COSO
CoastalSouth Bancshares, Inc.
Price Chart
Latest Quote
$26.48
+0.04 (+0.15%)
Current Price
| Previous Close | $26.44 |
| Open | $26.59 |
| Day High | $26.94 |
| Day Low | $26.46 |
| Volume | 137,070 |
Stock Information
| Quarterly Dividend / Yield | $0.20 / 0.76% |
| Shares Outstanding | 12.04M |
| Quarterly Dividend Yield | 0.76% |
| Quarterly Dividend | $0.20 |
| Total Debt | $6.42M |
| Cash Equivalents | $68.46M |
| Revenue | $82.08M |
| Net Income | $26.17M |
| Sector | Financial Services |
| Industry | Banks - Regional |
| Market Cap | $322.20M |
| P/E Ratio | 12.04 |
| EPS (TTM) | $2.20 |
| Exchange | NYQ |
đ Comprehensive Analysis
Company Data
| Enterprise Value | $256.67M |
| Sales | $82.08M |
| Income | $26.17M |
| Book/sh | $21.94 |
| Cash/sh | $5.69 |
| Employees | 201 |
Financial Ratios
| EPS Growth TTM | 25.30% |
Returns & Margins
| ROA | 1.15% |
| ROE | 11.26% |
| Operating Margin | 40.58% |
| Profit Margin | 31.88% |
Ownership
| Insider Ownership | 12.37% |
| Institutional Ownership | 64.77% |
| Insider & Institutional transactions data not available | |
Valuation Ratios
| Forward P/E | 9.97 |
| P/S | 3.93 |
| P/B | 1.21 |
Analyst Data
| Recommendation | none |
| Target Price | $30.00 |
Technical Indicators
| SMA20 | $26.06 |
| SMA50 | $25.73 |
| SMA200 | $23.80 |
| RSI | 66.32 |
| ATR | 0.6007 |
| Shares Float | 7.90M |
| Short Float | 1.51% |
| Short Ratio | 1.50 |
| Volatility | 0.01 |
| Rel Volume | 2.00 |
Performance History
| Week | -1.01% |
| Month | +4.91% |
| Quarter | +10.60% |
| 6 Months | +6.09% |
| YTD | +14.74% |
| Year | +37.39% |
| 10 Years | +27.20% |
Stock Score:
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Recent Price History
| Date | Close | Volume |
|---|---|---|
| 2026-06-18 | $26.48 | 210,800 |
| 2026-06-17 | $26.44 | 209,400 |
| 2026-06-16 | $26.44 | 79,100 |
| 2026-06-15 | $26.80 | 86,100 |
| 2026-06-12 | $26.95 | 138,900 |
| 2026-06-11 | $26.75 | 131,400 |
| 2026-06-10 | $26.61 | 208,500 |
| 2026-06-09 | $26.33 | 101,700 |
| 2026-06-08 | $26.02 | 95,600 |
| 2026-06-05 | $25.97 | 139,700 |
| 2026-06-04 | $25.84 | 47,600 |
| 2026-06-03 | $25.34 | 60,500 |
| 2026-06-02 | $25.76 | 54,200 |
| 2026-06-01 | $25.48 | 67,200 |
| 2026-05-29 | $25.53 | 37,000 |
| 2026-05-28 | $25.70 | 56,200 |
| 2026-05-27 | $25.74 | 51,700 |
| 2026-05-26 | $25.85 | 134,900 |
| 2026-05-22 | $25.68 | 98,600 |
| 2026-05-21 | $25.52 | 102,100 |
| 2026-05-20 | $25.50 | 55,400 |
| 2026-05-19 | $25.24 | 52,100 |
About CoastalSouth Bancshares, Inc.
