CFFN
Capitol Federal Financial, Inc.
Price Chart
Latest Quote
$8.08
+0.07 (+0.87%)
Current Price
| Previous Close | $8.01 |
| Open | $8.10 |
| Day High | $8.16 |
| Day Low | $8.03 |
| Volume | 1,555,081 |
Stock Information
| Quarterly Dividend / Yield | $0.34 / 4.16% |
| Shares Outstanding | 124.39M |
| Quarterly Dividend Yield | 4.16% |
| Quarterly Dividend | $0.34 |
| Total Debt | $1.71B |
| Cash Equivalents | $332.26M |
| Revenue | $216.30M |
| Net Income | $77.55M |
| Sector | Financial Services |
| Industry | Banks - Regional |
| Market Cap | $1.01B |
| P/E Ratio | 13.47 |
| EPS (TTM) | $0.60 |
| Exchange | NMS |
đ Comprehensive Analysis
Company Data
| Enterprise Value | $2.39B |
| Sales | $216.30M |
| Income | $77.55M |
| Book/sh | $8.21 |
| Cash/sh | $2.67 |
| Employees | 604 |
Financial Ratios
| EPS Growth TTM | 30.80% |
Returns & Margins
| ROA | 0.79% |
| ROE | 7.53% |
| Operating Margin | 47.31% |
| Profit Margin | 35.90% |
Ownership
| Insider Ownership | 8.08% |
| Institutional Ownership | 82.10% |
| Insider & Institutional transactions data not available | |
Valuation Ratios
| Forward P/E | 11.22 |
| PEG | 4.09 |
| P/S | 4.65 |
| P/B | 0.98 |
Analyst Data
| Recommendation | none |
| Target Price | $8.25 |
Technical Indicators
| SMA20 | $7.91 |
| SMA50 | $7.75 |
| SMA200 | $6.89 |
| RSI | 60.13 |
| ATR | 0.1793 |
| Shares Float | 107.19M |
| Short Float | 6.57% |
| Short Ratio | 7.52 |
| Volatility | 0.69 |
| Rel Volume | 2.60 |
Performance History
| Week | -0.86% |
| Month | +5.90% |
| Quarter | +16.06% |
| 6 Months | +17.06% |
| YTD | +24.24% |
| Year | +48.13% |
| 3 Years | +46.84% |
| 5 Years | -9.56% |
| 10 Years | +14.64% |
Stock Score:
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Recent Price History
| Date | Close | Volume |
|---|---|---|
| 2026-06-18 | $8.08 | 1,961,600 |
| 2026-06-17 | $8.01 | 880,900 |
| 2026-06-16 | $8.17 | 683,300 |
| 2026-06-15 | $8.12 | 867,000 |
| 2026-06-12 | $8.25 | 663,800 |
| 2026-06-11 | $8.15 | 760,300 |
| 2026-06-10 | $8.07 | 630,400 |
| 2026-06-09 | $7.96 | 696,900 |
| 2026-06-08 | $7.90 | 493,800 |
| 2026-06-05 | $7.85 | 651,600 |
| 2026-06-04 | $7.82 | 595,500 |
| 2026-06-03 | $7.62 | 762,300 |
| 2026-06-02 | $7.86 | 561,900 |
| 2026-06-01 | $7.69 | 763,200 |
| 2026-05-29 | $7.77 | 696,300 |
| 2026-05-28 | $7.80 | 539,800 |
| 2026-05-27 | $7.77 | 654,200 |
| 2026-05-26 | $7.85 | 836,600 |
| 2026-05-22 | $7.75 | 649,200 |
| 2026-05-21 | $7.79 | 718,800 |
| 2026-05-20 | $7.78 | 1,019,200 |
| 2026-05-19 | $7.63 | 565,100 |
About Capitol Federal Financial, Inc.
