CBNK
Capital Bancorp, Inc.
Price Chart
Latest Quote
$33.27
+0.10 (+0.30%)
Current Price
| Previous Close | $33.17 |
| Open | $33.59 |
| Day High | $33.99 |
| Day Low | $32.68 |
| Volume | 81,012 |
Stock Information
| Quarterly Dividend / Yield | $0.48 / 1.44% |
| Shares Outstanding | 16.29M |
| Quarterly Dividend Yield | 1.44% |
| Quarterly Dividend | $0.48 |
| Total Debt | $59.78M |
| Cash Equivalents | $405.58M |
| Revenue | $233.23M |
| Net Income | $55.26M |
| Sector | Financial Services |
| Industry | Banks - Regional |
| Market Cap | $541.90M |
| P/E Ratio | 10.02 |
| EPS (TTM) | $3.32 |
| Exchange | NMS |
đ Comprehensive Analysis
Company Data
| Enterprise Value | $197.74M |
| Sales | $233.23M |
| Income | $55.26M |
| Book/sh | $25.10 |
| Cash/sh | $24.90 |
| Employees | 434 |
Financial Ratios
| EPS Growth TTM | -13.70% |
Returns & Margins
| ROA | 1.54% |
| ROE | 14.20% |
| Operating Margin | 26.65% |
| Profit Margin | 23.69% |
Ownership
| Insider Ownership | 32.38% |
| Institutional Ownership | 45.72% |
| Insider & Institutional transactions data not available | |
Valuation Ratios
| Forward P/E | 8.90 |
| P/S | 2.32 |
| P/B | 1.33 |
Analyst Data
| Recommendation | none |
| Target Price | $35.25 |
Technical Indicators
| SMA20 | $32.58 |
| SMA50 | $31.77 |
| SMA200 | $30.15 |
| RSI | 62.08 |
| ATR | 0.9986 |
| Shares Float | 10.69M |
| Short Float | 5.52% |
| Short Ratio | 10.22 |
| Volatility | 0.55 |
| Rel Volume | 1.16 |
Performance History
| Week | nan% |
| Month | nan% |
| Quarter | nan% |
| 6 Months | nan% |
| YTD | nan% |
| Year | nan% |
| 3 Years | nan% |
| 5 Years | nan% |
| 10 Years | nan% |
Stock Score:
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Recent Price History
| Date | Close | Volume |
|---|---|---|
| 2026-06-18 | $33.27 | 84,800 |
| 2026-06-17 | $33.17 | 162,900 |
| 2026-06-16 | $33.37 | 72,400 |
| 2026-06-15 | $33.24 | 67,900 |
| 2026-06-12 | $34.07 | 81,000 |
| 2026-06-11 | $33.67 | 75,400 |
| 2026-06-10 | $33.51 | 96,200 |
| 2026-06-09 | $33.22 | 75,200 |
| 2026-06-08 | $32.78 | 89,800 |
| 2026-06-05 | $32.66 | 92,500 |
| 2026-06-04 | $32.59 | 88,800 |
| 2026-06-03 | $31.48 | 63,400 |
| 2026-06-02 | $32.28 | 66,300 |
| 2026-06-01 | $31.63 | 62,200 |
| 2026-05-29 | $31.92 | 48,200 |
| 2026-05-28 | $31.99 | 36,000 |
| 2026-05-27 | $31.87 | 37,100 |
| 2026-05-26 | $31.79 | 81,500 |
| 2026-05-22 | $31.47 | 32,100 |
| 2026-05-21 | $31.55 | 48,200 |
| 2026-05-20 | $31.25 | 96,200 |
| 2026-05-19 | $30.62 | 84,100 |
About Capital Bancorp, Inc.
Capital Bancorp, Inc. operates as the bank holding company for Capital Bank, N.A., provides various banking products and services to businesses, not-for-profit associations, and entrepreneurs in the United States. It operates through four divisions: Commercial Banking, Capital Bank Home Loans, OpenSky, Windsor Advantage. The company offers a range of deposit products, including checking and savings, time, interest bearing and noninterest-bearing demand, and money market accounts, as well as certificates of deposit; and secured, partially secured, and unsecured credit cards. It also originates residential mortgages; issues trust preferred securities; and provides residential and commercial real estate, construction, and commercial and industrial loans; servicing, processing, and packaging of Small Business Administration and U.S. Department of Agriculture loans; as well as other consumer loans, such as term loans, car loans, and boat loans to small to medium-sized businesses, professionals, real estate investors, small residential builders and individuals, and financial institution clients, including Capital Bank. Capital Bancorp, Inc. was founded in 1974 and is headquartered in Rockville, Maryland.