CoastalSouth Bancshares, Inc. operates as the bank holding company for Coastal States Bank that provides various banking products and services to retail and commercial customers. The company accepts various deposits, including checking, savings, money market, and certificates of deposits, as well as demand deposits accounts and interest-bearing products. It offers commercial loans, such as acquisition, development, and construction loans; income-producing and owner-occupied commercial real estate loans; senior housing loans; and commercial and industrial loans. In addition, the company offers retail loans, including residential mortgages, marine vessels, cash value life insurance line of credit, and other consumer loans, as well as loans held-for-sale. Further, it provides commercial treasury management services which includes balance reporting, transfers between accounts, wire transfer initiation, ACH origination and stop payments; senior housing lending, marine lending, and government guaranteed lending; warehouse lending; debit cards; and telephone banking. In addition, the company offers online banking solutions comprising access to account balances, online transfers, online bill payment and electronic delivery of customer statements, mobile banking solutions; direct deposits; cashier's checks; wire transfer services; automated clearing house services; and cash management deposit products consist of remote deposit capture, positive pay, zero balance accounts and sweep accounts. The company was founded in 2003 and is headquartered in Atlanta, Georgia.
đ° Latest News
EJF Capital Opens New 45K Stake in Metropolitan Bank Holding Corp.
Motley Fool âĸ 2026-05-22T04:19:16Z
CoastalSouth Bancshares, Inc. (NYSE:COSO) Passed Our Checks, And It's About To Pay A US$0.05 Dividend
Simply Wall St. âĸ 2026-05-11T12:41:09Z
Undervalued Small Caps With Insider Action To Watch In April 2026
Simply Wall St. âĸ 2026-04-22T11:39:53Z
CoastalSouth Bancshares, Inc. (NYSE:COSO) is definitely on the radar of institutional investors who own 38% of the company
Simply Wall St. âĸ 2026-01-28T11:53:28Z
CoastalSouth Bancshares Insiders Added US$3.53m Of Stock To Their Holdings
Simply Wall St. âĸ 2026-01-01T11:30:23Z
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Period:
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Income Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Revenue | ||||
| Total Revenue | $80,973,000 | $68,932,000 | $71,660,000 | $63,300,000 |
| Operating Revenue | $80,973,000 | $68,932,000 | $71,660,000 | $63,300,000 |
| Expenses | ||||
| Interest Expense | $53,823,000 | $58,327,000 | $42,723,000 | $9,622,000 |
| Selling And Marketing Expense | $972,000 | $859,000 | $740,000 | $828,000 |
| General And Administrative Expense | $30,267,000 | $27,498,000 | $25,774,000 | $24,496,000 |
| Professional Expense And Contract Services Expense | $2,628,000 | $2,046,000 | $2,721,000 | $2,218,000 |
| Other Non Interest Expense | $9,167,000 | $8,257,000 | $8,020,000 | $6,543,000 |
| Income & Earnings | ||||
| Net Income From Continuing Operation Net Minority Interest | $24,892,000 | $21,904,000 | $24,478,000 | $18,190,000 |
| Net Interest Income | $73,890,000 | $65,322,000 | $64,294,000 | $56,961,000 |
| Interest Income | $127,713,000 | $123,649,000 | $107,017,000 | $66,583,000 |
| Normalized Income | $24,892,000 | $21,904,000 | $24,478,000 | $18,190,000 |
| Net Income From Continuing And Discontinued Operation | $24,892,000 | $21,904,000 | $24,478,000 | $18,190,000 |
