CBSH
Commerce Bancshares, Inc.
Price Chart
Latest Quote
$54.73
+0.01 (+0.02%)
Current Price
| Previous Close | $54.72 |
| Open | $55.04 |
| Day High | $55.49 |
| Day Low | $54.55 |
| Volume | 2,124,086 |
Stock Information
| Quarterly Dividend / Yield | $1.10 / 1.99% |
| Shares Outstanding | 145.78M |
| Quarterly Dividend Yield | 1.99% |
| Quarterly Dividend | $1.10 |
| Total Debt | $2.60B |
| Cash Equivalents | $4.80B |
| Revenue | $1.78B |
| Net Income | $570.84M |
| Sector | Financial Services |
| Industry | Banks - Regional |
| Market Cap | $7.98B |
| P/E Ratio | 13.45 |
| EPS (TTM) | $4.07 |
| Exchange | NMS |
đ Comprehensive Analysis
Company Data
| Enterprise Value | $5.88B |
| Sales | $1.78B |
| Income | $570.84M |
| Book/sh | $29.42 |
| Cash/sh | $32.90 |
| Employees | 5K |
Financial Ratios
| EPS Growth TTM | 7.60% |
Returns & Margins
| ROA | 1.72% |
| ROE | 14.94% |
| Operating Margin | 39.71% |
| Profit Margin | 32.34% |
Ownership
| Insider Ownership | 2.42% |
| Institutional Ownership | 74.59% |
| Insider & Institutional transactions data not available | |
Valuation Ratios
| Forward P/E | 12.51 |
| PEG | 2.06 |
| P/S | 4.48 |
| P/B | 1.86 |
Analyst Data
| Recommendation | none |
| Target Price | $58.69 |
Technical Indicators
| SMA20 | $53.15 |
| SMA50 | $51.89 |
| SMA200 | $52.01 |
| RSI | 65.66 |
| ATR | 1.0698 |
| Shares Float | 132.91M |
| Short Float | 4.28% |
| Short Ratio | 5.47 |
| Volatility | 0.60 |
| Rel Volume | 1.85 |
Performance History
| Week | -0.64% |
| Month | +6.25% |
| Quarter | +15.63% |
| 6 Months | +4.58% |
| YTD | +5.88% |
| Year | -2.73% |
| 3 Years | +32.05% |
| 5 Years | -3.21% |
| 10 Years | +84.52% |
Stock Score:
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Recent Price History
| Date | Close | Volume |
|---|---|---|
| 2026-06-18 | $54.73 | 2,431,900 |
| 2026-06-17 | $54.72 | 1,750,300 |
| 2026-06-16 | $55.25 | 1,155,800 |
| 2026-06-15 | $54.72 | 1,342,300 |
| 2026-06-12 | $55.82 | 1,141,300 |
| 2026-06-11 | $55.08 | 1,066,100 |
| 2026-06-10 | $54.56 | 1,724,100 |
| 2026-06-09 | $53.88 | 2,023,000 |
| 2026-06-08 | $53.41 | 1,304,400 |
| 2026-06-05 | $53.05 | 1,435,700 |
| 2026-06-04 | $52.18 | 1,203,500 |
| 2026-06-03 | $51.09 | 1,198,000 |
| 2026-06-02 | $51.75 | 1,351,400 |
| 2026-06-01 | $51.18 | 1,004,700 |
| 2026-05-29 | $51.95 | 994,900 |
| 2026-05-28 | $51.74 | 1,152,900 |
| 2026-05-27 | $51.68 | 818,900 |
| 2026-05-26 | $52.14 | 1,055,800 |
| 2026-05-22 | $52.10 | 954,000 |
| 2026-05-21 | $51.92 | 1,198,100 |
| 2026-05-20 | $52.00 | 1,059,900 |
| 2026-05-19 | $51.51 | 1,011,400 |
About Commerce Bancshares, Inc.
