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CCNE

CNB Financial Corporation

Price Chart
Latest Quote

$32.16

+0.25 (+0.78%)
Current Price
Previous Close $31.91
Open $32.37
Day High $32.37
Day Low $31.95
Volume 437,974
Fetched: 2026-06-19T16:07:56
Stock Information
Quarterly Dividend / Yield $0.74 / 2.30%
Shares Outstanding 29.63M
Quarterly Dividend Yield 2.30%
Quarterly Dividend $0.74
Total Debt $335.90M
Cash Equivalents $607.13M
Revenue $300.29M
Net Income $76.73M
Sector Financial Services
Industry Banks - Regional
Market Cap $952.87M
P/E Ratio 11.21
EPS (TTM) $2.87
Exchange NMS
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📊 Comprehensive Analysis
Company Data
Enterprise Value$730.90M
Sales$300.29M
Income$76.73M
Book/sh$28.35
Cash/sh$20.49
Employees917
Financial Ratios
EPS Growth TTM135.50%
Returns & Margins
ROA1.10%
ROE10.79%
Operating Margin42.45%
Profit Margin27.20%
Ownership
Insider Ownership2.63%
Institutional Ownership64.84%
Insider & Institutional transactions data not available
Valuation Ratios
Forward P/E8.42
PEG1.06
P/S3.17
P/B1.13
Analyst Data
Recommendationnone
Target Price$34.50
Technical Indicators
SMA20$31.30
SMA50$30.76
SMA200$27.36
RSI63.68
ATR1.0271
Shares Float28.45M
Short Float1.41%
Short Ratio3.33
Volatility0.64
Rel Volume2.93
Performance History
Week-1.29%
Month+8.19%
Quarter+17.21%
6 Months+17.50%
YTD+26.53%
Year+53.44%
3 Years+87.09%
5 Years+55.42%
10 Years+142.81%
Stock Score: ⭐ Premium
Based on debt, profitability, growth, and cash flow metrics
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Recent Price History
Date Close Volume
2026-06-18 $32.16 516,900
2026-06-17 $31.91 130,800
2026-06-16 $32.21 186,000
2026-06-15 $32.56 231,900
2026-06-12 $32.80 243,700
2026-06-11 $32.58 265,900
2026-06-10 $32.29 121,600
2026-06-09 $31.77 106,700
2026-06-08 $31.37 84,900
2026-06-05 $31.05 134,900
2026-06-04 $31.00 128,100
2026-06-03 $29.74 108,400
2026-06-02 $30.76 108,000
2026-06-01 $30.16 135,900
2026-05-29 $30.48 520,100
2026-05-28 $30.61 116,600
2026-05-27 $30.61 90,900
2026-05-26 $30.95 91,400
2026-05-22 $30.46 87,000
2026-05-21 $30.62 122,300
2026-05-20 $30.33 118,200
2026-05-19 $29.72 107,700
About CNB Financial Corporation

CNB Financial Corporation operates as the bank holding company for CNB Bank that provides various banking products and services for individual, business, governmental, and institutional customers. The company accepts checking, savings, and time deposit accounts; and offers real estate, commercial, industrial, residential, and consumer loans, as well as other specialized financial services. It also provides private banking services; and wealth and asset management services, including the administration of trusts and estates, retirement plans, and other employee benefit plans, as well as a range of wealth management services. In addition, the company invests in debt and equity securities; sells nonproprietary annuities and other insurance products; and offers small balance unsecured loans, and secured loans primarily collateralized by automobiles and equipment, as well as engages in consumer discount loan and finance business. The company was founded in 1865 and is headquartered in Clearfield, Pennsylvania.

