CLST
Catalyst Bancorp, Inc.
Price Chart
Latest Quote
$16.43
+0.18 (+1.08%)
Current Price
| Previous Close | $16.25 |
| Open | $16.20 |
| Day High | $16.43 |
| Day Low | $16.12 |
| Volume | 3,835 |
Stock Information
| Shares Outstanding | 4.05M |
| Total Debt | $9.76M |
| Cash Equivalents | $38.53M |
| Revenue | $11.35M |
| Net Income | $2.02M |
| Sector | Financial Services |
| Industry | Banks - Regional |
| Market Cap | $66.57M |
| P/E Ratio | 29.87 |
| EPS (TTM) | $0.55 |
| Exchange | NCM |
đ Comprehensive Analysis
Company Data
| Enterprise Value | $36.44M |
| Sales | $11.35M |
| Income | $2.02M |
| Book/sh | $20.26 |
| Cash/sh | $9.51 |
| Employees | 49 |
Financial Ratios
| EPS Growth TTM | -4.80% |
Returns & Margins
| ROA | 0.72% |
| ROE | 2.49% |
| Operating Margin | 23.05% |
| Profit Margin | 17.83% |
Ownership
| Insider Ownership | 17.19% |
| Institutional Ownership | 26.47% |
| Insider & Institutional transactions data not available | |
Valuation Ratios
| P/S | 5.86 |
| P/B | 0.81 |
Analyst Data
| Recommendation | none |
Technical Indicators
| SMA20 | $nan |
| SMA50 | $nan |
| SMA200 | $nan |
| RSI | 80.85 |
| ATR | nan |
| Shares Float | 2.95M |
| Short Float | 0.21% |
| Short Ratio | 1.19 |
| Volatility | 0.12 |
| Rel Volume | 1.26 |
Performance History
| Week | +2.62% |
| Month | +3.59% |
| Quarter | -0.96% |
| 6 Months | +7.04% |
| YTD | +4.32% |
| Year | +32.50% |
| 3 Years | +56.33% |
| 10 Years | +21.17% |
Stock Score:
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Recent Price History
| Date | Close | Volume |
|---|---|---|
| 2026-06-18 | $16.43 | 4,100 |
| 2026-06-17 | $16.21 | 500 |
| 2026-06-16 | $16.07 | 1,000 |
| 2026-06-15 | $16.05 | 2,200 |
| 2026-06-12 | $16.07 | 300 |
| 2026-06-11 | $16.01 | 300 |
| 2026-06-10 | $16.02 | 17,200 |
| 2026-06-09 | $15.96 | 0 |
| 2026-06-08 | $15.96 | 300 |
| 2026-06-05 | $15.95 | 2,700 |
| 2026-06-04 | $16.01 | 3,400 |
| 2026-06-03 | $16.01 | 2,400 |
| 2026-06-02 | $16.00 | 3,800 |
| 2026-06-01 | $15.98 | 1,100 |
| 2026-05-29 | $15.92 | 400 |
| 2026-05-28 | $15.92 | 5,900 |
| 2026-05-27 | $15.95 | 5,500 |
| 2026-05-26 | $15.93 | 6,900 |
| 2026-05-22 | $15.91 | 2,300 |
| 2026-05-21 | $15.91 | 900 |
| 2026-05-20 | $15.85 | 8,600 |
| 2026-05-19 | $15.86 | 5,100 |
About Catalyst Bancorp, Inc.
Catalyst Bancorp, Inc. operates as a holding company for Catalyst Bank that provides various banking products and services to individuals and businesses in Louisiana. The company accepts various deposit products, including demand and NOW accounts, money market accounts, savings accounts, and certificates of deposit. It offers single family residential first mortgage loans, commercial real estate mortgage loans, multi-family residential mortgage loans, commercial and industrial loans, construction and land loans, consumer loans, and other loans. In addition, the company invests in various types of securities, such as mortgage-backed securities, the U.S. treasury obligations, securities of various federal agencies and of state and municipal governments, certificates of deposit at federally insured banks and savings institutions, and federal funds. Catalyst Bancorp, Inc. was founded in 1922 and is headquartered in Opelousas, Louisiana.
