CBAN
Colony Bankcorp, Inc.
Price Chart
Latest Quote
$20.56
+0.07 (+0.34%)
Current Price
| Previous Close | $20.49 |
| Open | $20.65 |
| Day High | $20.97 |
| Day Low | $20.44 |
| Volume | 214,533 |
Stock Information
| Shares Outstanding | 21.16M |
| Total Debt | $258.29M |
| Cash Equivalents | $295.84M |
| Revenue | $137.33M |
| Net Income | $29.84M |
| Sector | Financial Services |
| Industry | Banks - Regional |
| Market Cap | $435.04M |
| P/E Ratio | 12.85 |
| EPS (TTM) | $1.60 |
| Exchange | NYQ |
đ Comprehensive Analysis
Company Data
| Enterprise Value | $400.67M |
| Sales | $137.33M |
| Income | $29.84M |
| Book/sh | $17.98 |
| Cash/sh | $13.98 |
| Employees | 506 |
Financial Ratios
| EPS Growth TTM | 24.10% |
Returns & Margins
| ROA | 0.87% |
| ROE | 8.94% |
| Operating Margin | 31.74% |
| Profit Margin | 21.73% |
Ownership
| Insider Ownership | 3.88% |
| Institutional Ownership | 59.98% |
| Insider & Institutional transactions data not available | |
Valuation Ratios
| Forward P/E | 9.68 |
| PEG | 2.11 |
| P/S | 3.17 |
| P/B | 1.14 |
Analyst Data
| Recommendation | none |
| Target Price | $23.62 |
Technical Indicators
| SMA20 | $20.21 |
| SMA50 | $20.10 |
| SMA200 | $18.48 |
| RSI | 63.48 |
| ATR | 0.4721 |
| Shares Float | 18.20M |
| Short Float | 1.99% |
| Short Ratio | 2.12 |
| Volatility | 0.55 |
| Rel Volume | 1.20 |
Performance History
| Week | -1.06% |
| Month | +6.09% |
| Quarter | +6.63% |
| 6 Months | +13.02% |
| YTD | +17.48% |
| Year | +40.52% |
| 3 Years | +128.00% |
| 5 Years | +34.70% |
| 10 Years | +174.78% |
Stock Score:
â Premium
Based on debt, profitability, growth, and cash flow metrics
â Premium Feature
Sign up for free to view detailed scoring breakdown â premium is free during our trial period!
Recent Price History
| Date | Close | Volume |
|---|---|---|
| 2026-06-18 | $20.56 | 317,400 |
| 2026-06-17 | $20.49 | 227,200 |
| 2026-06-16 | $20.71 | 159,800 |
| 2026-06-15 | $20.75 | 172,300 |
| 2026-06-12 | $21.12 | 210,300 |
| 2026-06-11 | $20.78 | 251,900 |
| 2026-06-10 | $20.65 | 185,400 |
| 2026-06-09 | $20.50 | 206,500 |
| 2026-06-08 | $20.45 | 662,700 |
| 2026-06-05 | $20.24 | 550,500 |
| 2026-06-04 | $20.07 | 363,100 |
| 2026-06-03 | $19.55 | 177,800 |
| 2026-06-02 | $19.87 | 318,300 |
| 2026-06-01 | $19.72 | 234,700 |
| 2026-05-29 | $19.80 | 185,400 |
| 2026-05-28 | $19.71 | 145,000 |
| 2026-05-27 | $19.74 | 155,900 |
| 2026-05-26 | $19.92 | 143,000 |
| 2026-05-22 | $19.80 | 189,200 |
| 2026-05-21 | $19.79 | 433,000 |
| 2026-05-20 | $19.72 | 162,100 |
| 2026-05-19 | $19.38 | 126,700 |
About Colony Bankcorp, Inc.
