BSBK

Bogota Financial Corp.

Price Chart

Latest Quote

$8.99

-0.04 (-0.39%)

Current Price

Previous Close	$9.03
Open	$9.04
Day High	$9.14
Day Low	$8.97
Volume	21,248

Fetched: 2026-06-18T23:25:13

Stock Information

Shares Outstanding	12.85M
Total Debt	$126.86M
Cash Equivalents	$28.05M
Revenue	$17.50M
Net Income	$2.07M
Sector	Financial Services
Industry	Banks - Regional
Market Cap	$115.56M
P/E Ratio	52.88
EPS (TTM)	$0.17
Exchange	NCM

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📊 Comprehensive Analysis

Company Data

Enterprise Value	$212.72M
Sales	$17.50M
Income	$2.07M
Book/sh	$11.31
Cash/sh	$2.18
Employees	56

Financial Ratios

EPS Growth TTM

-3.40%

Returns & Margins

ROA	0.23%
ROE	1.47%
Operating Margin	21.65%
Profit Margin	11.80%

Ownership

Insider Ownership	68.54%
Institutional Ownership	7.20%
Insider & Institutional transactions data not available

Valuation Ratios

Forward P/E	25.69
P/S	6.60
P/B	0.79

Analyst Data

Recommendation

none

Technical Indicators

SMA20	$8.81
SMA50	$8.60
SMA200	$8.61
RSI	72.52
ATR	0.2341

Shares Float	3.69M
Short Float	0.46%
Short Ratio	1.15
Volatility	0.15
Rel Volume	0.93

Performance History

Week	-0.77%
Month	+7.02%
Quarter	+9.63%
6 Months	+10.10%
YTD	+4.17%
Year	+16.22%
3 Years	+10.58%
5 Years	-10.37%
10 Years	-22.43%

Stock Score: ⭐ Premium

Based on debt, profitability, growth, and cash flow metrics

⭐ Premium Feature

Recent Price History

Date	Close	Volume
2026-06-18	$8.99	21,248
2026-06-17	$9.08	9,300
2026-06-16	$9.11	9,500
2026-06-15	$9.03	12,300
2026-06-12	$9.05	15,300
2026-06-11	$9.06	16,300
2026-06-10	$8.91	23,200
2026-06-09	$8.95	11,800
2026-06-08	$8.97	6,700
2026-06-05	$8.93	28,800
2026-06-04	$8.91	16,000
2026-06-03	$8.99	35,600
2026-06-02	$9.06	79,100
2026-06-01	$8.56	77,500
2026-05-29	$8.40	10,400
2026-05-28	$8.41	19,200
2026-05-27	$8.41	4,800
2026-05-26	$8.42	25,700
2026-05-22	$8.40	23,300
2026-05-21	$8.50	10,400
2026-05-20	$8.47	13,500
2026-05-19	$8.40	19,300

About Bogota Financial Corp.

Bogota Financial Corp. operates as the bank holding company for Bogota Savings Bank that provides banking products and services in the United States. It offers deposit accounts, including demand accounts, savings accounts, money market accounts, and certificate of deposit accounts. The company also provides one-to four-family residential real estate loans, and commercial real estate and multi-family loans; consumer loans comprising lines of credit; commercial and industrial loans; and construction loans. In addition, it buys, sells, and holds investment securities. The company was founded in 1893 and is based in Teaneck, New Jersey. Bogota Financial Corp. operates as a subsidiary of Bogota Financial, MHC.

📰 Latest News

Sector Update: Financial Stocks Softer Monday Afternoon

MT Newswires • 2026-06-01T17:55:30Z

The past three years for Bogota Financial (NASDAQ:BSBK) investors has not been profitable

Simply Wall St. • 2026-01-25T13:59:00Z

Bogota Financial (BSBK) Profitability Return Challenges Long-Term Bearish Narratives

Simply Wall St. • 2025-11-05T07:11:28Z

Bogota Financial Second Quarter 2025 Earnings: EPS: US$0.018 (vs US$0.034 loss in 2Q 2024)

Simply Wall St. • 2025-08-20T10:27:13Z

Bogota Financial (NASDAQ:BSBK) shareholders have endured a 27% loss from investing in the stock three years ago

Simply Wall St. • 2025-07-24T14:21:26Z

Period:

Income Statement (Annual)