Commerce Bancshares, Inc. operates as the bank holding company for Commerce Bank that provides retail, mortgage banking, corporate, investment, trust, and asset management products and services to individuals and businesses in the United States. It operates through three segments: Retail Banking, Commercial, and Wealth. The Retail Banking segment offers various banking products and services, including consumer deposits; consumer loans, such as automobile, motorcycle, marine, tractor/trailer, recreational vehicle, fixed rate and revolving home equity, and other consumer loans; patient health care financing; real estate loans; indirect and other consumer financing; retail branch network; personal mortgage banking; consumer installment lending; and consumer debit and credit bank cards. The Commercial segment provides corporate lending, leasing, international, merchant and commercial bank card, and securities safekeeping and bond accounting services; and business products, government deposits, and related commercial cash management services, as well as sells fixed income securities to correspondent banks, corporations, public institutions, municipalities, and individuals. The Wealth segment provides traditional trust and estate planning, advisory and discretionary investment portfolio management, and brokerage services, as well as private banking accounts. The company offers private equity investment, securities brokerage, insurance agency, specialty lending, and leasing services, as well as online and mobile banking services. Commerce Bancshares, Inc. was founded in 1865 and is headquartered in Kansas City, Missouri.
đ° Latest News
UMB (UMBF) Up 6.1% Since Last Earnings Report: Can It Continue?
Zacks âĸ 2026-05-28T15:30:18Z
Why Is Commerce (CBSH) Up 3.3% Since Last Earnings Report?
Zacks âĸ 2026-05-21T15:30:04Z
F.N.B. Corp Gains 26.9% in a Year: Should You Buy the Stock Now?
Zacks âĸ 2026-05-21T13:48:00Z
Visa Gain and Portfolio Shift Might Change The Case For Investing In Commerce Bancshares (CBSH)
Simply Wall St. âĸ 2026-05-15T07:22:43Z
CBSH's Visa Exchange Gain to Fund Portfolio Repositioning, Boost NII
Zacks âĸ 2026-05-13T13:33:00Z
1 Bank Stock with Competitive Advantages and 2 We Avoid
StockStory âĸ 2026-05-11T21:32:55Z
UMBF or CBSH: Which Is the Better Value Stock Right Now?
Zacks âĸ 2026-05-06T15:40:02Z
Speece Thorson Bets On Insight Enterprises (NSIT) With a 78,000 Share Buy
Motley Fool âĸ 2026-04-30T15:33:58Z
How Higher Earnings, Dividend, and Buybacks At Commerce Bancshares (CBSH) Has Changed Its Investment Story
Simply Wall St. âĸ 2026-04-29T16:05:33Z
Strategic Value Bank Partners Opens $11.6 Million Position in OceanFirst Financial Ahead of Merger
Motley Fool âĸ 2026-04-28T20:55:31Z
Period:
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Income Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Revenue | ||||
| Total Revenue | $1,767,799,000 | $1,663,622,000 | $1,586,159,000 | $1,509,226,000 |
| Operating Revenue | $1,767,799,000 | $1,663,622,000 | $1,586,159,000 | $1,509,226,000 |
| Expenses | ||||
| Interest Expense | $371,865,000 | $429,311,000 | $383,162,000 | $56,794,000 |
| Selling And Marketing Expense | $24,688,000 | $22,353,000 | $24,511,000 | $23,827,000 |
| General And Administrative Expense | $638,502,000 | $624,344,000 | $617,226,000 | $564,630,000 |
| Professional Expense And Contract Services Expense | $48,856,000 | $35,077,000 | $36,198,000 | $35,805,000 |
| Other Non Interest Expense | $191,952,000 | $195,613,000 | $179,870,000 | $156,039,000 |
| Income & Earnings | ||||
