CMTV
Community Bancorp
Price Chart
Latest Quote
$41.25
+1.59 (+4.01%)
Current Price
| Previous Close | $39.66 |
| Open | $39.81 |
| Day High | $41.42 |
| Day Low | $39.06 |
| Volume | 49,499 |
Stock Information
| Quarterly Dividend / Yield | $0.99 / 2.46% |
| Shares Outstanding | 5.59M |
| Quarterly Dividend Yield | 2.46% |
| Quarterly Dividend | $0.99 |
| Total Debt | $88.95M |
| Cash Equivalents | $64.60M |
| Revenue | $49.02M |
| Net Income | $17.74M |
| Sector | Financial Services |
| Industry | Banks - Regional |
| Market Cap | $230.64M |
| P/E Ratio | 13.01 |
| EPS (TTM) | $3.17 |
| Exchange | NCM |
đ Comprehensive Analysis
Company Data
| Enterprise Value | $245.26M |
| Sales | $49.02M |
| Income | $17.74M |
| Book/sh | $20.88 |
| Cash/sh | $11.55 |
| Employees | 125 |
Financial Ratios
| EPS Growth TTM | 23.90% |
Returns & Margins
| ROA | 1.47% |
| ROE | 16.21% |
| Operating Margin | 42.63% |
| Profit Margin | 36.34% |
Ownership
| Insider Ownership | 11.48% |
| Institutional Ownership | 13.65% |
| Insider & Institutional transactions data not available | |
Valuation Ratios
| P/S | 4.71 |
| P/B | 1.98 |
Analyst Data
| Recommendation | none |
Technical Indicators
| SMA20 | $nan |
| SMA50 | $nan |
| SMA200 | $nan |
| RSI | 68.42 |
| ATR | nan |
| Shares Float | 4.79M |
| Short Float | 1.71% |
| Short Ratio | 4.92 |
| Volatility | 0.39 |
| Rel Volume | 2.46 |
Performance History
| Week | +1.70% |
| Month | +3.18% |
| Quarter | +2.10% |
| 6 Months | +70.15% |
| YTD | +69.53% |
| Year | +123.25% |
| 3 Years | +161.01% |
| 5 Years | +170.90% |
| 10 Years | +373.21% |
Stock Score:
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Recent Price History
| Date | Close | Volume |
|---|---|---|
| 2026-06-18 | $nan | 49,499 |
| 2026-06-17 | $39.66 | 18,300 |
| 2026-06-16 | $39.51 | 26,500 |
| 2026-06-15 | $38.79 | 12,700 |
| 2026-06-12 | $40.64 | 14,900 |
| 2026-06-11 | $40.56 | 24,100 |
| 2026-06-10 | $40.52 | 21,000 |
| 2026-06-09 | $39.73 | 21,700 |
| 2026-06-08 | $38.42 | 16,300 |
| 2026-06-05 | $38.60 | 16,000 |
| 2026-06-04 | $37.10 | 14,800 |
| 2026-06-03 | $36.20 | 13,900 |
| 2026-06-02 | $35.76 | 18,900 |
| 2026-06-01 | $36.79 | 18,000 |
| 2026-05-29 | $36.09 | 22,000 |
| 2026-05-28 | $38.12 | 29,400 |
| 2026-05-27 | $38.06 | 18,200 |
| 2026-05-26 | $38.80 | 17,500 |
| 2026-05-22 | $40.11 | 11,400 |
| 2026-05-21 | $38.51 | 16,800 |
| 2026-05-20 | $40.30 | 76,700 |
| 2026-05-19 | $39.98 | 10,800 |
About Community Bancorp
Community Bancorp. operates as the bank holding company for Community National Bank that provides various financial services to individuals, businesses, nonprofit organizations, and municipalities in northern and central Vermont. The company offers financing for commercial business properties, equipment, inventories, and accounts receivable, as well as standby letters of credit; and business checking and other deposit accounts, cash management services, repurchase agreements, ACH and wire transfer services, card processing, and remote deposit capture. It also provides commercial real estate lending products comprising financing for commercial developers and investors, residential builders and developers, and community development entities, including credit products to facilitate the purchase of land and/or build structures for business; to develop residential or commercial properties; and for real estate secured financing of existing businesses, as well as financing to startups and other small businesses. In addition, the company offers residential real estate lending products, such as fixed-rate and adjustable rate residential mortgage and home equity loans; and retail credit services, which includes personal, automobile, and boat/recreational vehicle loans. Further, the company provides municipal and institutional banking services comprising deposit account services, term and tax-exempt loans, and lines of credit to state and local governments, schools, charities, membership, and not-for-profit associations. Additionally, it offers consumer banking services, including checking accounts, savings programs, ATMs, debit and credit cards, night deposit facilities, and online, mobile and telephone banking services. Community Bancorp. was founded in 1851 and is headquartered in Derby, Vermont.
