CCB
Coastal Financial Corporation
Price Chart
Latest Quote
$71.65
+1.31 (+1.86%)
Current Price
| Previous Close | $70.34 |
| Open | $71.45 |
| Day High | $72.32 |
| Day Low | $70.58 |
| Volume | 189,562 |
Stock Information
| Shares Outstanding | 15.25M |
| Total Debt | $52.87M |
| Cash Equivalents | $1.50B |
| Revenue | $363.32M |
| Net Income | $49.28M |
| Sector | Financial Services |
| Industry | Banks - Regional |
| Market Cap | $1.09B |
| P/E Ratio | 22.32 |
| EPS (TTM) | $3.21 |
| Exchange | NMS |
đ Comprehensive Analysis
Company Data
| Enterprise Value | $-344.98M |
| Sales | $363.32M |
| Income | $49.28M |
| Book/sh | $33.05 |
| Cash/sh | $98.07 |
| Employees | 496 |
Financial Ratios
| EPS Growth TTM | 23.50% |
Returns & Margins
| ROA | 0.98% |
| ROE | 10.33% |
| Operating Margin | 15.46% |
| Profit Margin | 13.56% |
Ownership
| Insider Ownership | 15.28% |
| Institutional Ownership | 86.41% |
| Insider & Institutional transactions data not available | |
Valuation Ratios
| Forward P/E | 10.23 |
| P/S | 3.01 |
| P/B | 2.17 |
Analyst Data
| Recommendation | none |
| Target Price | $106.25 |
Technical Indicators
| SMA20 | $70.92 |
| SMA50 | $74.70 |
| SMA200 | $94.39 |
| RSI | 51.41 |
| ATR | 2.3736 |
| Shares Float | 13.17M |
| Short Float | 11.19% |
| Short Ratio | 8.32 |
| Volatility | 0.73 |
| Rel Volume | 1.73 |
Performance History
| Week | -0.47% |
| Month | +3.99% |
| Quarter | -5.92% |
| 6 Months | -37.66% |
| YTD | -36.76% |
| Year | -12.95% |
| 3 Years | +77.75% |
| 5 Years | +139.23% |
| 10 Years | +344.75% |
Stock Score:
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Recent Price History
| Date | Close | Volume |
|---|---|---|
| 2026-06-18 | $71.65 | 193,400 |
| 2026-06-17 | $70.34 | 128,000 |
| 2026-06-16 | $71.98 | 104,400 |
| 2026-06-15 | $71.04 | 95,900 |
| 2026-06-12 | $73.53 | 75,700 |
| 2026-06-11 | $71.99 | 97,600 |
| 2026-06-10 | $71.32 | 105,100 |
| 2026-06-09 | $71.75 | 89,700 |
| 2026-06-08 | $70.80 | 57,500 |
| 2026-06-05 | $70.24 | 84,700 |
| 2026-06-04 | $70.28 | 87,000 |
| 2026-06-03 | $67.82 | 133,700 |
| 2026-06-02 | $70.67 | 97,600 |
| 2026-06-01 | $71.34 | 109,100 |
| 2026-05-29 | $71.18 | 123,800 |
| 2026-05-28 | $70.56 | 93,300 |
| 2026-05-27 | $70.81 | 75,200 |
| 2026-05-26 | $71.27 | 209,400 |
| 2026-05-22 | $69.66 | 121,700 |
| 2026-05-21 | $70.27 | 150,400 |
| 2026-05-20 | $70.58 | 157,200 |
| 2026-05-19 | $68.90 | 95,600 |
About Coastal Financial Corporation
Coastal Financial Corporation operates as the bank holding company for Coastal Community Bank that provides various banking products and services to consumers and small and medium-sized businesses in the Puget Sound region in Washington. It accepts a range of deposit products, including demand and savings accounts, time deposits, and money market accounts. The company also offers commercial and industrial loans, such as term loans, commercial lines of credit, capital call lines working capital loans, equipment financing, borrowing base loans, small business administration loans, and other loan products; owner and non-owner-occupied real estate loans, and multi-family residential loans; construction and development loans; residential real estate loans; and consumer and other loans, including automobile, boat and recreational vehicle, and secured term loans, as well as personal lines of credit, including overdraft protection. In addition, it provides remote deposit capture, online and mobile banking, and direct and reciprocal deposit services; and debit cards. Further, the company offers business accounts and cash management services, including business checking and savings accounts, and treasury services, as well as Banking as a Service (BaaS), a platform that allows digital financial service partners to offer their customers banking services. The company was founded in 1997 and is headquartered in Everett, Washington.
