Net Income From Continuing And Discontinued Operation | $87,861,000 | $65,107,000 | $71,043,000 | $54,255,000 |
| Net Income Common Stockholders | $82,460,000 | $59,706,000 | $65,642,000 | $52,905,000 |
| Net Income | $87,861,000 | $65,107,000 | $71,043,000 | $54,255,000 |
| Net Income Including Noncontrolling Interests | $87,861,000 | $65,107,000 | $71,043,000 | $54,255,000 |
| Net Income Continuous Operations | $87,861,000 | $65,107,000 | $71,043,000 | $54,255,000 |
| Pretax Income | $110,309,000 | $83,051,000 | $90,586,000 | $68,592,000 |
| Special Income Charges | $1,796,000 | $-1,236,000 | $2,167,000 | $-4,808,000 |
| Per Share | ||||
| Diluted EPS | $2.79 | $2.26 | $2.59 | $2.32 |
| Basic EPS | $2.81 | $2.27 | $2.62 | $2.34 |
| Other | ||||
| Tax Effect Of Unusual Items | $366,384 | $-266,976 | $468,072 | $-1,004,961 |
| Tax Rate For Calcs | $0 | $0 | $0 | $0 |
| Total Unusual Items | $1,796,000 | $-1,236,000 | $2,167,000 | $-4,808,000 |
| Total Unusual Items Excluding Goodwill | $1,796,000 | $-1,236,000 | $2,167,000 | $-4,808,000 |
| Reconciled Depreciation | $5,680,000 | $5,257,000 | $4,670,000 | $4,818,000 |
| Diluted Average Shares | $29,545,702 | $26,452,084 | $25,296,200 | $22,817,493 |
| Basic Average Shares | $29,396,462 | $26,253,846 | $25,079,106 | $22,633,478 |
| Diluted NI Availto Com Stockholders | $82,460,000 | $59,706,000 | $65,642,000 | $52,905,000 |
| Preferred Stock Dividends | $5,401,000 | $5,401,000 | $5,401,000 | $1,350,000 |
| Tax Provision | $22,448,000 | $17,944,000 | $19,543,000 | $14,337,000 |
| Gain On Sale Of Business | $3,360,000 | $0 | $945,000 | $0 |
| Restructuring And Mergern Acquisition | $2,194,000 | $1,236,000 | $236,000 | $4,808,000 |
| Gain On Sale Of Security | $64,000 | $7,000 | $-2,565,000 | $-48,000 |
| Selling General And Administration | $123,658,000 | $111,905,000 | $98,346,000 | $91,798,000 |
| Insurance And Claims | $1,669,000 | $2,025,000 | $2,028,000 | $1,655,000 |
| Salaries And Wages | $116,810,000 | $105,002,000 | $91,690,000 | $86,194,000 |
| Occupancy And Equipment | $28,611,000 | $23,989,000 | $20,859,000 | $19,367,000 |
| Other Gand A | - | - | - | $8,358,000 |
Fetched: 2026-06-14
Balance Sheet (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Assets | ||||
| Net Tangible Assets | $761,240,000 | $660,642,000 | $543,973,000 | $477,896,000 |
| Total Assets | $8,214,740,000 | $7,857,090,000 | $6,584,550,000 | $5,990,460,000 |
| Goodwill And Other Intangible Assets | $135,643,000 | $138,824,000 | $100,286,000 | $102,585,000 |
| Other Intangible Assets | $14,497,000 | $17,252,000 | $11,895,000 | $14,042,000 |
| Receivables | $38,494,000 | $35,872,000 | $29,916,000 | $25,666,000 |
| Accounts Receivable | $38,494,000 | $35,872,000 | $29,916,000 | $25,666,000 |
| Cash And Cash Equivalents | $411,175,000 | $319,098,000 | $226,110,000 | $152,740,000 |
| Cash Cash Equivalents And Federal Funds Sold | $609,155,000 | $567,602,000 | $377,244,000 | $168,346,000 |
| Debt | ||||
| Net Debt | $117,555,000 | $141,537,000 | $390,078,000 | $373,109,000 |
| Total Debt | $528,730,000 | $460,635,000 | $616,188,000 | $525,849,000 |
| Long Term Debt And Capital Lease Obligation | $272,530,000 | $460,635,000 | $616,188,000 | $525,849,000 |
| Long Term Debt | $272,530,000 | $460,635,000 | $616,188,000 | $525,849,000 |
| Current Debt And Capital Lease Obligation | $256,200,000 | - | - | $9,000 |
| Current Debt | $256,200,000 | - | - | $9,000 |
| Other Current Borrowings | $256,200,000 | - | - | $9,000 |
| Liabilities | ||||
| Total Liabilities Net Minority Interest | $7,317,857,000 | $7,057,624,000 | $5,940,291,000 | $5,409,979,000 |
| Payables And Accrued Expenses | $4,166,000 | $5,969,000 | $14,841,000 | $2,092,000 |
| Payables | $4,166,000 | $5,969,000 | $14,841,000 | $2,092,000 |
| Accounts Payable | $4,166,000 | $5,969,000 | $14,841,000 | $2,092,000 |