Metric	2025-12-31	2024-12-31	2023-12-31	2022-12-31
Revenue
Total Revenue	$17,238,978	$11,899,614	$16,112,505	$24,201,413
Operating Revenue	$17,238,978	$11,899,614	$16,112,505	$24,201,413
Expenses
Interest Expense	$27,538,300	$31,198,535	$22,306,375	$7,268,734
Selling And Marketing Expense	$172,985	$371,790	$465,064	$492,859
General And Administrative Expense	$9,439,705	$9,797,239	$10,857,993	$9,734,555
Professional Expense And Contract Services Expense	$1,054,456	$789,646	$661,045	$546,004
Other Non Interest Expense	$1,948,745	$2,163,411	$2,298,918	$2,120,871
Income & Earnings
Net Income From Continuing Operation Net Minority Interest	$2,090,778	$-2,170,420	$642,535	$6,876,861
Net Interest Income	$15,470,822	$10,551,210	$14,973,470	$23,077,740
Interest Income	$43,009,122	$41,749,745	$37,279,845	$30,346,474
Normalized Income	$2,086,059	$-9,859,345	$642,535	$6,876,861
Net Income From Continuing And Discontinued Operation	$2,090,778	$-2,170,420	$642,535	$6,876,861
Net Income Common Stockholders	$2,090,778	$-2,170,420	$642,535	$6,876,861
Net Income	$2,090,778	$-2,170,420	$642,535	$6,876,861
Net Income Including Noncontrolling Interests	$2,090,778	$-2,170,420	$642,535	$6,876,861
Net Income Continuous Operations	$2,090,778	$-2,170,420	$642,535	$6,876,861
Pretax Income	$2,072,500	$-2,541,989	$480,378	$9,491,406
Special Income Charges	-	-	-	$0
Per Share
Diluted EPS	$0.17	$-0.17	$0.05	$0.51
Basic EPS	$0.17	$-0.17	$0.05	$0.51
Other
Tax Effect Of Unusual Items	$1,254	$1,316,320	$0	$0
Tax Rate For Calcs	$0	$0	$0	$0
Total Unusual Items	$5,973	$9,005,245	$0	$0
Total Unusual Items Excluding Goodwill	$5,973	$9,005,245	$0	$0
Reconciled Depreciation	$497,877	$489,696	$458,400	$255,400
Diluted Average Shares	$12,634,039	$12,767,628	$12,891,847	$13,576,934
Basic Average Shares	$12,632,118	$12,767,628	$12,891,847	$13,570,407
Diluted NI Availto Com Stockholders	$2,090,778	$-2,170,420	$642,535	$6,876,861
Tax Provision	$-18,278	$-371,569	$-162,157	$2,614,545
Gain On Sale Of Security	$0	$-8,930,843	$0	-
Selling General And Administration	$9,612,690	$10,169,029	$11,323,057	$10,227,414
Insurance And Claims	$403,905	$424,090	$418,215	$220,210
Salaries And Wages	$9,035,800	$9,373,149	$10,439,778	$9,514,345
Occupancy And Equipment	$2,680,587	$1,467,517	$1,474,107	$1,390,718
Restructuring And Mergern Acquisition	-	-	-	$0
Other Gand A	-	-	-	-

Fetched: 2026-06-16

Balance Sheet (Annual)

