BWB
Bridgewater Bancshares, Inc.
Price Chart
Latest Quote
$19.74
+0.21 (+1.08%)
Current Price
| Previous Close | $19.53 |
| Open | $19.69 |
| Day High | $19.97 |
| Day Low | $19.50 |
| Volume | 316,176 |
Stock Information
| Shares Outstanding | 27.88M |
| Total Debt | $454.33M |
| Cash Equivalents | $245.80M |
| Revenue | $151.53M |
| Net Income | $49.81M |
| Sector | Financial Services |
| Industry | Banks - Regional |
| Market Cap | $550.42M |
| P/E Ratio | 11.22 |
| EPS (TTM) | $1.76 |
| Exchange | NCM |
đ Comprehensive Analysis
Company Data
| Enterprise Value | $831.32M |
| Sales | $151.53M |
| Income | $49.81M |
| Book/sh | $16.60 |
| Cash/sh | $8.82 |
| Employees | 337 |
Financial Ratios
| EPS Growth TTM | 80.70% |
Returns & Margins
| ROA | 1.03% |
| ROE | 10.80% |
| Operating Margin | 55.16% |
| Profit Margin | 35.54% |
Ownership
| Insider Ownership | 20.60% |
| Institutional Ownership | 68.67% |
| Insider & Institutional transactions data not available | |
Valuation Ratios
| Forward P/E | 9.07 |
| PEG | 0.73 |
| P/S | 3.63 |
| P/B | 1.19 |
Analyst Data
| Recommendation | none |
| Target Price | $22.12 |
Technical Indicators
| SMA20 | $19.23 |
| SMA50 | $18.79 |
| SMA200 | $17.98 |
| RSI | 60.38 |
| ATR | 0.5596 |
| Shares Float | 22.22M |
| Short Float | 1.52% |
| Short Ratio | 5.17 |
| Volatility | 0.59 |
| Rel Volume | 2.59 |
Performance History
| Week | +0.10% |
| Month | +7.63% |
| Quarter | +15.30% |
| 6 Months | +6.13% |
| YTD | +12.61% |
| Year | +32.75% |
| 3 Years | +87.29% |
| 5 Years | +15.51% |
| 10 Years | +56.42% |
Stock Score:
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Recent Price History
| Date | Close | Volume |
|---|---|---|
| 2026-06-18 | $19.74 | 356,600 |
| 2026-06-17 | $19.53 | 308,600 |
| 2026-06-16 | $19.95 | 225,700 |
| 2026-06-15 | $19.43 | 206,200 |
| 2026-06-12 | $20.00 | 264,200 |
| 2026-06-11 | $19.72 | 172,800 |
| 2026-06-10 | $19.63 | 131,800 |
| 2026-06-09 | $19.58 | 139,400 |
| 2026-06-08 | $19.42 | 147,300 |
| 2026-06-05 | $19.25 | 122,600 |
| 2026-06-04 | $19.08 | 52,600 |
| 2026-06-03 | $18.42 | 77,700 |
| 2026-06-02 | $18.95 | 46,100 |
| 2026-06-01 | $18.70 | 50,500 |
| 2026-05-29 | $18.86 | 71,800 |
| 2026-05-28 | $18.98 | 42,500 |
| 2026-05-27 | $18.82 | 58,200 |
| 2026-05-26 | $19.00 | 121,600 |
| 2026-05-22 | $18.72 | 51,400 |
| 2026-05-21 | $18.81 | 101,800 |
| 2026-05-20 | $18.66 | 76,800 |
| 2026-05-19 | $18.34 | 63,500 |
About Bridgewater Bancshares, Inc.
Bridgewater Bancshares, Inc. operates as the bank holding company for Bridgewater Bank that provides banking products and services in the United States. The company provides commercial loans, including loans secured by nonfarm, nonresidential properties, multifamily residential properties, and nonowner occupied single family residential properties; construction, land development, and commercial and industrial loans; commercial real estate loans, such as owner and nonowner occupied properties; single family residential construction, land development, finished lots and raw land, and commercial and multifamily construction loans, as well as paycheck protection program loans. It offers deposit products, including savings and money market accounts, demand deposits, time and brokered deposits, and interest and noninterest bearing transaction accounts, as well as certificates of deposit. In addition, the company offers online, mobile, and direct banking services. The company was incorporated in 2005 and is headquartered in Saint Louis Park, Minnesota.