| Net Income From Continuing Operation Net Minority Interest | $566,251,000 | $526,331,000 | $477,060,000 | $488,399,000 |
| Net Interest Income | $1,111,858,000 | $1,040,246,000 | $998,129,000 | $942,185,000 |
| Interest Income | $1,483,723,000 | $1,469,557,000 | $1,381,291,000 | $998,979,000 |
| Normalized Income | $566,251,000 | $526,331,000 | $477,060,000 | $488,399,000 |
| Net Income From Continuing And Discontinued Operation | $566,251,000 | $526,331,000 | $477,060,000 | $488,399,000 |
| Average Dilution Earnings | $-5,383,000 | $-4,910,000 | $-4,237,000 | $-4,442,000 |
| Net Income Common Stockholders | $560,865,000 | $521,417,000 | $472,819,000 | $483,949,000 |
| Net Income | $566,251,000 | $526,331,000 | $477,060,000 | $488,399,000 |
| Net Income Including Noncontrolling Interests | $570,699,000 | $534,401,000 | $485,177,000 | $500,020,000 |
| Net Income Continuous Operations | $570,699,000 | $534,401,000 | $485,177,000 | $500,020,000 |
| Pretax Income | $731,835,000 | $679,490,000 | $619,726,000 | $632,378,000 |
| Per Share | ||||
| Diluted EPS | $4.04 | $3.69 | $3.30 | $3.33 |
| Basic EPS | $4.04 | $3.70 | $3.30 | $3.33 |
| Other | ||||
| Tax Effect Of Unusual Items | $0 | $0 | $0 | $0 |
| Tax Rate For Calcs | $0 | $0 | $0 | $0 |
| Reconciled Depreciation | $56,501,000 | $54,076,000 | $49,513,000 | $46,856,000 |
| Diluted Average Shares | $140,161,139 | $142,434,936 | $144,494,135 | $146,472,252 |
| Basic Average Shares | $140,161,139 | $142,434,936 | $144,494,135 | $146,472,252 |
| Diluted NI Availto Com Stockholders | $560,868,000 | $521,421,000 | $472,823,000 | $483,957,000 |
| Otherunder Preferred Stock Dividend | $5,386,000 | $4,914,000 | $4,241,000 | $4,450,000 |
| Minority Interests | $-4,448,000 | $-8,070,000 | $-8,117,000 | $-11,621,000 |
| Tax Provision | $161,136,000 | $145,089,000 | $134,549,000 | $132,358,000 |
| Gain On Sale Of Security | $3,660,000 | $7,823,000 | $14,985,000 | $20,506,000 |
| Selling General And Administration | $663,190,000 | $646,697,000 | $641,737,000 | $588,457,000 |
| Insurance And Claims | $10,049,000 | $16,482,000 | $33,163,000 | $10,583,000 |
| Salaries And Wages | $628,453,000 | $607,862,000 | $584,063,000 | $554,047,000 |
| Occupancy And Equipment | $75,828,000 | $73,842,000 | $73,177,000 | $68,476,000 |
| Other Gand A | - | - | - | - |
Fetched: 2026-06-19
Balance Sheet (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Assets | ||||
| Net Tangible Assets | $3,631,521,000 | $3,149,710,000 | $2,783,398,000 | $2,311,136,000 |
| Total Assets | $32,915,089,000 | $31,996,627,000 | $31,701,061,000 | $31,875,931,000 |
| Goodwill And Other Intangible Assets | $159,850,000 | $160,171,000 | $160,718,000 | $154,155,000 |
| Other Intangible Assets | $13,311,000 | $13,632,000 | $14,179,000 | $15,234,000 |
| Cash And Cash Equivalents | $3,547,632,000 | $3,372,910,000 | $2,682,157,000 | $841,636,000 |
| Cash Financial | $803,239,000 | $748,357,000 | $443,147,000 | $452,496,000 |
| Cash Cash Equivalents And Federal Funds Sold | $4,397,632,000 | $4,000,910,000 | $3,137,182,000 | $1,716,141,000 |
| Debt | ||||
| Total Debt | $12,798,000 | $56,000 | $1,404,000 | $9,672,000 |
| Long Term Debt And Capital Lease Obligation | $12,798,000 | $56,000 | $1,404,000 | $9,672,000 |
| Long Term Debt | $12,798,000 | $56,000 | $1,404,000 | $9,672,000 |
| Liabilities | ||||
| Total Liabilities Net Minority Interest | $29,100,317,000 | $28,664,152,000 | $28,736,831,000 | $29,394,354,000 |
| Equity | ||||
| Common Stock Equity | $3,791,371,000 | $3,309,881,000 | $2,944,116,000 | $2,465,291,000 |
| Total Equity Gross Minority Interest | $3,814,772,000 | $3,332,475,000 | $2,964,230,000 | $2,481,577,000 |