đ° Latest News
Are Investors Undervaluing Capital Bancorp (CBNK) Right Now?
Zacks âĸ 2026-06-12T13:40:02Z
Should Value Investors Buy Capital Bancorp (CBNK) Stock?
Zacks âĸ 2026-05-27T13:40:02Z
Capital Bancorp (CBNK) Lags Q1 Earnings and Revenue Estimates
Zacks âĸ 2026-04-27T21:55:01Z
Is Capital Bancorp (CBNK) Stock Undervalued Right Now?
Zacks âĸ 2026-04-23T13:40:02Z
Carter Bankshares, Inc. (CARE) Lags Q1 Earnings and Revenue Estimates
Zacks âĸ 2026-04-23T13:20:02Z
Santander (SAN) and Webster Deal Faces Execution Risk, Says Morgan Stanley
Insider Monkey âĸ 2026-02-15T14:11:05Z
Undiscovered Gems in the US Market for February 2026
Simply Wall St. âĸ 2026-02-02T11:33:07Z
Should You Be Adding Capital Bancorp (NASDAQ:CBNK) To Your Watchlist Today?
Simply Wall St. âĸ 2026-01-28T10:58:02Z
Capital Bancorp (CBNK) Tops Q4 Earnings and Revenue Estimates
Zacks âĸ 2026-01-26T22:40:01Z
Capital Bancorp: Q4 Earnings Snapshot
Associated Press Finance âĸ 2026-01-26T21:52:00Z
Period:
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Income Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Revenue | ||||
| Total Revenue | $241,191,000 | $183,725,000 | $164,868,000 | $168,277,000 |
| Operating Revenue | $241,191,000 | $183,725,000 | $164,868,000 | $168,277,000 |
| Expenses | ||||
| Interest Expense | $64,879,000 | $58,555,000 | $41,680,000 | $10,039,000 |
| Selling And Marketing Expense | $6,262,000 | $6,359,000 | $6,161,000 | $6,220,000 |
| General And Administrative Expense | $72,169,000 | $56,037,000 | $48,754,000 | $42,898,000 |
| Professional Expense And Contract Services Expense | $10,959,000 | $7,846,000 | $9,270,000 | $11,012,000 |
| Other Non Interest Expense | $46,951,000 | $41,372,000 | $39,276,000 | $42,417,000 |
| Income & Earnings | ||||
| Net Income From Continuing Operation Net Minority Interest | $57,170,000 | $30,972,000 | $35,871,000 | $41,804,000 |
| Net Interest Income | $195,992,000 | $154,746,000 | $141,526,000 | $140,607,000 |
| Interest Income | $260,871,000 | $213,301,000 | $183,206,000 | $150,646,000 |
| Normalized Income | $59,733,771 | $33,881,772 | $35,871,000 | $41,804,000 |
| Net Income From Continuing And Discontinued Operation | $57,170,000 | $30,972,000 | $35,871,000 | $41,804,000 |
| Net Income Common Stockholders | $57,170,000 | $30,972,000 | $35,871,000 | $41,804,000 |
| Net Income | $57,170,000 | $30,972,000 | $35,871,000 | $41,804,000 |
| Net Income Including Noncontrolling Interests | $57,170,000 | $30,972,000 | $35,871,000 | $41,804,000 |
| Net Income Continuous Operations | $57,170,000 | $30,972,000 | $35,871,000 | $41,804,000 |
| Pretax Income | $74,944,000 | $41,832,000 | $46,225,000 | $54,234,000 |
| Special Income Charges | $-3,361,000 | $-3,930,000 | $0 | - |
| Per Share | ||||
| Diluted EPS | $3.41 | $2.11 | $2.55 | $2.91 |
| Basic EPS | $3.45 | $2.12 | $2.56 | $2.98 |
| Other | ||||
| Tax Effect Of Unusual Items | $-797,229 | $-1,020,228 | $0 | $0 |
| Tax Rate For Calcs | $0 | $0 | $0 | $0 |
| Total Unusual Items | $-3,361,000 | $-3,930,000 | $0 | - |
| Total Unusual Items Excluding Goodwill | $-3,361,000 | $-3,930,000 | $0 | - |
| Reconciled Depreciation | $3,872,000 | $2,214,000 | $473,000 | $1,432,000 |