| Equity | ||||
| Common Stock Equity | $824,953,000 | $727,536,000 | $572,329,000 | $508,551,000 |
| Preferred Stock Equity | $71,930,000 | $71,930,000 | $71,930,000 | $71,930,000 |
| Total Equity Gross Minority Interest | $896,883,000 | $799,466,000 | $644,259,000 | $580,481,000 |
| Stockholders Equity | $896,883,000 | $799,466,000 | $644,259,000 | $580,481,000 |
| Gains Losses Not Affecting Retained Earnings | $-33,287,000 | $-62,998,000 | $-66,585,000 | $-74,204,000 |
| Other Equity Adjustments | $-33,287,000 | $-62,998,000 | $-66,585,000 | $-74,204,000 |
| Retained Earnings | $326,574,000 | $260,958,000 | $216,115,000 | $163,955,000 |
| Other | ||||
| Ordinary Shares Number | $29,510,668 | $29,552,358 | $25,351,809 | $25,110,313 |
| Share Issued | $29,510,668 | $29,552,358 | $25,351,809 | $25,110,313 |
| Tangible Book Value | $689,310,000 | $588,712,000 | $472,043,000 | $405,966,000 |
| Invested Capital | $1,353,683,000 | $1,188,171,000 | $1,188,517,000 | $1,034,400,000 |
| Total Capitalization | $1,169,413,000 | $1,260,101,000 | $1,260,447,000 | $1,106,330,000 |
| Additional Paid In Capital | $502,155,000 | $500,024,000 | $397,447,000 | $393,690,000 |
| Capital Stock | $101,441,000 | $101,482,000 | $97,282,000 | $97,040,000 |
| Common Stock | $29,511,000 | $29,552,000 | $25,352,000 | $25,110,000 |
| Preferred Stock | $71,930,000 | $71,930,000 | $71,930,000 | $71,930,000 |
| Investments And Advances | $640,271,000 | $934,649,000 | $913,513,000 | $928,218,000 |
| Available For Sale Securities | $49,342,000 | $41,100,000 | $33,942,000 | $37,467,000 |
| Goodwill | $121,146,000 | $121,572,000 | $88,391,000 | $88,543,000 |
| Net PPE | $73,982,000 | $81,953,000 | $69,480,000 | $63,177,000 |
| Accumulated Depreciation | $-59,423,000 | $-59,546,000 | $-50,666,000 | $-48,211,000 |
| Gross PPE | $133,405,000 | $141,499,000 | $120,146,000 | $111,388,000 |
| Other Properties | $25,936,000 | $27,955,000 | $20,836,000 | $17,477,000 |
| Machinery Furniture Equipment | $41,270,000 | $40,537,000 | $35,252,000 | $33,913,000 |
| Buildings And Improvements | $59,404,000 | $65,388,000 | $56,513,000 | $52,167,000 |
| Land And Improvements | $6,795,000 | $7,619,000 | $7,545,000 | $7,831,000 |
| Other Short Term Investments | $590,929,000 | $893,549,000 | $879,571,000 | $890,751,000 |
| Treasury Shares Number | - | - | $0 | - |
Fetched: 2026-06-14
Cash Flow Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Free Cash Flow | ||||
| Free Cash Flow | $92,017,000 | $59,847,000 | $79,321,000 | $61,796,000 |
| Operating Activities | ||||
| Operating Cash Flow | $92,083,000 | $61,409,000 | $90,969,000 | $69,577,000 |
| Cash Flow From Continuing Operating Activities | $92,083,000 | $61,409,000 | $90,969,000 | $69,577,000 |
| Operating Gains Losses | $-6,244,000 | $-4,577,000 | $-3,554,000 | $-1,904,000 |
| Investing Activities | ||||
| Capital Expenditure | $-66,000 | $-1,562,000 | $-11,648,000 | $-7,781,000 |
| Investing Cash Flow | $-281,526,000 | $-294,920,000 | $-521,141,000 | $-700,521,000 |
| Cash Flow From Continuing Investing Activities | $-281,526,000 | $-294,920,000 | $-521,141,000 | $-700,521,000 |
| Net Other Investing Changes | $10,270,000 | $-1,566,000 | $-1,033,000 | $-16,819,000 |
| Financing Activities | ||||
| Repurchase Of Capital Stock | $-3,731,000 | $-31,000 | $0 | $0 |
| Financing Cash Flow | $281,520,000 | $326,499,000 | $503,542,000 | $715,309,000 |
| Cash Flow From Continuing Financing Activities | $281,520,000 | $326,499,000 | $503,542,000 | $715,309,000 |
| Cash Dividends Paid | $-22,245,000 | $-20,264,000 | $-18,056,000 | $-12,174,000 |
| Preferred Stock Dividend Paid | $-5,401,000 | $-5,401,000 | $-5,401,000 | $-1,350,000 |
| Common Stock Dividend Paid | $-16,844,000 | $-14,863,000 | $-12,655,000 | $-10,824,000 |
