BSRR
Sierra Bancorp
Price Chart
Latest Quote
$39.51
+0.04 (+0.10%)
Current Price
| Previous Close | $39.47 |
| Open | $39.95 |
| Day High | $40.25 |
| Day Low | $39.41 |
| Volume | 63,933 |
Stock Information
| Shares Outstanding | 13.08M |
| Total Debt | $398.38M |
| Cash Equivalents | $156.37M |
| Revenue | $153.05M |
| Net Income | $45.75M |
| Sector | Financial Services |
| Industry | Banks - Regional |
| Market Cap | $516.76M |
| P/E Ratio | 11.55 |
| EPS (TTM) | $3.42 |
| Exchange | NMS |
đ Comprehensive Analysis
Company Data
| Enterprise Value | $754.62M |
| Sales | $153.05M |
| Income | $45.75M |
| Book/sh | $28.18 |
| Cash/sh | $11.96 |
| Employees | 436 |
Financial Ratios
| EPS Growth TTM | 37.60% |
Returns & Margins
| ROA | 1.24% |
| ROE | 12.79% |
| Operating Margin | 43.39% |
| Profit Margin | 29.89% |
Ownership
| Insider Ownership | 10.84% |
| Institutional Ownership | 60.28% |
| Insider & Institutional transactions data not available | |
Valuation Ratios
| Forward P/E | 10.19 |
| PEG | 1.43 |
| P/S | 3.38 |
| P/B | 1.40 |
Analyst Data
| Recommendation | none |
| Target Price | $40.25 |
Technical Indicators
| SMA20 | $38.99 |
| SMA50 | $37.56 |
| SMA200 | $33.25 |
| RSI | 62.69 |
| ATR | 1.2282 |
| Shares Float | 11.50M |
| Short Float | 2.91% |
| Short Ratio | 5.61 |
| Volatility | 0.77 |
| Rel Volume | 1.14 |
Performance History
| Week | -1.84% |
| Month | +4.25% |
| Quarter | +20.73% |
| 6 Months | +17.64% |
| YTD | +23.55% |
| Year | +50.74% |
| 3 Years | +154.23% |
| 5 Years | +78.35% |
| 10 Years | +215.36% |
Stock Score:
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Recent Price History
| Date | Close | Volume |
|---|---|---|
| 2026-06-18 | $39.51 | 64,111 |
| 2026-06-17 | $39.47 | 48,300 |
| 2026-06-16 | $39.72 | 55,900 |
| 2026-06-15 | $39.82 | 49,800 |
| 2026-06-12 | $40.68 | 51,300 |
| 2026-06-11 | $40.25 | 58,400 |
| 2026-06-10 | $40.18 | 57,700 |
| 2026-06-09 | $39.62 | 38,900 |
| 2026-06-08 | $39.17 | 58,000 |
| 2026-06-05 | $39.09 | 43,100 |
| 2026-06-04 | $38.91 | 35,600 |
| 2026-06-03 | $37.58 | 70,700 |
| 2026-06-02 | $38.32 | 29,200 |
| 2026-06-01 | $37.68 | 63,500 |
| 2026-05-29 | $37.98 | 94,200 |
| 2026-05-28 | $38.31 | 48,500 |
| 2026-05-27 | $38.40 | 61,400 |
| 2026-05-26 | $38.44 | 52,400 |
| 2026-05-22 | $38.19 | 69,600 |
| 2026-05-21 | $38.50 | 78,600 |
| 2026-05-20 | $38.26 | 78,400 |
| 2026-05-19 | $37.90 | 83,000 |
About Sierra Bancorp
Sierra Bancorp operates as the bank holding company for Bank of the Sierra that provides retail and commercial banking products and services to individuals and businesses in California. It accepts various deposit products, such as checking accounts, savings accounts, money market demand accounts, time deposits, retirement accounts, and sweep accounts. The company's loan products include real estate, commercial, mortgage warehouse, agricultural, and consumer loans. It also offers automated teller machines; electronic point-of-sale payment alternatives; multiple account access options; online account opening platform; online banking with bill-pay and mobile banking capabilities, including mobile check deposit; online lending solutions for consumers and small businesses; customer service center services; an automated telephone banking system; and remote deposit capture and payroll services. Sierra Bancorp was founded in 1977 and is headquartered in Porterville, California.
