CHCO
City Holding Company
Price Chart
Latest Quote
$127.12
+0.51 (+0.40%)
Current Price
| Previous Close | $126.61 |
| Open | $127.56 |
| Day High | $129.54 |
| Day Low | $125.87 |
| Volume | 277,346 |
Stock Information
| Shares Outstanding | 14.11M |
| Total Debt | $558.05M |
| Cash Equivalents | $332.95M |
| Revenue | $319.66M |
| Net Income | $130.67M |
| Sector | Financial Services |
| Industry | Banks - Regional |
| Market Cap | $1.79B |
| P/E Ratio | 14.02 |
| EPS (TTM) | $9.07 |
| Exchange | NMS |
đ Comprehensive Analysis
Company Data
| Enterprise Value | $2.03B |
| Sales | $319.66M |
| Income | $130.67M |
| Book/sh | $56.29 |
| Cash/sh | $23.59 |
| Employees | 928 |
Financial Ratios
| EPS Growth TTM | 4.60% |
Returns & Margins
| ROA | 1.97% |
| ROE | 17.01% |
| Operating Margin | 50.94% |
| Profit Margin | 41.25% |
Ownership
| Insider Ownership | 3.79% |
| Institutional Ownership | 71.98% |
| Insider & Institutional transactions data not available | |
Valuation Ratios
| Forward P/E | 13.38 |
| PEG | 1.91 |
| P/S | 5.61 |
| P/B | 2.26 |
Analyst Data
| Recommendation | none |
| Target Price | $131.40 |
Technical Indicators
| SMA20 | $126.27 |
| SMA50 | $124.94 |
| SMA200 | $121.87 |
| RSI | 57.34 |
| ATR | 2.9850 |
| Shares Float | 13.86M |
| Short Float | 8.92% |
| Short Ratio | 10.25 |
| Volatility | 0.49 |
| Rel Volume | 2.63 |
Performance History
| Week | -1.10% |
| Month | +3.45% |
| Quarter | +8.45% |
| 6 Months | +2.53% |
| YTD | +7.52% |
| Year | +12.93% |
| 3 Years | +41.39% |
| 5 Years | +88.22% |
| 10 Years | +262.21% |
Stock Score:
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Recent Price History
| Date | Close | Volume |
|---|---|---|
| 2026-06-18 | $127.12 | 296,400 |
| 2026-06-17 | $126.61 | 214,500 |
| 2026-06-16 | $128.13 | 138,200 |
| 2026-06-15 | $127.97 | 78,900 |
| 2026-06-12 | $130.76 | 113,000 |
| 2026-06-11 | $128.54 | 90,400 |
| 2026-06-10 | $129.22 | 121,400 |
| 2026-06-09 | $128.18 | 124,400 |
| 2026-06-08 | $126.05 | 68,400 |
| 2026-06-05 | $126.78 | 78,400 |
| 2026-06-04 | $125.76 | 78,900 |
| 2026-06-03 | $123.56 | 101,300 |
| 2026-06-02 | $125.37 | 126,200 |
| 2026-06-01 | $123.68 | 88,800 |
| 2026-05-29 | $124.31 | 128,600 |
| 2026-05-28 | $124.60 | 88,600 |
| 2026-05-27 | $124.52 | 77,400 |
| 2026-05-26 | $125.23 | 107,000 |
| 2026-05-22 | $124.64 | 81,800 |
| 2026-05-21 | $124.41 | 53,600 |
| 2026-05-20 | $123.88 | 79,400 |
| 2026-05-19 | $122.88 | 54,500 |
About City Holding Company
City Holding Company operates as a financial holding company for City National Bank of West Virginia that provides banking, trust and investment management, and other financial solutions in the United States. It offers checking, savings, and money market accounts, as well as certificates of deposit and individual retirement accounts. The company also provides commercial and industrial loans that consist of loans to corporate and other legal entity borrowers primarily in small to mid-size industrial and commercial companies; commercial real estate loans comprising commercial mortgages, which are secured by nonresidential and multi-family residential properties; residential real estate loans to consumers for the purchase or refinance of residence; first-priority home equity loans; home equity lines of credit; amortized home equity loans; consumer loans that are secured and unsecured by automobiles, boats, recreational vehicles, certificates of deposit, and other personal property; and demand deposit account overdrafts, as well as owner-occupied real estate and construction, land development, and lines of credit. In addition, it offers mortgage banking services, including fixed and adjustable-rate mortgages, construction financing, land loans, production of conventional and government-insured mortgages, secondary marketing, and mortgage servicing. Further, the company provides treasury management, lockbox, and other cash management services; merchant credit card services; wealth management, trust, investment, and custodial services for commercial and individual customers; and corporate trust and institutional custody, financial and estate planning, and retirement plan services, as well as automated-teller-machine, interactive-teller-machine, mobile banking, interactive voice response systems, and credit and debit card services. The company was founded in 1957 and is headquartered in Charleston, West Virginia.