Capitol Federal Financial, Inc. operates as the holding company for Capitol Federal Savings Bank that provides various retail banking products and services in the United States. The company offers a range of deposit products, including savings accounts, money market accounts, interest-bearing and non-interest-bearing checking accounts, and certificates of deposit, as well as retirement accounts. It also provides various loan products, such as one- to four-family residential real estate loans, commercial real estate, commercial and industrial, and construction loans, as well as consumer loans, which include home equity loans and lines of credit, home improvement loans, vehicle loans, and loans secured by savings deposits. In addition, the company offers mobile, telephone, and online banking services, as well as bill payment services and mortgage loan; operates a call center; and invests in various securities and mortgage-backed securities. Capitol Federal Financial, Inc. was founded in 1893 and is headquartered in Topeka, Kansas.
đ° Latest News
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Simply Wall St. âĸ 2026-04-07T17:33:31Z
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Zacks âĸ 2026-02-23T17:00:03Z
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Simply Wall St. âĸ 2026-02-18T11:33:41Z
Capitol Federal Financial (CFFN) is a Great Momentum Stock: Should You Buy?
Zacks âĸ 2026-02-03T17:00:06Z
Period:
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Income Statement (Annual)
| Metric | 2025-09-30 | 2024-09-30 | 2023-09-30 | 2022-09-30 |
|---|---|---|---|---|
| Revenue | ||||
| Total Revenue | $198,193,000 | $164,586,000 | $-20,877,000 | $212,627,000 |
| Operating Revenue | $198,193,000 | $164,586,000 | $-20,877,000 | $212,627,000 |
| Expenses | ||||
| Interest Expense | $219,208,000 | $214,782,000 | $206,517,000 | $86,946,000 |
| Selling And Marketing Expense | $4,950,000 | $4,264,000 | $4,305,000 | $5,178,000 |
| General And Administrative Expense | $64,702,000 | $58,324,000 | $55,947,000 | $59,620,000 |
| Other Non Interest Expense | $31,378,000 | $33,078,000 | $36,752,000 | $30,886,000 |
| Income & Earnings | ||||
| Net Income From Continuing Operation Net Minority Interest | $68,025,000 | $38,010,000 | $-101,659,000 | $84,453,000 |
| Net Interest Income | $180,311,000 | $162,061,000 | $153,272,000 | $192,594,000 |
| Interest Income | $399,519,000 | $376,843,000 | $359,789,000 | $279,540,000 |
| Normalized Income | $68,025,000 | $38,010,000 | $-101,659,000 | $84,453,000 |
| Net Income From Continuing And Discontinued Operation | $68,025,000 | $38,010,000 | $-101,659,000 | $84,453,000 |
| Net Income Common Stockholders | $67,943,000 | $37,977,000 | $-101,608,000 | $84,408,000 |
| Net Income | $68,025,000 | $38,010,000 | $-101,659,000 | $84,453,000 |
| Net Income Including Noncontrolling Interests | $68,025,000 | $38,010,000 | $-101,659,000 | $84,453,000 |
| Net Income Continuous Operations | $68,025,000 | $38,010,000 | $-101,659,000 | $84,453,000 |
| Pretax Income | $83,021,000 | $54,103,000 | $-138,955,000 | $107,203,000 |
| Special Income Charges | - | - | - | - |
| Per Share | ||||
| Diluted EPS | $0.52 | $0.29 | $-0.84 | $0.62 |
| Basic EPS | $0.52 | $0.29 | $-0.84 | $0.62 |
