CBK
Commercial Bancgroup, Inc.
Price Chart
Latest Quote
$31.36
+0.29 (+0.95%)
Current Price
| Previous Close | $31.07 |
| Open | $31.25 |
| Day High | $31.40 |
| Day Low | $30.60 |
| Volume | 105,017 |
Stock Information
| Shares Outstanding | 13.70M |
| Total Debt | $132.76M |
| Cash Equivalents | $182.90M |
| Revenue | $91.06M |
| Net Income | $38.04M |
| Sector | Financial Services |
| Industry | Banks - Regional |
| Market Cap | $429.67M |
| P/E Ratio | 11.28 |
| EPS (TTM) | $2.78 |
| Exchange | NCM |
đ Comprehensive Analysis
Company Data
| Enterprise Value | $370.35M |
| Sales | $91.06M |
| Income | $38.04M |
| Book/sh | $21.43 |
| Cash/sh | $13.35 |
| Employees | 287 |
Financial Ratios
| EPS Growth TTM | 9.70% |
Returns & Margins
| ROA | 1.65% |
| ROE | 14.64% |
| Operating Margin | 55.37% |
| Profit Margin | 41.77% |
Ownership
| Insider Ownership | 54.46% |
| Institutional Ownership | 54.01% |
| Insider & Institutional transactions data not available | |
Valuation Ratios
| Forward P/E | 9.96 |
| P/S | 4.72 |
| P/B | 1.46 |
Analyst Data
| Recommendation | none |
| Target Price | $34.00 |
Technical Indicators
| SMA20 | $29.81 |
| SMA50 | $29.04 |
| RSI | 75.86 |
| ATR | 0.8578 |
| Shares Float | 8.73M |
| Short Float | 1.54% |
| Short Ratio | 3.01 |
| Rel Volume | 1.53 |
Performance History
| Week | +2.25% |
| Month | +12.37% |
| Quarter | +26.05% |
| 6 Months | +25.11% |
| YTD | +30.97% |
| 10 Years | +31.62% |
Stock Score:
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Recent Price History
| Date | Close | Volume |
|---|---|---|
| 2026-06-18 | $31.36 | 107,500 |
| 2026-06-17 | $31.07 | 50,300 |
| 2026-06-16 | $30.69 | 36,400 |
| 2026-06-15 | $30.75 | 51,400 |
| 2026-06-12 | $30.68 | 52,200 |
| 2026-06-11 | $30.67 | 59,000 |
| 2026-06-10 | $30.82 | 66,000 |
| 2026-06-09 | $30.78 | 126,200 |
| 2026-06-08 | $30.14 | 90,100 |
| 2026-06-05 | $29.64 | 63,900 |
| 2026-06-04 | $29.09 | 93,100 |
| 2026-06-03 | $28.61 | 39,900 |
| 2026-06-02 | $29.59 | 90,700 |
| 2026-06-01 | $28.96 | 75,700 |
| 2026-05-29 | $28.80 | 48,200 |
| 2026-05-28 | $29.10 | 71,200 |
| 2026-05-27 | $29.06 | 63,300 |
| 2026-05-26 | $28.76 | 82,600 |
| 2026-05-22 | $28.60 | 54,900 |
| 2026-05-21 | $29.00 | 81,200 |
| 2026-05-20 | $28.55 | 71,400 |
| 2026-05-19 | $27.91 | 95,700 |
About Commercial Bancgroup, Inc.
Commercial Bancgroup, Inc. operates as the bank holding company for Commercial Bank that provides a range of banking and financial services to individual and corporate customers in the United States. The company accepts various deposit products, including demand deposit accounts, interest-bearing products, savings accounts, and certificates of deposit products. It also offers real estate, commercial, and consumer loans, such as installment loans, secured and unsecured personal lines of credit, and overdraft protection lines. In addition, the company provides treasury management services, remote deposit capture, internet and commercial banking, automated teller machines, and other banking services. The company was formerly known as Harrogate Corporation and changed its name to Commercial Bancgroup, Inc. in April 1989. Commercial Bancgroup, Inc. was incorporated in 1975 and is based in Harrogate, Tennessee.