đ° Latest News
The Zacks Analyst Blog Highlights Visa, IBM, CrowdStrike, PrimeEnergy Resources and Community Bancorp
Zacks âĸ 2026-05-20T13:11:00Z
Top Research Reports for Visa, IBM & CrowdStrike
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Does Community Bancorp (NASDAQ:CMTV) Deserve A Spot On Your Watchlist?
Simply Wall St. âĸ 2026-04-26T14:19:05Z
Community Bancorp Q1 Earnings Rise Y/Y on Strong Loan Growth
Zacks âĸ 2026-04-24T14:10:00Z
The Zacks Analyst Blog Highlights Procter & Gamble, Toyota Motor, UnitedHealth, Community Bancorp and Bank of the James Financial
Zacks âĸ 2026-04-09T12:28:00Z
Top Stock Reports for Procter & Gamble, Toyota & UnitedHealth
Zacks âĸ 2026-04-08T20:48:00Z
February 2026's Top Dividend Stocks To Consider
Simply Wall St. âĸ 2026-02-03T17:32:07Z
Community Bancorp (NASDAQ:CMTV) jumps 11% this week, though earnings growth is still tracking behind five-year shareholder returns
Simply Wall St. âĸ 2026-02-03T14:02:02Z
Undervalued Small Caps With Insider Action Across Regions In February 2026
Simply Wall St. âĸ 2026-02-02T11:40:09Z
Community Bancorp Q4 Earnings Rise Y/Y on Loan Growth & Margin Gains
Zacks âĸ 2026-01-29T18:03:00Z
Period:
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Income Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Revenue | ||||
| Total Revenue | $46,192,810 | $39,698,953 | $39,318,925 | $39,215,361 |
| Operating Revenue | $46,192,810 | $39,698,953 | $39,318,925 | $39,215,361 |
| Expenses | ||||
| Interest Expense | $20,005,950 | $20,369,573 | $12,692,940 | $4,030,099 |
| Selling And Marketing Expense | $454,000 | $475,000 | - | - |
| General And Administrative Expense | $16,046,581 | $15,196,246 | $13,359,263 | $12,019,126 |
| Professional Expense And Contract Services Expense | $938,580 | $776,405 | $256,310 | $740,188 |
| Other Non Interest Expense | $5,717,896 | $5,396,063 | $6,115,833 | $6,380,922 |
| Income & Earnings | ||||
| Net Income From Continuing Operation Net Minority Interest | $16,967,981 | $12,764,450 | $13,431,855 | $13,739,940 |
| Net Interest Income | $40,636,795 | $34,403,198 | $34,070,519 | $33,001,568 |
| Interest Income | $60,642,745 | $54,772,771 | $46,763,459 | $37,031,667 |
| Normalized Income | $16,967,981 | $12,764,450 | $13,431,855 | $13,739,940 |
| Net Income From Continuing And Discontinued Operation | $16,967,981 | $12,764,450 | $13,431,855 | $13,739,940 |
| Net Income Common Stockholders | $16,871,390 | $12,638,825 | $13,310,917 | $13,673,377 |
| Net Income | $16,967,981 | $12,764,450 | $13,431,855 | $13,739,940 |
| Net Income Including Noncontrolling Interests | $16,967,981 | $12,764,450 | $13,431,855 | $13,739,940 |
| Net Income Continuous Operations | $16,967,981 | $12,764,450 | $13,431,855 | $13,739,940 |
| Pretax Income | $20,404,576 | $15,203,080 | $16,326,946 | $16,875,266 |
| Per Share | ||||
| Diluted EPS | $3.03 | $2.28 | $2.43 | $2.53 |
| Basic EPS | $3.03 | $2.28 | $2.43 | $2.53 |
| Other | ||||
| Tax Effect Of Unusual Items | $0 | $0 | $0 | $0 |
| Tax Rate For Calcs | $0 | $0 | $0 | $0 |
| Reconciled Depreciation | $1,045,243 | $1,029,971 | $1,070,035 | $1,141,727 |
