CASH
Pathward Financial, Inc.
Price Chart
Latest Quote
$82.05
+1.05 (+1.30%)
Current Price
| Previous Close | $81.00 |
| Open | $81.37 |
| Day High | $82.76 |
| Day Low | $81.37 |
| Volume | 374,085 |
Stock Information
| Quarterly Dividend / Yield | $0.20 / 0.24% |
| Shares Outstanding | 21.11M |
| Quarterly Dividend Yield | 0.24% |
| Quarterly Dividend | $0.20 |
| Total Debt | $82.70M |
| Cash Equivalents | $157.60M |
| Revenue | $777.18M |
| Net Income | $188.61M |
| Sector | Financial Services |
| Industry | Banks - Regional |
| Market Cap | $1.73B |
| P/E Ratio | 9.76 |
| EPS (TTM) | $8.41 |
| Exchange | NMS |
đ Comprehensive Analysis
Company Data
| Enterprise Value | $1.68B |
| Sales | $777.18M |
| Income | $188.61M |
| Book/sh | $39.83 |
| Cash/sh | $7.47 |
| Employees | 1K |
Financial Ratios
| EPS Growth TTM | -2.70% |
Returns & Margins
| ROA | 2.69% |
| ROE | 22.82% |
| Operating Margin | 38.23% |
| Profit Margin | 24.32% |
Ownership
| Insider Ownership | 1.44% |
| Institutional Ownership | 102.29% |
| Insider & Institutional transactions data not available | |
Valuation Ratios
| Forward P/E | 8.49 |
| PEG | 0.20 |
| P/S | 2.23 |
| P/B | 2.06 |
Analyst Data
| Recommendation | none |
| Target Price | $107.50 |
Technical Indicators
| SMA20 | $81.69 |
| SMA50 | $86.00 |
| SMA200 | $80.82 |
| RSI | 49.63 |
| ATR | 2.4292 |
| Shares Float | 20.81M |
| Short Float | 12.39% |
| Short Ratio | 12.10 |
| Volatility | 0.62 |
| Rel Volume | 1.94 |
Performance History
| Week | -1.04% |
| Month | +2.05% |
| Quarter | -10.14% |
| 6 Months | +10.66% |
| YTD | +14.30% |
| Year | +12.16% |
| 3 Years | +64.29% |
| 5 Years | +61.37% |
| 10 Years | +395.93% |
Stock Score:
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Recent Price History
| Date | Close | Volume |
|---|---|---|
| 2026-06-18 | $82.05 | 408,900 |
| 2026-06-17 | $81.00 | 292,600 |
| 2026-06-16 | $83.30 | 152,000 |
| 2026-06-15 | $82.03 | 155,200 |
| 2026-06-12 | $84.17 | 278,100 |
| 2026-06-11 | $82.91 | 272,700 |
| 2026-06-10 | $81.50 | 199,200 |
| 2026-06-09 | $81.13 | 187,500 |
| 2026-06-08 | $80.34 | 222,000 |
| 2026-06-05 | $79.84 | 256,000 |
| 2026-06-04 | $79.00 | 296,800 |
| 2026-06-03 | $77.69 | 371,300 |
| 2026-06-02 | $81.36 | 138,100 |
| 2026-06-01 | $80.86 | 141,600 |
| 2026-05-29 | $82.19 | 146,200 |
| 2026-05-28 | $82.33 | 127,900 |
| 2026-05-27 | $82.98 | 95,700 |
| 2026-05-26 | $83.84 | 152,400 |
| 2026-05-22 | $82.69 | 171,900 |
| 2026-05-21 | $82.60 | 154,700 |
| 2026-05-20 | $82.53 | 205,200 |
| 2026-05-19 | $80.40 | 134,600 |
About Pathward Financial, Inc.