đ° Latest News
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StockStory âĸ 2026-06-18T15:41:28Z
Coastal Financial And 2 Additional Stocks Estimated To Be Priced Below Intrinsic Value
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June 2026's Top Stocks Estimated Below Intrinsic Value
Simply Wall St. âĸ 2026-06-05T11:38:16Z
Stock Yards Bank and Coastal Financial Shares Are Soaring, What You Need To Know
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1 Russell 2000 Stock with Exciting Potential and 2 We Ignore
StockStory âĸ 2026-06-04T19:41:30Z
3 Stocks Estimated To Be Trading 16.4% To 42% Below Intrinsic Value
Simply Wall St. âĸ 2026-06-04T17:38:22Z
BioLife Solutions Leads 3 Stocks Estimated To Be Trading Below Fair Value
Simply Wall St. âĸ 2026-06-04T11:38:14Z
Coastal Financial and Triumph Financial Stocks Trade Down, What You Need To Know
StockStory âĸ 2026-06-04T03:27:33Z
Unpacking Q1 Earnings: Coastal Financial (NASDAQ:CCB) In The Context Of Other Regional Banks Stocks
StockStory âĸ 2026-06-03T22:47:33Z
Period:
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Income Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Revenue | ||||
| Total Revenue | $404,573,000 | $452,863,000 | $348,784,000 | $211,853,000 |
| Operating Revenue | $404,573,000 | $452,863,000 | $348,784,000 | $211,853,000 |
| Expenses | ||||
| Interest Expense | $119,552,000 | $123,749,000 | $91,644,000 | $20,395,000 |
| Selling And Marketing Expense | $981,000 | $487,000 | $998,000 | $719,000 |
| General And Administrative Expense | $91,608,000 | $74,902,000 | $71,137,000 | $56,798,000 |
| Professional Expense And Contract Services Expense | $20,254,000 | $15,506,000 | $14,803,000 | $6,760,000 |
| Other Non Interest Expense | $33,862,000 | $23,108,000 | $16,549,000 | $13,672,000 |
| Income & Earnings | ||||
| Net Income From Continuing Operation Net Minority Interest | $46,993,000 | $45,219,000 | $44,579,000 | $40,625,000 |
| Net Interest Income | $309,534,000 | $272,593,000 | $231,188,000 | $171,430,000 |
| Interest Income | $429,086,000 | $396,342,000 | $322,832,000 | $191,825,000 |
| Normalized Income | $46,993,000 | $45,219,000 | $44,579,000 | $40,625,000 |
| Net Income From Continuing And Discontinued Operation | $46,993,000 | $45,219,000 | $44,579,000 | $40,625,000 |
| Net Income Common Stockholders | $46,993,000 | $45,219,000 | $44,579,000 | $40,625,000 |
| Net Income | $46,993,000 | $45,219,000 | $44,579,000 | $40,625,000 |
| Net Income Including Noncontrolling Interests | $46,993,000 | $45,219,000 | $44,579,000 | $40,625,000 |
| Net Income Continuous Operations | $46,993,000 | $45,219,000 | $44,579,000 | $40,625,000 |
| Pretax Income | $61,245,000 | $57,317,000 | $57,133,000 | $50,621,000 |
| Special Income Charges | - | - | $0 | $0 |
| Per Share | ||||
| Diluted EPS | $3.04 | $3.25 | $3.27 | $3.01 |
| Basic EPS | $3.12 | $3.35 | $3.36 | $3.14 |
| Other | ||||
| Tax Effect Of Unusual Items | $0 | $0 | $0 | $0 |
| Tax Rate For Calcs | $0 | $0 | $0 | $0 |
| Reconciled Depreciation | $6,515,000 | $4,552,000 | $2,328,000 | $1,809,000 |