đ° Latest News
Implied Volatility Surging for Sierra Bancorp Stock Options
Zacks âĸ 2026-06-18T13:40:00Z
Sierra Bancorp (NASDAQ:BSRR) Could Be A Buy For Its Upcoming Dividend
Simply Wall St. âĸ 2026-04-29T13:50:43Z
Sierra Bancorp (BSRR) Reports Q1 Earnings: What Key Metrics Have to Say
Zacks âĸ 2026-04-27T13:30:03Z
Sierra Bancorp (BSRR) Q1 Earnings Surpass Estimates
Zacks âĸ 2026-04-27T13:10:02Z
Is Capital Southwest (CSWC) Stock Outpacing Its Finance Peers This Year?
Zacks âĸ 2026-04-03T13:40:04Z
Best Income Stocks to Buy for March 20th
Zacks âĸ 2026-03-20T07:45:00Z
Sierra Bancorp (BSRR) Upgraded to Strong Buy: Here's Why
Zacks âĸ 2026-03-18T16:00:03Z
Has Sierra Bancorp (BSRR) Outpaced Other Finance Stocks This Year?
Zacks âĸ 2026-03-18T13:40:02Z
Best Income Stocks to Buy for February 13th
Zacks âĸ 2026-02-13T10:30:00Z
Sierra Bancorp (NASDAQ:BSRR) Analysts Are Pretty Bullish On The Stock After Recent Results
Simply Wall St. âĸ 2026-02-06T12:28:08Z
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Income Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Revenue | ||||
| Total Revenue | $146,492,000 | $138,822,000 | $118,163,000 | $130,288,000 |
| Operating Revenue | $146,492,000 | $138,822,000 | $118,163,000 | $130,288,000 |
| Expenses | ||||
| Interest Expense | $46,702,000 | $52,319,000 | $50,716,000 | $12,204,000 |
| Selling And Marketing Expense | $1,526,000 | $1,422,000 | $2,215,000 | $1,728,000 |
| General And Administrative Expense | $51,056,000 | $50,338,000 | $50,977,000 | $47,053,000 |
| Professional Expense And Contract Services Expense | $5,523,000 | $6,158,000 | $5,293,000 | $3,061,000 |
| Other Non Interest Expense | $13,361,000 | $13,652,000 | $14,643,000 | $13,201,000 |
| Income & Earnings | ||||
| Net Income From Continuing Operation Net Minority Interest | $42,327,000 | $40,560,000 | $34,844,000 | $33,659,000 |
| Net Interest Income | $124,686,000 | $120,029,000 | $112,405,000 | $109,615,000 |
| Interest Income | $171,388,000 | $172,348,000 | $163,121,000 | $121,819,000 |
| Normalized Income | $42,366,062 | $37,711,779 | $23,393,027 | $33,664,995 |
| Net Income From Continuing And Discontinued Operation | $42,327,000 | $40,560,000 | $34,844,000 | $33,659,000 |
| Net Income Common Stockholders | $42,327,000 | $40,560,000 | $34,844,000 | $33,659,000 |
| Net Income | $42,327,000 | $40,560,000 | $34,844,000 | $33,659,000 |
| Net Income Including Noncontrolling Interests | $42,327,000 | $40,560,000 | $34,844,000 | $33,659,000 |
| Net Income Continuous Operations | $42,327,000 | $40,560,000 | $34,844,000 | $33,659,000 |
| Pretax Income | $56,343,000 | $53,868,000 | $46,464,000 | $44,915,000 |
| Special Income Charges | $-52,000 | $3,783,000 | $15,270,000 | $-8,000 |
| Per Share | ||||
| Diluted EPS | $3.11 | $2.82 | $2.36 | $2.25 |
| Basic EPS | $3.14 | $2.84 | $2.37 | $2.25 |
| Other | ||||
| Tax Effect Of Unusual Items | $-12,938 | $934,779 | $3,819,027 | $-2,005 |
| Tax Rate For Calcs | $0 | $0 | $0 | $0 |
| Total Unusual Items | $-52,000 | $3,783,000 | $15,270,000 | $-8,000 |
| Total Unusual Items Excluding Goodwill | $-52,000 | $3,783,000 | $15,270,000 | $-8,000 |