| Diluted Average Shares | $16,768,000 | $14,660,000 | $14,081,000 | $14,362,000 |
| Basic Average Shares | $16,582,000 | $14,584,000 | $14,003,000 | $14,025,000 |
| Diluted NI Availto Com Stockholders | $57,170,000 | $30,972,000 | $35,871,000 | $41,804,000 |
| Tax Provision | $17,774,000 | $10,860,000 | $10,354,000 | $12,430,000 |
| Restructuring And Mergern Acquisition | $3,361,000 | $3,930,000 | $0 | - |
| Gain On Sale Of Security | $0 | $-2,620,000 | $0 | $0 |
| Selling General And Administration | $78,431,000 | $62,396,000 | $54,915,000 | $49,118,000 |
| Salaries And Wages | $72,169,000 | $56,037,000 | $48,754,000 | $42,898,000 |
| Occupancy And Equipment | $11,392,000 | $8,244,000 | $5,673,000 | $4,865,000 |
| Other Gand A | - | - | - | - |
Fetched: 2026-06-15
Balance Sheet (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Assets | ||||
| Net Tangible Assets | $361,017,000 | $318,196,000 | $254,860,000 | $224,015,000 |
| Total Assets | $3,606,207,000 | $3,206,911,000 | $2,226,176,000 | $2,123,655,000 |
| Goodwill And Other Intangible Assets | $40,740,000 | $36,943,000 | $0 | - |
| Other Intangible Assets | $14,771,000 | $15,817,000 | - | - |
| Receivables | $16,695,000 | $16,664,000 | $11,494,000 | $9,489,000 |
| Accounts Receivable | $16,695,000 | $16,664,000 | $11,494,000 | $9,489,000 |
| Cash And Cash Equivalents | $255,505,000 | $205,274,000 | $53,557,000 | $59,727,000 |
| Cash Financial | $30,894,000 | $25,433,000 | $14,513,000 | $19,963,000 |
| Cash Cash Equivalents And Federal Funds Sold | $263,962,000 | $209,811,000 | $58,317,000 | $87,777,000 |
| Debt | ||||
| Total Debt | $52,062,000 | $34,062,000 | $49,062,000 | $119,062,000 |
| Long Term Debt And Capital Lease Obligation | $52,062,000 | $34,062,000 | $49,062,000 | $119,062,000 |
| Long Term Debt | $52,062,000 | $34,062,000 | $49,062,000 | $119,062,000 |
| Net Debt | - | - | - | $59,335,000 |
| Current Debt And Capital Lease Obligation | - | - | - | $10,000,000 |
| Current Debt | - | - | - | $10,000,000 |
| Other Current Borrowings | - | - | - | $10,000,000 |
| Liabilities | ||||
| Total Liabilities Net Minority Interest | $3,204,450,000 | $2,851,772,000 | $1,971,316,000 | $1,899,640,000 |
| Payables And Accrued Expenses | $8,745,000 | $9,393,000 | $5,583,000 | $1,031,000 |
| Payables | $8,745,000 | $9,393,000 | $5,583,000 | $1,031,000 |
| Accounts Payable | $8,745,000 | $9,393,000 | $5,583,000 | $1,031,000 |
| Equity | ||||
| Common Stock Equity | $401,757,000 | $355,139,000 | $254,860,000 | $224,015,000 |
| Total Equity Gross Minority Interest | $401,757,000 | $355,139,000 | $254,860,000 | $224,015,000 |
| Stockholders Equity | $401,757,000 | $355,139,000 | $254,860,000 | $224,015,000 |
| Gains Losses Not Affecting Retained Earnings | $-5,760,000 | $-11,469,000 | $-13,097,000 | $-16,751,000 |
| Other Equity Adjustments | $-5,760,000 | $-11,469,000 | $-13,097,000 | $-16,751,000 |
| Retained Earnings | $292,749,000 | $242,875,000 | $213,345,000 | $182,435,000 |
| Other | ||||
| Ordinary Shares Number | $16,373,288 | $16,662,626 | $13,922,532 | $14,138,829 |
| Share Issued | $16,373,288 | $16,662,626 | $13,922,532 | $14,138,829 |