đ° Latest News
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StockStory âĸ 2026-06-19T11:24:58Z
City Holding (CHCO) Upgraded to Buy: Here's Why
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City Holding (CHCO) Could Be a Great Choice
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A Look At City Holding (CHCO) Valuation As Mixed Signals Emerge Between P/E And DCF Estimates
Simply Wall St. âĸ 2026-05-05T10:12:00Z
Here's What Key Metrics Tell Us About City Holding (CHCO) Q1 Earnings
Zacks âĸ 2026-04-24T13:30:04Z
City Holding (CHCO) Q1 Earnings Surpass Estimates
Zacks âĸ 2026-04-23T12:45:01Z
1 Momentum Stock to Consider Right Now and 2 We Ignore
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Period:
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Income Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Revenue | ||||
| Total Revenue | $305,183,000 | $285,062,000 | $282,423,000 | $246,078,000 |
| Operating Revenue | $305,183,000 | $285,062,000 | $282,423,000 | $246,078,000 |
| Expenses | ||||
| Interest Expense | $84,813,000 | $86,192,000 | $52,023,000 | $9,655,000 |
| Selling And Marketing Expense | $3,082,000 | $3,821,000 | $3,112,000 | $3,405,000 |
| General And Administrative Expense | $82,215,000 | $79,255,000 | $76,085,000 | $68,209,000 |
| Professional Expense And Contract Services Expense | $2,334,000 | $2,162,000 | $2,035,000 | $2,194,000 |
| Other Non Interest Expense | $33,479,000 | $31,098,000 | $28,616,000 | $23,157,000 |
| Income & Earnings | ||||
| Net Income From Continuing Operation Net Minority Interest | $130,485,000 | $117,101,000 | $114,365,000 | $102,071,000 |
| Net Interest Income | $236,403,000 | $220,237,000 | $219,241,000 | $180,033,000 |
| Interest Income | $321,216,000 | $306,429,000 | $271,264,000 | $189,688,000 |
| Normalized Income | $130,485,000 | $117,101,000 | $118,479,850 | $102,285,936 |
| Net Income From Continuing And Discontinued Operation | $130,485,000 | $117,101,000 | $114,365,000 | $102,071,000 |
| Net Income Common Stockholders | $129,328,000 | $116,032,000 | $113,329,000 | $101,113,000 |
| Net Income | $130,485,000 | $117,101,000 | $114,365,000 | $102,071,000 |
| Net Income Including Noncontrolling Interests | $130,485,000 | $117,101,000 | $114,365,000 | $102,071,000 |
| Net Income Continuous Operations | $130,485,000 | $117,101,000 | $114,365,000 | $102,071,000 |
| Pretax Income | $161,465,000 | $144,516,000 | $143,106,000 | $127,334,000 |
| Special Income Charges | $0 | $0 | $-5,150,000 | $-268,000 |
| Per Share | ||||
| Diluted EPS | $8.93 | $7.89 | $7.61 | $6.80 |
| Basic EPS | $8.94 | $7.89 | $7.62 | $6.81 |
| Other | ||||
| Tax Effect Of Unusual Items | $0 | $0 | $-1,035,150 | $-53,064 |
| Tax Rate For Calcs | $0 | $0 | $0 | $0 |
| Total Unusual Items | $0 | $0 | $-5,150,000 | $-268,000 |
| Total Unusual Items Excluding Goodwill | $0 | $0 | $-5,150,000 | $-268,000 |
| Reconciled Depreciation | $11,177,000 | $13,199,000 | $10,721,000 | $15,776,000 |
| Diluted Average Shares | $14,482,000 | $14,697,000 | $14,891,000 | $14,873,000 |
| Basic Average Shares | $14,474,000 | $14,676,000 | $14,868,000 | $14,847,000 |
