CLBK
Columbia Financial, Inc.
Price Chart
Latest Quote
$20.03
+0.19 (+0.96%)
Current Price
| Previous Close | $19.84 |
| Open | $20.05 |
| Day High | $20.14 |
| Day Low | $19.87 |
| Volume | 768,893 |
Stock Information
| Shares Outstanding | 104.06M |
| Total Debt | $1.27B |
| Cash Equivalents | $287.30M |
| Revenue | $259.20M |
| Net Income | $55.97M |
| Sector | Financial Services |
| Industry | Banks - Regional |
| Market Cap | $2.08B |
| P/E Ratio | 36.42 |
| EPS (TTM) | $0.55 |
| Exchange | NMS |
đ Comprehensive Analysis
Company Data
| Enterprise Value | $3.09B |
| Sales | $259.20M |
| Income | $55.97M |
| Book/sh | $11.27 |
| Cash/sh | $2.76 |
| Employees | 749 |
Financial Ratios
| EPS Growth TTM | 47.20% |
Returns & Margins
| ROA | 0.52% |
| ROE | 4.92% |
| Operating Margin | 33.40% |
| Profit Margin | 21.59% |
Ownership
| Insider Ownership | 75.12% |
| Institutional Ownership | 13.23% |
| Insider & Institutional transactions data not available | |
Valuation Ratios
| Forward P/E | 25.68 |
| P/S | 8.04 |
| P/B | 1.78 |
Analyst Data
| Recommendation | none |
| Target Price | $19.00 |
Technical Indicators
| SMA20 | $20.29 |
| SMA50 | $19.45 |
| SMA200 | $17.04 |
| RSI | 48.69 |
| ATR | 0.4607 |
| Shares Float | 26.37M |
| Short Float | 12.22% |
| Short Ratio | 7.83 |
| Volatility | 0.26 |
| Rel Volume | 2.06 |
Performance History
| Week | -3.38% |
| Month | +2.14% |
| Quarter | +14.72% |
| 6 Months | +18.73% |
| YTD | +29.90% |
| Year | +45.67% |
| 3 Years | +5.48% |
| 5 Years | +18.31% |
| 10 Years | +29.64% |
Stock Score:
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Recent Price History
| Date | Close | Volume |
|---|---|---|
| 2026-06-18 | $20.03 | 822,100 |
| 2026-06-17 | $19.84 | 434,200 |
| 2026-06-16 | $20.25 | 308,400 |
| 2026-06-15 | $20.12 | 603,000 |
| 2026-06-12 | $20.70 | 270,500 |
| 2026-06-11 | $20.73 | 323,500 |
| 2026-06-10 | $20.77 | 357,600 |
| 2026-06-09 | $20.94 | 396,700 |
| 2026-06-08 | $20.75 | 427,700 |
| 2026-06-05 | $20.27 | 301,600 |
| 2026-06-04 | $20.25 | 373,800 |
| 2026-06-03 | $19.83 | 288,000 |
| 2026-06-02 | $20.33 | 318,100 |
| 2026-06-01 | $19.90 | 327,500 |
| 2026-05-29 | $20.13 | 350,200 |
| 2026-05-28 | $20.05 | 368,200 |
| 2026-05-27 | $19.98 | 454,000 |
| 2026-05-26 | $20.39 | 392,000 |
| 2026-05-22 | $20.36 | 424,800 |
| 2026-05-21 | $20.23 | 451,500 |
| 2026-05-20 | $20.19 | 732,000 |
| 2026-05-19 | $19.61 | 465,500 |
About Columbia Financial, Inc.
Columbia Financial, Inc. operates as a bank holding company for Columbia Bank that provides banking and other financial services to businesses and consumers in the United States. The company offers commercial loans, including multifamily and commercial real estate, commercial business, and construction loans; residential loans, such as one-to-four family residential real estate and one-to-four family residential loans; and consumer loans, which includes home equity loans and advances, as well as automobile, personal, unsecured, and overdraft lines of credit, as well as securities activities. It also provides deposit products, including non-interest and interest-bearing demand accounts, savings and club deposits, money market accounts, and certificates of deposit; and borrowings. In addition, the company offers title insurance products; wealth management services; and cash management services comprising remote deposit, lockbox service, sweep accounts, and escrow services. The company operates full-service banking offices in New Jersey. Columbia Financial, Inc. was founded in 1926 and is based in Fair Lawn, New Jersey. Columbia Financial, Inc. operates as a subsidiary of Columbia Bank MHC.