Pathward Financial, Inc. operates as the bank holding company for Pathward, National Association that provides various banking products and services in the United States. It operates through three segments: Consumer, Commercial, and Corporate Services/Other. The company offers demand deposit accounts, savings accounts, and money market savings accounts. It also provides commercial finance product comprising term lending, asset-based lending, factoring, lease financing, insurance premium finance, government guaranteed lending, and other commercial finance products; installment and revolving consumer lending products; tax services, which includes short-term refund advance loans and short-term electronic return originator advance loans; and warehouse financing services. In addition, the company offers payment solutions, such as acceptance, processing, and settlement of credit card and debit card payments, financial processing services for freestanding ATMs; digital payments; and merchant services, as well as issues debit and prepaid cards. The company was formerly known as Meta Financial Group, Inc. and changed its name to Pathward Financial, Inc. in July 2022. Pathward Financial, Inc. was founded in 1954 and is based in Sioux Falls, South Dakota.
đ° Latest News
Pathward Financial, Inc. (CASH) Announces Cash Dividend
Insider Monkey âĸ 2026-06-13T18:08:15Z
A Look At Pathward Financial (CASH) Valuation After Recent Mixed Share Price Performance
Simply Wall St. âĸ 2026-06-08T19:10:20Z
1 Russell 2000 Stock to Own for Decades and 2 We Find Risky
StockStory âĸ 2026-06-08T16:29:50Z
Should Higher-for-Longer Rates Forcing Margin Trade-Offs at Pathward (CASH) Reshape Its Investment Narrative?
Simply Wall St. âĸ 2026-06-08T16:13:10Z
Q1 Rundown: Pathward Financial (NASDAQ:CASH) Vs Other Regional Banks Stocks
StockStory âĸ 2026-06-05T14:48:14Z
Pathward Financial and Axos Financial Shares Plummet, What You Need To Know
StockStory âĸ 2026-06-04T02:55:33Z
Pathward Financial (CASH): Buy, Sell, or Hold Post Q1 Earnings?
StockStory âĸ 2026-05-27T15:37:24Z
Undiscovered Gems in the US Market May 2026
Simply Wall St. âĸ 2026-05-21T11:33:22Z
BankUnited and Pathward Financial Shares Are Falling, What You Need To Know
StockStory âĸ 2026-05-14T13:56:55Z
2 Cash-Heavy Stocks to Target This Week and 1 We Turn Down
StockStory âĸ 2026-05-12T13:32:55Z
Period:
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Income Statement (Annual)
| Metric | 2025-09-30 | 2024-09-30 | 2023-09-30 | 2022-09-30 |
|---|---|---|---|---|
| Revenue | ||||
| Total Revenue | $673,632,000 | $647,669,000 | $600,591,000 | $518,523,000 |
| Operating Revenue | $673,632,000 | $647,669,000 | $600,591,000 | $518,523,000 |
| Expenses | ||||
| Interest Expense | $11,598,000 | $21,233,000 | $10,874,000 | $4,872,000 |
| General And Administrative Expense | $200,495,000 | $201,472,000 | $184,318,000 | $171,126,000 |
| Professional Expense And Contract Services Expense | $36,469,000 | $24,857,000 | $27,102,000 | $40,634,000 |
| Other Non Interest Expense | $74,784,000 | $59,132,000 | $46,239,000 | $41,868,000 |
| Income & Earnings | ||||
| Net Income From Continuing Operation Net Minority Interest | $185,872,000 | $183,219,000 | $143,266,000 | $151,134,000 |