| Diluted Average Shares | $5,602,905 | $5,553,052 | $5,471,457 | $5,403,938 |
| Basic Average Shares | $5,602,905 | $5,553,052 | $5,471,457 | $5,403,938 |
| Diluted NI Availto Com Stockholders | $16,871,390 | $12,638,825 | $13,310,917 | $13,673,377 |
| Preferred Stock Dividends | $96,591 | $125,625 | $120,938 | $66,563 |
| Tax Provision | $3,436,595 | $2,438,630 | $2,895,091 | $3,135,326 |
| Gain On Sale Of Security | $0 | $0 | $36,707 | $0 |
| Selling General And Administration | $16,500,581 | $15,671,246 | $13,359,263 | $12,019,126 |
| Other Gand A | $876,215 | $806,996 | $638,630 | $579,956 |
| Insurance And Claims | $613,000 | $615,000 | $493,654 | $348,960 |
| Salaries And Wages | $14,557,366 | $13,774,250 | $12,226,979 | $11,090,210 |
| Occupancy And Equipment | $3,041,242 | $2,739,657 | $2,813,523 | $2,806,830 |
Fetched: 2026-06-17
Balance Sheet (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Assets | ||||
| Net Tangible Assets | $102,112,709 | $86,473,936 | $77,454,545 | $63,602,094 |
| Total Assets | $1,287,558,946 | $1,248,930,129 | $1,099,344,934 | $1,056,032,147 |
| Goodwill And Other Intangible Assets | $11,574,269 | $11,574,269 | $11,574,269 | $11,574,269 |
| Receivables | $4,607,975 | $4,472,474 | $4,246,798 | $3,214,332 |
| Accounts Receivable | $4,607,975 | $4,472,474 | $4,246,798 | $3,214,332 |
| Cash And Cash Equivalents | $11,802,391 | $9,875,427 | $15,001,122 | $12,302,771 |
| Cash Cash Equivalents And Federal Funds Sold | $130,994,811 | $113,569,552 | $22,076,863 | $72,552,078 |
| Debt | ||||
| Net Debt | $37,059,631 | $75,611,573 | $52,485,878 | $1,884,229 |
| Total Debt | $48,862,022 | $85,487,000 | $67,487,000 | $14,187,000 |
| Long Term Debt And Capital Lease Obligation | $48,862,022 | $85,487,000 | $67,487,000 | $14,187,000 |
| Long Term Debt | $48,862,022 | $85,487,000 | $67,487,000 | $14,187,000 |
| Liabilities | ||||
| Total Liabilities Net Minority Interest | $1,173,871,968 | $1,150,881,924 | $1,010,316,120 | $980,855,784 |
| Payables And Accrued Expenses | - | - | - | $10,618,676 |
| Payables | - | - | - | $10,618,676 |
| Accounts Payable | - | - | - | $10,618,676 |
| Equity | ||||
| Common Stock Equity | $113,686,978 | $96,548,205 | $87,528,814 | $73,676,363 |
| Total Equity Gross Minority Interest | $113,686,978 | $98,048,205 | $89,028,814 | $75,176,363 |
| Stockholders Equity | $113,686,978 | $98,048,205 | $89,028,814 | $75,176,363 |
| Gains Losses Not Affecting Retained Earnings | $-9,611,137 | $-15,776,821 | $-15,931,595 | $-20,667,817 |
| Retained Earnings | $73,021,908 | $61,623,460 | $54,198,230 | $46,464,447 |
| Preferred Stock Equity | - | $1,500,000 | $1,500,000 | $1,500,000 |
| Other | ||||
| Treasury Shares Number | $299,339 | $210,101 | $210,101 | $210,101 |
| Ordinary Shares Number | $5,582,927 | $5,598,934 | $5,514,050 | $5,377,838 |
| Share Issued | $5,882,266 | $5,809,035 | $5,724,151 | $5,587,939 |
| Tangible Book Value | $102,112,709 | $84,973,936 | $75,954,545 | $62,102,094 |
| Invested Capital | $162,549,000 | $182,035,205 | $155,015,814 | $87,863,363 |
