CASS
Cass Information Systems, Inc.
Price Chart
Latest Quote
$49.52
+0.79 (+1.62%)
Current Price
| Previous Close | $48.73 |
| Open | $48.59 |
| Day High | $49.52 |
| Day Low | $48.52 |
| Volume | 108,792 |
Stock Information
| Shares Outstanding | 12.87M |
| Total Debt | $149.33M |
| Cash Equivalents | $244.34M |
| Revenue | $209.05M |
| Net Income | $31.30M |
| Sector | Industrials |
| Industry | Specialty Business Services |
| Market Cap | $637.38M |
| P/E Ratio | 21.16 |
| EPS (TTM) | $2.34 |
| Exchange | NMS |
đ Comprehensive Analysis
Company Data
| Enterprise Value | $524.86M |
| Sales | $209.05M |
| Income | $31.30M |
| Book/sh | $18.79 |
| Cash/sh | $18.98 |
| Employees | 923 |
Financial Ratios
| Quick Ratio | 0.85 |
| Current Ratio | 1.02 |
| Debt/Eq | 61.76 |
| EPS Growth TTM | -1.50% |
Returns & Margins
| ROA | 1.44% |
| ROE | 13.15% |
| Gross Margin | 47.59% |
| Operating Margin | 27.84% |
| Profit Margin | 16.73% |
Ownership
| Insider Ownership | 11.68% |
| Institutional Ownership | 65.36% |
| Insider & Institutional transactions data not available | |
Valuation Ratios
| Forward P/E | 14.46 |
| P/S | 3.05 |
| P/B | 2.64 |
Analyst Data
| Recommendation | buy |
| Target Price | $52.00 |
Technical Indicators
| SMA20 | $47.27 |
| SMA50 | $46.92 |
| SMA200 | $43.00 |
| RSI | 71.77 |
| ATR | 1.4535 |
| Shares Float | 11.31M |
| Short Float | 2.64% |
| Short Ratio | 4.64 |
| Volatility | 0.46 |
| Rel Volume | 1.24 |
Performance History
| Week | +0.16% |
| Month | +8.11% |
| Quarter | +15.55% |
| 6 Months | +14.73% |
| YTD | +23.75% |
| Year | +23.25% |
| 3 Years | +31.66% |
| 5 Years | +23.76% |
| 10 Years | +62.61% |
Stock Score:
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Recent Price History
| Date | Close | Volume |
|---|---|---|
| 2026-06-18 | $49.52 | 112,200 |
| 2026-06-17 | $48.73 | 109,000 |
| 2026-06-16 | $48.16 | 111,600 |
| 2026-06-15 | $47.98 | 104,300 |
| 2026-06-12 | $49.45 | 122,700 |
| 2026-06-11 | $49.44 | 85,300 |
| 2026-06-10 | $49.14 | 133,400 |
| 2026-06-09 | $48.35 | 68,000 |
| 2026-06-08 | $47.28 | 55,200 |
| 2026-06-05 | $47.52 | 86,400 |
| 2026-06-04 | $46.75 | 73,200 |
| 2026-06-03 | $45.40 | 78,100 |
| 2026-06-02 | $46.15 | 86,500 |
| 2026-06-01 | $46.15 | 94,800 |
| 2026-05-29 | $45.72 | 104,800 |
| 2026-05-28 | $45.98 | 102,100 |
| 2026-05-27 | $45.94 | 71,200 |
| 2026-05-26 | $46.23 | 66,900 |
| 2026-05-22 | $45.31 | 70,900 |
| 2026-05-21 | $46.18 | 68,600 |
| 2026-05-20 | $46.02 | 70,200 |
| 2026-05-19 | $45.81 | 66,600 |
About Cass Information Systems, Inc.