| Diluted NI Availto Com Stockholders | $129,328,000 | $116,032,000 | $113,329,000 | $101,113,000 |
| Otherunder Preferred Stock Dividend | $1,157,000 | $1,069,000 | $1,036,000 | $958,000 |
| Tax Provision | $30,980,000 | $27,415,000 | $28,741,000 | $25,263,000 |
| Restructuring And Mergern Acquisition | $0 | $0 | $5,150,000 | $268,000 |
| Gain On Sale Of Security | $-401,000 | $-2,650,000 | $-4,476,000 | $-1,581,000 |
| Selling General And Administration | $85,297,000 | $83,076,000 | $79,197,000 | $71,614,000 |
| Insurance And Claims | $3,049,000 | $2,892,000 | $2,922,000 | $1,673,000 |
| Salaries And Wages | $79,166,000 | $76,363,000 | $73,163,000 | $66,536,000 |
| Occupancy And Equipment | $24,008,000 | $22,390,000 | $21,076,000 | $21,037,000 |
| Other Gand A | - | - | - | - |
Fetched: 2026-06-14
Balance Sheet (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Assets | ||||
| Net Tangible Assets | $651,809,000 | $570,620,000 | $514,498,000 | $462,117,000 |
| Total Assets | $6,722,018,000 | $6,459,459,000 | $6,168,052,000 | $5,878,106,000 |
| Goodwill And Other Intangible Assets | $157,871,000 | $160,044,000 | $162,568,000 | $115,735,000 |
| Other Intangible Assets | $8,109,000 | $10,282,000 | - | - |
| Receivables | $20,718,000 | $20,650,000 | $20,290,000 | $18,287,000 |
| Accounts Receivable | $20,718,000 | $20,650,000 | $20,290,000 | $18,287,000 |
| Cash And Cash Equivalents | $191,919,000 | $225,389,000 | $156,276,000 | $200,000,000 |
| Cash Financial | $152,111,000 | $117,580,000 | $123,033,000 | $70,257,000 |
| Cash Cash Equivalents And Federal Funds Sold | $191,919,000 | $225,389,000 | $156,276,000 | $200,000,000 |
| Debt | ||||
| Total Debt | $150,000,000 | $150,000,000 | $125,000,000 | $0 |
| Long Term Debt And Capital Lease Obligation | $150,000,000 | $150,000,000 | $100,000,000 | - |
| Long Term Debt | $150,000,000 | $150,000,000 | $100,000,000 | - |
| Current Debt And Capital Lease Obligation | - | $0 | $25,000,000 | $0 |
| Current Debt | - | $0 | $25,000,000 | $0 |
| Other Current Borrowings | - | $0 | $25,000,000 | $0 |
| Liabilities | ||||
| Minimum Pension Liabilities | $-875,000 | $-1,442,000 | $-2,581,000 | $-3,422,000 |
| Total Liabilities Net Minority Interest | $5,912,338,000 | $5,728,795,000 | $5,490,986,000 | $5,300,254,000 |
| Equity | ||||
| Common Stock Equity | $809,680,000 | $730,664,000 | $677,066,000 | $577,852,000 |
| Total Equity Gross Minority Interest | $809,680,000 | $730,664,000 | $677,066,000 | $577,852,000 |
| Stockholders Equity | $809,680,000 | $730,664,000 | $677,066,000 | $577,852,000 |
| Gains Losses Not Affecting Retained Earnings | $-76,616,000 | $-115,719,000 | $-110,539,000 | $-131,488,000 |
| Retained Earnings | $935,046,000 | $852,757,000 | $780,299,000 | $706,696,000 |
| Other | ||||
| Treasury Shares Number | $4,693,613 | $4,342,108 | $4,215,731 | $4,259,399 |
| Ordinary Shares Number | $14,353,935 | $14,705,440 | $14,831,817 | $14,788,149 |
| Share Issued | $19,047,548 | $19,047,548 | $19,047,548 | $19,047,548 |
| Tangible Book Value | $651,809,000 | $570,620,000 | $514,498,000 | $462,117,000 |
| Invested Capital | $959,680,000 | $880,664,000 | $802,066,000 | - |