| Diluted Average Shares | $15,452,452 | $13,875,981 | $13,640,182 | $13,514,952 |
| Basic Average Shares | $15,051,270 | $13,507,334 | $13,261,664 | $12,949,266 |
| Diluted NI Availto Com Stockholders | $46,993,000 | $45,219,000 | $44,579,000 | $40,625,000 |
| Tax Provision | $14,252,000 | $12,098,000 | $12,554,000 | $9,996,000 |
| Gain On Sale Of Security | $-414,000 | $27,000 | $279,000 | $-153,000 |
| Selling General And Administration | $92,589,000 | $75,389,000 | $72,135,000 | $57,517,000 |
| Insurance And Claims | $3,177,000 | $2,863,000 | $2,524,000 | $2,859,000 |
| Salaries And Wages | $88,431,000 | $72,039,000 | $68,613,000 | $53,939,000 |
| Occupancy And Equipment | $3,992,000 | $3,936,000 | $4,172,000 | $4,219,000 |
| Total Unusual Items | - | - | $0 | $0 |
| Total Unusual Items Excluding Goodwill | - | - | $0 | $0 |
| Gain On Sale Of Business | - | - | $0 | $0 |
| Other Gand A | - | - | - | - |
Fetched: 2026-06-18
Balance Sheet (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Assets | ||||
| Net Tangible Assets | $486,423,000 | $438,704,000 | $294,978,000 | $243,494,000 |
| Total Assets | $4,741,437,000 | $4,121,208,000 | $3,750,005,000 | $3,144,467,000 |
| Goodwill And Other Intangible Assets | $4,536,000 | $0 | - | - |
| Receivables | $41,660,000 | $35,242,000 | $32,546,000 | $28,231,000 |
| Accounts Receivable | $41,660,000 | $35,242,000 | $32,546,000 | $28,231,000 |
| Cash And Cash Equivalents | $736,970,000 | $452,513,000 | $483,128,000 | $342,139,000 |
| Cash Financial | $34,241,000 | $36,533,000 | $31,345,000 | $32,722,000 |
| Cash Cash Equivalents And Federal Funds Sold | $736,970,000 | $452,513,000 | $483,128,000 | $342,139,000 |
| Debt | ||||
| Total Debt | $53,020,000 | $53,282,000 | $53,858,000 | $52,821,000 |
| Long Term Debt And Capital Lease Obligation | $53,020,000 | $53,282,000 | $53,858,000 | $52,821,000 |
| Long Term Debt | $48,036,000 | $47,884,000 | $47,734,000 | $47,587,000 |
| Liabilities | ||||
| Total Liabilities Net Minority Interest | $4,250,478,000 | $3,682,504,000 | $3,455,027,000 | $2,900,973,000 |
| Non Current Deferred Liabilities | $853,000 | - | - | - |
| Non Current Deferred Taxes Liabilities | $853,000 | - | - | - |
| Payables And Accrued Expenses | $28,927,000 | $30,133,000 | $31,182,000 | $21,103,000 |
| Payables | $28,927,000 | $30,133,000 | $31,182,000 | $21,103,000 |
| Accounts Payable | $28,927,000 | $30,133,000 | $31,182,000 | $21,103,000 |
| Equity | ||||
| Common Stock Equity | $490,959,000 | $438,704,000 | $294,978,000 | $243,494,000 |
| Total Equity Gross Minority Interest | $490,959,000 | $438,704,000 | $294,978,000 | $243,494,000 |
| Stockholders Equity | $490,959,000 | $438,704,000 | $294,978,000 | $243,494,000 |
| Gains Losses Not Affecting Retained Earnings | $-1,000 | $-2,000 | $-469,000 | $-2,334,000 |
| Other Equity Adjustments | $-1,000 | $-2,000 | $-469,000 | $-2,334,000 |
| Retained Earnings | $257,522,000 | $210,529,000 | $165,311,000 | $119,998,000 |
| Other | ||||