| Reconciled Depreciation | $2,650,000 | $2,881,000 | $3,232,000 | $3,536,000 |
| Diluted Average Shares | $13,593,119 | $14,396,021 | $14,737,870 | $14,989,810 |
| Basic Average Shares | $13,496,560 | $14,284,401 | $14,706,141 | $14,955,756 |
| Diluted NI Availto Com Stockholders | $42,327,000 | $40,560,000 | $34,844,000 | $33,659,000 |
| Tax Provision | $14,016,000 | $13,308,000 | $11,620,000 | $11,256,000 |
| Other Special Charges | $52,000 | $-3,783,000 | $-15,270,000 | $8,000 |
| Gain On Sale Of Security | $120,000 | $-2,925,000 | $-14,395,000 | $1,345,000 |
| Selling General And Administration | $52,582,000 | $51,760,000 | $53,192,000 | $48,781,000 |
| Salaries And Wages | $51,056,000 | $50,338,000 | $50,977,000 | $47,053,000 |
| Occupancy And Equipment | $12,536,000 | $12,374,000 | $10,160,000 | $9,718,000 |
| Other Gand A | - | - | - | $1,563,000 |
| Restructuring And Mergern Acquisition | - | - | - | - |
Fetched: 2026-06-17
Balance Sheet (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Assets | ||||
| Net Tangible Assets | $337,454,000 | $329,327,000 | $309,341,000 | $273,950,000 |
| Total Assets | $3,829,279,000 | $3,614,271,000 | $3,729,799,000 | $3,608,590,000 |
| Goodwill And Other Intangible Assets | $27,409,000 | $27,975,000 | $28,756,000 | $29,632,000 |
| Other Intangible Assets | $52,000 | $618,000 | $1,399,000 | $2,275,000 |
| Receivables | $14,169,000 | $15,999,000 | $20,347,000 | $18,354,000 |
| Accounts Receivable | $14,169,000 | $15,999,000 | $20,347,000 | $18,354,000 |
| Cash And Cash Equivalents | $135,628,000 | $100,664,000 | $78,602,000 | $77,131,000 |
| Cash Financial | $71,414,000 | $79,616,000 | $73,721,000 | $72,803,000 |
| Cash Cash Equivalents And Federal Funds Sold | $135,628,000 | $100,664,000 | $78,602,000 | $77,131,000 |
| Debt | ||||
| Net Debt | $252,572,000 | $64,567,000 | $236,862,000 | $226,564,000 |
| Total Debt | $388,200,000 | $165,231,000 | $315,464,000 | $303,695,000 |
| Long Term Debt And Capital Lease Obligation | $165,500,000 | $165,231,000 | $164,964,000 | $84,695,000 |
| Long Term Debt | $165,500,000 | $165,231,000 | $164,964,000 | $84,695,000 |
| Current Debt And Capital Lease Obligation | $222,700,000 | $0 | $150,500,000 | $219,000,000 |
| Current Debt | $222,700,000 | $0 | $150,500,000 | $219,000,000 |
| Other Current Borrowings | $222,700,000 | $0 | $150,500,000 | $219,000,000 |
| Liabilities | ||||
| Total Liabilities Net Minority Interest | $3,464,416,000 | $3,256,969,000 | $3,391,702,000 | $3,305,008,000 |
| Equity | ||||
| Common Stock Equity | $364,863,000 | $357,302,000 | $338,097,000 | $303,582,000 |
| Total Equity Gross Minority Interest | $364,863,000 | $357,302,000 | $338,097,000 | $303,582,000 |
| Stockholders Equity | $364,863,000 | $357,302,000 | $338,097,000 | $303,582,000 |
| Gains Losses Not Affecting Retained Earnings | $-23,174,000 | $-31,257,000 | $-35,980,000 | $-56,576,000 |
| Other Equity Adjustments | $-23,174,000 | $-31,257,000 | $-35,980,000 | $-56,576,000 |
| Retained Earnings | $280,001,000 | $275,085,000 | $259,050,000 | $243,082,000 |
| Long Term Equity Investment | $4,359,000 | $4,359,000 | $4,359,000 | $4,359,000 |
| Other | ||||