| Net Income Common Stockholders | $24,892,000 | $21,904,000 | $24,478,000 | $18,190,000 |
| Net Income | $24,892,000 | $21,904,000 | $24,478,000 | $18,190,000 |
| Net Income Including Noncontrolling Interests | $24,892,000 | $21,904,000 | $24,478,000 | $18,190,000 |
| Net Income Continuous Operations | $24,892,000 | $21,904,000 | $24,478,000 | $18,190,000 |
| Pretax Income | $31,136,000 | $27,215,000 | $31,495,000 | $23,832,000 |
| Depreciation Amortization Depletion Income Statement | $291,000 | $287,000 | $294,000 | $328,000 |
| Depreciation And Amortization In Income Statement | $291,000 | $287,000 | $294,000 | $328,000 |
| Amortization Of Intangibles Income Statement | $291,000 | $287,000 | $294,000 | $328,000 |
| Special Income Charges | - | - | - | $-477,000 |
| Per Share | ||||
| Diluted EPS | $2.08 | $2.09 | $2.58 | $2.05 |
| Basic EPS | $2.08 | $2.15 | $2.61 | $2.09 |
| Other | ||||
| Tax Effect Of Unusual Items | $0 | $0 | $0 | $0 |
| Tax Rate For Calcs | $0 | $0 | $0 | $0 |
| Reconciled Depreciation | $2,859,000 | $2,649,000 | $2,829,000 | $2,444,000 |
| Diluted Average Shares | $11,980,412 | $10,470,633 | $9,504,685 | $8,853,544 |
| Basic Average Shares | $11,980,412 | $10,198,298 | $9,383,559 | $8,707,535 |
| Diluted NI Availto Com Stockholders | $24,892,000 | $21,904,000 | $24,478,000 | $18,190,000 |
| Tax Provision | $6,244,000 | $5,311,000 | $7,017,000 | $5,642,000 |
| Gain On Sale Of Security | $-10,000 | $-3,465,000 | $475,000 | $0 |
| Amortization | $291,000 | $287,000 | $294,000 | $328,000 |
| Selling General And Administration | $31,239,000 | $28,357,000 | $26,514,000 | $25,324,000 |
| Other Gand A | $1,245,000 | $993,000 | $883,000 | $791,000 |
| Salaries And Wages | $29,022,000 | $26,505,000 | $24,891,000 | $23,705,000 |
| Occupancy And Equipment | $3,316,000 | $2,995,000 | $2,921,000 | $2,674,000 |
| Total Unusual Items | - | - | - | $-89,000 |
| Total Unusual Items Excluding Goodwill | - | - | - | $-89,000 |
| Restructuring And Mergern Acquisition | - | - | - | $477,000 |
Fetched: 2026-06-20
Balance Sheet (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Assets | ||||
| Net Tangible Assets | $253,267,000 | $188,846,000 | $149,580,000 | $111,930,000 |
| Total Assets | $2,306,586,000 | $2,098,712,000 | $2,028,599,000 | $1,835,478,000 |
| Goodwill And Other Intangible Assets | $6,262,000 | $6,386,000 | $6,463,000 | $6,867,000 |
| Other Intangible Assets | $1,554,000 | $1,678,000 | $1,755,000 | $2,159,000 |
| Prepaid Assets | $2,197,000 | $1,705,000 | $1,693,000 | $1,383,000 |
| Receivables | $13,578,000 | $15,163,000 | $22,845,000 | $7,862,000 |
| Other Receivables | $3,550,000 | $5,457,000 | $2,849,000 | - |
| Accounts Receivable | $10,028,000 | $9,706,000 | $19,996,000 | $7,862,000 |
| Cash And Cash Equivalents | $41,538,000 | $37,320,000 | $19,601,000 | $19,325,000 |
| Cash Financial | $11,218,000 | $8,391,000 | $10,937,000 | $16,898,000 |
| Cash Cash Equivalents And Federal Funds Sold | $79,767,000 | $67,961,000 | $48,553,000 | $28,964,000 |
| Debt | ||||
| Total Debt | $30,000,000 | $41,725,000 | $88,672,000 | $140,678,000 |
| Long Term Debt And Capital Lease Obligation | $30,000,000 | $29,730,000 | $64,682,000 | $122,678,000 |
| Long Term Debt | $30,000,000 | $29,730,000 | $64,682,000 | $122,678,000 |
| Current Debt And Capital Lease Obligation | $0 | $11,995,000 | $23,990,000 | $18,000,000 |
| Current Debt | $0 | $11,995,000 | $23,990,000 | $18,000,000 |