| Stockholders Equity | $3,791,371,000 | $3,309,881,000 | $2,944,116,000 | $2,465,291,000 |
| Gains Losses Not Affecting Retained Earnings | $-507,690,000 | $-758,911,000 | $-891,412,000 | $-1,086,864,000 |
| Other Equity Adjustments | $-507,690,000 | $-758,911,000 | $-891,412,000 | $-1,086,864,000 |
| Retained Earnings | $131,826,000 | $45,494,000 | $53,183,000 | $31,620,000 |
| Long Term Equity Investment | - | - | $0 | $1,434,000 |
| Other | ||||
| Treasury Shares Number | $876,521 | $823,413 | $674,229 | $700,527 |
| Ordinary Shares Number | $137,712,180 | $141,147,939 | $143,824,291 | $145,002,645 |
| Share Issued | $138,588,701 | $141,971,352 | $144,498,520 | $145,703,172 |
| Tangible Book Value | $3,631,521,000 | $3,149,710,000 | $2,783,398,000 | $2,311,136,000 |
| Invested Capital | $3,804,169,000 | $3,309,937,000 | $2,945,520,000 | $2,474,963,000 |
| Total Capitalization | $3,804,169,000 | $3,309,937,000 | $2,945,520,000 | $2,474,963,000 |
| Minority Interest | $23,401,000 | $22,594,000 | $20,114,000 | $16,286,000 |
| Treasury Stock | $48,001,000 | $48,401,000 | $35,599,000 | $41,743,000 |
| Additional Paid In Capital | $3,522,292,000 | $3,395,645,000 | $3,162,622,000 | $2,932,959,000 |
| Capital Stock | $692,944,000 | $676,054,000 | $655,322,000 | $629,319,000 |
| Common Stock | $692,944,000 | $676,054,000 | $655,322,000 | $629,319,000 |
| Investments And Advances | $9,377,290,000 | $9,416,715,000 | $9,902,958,000 | $12,473,704,000 |
| Available For Sale Securities | $241,697,000 | $241,828,000 | $189,368,000 | $190,431,000 |
| Trading Securities | $40,080,000 | $38,034,000 | $28,830,000 | $43,523,000 |
| Goodwill | $146,539,000 | $146,539,000 | $146,539,000 | $138,921,000 |
| Net PPE | $485,700,000 | $475,275,000 | $469,059,000 | $418,909,000 |
| Accumulated Depreciation | $-662,488,000 | $-632,945,000 | $-621,548,000 | $-608,132,000 |
| Gross PPE | $1,148,188,000 | $1,108,220,000 | $1,090,607,000 | $1,027,041,000 |
| Other Properties | $283,295,000 | $271,378,000 | $271,598,000 | $263,897,000 |
| Buildings And Improvements | $778,615,000 | $750,464,000 | $730,445,000 | $673,802,000 |
| Land And Improvements | $86,278,000 | $86,378,000 | $88,564,000 | $89,342,000 |
| Other Short Term Investments | $9,095,513,000 | $9,136,853,000 | $9,684,760,000 | $12,238,316,000 |
Fetched: 2026-06-19
Cash Flow Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Free Cash Flow | ||||
| Free Cash Flow | $592,388,000 | $531,726,000 | $400,695,000 | $494,194,000 |
| Operating Activities | ||||
| Operating Cash Flow | $645,136,000 | $577,859,000 | $488,769,000 | $559,385,000 |
| Cash Flow From Continuing Operating Activities | $645,136,000 | $577,859,000 | $488,769,000 | $559,385,000 |
| Operating Gains Losses | $-21,910,000 | $-28,615,000 | $12,467,000 | $-19,014,000 |
| Investing Activities | ||||
| Capital Expenditure | $-52,748,000 | $-46,133,000 | $-88,074,000 | $-65,191,000 |
| Investing Cash Flow | $-462,370,000 | $483,787,000 | $2,183,832,000 | $242,271,000 |
| Cash Flow From Continuing Investing Activities | $-462,370,000 | $483,787,000 | $2,183,832,000 | $242,271,000 |
| Financing Activities | ||||
| Repurchase Of Capital Stock | $-207,567,000 | $-170,470,000 | $-76,370,000 | $-186,622,000 |
| Financing Cash Flow | $-11,043,000 | $-372,937,000 | $-883,119,000 | $-4,200,809,000 |
| Cash Flow From Continuing Financing Activities | $-11,043,000 | $-372,937,000 | $-883,119,000 | $-4,200,809,000 |
| Net Other Financing Charges | $-4,000 | $-12,000 | $-3,000 | $-8,000 |
| Cash Dividends Paid | $-150,237,000 | $-145,093,000 | $-134,734,000 | $-127,466,000 |