| Ordinary Shares Number | $13,273,788 | $14,223,046 | $14,793,832 | $15,170,372 |
| Share Issued | $13,273,788 | $14,223,046 | $14,793,832 | $15,170,372 |
| Tangible Book Value | $337,454,000 | $329,327,000 | $309,341,000 | $273,950,000 |
| Invested Capital | $753,063,000 | $522,533,000 | $653,561,000 | $607,277,000 |
| Total Capitalization | $530,363,000 | $522,533,000 | $503,061,000 | $388,277,000 |
| Additional Paid In Capital | $4,642,000 | $4,509,000 | $4,581,000 | $4,148,000 |
| Capital Stock | $103,394,000 | $108,965,000 | $110,446,000 | $112,928,000 |
| Common Stock | $103,394,000 | $108,965,000 | $110,446,000 | $112,928,000 |
| Long Term Provisions | $710,000 | $710,000 | $510,000 | $840,000 |
| Investments And Advances | $943,117,000 | $991,288,000 | $1,358,007,000 | $1,286,214,000 |
| Held To Maturity Securities | $290,811,000 | $305,514,000 | $320,057,000 | $336,881,000 |
| Available For Sale Securities | $178,586,000 | $25,448,000 | $14,390,000 | $10,051,000 |
| Goodwill | $27,357,000 | $27,357,000 | $27,357,000 | $27,357,000 |
| Net PPE | $14,974,000 | $15,431,000 | $16,907,000 | $22,478,000 |
| Accumulated Depreciation | $-31,314,000 | $-30,676,000 | $-30,261,000 | $-37,195,000 |
| Gross PPE | $46,288,000 | $46,107,000 | $47,168,000 | $59,673,000 |
| Leases | $14,970,000 | $14,443,000 | $14,699,000 | $14,732,000 |
| Construction In Progress | $0 | $193,000 | - | - |
| Machinery Furniture Equipment | $18,148,000 | $18,389,000 | $17,856,000 | $18,948,000 |
| Buildings And Improvements | $10,776,000 | $10,688,000 | $11,919,000 | $21,170,000 |
| Land And Improvements | $2,394,000 | $2,394,000 | $2,694,000 | $4,823,000 |
| Other Short Term Investments | $469,361,000 | $655,967,000 | $1,019,201,000 | $934,923,000 |
| Treasury Shares Number | - | - | $0 | - |
Fetched: 2026-06-17
Cash Flow Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Free Cash Flow | ||||
| Free Cash Flow | $32,173,000 | $55,997,000 | $51,830,000 | $32,300,000 |
| Operating Activities | ||||
| Operating Cash Flow | $33,705,000 | $57,153,000 | $53,245,000 | $33,572,000 |
| Cash Flow From Continuing Operating Activities | $33,705,000 | $57,153,000 | $53,245,000 | $33,572,000 |
| Operating Gains Losses | $2,763,000 | $773,000 | $-552,000 | $-965,000 |
| Investing Activities | ||||
| Capital Expenditure | $-1,532,000 | $-1,156,000 | $-1,415,000 | $-1,272,000 |
| Investing Cash Flow | $-183,492,000 | $141,227,000 | $-83,690,000 | $-480,996,000 |
| Cash Flow From Continuing Investing Activities | $-183,492,000 | $141,227,000 | $-83,690,000 | $-480,996,000 |
| Net Other Investing Changes | $-13,432,000 | $3,901,000 | $19,814,000 | $824,000 |
| Financing Activities | ||||
| Repurchase Of Capital Stock | $-31,830,000 | $-15,842,000 | $-8,881,000 | $-5,192,000 |
| Financing Cash Flow | $184,751,000 | $-176,318,000 | $31,916,000 | $267,027,000 |
| Cash Flow From Continuing Financing Activities | $184,751,000 | $-176,318,000 | $31,916,000 | $267,027,000 |
| Cash Dividends Paid | $-13,734,000 | $-13,634,000 | $-13,714,000 | $-13,919,000 |
| Common Stock Dividend Paid | $-13,734,000 | $-13,634,000 | $-13,714,000 | $-13,919,000 |