Cass Information Systems, Inc. provides payment and information processing services to manufacturing, distribution, and retail enterprises in the United States. The company operates in two segments, Information Services and Banking Services. Its services include freight invoice rating, payment processing, auditing, and the generation of accounting and transportation information. The company also processes and pays facility-related invoices, such as electricity, gas, waste, and telecommunications expenses; and provides telecom expense management solutions, as well as church management software and online platform to provide generosity services for faith-based and non-profit organizations. In addition, the company, through its banking subsidiary, Cass Commercial Bank, provides a range of banking products and services, such as demand, savings, time, and money market deposits; commercial, industrial, commercial real estate, and construction and land development loans; and cash management services to privately held businesses, restaurant franchises, and faith-based ministries. Further, it provides B2B payment platform for clients that require an agile fintech partner. It operates through its banking facility near downtown St. Louis, Missouri; operating branch in the Bridgeton, Missouri; and a leased facility in Colorado Springs, Colorado. Cass Information Systems, Inc. was formerly known as Cass Commercial Corporation and changed its name to Cass Information Systems, Inc. in January 2001. The company was founded in 1906 and is headquartered in Saint Louis, Missouri.
đ° Latest News
Cass sees freight volume recovery in second half of year
FreightWaves âĸ 2026-06-15T16:28:02Z
Just Four Days Till Cass Information Systems, Inc. (NASDAQ:CASS) Will Be Trading Ex-Dividend
Simply Wall St. âĸ 2026-05-31T13:38:24Z
Why Cass Information Systems (CASS) May Be Positioning For Improved Earnings Leverage
Insider Monkey âĸ 2026-05-15T11:55:02Z
TL linehaul rates surge in April, Cass says
FreightWaves âĸ 2026-05-14T18:52:31Z
Speece Thorson Bets On Insight Enterprises (NSIT) With a 78,000 Share Buy
Motley Fool âĸ 2026-04-30T15:33:58Z
Why Cass (CASS) Might be Well Poised for a Surge
Zacks âĸ 2026-04-27T16:20:02Z
Cass Information Systems (CASS) Q1 Earnings Beat Estimates
Zacks âĸ 2026-04-23T13:20:02Z
US Market's 3 Undiscovered Gems with Promising Potential
Simply Wall St. âĸ 2026-04-16T17:33:38Z
Cass data shows freight market tightened further in March
FreightWaves âĸ 2026-04-14T14:35:03Z
Should You Buy Cass Information Systems (CASS) After Golden Cross?
Zacks âĸ 2026-04-13T13:55:01Z
Period:
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Income Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Revenue | ||||
| Total Revenue | $181,567,000 | $172,873,000 | $167,948,000 | $175,952,000 |
| Operating Revenue | - | $172,873,000 | $167,948,000 | - |
| Expenses | ||||
| Interest Expense | $16,326,000 | $20,258,000 | $16,266,000 | $3,482,000 |
| Selling And Marketing Expense | $3,072,000 | $2,774,000 | $2,608,000 | $2,889,000 |
| General And Administrative Expense | $110,066,000 | $109,337,000 | $104,388,000 | $106,474,000 |
| Other Non Interest Expense | $17,466,000 | $17,535,000 | $16,652,000 | $11,315,000 |
| Professional Expense And Contract Services Expense | - | - | - | - |
| Income & Earnings | ||||
| Net Income From Continuing Operation Net Minority Interest | $31,112,000 | $18,558,000 | $27,890,000 | $34,904,000 |
