BYFC
Broadway Financial Corporation
Price Chart
Latest Quote
$9.90
| Previous Close | $9.78 |
| Open | $9.98 |
| Day High | $9.98 |
| Day Low | $9.76 |
| Volume | 2,814 |
Stock Information
| Shares Outstanding | 6.18M |
| Total Debt | $81.27M |
| Cash Equivalents | $26.62M |
| Revenue | $35.74M |
| Net Income | $-24.02M |
| Sector | Financial Services |
| Industry | Banks - Regional |
| Market Cap | $91.86M |
| EPS (TTM) | $-2.79 |
| Exchange | NCM |
đ Comprehensive Analysis
Company Data
| Enterprise Value | $293.91M |
| Sales | $35.74M |
| Income | $-24.02M |
| Book/sh | $12.65 |
| Cash/sh | $4.31 |
| Employees | 98 |
Financial Ratios
Returns & Margins
| ROA | -1.57% |
| ROE | -7.66% |
| Operating Margin | 15.92% |
| Profit Margin | -58.62% |
Ownership
| Insider Ownership | 29.95% |
| Institutional Ownership | 24.83% |
| Insider & Institutional transactions data not available | |
Valuation Ratios
| P/S | 2.57 |
| P/B | 0.78 |
Analyst Data
| Recommendation | none |
Technical Indicators
| SMA20 | $9.73 |
| SMA50 | $9.08 |
| SMA200 | $7.71 |
| RSI | 57.43 |
| ATR | 0.2586 |
| Shares Float | 4.29M |
| Short Float | 0.21% |
| Short Ratio | 1.71 |
| Volatility | 0.81 |
| Rel Volume | 0.83 |
Performance History
| Week | -1.49% |
| Month | +3.23% |
| Quarter | +27.25% |
| 6 Months | +71.87% |
| YTD | +30.09% |
| Year | +65.00% |
| 3 Years | +20.15% |
| 5 Years | -59.69% |
| 10 Years | -34.52% |
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Recent Price History
| Date | Close | Volume |
|---|---|---|
| 2026-06-18 | $9.90 | 3,500 |
| 2026-06-17 | $9.73 | 2,800 |
| 2026-06-16 | $10.04 | 2,800 |
| 2026-06-15 | $9.75 | 2,700 |
| 2026-06-12 | $10.03 | 2,700 |
| 2026-06-11 | $10.05 | 1,900 |
| 2026-06-10 | $10.10 | 1,900 |
| 2026-06-09 | $9.85 | 1,700 |
| 2026-06-08 | $9.97 | 1,500 |
| 2026-06-05 | $9.68 | 5,700 |
| 2026-06-04 | $9.55 | 1,700 |
| 2026-06-03 | $9.52 | 12,300 |
| 2026-06-02 | $9.59 | 0 |
| 2026-06-01 | $9.59 | 1,400 |
| 2026-05-29 | $9.60 | 1,200 |
| 2026-05-28 | $9.50 | 8,200 |
| 2026-05-27 | $9.31 | 6,600 |
| 2026-05-26 | $9.40 | 16,300 |
| 2026-05-22 | $9.69 | 7,500 |
| 2026-05-21 | $9.67 | 2,000 |
| 2026-05-20 | $9.57 | 1,900 |
| 2026-05-19 | $9.59 | 1,600 |
About Broadway Financial Corporation
Broadway Financial Corporation operates as the holding company for City First Bank, National Association that provides various banking products and services in the United States. It offers deposit products, including savings accounts, checking accounts, interest checking accounts, money market accounts, and fixed-term certificates of deposit. The company also provides mortgage loans, which are secured by multi-family residential properties; single family residential properties; and commercial real estate, including charter schools, community facilities, and churches, as well as commercial business loans, loans guaranteed by the Small Business Administration, construction- to-permanent loans, and consumer loans. In addition, it invests in securities issued by federal government agencies, residential mortgage-backed securities, and other investments. The company was founded in 1946 and is headquartered in Los Angeles, California.
