CINF
Cincinnati Financial Corporation
Price Chart
Latest Quote
$170.20
-1.27 (-0.74%)
Current Price
| Previous Close | $171.47 |
| Open | $171.87 |
| Day High | $172.10 |
| Day Low | $169.66 |
| Volume | 3,062,471 |
Stock Information
| Quarterly Dividend / Yield | $3.76 / 2.19% |
| Shares Outstanding | 154.69M |
| Quarterly Dividend Yield | 2.19% |
| Quarterly Dividend | $3.76 |
| Total Debt | $884.00M |
| Cash Equivalents | $1.26B |
| Revenue | $12.93B |
| Net Income | $2.76B |
| Sector | Financial Services |
| Industry | Insurance - Property & Casualty |
| Market Cap | $26.33B |
| P/E Ratio | 9.73 |
| EPS (TTM) | $17.49 |
| Exchange | NMS |
đ Comprehensive Analysis
Company Data
| Enterprise Value | $26.20B |
| Sales | $12.93B |
| Income | $2.76B |
| Book/sh | $101.64 |
| Cash/sh | $8.14 |
| Employees | 6K |
Financial Ratios
| Quick Ratio | 0.87 |
| Current Ratio | 1.04 |
| Debt/Eq | 5.63 |
Returns & Margins
| ROA | 5.55% |
| ROE | 18.73% |
| Gross Margin | 27.94% |
| Operating Margin | 11.84% |
| Profit Margin | 21.33% |
Ownership
| Insider Ownership | 1.71% |
| Institutional Ownership | 71.77% |
| Insider & Institutional transactions data not available | |
Valuation Ratios
| Forward P/E | 18.53 |
| PEG | 2.19 |
| P/S | 2.04 |
| P/B | 1.67 |
Analyst Data
| Recommendation | buy |
| Target Price | $181.50 |
Technical Indicators
| SMA20 | $164.76 |
| SMA50 | $164.43 |
| SMA200 | $160.99 |
| RSI | 77.52 |
| ATR | 3.2993 |
| Shares Float | 151.80M |
| Short Float | 2.23% |
| Short Ratio | 4.78 |
| Volatility | 0.58 |
| Rel Volume | 4.10 |
Performance History
| Week | +1.13% |
| Month | +1.40% |
| Quarter | +8.45% |
| 6 Months | +4.04% |
| YTD | +6.02% |
| Year | +19.85% |
| 3 Years | +78.43% |
| 5 Years | +58.13% |
| 10 Years | +216.40% |
Stock Score:
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Recent Price History
| Date | Close | Volume |
|---|---|---|
| 2026-06-18 | $170.20 | 3,239,500 |
| 2026-06-17 | $171.47 | 704,700 |
| 2026-06-16 | $171.79 | 676,000 |
| 2026-06-15 | $169.34 | 748,100 |
| 2026-06-12 | $169.01 | 600,300 |
| 2026-06-11 | $168.30 | 1,282,700 |
| 2026-06-10 | $166.43 | 510,600 |
| 2026-06-09 | $163.83 | 725,700 |
| 2026-06-08 | $162.25 | 472,100 |
| 2026-06-05 | $165.29 | 523,400 |
| 2026-06-04 | $160.66 | 851,900 |
| 2026-06-03 | $158.02 | 753,100 |
| 2026-06-02 | $158.00 | 629,900 |
| 2026-06-01 | $156.83 | 768,000 |
| 2026-05-29 | $157.42 | 835,900 |
| 2026-05-28 | $160.00 | 628,000 |
| 2026-05-27 | $162.94 | 492,600 |
| 2026-05-26 | $167.04 | 388,600 |
| 2026-05-22 | $168.10 | 332,100 |
| 2026-05-21 | $168.37 | 620,000 |
| 2026-05-20 | $168.53 | 526,200 |
| 2026-05-19 | $167.85 | 517,900 |
About Cincinnati Financial Corporation