| Net Interest Income | $81,240,000 | $67,787,000 | $66,494,000 | $58,844,000 |
| Interest Income | $97,566,000 | $88,045,000 | $82,760,000 | $62,326,000 |
| Normalized Income | $31,112,000 | $18,558,000 | $27,890,000 | $34,904,000 |
| Net Income From Continuing And Discontinued Operation | $35,116,000 | $19,168,000 | $30,059,000 | $34,904,000 |
| Net Income Common Stockholders | $35,116,000 | $19,168,000 | $30,059,000 | $34,904,000 |
| Net Income | $35,116,000 | $19,168,000 | $30,059,000 | $34,904,000 |
| Net Income Including Noncontrolling Interests | $35,116,000 | $19,168,000 | $30,059,000 | $34,904,000 |
| Net Income Discontinuous Operations | $4,004,000 | $610,000 | $2,169,000 | - |
| Net Income Continuous Operations | $31,112,000 | $18,558,000 | $27,890,000 | $34,904,000 |
| Pretax Income | $38,759,000 | $23,445,000 | $34,464,000 | $42,900,000 |
| Depreciation Amortization Depletion Income Statement | $1,172,000 | $692,000 | $692,000 | $680,000 |
| Depreciation And Amortization In Income Statement | $1,172,000 | $692,000 | $692,000 | $680,000 |
| Amortization Of Intangibles Income Statement | $1,172,000 | $692,000 | $692,000 | $680,000 |
| Per Share | ||||
| Diluted EPS | $2.61 | $1.39 | $2.18 | $2.53 |
| Basic EPS | $2.66 | $1.42 | $2.22 | $2.58 |
| Other | ||||
| Tax Effect Of Unusual Items | $0 | $0 | $0 | $0 |
| Tax Rate For Calcs | $0 | $0 | $0 | $0 |
| Reconciled Depreciation | $7,201,000 | $5,725,000 | $4,646,000 | $4,701,000 |
| Diluted Average Shares | $13,463,000 | $13,778,000 | $13,816,000 | $13,808,000 |
| Basic Average Shares | $13,182,000 | $13,502,000 | $13,530,000 | $13,553,000 |
| Diluted NI Availto Com Stockholders | $35,116,000 | $19,168,000 | $30,059,000 | $34,904,000 |
| Tax Provision | $7,647,000 | $4,887,000 | $6,574,000 | $7,996,000 |
| Gain On Sale Of Security | $-3,534,000 | $-45,000 | $-173,000 | - |
| Amortization | $1,172,000 | $692,000 | $692,000 | $680,000 |
| Selling General And Administration | $113,138,000 | $112,111,000 | $106,996,000 | $109,363,000 |
| Salaries And Wages | $110,066,000 | $109,337,000 | $104,388,000 | $106,474,000 |
| Occupancy And Equipment | $12,684,000 | $10,796,000 | $9,694,000 | $10,344,000 |
| Other Gand A | - | - | - | - |
Fetched: 2026-06-18
Balance Sheet (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Assets | ||||
| Net Tangible Assets | $223,106,000 | $207,783,000 | $209,155,000 | $184,890,000 |
| Total Assets | $2,606,024,000 | $2,395,081,000 | $2,478,622,000 | $2,573,023,000 |
| Goodwill And Other Intangible Assets | $19,892,000 | $21,247,000 | $20,654,000 | $21,435,000 |
| Other Intangible Assets | $3,728,000 | $4,914,000 | $3,345,000 | $4,126,000 |
| Prepaid Assets | $164,514,000 | $208,530,000 | $198,861,000 | $293,775,000 |
| Receivables | $69,425,000 | $55,906,000 | $110,651,000 | $95,779,000 |
| Accounts Receivable | $69,425,000 | $55,906,000 | $110,651,000 | $95,779,000 |
| Cash And Cash Equivalents | $392,268,000 | $349,728,000 | $372,468,000 | $200,942,000 |
| Cash Equivalents | $366,139,000 | $330,400,000 | $351,560,000 | $179,947,000 |
| Cash Financial | $26,129,000 | $19,328,000 | $20,908,000 | $20,995,000 |
| Cash Cash Equivalents And Federal Funds Sold | $392,268,000 | $349,728,000 | $372,468,000 | $200,942,000 |
| Liabilities | ||||
| Total Liabilities Net Minority Interest | $2,363,026,000 | $2,166,051,000 | $2,248,813,000 | $2,366,698,000 |
| Payables And Accrued Expenses | $1,124,858,000 | $1,129,610,000 | $1,071,369,000 | $1,067,600,000 |