Income Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Revenue | ||||
| Total Revenue | $34,899,000 | $33,323,000 | $34,819,000 | $34,055,000 |
| Operating Revenue | $34,899,000 | $33,323,000 | $34,819,000 | $34,055,000 |
| Expenses | ||||
| Interest Expense | $28,135,000 | $32,177,000 | $19,396,000 | $3,409,000 |
| General And Administrative Expense | $19,109,000 | $17,796,000 | $15,898,000 | $14,534,000 |
| Professional Expense And Contract Services Expense | $3,008,000 | $3,449,000 | $3,126,000 | $2,758,000 |
| Other Non Interest Expense | $6,856,000 | $6,455,000 | $6,079,000 | $5,460,000 |
| Selling And Marketing Expense | - | - | $168,000 | $137,000 |
| Income & Earnings | ||||
| Net Income From Continuing Operation Net Minority Interest | $-24,795,000 | $1,929,000 | $4,327,000 | $5,636,000 |
| Net Interest Income | $33,147,000 | $31,769,000 | $29,462,000 | $32,860,000 |
| Interest Income | $61,282,000 | $63,946,000 | $48,858,000 | $36,269,000 |
| Normalized Income | $-4,367,180 | $1,929,000 | $4,327,000 | $5,636,000 |
| Net Income From Continuing And Discontinued Operation | $-24,795,000 | $1,929,000 | $4,327,000 | $5,636,000 |
| Net Income Common Stockholders | $-27,795,000 | $362,000 | $4,270,000 | $5,609,000 |
| Net Income | $-24,795,000 | $1,929,000 | $4,327,000 | $5,636,000 |
| Net Income Including Noncontrolling Interests | $-24,808,000 | $1,954,000 | $4,351,000 | $5,706,000 |
| Net Income Continuous Operations | $-24,808,000 | $1,954,000 | $4,351,000 | $5,706,000 |
| Pretax Income | $-24,470,000 | $2,769,000 | $6,258,000 | $8,119,000 |
| Special Income Charges | $-25,858,000 | $0 | - | - |
| Depreciation Amortization Depletion Income Statement | $315,000 | $336,000 | $390,000 | $435,000 |
| Depreciation And Amortization In Income Statement | $315,000 | $336,000 | $390,000 | $435,000 |
| Amortization Of Intangibles Income Statement | $315,000 | $336,000 | $390,000 | $435,000 |
| Per Share | ||||
| Diluted EPS | $-3.23 | $0.04 | $0.49 | $0.64 |
| Basic EPS | $-3.23 | $0.04 | $0.49 | $0.64 |
| Other | ||||
| Tax Effect Of Unusual Items | $-5,430,180 | $0 | $0 | $0 |
| Tax Rate For Calcs | $0 | $0 | $0 | $0 |
| Total Unusual Items | $-25,858,000 | $0 | - | - |
| Total Unusual Items Excluding Goodwill | $-25,858,000 | $0 | - | - |
| Reconciled Depreciation | $315,000 | $336,000 | $775,000 | $811,000 |
| Diluted Average Shares | $8,595,254 | $8,975,000 | $8,741,670 | $8,806,250 |
| Basic Average Shares | $8,595,254 | $8,975,000 | $8,627,071 | $8,806,250 |
| Diluted NI Availto Com Stockholders | $-27,795,000 | $362,000 | $4,270,000 | $5,609,000 |
| Preferred Stock Dividends | $3,000,000 | $1,567,000 | - | - |
| Minority Interests | $13,000 | $-25,000 | $-24,000 | $-70,000 |
| Tax Provision | $338,000 | $815,000 | $1,907,000 | $2,413,000 |
| Impairment Of Capital Assets | $25,858,000 | $0 | - | - |
| Amortization | $315,000 | $336,000 | $390,000 | $435,000 |
| Selling General And Administration | $19,109,000 | $17,796,000 | $15,898,000 | $14,671,000 |
| Insurance And Claims | $271,000 | $234,000 | $245,000 | $231,000 |
| Salaries And Wages | $18,838,000 | $17,562,000 | $15,653,000 | $14,303,000 |
| Occupancy And Equipment | $2,037,000 | $1,858,000 | $1,870,000 | $1,615,000 |
| Otherunder Preferred Stock Dividend | - | $8,000 | $57,000 | $27,000 |
| Other Gand A | - | - | - | - |
Balance Sheet (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Assets | ||||
| Net Tangible Assets | $261,291,000 | $257,340,000 | $253,747,000 | $251,123,000 |
| Total Assets | $1,345,569,000 | $1,334,883,000 | $1,406,654,000 | $1,184,293,000 |
| Goodwill And Other Intangible Assets | $1,460,000 | $27,633,000 | $27,969,000 | $28,359,000 |
| Other Intangible Assets | $1,460,000 | $1,775,000 | $2,111,000 | $2,501,000 |
