CPBI
Central Plains Bancshares, Inc.
Price Chart
Latest Quote
$18.72
+0.17 (+0.92%)
Current Price
| Previous Close | $18.55 |
| Open | $18.52 |
| Day High | $18.72 |
| Day Low | $18.52 |
| Volume | 1,153 |
Stock Information
| Shares Outstanding | 4.18M |
| Cash Equivalents | $29.93M |
| Revenue | $21.04M |
| Net Income | $4.00M |
| Sector | Financial Services |
| Industry | Banks - Regional |
| Market Cap | $77.97M |
| P/E Ratio | 17.75 |
| EPS (TTM) | $1.05 |
| Exchange | NCM |
đ Comprehensive Analysis
Company Data
| Enterprise Value | $48.29M |
| Sales | $21.04M |
| Income | $4.00M |
| Book/sh | $22.42 |
| Cash/sh | $7.16 |
Financial Ratios
| EPS Growth TTM | 12.60% |
Returns & Margins
| ROA | 0.75% |
| ROE | 4.64% |
| Operating Margin | 23.79% |
| Profit Margin | 19.02% |
Ownership
| Insider Ownership | 26.43% |
| Institutional Ownership | 31.76% |
| Insider & Institutional transactions data not available | |
Valuation Ratios
| P/S | 3.71 |
| P/B | 0.83 |
Analyst Data
| Recommendation | none |
Technical Indicators
| SMA20 | $18.54 |
| SMA50 | $17.92 |
| SMA200 | $17.04 |
| RSI | 61.02 |
| ATR | 0.1464 |
| Shares Float | 3.07M |
| Short Float | 0.11% |
| Short Ratio | 0.99 |
| Rel Volume | 0.44 |
Performance History
| Week | +0.70% |
| Month | +5.49% |
| Quarter | +8.69% |
| 6 Months | +13.18% |
| YTD | +9.45% |
| Year | +23.94% |
| 10 Years | +104.84% |
Stock Score:
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Recent Price History
| Date | Close | Volume |
|---|---|---|
| 2026-06-18 | $18.64 | 2,400 |
| 2026-06-17 | $18.72 | 1,200 |
| 2026-06-16 | $18.55 | 2,000 |
| 2026-06-15 | $18.52 | 1,400 |
| 2026-06-12 | $18.64 | 1,200 |
| 2026-06-11 | $18.51 | 1,900 |
| 2026-06-10 | $18.50 | 4,000 |
| 2026-06-09 | $18.75 | 1,800 |
| 2026-06-08 | $18.60 | 10,400 |
| 2026-06-05 | $18.50 | 7,900 |
| 2026-06-04 | $18.50 | 6,300 |
| 2026-06-03 | $18.50 | 3,000 |
| 2026-06-02 | $18.51 | 8,200 |
| 2026-06-01 | $18.50 | 2,600 |
| 2026-05-29 | $18.38 | 1,700 |
| 2026-05-28 | $18.38 | 600 |
| 2026-05-27 | $18.28 | 10,500 |
| 2026-05-26 | $18.71 | 0 |
| 2026-05-22 | $18.71 | 14,900 |
| 2026-05-21 | $18.50 | 27,300 |
| 2026-05-20 | $17.82 | 6,800 |
| 2026-05-19 | $17.67 | 1,200 |
About Central Plains Bancshares, Inc.
Central Plains Bancshares, Inc. operates as the bank holding company for Home Federal Savings and Loan Association of Grand Island that operates as a federally chartered stock savings and loan association in Nebraska, the United States. It offers checking and savings accounts and certificates of deposit. The company also provides one- to four-family residential mortgage loans secured by properties, commercial non-real estate loans, multi-family residential real estate loans, construction and land development loans, and agricultural real estate and non-real estate loans, as well as consumer loans, such as dental implant loans, automobile loans, energy loans, student loans, recreation vehicle loans, boat loans, and unsecured preferred lines of credit. In addition, it offers automated teller machines and electronic banking services, including mobile banking, on-line banking and bill pay, and electronic funds transfer. The company was founded in 1935 and is based in Grand Island, Nebraska.