| Net Interest Income | $511,794,000 | $497,825,000 | $411,076,000 | $324,566,000 |
| Interest Income | $523,392,000 | $519,058,000 | $421,950,000 | $329,438,000 |
| Normalized Income | $173,919,640 | $180,064,972 | $134,844,636 | $114,263,835 |
| Net Income From Continuing And Discontinued Operation | $185,872,000 | $183,219,000 | $143,266,000 | $151,134,000 |
| Average Dilution Earnings | $3,000 | $2,000 | $7,000 | $1,000 |
| Net Income Common Stockholders | $185,181,000 | $181,541,000 | $141,118,000 | $148,655,000 |
| Net Income | $185,872,000 | $183,219,000 | $143,266,000 | $151,134,000 |
| Net Income Including Noncontrolling Interests | $186,787,000 | $184,512,000 | $145,458,000 | $154,102,000 |
| Net Income Continuous Operations | $186,787,000 | $184,512,000 | $145,458,000 | $154,102,000 |
| Pretax Income | $223,053,000 | $218,620,000 | $155,045,000 | $180,303,000 |
| Special Income Charges | $9,129,000 | $-3,012,000 | $6,727,000 | $49,330,000 |
| Depreciation Amortization Depletion Income Statement | $49,092,000 | $45,888,000 | $50,681,000 | $42,221,000 |
| Depreciation And Amortization In Income Statement | $49,092,000 | $45,888,000 | $50,681,000 | $42,221,000 |
| Amortization Of Intangibles Income Statement | $3,456,000 | $4,131,000 | $4,971,000 | $6,585,000 |
| Depreciation Income Statement | $45,636,000 | $41,757,000 | $45,710,000 | $35,636,000 |
| Per Share | ||||
| Diluted EPS | $7.87 | $6.62 | $5.99 | $5.26 |
| Basic EPS | $7.91 | $6.63 | $6.01 | $5.26 |
| Other | ||||
| Tax Effect Of Unusual Items | $2,327,640 | $582,972 | $556,636 | $6,252,835 |
| Tax Rate For Calcs | $0 | $0 | $0 | $0 |
| Total Unusual Items | $14,280,000 | $3,737,000 | $8,978,000 | $43,123,000 |
| Total Unusual Items Excluding Goodwill | $14,280,000 | $3,737,000 | $8,978,000 | $43,123,000 |
| Reconciled Depreciation | $59,725,000 | $57,765,000 | $64,955,000 | $61,601,000 |
| Diluted Average Shares | $23,522,629 | $25,201,750 | $26,925,606 | $29,232,247 |
| Basic Average Shares | $23,397,489 | $25,169,937 | $26,833,079 | $29,227,071 |
| Diluted NI Availto Com Stockholders | $185,184,000 | $181,543,000 | $141,125,000 | $148,656,000 |
| Otherunder Preferred Stock Dividend | $691,000 | $1,678,000 | $2,148,000 | $2,479,000 |
| Minority Interests | $-915,000 | $-1,293,000 | $-2,192,000 | $-2,968,000 |
| Tax Provision | $36,266,000 | $34,108,000 | $9,587,000 | $26,201,000 |
| Gain On Sale Of Business | $15,044,000 | $0 | $0 | $0 |
| Write Off | $5,915,000 | $3,012,000 | $3,273,000 | $670,000 |
| Gain On Sale Of Security | $11,938,000 | $5,920,000 | $412,000 | $-1,287,000 |
| Amortization | $3,456,000 | $4,131,000 | $4,971,000 | $6,585,000 |
| Selling General And Administration | $200,495,000 | $201,472,000 | $184,318,000 | $171,126,000 |
| Salaries And Wages | $200,495,000 | $201,472,000 | $184,318,000 | $171,126,000 |
| Occupancy And Equipment | $42,094,000 | $36,587,000 | $34,691,000 | $34,909,000 |
| Other Special Charges | - | - | $-10,000,000 | $-50,000,000 |
Fetched: 2026-06-17
Balance Sheet (Annual)
| Metric | 2025-09-30 | 2024-09-30 | 2023-09-30 | 2022-09-30 |
|---|---|---|---|---|
| Assets | ||||