đ° Latest News
Bridgewater (BWB) Upgraded to Buy: Here's Why
Zacks âĸ 2026-04-27T16:00:05Z
How The Bridgewater Bancshares (BWB) Story Is Evolving With A Higher Analyst Price Target
Simply Wall St. âĸ 2026-04-27T02:07:10Z
Bridgewater Bancshares Q1 Earnings Call Highlights
MarketBeat âĸ 2026-04-23T15:21:19Z
Bridgewater Bancshares Inc (BWB) Q1 2026 Earnings Call Highlights: Strong Loan and Deposit ...
GuruFocus.com âĸ 2026-04-23T07:05:08ZBridgewater (BWB) Q1 2026 Earnings Transcript
Motley Fool âĸ 2026-04-22T17:54:12Z
Bridgewater Bancshares, Inc. Q1 2026 Earnings Call Summary
Moby âĸ 2026-04-22T12:30:00Z
Bridgewater (BWB) Lags Q1 Earnings Estimates
Zacks âĸ 2026-04-21T22:15:02Z
Bridgewater (BWB) Q4 2025 Earnings Transcript
Motley Fool âĸ 2026-04-21T15:16:23Z
Polymarket Gains Access To Bitget Wallet's 90 Million Users
CryptoProwl âĸ 2026-04-21T13:18:00Z
Why The Story On Bridgewater Bancshares (BWB) Is Shifting With New Targets And Capital Moves
Simply Wall St. âĸ 2026-04-09T16:14:32Z
Period:
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Income Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Revenue | ||||
| Total Revenue | $141,984,000 | $107,740,000 | $109,767,000 | $135,343,000 |
| Operating Revenue | $141,984,000 | $107,740,000 | $109,767,000 | $135,343,000 |
| Expenses | ||||
| Interest Expense | $149,410,000 | $143,705,000 | $117,181,000 | $33,997,000 |
| Selling And Marketing Expense | $2,138,000 | $1,485,000 | $1,129,000 | $2,032,000 |
| General And Administrative Expense | $50,142,000 | $42,523,000 | $40,228,000 | $38,306,000 |
| Professional Expense And Contract Services Expense | $4,769,000 | $3,879,000 | $3,081,000 | $2,664,000 |
| Other Non Interest Expense | $12,987,000 | $9,115,000 | $8,435,000 | $8,350,000 |
| Income & Earnings | ||||
| Net Income From Continuing Operation Net Minority Interest | $46,088,000 | $32,825,000 | $39,960,000 | $53,392,000 |
| Net Interest Income | $132,438,000 | $102,193,000 | $105,174,000 | $129,698,000 |
| Interest Income | $281,848,000 | $245,898,000 | $222,355,000 | $163,695,000 |
| Normalized Income | $46,088,000 | $32,777,384 | $39,960,000 | $53,392,000 |
| Net Income From Continuing And Discontinued Operation | $46,088,000 | $32,825,000 | $39,960,000 | $53,392,000 |
| Net Income Common Stockholders | $42,034,000 | $28,771,000 | $35,906,000 | $49,338,000 |
| Net Income | $46,088,000 | $32,825,000 | $39,960,000 | $53,392,000 |
| Net Income Including Noncontrolling Interests | $46,088,000 | $32,825,000 | $39,960,000 | $53,392,000 |
| Net Income Continuous Operations | $46,088,000 | $32,825,000 | $39,960,000 | $53,392,000 |
| Pretax Income | $60,032,000 | $42,736,000 | $52,522,000 | $71,710,000 |
| Depreciation Amortization Depletion Income Statement | $921,000 | $78,000 | $100,000 | $191,000 |
| Depreciation And Amortization In Income Statement | $921,000 | $78,000 | $100,000 | $191,000 |
| Amortization Of Intangibles Income Statement | $921,000 | $78,000 | $100,000 | $191,000 |
| Per Share | ||||
| Diluted EPS | $1.49 | $1.03 | $1.27 | $1.72 |
| Basic EPS | $1.53 | $1.05 | $1.29 | $1.78 |
| Other | ||||
| Tax Effect Of Unusual Items | $0 | $14,384 | $0 | $0 |
| Tax Rate For Calcs | $0 | $0 | $0 | $0 |
| Total Unusual Items | $0 | $62,000 | $0 | $0 |