đ° Latest News
Columbia Financial (CLBK) Stock Valuation Looks Stretched After Strong Recent Returns
Simply Wall St. âĸ 2026-06-15T09:06:36Z
2 Momentum Stocks Worth Investigating and 1 Facing Challenges
StockStory âĸ 2026-06-12T13:33:20Z
Columbia Financial (CLBK): Buy, Sell, or Hold Post Q1 Earnings?
StockStory âĸ 2026-06-09T15:10:14Z
Thrifts & Mortgage Finance Stocks Q1 Results: Benchmarking Columbia Financial (NASDAQ:CLBK)
StockStory âĸ 2026-06-03T21:35:33Z
1 Momentum Stock with Promising Prospects and 2 Facing Challenges
StockStory âĸ 2026-04-24T00:37:23Z
Columbia Financial (CLBK) Valuation Check After Earnings And Revenue Miss Against Expectations
Simply Wall St. âĸ 2026-04-21T17:03:41Z
Columbia Financial (CLBK) Reports Q1 Earnings: What Key Metrics Have to Say
Zacks âĸ 2026-04-20T22:30:02Z
Columbia Financial (CLBK) Lags Q1 Earnings and Revenue Estimates
Zacks âĸ 2026-04-20T21:15:01Z
1 Unpopular Stock That Deserves a Second Chance and 2 We Question
StockStory âĸ 2026-04-15T10:02:27Z
Will Columbia Financial (CLBK) Gain on Rising Earnings Estimates?
Zacks âĸ 2026-04-10T16:20:01Z
Period:
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Income Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Revenue | ||||
| Total Revenue | $258,703,000 | $179,876,000 | $233,255,000 | $297,177,000 |
| Operating Revenue | $258,703,000 | $179,876,000 | $233,255,000 | $297,177,000 |
| Expenses | ||||
| Interest Expense | $249,317,000 | $273,444,000 | $189,102,000 | $42,893,000 |
| Selling And Marketing Expense | $2,416,000 | $2,510,000 | $2,805,000 | $2,865,000 |
| General And Administrative Expense | $125,952,000 | $117,070,000 | $129,485,000 | $119,517,000 |
| Professional Expense And Contract Services Expense | $10,755,000 | $14,164,000 | $9,824,000 | $8,158,000 |
| Other Non Interest Expense | $17,080,000 | $18,997,000 | $16,470,000 | $18,877,000 |
| Income & Earnings | ||||
| Net Income From Continuing Operation Net Minority Interest | $51,766,000 | $-11,653,000 | $36,086,000 | $86,173,000 |
| Net Interest Income | $216,285,000 | $170,380,000 | $200,684,000 | $265,055,000 |
| Interest Income | $465,602,000 | $443,824,000 | $389,786,000 | $307,948,000 |
| Normalized Income | $51,714,986 | $-7,908,805 | $36,795,950 | $88,244,821 |
| Net Income From Continuing And Discontinued Operation | $51,766,000 | $-11,653,000 | $36,086,000 | $86,173,000 |
| Net Income Common Stockholders | $51,766,000 | $-11,653,000 | $36,086,000 | $86,173,000 |
| Net Income | $51,766,000 | $-11,653,000 | $36,086,000 | $86,173,000 |
| Net Income Including Noncontrolling Interests | $51,766,000 | $-11,653,000 | $36,086,000 | $86,173,000 |
| Net Income Continuous Operations | $51,766,000 | $-11,653,000 | $36,086,000 | $86,173,000 |
| Pretax Income | $67,989,000 | $-15,910,000 | $46,051,000 | $116,876,000 |
| Special Income Charges | $-214,000 | $-5,112,000 | $-906,000 | $-2,810,000 |
| Per Share | ||||
| Diluted EPS | $0.51 | $-0.11 | $0.35 | $0.81 |
| Basic EPS | $0.51 | $-0.11 | $0.35 | $0.82 |
| Other | ||||
| Tax Effect Of Unusual Items | $15,986 | $-1,367,805 | $-196,050 | $-738,179 |
| Tax Rate For Calcs | $0 | $0 | $0 | $0 |
| Total Unusual Items | $67,000 | $-5,112,000 | $-906,000 | $-2,810,000 |
| Total Unusual Items Excluding Goodwill | $67,000 | $-5,112,000 | $-906,000 | $-2,810,000 |
| Reconciled Depreciation | $15,032,000 | $14,557,000 | $14,272,000 | $13,351,000 |