Metric	2025-12-31	2024-12-31	2023-12-31	2022-12-31
Assets
Net Tangible Assets	$140,800,744	$137,136,267	$136,967,087	$139,391,851
Total Assets	$904,947,500	$971,489,884	$939,324,203	$951,099,003
Goodwill And Other Intangible Assets	$107,604	$152,893	$206,116	$267,272
Other Intangible Assets	$107,604	$152,893	$206,116	$267,272
Receivables	$4,261,410	$4,232,563	$3,932,785	$3,966,651
Accounts Receivable	$4,261,410	$4,232,563	$3,932,785	$3,966,651
Cash And Cash Equivalents	$35,598,595	$52,232,208	$24,929,471	$16,840,917
Cash Financial	$11,584,648	$18,020,527	$13,567,115	$8,160,028
Cash Cash Equivalents And Federal Funds Sold	$35,598,595	$52,232,208	$24,929,471	$16,840,917
Debt
Net Debt	$57,723,537	$119,940,974	$142,760,192	$85,478,337
Total Debt	$103,756,891	$182,953,545	$167,689,663	$102,319,254
Long Term Debt And Capital Lease Obligation	$83,756,891	$153,453,545	$130,189,663	$43,319,254
Long Term Debt	$73,322,132	$142,673,182	$130,189,663	$43,319,254
Current Debt And Capital Lease Obligation	$20,000,000	$29,500,000	$37,500,000	$59,000,000
Current Debt	$20,000,000	$29,500,000	$37,500,000	$59,000,000
Other Current Borrowings	$20,000,000	$29,500,000	$37,500,000	$59,000,000
Liabilities
Total Liabilities Net Minority Interest	$764,039,152	$834,200,724	$802,151,000	$811,439,880
Equity
Common Stock Equity	$140,908,348	$137,289,160	$137,173,203	$139,659,123
Total Equity Gross Minority Interest	$140,908,348	$137,289,160	$137,173,203	$139,659,123
Stockholders Equity	$140,908,348	$137,289,160	$137,173,203	$139,659,123
Other Equity Interest	$-4,219,390	$-4,520,594	$-4,821,798	$-5,123,002
Gains Losses Not Affecting Retained Earnings	$-2,048,312	$-3,597,448	$-6,464,774	$-6,211,013
Other Equity Adjustments	$-2,048,312	$-3,597,448	$-6,464,774	$-6,211,013
Retained Earnings	$92,097,426	$90,006,648	$92,177,068	$91,756,673
Long Term Equity Investment	$2,413,320	$0	-	-
Other
Treasury Shares Number	$356,188	$382,933	$409,750	-
Ordinary Shares Number	$12,569,384	$12,676,242	$12,869,480	$13,699,016
Share Issued	$12,925,572	$13,059,175	$13,279,230	$13,699,016
Tangible Book Value	$140,800,744	$137,136,267	$136,967,087	$139,391,851
Invested Capital	$234,230,480	$309,462,342	$304,862,866	$241,978,377
Capital Lease Obligations	$10,434,759	$10,780,363	-	-
Total Capitalization	$214,230,480	$279,962,342	$267,362,866	$182,978,377
Additional Paid In Capital	$54,949,369	$55,269,962	$56,149,915	$59,099,476
Capital Stock	$129,255	$130,592	$132,792	$136,989
Common Stock	$129,255	$130,592	$132,792	$136,989
Preferred Stock	$0	$0	$0	$0
Long Term Capital Lease Obligation	$10,434,759	$10,780,363	-	-
Investments And Advances	$160,477,951	$140,307,447	$141,544,358	$162,527,887
Available For Sale Securities	$56,587,075	$41,125,369	$14,408,387	-
Net PPE	$14,664,327	$15,503,898	$7,687,387	$7,884,335
Accumulated Depreciation	$-5,273,377	$-4,917,938	$-5,377,004	$-4,862,021
Gross PPE	$19,937,704	$20,421,836	$13,064,391	$12,746,356
Other Properties	$10,265,125	$10,776,596	-	-
Machinery Furniture Equipment	$3,747,813	$3,763,755	$3,698,532	$3,508,853
Buildings And Improvements	$4,393,066	$4,349,785	$6,962,864	$6,834,508
Land And Improvements	$1,531,700	$1,531,700	$2,402,995	$2,402,995
Other Short Term Investments	$101,477,556	$99,182,078	$54,479,792	$85,100,578
Held To Maturity Securities	-	$0	$72,656,179	$77,427,309
Leases	-	$10,776,596	$0	-

Fetched: 2026-06-16

Cash Flow Statement (Annual)