| Total Unusual Items Excluding Goodwill | $0 | $62,000 | $0 | $0 |
| Reconciled Depreciation | $3,947,000 | $3,005,000 | $3,143,000 | $3,253,000 |
| Diluted Average Shares | $28,210,738 | $27,933,010 | $28,272,441 | $28,668,177 |
| Basic Average Shares | $27,473,203 | $27,400,952 | $27,834,109 | $27,758,336 |
| Diluted NI Availto Com Stockholders | $42,034,000 | $28,771,000 | $35,906,000 | $49,338,000 |
| Preferred Stock Dividends | $4,054,000 | $4,054,000 | $4,054,000 | $4,054,000 |
| Tax Provision | $13,944,000 | $9,911,000 | $12,562,000 | $18,318,000 |
| Gain On Sale Of Security | $614,000 | $385,000 | $-33,000 | $82,000 |
| Amortization | $921,000 | $78,000 | $100,000 | $191,000 |
| Selling General And Administration | $52,280,000 | $44,008,000 | $41,357,000 | $40,338,000 |
| Insurance And Claims | $2,745,000 | $2,959,000 | $3,690,000 | $1,365,000 |
| Salaries And Wages | $47,397,000 | $39,564,000 | $36,538,000 | $36,941,000 |
| Occupancy And Equipment | $4,945,000 | $4,399,000 | $4,447,000 | $4,390,000 |
| Other Gand A | - | - | $1,574,000 | $1,396,000 |
Fetched: 2026-06-16
Balance Sheet (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Assets | ||||
| Net Tangible Assets | $498,183,000 | $438,103,000 | $422,701,000 | $391,150,000 |
| Total Assets | $5,407,002,000 | $5,066,242,000 | $4,611,990,000 | $4,345,662,000 |
| Goodwill And Other Intangible Assets | $18,912,000 | $19,832,000 | $2,814,000 | $2,914,000 |
| Other Intangible Assets | $6,930,000 | $7,850,000 | $188,000 | $288,000 |
| Receivables | $62,336,000 | $62,002,000 | $16,697,000 | $13,479,000 |
| Other Receivables | $43,407,000 | $44,291,000 | - | - |
| Accounts Receivable | $18,929,000 | $17,711,000 | $16,697,000 | $13,479,000 |
| Cash And Cash Equivalents | $123,511,000 | $234,137,000 | $128,562,000 | $88,224,000 |
| Cash Cash Equivalents And Federal Funds Sold | $123,511,000 | $234,137,000 | $128,562,000 | $88,224,000 |
| Debt | ||||
| Net Debt | $384,666,000 | $218,783,000 | $283,976,000 | $101,431,000 |
| Total Debt | $508,177,000 | $452,920,000 | $412,538,000 | $189,655,000 |
| Long Term Debt And Capital Lease Obligation | $508,177,000 | $452,920,000 | $412,538,000 | $189,655,000 |
| Long Term Debt | $508,177,000 | $452,920,000 | $412,538,000 | $189,655,000 |
| Liabilities | ||||
| Total Liabilities Net Minority Interest | $4,889,907,000 | $4,608,307,000 | $4,186,475,000 | $3,951,598,000 |
| Payables And Accrued Expenses | $3,227,000 | $4,008,000 | $5,282,000 | $2,831,000 |
| Payables | $3,227,000 | $4,008,000 | $5,282,000 | $2,831,000 |
| Accounts Payable | $3,227,000 | $4,008,000 | $5,282,000 | $2,831,000 |
| Equity | ||||
| Common Stock Equity | $450,581,000 | $391,421,000 | $359,001,000 | $327,550,000 |
| Preferred Stock Equity | $66,514,000 | $66,514,000 | $66,514,000 | $66,514,000 |
| Total Equity Gross Minority Interest | $517,095,000 | $457,935,000 | $425,515,000 | $394,064,000 |
| Stockholders Equity | $517,095,000 | $457,935,000 | $425,515,000 | $394,064,000 |
| Gains Losses Not Affecting Retained Earnings | $561,000 | $-13,364,000 | $-18,246,000 | $-17,942,000 |
| Other Equity Adjustments | $561,000 | $-13,364,000 | $-18,246,000 | $-17,942,000 |
| Retained Earnings | $351,455,000 | $309,421,000 | $280,650,000 | $248,685,000 |
| Other | ||||