| Ordinary Shares Number | $15,140,192 | $14,935,298 | $13,304,339 | $13,161,147 |
| Share Issued | $15,140,192 | $14,935,298 | $13,304,339 | $13,161,147 |
| Tangible Book Value | $486,423,000 | $438,704,000 | $294,978,000 | $243,494,000 |
| Invested Capital | $538,995,000 | $486,588,000 | $342,712,000 | $291,081,000 |
| Capital Lease Obligations | $4,984,000 | $5,398,000 | $6,124,000 | $5,234,000 |
| Total Capitalization | $538,995,000 | $486,588,000 | $342,712,000 | $291,081,000 |
| Capital Stock | $233,438,000 | $228,177,000 | $130,136,000 | $125,830,000 |
| Common Stock | $233,438,000 | $228,177,000 | $130,136,000 | $125,830,000 |
| Preferred Stock | $0 | $0 | $0 | $0 |
| Employee Benefits | $267,000 | $332,000 | $479,000 | $616,000 |
| Long Term Capital Lease Obligation | $4,984,000 | $5,398,000 | $6,124,000 | $5,234,000 |
| Investments And Advances | $61,084,000 | $58,121,000 | $160,591,000 | $108,908,000 |
| Held To Maturity Securities | $48,218,000 | $47,286,000 | $50,860,000 | $1,036,000 |
| Available For Sale Securities | $12,837,000 | $10,800,000 | $10,227,000 | $10,555,000 |
| Net PPE | $34,146,000 | $32,650,000 | $28,022,000 | $23,231,000 |
| Accumulated Depreciation | $-21,810,000 | $-16,687,000 | $-12,148,000 | $-11,253,000 |
| Gross PPE | $55,956,000 | $49,337,000 | $40,170,000 | $34,484,000 |
| Leases | $5,095,000 | $5,038,000 | $5,038,000 | $4,049,000 |
| Construction In Progress | $5,948,000 | $0 | $120,000 | $138,000 |
| Other Properties | $9,721,000 | $10,942,000 | $11,519,000 | $10,709,000 |
| Machinery Furniture Equipment | $19,678,000 | $17,960,000 | $8,114,000 | $4,244,000 |
| Buildings And Improvements | $11,915,000 | $11,798,000 | $11,780,000 | $11,745,000 |
| Land And Improvements | $3,599,000 | $3,599,000 | $3,599,000 | $3,599,000 |
| Other Short Term Investments | $29,000 | $35,000 | $99,504,000 | $97,317,000 |
Fetched: 2026-06-18
Cash Flow Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Free Cash Flow | ||||
| Free Cash Flow | $246,148,000 | $249,886,000 | $185,295,000 | $64,260,000 |
| Operating Activities | ||||
| Operating Cash Flow | $254,584,000 | $259,786,000 | $191,540,000 | $67,098,000 |
| Cash Flow From Continuing Operating Activities | $254,584,000 | $259,786,000 | $191,540,000 | $67,098,000 |
| Operating Gains Losses | $26,000 | - | $-214,000 | $35,000 |
| Investing Activities | ||||
| Capital Expenditure | $-8,436,000 | $-9,900,000 | $-6,245,000 | $-2,838,000 |
| Investing Cash Flow | $-525,651,000 | $-608,566,000 | $-594,012,000 | $-987,948,000 |
| Cash Flow From Continuing Investing Activities | $-525,651,000 | $-608,566,000 | $-594,012,000 | $-987,948,000 |
| Net Other Investing Changes | $-2,389,000 | $-20,000 | $-230,000 | $-53,000 |
| Financing Activities | ||||
| Repurchase Of Capital Stock | $-3,529,000 | $0 | $0 | - |
| Issuance Of Capital Stock | $82,000 | $91,801,000 | $0 | $0 |
| Financing Cash Flow | $555,524,000 | $318,165,000 | $543,461,000 | $449,828,000 |
| Cash Flow From Continuing Financing Activities | $555,524,000 | $318,165,000 | $543,461,000 | $449,828,000 |