| Receivables | $5,999,000 | $5,001,000 | $4,938,000 | $3,973,000 |
| Accounts Receivable | $5,999,000 | $5,001,000 | $4,938,000 | $3,973,000 |
| Cash And Cash Equivalents | $10,507,000 | $61,365,000 | $105,195,000 | $16,105,000 |
| Cash Financial | $1,676,000 | $2,255,000 | $5,460,000 | $7,459,000 |
| Cash Cash Equivalents And Federal Funds Sold | $10,507,000 | $61,365,000 | $105,195,000 | $16,105,000 |
| Debt | ||||
| Net Debt | $61,493,000 | $165,523,000 | $249,561,000 | $126,239,000 |
| Total Debt | $72,000,000 | $226,888,000 | $354,756,000 | $142,344,000 |
| Long Term Debt And Capital Lease Obligation | $72,000,000 | $226,888,000 | $354,756,000 | $142,344,000 |
| Long Term Debt | $72,000,000 | $226,888,000 | $354,756,000 | $142,344,000 |
| Liabilities | ||||
| Total Liabilities Net Minority Interest | $1,082,612,000 | $1,049,691,000 | $1,124,744,000 | $904,641,000 |
| Payables And Accrued Expenses | - | - | - | $11,910,000 |
| Equity | ||||
| Common Stock Equity | $112,751,000 | $134,973,000 | $131,716,000 | $129,482,000 |
| Preferred Stock Equity | $150,000,000 | $150,000,000 | $150,000,000 | $150,000,000 |
| Total Equity Gross Minority Interest | $262,957,000 | $285,192,000 | $281,910,000 | $279,652,000 |
| Stockholders Equity | $262,751,000 | $284,973,000 | $281,716,000 | $279,482,000 |
| Other Equity Interest | $-3,869,000 | $-4,201,000 | $-4,492,000 | $-1,265,000 |
| Gains Losses Not Affecting Retained Earnings | $-6,105,000 | $-11,223,000 | $-13,525,000 | $-17,473,000 |
| Other Equity Adjustments | $-6,105,000 | $-11,223,000 | $-13,525,000 | $-17,473,000 |
| Retained Earnings | $-15,238,000 | $12,727,000 | $12,365,000 | $9,294,000 |
| Other | ||||
| Treasury Shares Number | $327,228 | $327,228 | $327,228 | $327,228 |
| Ordinary Shares Number | $9,180,498 | $9,120,363 | $9,012,997 | $9,179,064 |
| Share Issued | $9,507,726 | $9,447,591 | $9,340,225 | $9,506,292 |
| Tangible Book Value | $111,291,000 | $107,340,000 | $103,747,000 | $101,123,000 |
| Invested Capital | $184,751,000 | $361,861,000 | $486,472,000 | $271,826,000 |
| Total Capitalization | $334,751,000 | $511,861,000 | $636,472,000 | $421,826,000 |
| Minority Interest | $206,000 | $219,000 | $194,000 | $170,000 |
| Treasury Stock | $5,326,000 | $5,326,000 | $5,326,000 | $5,326,000 |
| Additional Paid In Capital | $143,194,000 | $142,902,000 | $142,601,000 | $144,157,000 |
| Capital Stock | $150,095,000 | $150,094,000 | $150,093,000 | $150,095,000 |
| Common Stock | $95,000 | $94,000 | $93,000 | $95,000 |
| Preferred Stock | $150,000,000 | $150,000,000 | $150,000,000 | $150,000,000 |
| Investments And Advances | $256,835,000 | $203,862,000 | $316,950,000 | $328,749,000 |
| Available For Sale Securities | $245,019,000 | $118,904,000 | - | - |
| Goodwill | $0 | $25,858,000 | $25,858,000 | $25,858,000 |
| Net PPE | $8,732,000 | $8,899,000 | $9,185,000 | $10,291,000 |
| Accumulated Depreciation | $-5,597,000 | $-5,286,000 | $-4,888,000 | $-4,408,000 |
| Gross PPE | $14,329,000 | $14,185,000 | $14,073,000 | $14,699,000 |
| Machinery Furniture Equipment | $1,358,000 | $1,214,000 | $2,318,000 | $2,185,000 |
| Buildings And Improvements | $7,649,000 | $7,649,000 | $6,433,000 | $6,303,000 |
| Land And Improvements | $5,322,000 | $5,322,000 | $5,322,000 | $5,322,000 |
| Other Short Term Investments | $11,816,000 | $203,862,000 | $316,950,000 | $328,749,000 |
| Other Properties | - | - | $655,000 | $889,000 |
| Current Accrued Expenses | - | - | - | $11,910,000 |
Cash Flow Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Free Cash Flow | ||||
| Free Cash Flow | $-184,000 | $-3,120,000 | $7,386,000 | $6,001,000 |
| Operating Activities | ||||
| Operating Cash Flow | $-184,000 | $-3,120,000 | $7,594,000 | $6,324,000 |
| Cash Flow From Continuing Operating Activities | $-184,000 | $-3,120,000 | $7,594,000 | $6,324,000 |