Period:
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Income Statement (Annual)
| Metric | 2025-03-31 | 2024-03-31 | 2023-03-31 |
|---|---|---|---|
| Revenue | |||
| Total Revenue | $18,838,000 | $17,074,000 | $0 |
| Operating Revenue | $18,838,000 | $17,074,000 | $0 |
| Reconciled Cost Of Revenue | - | $6,949,000 | $5,606,000 |
| Cost Of Revenue | - | $6,949,000 | $5,606,000 |
| Expenses | |||
| Interest Expense | $8,214,000 | $6,490,000 | $2,741,000 |
| Selling And Marketing Expense | $387,000 | $308,000 | $321,000 |
| General And Administrative Expense | $10,688,000 | $9,175,000 | $2,950,000 |
| Other Non Interest Expense | $1,986,000 | $1,826,000 | - |
| Total Expenses | - | $10,612,000 | $11,754,000 |
| Rent Expense Supplemental | - | $1,041,000 | $1,062,000 |
| Other Income Expense | - | $775,000 | $315,000 |
| Other Non Operating Income Expenses | - | $775,000 | $315,000 |
| Net Non Operating Interest Income Expense | - | $14,473,000 | $13,402,000 |
| Interest Expense Non Operating | - | $6,490,000 | $2,741,000 |
| Operating Expense | - | $3,663,000 | $6,148,000 |
| Income & Earnings | |||
| Net Income From Continuing Operation Net Minority Interest | $3,654,000 | $3,759,000 | $1,646,000 |
| Net Interest Income | $16,489,000 | $14,473,000 | $13,402,000 |
| Interest Income | $24,703,000 | $20,963,000 | $2,741,000 |
| Normalized Income | $3,652,384 | $3,755,756 | $1,646,000 |
| Net Income From Continuing And Discontinued Operation | $3,654,000 | $3,759,000 | $1,646,000 |
| Net Income Common Stockholders | $3,654,000 | $3,759,000 | $1,646,000 |
| Net Income | $3,654,000 | $3,759,000 | $1,646,000 |
| Net Income Including Noncontrolling Interests | $3,654,000 | $3,759,000 | $1,646,000 |
| Net Income Continuous Operations | $3,654,000 | $3,759,000 | $1,646,000 |
| Pretax Income | $4,523,000 | $4,636,000 | $1,963,000 |
| Interest Income Non Operating | - | $20,963,000 | $16,143,000 |
| Operating Income | - | $-10,612,000 | $-11,754,000 |
| Gross Profit | - | $-6,949,000 | $-5,606,000 |
| Per Share | |||
| Diluted EPS | $0.96 | $2.19 | $0.40 |
| Basic EPS | $0.96 | $2.19 | $0.40 |
| Other | |||
| Tax Effect Of Unusual Items | $384 | $756 | $0 |
| Tax Rate For Calcs | $0 | $0 | $0 |
| Total Unusual Items | $2,000 | $4,000 | - |
| Total Unusual Items Excluding Goodwill | $2,000 | $4,000 | - |
| Reconciled Depreciation | $455,000 | $518,000 | $503,000 |
| Diluted Average Shares | $3,816,418 | $1,717,941 | $4,130,815 |
| Basic Average Shares | $3,815,228 | $1,717,941 | $4,130,815 |
| Diluted NI Availto Com Stockholders | $3,654,000 | $3,759,000 | $1,646,000 |
| Tax Provision | $869,000 | $877,000 | $317,000 |
| Selling General And Administration | $11,075,000 | $9,483,000 | $3,271,000 |
| Other Gand A | $2,607,000 | $1,985,000 | $1,717,000 |
| Insurance And Claims | $192,000 | $241,000 | $171,000 |
| Salaries And Wages | $7,889,000 | $6,949,000 | - |
| Occupancy And Equipment | $1,054,000 | $1,041,000 | - |
| Normalized EBITDA (Bullshit earnings) | - | $11,644,000 | $5,207,000 |
| EBITDA (Bullshit earnings) | - | $11,644,000 | $5,207,000 |
| EBIT | - | $11,126,000 | $4,704,000 |
| Provision For Doubtful Accounts | - | $88,000 | $2,877,000 |
| Rent And Landing Fees | - | $1,041,000 | $1,062,000 |
Fetched: 2026-06-16
Balance Sheet (Annual)
| Metric | 2025-03-31 | 2024-03-31 | 2023-03-31 |
|---|---|---|---|
| Assets | |||
| Net Tangible Assets | $82,952,000 | $77,874,000 | $38,232,000 |
| Total Assets | $508,702,000 | $463,278,000 | $437,792,000 |
| Goodwill And Other Intangible Assets | $380,000 | $403,000 | $434,000 |