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Income Statement (Annual)
Metric 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Revenue
Total Revenue $277,018,000 $222,008,000 $218,139,000 $219,624,000
Operating Revenue $277,018,000 $222,008,000 $218,139,000 $219,624,000
Expenses
Interest Expense $150,309,000 $138,001,000 $103,867,000 $24,079,000
Selling And Marketing Expense $2,820,000 $2,545,000 $3,133,000 $2,887,000
General And Administrative Expense $93,786,000 $78,254,000 $74,941,000 $74,256,000
Professional Expense And Contract Services Expense $4,487,000 $4,217,000 $4,414,000 $4,173,000
Other Non Interest Expense $50,711,000 $45,601,000 $43,236,000 $38,207,000
Income & Earnings
Net Income From Continuing Operation Net Minority Interest $66,131,000 $54,575,000 $58,020,000 $63,188,000
Net Interest Income $241,216,000 $187,094,000 $189,359,000 $189,502,000
Interest Income $391,525,000 $325,095,000 $293,226,000 $213,581,000
Normalized Income $77,216,854 $54,575,000 $58,020,000 $63,188,000
Net Income From Continuing And Discontinued Operation $66,131,000 $54,575,000 $58,020,000 $63,188,000
Net Income Common Stockholders $61,353,000 $49,885,000 $53,435,000 $58,657,000
Net Income $66,131,000 $54,575,000 $58,020,000 $63,188,000
Net Income Including Noncontrolling Interests $66,131,000 $54,575,000 $58,020,000 $63,188,000
Net Income Continuous Operations $66,131,000 $54,575,000 $58,020,000 $63,188,000
Pretax Income $82,465,000 $67,359,000 $71,829,000 $78,214,000
Special Income Charges $-13,824,000 $0 $0 $0
Depreciation Amortization Depletion Income Statement $1,848,000 $73,000 $84,000 -
Depreciation And Amortization In Income Statement $1,848,000 $73,000 $84,000 -
Amortization Of Intangibles Income Statement $1,848,000 $73,000 $84,000 -
Per Share
Diluted EPS $2.10 $2.39 $2.55 $2.80
Basic EPS $2.10 $2.40 $2.57 $2.80
Other
Tax Effect Of Unusual Items $-2,738,146 $0 $0 $0
Tax Rate For Calcs $0 $0 $0 $0
Total Unusual Items $-13,824,000 $0 $0 $0
Total Unusual Items Excluding Goodwill $-13,824,000 $0 $0 $0
Reconciled Depreciation $10,906,000 $8,269,000 $7,739,000 $6,573,000
Diluted Average Shares $29,473,352 $20,987,992 $20,944,376 $21,007,189
Basic Average Shares $29,473,352 $20,987,992 $20,896,439 $21,007,189
Diluted NI Availto Com Stockholders $61,353,000 $49,885,000 $53,435,000 $58,657,000
Otherunder Preferred Stock Dividend $476,000 $388,000 $283,000 $229,000
Preferred Stock Dividends $4,302,000 $4,302,000 $4,302,000 $4,302,000
Tax Provision $16,334,000 $12,784,000 $13,809,000 $15,026,000
Restructuring And Mergern Acquisition $13,824,000 $0 $0 $0
Gain On Sale Of Security $2,430,000 $828,000 $-335,000 $-498,000
Amortization $1,848,000 $73,000 $84,000 -
Selling General And Administration $96,606,000 $80,799,000 $78,074,000 $77,143,000
Insurance And Claims $4,063,000 $3,718,000 $3,879,000 $2,796,000
Salaries And Wages $89,723,000 $74,536,000 $71,062,000 $71,460,000
Occupancy And Equipment $18,222,000 $14,737,000 $14,509,000 $13,298,000
Other Gand A - - - -
Fetched: 2026-06-18
Balance Sheet (Annual)
Metric 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Assets
Net Tangible Assets $747,314,000 $565,364,000 $525,539,000 $484,845,000
Total Assets $8,396,435,000 $6,192,010,000 $5,752,957,000 $5,475,179,000
Goodwill And Other Intangible Assets $124,813,000 $45,331,000 $45,708,000 $45,917,000
Other Intangible Assets $36,301,000 $1,457,000 $1,834,000 $2,168,000
Cash And Cash Equivalents $527,896,000 $443,035,000 $222,046,000 $106,285,000
Cash Financial $78,197,000 $63,771,000 $54,789,000 $58,884,000
Cash Cash Equivalents And Federal Funds Sold $527,896,000 $443,035,000 $222,046,000 $106,285,000