đ° Latest News
Zacks Initiates Coverage of Catalyst With Outperform Recommendation
Zacks âĸ 2026-06-19T12:19:00Z
The Zacks Analyst Blog Highlights NVIDIA, Oracle, Home Depot, Catalyst Bancorp and Hour Loop
Zacks âĸ 2026-06-18T06:56:00Z
Top Analyst Reports for NVIDIA, Oracle & Home Depot
Zacks âĸ 2026-06-17T21:02:00Z
One Catalyst Bancorp Insider Raised Stake By 10% In Previous Year
Simply Wall St. âĸ 2026-05-06T14:29:47Z
Period:
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Income Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Revenue | ||||
| Total Revenue | $11,046,000 | $5,558,000 | $9,044,000 | $8,336,000 |
| Operating Revenue | $11,046,000 | $5,558,000 | $9,044,000 | $8,336,000 |
| Expenses | ||||
| Interest Expense | $4,106,000 | $4,317,000 | $1,956,000 | $683,000 |
| Selling And Marketing Expense | $131,000 | $129,000 | $100,000 | $240,000 |
| General And Administrative Expense | $5,630,000 | $5,291,000 | $5,240,000 | $5,259,000 |
| Professional Expense And Contract Services Expense | $404,000 | $469,000 | $486,000 | $538,000 |
| Other Non Interest Expense | $1,493,000 | $2,362,000 | $1,701,000 | $1,605,000 |
| Income & Earnings | ||||
| Net Income From Continuing Operation Net Minority Interest | $2,052,000 | $-3,089,000 | $526,000 | $180,000 |
| Net Interest Income | $9,790,000 | $9,545,000 | $7,705,000 | $7,331,000 |
| Interest Income | $13,896,000 | $13,862,000 | $9,661,000 | $8,014,000 |
| Normalized Income | $2,052,819 | $-3,093,656 | $526,000 | $240,830 |
| Net Income From Continuing And Discontinued Operation | $2,052,000 | $-3,089,000 | $526,000 | $180,000 |
| Net Income Common Stockholders | $2,052,000 | $-3,089,000 | $526,000 | $180,000 |
| Net Income | $2,052,000 | $-3,089,000 | $526,000 | $180,000 |
| Net Income Including Noncontrolling Interests | $2,052,000 | $-3,089,000 | $526,000 | $180,000 |
| Net Income Continuous Operations | $2,052,000 | $-3,089,000 | $526,000 | $180,000 |
| Pretax Income | $2,504,000 | $-3,983,000 | $587,000 | $159,000 |
| Special Income Charges | $-1,000 | $6,000 | $0 | $-77,000 |
| Per Share | ||||
| Diluted EPS | $0.56 | $-0.78 | $0.14 | $0.04 |
| Basic EPS | $0.56 | $-0.78 | $0.14 | $0.04 |
| Other | ||||
| Tax Effect Of Unusual Items | $-181 | $1,344 | $0 | $-16,170 |
| Tax Rate For Calcs | $0 | $0 | $0 | $0 |
| Total Unusual Items | $-1,000 | $6,000 | $0 | $-77,000 |
| Total Unusual Items Excluding Goodwill | $-1,000 | $6,000 | $0 | $-77,000 |
| Reconciled Depreciation | $422,000 | $412,000 | $403,000 | $448,000 |
| Diluted Average Shares | $3,664,286 | $3,960,256 | $4,300,000 | $4,500,000 |
| Basic Average Shares | $3,664,286 | $3,960,256 | $4,300,000 | $4,500,000 |
| Diluted NI Availto Com Stockholders | $2,052,000 | $-3,089,000 | $526,000 | $180,000 |
| Tax Provision | $452,000 | $-894,000 | $61,000 | $-21,000 |
| Other Special Charges | $1,000 | $-6,000 | - | $77,000 |
| Gain On Sale Of Security | $0 | $-5,507,000 | $-92,000 | $0 |
| Selling General And Administration | $5,761,000 | $5,420,000 | $5,340,000 | $5,499,000 |
| Salaries And Wages | $5,630,000 | $5,291,000 | $5,134,000 | $5,124,000 |
| Occupancy And Equipment | $823,000 | $765,000 | $802,000 | $833,000 |
| Other Gand A | - | $87,000 | $145,000 | $143,000 |
| Insurance And Claims | - | $103,000 | $106,000 | $135,000 |
Fetched: 2026-06-17
Balance Sheet (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Assets | ||||
| Net Tangible Assets | $81,725,000 | $80,204,000 | $84,559,000 | $88,512,000 |