| Other Intangible Assets | $380,000 | $403,000 | $434,000 |
| Receivables | $3,101,000 | $2,249,000 | $350,627,000 |
| Accounts Receivable | $3,101,000 | $2,249,000 | - |
| Cash And Cash Equivalents | $28,682,000 | $11,454,000 | $16,563,000 |
| Cash Financial | $7,611,000 | $6,291,000 | $7,915,000 |
| Cash Cash Equivalents And Federal Funds Sold | $28,682,000 | $11,454,000 | - |
| Total Non Current Assets | - | $74,602,000 | $70,602,000 |
| Other Non Current Assets | - | $4,325,000 | $4,508,000 |
| Non Current Deferred Assets | - | $3,344,000 | $3,292,000 |
| Non Current Deferred Taxes Assets | - | $3,344,000 | $3,292,000 |
| Investmentin Financial Assets | - | $60,663,000 | $58,264,000 |
| Current Assets | - | $388,676,000 | $367,190,000 |
| Accrued Interest Receivable | - | $2,249,000 | $1,727,000 |
| Loans Receivable | - | $374,973,000 | $348,900,000 |
| Cash Cash Equivalents And Short Term Investments | - | $11,454,000 | $16,563,000 |
| Cash Equivalents | - | $5,163,000 | $8,648,000 |
| Liabilities | |||
| Total Liabilities Net Minority Interest | $425,370,000 | $385,001,000 | $399,126,000 |
| Payables And Accrued Expenses | $1,716,000 | $1,893,000 | $4,145,000 |
| Payables | $1,716,000 | $1,893,000 | $3,477,000 |
| Accounts Payable | $1,716,000 | $1,893,000 | $3,477,000 |
| Total Non Current Liabilities Net Minority Interest | - | $379,206,000 | $394,981,000 |
| Other Non Current Liabilities | - | $375,145,000 | $390,952,000 |
| Non Current Deferred Liabilities | - | $1,806,000 | $1,719,000 |
| Current Liabilities | - | $5,795,000 | $4,145,000 |
| Interest Payable | - | $1,893,000 | $668,000 |
| Equity | |||
| Common Stock Equity | $83,332,000 | $78,277,000 | $38,666,000 |
| Total Equity Gross Minority Interest | $83,332,000 | $78,277,000 | $38,666,000 |
| Stockholders Equity | $83,332,000 | $78,277,000 | $38,666,000 |
| Other Equity Interest | $-3,007,000 | $-3,139,000 | - |
| Gains Losses Not Affecting Retained Earnings | $-3,619,000 | $-5,073,000 | $-5,107,000 |
| Other Equity Adjustments | $-3,619,000 | $-5,073,000 | $-5,107,000 |
| Retained Earnings | $50,652,000 | $47,130,000 | $43,773,000 |
| Other | |||
| Treasury Shares Number | $300,722 | $313,941 | - |
| Ordinary Shares Number | $4,211,689 | $4,130,815 | $4,130,815 |
| Share Issued | $4,512,411 | $4,444,756 | $4,130,815 |
| Tangible Book Value | $82,952,000 | $77,874,000 | $38,232,000 |
| Additional Paid In Capital | $39,265,000 | $39,318,000 | $0 |
| Capital Stock | $41,000 | $41,000 | $0 |
| Common Stock | $41,000 | $41,000 | $0 |
| Employee Benefits | $1,459,000 | $2,255,000 | $2,310,000 |
| Non Current Pension And Other Postretirement Benefit Plans | $1,459,000 | $2,255,000 | $2,310,000 |
| Investments And Advances | $59,591,000 | $60,663,000 | $58,264,000 |
| Held To Maturity Securities | $222,000 | $307,000 | $422,000 |
| Available For Sale Securities | $7,246,000 | $60,356,000 | $57,842,000 |
| Net PPE | $12,938,000 | $5,867,000 | $4,104,000 |
| Accumulated Depreciation | $-11,011,000 | $-10,556,000 | $-9,798,000 |
| Gross PPE | $23,949,000 | $16,423,000 | $13,902,000 |
| Construction In Progress | $8,028,000 | $371,000 | - |
| Other Properties | $3,559,000 | $3,541,000 | $3,150,000 |
| Machinery Furniture Equipment | $1,107,000 | $1,037,000 | $1,079,000 |
| Buildings And Improvements | $8,888,000 | $9,107,000 | $8,855,000 |
| Land And Improvements | $2,367,000 | $2,367,000 | $818,000 |
| Other Short Term Investments | $52,123,000 | $60,356,000 | - |
| Invested Capital | - | $78,277,000 | $38,666,000 |
| Working Capital | - | $382,881,000 | $363,045,000 |