Colony Bankcorp, Inc. operates as the bank holding company for Colony Bank that provides various banking products and services to retail and commercial customers in the United States. It operates through Bank, Mortgage Banking, and Small Business Specialty Lending Division segments. The company offers deposit products, including checking, savings, money market, and other deposit options; and treasury solutions, merchant services, and other financial tools that support businesses in managing cash flow and operational efficiency. It also provides loans to small and medium-sized businesses; residential and commercial construction, and land development loans; commercial real estate loans; commercial loans; agri-business and production loans; residential mortgage loans; home equity loans and lines of credit; consumer loans; financing for marine and recreational vehicles; and small business administration and other government guaranteed loans. In addition, the company offers wealth management, consumer insurance, internet banking services, electronic bill payment services, safe deposit box rentals, telephone banking, credit and debit card services, and remote depository products, as well as access to a network of ATMs. Further, it provides health savings accounts, student savings, retirement and educational accounts, and certificates of deposit; financial advisory services; lot and small acreage loans, auto loans, working capital loans, USDA loan programs, healthcare lending, and equipment loans, as well as boat, RV, and ATV loans; agriculture lending for equipment, livestock, farmland, and crop production; homeowners, fixed life, auto, boat, renters, condo, ATV, motorcycle, and business insurance; liquidity management; and digital banking, mobile deposit, e-statements, and e-alerts services. Colony Bankcorp, Inc. was founded in 1975 and is headquartered in Fitzgerald, Georgia.
đ° Latest News
Colony Bankcorp (CBAN) Stock Draws Fresh Price Target Split Over Low Cost Deposits
Simply Wall St. âĸ 2026-06-18T21:16:24Z
Why Colony Bankcorp (CBAN) is a Great Dividend Stock Right Now
Zacks âĸ 2026-06-15T15:45:04Z
Undervalued Stock Opportunities Based On Market Estimates In June 2026
Simply Wall St. âĸ 2026-06-09T17:38:32Z
How The Colony Bankcorp (CBAN) Narrative Is Shifting Around Deposits And Valuation Assumptions
Simply Wall St. âĸ 2026-06-03T14:06:09Z
Why Colony Bankcorp (CBAN) is a Top Dividend Stock for Your Portfolio
Zacks âĸ 2026-05-29T15:45:03Z
Colony Bankcorp (CBAN) Could Be a Great Choice
Zacks âĸ 2026-05-13T15:45:03Z
Are You Looking for a High-Growth Dividend Stock?
Zacks âĸ 2026-04-27T15:45:03Z
New Strong Buy Stocks for April 24th
Zacks âĸ 2026-04-24T09:19:00Z
Best Income Stocks to Buy for April 24th
Zacks âĸ 2026-04-24T07:42:00Z
Colony Bankcorp (CBAN) Q1 2026 Earnings Transcript
Motley Fool âĸ 2026-04-24T03:36:40Z
Period:
Loading...
Income Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Revenue | ||||
| Total Revenue | $132,181,000 | $115,451,000 | $113,878,000 | $115,697,000 |
| Operating Revenue | $132,181,000 | $115,451,000 | $113,878,000 | $115,697,000 |
| Expenses | ||||
| Interest Expense | $58,051,000 | $61,165,000 | $46,672,000 | $10,865,000 |
| Selling And Marketing Expense | $4,279,000 | $4,009,000 | $3,486,000 | $3,664,000 |
| General And Administrative Expense | $52,417,000 | $49,767,000 | $49,233,000 | $52,809,000 |
| Professional Expense And Contract Services Expense | $3,507,000 | $2,825,000 | $3,097,000 | $3,432,000 |
| Other Non Interest Expense | $23,527,000 | $20,084,000 | $20,966,000 | $23,036,000 |