| Other | ||||
| Tax Effect Of Unusual Items | $0 | $0 | $0 | $0 |
| Tax Rate For Calcs | $0 | $0 | $0 | $0 |
| Reconciled Depreciation | $7,719,000 | $8,703,000 | $10,108,000 | $10,737,000 |
| Diluted Average Shares | $129,726,335 | $130,092,397 | $133,128,009 | $136,214,516 |
| Basic Average Shares | $129,726,335 | $130,092,397 | $133,128,009 | $136,214,516 |
| Diluted NI Availto Com Stockholders | $67,943,000 | $37,977,000 | $-101,608,000 | $84,408,000 |
| Otherunder Preferred Stock Dividend | $82,000 | $33,000 | $-51,000 | $45,000 |
| Tax Provision | $14,996,000 | $16,093,000 | $-37,296,000 | $22,750,000 |
| Gain On Sale Of Security | $0 | $-13,345,000 | $-192,622,000 | $0 |
| Selling General And Administration | $69,652,000 | $62,588,000 | $60,252,000 | $64,798,000 |
| Insurance And Claims | $4,319,000 | $6,052,000 | $4,456,000 | $3,020,000 |
| Salaries And Wages | $60,383,000 | $52,272,000 | $51,491,000 | $56,600,000 |
| Occupancy And Equipment | $13,397,000 | $13,558,000 | $14,236,000 | $14,370,000 |
| Other Gand A | - | - | - | $18,311,000 |
| Total Unusual Items | - | - | - | - |
| Total Unusual Items Excluding Goodwill | - | - | - | - |
| Other Special Charges | - | - | - | - |
Fetched: 2026-06-14
Balance Sheet (Annual)
| Metric | 2025-09-30 | 2024-09-30 | 2023-09-30 | 2022-09-30 |
|---|---|---|---|---|
| Assets | ||||
| Net Tangible Assets | $1,047,677,000 | $1,032,270,000 | $1,044,054,000 | $1,096,499,000 |
| Total Assets | $9,778,701,000 | $9,527,608,000 | $10,177,461,000 | $9,624,897,000 |
| Receivables | $220,000 | $359,000 | $8,531,000 | $1,266,000 |
| Other Receivables | $220,000 | $359,000 | $8,531,000 | $1,266,000 |
| Cash And Cash Equivalents | $252,443,000 | $217,307,000 | $245,605,000 | $49,194,000 |
| Cash Financial | $22,877,000 | $25,169,000 | $31,775,000 | - |
| Cash Cash Equivalents And Federal Funds Sold | $252,443,000 | $217,307,000 | $245,605,000 | $49,194,000 |
| Debt | ||||
| Net Debt | $1,697,264,000 | $1,961,176,000 | $2,133,520,000 | $2,082,960,000 |
| Total Debt | $1,950,770,000 | $2,179,564,000 | $2,379,125,000 | $2,132,154,000 |
| Long Term Debt And Capital Lease Obligation | $1,950,770,000 | $2,179,564,000 | $2,379,125,000 | $2,132,154,000 |
| Long Term Debt | $1,949,707,000 | $2,178,483,000 | $2,379,125,000 | $2,132,154,000 |
| Liabilities | ||||
| Total Liabilities Net Minority Interest | $8,731,024,000 | $8,495,338,000 | $9,133,407,000 | $8,528,398,000 |
| Non Current Deferred Liabilities | $2,056,000 | - | - | - |
| Non Current Deferred Taxes Liabilities | $2,056,000 | - | - | - |
| Payables And Accrued Expenses | - | - | - | $0 |
| Payables | - | - | - | $0 |
| Total Tax Payable | - | - | - | $0 |
| Income Tax Payable | - | - | - | $0 |
| Accounts Payable | - | - | - | - |
| Equity | ||||
| Common Stock Equity | $1,047,677,000 | $1,032,270,000 | $1,044,054,000 | $1,096,499,000 |
| Total Equity Gross Minority Interest | $1,047,677,000 | $1,032,270,000 | $1,044,054,000 | $1,096,499,000 |
| Stockholders Equity | $1,047,677,000 | $1,032,270,000 | $1,044,054,000 | $1,096,499,000 |
| Other Equity Interest | $-24,780,000 | $-26,431,000 | $-28,083,000 | $-29,735,000 |
| Gains Losses Not Affecting Retained Earnings | $15,755,000 | $21,627,000 | $8,700,000 | $-145,633,000 |
