CBFV
CB Financial Services, Inc.
Price Chart
Latest Quote
$37.00
-0.19 (-0.51%)
Current Price
| Previous Close | $37.19 |
| Open | $37.95 |
| Day High | $37.95 |
| Day Low | $36.99 |
| Volume | 12,863 |
Stock Information
| Quarterly Dividend / Yield | $1.08 / 2.92% |
| Shares Outstanding | 5.07M |
| Quarterly Dividend Yield | 2.92% |
| Quarterly Dividend | $1.08 |
| Total Debt | $38.25M |
| Cash Equivalents | $55.59M |
| Revenue | $45.39M |
| Net Income | $6.86M |
| Sector | Financial Services |
| Industry | Banks - Regional |
| Market Cap | $187.69M |
| P/E Ratio | 28.46 |
| EPS (TTM) | $1.30 |
| Exchange | NGM |
đ Comprehensive Analysis
Company Data
| Enterprise Value | $174.46M |
| Sales | $45.39M |
| Income | $6.86M |
| Book/sh | $31.30 |
| Cash/sh | $10.96 |
| Employees | 169 |
Financial Ratios
| EPS Growth TTM | 102.60% |
Returns & Margins
| ROA | 0.45% |
| ROE | 4.47% |
| Operating Margin | 39.46% |
| Profit Margin | 15.12% |
Ownership
| Insider Ownership | 10.18% |
| Institutional Ownership | 44.19% |
| Insider & Institutional transactions data not available | |
Valuation Ratios
| Forward P/E | 11.34 |
| PEG | 1.12 |
| P/S | 4.13 |
| P/B | 1.18 |
Analyst Data
| Recommendation | none |
| Target Price | $39.33 |
Technical Indicators
| SMA20 | $35.63 |
| SMA50 | $35.33 |
| SMA200 | $34.16 |
| RSI | 57.90 |
| ATR | 0.9079 |
| Shares Float | 4.61M |
| Short Float | 1.76% |
| Short Ratio | 23.08 |
| Volatility | 0.28 |
| Rel Volume | 2.39 |
Performance History
| Week | -1.07% |
| Month | +6.51% |
| Quarter | +10.98% |
| 6 Months | +2.94% |
| YTD | +8.40% |
| Year | +37.44% |
| 3 Years | +106.89% |
| 5 Years | +104.78% |
| 10 Years | +146.16% |
Stock Score:
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Recent Price History
| Date | Close | Volume |
|---|---|---|
| 2026-06-18 | $37.00 | 13,100 |
| 2026-06-17 | $37.19 | 4,200 |
| 2026-06-16 | $37.81 | 2,300 |
| 2026-06-15 | $37.32 | 2,600 |
| 2026-06-12 | $37.52 | 5,200 |
| 2026-06-11 | $37.40 | 3,800 |
| 2026-06-10 | $36.99 | 16,700 |
| 2026-06-09 | $34.71 | 6,500 |
| 2026-06-08 | $34.41 | 3,500 |
| 2026-06-05 | $34.13 | 1,900 |
| 2026-06-04 | $34.29 | 1,700 |
| 2026-06-03 | $33.92 | 10,400 |
| 2026-06-02 | $34.33 | 5,600 |
| 2026-06-01 | $34.78 | 4,800 |
| 2026-05-29 | $35.84 | 5,100 |
| 2026-05-28 | $35.80 | 5,300 |
| 2026-05-27 | $35.37 | 4,300 |
| 2026-05-26 | $34.81 | 3,300 |
| 2026-05-22 | $34.49 | 6,500 |
| 2026-05-21 | $34.49 | 2,600 |
| 2026-05-20 | $34.60 | 4,500 |
| 2026-05-19 | $34.74 | 2,100 |
About CB Financial Services, Inc.
CB Financial Services, Inc. operates as the bank holding company for Community Bank that provides banking products and services for individuals and businesses. Its primary deposit products include demand deposits, NOW accounts, money market accounts, and savings and checking accounts, as well as time deposit products. The company's loan products comprise residential real estate loans, such as one- to four-family mortgage loans, home equity installment loans, and home equity lines of credit; commercial real estate loans that are secured primarily by improved properties comprising retail facilities, office buildings, and other non-residential buildings, as well as multifamily properties; construction loans to individuals to finance the construction of residential dwellings, as well as for the construction of commercial properties, including hotels, apartment buildings, housing developments, and owner-occupied properties used for businesses; commercial and industrial loans, and lines of credit; consumer loans consisting of indirect auto loans, secured and unsecured loans, and lines of credit; and other loans. In addition, it invests in U.S. treasuries, U.S. government agency securities, mortgage-backed securities (MBS's), collateralized mortgage obligations (CMO's), investment grade corporate bonds, obligations of states and political subdivisions, short-term instruments, collateralized loan obligations (CLO's), and other securities; and equity securities, which includes mutual funds. CB Financial Services, Inc. was founded in 1901 and is headquartered in Carmichaels, Pennsylvania.