Cincinnati Financial Corporation provides property casualty insurance products in the United States. The company operates through five segments: Commercial Lines Insurance, Personal Lines Insurance, Excess and Surplus Lines Insurance, Life Insurance, and Investments. The Commercial Lines Insurance segment offers coverage for commercial casualty and property, commercial auto, and workers' compensation. This segment also provides contract and commercial surety bonds, and fidelity bonds; management liability; and machinery and equipment insurance products. The Personal Lines Insurance segment offers personal auto; homeowner; and other personal lines insurance, such as dwelling fire, inland marine, personal umbrella liability, and watercraft coverages. The Excess and Surplus Lines Insurance segment offers commercial casualty insurance that covers businesses for third-party liability from accidents occurring on their premises or arising out of their operations, such as injuries sustained from products, as well as other coverages comprising miscellaneous errors and omissions, professional liability, and excess liability; and commercial property insurance, which insures buildings, inventory, equipment, and business income from loss or damage due to various causes, such as fire, wind, hail, water, theft, and vandalism. The Life Insurance segment provides term life insurance; universal life insurance; and worksite and whole life insurance products, as well as annuities. The Investments segment invests in fixed-maturity investments, including taxable and tax-exempt bonds, and redeemable preferred stocks; and equity investments comprising common and nonredeemable preferred stocks. The company also offers commercial leasing and financing services; and insurance brokerage services. The company was founded in 1950 and is headquartered in Fairfield, Ohio.
đ° Latest News
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How The Investment Story Is Shifting For Cincinnati Financial (CINF) After Recent Analyst Revisions
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Insider Monkey âĸ 2026-05-28T12:25:48Z
Period:
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Income Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Revenue | ||||
| Total Revenue | $12,631,000,000 | $11,337,000,000 | $10,013,000,000 | $6,563,000,000 |
| Operating Revenue | $12,631,000,000 | $11,337,000,000 | $10,013,000,000 | $6,563,000,000 |
| Expenses | ||||
| Interest Expense | $53,000,000 | $53,000,000 | $54,000,000 | $53,000,000 |
| Total Expenses | $9,651,000,000 | $8,479,000,000 | $7,737,000,000 | $7,257,000,000 |
| Other Income Expense | $21,000,000 | $15,000,000 | $13,000,000 | $10,000,000 |
| Net Non Operating Interest Income Expense | $-53,000,000 | $-53,000,000 | $-54,000,000 | $-53,000,000 |
| Interest Expense Non Operating | $53,000,000 | $53,000,000 | $54,000,000 | $53,000,000 |
| Other Operating Expenses | $34,000,000 | $32,000,000 | $25,000,000 | $23,000,000 |
| Loss Adjustment Expense | $6,640,000,000 | $5,737,000,000 | $5,274,000,000 | $5,019,000,000 |
| Income & Earnings | ||||
| Net Income From Continuing Operation Net Minority Interest | $2,393,000,000 | $2,292,000,000 | $1,843,000,000 | $-487,000,000 |
| Net Interest Income | $-53,000,000 | $-53,000,000 | $-54,000,000 | $-53,000,000 |
| Interest Income | $1,155,000,000 | $1,016,000,000 | $882,000,000 | $785,000,000 |
| Normalized Income | $2,393,000,000 | $2,292,000,000 | $1,843,000,000 | $-487,000,000 |