Receivables - - - $62,135,000
Accounts Receivable - - - $62,135,000
Debt
Total Debt $313,241,000 $145,505,000 $142,537,000 $138,310,000
Long Term Debt And Capital Lease Obligation $149,241,000 $145,505,000 $142,537,000 $138,310,000
Long Term Debt $105,494,000 $105,190,000 $104,887,000 $104,584,000
Current Debt And Capital Lease Obligation $164,000,000 $0 - $132,396,000
Current Debt $164,000,000 $0 - $132,396,000
Other Current Borrowings $164,000,000 $0 - $132,396,000
Net Debt - - - $130,695,000
Liabilities
Total Liabilities Net Minority Interest $7,524,308,000 $5,581,315,000 $5,181,710,000 $4,944,417,000
Payables And Accrued Expenses - - - $51,274,000
Payables - - - $51,274,000
Accounts Payable - - - $51,274,000
Equity
Common Stock Equity $814,342,000 $552,910,000 $513,462,000 $472,977,000
Preferred Stock Equity $57,785,000 $57,785,000 $57,785,000 $57,785,000
Total Equity Gross Minority Interest $872,127,000 $610,695,000 $571,247,000 $530,762,000
Stockholders Equity $872,127,000 $610,695,000 $571,247,000 $530,762,000
Gains Losses Not Affecting Retained Earnings $-30,665,000 $-43,573,000 $-46,078,000 $-52,520,000
Other Equity Adjustments $-30,665,000 $-43,573,000 $-46,078,000 $-52,520,000
Retained Earnings $424,935,000 $381,296,000 $345,935,000 $306,911,000
Other
Treasury Shares Number $121,581 $247,511 $339,064 $114,157
Preferred Shares Number $2,415,000 $2,415,000 $2,415,000 $2,415,000
Ordinary Shares Number $29,473,352 $20,987,992 $20,896,439 $21,007,189
Share Issued $29,594,933 $21,235,503 $21,235,503 $21,121,346
Tangible Book Value $689,529,000 $507,579,000 $467,754,000 $427,060,000
Invested Capital $1,083,836,000 $658,100,000 $618,349,000 $577,561,000
Capital Lease Obligations $43,747,000 $40,315,000 $37,650,000 $33,726,000
Total Capitalization $977,621,000 $715,885,000 $676,134,000 $635,346,000
Treasury Stock $2,581,000 $4,689,000 $6,890,000 $2,967,000
Additional Paid In Capital $422,653,000 $219,876,000 $220,495,000 $221,553,000
Capital Stock $57,785,000 $57,785,000 $57,785,000 $57,785,000
Preferred Stock $57,785,000 $57,785,000 $57,785,000 $57,785,000
Long Term Capital Lease Obligation $43,747,000 $40,315,000 $37,650,000 $33,726,000
Investments And Advances $837,333,000 $785,083,000 $740,224,000 $785,789,000
Held To Maturity Securities $167,464,000 $306,081,000 $388,968,000 $404,765,000
Available For Sale Securities $254,852,000 $10,456,000 $9,301,000 $9,615,000
Goodwill $88,512,000 $43,874,000 $43,874,000 $43,749,000
Net PPE $148,513,000 $128,726,000 $109,399,000 $100,842,000
Accumulated Depreciation $-111,538,000 $-76,099,000 $-70,684,000 $-64,967,000
Gross PPE $260,051,000 $204,825,000 $180,083,000 $165,809,000
Leases $117,653,000 $92,269,000 $87,591,000 $74,873,000
Construction In Progress $149,000 $1,965,000 $2,047,000 $7,582,000
Other Properties $58,293,000 $52,715,000 $35,699,000 $32,307,000
Machinery Furniture Equipment $71,823,000 $48,833,000 $45,703,000 $42,513,000
Land And Improvements $12,133,000 $9,043,000 $9,043,000 $8,534,000
Other Short Term Investments $415,017,000 $468,546,000 $341,955,000 $371,409,000
Buildings And Improvements - - $87,591,000 $74,873,000
Fetched: 2026-06-18
Cash Flow Statement (Annual)
Metric 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Free Cash Flow
Free Cash Flow $58,651,000 $55,228,000 $36,051,000 $51,763,000
Operating Activities
Operating Cash Flow $64,983,000 $71,512,000 $47,023,000 $64,053,000
Cash Flow From Continuing Operating Activities $64,983,000 $71,512,000 $47,023,000 $64,053,000
Operating Gains Losses $-1,336,000 $-1,545,000 $-85,000 $-957,000