| Preferred Shares Number | $27,600 | $27,600 | $27,600 | $27,600 |
| Ordinary Shares Number | $27,759,970 | $27,552,449 | $27,748,965 | $27,751,950 |
| Share Issued | $27,759,970 | $27,552,449 | $27,748,965 | $27,751,950 |
| Tangible Book Value | $431,669,000 | $371,589,000 | $356,187,000 | $324,636,000 |
| Invested Capital | $958,758,000 | $844,341,000 | $771,539,000 | $517,205,000 |
| Total Capitalization | $1,025,272,000 | $910,855,000 | $838,053,000 | $583,719,000 |
| Additional Paid In Capital | $98,287,000 | $95,088,000 | $96,320,000 | $96,529,000 |
| Capital Stock | $66,792,000 | $66,790,000 | $66,791,000 | $66,792,000 |
| Common Stock | $278,000 | $276,000 | $277,000 | $278,000 |
| Preferred Stock | $66,514,000 | $66,514,000 | $66,514,000 | $66,514,000 |
| Investments And Advances | $776,441,000 | $768,247,000 | $604,104,000 | $548,613,000 |
| Available For Sale Securities | $450,238,000 | $382,554,000 | - | $542,238,000 |
| Goodwill | $11,982,000 | $11,982,000 | $2,626,000 | $2,626,000 |
| Net PPE | $51,576,000 | $49,533,000 | $48,886,000 | $48,445,000 |
| Accumulated Depreciation | $-13,256,000 | $-10,982,000 | $-8,994,000 | $-7,352,000 |
| Gross PPE | $64,832,000 | $60,515,000 | $57,880,000 | $55,797,000 |
| Leases | $2,022,000 | $2,022,000 | $1,951,000 | $2,380,000 |
| Construction In Progress | $4,210,000 | $357,000 | $0 | - |
| Machinery Furniture Equipment | $7,419,000 | $6,411,000 | $6,544,000 | $6,978,000 |
| Buildings And Improvements | $43,333,000 | $43,580,000 | $41,266,000 | $41,265,000 |
| Land And Improvements | $7,848,000 | $8,145,000 | $8,119,000 | $5,174,000 |
| Other Short Term Investments | $326,203,000 | $768,247,000 | $604,104,000 | $548,613,000 |
Fetched: 2026-06-16
Cash Flow Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Free Cash Flow | ||||
| Free Cash Flow | $21,965,000 | $42,296,000 | $27,045,000 | $83,366,000 |
| Operating Activities | ||||
| Operating Cash Flow | $27,812,000 | $46,376,000 | $30,015,000 | $84,999,000 |
| Cash Flow From Continuing Operating Activities | $27,812,000 | $46,376,000 | $30,015,000 | $84,999,000 |
| Operating Gains Losses | $-638,000 | $-385,000 | $53,000 | $-64,000 |
| Investing Activities | ||||
| Capital Expenditure | $-5,847,000 | $-4,080,000 | $-2,970,000 | $-1,633,000 |
| Investing Cash Flow | $-417,466,000 | $-95,236,000 | $-209,183,000 | $-938,243,000 |
| Cash Flow From Continuing Investing Activities | $-417,466,000 | $-95,236,000 | $-209,183,000 | $-938,243,000 |
| Net Other Investing Changes | $-1,909,000 | $-4,230,000 | $2,625,000 | $-21,771,000 |
| Financing Activities | ||||
| Repurchase Of Capital Stock | $-2,937,000 | $-5,901,000 | $-5,127,000 | $-11,513,000 |
| Financing Cash Flow | $283,405,000 | $150,058,000 | $220,687,000 | $796,814,000 |
| Cash Flow From Continuing Financing Activities | $283,405,000 | $150,058,000 | $220,687,000 | $796,814,000 |
| Cash Dividends Paid | $-4,054,000 | $-4,054,000 | $-4,054,000 | $-4,054,000 |
| Preferred Stock Dividend Paid | $-4,054,000 | $-4,054,000 | $-4,054,000 | $-4,054,000 |
| Net Common Stock Issuance | $-2,937,000 | $-5,901,000 | $-5,127,000 | $-11,513,000 |
| Issuance Of Capital Stock | - | - | $0 | $0 |
| Net Preferred Stock Issuance | - | - | $0 | $0 |
| Preferred Stock Issuance | - | - | $0 | $0 |