| Net Debt | - | $4,405,000 | $69,071,000 | $121,353,000 |
| Liabilities | ||||
| Total Liabilities Net Minority Interest | $2,047,057,000 | $1,903,480,000 | $1,872,556,000 | $1,716,681,000 |
| Equity | ||||
| Common Stock Equity | $259,529,000 | $195,232,000 | $156,043,000 | $118,797,000 |
| Total Equity Gross Minority Interest | $259,529,000 | $195,232,000 | $156,043,000 | $118,797,000 |
| Stockholders Equity | $259,529,000 | $195,232,000 | $156,043,000 | $118,797,000 |
| Gains Losses Not Affecting Retained Earnings | $-9,219,000 | $-15,787,000 | $-19,531,000 | $-26,675,000 |
| Other Equity Adjustments | $-9,219,000 | $-15,787,000 | $-19,531,000 | $-26,675,000 |
| Retained Earnings | $66,886,000 | $41,994,000 | $20,090,000 | $-86,000 |
| Other | ||||
| Ordinary Shares Number | $11,980,412 | $10,270,146 | $9,539,929 | $8,959,374 |
| Share Issued | $11,980,412 | $10,270,146 | $9,539,929 | $8,959,374 |
| Tangible Book Value | $253,267,000 | $188,846,000 | $149,580,000 | $111,930,000 |
| Invested Capital | $289,529,000 | $236,957,000 | $244,715,000 | $259,475,000 |
| Total Capitalization | $289,529,000 | $224,962,000 | $220,725,000 | $241,475,000 |
| Additional Paid In Capital | $189,882,000 | $158,755,000 | $145,944,000 | $136,599,000 |
| Capital Stock | $11,980,000 | $10,270,000 | $9,540,000 | $8,959,000 |
| Common Stock | $11,980,000 | $10,270,000 | $9,540,000 | $8,959,000 |
| Preferred Stock | $0 | $0 | - | - |
| Line Of Credit | $0 | $11,995,000 | $23,990,000 | $18,000,000 |
| Investments And Advances | $339,262,000 | $342,750,000 | $363,404,000 | $371,517,000 |
| Available For Sale Securities | $154,302,000 | $7,483,000 | $8,608,000 | $5,397,000 |
| Goodwill | $4,708,000 | $4,708,000 | $4,708,000 | $4,708,000 |
| Net PPE | $22,008,000 | $21,832,000 | $21,599,000 | $23,347,000 |
| Accumulated Depreciation | $-10,894,000 | $-9,503,000 | $-8,174,000 | $-6,891,000 |
| Gross PPE | $32,902,000 | $31,335,000 | $29,773,000 | $30,238,000 |
| Leases | $5,608,000 | $4,998,000 | $4,315,000 | $4,283,000 |
| Construction In Progress | $305,000 | $143,000 | $122,000 | $66,000 |
| Other Properties | $3,886,000 | $4,055,000 | $3,907,000 | $4,676,000 |
| Machinery Furniture Equipment | $6,833,000 | $5,949,000 | $5,335,000 | $5,168,000 |
| Buildings And Improvements | $12,247,000 | $12,167,000 | $12,071,000 | $12,022,000 |
| Land And Improvements | $4,023,000 | $4,023,000 | $4,023,000 | $4,023,000 |
| Other Short Term Investments | $184,960,000 | $335,267,000 | $354,796,000 | $366,120,000 |
| Long Term Provisions | - | - | - | $2,626,000 |
Fetched: 2026-06-20
Cash Flow Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Free Cash Flow | ||||
| Free Cash Flow | $61,298,000 | $-14,083,000 | $36,829,000 | $81,378,000 |
| Operating Activities | ||||
| Operating Cash Flow | $63,128,000 | $-12,669,000 | $37,139,000 | $83,538,000 |
| Cash Flow From Continuing Operating Activities | $63,128,000 | $-12,669,000 | $37,139,000 | $83,538,000 |
| Operating Gains Losses | $-1,574,000 | $1,430,000 | $-2,290,000 | $-1,877,000 |
| Investing Activities | ||||
| Capital Expenditure | $-1,830,000 | $-1,414,000 | $-310,000 | $-2,160,000 |
| Investing Cash Flow | $-224,095,000 | $-17,312,000 | $-176,352,000 | $-502,898,000 |
| Cash Flow From Continuing Investing Activities | $-224,095,000 | $-17,312,000 | $-176,352,000 | $-502,898,000 |
| Net Other Investing Changes | $829,000 | - | $-22,201,000 | $1,028,000 |
| Financing Activities | ||||
| Repurchase Of Capital Stock | $-69,000 | $0 | - | - |