| Net Common Stock Issuance | $-3,731,000 | $-31,000 | $0 | $48,492,000 |
| Issuance Of Capital Stock | - | $0 | $0 | $120,422,000 |
| Net Preferred Stock Issuance | - | $0 | $0 | $71,930,000 |
| Preferred Stock Issuance | - | $0 | $0 | $71,930,000 |
| Net Other Financing Charges | - | - | $-1,458,000 | - |
| Common Stock Issuance | - | - | $0 | $48,492,000 |
| Other | ||||
| Repayment Of Debt | $-6,370,000 | $-300,000,000 | $-207,802,000 | $0 |
| Issuance Of Debt | $75,325,000 | $122,488,000 | $300,000,000 | $327,203,000 |
| Interest Paid Supplemental Data | $193,651,000 | $196,253,000 | $125,449,000 | $35,799,000 |
| Income Tax Paid Supplemental Data | $24,072,000 | $17,352,000 | $16,095,000 | $13,550,000 |
| End Cash Position | $411,175,000 | $319,098,000 | $226,110,000 | $152,740,000 |
| Beginning Cash Position | $319,098,000 | $226,110,000 | $152,740,000 | $68,375,000 |
| Changes In Cash | $92,077,000 | $92,988,000 | $73,370,000 | $84,365,000 |
| Common Stock Payments | $-3,731,000 | $-31,000 | $0 | $0 |
| Net Issuance Payments Of Debt | $68,955,000 | $-177,512,000 | $92,198,000 | $327,192,000 |
| Net Long Term Debt Issuance | $68,955,000 | $-177,512,000 | $92,198,000 | $327,203,000 |
| Long Term Debt Payments | $-6,370,000 | $-300,000,000 | $-207,802,000 | $0 |
| Long Term Debt Issuance | $75,325,000 | $122,488,000 | $300,000,000 | $327,203,000 |
| Net Investment Purchase And Sale | $-64,887,000 | $1,117,000 | $20,647,000 | $18,818,000 |
| Sale Of Investment | $637,291,000 | $110,297,000 | $167,258,000 | $144,297,000 |
| Purchase Of Investment | $-702,178,000 | $-109,180,000 | $-146,611,000 | $-125,479,000 |
| Net Business Purchase And Sale | $-43,084,000 | $96,824,000 | $-14,506,000 | $163,460,000 |
| Sale Of Business | $0 | $96,824,000 | $0 | $163,460,000 |
| Purchase Of Business | $-43,084,000 | $0 | $-14,506,000 | $0 |
| Net PPE Purchase And Sale | $-66,000 | $-1,562,000 | $-11,648,000 | $-7,064,000 |
| Purchase Of PPE | $-66,000 | $-1,562,000 | $-11,648,000 | $-7,781,000 |
| Change In Working Capital | $-8,571,000 | $-13,959,000 | $18,259,000 | $2,977,000 |
| Change In Other Current Liabilities | $6,254,000 | $-391,000 | $11,443,000 | $-151,000 |
| Change In Other Current Assets | $-10,434,000 | $9,000 | $-1,683,000 | $6,075,000 |
| Change In Payables And Accrued Expense | $-1,755,000 | $-10,498,000 | $12,749,000 | $519,000 |
| Change In Payable | $-1,755,000 | $-10,498,000 | $12,749,000 | $519,000 |
| Change In Account Payable | $-1,755,000 | $-10,498,000 | $12,749,000 | $519,000 |
| Change In Receivables | $-2,636,000 | $-3,079,000 | $-4,250,000 | $-3,466,000 |
| Changes In Account Receivables | $-2,636,000 | $-3,079,000 | $-4,250,000 | $-3,466,000 |
| Other Non Cash Items | $-5,779,000 | $-5,469,000 | $-10,076,000 | $-9,788,000 |
| Stock Based Compensation | $5,821,000 | $2,999,000 | $3,999,000 | $3,696,000 |
| Amortization Of Securities | $798,000 | $2,140,000 | $4,197,000 | $6,005,000 |
| Deferred Tax | $1,199,000 | $-962,000 | $-2,052,000 | $-1,368,000 |
| Deferred Income Tax | $1,199,000 | $-962,000 | $-2,052,000 | $-1,368,000 |
| Depreciation Amortization Depletion | $5,680,000 | $5,257,000 | $4,670,000 | $4,818,000 |
| Depreciation And Amortization | $5,680,000 | $5,257,000 | $4,670,000 | $4,818,000 |
| Gain Loss On Investment Securities | $-2,163,000 | $-2,208,000 | $-480,000 | $-1,506,000 |
| Gain Loss On Sale Of PPE | $840,000 | $7,000 | $0 | - |
| Gain Loss On Sale Of Business | $-3,360,000 | $0 | $-945,000 | $0 |
| Net Income From Continuing Operations | $87,861,000 | $65,107,000 | $71,043,000 | $54,255,000 |
| Proceeds From Stock Option Exercised | - | $0 | $0 | $-1,102,000 |
| Net Short Term Debt Issuance | - | $0 | $0 | $-11,000 |
| Sale Of PPE | - | $7,000 | $0 | $717,000 |
| Short Term Debt Issuance | - | - | $300,000,000 | $0 |
Fetched: 2026-06-14