| Income & Earnings | ||||
| Net Income From Continuing Operation Net Minority Interest | $28,253,000 | $23,868,000 | $21,747,000 | $19,542,000 |
| Net Interest Income | $91,901,000 | $76,076,000 | $78,244,000 | $80,672,000 |
| Interest Income | $149,952,000 | $137,241,000 | $124,916,000 | $91,537,000 |
| Normalized Income | $29,910,414 | $23,868,000 | $21,747,000 | $19,542,000 |
| Net Income From Continuing And Discontinued Operation | $28,253,000 | $23,868,000 | $21,747,000 | $19,542,000 |
| Net Income Common Stockholders | $28,253,000 | $23,868,000 | $21,747,000 | $19,542,000 |
| Net Income | $28,253,000 | $23,868,000 | $21,747,000 | $19,542,000 |
| Net Income Including Noncontrolling Interests | $28,253,000 | $23,868,000 | $21,747,000 | $19,542,000 |
| Net Income Continuous Operations | $28,253,000 | $23,868,000 | $21,747,000 | $19,542,000 |
| Pretax Income | $35,135,000 | $29,567,000 | $27,213,000 | $22,852,000 |
| Special Income Charges | $-2,063,000 | - | - | $-142,000 |
| Per Share | ||||
| Diluted EPS | $1.59 | $1.36 | $1.24 | $1.14 |
| Basic EPS | $1.59 | $1.36 | $1.24 | $1.14 |
| Other | ||||
| Tax Effect Of Unusual Items | $-405,586 | $0 | $0 | $0 |
| Tax Rate For Calcs | $0 | $0 | $0 | $0 |
| Total Unusual Items | $-2,063,000 | - | - | $-142,000 |
| Total Unusual Items Excluding Goodwill | $-2,063,000 | - | - | $-142,000 |
| Reconciled Depreciation | $7,723,000 | $8,130,000 | $8,702,000 | $11,629,000 |
| Diluted Average Shares | $17,789,688 | $17,557,743 | $17,578,294 | $17,191,079 |
| Basic Average Shares | $17,789,688 | $17,557,743 | $17,578,294 | $17,191,079 |
| Diluted NI Availto Com Stockholders | $28,253,000 | $23,868,000 | $21,747,000 | $19,542,000 |
| Tax Provision | $6,882,000 | $5,699,000 | $5,466,000 | $3,310,000 |
| Restructuring And Mergern Acquisition | $2,063,000 | - | - | $142,000 |
| Gain On Sale Of Security | $-1,039,000 | $-1,835,000 | $0 | $-82,000 |
| Selling General And Administration | $56,696,000 | $53,776,000 | $52,719,000 | $56,473,000 |
| Salaries And Wages | $52,417,000 | $49,767,000 | $49,233,000 | $52,809,000 |
| Occupancy And Equipment | $6,753,000 | $6,149,000 | $6,283,000 | $6,534,000 |
| Impairment Of Capital Assets | - | - | - | $0 |
| Other Gand A | - | - | - | - |
Fetched: 2026-06-08
Balance Sheet (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Assets | ||||
| Net Tangible Assets | $304,196,000 | $226,777,000 | $201,820,000 | $175,681,000 |
| Total Assets | $3,735,401,000 | $3,109,782,000 | $3,053,422,000 | $2,936,570,000 |
| Goodwill And Other Intangible Assets | $71,724,000 | $51,898,000 | $53,115,000 | $54,587,000 |
| Other Intangible Assets | $7,851,000 | $2,975,000 | $4,192,000 | $5,664,000 |
| Cash And Cash Equivalents | $27,307,000 | $26,045,000 | $25,339,000 | $20,584,000 |
| Cash Financial | $27,307,000 | $26,045,000 | $25,339,000 | $20,584,000 |
| Cash Cash Equivalents And Federal Funds Sold | $257,640,000 | $231,034,000 | $83,322,000 | $80,678,000 |
| Debt | ||||
| Net Debt | $230,797,000 | $221,994,000 | $213,106,000 | $182,768,000 |
| Total Debt | $258,104,000 | $248,039,000 | $238,445,000 | $203,352,000 |
| Long Term Debt And Capital Lease Obligation | $258,104,000 | $248,039,000 | $238,445,000 | $203,352,000 |
| Long Term Debt | $258,104,000 | $248,039,000 | $238,445,000 | $203,352,000 |
| Current Debt And Capital Lease Obligation | - | - | - | - |
| Current Debt | - | - | - | - |
| Liabilities | ||||
| Total Liabilities Net Minority Interest | $3,359,481,000 | $2,831,107,000 | $2,798,487,000 | $2,706,302,000 |