Metric	2025-12-31	2024-12-31	2023-12-31	2022-12-31
Free Cash Flow
Free Cash Flow	$3,132,961	$-3,154,693	$1,119,316	$10,614,709
Operating Activities
Operating Cash Flow	$3,203,329	$-2,559,906	$1,437,351	$10,856,183
Cash Flow From Continuing Operating Activities	$3,203,329	$-2,559,906	$1,437,351	$10,856,183
Operating Gains Losses	$-37,830	$-106,344	$-29,375	$-86,913
Investing Activities
Capital Expenditure	$-70,368	$-594,787	$-318,035	$-241,474
Investing Cash Flow	$50,106,975	$10,126,861	$21,520,165	$-210,719,852
Cash Flow From Continuing Investing Activities	$50,106,975	$10,126,861	$21,520,165	$-210,719,852
Net Other Investing Changes	$3,519,100	$-186,900	$-3,125,200	$-5,639,600
Financing Activities
Repurchase Of Capital Stock	$-1,126,393	$-1,695,432	$-3,810,196	$-10,069,154
Financing Cash Flow	$-69,943,917	$19,735,782	$-14,868,962	$111,635,801
Cash Flow From Continuing Financing Activities	$-69,943,917	$19,735,782	$-14,868,962	$111,635,801
Net Other Financing Charges	$-218,197	$75,496	$-440,952	$318,541
Net Common Stock Issuance	$-1,126,393	$-1,695,432	$-3,810,196	$-10,069,154
Issuance Of Capital Stock	-	-	-	-
Common Stock Issuance	-	-	-	-
Other
Repayment Of Debt	$-78,854,358	$-8,000,000	$-21,500,000	$-35,650,642
Interest Paid Supplemental Data	$28,095,143	$30,745,082	$21,640,118	$6,896,809
Income Tax Paid Supplemental Data	$100,000	$40,000	$1,375,000	$2,225,000
End Cash Position	$35,598,595	$52,232,208	$24,929,471	$16,840,917
Beginning Cash Position	$52,232,208	$24,929,471	$16,840,917	$105,068,785
Changes In Cash	$-16,633,613	$27,302,737	$8,088,554	$-88,227,868
Common Stock Payments	$-1,126,393	$-1,695,432	$-3,810,196	$-10,069,154
Net Issuance Payments Of Debt	$-78,854,358	$4,503,358	$65,407,578	$17,349,358
Net Short Term Debt Issuance	$-9,500,000	$-8,000,000	$-21,500,000	$53,000,000
Short Term Debt Payments	$-9,500,000	$-8,000,000	$-21,500,000	-
Net Long Term Debt Issuance	$-69,354,358	$12,503,358	$86,907,578	$-35,650,642
Long Term Debt Payments	$-69,354,358	-	-	$-35,650,642
Net Investment Purchase And Sale	$-17,291,924	$-3,999,874	$20,758,077	$-55,856,510
Sale Of Investment	$45,270,162	$83,410,023	$29,460,006	$36,724,909
Purchase Of Investment	$-62,562,086	$-87,409,897	$-8,701,929	$-92,581,419
Net PPE Purchase And Sale	$-70,368	$11,468,346	$-318,035	$-241,474
Sale Of PPE	$0	$12,063,133	$0	-
Purchase Of PPE	$-70,368	$-594,787	$-318,035	$-241,474
Change In Working Capital	$950,607	$-672,588	$537,298	$1,103,470
Change In Other Current Liabilities	$-342,592	$24,217	$1,653,708	$617,367
Change In Other Current Assets	$1,322,046	$-397,027	$-1,150,276	$1,740,149
Change In Receivables	$-28,847	$-299,778	$33,866	$-1,254,046
Changes In Account Receivables	$-28,847	$-299,778	$33,866	$-1,254,046
Other Non Cash Items	$-1,398,248	$-839,811	$-752,151	$557,209
Stock Based Compensation	$1,105,668	$1,114,483	$1,157,642	$1,213,564
Deferred Tax	$-8,693	$-457,536	$-624,390	$503,307
Deferred Income Tax	$-8,693	$-457,536	$-624,390	$503,307
Depreciation Amortization Depletion	$497,877	$489,696	$458,400	$255,400
Depreciation And Amortization	$497,877	$489,696	$458,400	$255,400
Amortization Cash Flow	$99,409	$-7,288	$-56,583	$-229,718
Amortization Of Intangibles	$99,409	$-7,288	$-56,583	$-229,718
Depreciation	$398,468	$496,984	$514,983	$485,118
Gain Loss On Investment Securities	$0	$8,930,843	$0	-
Gain Loss On Sale Of PPE	$0	$-9,005,245	$0	-
Net Income From Continuing Operations	$2,090,778	$-2,170,420	$642,535	$6,876,861
Issuance Of Debt	-	$12,503,358	$86,907,578	$53,000,000
Long Term Debt Issuance	-	$12,503,358	$86,907,578	$0
Short Term Debt Issuance	-	-	-	$53,000,000
Net Business Purchase And Sale	-	-	-	$0
Sale Of Business	-	-	-	$0

Fetched: 2026-06-16