| Other Equity Adjustments | $15,755,000 | $21,627,000 | $8,700,000 | $-145,633,000 |
| Retained Earnings | $-87,331,000 | $-111,104,000 | $-104,565,000 | $80,266,000 |
| Other | ||||
| Treasury Shares Number | $2,477,970 | $2,643,168 | $2,808,366 | $2,973,564 |
| Ordinary Shares Number | $129,726,335 | $130,092,397 | $133,128,009 | $135,885,320 |
| Share Issued | $132,204,305 | $132,735,565 | $135,936,375 | $138,858,884 |
| Tangible Book Value | $1,047,677,000 | $1,032,270,000 | $1,044,054,000 | $1,096,499,000 |
| Invested Capital | $2,997,384,000 | $3,210,753,000 | $3,423,179,000 | $3,228,653,000 |
| Capital Lease Obligations | $1,063,000 | $1,081,000 | - | - |
| Total Capitalization | $2,997,384,000 | $3,210,753,000 | $3,423,179,000 | $3,228,653,000 |
| Additional Paid In Capital | $1,142,711,000 | $1,146,851,000 | $1,166,643,000 | $1,190,213,000 |
| Capital Stock | $1,322,000 | $1,327,000 | $1,359,000 | $1,388,000 |
| Common Stock | $1,322,000 | $1,327,000 | $1,359,000 | $1,388,000 |
| Preferred Stock | $0 | $0 | $0 | $0 |
| Long Term Capital Lease Obligation | $1,063,000 | $1,081,000 | - | - |
| Investments And Advances | $867,216,000 | $856,266,000 | $1,384,482,000 | $1,563,307,000 |
| Net PPE | $89,314,000 | $91,463,000 | $91,531,000 | $94,820,000 |
| Accumulated Depreciation | $-113,381,000 | $-107,822,000 | $-100,708,000 | $-93,393,000 |
| Gross PPE | $202,695,000 | $199,285,000 | $192,239,000 | $188,213,000 |
| Machinery Furniture Equipment | $55,286,000 | $54,485,000 | $52,364,000 | $49,795,000 |
| Buildings And Improvements | $131,483,000 | $128,730,000 | $123,830,000 | $122,196,000 |
| Land And Improvements | $15,926,000 | $16,070,000 | $16,045,000 | $16,222,000 |
| Other Short Term Investments | $867,216,000 | $856,266,000 | $1,384,482,000 | $1,563,307,000 |
Fetched: 2026-06-14
Cash Flow Statement (Annual)
| Metric | 2025-09-30 | 2024-09-30 | 2023-09-30 | 2022-09-30 |
|---|---|---|---|---|
| Free Cash Flow | ||||
| Free Cash Flow | $49,839,000 | $24,000,000 | $41,250,000 | $91,744,000 |
| Operating Activities | ||||
| Operating Cash Flow | $55,041,000 | $31,184,000 | $47,531,000 | $97,301,000 |
| Cash Flow From Continuing Operating Activities | $55,041,000 | $31,184,000 | $47,531,000 | $97,301,000 |
| Operating Gains Losses | $-8,997,000 | $3,336,000 | $178,801,000 | $-10,031,000 |
| Investing Activities | ||||
| Capital Expenditure | $-5,202,000 | $-7,184,000 | $-6,281,000 | $-5,557,000 |
| Investing Cash Flow | $-206,586,000 | $629,109,000 | $-329,103,000 | $-167,576,000 |
| Cash Flow From Continuing Investing Activities | $-206,586,000 | $629,109,000 | $-329,103,000 | $-167,576,000 |
| Net Other Investing Changes | $20,416,000 | $21,690,000 | $4,984,000 | $-15,457,000 |
| Financing Activities | ||||
| Repurchase Of Capital Stock | $-3,887,000 | $-19,448,000 | $-23,453,000 | $0 |
| Financing Cash Flow | $186,681,000 | $-688,591,000 | $477,983,000 | $49,177,000 |
| Cash Flow From Continuing Financing Activities | $186,681,000 | $-688,591,000 | $477,983,000 | $49,177,000 |
| Net Other Financing Charges | $3,068,000 | $-1,192,000 | $-17,074,000 | $7,338,000 |
| Cash Dividends Paid | $-44,252,000 | $-44,522,000 | $-83,172,000 | $-103,131,000 |