| Other | ||||
| Repayment Of Debt | $-1,258,250,000 | $-957,000,000 | $-457,000,000 | $-117,250,000 |
| Issuance Of Debt | $1,313,105,000 | $997,000,000 | $679,500,000 | $171,750,000 |
| Interest Paid Supplemental Data | $149,789,000 | $144,596,000 | $114,347,000 | $32,159,000 |
| Income Tax Paid Supplemental Data | $14,283,000 | $5,753,000 | $10,388,000 | $20,565,000 |
| End Cash Position | $123,511,000 | $229,760,000 | $128,562,000 | $87,043,000 |
| Beginning Cash Position | $229,760,000 | $128,562,000 | $87,043,000 | $143,473,000 |
| Changes In Cash | $-106,249,000 | $101,198,000 | $41,519,000 | $-56,430,000 |
| Proceeds From Stock Option Exercised | $1,939,000 | $763,000 | $963,000 | $575,000 |
| Common Stock Payments | $-2,937,000 | $-5,901,000 | $-5,127,000 | $-11,513,000 |
| Net Issuance Payments Of Debt | $54,855,000 | $40,000,000 | $222,500,000 | $54,500,000 |
| Net Long Term Debt Issuance | $54,855,000 | $40,000,000 | $222,500,000 | $54,500,000 |
| Long Term Debt Payments | $-1,258,250,000 | $-957,000,000 | $-457,000,000 | $-117,250,000 |
| Long Term Debt Issuance | $1,313,105,000 | $997,000,000 | $679,500,000 | $171,750,000 |
| Net Investment Purchase And Sale | $24,727,000 | $-77,963,000 | $-52,145,000 | $-165,594,000 |
| Sale Of Investment | $230,828,000 | $167,212,000 | $61,503,000 | $102,665,000 |
| Purchase Of Investment | $-206,101,000 | $-245,175,000 | $-113,648,000 | $-268,259,000 |
| Net Business Purchase And Sale | $0 | $17,284,000 | $0 | $0 |
| Sale Of Business | $0 | $17,284,000 | $0 | $0 |
| Net PPE Purchase And Sale | $-5,847,000 | $-4,080,000 | $-2,970,000 | $-1,633,000 |
| Purchase Of PPE | $-5,847,000 | $-4,080,000 | $-2,970,000 | $-1,633,000 |
| Change In Working Capital | $-23,239,000 | $5,841,000 | $-16,997,000 | $17,258,000 |
| Change In Payables And Accrued Expense | $-9,292,000 | $3,477,000 | $3,905,000 | $30,576,000 |
| Change In Payable | $-9,292,000 | $3,477,000 | $3,905,000 | $30,576,000 |
| Change In Account Payable | $-9,292,000 | $3,477,000 | $3,905,000 | $30,576,000 |
| Change In Receivables | $-13,947,000 | $2,364,000 | $-20,902,000 | $-13,318,000 |
| Changes In Account Receivables | $-13,947,000 | $2,364,000 | $-20,902,000 | $-13,318,000 |
| Other Non Cash Items | $-2,952,000 | $-1,006,000 | $-609,000 | $-346,000 |
| Stock Based Compensation | $4,199,000 | $3,905,000 | $3,954,000 | $3,340,000 |
| Amortization Of Securities | $-3,639,000 | $-1,358,000 | $10,000 | $1,867,000 |
| Deferred Tax | $-2,004,000 | $24,000 | $676,000 | $-1,401,000 |
| Deferred Income Tax | $-2,004,000 | $24,000 | $676,000 | $-1,401,000 |
| Depreciation Amortization Depletion | $3,947,000 | $3,005,000 | $3,143,000 | $3,253,000 |
| Depreciation And Amortization | $3,947,000 | $3,005,000 | $3,143,000 | $3,253,000 |
| Amortization Cash Flow | $921,000 | $78,000 | $100,000 | $191,000 |
| Amortization Of Intangibles | $921,000 | $78,000 | $100,000 | $191,000 |
| Depreciation | $3,026,000 | $2,927,000 | $3,043,000 | $3,062,000 |
| Gain Loss On Investment Securities | $-614,000 | $-385,000 | $33,000 | $-82,000 |
| Gain Loss On Sale Of PPE | $6,000 | $0 | $20,000 | $18,000 |
| Net Income From Continuing Operations | $46,088,000 | $32,825,000 | $39,960,000 | $53,392,000 |
| Sale Of PPE | - | - | - | - |
Fetched: 2026-06-16