| Tangible Book Value | $361,017,000 | $318,196,000 | $254,860,000 | $224,015,000 |
| Invested Capital | $453,819,000 | $389,201,000 | $303,922,000 | $343,077,000 |
| Total Capitalization | $453,819,000 | $389,201,000 | $303,922,000 | $343,077,000 |
| Additional Paid In Capital | $114,604,000 | $123,566,000 | $54,473,000 | $58,190,000 |
| Capital Stock | $164,000 | $167,000 | $139,000 | $141,000 |
| Common Stock | $164,000 | $167,000 | $139,000 | $141,000 |
| Investments And Advances | $229,083,000 | $222,730,000 | $208,329,000 | $252,481,000 |
| Available For Sale Securities | $124,300,000 | $120,947,000 | $123,719,000 | - |
| Goodwill | $25,969,000 | $21,126,000 | $0 | - |
| Net PPE | $15,072,000 | $15,525,000 | $5,069,000 | $3,386,000 |
| Accumulated Depreciation | $-13,507,000 | $-10,785,000 | $-11,981,000 | $-11,508,000 |
| Gross PPE | $28,579,000 | $26,310,000 | $17,050,000 | $14,894,000 |
| Leases | $3,068,000 | $2,710,000 | $2,710,000 | $1,683,000 |
| Construction In Progress | $115,000 | $1,292,000 | $33,000 | $694,000 |
| Other Properties | $6,978,000 | $6,875,000 | $6,864,000 | $5,225,000 |
| Machinery Furniture Equipment | $11,338,000 | $8,413,000 | $7,443,000 | $7,292,000 |
| Buildings And Improvements | $6,380,000 | $6,320,000 | $0 | - |
| Land And Improvements | $700,000 | $700,000 | $0 | - |
| Other Short Term Investments | $104,783,000 | $222,730,000 | $84,610,000 | $252,481,000 |
| Treasury Shares Number | - | - | $0 | - |
Fetched: 2026-06-15
Cash Flow Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Free Cash Flow | ||||
| Free Cash Flow | $67,347,000 | $32,769,000 | $45,262,000 | $49,840,000 |
| Operating Activities | ||||
| Operating Cash Flow | $69,721,000 | $34,926,000 | $47,418,000 | $51,390,000 |
| Cash Flow From Continuing Operating Activities | $69,721,000 | $34,926,000 | $47,418,000 | $51,390,000 |
| Operating Gains Losses | $2,052,000 | $-1,816,000 | $709,000 | $776,000 |
| Investing Activities | ||||
| Capital Expenditure | $-2,374,000 | $-2,157,000 | $-2,156,000 | $-1,550,000 |
| Investing Cash Flow | $-350,880,000 | $-269,952,000 | $-130,838,000 | $-198,455,000 |
| Cash Flow From Continuing Investing Activities | $-350,880,000 | $-269,952,000 | $-130,838,000 | $-198,455,000 |
| Net Other Investing Changes | $-3,918,000 | $-126,000 | $3,009,000 | $-3,758,000 |
| Financing Activities | ||||
| Repurchase Of Capital Stock | $-11,731,000 | $-1,399,000 | $-8,826,000 | $0 |
| Financing Cash Flow | $331,392,000 | $386,394,000 | $56,969,000 | $44,085,000 |
| Cash Flow From Continuing Financing Activities | $331,392,000 | $386,394,000 | $56,969,000 | $44,085,000 |
| Cash Dividends Paid | $-7,296,000 | $-5,275,000 | $-3,920,000 | $-3,085,000 |
| Common Stock Dividend Paid | $-7,296,000 | $-5,275,000 | $-3,920,000 | $-3,085,000 |
| Net Common Stock Issuance | $-11,731,000 | $-1,399,000 | $-8,826,000 | $0 |
| Other | ||||
| Repayment Of Debt | $-10,000,000 | $-15,000,000 | $-85,000,000 | - |
| Issuance Of Debt | $28,000,000 | $0 | $15,000,000 | - |
| Interest Paid Supplemental Data | $65,527,000 | $54,745,000 | $37,128,000 | $9,481,000 |
| Income Tax Paid Supplemental Data | $18,753,000 | $9,098,000 | $7,704,000 | $11,730,000 |