đ° Latest News
Strength Seen in CB Financial Services (CBFV): Can Its 6.6% Jump Turn into More Strength?
Zacks âĸ 2026-06-11T18:23:00Z
3 Dividend Stocks To Consider With Yields Starting At 3.2%
Simply Wall St. âĸ 2026-06-02T11:31:58Z
Is It Smart To Buy CB Financial Services, Inc. (NASDAQ:CBFV) Before It Goes Ex-Dividend?
Simply Wall St. âĸ 2026-05-11T12:08:35Z
3 Dividend Stocks With Yields Up To 4.3 For Your Portfolio
Simply Wall St. âĸ 2026-05-04T11:31:54Z
CB Financial Services (CBFV) Beats Q1 Earnings Estimates
Zacks âĸ 2026-04-22T21:45:04Z
New Strong Sell Stocks for April 21st
Zacks âĸ 2026-04-21T10:04:00Z
New Strong Sell Stocks for April 14th
Zacks âĸ 2026-04-14T10:27:00Z
CB Financial Services And Two Other Dividend Stocks To Consider
Simply Wall St. âĸ 2026-04-03T11:31:43Z
Why CB Financial Services (CBFV) is a Great Dividend Stock Right Now
Zacks âĸ 2026-04-01T15:45:02Z
CB Financial Services (CBFV) Could Be a Great Choice
Zacks âĸ 2026-03-16T15:45:03Z
Period:
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Income Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Revenue | ||||
| Total Revenue | $41,498,000 | $49,138,000 | $42,361,000 | $49,964,000 |
| Operating Revenue | $41,498,000 | $49,138,000 | $42,361,000 | $49,964,000 |
| Expenses | ||||
| Interest Expense | $25,164,000 | $30,063,000 | $17,672,000 | $4,781,000 |
| Selling And Marketing Expense | $566,000 | $484,000 | $426,000 | $527,000 |
| General And Administrative Expense | $23,208,000 | $19,793,000 | $22,983,000 | $19,382,000 |
| Professional Expense And Contract Services Expense | $1,024,000 | $985,000 | $1,182,000 | $1,237,000 |
| Other Non Interest Expense | $6,886,000 | $7,166,000 | $6,748,000 | $5,817,000 |
| Income & Earnings | ||||
| Net Income From Continuing Operation Net Minority Interest | $4,903,000 | $12,594,000 | $22,550,000 | $11,247,000 |
| Net Interest Income | $50,724,000 | $45,958,000 | $44,447,000 | $42,844,000 |
| Interest Income | $75,888,000 | $76,021,000 | $62,119,000 | $47,625,000 |
| Normalized Income | $4,866,000 | $12,255,748 | $4,231,195 | $10,902,631 |
| Net Income From Continuing And Discontinued Operation | $4,903,000 | $12,594,000 | $22,550,000 | $11,247,000 |
| Net Income Common Stockholders | $4,903,000 | $12,594,000 | $22,550,000 | $11,247,000 |
| Net Income | $4,903,000 | $12,594,000 | $22,550,000 | $11,247,000 |
| Net Income Including Noncontrolling Interests | $4,903,000 | $12,594,000 | $22,550,000 | $11,247,000 |
| Net Income Continuous Operations | $4,903,000 | $12,594,000 | $22,550,000 | $11,247,000 |
| Pretax Income | $5,300,000 | $15,343,000 | $30,285,000 | $14,080,000 |
| Special Income Charges | $40,000 | $412,000 | $24,589,000 | $431,000 |
| Depreciation Amortization Depletion Income Statement | $0 | $958,000 | $1,766,000 | $1,782,000 |
| Depreciation And Amortization In Income Statement | $0 | $958,000 | $1,766,000 | $1,782,000 |
| Amortization Of Intangibles Income Statement | $0 | $958,000 | $1,766,000 | $1,782,000 |
| Per Share | ||||
| Diluted EPS | $0.92 | $2.38 | $4.40 | $2.18 |
| Basic EPS | $0.97 | $2.45 | $4.41 | $2.19 |
| Other | ||||
| Tax Effect Of Unusual Items | $3,000 | $73,748 | $6,270,195 | $86,631 |