| Total Capitalization | $162,549,000 | $183,535,205 | $156,515,814 | $89,363,363 |
| Treasury Stock | $4,506,019 | $2,622,777 | $2,622,777 | $2,622,777 |
| Additional Paid In Capital | $40,076,561 | $38,801,755 | $37,574,578 | $36,383,235 |
| Capital Stock | $14,705,665 | $16,022,588 | $15,810,378 | $15,619,275 |
| Common Stock | $14,705,665 | $14,522,588 | $14,310,378 | $14,119,275 |
| Preferred Stock | $0 | $1,500,000 | $1,500,000 | $1,500,000 |
| Investments And Advances | $144,528,758 | $159,697,420 | $190,706,019 | $192,918,109 |
| Goodwill | $11,574,269 | $11,574,269 | $11,574,269 | $11,574,269 |
| Net PPE | $12,090,886 | $12,072,985 | $12,371,371 | $13,042,468 |
| Accumulated Depreciation | $-15,947,493 | $-15,196,948 | $-14,194,544 | $-13,069,009 |
| Gross PPE | $28,038,379 | $27,269,933 | $26,565,915 | $26,111,477 |
| Leases | $883,307 | $869,474 | $869,473 | $875,797 |
| Construction In Progress | $25,328 | $27,500 | $160,881 | $5,820 |
| Other Properties | $5,478,245 | $5,444,894 | $5,436,236 | $5,436,236 |
| Machinery Furniture Equipment | $7,295,123 | $6,983,199 | $6,360,991 | $6,262,893 |
| Buildings And Improvements | $11,072,189 | $10,848,724 | $10,712,053 | $10,674,714 |
| Land And Improvements | $3,284,187 | $3,096,142 | $3,026,281 | $2,856,017 |
| Other Short Term Investments | $144,528,758 | $159,697,420 | $190,706,019 | $192,918,109 |
Fetched: 2026-06-17
Cash Flow Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Free Cash Flow | ||||
| Free Cash Flow | $15,268,259 | $14,977,363 | $14,297,055 | $15,119,696 |
| Operating Activities | ||||
| Operating Cash Flow | $16,049,032 | $15,769,153 | $14,930,517 | $15,735,245 |
| Cash Flow From Continuing Operating Activities | $16,049,032 | $15,769,153 | $14,930,517 | $15,735,245 |
| Operating Gains Losses | $-1,921,504 | $-1,305,622 | $-1,190,469 | $-822,852 |
| Investing Activities | ||||
| Capital Expenditure | $-780,773 | $-791,790 | $-633,462 | $-615,549 |
| Investing Cash Flow | $-16,199,832 | $-56,564,804 | $-92,094,049 | $-95,001,755 |
| Cash Flow From Continuing Investing Activities | $-16,199,832 | $-56,564,804 | $-92,094,049 | $-95,001,755 |
| Net Other Investing Changes | $-303,700 | $3,674,061 | $-2,831,600 | $2,623,700 |
| Capital Expenditure Reported | $-780,773 | $-791,790 | $-633,462 | $-615,549 |
| Financing Activities | ||||
| Repurchase Of Capital Stock | $-3,383,242 | $0 | - | - |
| Financing Cash Flow | $17,272,359 | $131,301,340 | $26,457,717 | $40,047,912 |
| Cash Flow From Continuing Financing Activities | $17,272,359 | $131,301,340 | $26,457,717 | $40,047,912 |
| Cash Dividends Paid | $-4,062,758 | $-3,836,849 | $-3,796,020 | $-3,779,313 |
| Preferred Stock Dividend Paid | $-96,591 | $-125,625 | $-120,938 | $-66,563 |
| Common Stock Dividend Paid | $-3,966,167 | $-3,711,224 | $-3,675,082 | $-3,712,750 |
| Net Preferred Stock Issuance | $-1,500,000 | $0 | - | - |
| Net Common Stock Issuance | $-1,883,242 | $0 | - | - |
| Dividends Received Cfi | - | $0 | $1,000,000 | $0 |
| Other | ||||
| Repayment Of Debt | $-5,234,081 | $-226,863 | $-419,857 | $-213,055 |