| Net Tangible Assets | $547,615,000 | $496,372,000 | $289,127,000 | $309,974,000 |
| Total Assets | $7,172,344,000 | $7,532,017,000 | $7,503,401,000 | $6,747,410,000 |
| Goodwill And Other Intangible Assets | $310,430,000 | $326,094,000 | $330,225,000 | $335,196,000 |
| Other Intangible Assets | $12,502,000 | $16,589,000 | $20,720,000 | $25,691,000 |
| Receivables | $187,756,000 | $183,559,000 | $206,674,000 | $228,671,000 |
| Other Receivables | $149,236,000 | $152,174,000 | $183,392,000 | $210,692,000 |
| Accounts Receivable | $38,520,000 | $31,385,000 | $23,282,000 | $17,979,000 |
| Cash And Cash Equivalents | $120,568,000 | $158,337,000 | $375,580,000 | $388,038,000 |
| Cash Cash Equivalents And Federal Funds Sold | $120,568,000 | $158,337,000 | $375,580,000 | $388,038,000 |
| Prepaid Assets | - | - | - | - |
| Debt | ||||
| Total Debt | $42,456,000 | $410,354,000 | $46,873,000 | $36,028,000 |
| Long Term Debt And Capital Lease Obligation | $33,456,000 | $33,354,000 | $33,873,000 | $36,028,000 |
| Long Term Debt | $33,456,000 | $33,354,000 | $33,873,000 | $36,028,000 |
| Current Debt And Capital Lease Obligation | $9,000,000 | $377,000,000 | $13,000,000 | $0 |
| Current Debt | $9,000,000 | $377,000,000 | $13,000,000 | $0 |
| Other Current Borrowings | $9,000,000 | $377,000,000 | $13,000,000 | $0 |
| Net Debt | - | $252,017,000 | - | - |
| Liabilities | ||||
| Total Liabilities Net Minority Interest | $6,314,890,000 | $6,709,828,000 | $6,885,054,000 | $6,102,270,000 |
| Payables And Accrued Expenses | - | - | $248,863,000 | $200,205,000 |
| Payables | - | - | - | - |
| Accounts Payable | - | - | - | - |
| Equity | ||||
| Common Stock Equity | $858,045,000 | $822,466,000 | $619,352,000 | $645,170,000 |
| Total Equity Gross Minority Interest | $857,454,000 | $822,189,000 | $618,347,000 | $645,140,000 |
| Stockholders Equity | $858,045,000 | $822,466,000 | $619,352,000 | $645,170,000 |
| Gains Losses Not Affecting Retained Earnings | $-145,461,000 | $-153,394,000 | $-255,443,000 | $-213,080,000 |
| Other Equity Adjustments | $-145,461,000 | $-153,394,000 | $-255,443,000 | $-213,080,000 |
| Retained Earnings | $359,830,000 | $337,058,000 | $246,377,000 | $245,394,000 |
| Other | ||||
| Treasury Shares Number | $70,215 | $3,769 | $41,980 | $90,053 |
| Ordinary Shares Number | $22,772,570 | $24,847,353 | $26,183,583 | $28,788,124 |
| Share Issued | $22,842,785 | $24,851,122 | $26,225,563 | $28,878,177 |
| Tangible Book Value | $547,615,000 | $496,372,000 | $289,127,000 | $309,974,000 |
| Invested Capital | $900,501,000 | $1,232,820,000 | $666,225,000 | $681,198,000 |
| Total Capitalization | $891,501,000 | $855,820,000 | $653,225,000 | $681,198,000 |
| Minority Interest | $-591,000 | $-277,000 | $-1,005,000 | $-30,000 |
| Treasury Stock | $4,882,000 | $249,000 | $344,000 | $4,835,000 |
| Additional Paid In Capital | $648,330,000 | $638,803,000 | $628,500,000 | $617,403,000 |
| Capital Stock | $228,000 | $248,000 | $262,000 | $288,000 |
| Common Stock | $228,000 | $248,000 | $262,000 | $288,000 |
| Preferred Stock | $0 | $0 | $0 | $0 |
| Investments And Advances | $1,357,151,000 | $1,774,313,000 | $1,840,819,000 | $1,924,551,000 |