| Tax Rate For Calcs | $0 | $0 | $0 | $0 |
| Total Unusual Items | $40,000 | $412,000 | $24,589,000 | $431,000 |
| Total Unusual Items Excluding Goodwill | $40,000 | $412,000 | $24,589,000 | $431,000 |
| Reconciled Depreciation | $1,810,000 | $2,425,000 | $2,737,000 | $2,704,000 |
| Diluted Average Shares | $5,306,916 | $5,302,522 | $5,122,916 | $5,149,312 |
| Basic Average Shares | $5,036,706 | $5,134,092 | $5,113,978 | $5,136,670 |
| Diluted NI Availto Com Stockholders | $4,903,000 | $12,594,000 | $22,550,000 | $11,247,000 |
| Tax Provision | $397,000 | $2,749,000 | $7,735,000 | $2,833,000 |
| Gain On Sale Of Business | $0 | $138,000 | $24,578,000 | $0 |
| Other Special Charges | $-40,000 | $-274,000 | $-11,000 | $-431,000 |
| Gain On Sale Of Security | $-11,807,000 | $51,000 | $-10,199,000 | $-168,000 |
| Amortization | $0 | $958,000 | $1,766,000 | $1,782,000 |
| Selling General And Administration | $23,774,000 | $20,277,000 | $23,409,000 | $19,909,000 |
| Insurance And Claims | $995,000 | $972,000 | $1,080,000 | $913,000 |
| Salaries And Wages | $22,213,000 | $18,821,000 | $21,903,000 | $18,469,000 |
| Occupancy And Equipment | $3,965,000 | $4,251,000 | $4,062,000 | $3,786,000 |
| Impairment Of Capital Assets | - | - | - | $0 |
| Other Gand A | - | - | - | $1,791,000 |
Fetched: 2026-06-14
Balance Sheet (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Assets | ||||
| Net Tangible Assets | $147,805,000 | $137,646,000 | $129,144,000 | $96,910,000 |
| Total Assets | $1,547,693,000 | $1,481,564,000 | $1,456,091,000 | $1,408,938,000 |
| Goodwill And Other Intangible Assets | $9,732,000 | $9,732,000 | $10,690,000 | $13,245,000 |
| Cash And Cash Equivalents | $31,693,000 | $49,572,000 | $68,223,000 | $103,700,000 |
| Cash Cash Equivalents And Federal Funds Sold | $31,693,000 | $49,572,000 | $68,223,000 | $103,700,000 |
| Other Intangible Assets | - | - | $958,000 | $3,513,000 |
| Receivables | - | - | - | $21,144,000 |
| Accounts Receivable | - | - | - | $21,144,000 |
| Debt | ||||
| Net Debt | $3,065,000 | - | - | - |
| Total Debt | $34,758,000 | $34,718,000 | $34,678,000 | $14,638,000 |
| Long Term Debt And Capital Lease Obligation | $14,758,000 | $14,718,000 | $34,678,000 | $14,638,000 |
| Long Term Debt | $14,758,000 | $14,718,000 | $34,678,000 | $14,638,000 |
| Current Debt And Capital Lease Obligation | $20,000,000 | $20,000,000 | $0 | $0 |
| Current Debt | $20,000,000 | $20,000,000 | $0 | $0 |
| Other Current Borrowings | $20,000,000 | $20,000,000 | $0 | $0 |
| Liabilities | ||||
| Total Liabilities Net Minority Interest | $1,390,156,000 | $1,334,186,000 | $1,316,257,000 | $1,298,783,000 |
| Payables And Accrued Expenses | - | - | - | $7,582,000 |
| Payables | - | - | - | $7,582,000 |
| Accounts Payable | - | - | - | $7,582,000 |
| Equity | ||||
| Common Stock Equity | $157,537,000 | $147,378,000 | $139,834,000 | $110,155,000 |
| Total Equity Gross Minority Interest | $157,537,000 | $147,378,000 | $139,834,000 | $110,155,000 |
| Stockholders Equity | $157,537,000 | $147,378,000 | $139,834,000 | $110,155,000 |
| Gains Losses Not Affecting Retained Earnings | $-3,412,000 | $-17,235,000 | $-16,747,000 | $-26,241,000 |
| Retained Earnings | $90,625,000 | $90,856,000 | $83,392,000 | $63,861,000 |