| Total Assets | $282,927,000 | $276,697,000 | $270,932,000 | $263,362,000 |
| Receivables | $907,000 | $851,000 | $906,000 | $673,000 |
| Accounts Receivable | $907,000 | $851,000 | $906,000 | $673,000 |
| Cash And Cash Equivalents | $25,205,000 | $44,295,000 | $19,011,000 | $13,472,000 |
| Cash Financial | $25,205,000 | $44,295,000 | $19,011,000 | $13,472,000 |
| Cash Cash Equivalents And Federal Funds Sold | $25,205,000 | $44,295,000 | $19,011,000 | $13,472,000 |
| Debt | ||||
| Total Debt | $14,732,000 | $9,558,000 | $9,378,000 | - |
| Long Term Debt And Capital Lease Obligation | $14,732,000 | $9,558,000 | $9,378,000 | - |
| Long Term Debt | $14,732,000 | $9,558,000 | $9,378,000 | - |
| Liabilities | ||||
| Total Liabilities Net Minority Interest | $201,202,000 | $196,493,000 | $186,373,000 | $174,850,000 |
| Equity | ||||
| Common Stock Equity | $81,725,000 | $80,204,000 | $84,559,000 | $88,512,000 |
| Total Equity Gross Minority Interest | $81,725,000 | $80,204,000 | $84,559,000 | $88,512,000 |
| Stockholders Equity | $81,725,000 | $80,204,000 | $84,559,000 | $88,512,000 |
| Other Equity Interest | $-5,182,000 | $-5,702,000 | $-6,221,000 | $-6,307,000 |
| Gains Losses Not Affecting Retained Earnings | $-2,409,000 | $-3,558,000 | $-7,237,000 | $-9,074,000 |
| Other Equity Adjustments | $-2,409,000 | $-3,558,000 | $-7,237,000 | $-9,074,000 |
| Retained Earnings | $51,912,000 | $49,860,000 | $52,949,000 | $52,778,000 |
| Other | ||||
| Ordinary Shares Number | $4,074,911 | $4,278,150 | $4,761,326 | $5,290,000 |
| Share Issued | $4,074,911 | $4,278,150 | $4,761,326 | $5,290,000 |
| Tangible Book Value | $81,725,000 | $80,204,000 | $84,559,000 | $88,512,000 |
| Invested Capital | $96,457,000 | $89,762,000 | $93,937,000 | - |
| Total Capitalization | $96,457,000 | $89,762,000 | $93,937,000 | - |
| Additional Paid In Capital | $37,363,000 | $39,561,000 | $45,020,000 | $51,062,000 |
| Capital Stock | $41,000 | $43,000 | $48,000 | $53,000 |
| Common Stock | $41,000 | $43,000 | $48,000 | $53,000 |
| Preferred Stock | $0 | $0 | $0 | $0 |
| Investments And Advances | $65,384,000 | $42,159,000 | $84,001,000 | $93,077,000 |
| Held To Maturity Securities | $14,917,000 | $13,447,000 | $13,461,000 | $13,475,000 |
| Available For Sale Securities | $1,579,000 | $28,712,000 | $68,897,000 | - |
| Net PPE | $5,850,000 | $6,085,000 | $6,072,000 | $6,303,000 |
| Accumulated Depreciation | $-4,360,000 | $-4,078,000 | $-3,818,000 | $-3,415,000 |
| Gross PPE | $10,210,000 | $10,163,000 | $9,890,000 | $9,718,000 |
| Other Properties | $99,000 | $100,000 | $92,000 | $92,000 |
| Machinery Furniture Equipment | $2,121,000 | $2,100,000 | $1,881,000 | $1,743,000 |
| Buildings And Improvements | $6,223,000 | $6,196,000 | $6,150,000 | $6,116,000 |
| Land And Improvements | $1,767,000 | $1,767,000 | $1,767,000 | $1,767,000 |
| Other Short Term Investments | $48,888,000 | $28,712,000 | $1,643,000 | $79,602,000 |
| Treasury Shares Number | - | - | $0 | - |
| Construction In Progress | - | - | - | $0 |
Fetched: 2026-06-17
Cash Flow Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Free Cash Flow | ||||
| Free Cash Flow | $3,099,000 | $2,742,000 | $1,836,000 | $520,000 |
| Operating Activities | ||||
| Operating Cash Flow | $3,287,000 | $3,172,000 | $2,008,000 | $772,000 |
| Cash Flow From Continuing Operating Activities | $3,287,000 | $3,172,000 | $2,008,000 | $772,000 |
| Operating Gains Losses | $-45,000 | $5,418,000 | $23,000 | $62,000 |