| Held To Maturity Securities | $29,308,000 | $33,092,000 | $36,591,000 | $41,682,000 |
| Available For Sale Securities | $354,833,000 | - | - | - |
| Goodwill | $297,928,000 | $309,505,000 | $309,505,000 | $309,505,000 |
| Net PPE | $200,078,000 | $244,394,000 | $250,910,000 | $246,081,000 |
| Accumulated Depreciation | $-183,911,000 | $-172,794,000 | $-163,255,000 | $-131,930,000 |
| Gross PPE | $383,989,000 | $417,188,000 | $414,165,000 | $378,011,000 |
| Other Properties | $279,253,000 | $309,018,000 | $304,074,000 | $277,057,000 |
| Machinery Furniture Equipment | $81,179,000 | $85,131,000 | $87,406,000 | $78,300,000 |
| Buildings And Improvements | $22,203,000 | $21,685,000 | $21,331,000 | $21,300,000 |
| Land And Improvements | $1,354,000 | $1,354,000 | $1,354,000 | $1,354,000 |
| Other Short Term Investments | $973,010,000 | $1,741,221,000 | $1,804,228,000 | $1,882,869,000 |
| Current Accrued Expenses | - | - | $248,863,000 | $200,205,000 |
| Capital Lease Obligations | - | - | - | - |
| Long Term Capital Lease Obligation | - | - | - | - |
Fetched: 2026-06-17
Cash Flow Statement (Annual)
| Metric | 2025-09-30 | 2024-09-30 | 2023-09-30 | 2022-09-30 |
|---|---|---|---|---|
| Free Cash Flow | ||||
| Free Cash Flow | $236,594,000 | $212,051,000 | $-121,993,000 | $-148,819,000 |
| Operating Activities | ||||
| Operating Cash Flow | $450,619,000 | $488,805,000 | $327,913,000 | $290,049,000 |
| Cash Flow From Continuing Operating Activities | $450,619,000 | $488,805,000 | $327,913,000 | $290,049,000 |
| Operating Gains Losses | $-32,133,000 | $-12,669,000 | $-12,035,000 | $-48,361,000 |
| Investing Activities | ||||
| Capital Expenditure | $-214,025,000 | $-276,754,000 | $-449,906,000 | $-438,868,000 |
| Investing Cash Flow | $25,843,000 | $-262,929,000 | $-945,560,000 | $-332,111,000 |
| Cash Flow From Continuing Investing Activities | $25,843,000 | $-262,929,000 | $-945,560,000 | $-332,111,000 |
| Net Other Investing Changes | $11,778,000 | $-1,338,000 | $1,643,000 | $4,961,000 |
| Financing Activities | ||||
| Repurchase Of Capital Stock | $-163,047,000 | $-86,853,000 | $-120,437,000 | $-168,235,000 |
| Issuance Of Capital Stock | $0 | $3,000 | $1,000 | $0 |
| Financing Cash Flow | $-513,026,000 | $-443,200,000 | $604,858,000 | $117,817,000 |
| Cash Flow From Continuing Financing Activities | $-513,026,000 | $-443,200,000 | $604,858,000 | $117,817,000 |
| Net Other Financing Charges | $-1,229,000 | $-1,186,000 | $-5,425,000 | $-6,904,000 |
| Cash Dividends Paid | $-4,686,000 | $-5,067,000 | $-5,426,000 | $-5,921,000 |
| Common Stock Dividend Paid | $-4,686,000 | $-5,067,000 | $-5,426,000 | $-5,921,000 |
| Net Common Stock Issuance | $-163,047,000 | $-86,850,000 | $-120,436,000 | $-168,235,000 |
| Common Stock Issuance | $0 | $3,000 | $1,000 | $0 |
| Other | ||||
| Interest Paid Supplemental Data | $11,981,000 | $20,909,000 | $10,819,000 | $5,259,000 |
| Income Tax Paid Supplemental Data | $19,054,000 | $20,359,000 | $15,415,000 | $13,940,000 |
| End Cash Position | $120,568,000 | $158,337,000 | $375,580,000 | $388,038,000 |
| Beginning Cash Position | $158,337,000 | $375,580,000 | $388,038,000 | $314,019,000 |