| Other | ||||
| Treasury Shares Number | $798,816 | $655,090 | $639,835 | $608,244 |
| Ordinary Shares Number | $5,036,509 | $5,132,654 | $5,119,543 | $5,100,189 |
| Share Issued | $5,835,325 | $5,787,744 | $5,759,378 | $5,708,433 |
| Tangible Book Value | $147,805,000 | $137,646,000 | $129,144,000 | $96,910,000 |
| Invested Capital | $192,295,000 | $182,096,000 | $174,512,000 | $124,793,000 |
| Total Capitalization | $172,295,000 | $162,096,000 | $174,512,000 | $124,793,000 |
| Treasury Stock | $19,752,000 | $15,028,000 | $14,545,000 | $13,797,000 |
| Additional Paid In Capital | $87,644,000 | $86,373,000 | $85,334,000 | $83,953,000 |
| Capital Stock | $2,432,000 | $2,412,000 | $2,400,000 | $2,379,000 |
| Common Stock | $2,432,000 | $2,412,000 | $2,400,000 | $2,379,000 |
| Investments And Advances | $279,895,000 | $262,153,000 | $207,095,000 | $190,058,000 |
| Available For Sale Securities | $279,895,000 | $2,639,000 | $2,588,000 | $2,698,000 |
| Goodwill | $9,732,000 | $9,732,000 | $9,732,000 | $9,732,000 |
| Net PPE | $19,646,000 | $20,708,000 | $19,704,000 | $17,844,000 |
| Accumulated Depreciation | $-11,931,000 | $-17,624,000 | $-16,995,000 | $-16,469,000 |
| Gross PPE | $31,577,000 | $38,332,000 | $36,699,000 | $34,313,000 |
| Leases | $1,131,000 | $1,415,000 | $661,000 | $749,000 |
| Construction In Progress | $213,000 | $237,000 | $1,840,000 | $1,645,000 |
| Machinery Furniture Equipment | $7,263,000 | $12,933,000 | $11,637,000 | $10,201,000 |
| Buildings And Improvements | $20,455,000 | $21,222,000 | $19,812,000 | $19,374,000 |
| Land And Improvements | $2,515,000 | $2,525,000 | $2,749,000 | $2,344,000 |
| Other Short Term Investments | - | $259,514,000 | $204,507,000 | $187,360,000 |
| Preferred Stock | - | - | $0 | $0 |
Fetched: 2026-06-14
Cash Flow Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Free Cash Flow | ||||
| Free Cash Flow | $17,157,000 | $3,435,000 | $10,943,000 | $13,642,000 |
| Operating Activities | ||||
| Operating Cash Flow | $17,807,000 | $6,750,000 | $14,236,000 | $14,151,000 |
| Cash Flow From Continuing Operating Activities | $17,807,000 | $6,750,000 | $14,236,000 | $14,151,000 |
| Operating Gains Losses | $11,662,000 | $-515,000 | $-14,390,000 | $-263,000 |
| Investing Activities | ||||
| Capital Expenditure | $-650,000 | $-3,315,000 | $-3,293,000 | $-509,000 |
| Investing Cash Flow | $-82,611,000 | $-36,385,000 | $-54,727,000 | $-28,307,000 |
| Cash Flow From Continuing Investing Activities | $-82,611,000 | $-36,385,000 | $-54,727,000 | $-28,307,000 |
| Net Other Investing Changes | $176,000 | $3,227,000 | $277,000 | $691,000 |
| Financing Activities | ||||
| Repurchase Of Capital Stock | $-6,840,000 | $-965,000 | $-843,000 | $-4,802,000 |
| Financing Cash Flow | $46,925,000 | $10,984,000 | $5,014,000 | $-1,818,000 |
| Cash Flow From Continuing Financing Activities | $46,925,000 | $10,984,000 | $5,014,000 | $-1,818,000 |
| Cash Dividends Paid | $-5,134,000 | $-5,130,000 | $-5,111,000 | $-4,920,000 |
| Common Stock Dividend Paid | $-5,134,000 | $-5,130,000 | $-5,111,000 | $-4,920,000 |
| Net Common Stock Issuance | $-6,840,000 | $-965,000 | $-843,000 | $-4,802,000 |
| Other | ||||