Investing Activities
Capital Expenditure $-6,332,000 $-16,284,000 $-10,972,000 $-12,290,000
Investing Cash Flow $27,644,000 $-203,280,000 $-149,459,000 $-804,701,000
Cash Flow From Continuing Investing Activities $27,644,000 $-203,280,000 $-149,459,000 $-804,701,000
Net Other Investing Changes $8,844,000 $-10,691,000 $704,000 $-15,810,000
Financing Activities
Repurchase Of Capital Stock $-333,000 $-643,000 $-6,724,000 $-1,671,000
Financing Cash Flow $-7,766,000 $352,757,000 $218,197,000 $114,735,000
Cash Flow From Continuing Financing Activities $-7,766,000 $352,757,000 $218,197,000 $114,735,000
Cash Dividends Paid $-22,492,000 $-19,214,000 $-18,996,000 $-16,859,000
Preferred Stock Dividend Paid $-4,302,000 $-4,302,000 $-4,302,000 $-4,302,000
Common Stock Dividend Paid $-18,190,000 $-14,912,000 $-14,694,000 $-12,557,000
Net Common Stock Issuance $-333,000 $-643,000 $-6,724,000 $92,380,000
Issuance Of Capital Stock - $0 $0 $94,051,000
Common Stock Issuance - $0 $0 $94,051,000
Net Preferred Stock Issuance - - - $0
Preferred Stock Issuance - - - $0
Other
Interest Paid Supplemental Data $150,137,000 $134,399,000 $102,156,000 $26,804,000
Income Tax Paid Supplemental Data $10,649,000 $12,908,000 $12,006,000 $17,423,000
End Cash Position $527,896,000 $443,035,000 $222,046,000 $106,285,000
Beginning Cash Position $443,035,000 $222,046,000 $106,285,000 $732,198,000
Changes In Cash $84,861,000 $220,989,000 $115,761,000 $-625,913,000
Common Stock Payments $-333,000 $-643,000 $-6,724,000 $-1,671,000
Net Issuance Payments Of Debt $-273,000,000 $0 $-132,396,000 $132,396,000
Net Short Term Debt Issuance $-273,000,000 $0 $-132,396,000 $132,396,000
Net Investment Purchase And Sale $197,112,000 $-41,104,000 $53,357,000 $-146,492,000
Sale Of Investment $533,243,000 $150,146,000 $72,979,000 $116,192,000
Purchase Of Investment $-336,131,000 $-191,250,000 $-19,622,000 $-262,684,000
Net Business Purchase And Sale $27,403,000 $0 $0 $0
Sale Of Business $27,403,000 $0 $0 $0
Net Intangibles Purchase And Sale $0 $0 $-125,000 $0
Purchase Of Intangibles $0 $0 $-125,000 $0
Net PPE Purchase And Sale $-721,000 $-7,552,000 $-10,795,000 $-11,794,000
Sale Of PPE $5,611,000 $8,732,000 $52,000 $496,000
Purchase Of PPE $-6,332,000 $-16,284,000 $-10,847,000 $-12,290,000
Change In Working Capital $-9,988,000 $7,858,000 $-20,087,000 $507,000
Change In Payables And Accrued Expense $-11,794,000 $7,469,000 $-14,193,000 $19,572,000
Change In Payable $-11,794,000 $7,469,000 $-14,193,000 $19,572,000
Change In Account Payable $-11,794,000 $7,469,000 $-14,193,000 $19,572,000
Change In Receivables $1,806,000 $389,000 $-5,894,000 $-19,065,000
Changes In Account Receivables $1,806,000 $389,000 $-5,894,000 $-19,065,000
Other Non Cash Items $-4,699,000 $-3,627,000 $-4,556,000 $-8,463,000
Stock Based Compensation $2,669,000 $2,225,000 $1,743,000 $1,332,000
Amortization Of Securities $-12,927,000 $-4,585,000 $-3,158,000 $-3,316,000
Deferred Tax $5,068,000 $-1,183,000 $1,111,000 $-1,814,000
Deferred Income Tax $5,068,000 $-1,183,000 $1,111,000 $-1,814,000
Depreciation Amortization Depletion $10,906,000 $8,269,000 $7,739,000 $6,573,000
Depreciation And Amortization $10,906,000 $8,269,000 $7,739,000 $6,573,000
Gain Loss On Investment Securities $-2,430,000 $-828,000 $335,000 $498,000
Gain Loss On Sale Of PPE $-160,000 $53,000 $27,000 $-170,000
Net Income From Continuing Operations $66,131,000 $54,575,000 $58,020,000 $63,188,000
Repayment Of Debt - - $0 $0
Issuance Of Debt - - $0 $0
Net Long Term Debt Issuance - - $0 $0
Long Term Debt Payments - - $0 $0
Long Term Debt Issuance - - $0 $0
Fetched: 2026-06-18