| Effect Of Exchange Rate Changes | $-1,205,000 | $81,000 | $331,000 | $-1,736,000 |
| Changes In Cash | $-36,564,000 | $-217,324,000 | $-12,789,000 | $75,755,000 |
| Common Stock Payments | $-163,047,000 | $-86,853,000 | $-120,437,000 | $-168,235,000 |
| Net Issuance Payments Of Debt | $-368,000,000 | $364,000,000 | $13,000,000 | $-55,075,000 |
| Net Short Term Debt Issuance | $-368,000,000 | $364,000,000 | $13,000,000 | $0 |
| Net Investment Purchase And Sale | $404,441,000 | $201,582,000 | $25,246,000 | $-302,895,000 |
| Sale Of Investment | $406,721,000 | $205,047,000 | $182,131,000 | $604,466,000 |
| Purchase Of Investment | $-2,280,000 | $-3,465,000 | $-156,885,000 | $-907,361,000 |
| Net Business Purchase And Sale | $608,455,000 | $0 | $0 | $0 |
| Sale Of Business | $608,455,000 | $0 | $0 | $0 |
| Net Intangibles Purchase And Sale | $0 | $0 | $10,000,000 | $50,000,000 |
| Sale Of Intangibles | $0 | $0 | $10,000,000 | $50,000,000 |
| Net PPE Purchase And Sale | $-185,715,000 | $-267,183,000 | $-434,908,000 | $-429,461,000 |
| Sale Of PPE | $28,310,000 | $9,571,000 | $14,998,000 | $9,407,000 |
| Purchase Of PPE | $-214,025,000 | $-276,754,000 | $-449,906,000 | $-438,868,000 |
| Change In Working Capital | $-119,584,000 | $171,524,000 | $85,142,000 | $-34,884,000 |
| Change In Other Working Capital | $-2,859,000 | $-2,751,000 | $-1,497,000 | $-2,434,000 |
| Change In Other Current Assets | $-79,568,000 | $-11,793,000 | $17,244,000 | $-32,923,000 |
| Change In Payables And Accrued Expense | $-33,642,000 | $176,044,000 | $48,776,000 | $-10,621,000 |
| Change In Accrued Expense | $-33,642,000 | $176,044,000 | $48,776,000 | $-10,621,000 |
| Change In Receivables | $-7,135,000 | $-8,103,000 | $-5,303,000 | $-1,725,000 |
| Changes In Account Receivables | $-7,135,000 | $-8,103,000 | $-5,303,000 | $-1,725,000 |
| Other Non Cash Items | $269,829,000 | $1,107,000 | $-68,803,000 | $74,332,000 |
| Stock Based Compensation | $9,507,000 | $10,286,000 | $11,070,000 | $10,004,000 |
| Asset Impairment Charge | $2,915,000 | $2,013,000 | $24,000 | $670,000 |
| Deferred Tax | $16,799,000 | $16,166,000 | $-7,140,000 | $15,793,000 |
| Deferred Income Tax | $16,799,000 | $16,166,000 | $-7,140,000 | $15,793,000 |
| Depreciation Amortization Depletion | $59,725,000 | $57,765,000 | $64,955,000 | $61,601,000 |
| Depreciation And Amortization | $59,725,000 | $57,765,000 | $64,955,000 | $61,601,000 |
| Gain Loss On Investment Securities | $25,084,000 | $0 | $0 | $-154,000 |
| Gain Loss On Sale Of PPE | $0 | $0 | $-9,935,000 | $-49,945,000 |
| Gain Loss On Sale Of Business | $-15,044,000 | $0 | $0 | $0 |
| Net Income From Continuing Operations | $186,787,000 | $184,512,000 | $145,458,000 | $154,102,000 |
| Repayment Of Debt | - | $0 | $0 | $-75,075,000 |
| Issuance Of Debt | - | $0 | $0 | $20,000,000 |
| Proceeds From Stock Option Exercised | - | $0 | $0 | $2,886,000 |
| Net Long Term Debt Issuance | - | $0 | $0 | $-55,075,000 |
| Long Term Debt Payments | - | $0 | $0 | $-75,075,000 |
| Long Term Debt Issuance | - | $0 | $0 | $20,000,000 |
| Depreciation | - | - | $64,955,000 | $61,601,000 |
| Change In Payable | - | - | - | - |
| Change In Account Payable | - | - | - | - |
Fetched: 2026-06-17