| Equity | ||||
| Common Stock Equity | $375,920,000 | $278,675,000 | $254,935,000 | $230,268,000 |
| Total Equity Gross Minority Interest | $375,920,000 | $278,675,000 | $254,935,000 | $230,268,000 |
| Stockholders Equity | $375,920,000 | $278,675,000 | $254,935,000 | $230,268,000 |
| Gains Losses Not Affecting Retained Earnings | $-34,493,000 | $-47,567,000 | $-55,643,000 | $-66,440,000 |
| Other Equity Adjustments | $-34,493,000 | $-47,567,000 | $-55,643,000 | $-66,440,000 |
| Retained Earnings | $160,584,000 | $140,369,000 | $124,400,000 | $111,573,000 |
| Other | ||||
| Ordinary Shares Number | $21,251,695 | $17,519,884 | $17,564,182 | $17,598,123 |
| Share Issued | $21,251,695 | $17,519,884 | $17,564,182 | $17,598,123 |
| Tangible Book Value | $304,196,000 | $226,777,000 | $201,820,000 | $175,681,000 |
| Invested Capital | $634,024,000 | $526,714,000 | $493,380,000 | $433,620,000 |
| Total Capitalization | $634,024,000 | $526,714,000 | $493,380,000 | $433,620,000 |
| Additional Paid In Capital | $228,577,000 | $168,353,000 | $168,614,000 | $167,537,000 |
| Capital Stock | $21,252,000 | $17,520,000 | $17,564,000 | $17,598,000 |
| Common Stock | $21,252,000 | $17,520,000 | $17,564,000 | $17,598,000 |
| Preferred Stock | $0 | $0 | $0 | $0 |
| Investments And Advances | $789,611,000 | $813,820,000 | $873,281,000 | $912,204,000 |
| Held To Maturity Securities | $374,691,000 | $430,077,000 | $449,031,000 | $465,858,000 |
| Available For Sale Securities | $189,732,000 | $17,694,000 | $16,868,000 | $13,793,000 |
| Goodwill | $63,873,000 | $48,923,000 | $48,923,000 | $48,923,000 |
| Net PPE | $37,045,000 | $37,831,000 | $39,870,000 | $41,606,000 |
| Accumulated Depreciation | $-36,070,000 | $-34,489,000 | $-32,492,000 | $-30,621,000 |
| Gross PPE | $73,115,000 | $72,320,000 | $72,362,000 | $72,227,000 |
| Leases | $2,319,000 | $1,392,000 | $1,384,000 | $1,099,000 |
| Construction In Progress | $19,000 | $1,000 | $182,000 | $942,000 |
| Machinery Furniture Equipment | $22,624,000 | $21,203,000 | $20,670,000 | $19,524,000 |
| Buildings And Improvements | $36,839,000 | $38,410,000 | $38,567,000 | $37,718,000 |
| Land And Improvements | $11,314,000 | $11,314,000 | $11,559,000 | $12,944,000 |
| Other Short Term Investments | $225,188,000 | $366,049,000 | $407,382,000 | $432,553,000 |
| Treasury Shares Number | - | - | $0 | - |
| Line Of Credit | - | - | - | - |
Fetched: 2026-06-08
Cash Flow Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Free Cash Flow | ||||
| Free Cash Flow | $-6,899,000 | $22,321,000 | $17,365,000 | $46,846,000 |
| Operating Activities | ||||
| Operating Cash Flow | $-5,545,000 | $23,401,000 | $20,983,000 | $49,741,000 |
| Cash Flow From Continuing Operating Activities | $-5,545,000 | $23,401,000 | $20,983,000 | $49,741,000 |
| Operating Gains Losses | $-4,632,000 | $-7,672,000 | $-5,686,000 | $-5,832,000 |
| Investing Activities | ||||
| Capital Expenditure | $-1,354,000 | $-1,080,000 | $-3,618,000 | $-2,895,000 |
| Investing Cash Flow | $3,409,000 | $101,158,000 | $-98,752,000 | $-448,228,000 |
| Cash Flow From Continuing Investing Activities | $3,409,000 | $101,158,000 | $-98,752,000 | $-448,228,000 |
| Net Other Investing Changes | $2,437,000 | $1,394,000 | $-3,294,000 | $-2,443,000 |
| Financing Activities | ||||
| Repurchase Of Capital Stock | $-2,368,000 | $-1,305,000 | $-406,000 | - |
| Financing Cash Flow | $28,742,000 | $23,153,000 | $80,413,000 | $281,933,000 |
| Cash Flow From Continuing Financing Activities | $28,742,000 | $23,153,000 | $80,413,000 | $281,933,000 |