| Net Common Stock Issuance | $-3,447,000 | $91,801,000 | $0 | $0 |
| Common Stock Issuance | $82,000 | $91,801,000 | $0 | $0 |
| Other | ||||
| Interest Paid Supplemental Data | $119,079,000 | $123,679,000 | $91,436,000 | $20,068,000 |
| Income Tax Paid Supplemental Data | $9,472,000 | $10,540,000 | $6,843,000 | $23,498,000 |
| End Cash Position | $736,970,000 | $452,513,000 | $483,128,000 | $342,139,000 |
| Beginning Cash Position | $452,513,000 | $483,128,000 | $342,139,000 | $813,161,000 |
| Changes In Cash | $284,457,000 | $-30,615,000 | $140,989,000 | $-471,022,000 |
| Proceeds From Stock Option Exercised | $104,000 | $1,396,000 | $618,000 | $1,468,000 |
| Common Stock Payments | $-3,529,000 | $0 | $0 | - |
| Net Investment Purchase And Sale | $-1,494,000 | $103,502,000 | $-49,691,000 | $-66,869,000 |
| Sale Of Investment | $4,207,000 | $103,573,000 | $676,000 | $70,273,000 |
| Purchase Of Investment | $-5,145,000 | $0 | $-50,244,000 | $-137,142,000 |
| Net PPE Purchase And Sale | $-8,436,000 | $-9,900,000 | $-6,245,000 | $-2,838,000 |
| Purchase Of PPE | $-8,436,000 | $-9,900,000 | $-6,245,000 | $-2,838,000 |
| Change In Working Capital | $-5,064,000 | $-72,552,000 | $-56,408,000 | $-46,037,000 |
| Change In Other Working Capital | $2,450,000 | $2,625,000 | $-12,531,000 | $-10,801,000 |
| Change In Other Current Liabilities | $-915,000 | $-848,000 | $-857,000 | $-1,086,000 |
| Change In Other Current Assets | $5,132,000 | $-68,160,000 | $-54,219,000 | $-43,578,000 |
| Change In Payables And Accrued Expense | $-1,679,000 | $-1,119,000 | $9,871,000 | $18,578,000 |
| Change In Payable | $-1,679,000 | $-1,119,000 | $9,871,000 | $18,578,000 |
| Change In Receivables | $-10,052,000 | $-5,050,000 | $1,328,000 | $-9,150,000 |
| Stock Based Compensation | $8,603,000 | $4,844,000 | $3,688,000 | $2,517,000 |
| Unrealized Gain Loss On Investment Securities | $414,000 | $-27,000 | $-279,000 | $153,000 |
| Deferred Tax | $4,453,000 | $138,000 | $13,879,000 | $-11,018,000 |
| Deferred Income Tax | $4,453,000 | $138,000 | $13,879,000 | $-11,018,000 |
| Depreciation Amortization Depletion | $6,515,000 | $4,552,000 | $2,328,000 | $1,809,000 |
| Depreciation And Amortization | $6,515,000 | $4,552,000 | $2,328,000 | $1,809,000 |
| Gain Loss On Sale Of PPE | $26,000 | $0 | $39,000 | $35,000 |
| Net Income From Continuing Operations | $46,993,000 | $45,219,000 | $44,579,000 | $40,625,000 |
| Repayment Of Debt | - | $0 | $0 | $-24,999,000 |
| Issuance Of Debt | - | $0 | $0 | $19,625,000 |
| Net Issuance Payments Of Debt | - | $0 | $0 | $-5,374,000 |
| Net Long Term Debt Issuance | - | $0 | $0 | $-5,374,000 |
| Long Term Debt Payments | - | $0 | $0 | $-24,999,000 |
| Long Term Debt Issuance | - | $0 | $0 | $19,625,000 |
| Net Business Purchase And Sale | - | - | $0 | $0 |
| Purchase Of Business | - | - | $0 | $0 |
| Gain Loss On Sale Of Business | - | - | $0 | $0 |
| Other Non Cash Items | - | - | - | $-360,000 |
| Net Short Term Debt Issuance | - | - | - | - |
| Short Term Debt Payments | - | - | - | - |
Fetched: 2026-06-18