đ° Latest News
Europeâs Biggest Banking Deal in Years Is Getting Closer
The Wall Street Journal âĸ 2026-06-17T10:33:00Z
UniCredit Says Commerzbank Stake Increased to 37.7% After Latest Acceptances
The Wall Street Journal âĸ 2026-06-10T09:57:00Z
Top Undervalued Small Caps With Insider Buying To Watch In May 2026
Simply Wall St. âĸ 2026-05-25T11:39:52Z
UniCredit Pushes For Revamp at Commerzbank
The Wall Street Journal âĸ 2026-04-20T11:59:00Z
Undervalued Small Caps With Insider Buying In April 2026
Simply Wall St. âĸ 2026-04-15T11:39:54Z
Commerzbank After Rebuffing UniCredit What Valuation Signals And Risks Suggest
Simply Wall St. âĸ 2026-04-11T14:09:38Z
3 European Dividend Stocks Yielding Over 3.2%
Simply Wall St. âĸ 2026-04-09T10:31:44Z
Commerzbank Doesnât See Basis For Deal With UniCredit Following Talks
The Wall Street Journal âĸ 2026-04-07T13:26:00Z
Assessing Commerzbank (XTRA:CBK) Valuation After Recent Share Price Weakness And Strong Multi Year Returns
Simply Wall St. âĸ 2026-04-03T11:10:29Z
Commerzbank CEO Slams UniCreditâs Surprise Stake Plan, Calls Price âVery Lowâ at Conference
MarketBeat âĸ 2026-03-17T14:02:05Z
Period:
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Income Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 |
|---|---|---|---|
| Revenue | |||
| Total Revenue | $90,323,098 | $87,702,017 | $81,666,381 |
| Operating Revenue | $90,323,098 | $87,702,017 | $81,666,381 |
| Expenses | |||
| Interest Expense | $41,173,544 | $45,629,378 | $30,536,476 |
| General And Administrative Expense | $23,736,469 | $26,001,234 | $21,781,459 |
| Professional Expense And Contract Services Expense | $846,243 | $1,017,108 | $1,295,929 |
| Other Non Interest Expense | $10,927,316 | $11,147,115 | $9,275,967 |
| Income & Earnings | |||
| Net Income From Continuing Operation Net Minority Interest | $37,196,198 | $31,409,926 | $30,692,971 |
| Net Interest Income | $79,809,678 | $77,583,590 | $72,100,635 |
| Interest Income | $120,983,222 | $123,212,969 | $102,637,111 |
| Normalized Income | $37,040,407 | $30,697,028 | $30,546,397 |
| Net Income From Continuing And Discontinued Operation | $37,196,198 | $31,409,926 | $30,692,971 |
| Net Income Common Stockholders | $37,196,198 | $31,409,926 | $30,692,971 |
| Net Income | $37,196,198 | $31,409,926 | $30,692,971 |
| Net Income Including Noncontrolling Interests | $37,196,198 | $31,685,783 | $31,212,124 |
| Net Income Continuous Operations | $37,196,198 | $31,685,783 | $31,212,125 |
| Pretax Income | $47,417,377 | $40,571,978 | $39,692,350 |
| Special Income Charges | $37,605 | $759,482 | $53,500 |
| Depreciation Amortization Depletion Income Statement | $3,706,284 | $4,109,259 | $3,039,802 |
| Depreciation And Amortization In Income Statement | $3,706,284 | $4,109,259 | $3,039,802 |
| Per Share | |||
| Diluted EPS | $2.92 | $2.54 | $2.48 |
| Basic EPS | $2.93 | $2.58 | $2.52 |
| Other | |||
| Tax Effect Of Unusual Items | $42,810 | $199,930 | $39,824 |