| Net Income From Continuing And Discontinued Operation | $2,393,000,000 | $2,292,000,000 | $1,843,000,000 | $-487,000,000 |
| Net Income Common Stockholders | $2,393,000,000 | $2,292,000,000 | $1,843,000,000 | $-487,000,000 |
| Net Income | $2,393,000,000 | $2,292,000,000 | $1,843,000,000 | $-487,000,000 |
| Net Income Including Noncontrolling Interests | $2,393,000,000 | $2,292,000,000 | $1,843,000,000 | $-487,000,000 |
| Net Income Continuous Operations | $2,393,000,000 | $2,292,000,000 | $1,843,000,000 | $-487,000,000 |
| Pretax Income | $2,980,000,000 | $2,858,000,000 | $2,276,000,000 | $-694,000,000 |
| Per Share | ||||
| Diluted EPS | $15.17 | $14.53 | $11.66 | $-3.06 |
| Basic EPS | $15.32 | $14.65 | $11.74 | $-3.06 |
| Other | ||||
| Tax Effect Of Unusual Items | $0 | $0 | $0 | $0 |
| Tax Rate For Calcs | $0 | $0 | $0 | $0 |
| Reconciled Depreciation | $168,000,000 | $130,000,000 | $112,000,000 | $127,000,000 |
| EBIT | $3,033,000,000 | $2,911,000,000 | $2,330,000,000 | $-641,000,000 |
| Diluted Average Shares | $157,700,000 | $157,800,000 | $158,100,000 | $158,823,529 |
| Basic Average Shares | $156,201,044 | $156,450,512 | $156,984,668 | $158,823,529 |
| Diluted NI Availto Com Stockholders | $2,393,000,000 | $2,292,000,000 | $1,843,000,000 | $-487,000,000 |
| Tax Provision | $587,000,000 | $566,000,000 | $433,000,000 | $-207,000,000 |
| Net Policyholder Benefits And Claims | $6,640,000,000 | $5,737,000,000 | $5,274,000,000 | $5,019,000,000 |
| Policyholder Benefits Gross | $7,296,000,000 | $5,819,000,000 | $5,514,000,000 | $5,285,000,000 |
| Policyholder Benefits Ceded | $656,000,000 | $82,000,000 | $240,000,000 | $266,000,000 |
Fetched: 2026-06-14
Balance Sheet (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Assets | ||||
| Net Tangible Assets | $15,911,000,000 | $13,935,000,000 | $12,098,000,000 | $10,562,000,000 |
| Total Assets | $41,002,000,000 | $36,501,000,000 | $32,769,000,000 | $29,732,000,000 |
| Prepaid Assets | $71,000,000 | $70,000,000 | $55,000,000 | $51,000,000 |
| Receivables | $4,178,000,000 | $3,834,000,000 | $3,543,000,000 | $3,239,000,000 |
| Other Receivables | $381,000,000 | $342,000,000 | $300,000,000 | $252,000,000 |
| Accounts Receivable | $3,797,000,000 | $3,492,000,000 | $3,243,000,000 | $2,987,000,000 |
| Cash Cash Equivalents And Short Term Investments | $19,702,000,000 | $17,463,000,000 | $14,698,000,000 | $13,396,000,000 |
| Cash And Cash Equivalents | $1,431,000,000 | $983,000,000 | $907,000,000 | $1,264,000,000 |
| Debt | ||||
| Total Debt | $886,000,000 | $875,000,000 | $874,000,000 | $891,000,000 |
| Long Term Debt And Capital Lease Obligation | $861,000,000 | $850,000,000 | $849,000,000 | $841,000,000 |
| Long Term Debt | $790,000,000 | $790,000,000 | $790,000,000 | $789,000,000 |
| Current Debt And Capital Lease Obligation | $25,000,000 | $25,000,000 | $25,000,000 | $50,000,000 |
| Current Debt | $25,000,000 | $25,000,000 | $25,000,000 | $50,000,000 |
| Liabilities | ||||
| Total Liabilities Net Minority Interest | $25,091,000,000 | $22,566,000,000 | $20,671,000,000 | $19,170,000,000 |
| Non Current Deferred Liabilities | $1,833,000,000 | $1,476,000,000 | $1,324,000,000 | $1,054,000,000 |