| Investing Activities | ||||
| Capital Expenditure | $-188,000 | $-430,000 | $-172,000 | $-252,000 |
| Investing Cash Flow | $-24,391,000 | $17,817,000 | $-267,000 | $-14,143,000 |
| Cash Flow From Continuing Investing Activities | $-24,391,000 | $17,817,000 | $-267,000 | $-14,143,000 |
| Net Other Investing Changes | $925,000 | $114,000 | $320,000 | $-9,961,000 |
| Financing Activities | ||||
| Repurchase Of Capital Stock | $-2,586,000 | $-5,757,000 | $-6,315,000 | $0 |
| Financing Cash Flow | $2,014,000 | $4,295,000 | $3,798,000 | $-14,041,000 |
| Cash Flow From Continuing Financing Activities | $2,014,000 | $4,295,000 | $3,798,000 | $-14,041,000 |
| Net Common Stock Issuance | $-2,586,000 | $-5,757,000 | $-6,315,000 | $0 |
| Issuance Of Capital Stock | - | - | - | $0 |
| Common Stock Issuance | - | - | - | $0 |
| Other | ||||
| Repayment Of Debt | $-28,251,000 | $-793,000 | - | - |
| Issuance Of Debt | $33,251,000 | $793,000 | $10,000,000 | $0 |
| Interest Paid Supplemental Data | $3,980,000 | $4,287,000 | $1,402,000 | $496,000 |
| Income Tax Paid Supplemental Data | $116,000 | $200,000 | $0 | $243,000 |
| End Cash Position | $25,205,000 | $44,295,000 | $19,011,000 | $13,472,000 |
| Beginning Cash Position | $44,295,000 | $19,011,000 | $13,472,000 | $40,884,000 |
| Changes In Cash | $-19,090,000 | $25,284,000 | $5,539,000 | $-27,412,000 |
| Common Stock Payments | $-2,586,000 | $-5,757,000 | $-6,315,000 | $0 |
| Net Issuance Payments Of Debt | $5,000,000 | $0 | $10,000,000 | $0 |
| Net Long Term Debt Issuance | $5,000,000 | $0 | $10,000,000 | $0 |
| Long Term Debt Payments | $-28,251,000 | $-793,000 | - | - |
| Long Term Debt Issuance | $33,251,000 | $793,000 | $10,000,000 | $0 |
| Net Investment Purchase And Sale | $-21,852,000 | $40,852,000 | $11,001,000 | $-2,323,000 |
| Sale Of Investment | $4,645,000 | $48,725,000 | $11,001,000 | $10,884,000 |
| Purchase Of Investment | $-26,497,000 | $-7,873,000 | $0 | $-13,207,000 |
| Net PPE Purchase And Sale | $-188,000 | $-418,000 | $-172,000 | $-252,000 |
| Sale Of PPE | $0 | $12,000 | $0 | $0 |
| Purchase Of PPE | $-188,000 | $-430,000 | $-172,000 | $-252,000 |
| Change In Working Capital | $-785,000 | $-395,000 | $-383,000 | $-639,000 |
| Change In Other Working Capital | $-494,000 | $-463,000 | $-409,000 | $-314,000 |
| Change In Other Current Liabilities | $-147,000 | $24,000 | $536,000 | $-302,000 |
| Change In Other Current Assets | $-144,000 | $44,000 | $-510,000 | $-23,000 |
| Other Non Cash Items | $174,000 | $180,000 | $180,000 | $180,000 |
| Stock Based Compensation | $897,000 | $812,000 | $769,000 | $472,000 |
| Asset Impairment Charge | $120,000 | $57,000 | $66,000 | $-8,000 |
| Amortization Of Securities | $80,000 | $140,000 | $308,000 | $461,000 |
| Deferred Tax | $312,000 | $-894,000 | $-12,000 | $-9,000 |
| Deferred Income Tax | $312,000 | $-894,000 | $-12,000 | $-9,000 |
| Depreciation Amortization Depletion | $422,000 | $412,000 | $403,000 | $448,000 |
| Depreciation And Amortization | $422,000 | $412,000 | $403,000 | $448,000 |
| Depreciation | $422,000 | $412,000 | $403,000 | $448,000 |
| Gain Loss On Investment Securities | $0 | $5,507,000 | $92,000 | $0 |
| Gain Loss On Sale Of PPE | $1,000 | $-6,000 | $0 | $77,000 |
| Net Income From Continuing Operations | $2,052,000 | $-3,089,000 | $526,000 | $180,000 |
| Proceeds From Stock Option Exercised | - | $0 | $-415,000 | $-2,340,000 |
Fetched: 2026-06-17