| Diluted Average Shares | $101,810,752 | $101,839,507 | $102,894,969 | $106,193,161 |
| Basic Average Shares | $101,810,752 | $101,676,758 | $102,656,388 | $105,580,823 |
| Diluted NI Availto Com Stockholders | $51,766,000 | $-11,653,000 | $36,086,000 | $86,173,000 |
| Tax Provision | $16,223,000 | $-4,257,000 | $9,965,000 | $30,703,000 |
| Restructuring And Mergern Acquisition | $214,000 | $1,665,000 | $606,000 | $2,810,000 |
| Gain On Sale Of Security | $1,163,000 | $-33,257,000 | $-10,152,000 | $-191,000 |
| Selling General And Administration | $128,368,000 | $119,580,000 | $132,290,000 | $122,382,000 |
| Insurance And Claims | $6,800,000 | $7,581,000 | $8,639,000 | $2,591,000 |
| Salaries And Wages | $119,152,000 | $109,489,000 | $120,846,000 | $116,926,000 |
| Occupancy And Equipment | $24,475,000 | $23,482,000 | $22,927,000 | $22,589,000 |
| Other Gand A | - | - | - | - |
Fetched: 2026-06-11
Balance Sheet (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Assets | ||||
| Net Tangible Assets | $1,040,426,000 | $959,368,000 | $916,985,000 | $928,453,000 |
| Total Assets | $11,018,793,000 | $10,475,493,000 | $10,645,568,000 | $10,408,169,000 |
| Goodwill And Other Intangible Assets | $120,302,000 | $121,008,000 | $123,350,000 | $125,142,000 |
| Other Intangible Assets | $9,587,000 | $10,293,000 | $12,635,000 | $14,427,000 |
| Receivables | $41,490,000 | $40,383,000 | $39,345,000 | $33,898,000 |
| Accounts Receivable | $41,490,000 | $40,383,000 | $39,345,000 | $33,898,000 |
| Cash And Cash Equivalents | $340,806,000 | $289,223,000 | $423,249,000 | $179,228,000 |
| Cash Equivalents | $111,000 | $110,000 | $109,000 | $131,000 |
| Cash Financial | $340,695,000 | $289,113,000 | $423,140,000 | $179,097,000 |
| Cash Cash Equivalents And Federal Funds Sold | $340,806,000 | $289,223,000 | $423,249,000 | $179,228,000 |
| Debt | ||||
| Net Debt | $842,666,000 | $791,377,000 | $1,105,446,000 | $947,819,000 |
| Total Debt | $1,183,472,000 | $1,080,600,000 | $1,528,695,000 | $1,127,047,000 |
| Long Term Debt And Capital Lease Obligation | $1,183,472,000 | $1,080,600,000 | $1,528,695,000 | $1,127,047,000 |
| Long Term Debt | $1,183,472,000 | $1,080,600,000 | $1,528,695,000 | $1,127,047,000 |
| Liabilities | ||||
| Total Liabilities Net Minority Interest | $9,858,065,000 | $9,395,117,000 | $9,605,233,000 | $9,354,574,000 |
| Payables And Accrued Expenses | - | - | - | $180,908,000 |
| Equity | ||||
| Common Stock Equity | $1,160,728,000 | $1,080,376,000 | $1,040,335,000 | $1,053,595,000 |
| Total Equity Gross Minority Interest | $1,160,728,000 | $1,080,376,000 | $1,040,335,000 | $1,053,595,000 |
| Stockholders Equity | $1,160,728,000 | $1,080,376,000 | $1,040,335,000 | $1,053,595,000 |
| Other Equity Interest | $-28,781,000 | $-31,023,000 | $-33,168,000 | $-35,393,000 |
| Gains Losses Not Affecting Retained Earnings | $-75,972,000 | $-110,368,000 | $-158,735,000 | $-179,296,000 |
| Other Equity Adjustments | $-75,972,000 | $-110,368,000 | $-158,735,000 | $-179,296,000 |
| Retained Earnings | $933,717,000 | $881,951,000 | $893,604,000 | $857,518,000 |
| Other | ||||
| Treasury Shares Number | $27,639,379 | $26,655,406 | $26,236,363 | $21,930,197 |
| Ordinary Shares Number | $103,984,649 | $104,759,185 | $104,918,905 | $108,970,476 |
| Share Issued | $131,624,028 | $131,414,591 | $131,155,268 | $130,900,673 |