| Non Current Deferred Taxes Liabilities | $1,833,000,000 | $1,476,000,000 | $1,324,000,000 | $1,054,000,000 |
| Current Notes Payable | $25,000,000 | $25,000,000 | $25,000,000 | $50,000,000 |
| Equity | ||||
| Common Stock Equity | $15,911,000,000 | $13,935,000,000 | $12,098,000,000 | $10,562,000,000 |
| Total Equity Gross Minority Interest | $15,911,000,000 | $13,935,000,000 | $12,098,000,000 | $10,562,000,000 |
| Stockholders Equity | $15,911,000,000 | $13,935,000,000 | $12,098,000,000 | $10,562,000,000 |
| Gains Losses Not Affecting Retained Earnings | $-34,000,000 | $-309,000,000 | $-435,000,000 | $-614,000,000 |
| Other Equity Adjustments | $-34,000,000 | $-309,000,000 | $-435,000,000 | $-614,000,000 |
| Retained Earnings | $16,719,000,000 | $14,869,000,000 | $13,084,000,000 | $11,711,000,000 |
| Other | ||||
| Treasury Shares Number | $42,900,000 | $42,000,000 | $41,300,000 | $41,200,000 |
| Ordinary Shares Number | $155,418,513 | $156,315,102 | $157,000,000 | $157,100,000 |
| Share Issued | $198,318,513 | $198,315,102 | $198,300,000 | $198,300,000 |
| Tangible Book Value | $15,911,000,000 | $13,935,000,000 | $12,098,000,000 | $10,562,000,000 |
| Invested Capital | $16,726,000,000 | $14,750,000,000 | $12,913,000,000 | $11,401,000,000 |
| Capital Lease Obligations | $71,000,000 | $60,000,000 | $59,000,000 | $52,000,000 |
| Total Capitalization | $16,701,000,000 | $14,725,000,000 | $12,888,000,000 | $11,351,000,000 |
| Treasury Stock | $2,732,000,000 | $2,524,000,000 | $2,385,000,000 | $2,324,000,000 |
| Additional Paid In Capital | $1,561,000,000 | $1,502,000,000 | $1,437,000,000 | $1,392,000,000 |
| Capital Stock | $397,000,000 | $397,000,000 | $397,000,000 | $397,000,000 |
| Common Stock | $397,000,000 | $397,000,000 | $397,000,000 | $397,000,000 |
| Long Term Capital Lease Obligation | $71,000,000 | $60,000,000 | $59,000,000 | $52,000,000 |
| Investments And Advances | $30,965,000,000 | $27,665,000,000 | $24,780,000,000 | $21,973,000,000 |
| Net PPE | $219,000,000 | $214,000,000 | $208,000,000 | $202,000,000 |
| Other Short Term Investments | $18,271,000,000 | $16,480,000,000 | $13,791,000,000 | $12,132,000,000 |
Fetched: 2026-06-14
Cash Flow Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Free Cash Flow | ||||
| Free Cash Flow | $3,092,000,000 | $2,627,000,000 | $2,034,000,000 | $2,037,000,000 |
| Operating Activities | ||||
| Operating Cash Flow | $3,112,000,000 | $2,649,000,000 | $2,052,000,000 | $2,052,000,000 |
| Cash Flow From Continuing Operating Activities | $3,112,000,000 | $2,649,000,000 | $2,052,000,000 | $2,052,000,000 |
| Operating Gains Losses | $-1,405,000,000 | $-1,367,000,000 | $-1,108,000,000 | $1,493,000,000 |
| Investing Activities | ||||
| Capital Expenditure | $-20,000,000 | $-22,000,000 | $-18,000,000 | $-15,000,000 |
| Investing Cash Flow | $-1,691,000,000 | $-1,696,000,000 | $-1,608,000,000 | $-933,000,000 |
| Cash Flow From Continuing Investing Activities | $-1,691,000,000 | $-1,696,000,000 | $-1,608,000,000 | $-933,000,000 |
| Net Other Investing Changes | $-30,000,000 | $-15,000,000 | $-15,000,000 | $7,000,000 |