| Total Capitalization | - | $78,277,000 | $38,666,000 |
| Current Accrued Expenses | - | $1,893,000 | $668,000 |
| Properties | - | $0 | $0 |
Fetched: 2026-06-16
Cash Flow Statement (Annual)
| Metric | 2025-03-31 | 2024-03-31 | 2023-03-31 |
|---|---|---|---|
| Free Cash Flow | |||
| Free Cash Flow | $-3,067,000 | $3,427,000 | $4,171,000 |
| Operating Activities | |||
| Operating Cash Flow | $4,459,000 | $5,708,000 | $4,474,000 |
| Cash Flow From Continuing Operating Activities | $4,459,000 | $5,708,000 | $4,474,000 |
| Operating Gains Losses | $385,000 | $405,000 | $503,000 |
| Investing Activities | |||
| Capital Expenditure | $-7,526,000 | $-2,281,000 | $-303,000 |
| Investing Cash Flow | $-27,902,000 | $-31,156,000 | $-32,928,000 |
| Cash Flow From Continuing Investing Activities | $-27,902,000 | $-31,156,000 | $-32,928,000 |
| Net Other Investing Changes | $-28,000 | $-21,000 | $-44,607,000 |
| Financing Activities | |||
| Repurchase Of Capital Stock | $-413,000 | $0 | - |
| Issuance Of Capital Stock | $0 | $39,364,000 | $0 |
| Financing Cash Flow | $40,671,000 | $20,339,000 | $26,038,000 |
| Cash Flow From Continuing Financing Activities | $40,671,000 | $20,339,000 | $26,038,000 |
| Net Other Financing Charges | $28,000 | $87,000 | $26,038,000 |
| Net Common Stock Issuance | $-413,000 | $39,364,000 | $0 |
| Common Stock Issuance | $0 | $39,364,000 | $0 |
| Other | |||
| Repayment Of Debt | $0 | $-3,305,000 | - |
| Interest Paid Supplemental Data | $8,391,000 | $5,265,000 | $1,926,000 |
| Income Tax Paid Supplemental Data | $300,000 | $750,000 | $225,000 |
| End Cash Position | $28,682,000 | $11,454,000 | $16,563,000 |
| Beginning Cash Position | $11,454,000 | $16,563,000 | $18,979,000 |
| Changes In Cash | $17,228,000 | $-5,109,000 | $-2,416,000 |
| Common Stock Payments | $-413,000 | $0 | - |
| Net Issuance Payments Of Debt | $0 | $-3,305,000 | - |
| Net Long Term Debt Issuance | $0 | $-3,305,000 | - |
| Long Term Debt Payments | $0 | $-3,305,000 | - |
| Net Investment Purchase And Sale | $2,219,000 | $-2,415,000 | $11,982,000 |
| Sale Of Investment | $8,422,000 | $9,149,000 | $12,045,000 |
| Purchase Of Investment | $-6,203,000 | $-11,564,000 | $-63,000 |
| Net PPE Purchase And Sale | $-7,526,000 | $-2,281,000 | $-303,000 |
| Purchase Of PPE | $-7,526,000 | $-2,281,000 | $-303,000 |
| Change In Working Capital | $-1,136,000 | $376,000 | $-1,535,000 |
| Change In Other Current Assets | $409,000 | $214,000 | $-153,000 |
| Change In Payables And Accrued Expense | $-693,000 | $684,000 | $-1,000,000 |
| Change In Payable | $-693,000 | $684,000 | $-1,453,000 |
| Change In Account Payable | $-693,000 | $684,000 | $-1,453,000 |
| Change In Receivables | $-852,000 | $-522,000 | $-382,000 |
| Changes In Account Receivables | $-852,000 | $-522,000 | - |
| Other Non Cash Items | $215,000 | $195,000 | $402,000 |
| Stock Based Compensation | $360,000 | $161,000 | $0 |
| Deferred Tax | $255,000 | $46,000 | $78,000 |
| Deferred Income Tax | $255,000 | $46,000 | $78,000 |
| Depreciation Amortization Depletion | $455,000 | $518,000 | $503,000 |
| Depreciation And Amortization | $455,000 | $518,000 | $503,000 |
| Pension And Employee Benefit Expense | $600,000 | $600,000 | $600,000 |
| Net Income From Continuing Operations | $3,654,000 | $3,759,000 | $1,646,000 |
| Proceeds From Stock Option Exercised | - | $-3,305,000 | $0 |
| Change In Accrued Expense | - | $1,225,000 | $453,000 |
| Change In Interest Payable | - | $1,225,000 | $453,000 |
| Provisionand Write Offof Assets | - | $88,000 | $2,877,000 |
Fetched: 2026-06-16