| Payables | $1,124,858,000 | $1,129,610,000 | $1,071,369,000 | $1,067,600,000 |
| Accounts Payable | $1,124,858,000 | $1,129,610,000 | $1,071,369,000 | $1,067,600,000 |
| Equity | ||||
| Common Stock Equity | $242,998,000 | $229,030,000 | $229,809,000 | $206,325,000 |
| Total Equity Gross Minority Interest | $242,998,000 | $229,030,000 | $229,809,000 | $206,325,000 |
| Stockholders Equity | $242,998,000 | $229,030,000 | $229,809,000 | $206,325,000 |
| Gains Losses Not Affecting Retained Earnings | $-26,751,000 | $-45,188,000 | $-47,469,000 | $-59,321,000 |
| Other Equity Adjustments | $-26,751,000 | $-45,188,000 | $-47,469,000 | $-59,321,000 |
| Retained Earnings | $167,092,000 | $148,487,000 | $145,782,000 | $131,682,000 |
| Other | ||||
| Treasury Shares Number | $2,588,135 | $2,001,668 | $1,923,397 | $1,836,116 |
| Ordinary Shares Number | $12,917,637 | $13,504,104 | $13,582,375 | $13,669,656 |
| Share Issued | $15,505,772 | $15,505,772 | $15,505,772 | $15,505,772 |
| Tangible Book Value | $223,106,000 | $207,783,000 | $209,155,000 | $184,890,000 |
| Treasury Stock | $112,148,000 | $87,615,000 | $84,264,000 | $81,211,000 |
| Additional Paid In Capital | $207,052,000 | $205,593,000 | $208,007,000 | $207,422,000 |
| Capital Stock | $7,753,000 | $7,753,000 | $7,753,000 | $7,753,000 |
| Common Stock | $7,753,000 | $7,753,000 | $7,753,000 | $7,753,000 |
| Preferred Stock | $0 | $0 | $0 | $0 |
| Investments And Advances | $770,772,000 | $528,021,000 | $627,117,000 | $754,468,000 |
| Available For Sale Securities | $764,017,000 | - | - | - |
| Goodwill | $16,164,000 | $16,333,000 | $17,309,000 | $17,309,000 |
| Net PPE | $29,449,000 | $30,576,000 | $30,093,000 | $19,958,000 |
| Accumulated Depreciation | $-54,894,000 | $-52,315,000 | $-48,686,000 | $-44,486,000 |
| Gross PPE | $84,343,000 | $82,891,000 | $78,779,000 | $64,444,000 |
| Leases | $1,566,000 | $1,444,000 | $2,052,000 | $2,044,000 |
| Machinery Furniture Equipment | $66,589,000 | $65,398,000 | $60,678,000 | $46,624,000 |
| Buildings And Improvements | $15,315,000 | $15,176,000 | $15,176,000 | $14,903,000 |
| Land And Improvements | $873,000 | $873,000 | $873,000 | $873,000 |
| Other Short Term Investments | $6,755,000 | $528,021,000 | $627,117,000 | $754,468,000 |
Fetched: 2026-06-18
Cash Flow Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Free Cash Flow | ||||
| Free Cash Flow | $31,774,000 | $30,437,000 | $24,999,000 | $45,742,000 |
| Operating Activities | ||||
| Operating Cash Flow | $37,437,000 | $38,949,000 | $36,937,000 | $51,608,000 |
| Cash From Discontinued Operating Activities | $-1,371,000 | $2,205,000 | $1,551,000 | - |
| Cash Flow From Continuing Operating Activities | $38,808,000 | $36,744,000 | $35,386,000 | $51,608,000 |
| Operating Gains Losses | $3,534,000 | $5,236,000 | $979,000 | $-15,000 |
| Investing Activities | ||||
| Capital Expenditure | $-5,663,000 | $-8,512,000 | $-11,938,000 | $-5,866,000 |
| Investing Cash Flow | $-145,279,000 | $3,951,000 | $284,662,000 | $-306,390,000 |
| Cash From Discontinued Investing Activities | $-99,000 | $-817,000 | $-2,386,000 | - |
| Cash Flow From Continuing Investing Activities | $-145,180,000 | $4,768,000 | $287,048,000 | $-306,390,000 |
| Net Other Investing Changes | $44,016,000 | $-12,623,000 | $94,914,000 | $-11,162,000 |
| Financing Activities | ||||
| Repurchase Of Capital Stock | $-25,988,000 | $-7,248,000 | $-5,773,000 | $-5,299,000 |