| Common Stock Dividend Paid | $-44,252,000 | $-44,522,000 | $-83,172,000 | $-103,131,000 |
| Net Common Stock Issuance | $-3,887,000 | $-19,448,000 | $-23,453,000 | $0 |
| Other | ||||
| Repayment Of Debt | $-879,814,000 | $-1,052,291,000 | $-3,548,542,000 | $-906,902,000 |
| Issuance Of Debt | $650,100,000 | $350,100,000 | $4,293,870,000 | $1,454,402,000 |
| Interest Paid Supplemental Data | $217,649,000 | $224,701,000 | $188,908,000 | $83,833,000 |
| Income Tax Paid Supplemental Data | $1,018,000 | $6,017,000 | $5,424,000 | $13,559,000 |
| End Cash Position | $252,443,000 | $217,307,000 | $245,605,000 | $49,194,000 |
| Beginning Cash Position | $217,307,000 | $245,605,000 | $49,194,000 | $70,292,000 |
| Changes In Cash | $35,136,000 | $-28,298,000 | $196,411,000 | $-21,098,000 |
| Common Stock Payments | $-3,887,000 | $-19,448,000 | $-23,453,000 | $0 |
| Net Issuance Payments Of Debt | $-229,714,000 | $-702,191,000 | $745,328,000 | $547,500,000 |
| Net Long Term Debt Issuance | $-229,714,000 | $-702,191,000 | $745,328,000 | $547,500,000 |
| Long Term Debt Payments | $-879,814,000 | $-1,052,291,000 | $-3,548,542,000 | $-906,902,000 |
| Long Term Debt Issuance | $650,100,000 | $350,100,000 | $4,293,870,000 | $1,454,402,000 |
| Net Investment Purchase And Sale | $-14,221,000 | $550,977,000 | $186,860,000 | $234,999,000 |
| Sale Of Investment | $233,986,000 | $1,727,622,000 | $186,860,000 | $323,025,000 |
| Purchase Of Investment | $-248,207,000 | $-1,176,645,000 | $0 | $-88,026,000 |
| Net PPE Purchase And Sale | $-5,159,000 | $-7,184,000 | $-6,281,000 | $-5,557,000 |
| Sale Of PPE | $43,000 | $0 | $0 | - |
| Purchase Of PPE | $-5,202,000 | $-7,184,000 | $-6,281,000 | $-5,557,000 |
| Change In Working Capital | $-15,936,000 | $-18,315,000 | $-7,207,000 | $5,691,000 |
| Change In Other Current Liabilities | $-21,151,000 | $-22,831,000 | $-4,372,000 | $-10,823,000 |
| Change In Other Current Assets | $5,101,000 | $-3,623,000 | $4,468,000 | $18,711,000 |
| Change In Receivables | $114,000 | $8,139,000 | $-7,303,000 | $-2,197,000 |
| Other Non Cash Items | $1,861,000 | $13,000 | $5,000 | $25,000 |
| Stock Based Compensation | $1,396,000 | $1,285,000 | $1,506,000 | $2,238,000 |
| Deferred Tax | $2,080,000 | $3,546,000 | $-45,520,000 | $2,047,000 |
| Deferred Income Tax | $2,080,000 | $3,546,000 | $-45,520,000 | $2,047,000 |
| Depreciation Amortization Depletion | $7,719,000 | $8,703,000 | $10,108,000 | $10,737,000 |
| Depreciation And Amortization | $7,719,000 | $8,703,000 | $10,108,000 | $10,737,000 |
| Amortization Cash Flow | $523,000 | $774,000 | $1,069,000 | $1,372,000 |
| Amortization Of Intangibles | $523,000 | $774,000 | $1,069,000 | $1,372,000 |
| Depreciation | $7,196,000 | $7,929,000 | $9,039,000 | $9,365,000 |
| Gain Loss On Investment Securities | $0 | $13,345,000 | $192,622,000 | $0 |
| Net Income From Continuing Operations | $68,025,000 | $38,010,000 | $-101,659,000 | $84,453,000 |
| Proceeds From Stock Option Exercised | - | - | $0 | $0 |
| Change In Other Working Capital | - | - | $-7,303,000 | $-2,197,000 |
| Change In Payables And Accrued Expense | - | - | - | - |
| Change In Payable | - | - | - | - |
| Change In Account Payable | - | - | - | - |
Fetched: 2026-06-14