| Tax Rate For Calcs | $0 | $0 | $0 |
| Total Unusual Items | $198,601 | $912,828 | $186,398 |
| Total Unusual Items Excluding Goodwill | $198,601 | $912,828 | $186,398 |
| Reconciled Depreciation | $3,706,284 | $4,109,259 | $3,539,550 |
| Diluted Average Shares | $13,835,816 | $12,366,113 | $12,366,113 |
| Basic Average Shares | $12,608,191 | $12,174,390 | $12,174,390 |
| Diluted NI Availto Com Stockholders | $37,196,198 | $31,409,926 | $30,692,971 |
| Minority Interests | $0 | $-275,857 | $-519,153 |
| Tax Provision | $10,221,179 | $8,886,195 | $8,480,225 |
| Other Special Charges | $-37,605 | $-759,482 | $-53,500 |
| Gain On Sale Of Security | $0 | - | - |
| Selling General And Administration | $23,736,469 | $26,001,234 | $21,781,459 |
| Insurance And Claims | $972,084 | $1,128,574 | $1,035,345 |
| Salaries And Wages | $22,764,385 | $24,872,660 | $20,746,114 |
| Occupancy And Equipment | $3,263,688 | $3,786,162 | $3,360,702 |
Fetched: 2026-06-14
Balance Sheet (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 |
|---|---|---|---|
| Assets | |||
| Net Tangible Assets | $272,576,598 | $206,312,154 | $174,231,780 |
| Total Assets | $2,291,454,981 | $2,301,211,138 | $2,196,609,429 |
| Goodwill And Other Intangible Assets | $12,767,234 | $13,943,629 | $16,143,250 |
| Other Intangible Assets | $4,256,382 | $5,429,537 | $7,632,399 |
| Receivables | $7,451,045 | $7,187,304 | $8,240,516 |
| Accounts Receivable | $7,451,045 | $7,187,304 | $8,240,516 |
| Cash And Cash Equivalents | $118,990,185 | $134,455,154 | $145,080,341 |
| Cash Financial | $26,393,695 | $18,991,800 | $14,730,978 |
| Cash Cash Equivalents And Federal Funds Sold | $155,694,429 | $186,462,066 | $165,052,585 |
| Debt | |||
| Net Debt | $29,020,280 | - | - |
| Total Debt | $148,010,465 | $105,772,642 | $143,216,982 |
| Long Term Debt And Capital Lease Obligation | $135,552,956 | $87,032,236 | $124,072,209 |
| Long Term Debt | $135,552,956 | $87,032,236 | $124,072,209 |
| Current Debt And Capital Lease Obligation | $12,457,509 | $13,233,122 | $13,776,713 |
| Current Debt | $12,457,509 | $13,233,122 | $13,776,713 |
| Liabilities | |||
| Total Liabilities Net Minority Interest | $2,006,111,149 | $2,080,955,355 | $2,000,832,106 |
| Current Notes Payable | $12,457,509 | $13,233,122 | $13,776,713 |
| Payables And Accrued Expenses | $2,961,874 | $4,224,695 | $3,643,453 |
| Payables | $2,961,874 | $4,224,695 | $3,643,453 |
| Accounts Payable | $2,961,874 | $4,224,695 | $3,643,453 |
| Equity | |||
| Common Stock Equity | $285,343,832 | $220,255,783 | $190,375,030 |
| Total Equity Gross Minority Interest | $285,343,832 | $220,255,783 | $195,777,323 |
| Stockholders Equity | $285,343,832 | $220,255,783 | $190,375,030 |
| Gains Losses Not Affecting Retained Earnings | $-674,902 | $-1,564,506 | $-1,724,275 |
| Other Equity Adjustments | $-674,902 | $-1,564,506 | $-1,724,275 |
| Retained Earnings | $247,505,096 | $212,310,977 | $182,903,720 |