| Tangible Book Value | $1,040,426,000 | $959,368,000 | $916,985,000 | $928,453,000 |
| Invested Capital | $2,344,200,000 | $2,160,976,000 | $2,569,030,000 | $2,180,642,000 |
| Total Capitalization | $2,344,200,000 | $2,160,976,000 | $2,569,030,000 | $2,180,642,000 |
| Treasury Stock | $476,133,000 | $460,980,000 | $454,128,000 | $371,708,000 |
| Additional Paid In Capital | $806,581,000 | $799,482,000 | $791,450,000 | $781,165,000 |
| Capital Stock | $1,316,000 | $1,314,000 | $1,312,000 | $1,309,000 |
| Common Stock | $1,316,000 | $1,314,000 | $1,312,000 | $1,309,000 |
| Preferred Stock | $0 | $0 | $0 | $0 |
| Investments And Advances | $1,525,052,000 | $1,425,459,000 | $1,498,790,000 | $1,753,541,000 |
| Held To Maturity Securities | $381,358,000 | $392,840,000 | $401,154,000 | $421,523,000 |
| Available For Sale Securities | $342,462,000 | $6,673,000 | $4,079,000 | $3,384,000 |
| Goodwill | $110,715,000 | $110,715,000 | $110,715,000 | $110,715,000 |
| Net PPE | $82,985,000 | $81,772,000 | $83,577,000 | $83,877,000 |
| Accumulated Depreciation | $-86,259,000 | $-78,543,000 | $-76,507,000 | $-70,557,000 |
| Gross PPE | $169,244,000 | $160,315,000 | $160,084,000 | $154,434,000 |
| Leases | $30,284,000 | $28,258,000 | $26,021,000 | $23,555,000 |
| Machinery Furniture Equipment | $40,666,000 | $37,787,000 | $36,785,000 | $34,747,000 |
| Buildings And Improvements | $30,209,000 | $29,910,000 | $37,383,000 | $39,097,000 |
| Land And Improvements | $68,085,000 | $64,360,000 | $59,895,000 | $57,035,000 |
| Other Short Term Investments | $801,232,000 | $1,025,946,000 | $1,093,557,000 | $1,328,634,000 |
| Current Accrued Expenses | - | - | - | $180,908,000 |
Fetched: 2026-06-11
Cash Flow Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Free Cash Flow | ||||
| Free Cash Flow | $58,561,000 | $25,875,000 | $33,081,000 | $134,954,000 |
| Operating Activities | ||||
| Operating Cash Flow | $68,397,000 | $33,321,000 | $40,716,000 | $142,158,000 |
| Cash Flow From Continuing Operating Activities | $68,397,000 | $33,321,000 | $40,716,000 | $142,158,000 |
| Operating Gains Losses | $-1,068,000 | $38,204,000 | $10,101,000 | $-146,000 |
| Investing Activities | ||||
| Capital Expenditure | $-9,836,000 | $-7,446,000 | $-7,635,000 | $-7,204,000 |
| Investing Cash Flow | $-454,162,000 | $39,468,000 | $39,645,000 | $-614,725,000 |
| Cash Flow From Continuing Investing Activities | $-454,162,000 | $39,468,000 | $39,645,000 | $-614,725,000 |
| Net Other Investing Changes | $-2,602,000 | $20,640,000 | $-21,544,000 | $-33,036,000 |
| Financing Activities | ||||
| Repurchase Of Capital Stock | $-13,792,000 | $-6,711,000 | $-81,120,000 | $-98,610,000 |
| Issuance Of Capital Stock | $0 | $0 | $10,000 | $0 |
| Financing Cash Flow | $437,348,000 | $-206,815,000 | $163,660,000 | $580,832,000 |
| Cash Flow From Continuing Financing Activities | $437,348,000 | $-206,815,000 | $163,660,000 | $580,832,000 |
| Net Other Financing Charges | $339,000 | $1,944,000 | $-1,951,000 | $7,648,000 |
| Net Common Stock Issuance | $-13,792,000 | $-6,711,000 | $-81,110,000 | $-98,610,000 |
| Common Stock Issuance | $0 | $0 | $10,000 | $0 |
| Other | ||||
| Repayment Of Debt | $-104,418,000 | $-484,922,000 | $-41,600,000 | $-38,725,000 |
| Issuance Of Debt | $175,333,000 | $271,205,000 | $536,113,000 | $335,893,000 |
| Interest Paid Supplemental Data | $249,917,000 | $274,376,000 | $183,568,000 | $41,077,000 |