| Operating Gains Losses | $24,165,000 | $-2,425,000 | - | - |
| Investing Activities | ||||
| Capital Expenditure | - | $-138,000 | $-208,000 | $-323,000 |
| Investing Cash Flow | - | $28,223,000 | $-131,481,000 | $-323,959,000 |
| Cash Flow From Continuing Investing Activities | - | $28,223,000 | $-131,481,000 | $-323,959,000 |
| Net Other Investing Changes | - | $519,000 | $-2,900,000 | $-7,533,000 |
| Financing Activities | ||||
| Financing Cash Flow | $-2,823,000 | $-1,165,000 | $212,977,000 | $102,220,000 |
| Cash Flow From Continuing Financing Activities | $-2,823,000 | $-1,165,000 | $212,977,000 | $102,220,000 |
| Net Other Financing Charges | $-170,000 | - | $-3,400,000 | $-500,000 |
| Cash Dividends Paid | $-3,000,000 | $-1,567,000 | $0 | $-15,000 |
| Repurchase Of Capital Stock | - | $0 | $-1,781,000 | $0 |
| Preferred Stock Dividend Paid | - | $-1,567,000 | $0 | $-15,000 |
| Net Common Stock Issuance | - | $0 | $-1,781,000 | $0 |
| Issuance Of Capital Stock | - | - | $0 | $150,000,000 |
| Net Preferred Stock Issuance | - | - | $0 | $150,000,000 |
| Preferred Stock Issuance | - | - | $0 | $150,000,000 |
| Common Stock Issuance | - | - | - | $0 |
| Other | ||||
| End Cash Position | $70,165,000 | $73,172,000 | $105,195,000 | $16,105,000 |
| Beginning Cash Position | $73,172,000 | $77,457,000 | $16,105,000 | $231,520,000 |
| Changes In Cash | $-3,007,000 | $-4,285,000 | $89,090,000 | $-215,415,000 |
| Proceeds From Stock Option Exercised | $347,000 | $402,000 | - | - |
| Change In Working Capital | $-179,000 | $-3,217,000 | $1,805,000 | $-565,000 |
| Change In Other Current Assets | $-242,000 | $-2,927,000 | $-677,000 | $-995,000 |
| Change In Payables And Accrued Expense | $63,000 | $-290,000 | $2,287,000 | $-461,000 |
| Change In Accrued Expense | $63,000 | $-290,000 | $2,287,000 | $-461,000 |
| Stock Based Compensation | $625,000 | $593,000 | $396,000 | $283,000 |
| Earnings Losses From Equity Investments | $24,165,000 | $-2,425,000 | - | - |
| Net Income From Continuing Operations | $-24,795,000 | $1,929,000 | $4,351,000 | $5,706,000 |
| Repayment Of Debt | - | $-466,778,000 | $-375,140,000 | $-53,140,000 |
| Issuance Of Debt | - | $339,000,000 | $587,575,000 | $95,500,000 |
| Interest Paid Supplemental Data | - | $30,628,000 | $16,921,000 | $3,053,000 |
| Income Tax Paid Supplemental Data | - | $416,000 | $2,036,000 | $332,000 |
| Common Stock Payments | - | $0 | $-1,781,000 | $0 |
| Net Issuance Payments Of Debt | - | $-127,778,000 | $212,435,000 | $42,360,000 |
| Net Long Term Debt Issuance | - | $-127,778,000 | $212,435,000 | $42,360,000 |
| Long Term Debt Payments | - | $-466,778,000 | $-375,140,000 | $-53,140,000 |
| Long Term Debt Issuance | - | $339,000,000 | $587,575,000 | $95,500,000 |
| Net Investment Purchase And Sale | - | $117,127,000 | $18,395,000 | $-196,175,000 |
| Sale Of Investment | - | $117,127,000 | $18,395,000 | $19,325,000 |
| Net PPE Purchase And Sale | - | $-138,000 | $-208,000 | $-323,000 |
| Purchase Of PPE | - | $-138,000 | $-208,000 | $-323,000 |
| Change In Receivables | - | $-63,000 | $-965,000 | $-601,000 |
| Changes In Account Receivables | - | $-63,000 | $-965,000 | $-601,000 |
| Other Non Cash Items | - | $-470,000 | $-277,000 | $-874,000 |
| Depreciation Amortization Depletion | - | $760,000 | $775,000 | $811,000 |
| Depreciation And Amortization | - | $760,000 | $775,000 | $811,000 |
| Amortization Cash Flow | - | $336,000 | $390,000 | $435,000 |
| Amortization Of Intangibles | - | $336,000 | $390,000 | $435,000 |
| Depreciation | - | $424,000 | $385,000 | $376,000 |
| Purchase Of Investment | - | - | $0 | $-215,500,000 |
| Net Business Purchase And Sale | - | - | - | $0 |
| Sale Of Business | - | - | - | $0 |
| Deferred Tax | - | - | - | $0 |
| Deferred Income Tax | - | - | - | $0 |