| Common Stock Dividend Paid | $-150,237,000 | $-145,093,000 | $-134,734,000 | $-127,466,000 |
| Net Common Stock Issuance | $-207,567,000 | $-170,470,000 | $-76,370,000 | $-186,622,000 |
| Dividends Received Cfi | $0 | $0 | $1,434,000 | $400,000 |
| Preferred Stock Dividend Paid | - | - | - | $0 |
| Net Preferred Stock Issuance | - | - | - | $0 |
| Other | ||||
| Repayment Of Debt | $0 | $0 | $-2,250,000,000 | $0 |
| Issuance Of Debt | $0 | $0 | $2,250,000,000 | $0 |
| Interest Paid Supplemental Data | $363,184,000 | $453,167,000 | $336,512,000 | $53,740,000 |
| Income Tax Paid Supplemental Data | $162,912,000 | $126,129,000 | $130,957,000 | $116,995,000 |
| End Cash Position | $3,547,715,000 | $3,375,992,000 | $2,687,283,000 | $897,801,000 |
| Beginning Cash Position | $3,375,992,000 | $2,687,283,000 | $897,801,000 | $4,296,954,000 |
| Changes In Cash | $171,723,000 | $688,709,000 | $1,789,482,000 | $-3,399,153,000 |
| Common Stock Payments | $-207,567,000 | $-170,470,000 | $-76,370,000 | $-186,622,000 |
| Net Issuance Payments Of Debt | $12,742,000 | $-1,348,000 | $-8,268,000 | $-2,888,000 |
| Net Short Term Debt Issuance | $0 | $0 | $0 | $0 |
| Short Term Debt Payments | $0 | $0 | $-2,250,000,000 | $0 |
| Short Term Debt Issuance | $0 | $0 | $2,250,000,000 | $0 |
| Net Long Term Debt Issuance | $12,742,000 | $-1,348,000 | $-8,268,000 | $-2,888,000 |
| Net Investment Purchase And Sale | $409,297,000 | $750,704,000 | $2,831,215,000 | $650,369,000 |
| Sale Of Investment | $1,860,568,000 | $3,428,700,000 | $3,077,501,000 | $2,798,231,000 |
| Purchase Of Investment | $-1,451,271,000 | $-2,677,996,000 | $-246,286,000 | $-2,147,862,000 |
| Net Business Purchase And Sale | $0 | $0 | $-6,365,000 | $0 |
| Purchase Of Business | $0 | $0 | $-6,365,000 | $0 |
| Net PPE Purchase And Sale | $-52,648,000 | $-37,242,000 | $-83,716,000 | $-62,206,000 |
| Sale Of PPE | $100,000 | $8,891,000 | $4,358,000 | $2,985,000 |
| Purchase Of PPE | $-52,748,000 | $-46,133,000 | $-88,074,000 | $-65,191,000 |
| Change In Working Capital | $-24,969,000 | $-17,003,000 | $45,250,000 | $-38,321,000 |
| Change In Payables And Accrued Expense | $-13,944,000 | $-11,641,000 | $51,236,000 | $-9,882,000 |
| Change In Payable | $-13,944,000 | $-11,641,000 | $51,236,000 | $-9,882,000 |
| Change In Account Payable | $8,681,000 | $-23,856,000 | $46,650,000 | $3,054,000 |
| Change In Tax Payable | $-22,625,000 | $12,215,000 | $4,586,000 | $-12,936,000 |
| Change In Income Tax Payable | $-22,625,000 | $12,215,000 | $4,586,000 | $-12,936,000 |
| Change In Receivables | $-11,025,000 | $-5,362,000 | $-5,986,000 | $-28,439,000 |
| Changes In Account Receivables | $-11,025,000 | $-5,362,000 | $-5,986,000 | $-28,439,000 |
| Other Non Cash Items | $-1,842,000 | $-13,504,000 | $-166,408,000 | $-15,743,000 |
| Stock Based Compensation | $17,272,000 | $17,031,000 | $17,052,000 | $16,995,000 |
| Deferred Tax | $11,555,000 | $-591,000 | $-7,399,000 | $21,716,000 |
| Deferred Income Tax | $11,555,000 | $-591,000 | $-7,399,000 | $21,716,000 |
| Depreciation Amortization Depletion | $56,501,000 | $54,076,000 | $49,513,000 | $46,856,000 |
| Depreciation And Amortization | $56,501,000 | $54,076,000 | $49,513,000 | $46,856,000 |
| Gain Loss On Investment Securities | $-18,981,000 | $-26,289,000 | $13,493,000 | $-16,354,000 |
| Net Income From Continuing Operations | $570,699,000 | $534,401,000 | $485,177,000 | $500,020,000 |
| Proceeds From Stock Option Exercised | - | - | - | $-8,000 |
| Preferred Stock Payments | - | - | - | $0 |
| Gain Loss On Sale Of Business | - | - | - | - |
Fetched: 2026-06-19