| Income Tax Paid Supplemental Data | $2,000 | $940,000 | $9,253,000 | $15,729,000 |
| End Cash Position | $340,806,000 | $289,223,000 | $423,249,000 | $179,228,000 |
| Beginning Cash Position | $289,223,000 | $423,249,000 | $179,228,000 | $70,963,000 |
| Changes In Cash | $51,583,000 | $-134,026,000 | $244,021,000 | $108,265,000 |
| Proceeds From Stock Option Exercised | $-1,000 | $-99,000 | $-24,000 | $-393,000 |
| Common Stock Payments | $-13,792,000 | $-6,711,000 | $-81,120,000 | $-98,610,000 |
| Net Issuance Payments Of Debt | $102,872,000 | $-451,542,000 | $401,348,000 | $743,976,000 |
| Net Short Term Debt Issuance | $31,957,000 | $-237,825,000 | $-93,165,000 | $446,808,000 |
| Net Long Term Debt Issuance | $70,915,000 | $-213,717,000 | $494,513,000 | $297,168,000 |
| Long Term Debt Payments | $-104,418,000 | $-484,922,000 | $-41,600,000 | $-38,725,000 |
| Long Term Debt Issuance | $175,333,000 | $271,205,000 | $536,113,000 | $335,893,000 |
| Net Investment Purchase And Sale | $-43,625,000 | $82,631,000 | $273,480,000 | $269,403,000 |
| Sale Of Investment | $261,882,000 | $528,876,000 | $398,098,000 | $439,882,000 |
| Purchase Of Investment | $-305,507,000 | $-446,245,000 | $-124,618,000 | $-170,479,000 |
| Net Business Purchase And Sale | $-1,400,000 | $0 | $0 | $140,769,000 |
| Purchase Of Business | $-1,400,000 | $0 | $0 | - |
| Net PPE Purchase And Sale | $-9,836,000 | $-6,228,000 | $-7,635,000 | $-5,432,000 |
| Sale Of PPE | $0 | $1,218,000 | $0 | $1,772,000 |
| Purchase Of PPE | $-9,836,000 | $-7,446,000 | $-7,635,000 | $-7,204,000 |
| Change In Working Capital | $-22,589,000 | $-20,902,000 | $-36,204,000 | $10,394,000 |
| Change In Other Current Assets | $-29,432,000 | $-12,440,000 | $-33,992,000 | $-9,884,000 |
| Change In Payables And Accrued Expense | $7,980,000 | $-7,298,000 | $3,282,000 | $24,998,000 |
| Change In Accrued Expense | $7,980,000 | $-7,298,000 | $3,282,000 | $24,998,000 |
| Change In Receivables | $-1,107,000 | $-1,038,000 | $-5,447,000 | $-4,689,000 |
| Changes In Account Receivables | $-1,107,000 | $-1,038,000 | $-5,447,000 | $-4,689,000 |
| Other Non Cash Items | $-8,596,000 | $-7,319,000 | $-10,126,000 | $-7,393,000 |
| Stock Based Compensation | $8,150,000 | $10,305,000 | $12,074,000 | $12,290,000 |
| Unrealized Gain Loss On Investment Securities | $-873,000 | $-2,594,000 | $-695,000 | $401,000 |
| Asset Impairment Charge | $0 | $640,000 | $0 | $0 |
| Deferred Tax | $14,151,000 | $-5,986,000 | $3,375,000 | $12,769,000 |
| Deferred Income Tax | $14,151,000 | $-5,986,000 | $3,375,000 | $12,769,000 |
| Depreciation Amortization Depletion | $15,032,000 | $14,557,000 | $14,272,000 | $13,351,000 |
| Depreciation And Amortization | $15,032,000 | $14,557,000 | $14,272,000 | $13,351,000 |
| Amortization Cash Flow | $2,385,000 | $2,432,000 | $2,589,000 | $2,213,000 |
| Amortization Of Intangibles | $2,385,000 | $2,432,000 | $2,589,000 | $2,213,000 |
| Depreciation | $12,647,000 | $12,125,000 | $11,683,000 | $11,138,000 |
| Gain Loss On Investment Securities | $-290,000 | $35,851,000 | $10,847,000 | $-210,000 |
| Gain Loss On Sale Of PPE | $21,000 | $-188,000 | $168,000 | $242,000 |
| Net Income From Continuing Operations | $51,766,000 | $-11,653,000 | $36,086,000 | $86,173,000 |
| Sale Of Business | - | $0 | $0 | $140,769,000 |
Fetched: 2026-06-11