| Financing Cash Flow | $150,382,000 | $-65,640,000 | $-150,073,000 | $-59,204,000 |
| Cash From Discontinued Financing Activities | $-19,665,000 | $1,566,000 | $-1,639,000 | - |
| Cash Flow From Continuing Financing Activities | $170,047,000 | $-67,206,000 | $-148,434,000 | $-59,204,000 |
| Net Other Financing Charges | $-19,571,000 | $129,403,000 | $-10,299,000 | $-74,177,000 |
| Cash Dividends Paid | $-16,511,000 | $-16,463,000 | $-15,959,000 | $-15,442,000 |
| Common Stock Dividend Paid | $-16,511,000 | $-16,463,000 | $-15,959,000 | $-15,442,000 |
| Net Common Stock Issuance | $-25,988,000 | $-7,248,000 | $-5,773,000 | $-5,299,000 |
| Other | ||||
| Interest Paid Supplemental Data | $16,386,000 | $20,227,000 | $15,697,000 | $3,431,000 |
| Income Tax Paid Supplemental Data | $5,136,000 | $5,509,000 | $9,300,000 | $8,396,000 |
| End Cash Position | $392,268,000 | $349,728,000 | $372,468,000 | $200,942,000 |
| Beginning Cash Position | $349,728,000 | $372,468,000 | $200,942,000 | $514,928,000 |
| Changes In Cash | $42,540,000 | $-22,740,000 | $171,526,000 | $-313,986,000 |
| Common Stock Payments | $-25,988,000 | $-7,248,000 | $-5,773,000 | $-5,299,000 |
| Net Investment Purchase And Sale | $-222,305,000 | $93,574,000 | $135,484,000 | $-167,036,000 |
| Sale Of Investment | $212,932,000 | $213,318,000 | $150,816,000 | $65,047,000 |
| Purchase Of Investment | $-435,237,000 | $-119,744,000 | $-15,332,000 | $-232,083,000 |
| Net Business Purchase And Sale | $18,000,000 | $0 | $0 | - |
| Sale Of Business | $18,000,000 | $0 | $0 | - |
| Net PPE Purchase And Sale | $-5,663,000 | $-8,512,000 | $-11,938,000 | $-5,866,000 |
| Purchase Of PPE | $-5,663,000 | $-8,512,000 | $-11,938,000 | $-5,866,000 |
| Change In Working Capital | $3,934,000 | $-4,022,000 | $-4,848,000 | $-292,000 |
| Change In Payables And Accrued Expense | $4,256,000 | $-192,000 | $-1,766,000 | $724,000 |
| Change In Payable | $4,256,000 | $-192,000 | $-1,766,000 | $724,000 |
| Change In Tax Payable | $4,256,000 | $-192,000 | $-1,766,000 | $724,000 |
| Change In Income Tax Payable | $4,256,000 | $-192,000 | $-1,766,000 | $724,000 |
| Change In Receivables | $-322,000 | $-3,830,000 | $-3,082,000 | $-2,520,000 |
| Changes In Account Receivables | $-322,000 | $-3,830,000 | $-3,082,000 | $-2,520,000 |
| Other Non Cash Items | $-12,481,000 | $4,157,000 | $-1,210,000 | $-884,000 |
| Stock Based Compensation | $4,186,000 | $3,052,000 | $4,007,000 | $6,732,000 |
| Depreciation Amortization Depletion | $7,201,000 | $5,725,000 | $4,646,000 | $4,701,000 |
| Depreciation And Amortization | $7,201,000 | $5,725,000 | $4,646,000 | $4,701,000 |
| Amortization Cash Flow | $1,172,000 | $692,000 | $692,000 | $680,000 |
| Amortization Of Intangibles | $1,172,000 | $692,000 | $692,000 | $680,000 |
| Depreciation | $6,029,000 | $5,033,000 | $3,954,000 | $4,021,000 |
| Pension And Employee Benefit Expense | $0 | $5,191,000 | $806,000 | - |
| Gain Loss On Investment Securities | $3,534,000 | $45,000 | $173,000 | $-15,000 |
| Net Income From Continuing Operations | $31,112,000 | $18,558,000 | $27,890,000 | $34,904,000 |
| Change In Other Working Capital | - | $5,191,000 | $806,000 | $1,504,000 |
| Deferred Tax | - | $-1,046,000 | $-284,000 | $-1,163,000 |
| Deferred Income Tax | - | $-1,046,000 | $-284,000 | $-1,163,000 |
| Net Issuance Payments Of Debt | - | - | - | $0 |
| Net Short Term Debt Issuance | - | - | - | $0 |
Fetched: 2026-06-18