| Preferred Securities Outside Stock Equity | $5,576,896 | - | - |
| Other | |||
| Ordinary Shares Number | $13,697,987 | $13,174,223 | $13,174,223 |
| Share Issued | $13,697,987 | $13,174,223 | $13,174,223 |
| Tangible Book Value | $272,576,598 | $206,312,154 | $174,231,780 |
| Invested Capital | $433,354,297 | $326,028,425 | $333,592,012 |
| Total Capitalization | $420,896,788 | $307,288,019 | $314,447,239 |
| Minority Interest | $0 | $0 | $5,402,293 |
| Additional Paid In Capital | $38,376,658 | $9,388,181 | $9,073,467 |
| Capital Stock | $136,980 | $121,131 | $122,118 |
| Common Stock | $136,980 | $121,131 | $122,118 |
| Investments And Advances | $140,864,793 | $176,154,569 | $210,672,994 |
| Held To Maturity Securities | $97,728,121 | $62,568,962 | $158,631,596 |
| Goodwill | $8,510,852 | $8,514,092 | $8,510,851 |
| Net PPE | $49,765,202 | $50,288,378 | $52,263,867 |
| Accumulated Depreciation | $-29,447,897 | $-28,238,795 | $-31,356,124 |
| Gross PPE | $79,213,099 | $78,527,173 | $83,619,991 |
| Construction In Progress | $416,217 | $459,288 | $6,338,476 |
| Machinery Furniture Equipment | $13,285,338 | $13,557,620 | $14,349,442 |
| Buildings And Improvements | $48,312,176 | $47,159,512 | $47,454,497 |
| Land And Improvements | $17,199,368 | $17,350,753 | $15,477,576 |
| Other Short Term Investments | $43,136,672 | $99,824,856 | $52,041,398 |
| Available For Sale Securities | - | $13,760,751 | - |
Fetched: 2026-06-14
Cash Flow Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 |
|---|---|---|---|
| Free Cash Flow | |||
| Free Cash Flow | $35,229,381 | $35,634,849 | $35,721,098 |
| Operating Activities | |||
| Operating Cash Flow | $37,094,507 | $38,675,935 | $38,887,070 |
| Cash Flow From Continuing Operating Activities | $37,094,507 | $38,675,935 | $38,887,070 |
| Operating Gains Losses | $-37,605 | $-759,482 | $120,551 |
| Investing Activities | |||
| Capital Expenditure | $-1,865,126 | $-3,041,086 | $-3,165,972 |
| Investing Cash Flow | $-32,662,959 | $-84,930,902 | $-127,955,307 |
| Cash Flow From Continuing Investing Activities | $-32,662,959 | $-84,930,902 | $-127,955,307 |
| Net Other Investing Changes | $-1,309,748 | $1,676,408 | $2,986,455 |
| Financing Activities | |||
| Repurchase Of Capital Stock | $-980,800 | $-1,829,803 | $-2,105,085 |
| Issuance Of Capital Stock | $29,860,751 | $0 | $3,889,126 |
| Financing Cash Flow | $-38,310,535 | $68,512,148 | $183,097,941 |
| Cash Flow From Continuing Financing Activities | $-38,310,535 | $68,512,148 | $183,097,941 |
| Cash Dividends Paid | $-2,002,079 | $-2,002,669 | $-1,495,287 |
| Common Stock Dividend Paid | $-2,002,079 | - | - |
| Net Common Stock Issuance | $28,879,951 | $-1,829,803 | $1,784,041 |
| Common Stock Issuance | $29,860,751 | $0 | $3,889,126 |
| Net Other Financing Charges | - | $-5,678,150 | - |
| Other | |||
| Repayment Of Debt | $-135,610,781 | $-112,196,330 | $-99,433,350 |
| Issuance Of Debt | $193,285,224 | $71,506,464 | $106,110,217 |