| Issuance Of Debt | $10,175,022 | $30,000,000 | $0 | - |
| Interest Paid Supplemental Data | $21,929,583 | $19,043,100 | $11,684,800 | $4,014,956 |
| Income Tax Paid Supplemental Data | $2,509,100 | $1,321,000 | $2,865,000 | $2,485,675 |
| End Cash Position | $128,061,761 | $110,940,202 | $20,434,513 | $71,140,328 |
| Beginning Cash Position | $110,940,202 | $20,434,513 | $71,140,328 | $110,358,926 |
| Changes In Cash | $17,121,559 | $90,505,689 | $-50,705,815 | $-39,218,598 |
| Preferred Stock Payments | $-1,500,000 | $0 | - | - |
| Common Stock Payments | $-1,883,242 | $0 | - | - |
| Net Issuance Payments Of Debt | $-36,859,059 | $17,773,137 | $53,080,143 | $-213,055 |
| Net Short Term Debt Issuance | $-41,800,000 | $-12,000,000 | $53,500,000 | $0 |
| Net Long Term Debt Issuance | $4,940,941 | $29,773,137 | $-419,857 | $-213,055 |
| Long Term Debt Payments | $-5,234,081 | $-226,863 | $-419,857 | $-213,055 |
| Long Term Debt Issuance | $10,175,022 | $30,000,000 | $0 | - |
| Net Investment Purchase And Sale | $22,942,728 | $24,606,996 | $7,593,014 | $-38,470,800 |
| Sale Of Investment | $37,914,501 | $30,995,996 | $16,705,912 | $18,857,918 |
| Purchase Of Investment | $-14,971,773 | $-6,389,000 | $-9,112,898 | $-57,328,718 |
| Change In Working Capital | $-2,354,517 | $779,943 | $-495,267 | $-638,113 |
| Change In Other Working Capital | $-79,731 | $-85,651 | $-79,316 | $-80,159 |
| Change In Other Current Liabilities | $349,907 | $-79,737 | $113,363 | $-244,456 |
| Change In Other Current Assets | $-295,777 | $47,450 | $-100,125 | $249,198 |
| Change In Payables And Accrued Expense | $-2,055,506 | $1,199,083 | $683,171 | $782,323 |
| Change In Accrued Expense | $-161,511 | $-144,567 | $14,230 | $267,655 |
| Change In Payable | $-1,893,995 | $1,343,650 | $668,941 | $514,668 |
| Change In Account Payable | $-1,923,633 | $1,326,473 | $1,008,140 | $15,143 |
| Change In Tax Payable | $29,638 | $17,177 | $-339,199 | $499,525 |
| Change In Income Tax Payable | $29,638 | $17,177 | $-339,199 | $499,525 |
| Change In Receivables | $-135,501 | $-225,676 | $-1,032,466 | $-813,772 |
| Changes In Account Receivables | $-135,501 | $-225,676 | $-1,032,466 | $-813,772 |
| Other Non Cash Items | $7,617 | $58,026 | $153,491 | $576,881 |
| Amortization Of Securities | $851,482 | $748,525 | $596,429 | $268,714 |
| Deferred Tax | $48,470 | $351,928 | $-373,105 | $-118,587 |
| Deferred Income Tax | $48,470 | $351,928 | $-373,105 | $-118,587 |
| Depreciation Amortization Depletion | $1,045,243 | $1,029,971 | $1,070,035 | $1,141,727 |
| Depreciation And Amortization | $1,045,243 | $1,029,971 | $1,070,035 | $1,141,727 |
| Depreciation | $1,045,243 | $1,029,971 | $1,070,035 | $1,141,727 |
| Earnings Losses From Equity Investments | $-1,783,726 | $-1,220,909 | $-1,033,499 | $-584,971 |
| Gain Loss On Sale Of PPE | $7,839 | $3,374 | $33,228 | $0 |
| Net Income From Continuing Operations | $16,967,981 | $12,764,450 | $13,431,855 | $13,739,940 |
| Gain Loss On Investment Securities | - | $0 | $-36,707 | $0 |
| Short Term Debt Payments | - | - | - | - |
Fetched: 2026-06-17