| Net Common Stock Issuance | $-31,830,000 | $-15,842,000 | $-8,881,000 | $-5,192,000 |
| Other | ||||
| Issuance Of Debt | $12,700,000 | $0 | $136,500,000 | $94,000,000 |
| End Cash Position | $135,628,000 | $100,664,000 | $78,602,000 | $77,131,000 |
| Beginning Cash Position | $100,664,000 | $78,602,000 | $77,131,000 | $257,528,000 |
| Changes In Cash | $34,964,000 | $22,062,000 | $1,471,000 | $-180,397,000 |
| Proceeds From Stock Option Exercised | $854,000 | $1,474,000 | $0 | $314,000 |
| Common Stock Payments | $-31,830,000 | $-15,842,000 | $-8,881,000 | $-5,192,000 |
| Net Issuance Payments Of Debt | $12,700,000 | $-150,500,000 | $136,500,000 | $94,000,000 |
| Net Long Term Debt Issuance | $12,700,000 | $-150,500,000 | $136,500,000 | $94,000,000 |
| Long Term Debt Issuance | $12,700,000 | $0 | $136,500,000 | $94,000,000 |
| Net Investment Purchase And Sale | $57,655,000 | $380,864,000 | $-62,143,000 | $-404,323,000 |
| Sale Of Investment | $435,702,000 | $531,917,000 | $142,010,000 | $129,737,000 |
| Purchase Of Investment | $-378,047,000 | $-151,053,000 | $-204,153,000 | $-534,060,000 |
| Net PPE Purchase And Sale | $-1,500,000 | $3,337,000 | $18,664,000 | $-1,272,000 |
| Sale Of PPE | $32,000 | $4,493,000 | $20,079,000 | $0 |
| Purchase Of PPE | $-1,532,000 | $-1,156,000 | $-1,415,000 | $-1,272,000 |
| Change In Working Capital | $-21,310,000 | $1,527,000 | $9,696,000 | $-18,474,000 |
| Change In Other Working Capital | $-2,608,000 | $-2,368,000 | $-1,614,000 | $1,328,000 |
| Change In Other Current Liabilities | $-22,633,000 | $13,284,000 | $31,835,000 | $9,481,000 |
| Change In Receivables | $3,931,000 | $-9,389,000 | $-20,525,000 | $-29,283,000 |
| Changes In Account Receivables | $3,931,000 | $-9,389,000 | $-20,525,000 | $-29,283,000 |
| Stock Based Compensation | $2,211,000 | $1,956,000 | $1,749,000 | $1,284,000 |
| Deferred Tax | $-105,000 | $4,028,000 | $-2,343,000 | $311,000 |
| Deferred Income Tax | $-105,000 | $4,028,000 | $-2,343,000 | $311,000 |
| Depreciation Amortization Depletion | $2,650,000 | $2,881,000 | $3,232,000 | $3,536,000 |
| Depreciation And Amortization | $2,650,000 | $2,881,000 | $3,232,000 | $3,536,000 |
| Amortization Cash Flow | $566,000 | $781,000 | $876,000 | $1,000,000 |
| Amortization Of Intangibles | $566,000 | $781,000 | $876,000 | $1,000,000 |
| Depreciation | $2,084,000 | $2,100,000 | $2,356,000 | $2,536,000 |
| Earnings Losses From Equity Investments | $2,831,000 | $1,942,000 | $661,000 | $451,000 |
| Gain Loss On Investment Securities | $-120,000 | $2,615,000 | $14,104,000 | $-1,487,000 |
| Gain Loss On Sale Of PPE | $52,000 | $-3,783,000 | $-15,270,000 | $8,000 |
| Net Income From Continuing Operations | $42,327,000 | $40,560,000 | $34,844,000 | $33,659,000 |
| Repayment Of Debt | - | $-150,500,000 | - | - |
| Interest Paid Supplemental Data | - | $49,047,000 | $48,545,000 | $10,777,000 |
| Income Tax Paid Supplemental Data | - | $8,661,000 | $10,355,000 | $13,165,000 |
| Long Term Debt Payments | - | $-150,500,000 | - | - |
| Asset Impairment Charge | - | $0 | $0 | $91,000 |
| Other Non Cash Items | - | - | - | $-8,000 |
| Amortization Of Securities | - | - | - | - |
Fetched: 2026-06-17