| Interest Paid Supplemental Data | $42,436,365 | $44,457,576 | $27,636,493 |
| Income Tax Paid Supplemental Data | $9,500,530 | $9,750,000 | $6,801,000 |
| End Cash Position | $144,318,929 | $178,197,916 | $155,940,735 |
| Beginning Cash Position | $178,197,916 | $155,940,735 | $61,911,031 |
| Changes In Cash | $-33,878,987 | $22,257,181 | $94,029,704 |
| Common Stock Payments | $-980,800 | $-1,829,803 | $-2,105,085 |
| Net Issuance Payments Of Debt | $57,674,443 | $-40,689,866 | $6,676,867 |
| Net Short Term Debt Issuance | $84,859,724 | $-2,654,965 | $-1,689,284 |
| Short Term Debt Payments | $-100,095,000 | $-72,015,428 | $-80,668,501 |
| Short Term Debt Issuance | $184,954,724 | $69,360,463 | $78,979,217 |
| Net Long Term Debt Issuance | $-27,185,281 | $-38,034,901 | $8,366,151 |
| Long Term Debt Payments | $-35,515,781 | $-40,180,902 | $-18,764,849 |
| Long Term Debt Issuance | $8,330,500 | $2,146,001 | $27,131,000 |
| Net Investment Purchase And Sale | $37,824,126 | $34,041,445 | $18,707,506 |
| Sale Of Investment | $172,777,623 | $81,314,432 | $35,356,445 |
| Purchase Of Investment | $-134,953,497 | $-47,272,987 | $-16,648,939 |
| Net PPE Purchase And Sale | $-1,576,917 | $433,142 | $-3,074,472 |
| Sale Of PPE | $288,209 | $3,474,228 | $91,500 |
| Purchase Of PPE | $-1,865,126 | $-3,041,086 | $-3,165,972 |
| Change In Working Capital | $-2,329,037 | $-704,718 | $336,385 |
| Change In Other Working Capital | $-1,291,936 | $-1,198,572 | $-1,661,021 |
| Change In Other Current Liabilities | $-8,133,383 | $1,183,115 | $-9,700,129 |
| Change In Other Current Assets | $8,622,844 | $-1,773,556 | $11,521,830 |
| Change In Payables And Accrued Expense | $-1,262,821 | $1,171,802 | $2,882,275 |
| Change In Payable | $-1,262,821 | $1,171,802 | $2,882,275 |
| Change In Account Payable | $-1,262,821 | $1,171,802 | $2,882,275 |
| Change In Receivables | $-263,741 | $1,053,212 | $-2,000,771 |
| Changes In Account Receivables | $-263,741 | $1,053,212 | $-2,000,771 |
| Other Non Cash Items | $-160,996 | $-153,346 | $-132,898 |
| Stock Based Compensation | $124,375 | $2,143,530 | $458,624 |
| Asset Impairment Charge | $4,500 | $41,750 | $79,060 |
| Amortization Of Securities | $-1,644,745 | $484,515 | - |
| Deferred Tax | $-227,793 | - | - |
| Deferred Income Tax | $-227,793 | - | - |
| Depreciation Amortization Depletion | $3,706,284 | $4,109,259 | $3,539,550 |
| Depreciation And Amortization | $3,706,284 | $4,109,259 | $3,539,550 |
| Amortization Cash Flow | $1,568,586 | $1,807,431 | $1,423,930 |
| Amortization Of Intangibles | $1,568,586 | $1,807,431 | $1,423,930 |
| Depreciation | $2,137,698 | $2,301,828 | $2,115,620 |
| Gain Loss On Sale Of PPE | $-37,605 | $-759,482 | $-53,500 |
| Net Income From Continuing Operations | $37,196,198 | $31,685,783 | $31,212,124 |
| Net Business Purchase And Sale | - | $0 | $7,972,548 |
| Sale Of Business | - | $0 | $7,972,548 |
Fetched: 2026-06-14