| Total Capitalization | $959,680,000 | $880,664,000 | $777,066,000 | - |
| Unrealized Gain Loss | $-75,741,000 | $-114,277,000 | $-107,958,000 | $-128,066,000 |
| Treasury Stock | $270,967,000 | $230,499,000 | $217,737,000 | $215,955,000 |
| Additional Paid In Capital | $174,598,000 | $176,506,000 | $177,424,000 | $170,980,000 |
| Capital Stock | $47,619,000 | $47,619,000 | $47,619,000 | $47,619,000 |
| Common Stock | $47,619,000 | $47,619,000 | $47,619,000 | $47,619,000 |
| Preferred Stock | $0 | $0 | $0 | $0 |
| Investments And Advances | $816,832,000 | $757,109,000 | $1,369,103,000 | $1,529,327,000 |
| Available For Sale Securities | $29,474,000 | $29,803,000 | $30,966,000 | $23,807,000 |
| Goodwill | $149,762,000 | $149,762,000 | - | - |
| Net PPE | $69,133,000 | $70,539,000 | $72,146,000 | $70,786,000 |
| Accumulated Depreciation | $-109,649,000 | $-106,776,000 | $-110,041,000 | $-106,105,000 |
| Gross PPE | $178,782,000 | $177,315,000 | $182,187,000 | $176,891,000 |
| Machinery Furniture Equipment | $40,491,000 | $39,810,000 | $45,773,000 | $44,291,000 |
| Buildings And Improvements | $103,193,000 | $102,342,000 | $101,279,000 | $98,275,000 |
| Land And Improvements | $35,098,000 | $35,163,000 | $35,135,000 | $34,325,000 |
| Other Short Term Investments | $787,358,000 | $727,306,000 | $1,338,137,000 | $1,505,520,000 |
Fetched: 2026-06-14
Cash Flow Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Free Cash Flow | ||||
| Free Cash Flow | $128,448,000 | $129,190,000 | $134,618,000 | $113,676,000 |
| Operating Activities | ||||
| Operating Cash Flow | $131,372,000 | $131,896,000 | $137,580,000 | $115,817,000 |
| Cash Flow From Continuing Operating Activities | $131,372,000 | $131,896,000 | $137,580,000 | $115,817,000 |
| Operating Gains Losses | $-384,000 | $-52,000 | $-95,000 | $-69,000 |
| Investing Activities | ||||
| Capital Expenditure | $-2,924,000 | $-2,706,000 | $-2,962,000 | $-2,141,000 |
| Investing Cash Flow | $-269,918,000 | $-252,260,000 | $14,680,000 | $-410,452,000 |
| Cash Flow From Continuing Investing Activities | $-269,918,000 | $-252,260,000 | $14,680,000 | $-410,452,000 |
| Net Other Investing Changes | $-9,894,000 | $-10,803,000 | $2,805,000 | $2,693,000 |
| Financing Activities | ||||
| Repurchase Of Capital Stock | $-45,760,000 | $-17,896,000 | $-60,134,000 | $-26,449,000 |
| Financing Cash Flow | $105,076,000 | $189,477,000 | $-195,984,000 | $-139,996,000 |
| Cash Flow From Continuing Financing Activities | $105,076,000 | $189,477,000 | $-195,984,000 | $-139,996,000 |
| Net Other Financing Charges | $-742,000 | $-636,000 | $1,071,000 | $-762,000 |
| Cash Dividends Paid | $-47,294,000 | $-43,482,000 | $-39,993,000 | $-36,702,000 |
| Common Stock Dividend Paid | $-47,294,000 | $-43,482,000 | $-39,993,000 | $-36,702,000 |
| Net Common Stock Issuance | $-45,760,000 | $-17,896,000 | $-60,134,000 | $-26,449,000 |
| Other | ||||
| Issuance Of Debt | $0 | $50,000,000 | $100,000,000 | $0 |
| Interest Paid Supplemental Data | $85,785,000 | $83,804,000 | $49,134,000 | $9,467,000 |
| Income Tax Paid Supplemental Data | $35,817,000 | $28,040,000 | $32,813,000 | $22,434,000 |