| Net Other Financing Charges | $-311,000 | $-296,000 | $-252,000 | $-231,000 |
| Cash Dividends Paid | $-8,038,000 | $-7,899,000 | $-7,722,000 | $-7,158,000 |
| Common Stock Dividend Paid | $-8,038,000 | $-7,899,000 | $-7,722,000 | $-7,158,000 |
| Net Common Stock Issuance | $-2,368,000 | $-1,305,000 | $-406,000 | $59,468,000 |
| Issuance Of Capital Stock | - | - | $0 | $59,468,000 |
| Common Stock Issuance | - | - | $0 | $59,468,000 |
| Other | ||||
| Repayment Of Debt | $-275,000,000 | $-280,500,000 | $-1,200,000,000 | $-517,500,000 |
| Issuance Of Debt | $275,000,000 | $290,000,000 | $1,235,000,000 | $631,505,000 |
| Interest Paid Supplemental Data | $57,288,000 | $61,754,000 | $44,855,000 | $10,222,000 |
| Income Tax Paid Supplemental Data | $4,436,000 | $4,717,000 | $5,209,000 | $3,836,000 |
| End Cash Position | $257,640,000 | $231,034,000 | $83,322,000 | $80,678,000 |
| Beginning Cash Position | $231,034,000 | $83,322,000 | $80,678,000 | $197,232,000 |
| Changes In Cash | $26,606,000 | $147,712,000 | $2,644,000 | $-116,554,000 |
| Common Stock Payments | $-2,368,000 | $-1,305,000 | $-406,000 | - |
| Net Issuance Payments Of Debt | $0 | $9,500,000 | $35,000,000 | $114,005,000 |
| Net Long Term Debt Issuance | $0 | $9,500,000 | $35,000,000 | $114,005,000 |
| Long Term Debt Payments | $-275,000,000 | $-280,500,000 | $-1,200,000,000 | $-517,500,000 |
| Long Term Debt Issuance | $275,000,000 | $290,000,000 | $1,235,000,000 | $631,505,000 |
| Net Investment Purchase And Sale | $133,704,000 | $63,801,000 | $53,161,000 | $-43,538,000 |
| Sale Of Investment | $156,407,000 | $120,417,000 | $57,078,000 | $130,681,000 |
| Purchase Of Investment | $-22,703,000 | $-56,616,000 | $-3,917,000 | $-174,219,000 |
| Net Business Purchase And Sale | $916,000 | $0 | - | $0 |
| Sale Of Business | $916,000 | $0 | - | $0 |
| Net PPE Purchase And Sale | $-1,354,000 | $-1,003,000 | $-18,000 | $-2,376,000 |
| Sale Of PPE | $0 | $77,000 | $3,600,000 | $519,000 |
| Purchase Of PPE | $-1,354,000 | $-1,080,000 | $-3,618,000 | $-2,895,000 |
| Change In Working Capital | $-10,348,000 | $-2,012,000 | $-3,098,000 | $-7,945,000 |
| Change In Other Working Capital | $-1,792,000 | $-1,725,000 | $-1,421,000 | $-1,353,000 |
| Change In Other Current Liabilities | $443,000 | $1,608,000 | $1,486,000 | $1,001,000 |
| Change In Other Current Assets | $-8,999,000 | $-1,895,000 | $-3,163,000 | $-7,593,000 |
| Other Non Cash Items | $-33,890,000 | $-4,211,000 | $-5,498,000 | $26,104,000 |
| Stock Based Compensation | $785,000 | $1,296,000 | $1,701,000 | $1,743,000 |
| Asset Impairment Charge | $0 | $197,000 | $0 | $0 |
| Deferred Tax | $2,064,000 | $755,000 | $-485,000 | $1,130,000 |
| Deferred Income Tax | $2,064,000 | $755,000 | $-485,000 | $1,130,000 |
| Depreciation Amortization Depletion | $7,723,000 | $8,130,000 | $8,702,000 | $11,629,000 |
| Depreciation And Amortization | $7,723,000 | $8,130,000 | $8,702,000 | $11,629,000 |
| Depreciation | $7,723,000 | $8,130,000 | $8,702,000 | $11,629,000 |
| Earnings Losses From Equity Investments | $-299,000 | $-270,000 | $-169,000 | $364,000 |
| Gain Loss On Investment Securities | $1,039,000 | $1,835,000 | $0 | $82,000 |
| Gain Loss On Sale Of PPE | $0 | $5,000 | $-454,000 | $-62,000 |
| Net Income From Continuing Operations | $28,253,000 | $23,868,000 | $21,747,000 | $19,542,000 |
| Proceeds From Stock Option Exercised | - | - | $-406,000 | $-540,000 |
| Gain Loss On Sale Of Business | - | - | - | $0 |
Fetched: 2026-06-08