| Financing Activities | ||||
| Repurchase Of Capital Stock | $-205,000,000 | $-126,000,000 | $-67,000,000 | $-410,000,000 |
| Financing Cash Flow | $-973,000,000 | $-877,000,000 | $-801,000,000 | $-994,000,000 |
| Cash Flow From Continuing Financing Activities | $-973,000,000 | $-877,000,000 | $-801,000,000 | $-994,000,000 |
| Net Other Financing Charges | $-253,000,000 | $-271,000,000 | $-264,000,000 | $-167,000,000 |
| Cash Dividends Paid | $-525,000,000 | $-490,000,000 | $-454,000,000 | $-423,000,000 |
| Common Stock Dividend Paid | $-525,000,000 | $-490,000,000 | $-454,000,000 | $-423,000,000 |
| Net Common Stock Issuance | $-205,000,000 | $-126,000,000 | $-67,000,000 | $-410,000,000 |
| Other | ||||
| Interest Paid Supplemental Data | $53,000,000 | $53,000,000 | $54,000,000 | $53,000,000 |
| Income Tax Paid Supplemental Data | $220,000,000 | $395,000,000 | $136,000,000 | $165,000,000 |
| End Cash Position | $1,431,000,000 | $983,000,000 | $907,000,000 | $1,264,000,000 |
| Beginning Cash Position | $983,000,000 | $907,000,000 | $1,264,000,000 | $1,139,000,000 |
| Changes In Cash | $448,000,000 | $76,000,000 | $-357,000,000 | $125,000,000 |
| Proceeds From Stock Option Exercised | $10,000,000 | $10,000,000 | $9,000,000 | $10,000,000 |
| Common Stock Payments | $-205,000,000 | $-126,000,000 | $-67,000,000 | $-410,000,000 |
| Net Issuance Payments Of Debt | $0 | $0 | $-25,000,000 | $-4,000,000 |
| Net Investment Purchase And Sale | $-1,641,000,000 | $-1,659,000,000 | $-1,575,000,000 | $-925,000,000 |
| Sale Of Investment | $4,268,000,000 | $4,801,000,000 | $1,342,000,000 | $1,543,000,000 |
| Purchase Of Investment | $-5,909,000,000 | $-6,460,000,000 | $-2,917,000,000 | $-2,468,000,000 |
| Net PPE Purchase And Sale | $-20,000,000 | $-22,000,000 | $-18,000,000 | $-15,000,000 |
| Purchase Of PPE | $-20,000,000 | $-22,000,000 | $-18,000,000 | $-15,000,000 |
| Change In Working Capital | $1,629,000,000 | $1,433,000,000 | $937,000,000 | $1,231,000,000 |
| Change In Other Working Capital | $26,000,000 | $12,000,000 | $42,000,000 | $-40,000,000 |
| Change In Other Current Liabilities | $84,000,000 | $134,000,000 | $90,000,000 | $88,000,000 |
| Change In Other Current Assets | $-73,000,000 | $-14,000,000 | $-30,000,000 | $28,000,000 |
| Change In Receivables | $-306,000,000 | $-266,000,000 | $-264,000,000 | $-340,000,000 |
| Changes In Account Receivables | $-306,000,000 | $-266,000,000 | $-264,000,000 | $-340,000,000 |
| Deferred Tax | $283,000,000 | $117,000,000 | $223,000,000 | $-355,000,000 |
| Deferred Income Tax | $283,000,000 | $117,000,000 | $223,000,000 | $-355,000,000 |
| Depreciation And Amortization | $168,000,000 | $130,000,000 | $112,000,000 | $127,000,000 |
| Depreciation | $168,000,000 | $130,000,000 | $112,000,000 | $127,000,000 |
| Gain Loss On Investment Securities | $-1,405,000,000 | $-1,367,000,000 | $-1,108,000,000 | $1,493,000,000 |
| Net Income From Continuing Operations | $2,393,000,000 | $2,292,000,000 | $1,843,000,000 | $-487,000,000 |
| Net Long Term Debt Issuance | - | - | $-25,000,000 | $-4,000,000 |
| Stock Based Compensation | - | - | - | - |
Fetched: 2026-06-14