| End Cash Position | $191,919,000 | $225,389,000 | $156,276,000 | $200,000,000 |
| Beginning Cash Position | $225,389,000 | $156,276,000 | $200,000,000 | $634,631,000 |
| Changes In Cash | $-33,470,000 | $69,113,000 | $-43,724,000 | $-434,631,000 |
| Proceeds From Stock Option Exercised | $0 | $694,000 | $0 | $798,000 |
| Common Stock Payments | $-45,760,000 | $-17,896,000 | $-60,134,000 | $-26,449,000 |
| Net Issuance Payments Of Debt | $42,019,000 | $40,799,000 | $137,392,000 | $-21,494,000 |
| Net Short Term Debt Issuance | $42,019,000 | $-9,201,000 | $37,392,000 | $-21,494,000 |
| Net Long Term Debt Issuance | $0 | $50,000,000 | $100,000,000 | $0 |
| Long Term Debt Issuance | $0 | $50,000,000 | $100,000,000 | $0 |
| Net Investment Purchase And Sale | $-27,383,000 | $-91,009,000 | $224,323,000 | $-308,203,000 |
| Sale Of Investment | $301,639,000 | $204,193,000 | $326,033,000 | $211,361,000 |
| Purchase Of Investment | $-329,022,000 | $-295,202,000 | $-101,710,000 | $-519,564,000 |
| Net Business Purchase And Sale | $0 | $0 | $14,016,000 | $0 |
| Sale Of Business | $0 | $0 | $14,016,000 | $0 |
| Net PPE Purchase And Sale | $-2,882,000 | $-2,608,000 | $-2,679,000 | $-1,951,000 |
| Sale Of PPE | $42,000 | $98,000 | $283,000 | $190,000 |
| Purchase Of PPE | $-2,924,000 | $-2,706,000 | $-2,962,000 | $-2,141,000 |
| Change In Working Capital | $-9,144,000 | $-3,234,000 | $10,083,000 | $-3,235,000 |
| Change In Other Current Liabilities | $9,772,000 | $-7,910,000 | $-3,203,000 | $20,068,000 |
| Change In Other Current Assets | $-18,848,000 | $5,036,000 | $14,422,000 | $-20,643,000 |
| Change In Receivables | $-68,000 | $-360,000 | $-1,136,000 | $-2,660,000 |
| Changes In Account Receivables | $-68,000 | $-360,000 | $-1,136,000 | $-2,660,000 |
| Other Non Cash Items | $-3,590,000 | $-3,878,000 | $-5,890,000 | $-5,234,000 |
| Excess Tax Benefit From Stock Based Compensation | $493,000 | $387,000 | $228,000 | $-292,000 |
| Stock Based Compensation | $3,384,000 | $3,522,000 | $3,213,000 | $3,276,000 |
| Unrealized Gain Loss On Investment Securities | $401,000 | $2,650,000 | $4,476,000 | $1,581,000 |
| Deferred Tax | $-50,000 | $381,000 | $-2,764,000 | $1,469,000 |
| Deferred Income Tax | $-50,000 | $381,000 | $-2,764,000 | $1,469,000 |
| Depreciation Amortization Depletion | $11,177,000 | $13,199,000 | $10,721,000 | $15,776,000 |
| Depreciation And Amortization | $11,177,000 | $13,199,000 | $10,721,000 | $15,776,000 |
| Amortization Cash Flow | $6,889,000 | $8,984,000 | $6,165,000 | $10,451,000 |
| Amortization Of Intangibles | $6,889,000 | $8,984,000 | $6,165,000 | $10,451,000 |
| Depreciation | $4,288,000 | $4,215,000 | $4,556,000 | $5,325,000 |
| Pension And Employee Benefit Expense | $-96,000 | $62,000 | $52,000 | $256,000 |
| Net Income From Continuing Operations | $130,485,000 | $117,101,000 | $114,365,000 | $102,071,000 |
| Repayment Of Debt | - | - | - | $0 |
| Long Term Debt Payments | - | - | - | $0 |
| Gain Loss On Investment Securities | - | - | - | $0 |
| Purchase Of Business | - | - | - | - |
| Asset Impairment Charge | - | - | - | - |
Fetched: 2026-06-14