| Repayment Of Debt | $-20,000,000 | $0 | $0 | $-3,000,000 |
| Issuance Of Debt | $20,000,000 | $0 | $20,000,000 | $0 |
| Interest Paid Supplemental Data | $25,639,000 | $29,381,000 | $16,213,000 | $4,912,000 |
| Income Tax Paid Supplemental Data | $300,000 | $6,340,000 | $2,885,000 | $3,247,000 |
| End Cash Position | $31,693,000 | $49,572,000 | $68,223,000 | $103,700,000 |
| Beginning Cash Position | $49,572,000 | $68,223,000 | $103,700,000 | $119,674,000 |
| Changes In Cash | $-17,879,000 | $-18,651,000 | $-35,477,000 | $-15,974,000 |
| Proceeds From Stock Option Exercised | $2,611,000 | $721,000 | $372,000 | $220,000 |
| Common Stock Payments | $-6,840,000 | $-965,000 | $-843,000 | $-4,802,000 |
| Net Issuance Payments Of Debt | $0 | $0 | $11,940,000 | $-34,206,000 |
| Net Long Term Debt Issuance | $0 | $0 | $20,000,000 | $-3,000,000 |
| Long Term Debt Payments | $-20,000,000 | $0 | $0 | $-3,000,000 |
| Long Term Debt Issuance | $20,000,000 | $0 | $20,000,000 | $0 |
| Net Investment Purchase And Sale | $-12,567,000 | $-54,868,000 | $-15,165,000 | $2,416,000 |
| Sale Of Investment | $157,530,000 | $15,356,000 | $85,044,000 | $29,242,000 |
| Purchase Of Investment | $-170,097,000 | $-70,224,000 | $-100,209,000 | $-26,826,000 |
| Net PPE Purchase And Sale | $-609,000 | $-2,327,000 | $-3,246,000 | $-29,000 |
| Sale Of PPE | $41,000 | $988,000 | $47,000 | $480,000 |
| Purchase Of PPE | $-650,000 | $-3,315,000 | $-3,293,000 | $-509,000 |
| Change In Working Capital | $-3,362,000 | $-3,530,000 | $4,723,000 | $-234,000 |
| Change In Payables And Accrued Expense | $-2,509,000 | $-3,221,000 | $5,444,000 | $-136,000 |
| Change In Payable | $-2,509,000 | $-3,221,000 | $5,444,000 | $-136,000 |
| Change In Account Payable | $-475,000 | $682,000 | $1,459,000 | $-131,000 |
| Change In Tax Payable | $-2,034,000 | $-3,903,000 | $3,985,000 | $-5,000 |
| Change In Income Tax Payable | $-2,034,000 | $-3,903,000 | $3,985,000 | $-5,000 |
| Change In Receivables | $-788,000 | $-500,000 | $-1,103,000 | $-633,000 |
| Changes In Account Receivables | $-788,000 | $-500,000 | $-1,103,000 | $-633,000 |
| Other Non Cash Items | $1,796,000 | $-4,863,000 | $-2,008,000 | $-3,696,000 |
| Stock Based Compensation | $796,000 | $812,000 | $1,125,000 | $600,000 |
| Amortization Of Securities | $-373,000 | $-694,000 | $30,000 | $66,000 |
| Deferred Tax | $-14,000 | $-49,000 | $-29,000 | $-57,000 |
| Deferred Income Tax | $-14,000 | $-49,000 | $-29,000 | $-57,000 |
| Depreciation Amortization Depletion | $1,810,000 | $2,425,000 | $2,737,000 | $2,704,000 |
| Depreciation And Amortization | $1,810,000 | $2,425,000 | $2,737,000 | $2,704,000 |
| Gain Loss On Investment Securities | $11,807,000 | $-51,000 | $10,199,000 | $168,000 |
| Gain Loss On Sale Of PPE | $-40,000 | $-274,000 | $-11,000 | $-431,000 |
| Gain Loss On Sale Of Business | $0 | $-138,000 | $-24,578,000 | $0 |
| Net Income From Continuing Operations | $4,903,000 | $12,594,000 | $22,550,000 | $11,247,000 |
| Net Short Term Debt Issuance | - | $0 | $-8,060,000 | $-31,206,000 |
| Net Business Purchase And Sale | - | $0 | $26,924,000 | $0 |
| Sale Of Business | - | $0 | $26,924,000 | $0 |
| Asset Impairment Charge | - | - | - | $0 |
Fetched: 2026-06-14