| Issuance Of Capital Stock | $31,858,000 | $12,244,000 | $8,835,000 | $17,000 |
| Financing Cash Flow | $172,773,000 | $49,389,000 | $158,802,000 | $223,965,000 |
| Cash Flow From Continuing Financing Activities | $172,773,000 | $49,389,000 | $158,802,000 | $223,965,000 |
| Net Common Stock Issuance | $31,789,000 | $12,244,000 | $8,835,000 | $17,000 |
| Common Stock Issuance | $31,858,000 | $12,244,000 | $8,835,000 | $17,000 |
| Other | ||||
| Repayment Of Debt | $-27,000,000 | $-47,000,000 | - | $0 |
| Issuance Of Debt | $15,000,000 | - | $6,000,000 | $8,000,000 |
| Interest Paid Supplemental Data | $51,474,000 | $60,596,000 | $36,326,000 | $8,049,000 |
| Income Tax Paid Supplemental Data | $1,835,000 | - | $5,293,000 | $3,408,000 |
| End Cash Position | $79,767,000 | $67,961,000 | $48,553,000 | $28,964,000 |
| Beginning Cash Position | $67,961,000 | $48,553,000 | $28,964,000 | $224,359,000 |
| Changes In Cash | $11,806,000 | $19,408,000 | $19,589,000 | $-195,395,000 |
| Proceeds From Stock Option Exercised | $102,000 | $0 | $0 | $3,375,000 |
| Common Stock Payments | $-69,000 | $0 | - | - |
| Net Issuance Payments Of Debt | $-12,000,000 | $-47,000,000 | $-52,044,000 | $96,044,000 |
| Net Long Term Debt Issuance | $-12,000,000 | $-47,000,000 | $-58,044,000 | $88,044,000 |
| Long Term Debt Payments | $-27,000,000 | $-47,000,000 | - | $0 |
| Long Term Debt Issuance | $15,000,000 | - | - | $88,044,000 |
| Net Investment Purchase And Sale | $15,065,000 | $23,046,000 | $16,809,000 | $-122,547,000 |
| Sale Of Investment | $65,869,000 | $102,443,000 | $39,437,000 | $21,784,000 |
| Purchase Of Investment | $-50,804,000 | $-79,397,000 | $-22,628,000 | $-144,331,000 |
| Net PPE Purchase And Sale | $-1,830,000 | $-1,414,000 | $-310,000 | $-2,160,000 |
| Purchase Of PPE | $-1,830,000 | $-1,414,000 | $-310,000 | $-2,160,000 |
| Change In Working Capital | $462,000 | $162,000 | $-1,160,000 | $-183,000 |
| Change In Other Working Capital | $-1,812,000 | $-2,375,000 | $-4,528,000 | $-3,430,000 |
| Change In Other Current Liabilities | $2,420,000 | $-5,354,000 | $8,545,000 | $11,493,000 |
| Change In Other Current Assets | $-146,000 | $7,891,000 | $-5,177,000 | $-8,246,000 |
| Other Non Cash Items | $33,216,000 | $-42,084,000 | $10,343,000 | $55,843,000 |
| Stock Based Compensation | $946,000 | $1,297,000 | $1,091,000 | $937,000 |
| Asset Impairment Charge | $218,000 | $0 | $0 | $396,000 |
| Deferred Tax | $-211,000 | $1,953,000 | $-259,000 | $1,544,000 |
| Deferred Income Tax | $-211,000 | $1,953,000 | $-259,000 | $1,544,000 |
| Depreciation Amortization Depletion | $2,859,000 | $2,649,000 | $2,829,000 | $2,444,000 |
| Depreciation And Amortization | $2,859,000 | $2,649,000 | $2,829,000 | $2,444,000 |
| Amortization Cash Flow | $536,000 | $503,000 | $771,000 | $815,000 |
| Amortization Of Intangibles | $536,000 | $503,000 | $771,000 | $815,000 |
| Depreciation | $2,323,000 | $2,146,000 | $2,058,000 | $1,629,000 |
| Gain Loss On Investment Securities | $10,000 | $3,465,000 | $517,000 | $0 |
| Net Income From Continuing Operations | $24,892,000 | $21,904,000 | $24,478,000 | $18,190,000 |
| Net Short Term Debt Issuance | - | - | $6,000,000 | $8,000,000 |
| Short Term Debt Issuance | - | - | $6,000,000 | $8,000,000 |
| Net Business Purchase And Sale | - | - | - | $0 |
| Sale Of Business | - | - | - | $0 |
| Unrealized Gain Loss On Investment Securities | - | - | - | $0 |
| Gain Loss On Sale Of PPE | - | - | - | $0 |
Fetched: 2026-06-20