| End Cash Position | $255,565,000 | $205,332,000 | $53,964,000 | $80,415,000 |
| Beginning Cash Position | $205,332,000 | $53,964,000 | $80,415,000 | $183,395,000 |
| Changes In Cash | $50,233,000 | $151,368,000 | $-26,451,000 | $-102,980,000 |
| Proceeds From Stock Option Exercised | $1,158,000 | $1,077,000 | $1,791,000 | $1,235,000 |
| Common Stock Payments | $-11,731,000 | $-1,399,000 | $-8,826,000 | $0 |
| Net Issuance Payments Of Debt | $18,000,000 | $-15,000,000 | $-70,000,000 | $85,000,000 |
| Net Long Term Debt Issuance | $18,000,000 | $-15,000,000 | $-70,000,000 | $85,000,000 |
| Long Term Debt Payments | $-10,000,000 | $-15,000,000 | $-85,000,000 | - |
| Long Term Debt Issuance | $28,000,000 | $0 | $15,000,000 | - |
| Net Investment Purchase And Sale | $1,231,000 | $-12,188,000 | $49,031,000 | $-89,232,000 |
| Sale Of Investment | $56,107,000 | $53,208,000 | $55,991,000 | $23,846,000 |
| Purchase Of Investment | $-54,876,000 | $-65,396,000 | $-6,960,000 | $-113,078,000 |
| Net Business Purchase And Sale | $0 | $65,170,000 | $0 | - |
| Sale Of Business | $0 | $65,170,000 | $0 | - |
| Net PPE Purchase And Sale | $-2,374,000 | $-2,157,000 | $-2,156,000 | $-1,550,000 |
| Purchase Of PPE | $-2,374,000 | $-2,157,000 | $-2,156,000 | $-1,550,000 |
| Change In Working Capital | $-2,513,000 | $1,589,000 | $215,000 | $-10,185,000 |
| Change In Other Current Liabilities | $4,627,000 | $11,977,000 | $-63,000 | $-4,491,000 |
| Change In Other Current Assets | $-3,437,000 | $-15,517,000 | $-2,448,000 | $-4,382,000 |
| Change In Payables And Accrued Expense | $-3,672,000 | $5,891,000 | $4,731,000 | $276,000 |
| Change In Payable | $-3,672,000 | $5,891,000 | $4,731,000 | $276,000 |
| Change In Account Payable | $-648,000 | $2,533,000 | $4,552,000 | $558,000 |
| Change In Tax Payable | $-3,024,000 | $3,358,000 | $179,000 | $-282,000 |
| Change In Income Tax Payable | $-3,024,000 | $3,358,000 | $179,000 | $-282,000 |
| Change In Receivables | $-31,000 | $-762,000 | $-2,005,000 | $-1,588,000 |
| Changes In Account Receivables | $-31,000 | $-762,000 | $-2,005,000 | $-1,588,000 |
| Other Non Cash Items | $-8,647,000 | $-16,251,000 | $-1,258,000 | $7,535,000 |
| Stock Based Compensation | $1,608,000 | $1,895,000 | $1,757,000 | $1,662,000 |
| Amortization Of Securities | $-150,000 | $100,000 | $188,000 | $540,000 |
| Deferred Tax | $1,097,000 | $-1,814,000 | $142,000 | $1,240,000 |
| Deferred Income Tax | $1,097,000 | $-1,814,000 | $142,000 | $1,240,000 |
| Depreciation Amortization Depletion | $3,872,000 | $2,214,000 | $473,000 | $1,432,000 |
| Depreciation And Amortization | $3,872,000 | $2,214,000 | $473,000 | $1,432,000 |
| Amortization Cash Flow | $1,046,000 | $262,000 | $0 | - |
| Amortization Of Intangibles | $1,046,000 | $262,000 | $0 | - |
| Depreciation | $2,826,000 | $1,952,000 | $473,000 | $1,432,000 |
| Pension And Employee Benefit Expense | $2,114,000 | $1,033,000 | $695,000 | $753,000 |
| Net Income From Continuing Operations | $57,170,000 | $30,972,000 | $35,871,000 | $41,804,000 |
| Gain Loss On Sale Of PPE | - | - | $0 | $14,000 |
| Gain Loss On Investment Securities | - | - | - | $0 |
Fetched: 2026-06-15