CPF
Central Pacific Financial Corp.
Price Chart
Latest Quote
$35.85
+0.34 (+0.96%)
Current Price
| Previous Close | $35.51 |
| Open | $35.79 |
| Day High | $36.21 |
| Day Low | $35.50 |
| Volume | 123,267 |
Stock Information
| Quarterly Dividend / Yield | $1.16 / 3.24% |
| Shares Outstanding | 26.10M |
| Quarterly Dividend Yield | 3.24% |
| Quarterly Dividend | $1.16 |
| Total Debt | $104.58M |
| Cash Equivalents | $414.11M |
| Revenue | $282.94M |
| Net Income | $80.44M |
| Sector | Financial Services |
| Industry | Banks - Regional |
| Market Cap | $935.73M |
| P/E Ratio | 11.99 |
| EPS (TTM) | $2.99 |
| Exchange | NYQ |
đ Comprehensive Analysis
Company Data
| Enterprise Value | $626.20M |
| Sales | $282.94M |
| Income | $80.44M |
| Book/sh | $22.74 |
| Cash/sh | $15.87 |
| Employees | 722 |
Financial Ratios
| EPS Growth TTM | 16.70% |
Returns & Margins
| ROA | 1.08% |
| ROE | 13.98% |
| Operating Margin | 38.13% |
| Profit Margin | 28.43% |
Ownership
| Insider Ownership | 1.88% |
| Institutional Ownership | 95.96% |
| Insider & Institutional transactions data not available | |
Valuation Ratios
| Forward P/E | 10.05 |
| PEG | 1.97 |
| P/S | 3.31 |
| P/B | 1.58 |
Analyst Data
| Recommendation | none |
| Target Price | $39.00 |
Technical Indicators
| SMA20 | $35.13 |
| SMA50 | $34.39 |
| SMA200 | $31.52 |
| RSI | 61.73 |
| ATR | 0.8986 |
| Shares Float | 23.22M |
| Short Float | 2.48% |
| Short Ratio | 4.24 |
| Volatility | 0.85 |
| Rel Volume | 2.69 |
Performance History
| Week | -1.13% |
| Month | +6.30% |
| Quarter | +17.87% |
| 6 Months | +11.82% |
| YTD | +17.33% |
| Year | +43.73% |
| 3 Years | +143.59% |
| 5 Years | +63.83% |
| 10 Years | +121.30% |
Stock Score:
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Recent Price History
| Date | Close | Volume |
|---|---|---|
| 2026-06-18 | $35.85 | 385,000 |
| 2026-06-17 | $35.51 | 196,700 |
| 2026-06-16 | $36.06 | 172,400 |
| 2026-06-15 | $36.02 | 127,800 |
| 2026-06-12 | $36.60 | 104,200 |
| 2026-06-11 | $36.26 | 96,700 |
| 2026-06-10 | $36.13 | 105,100 |
| 2026-06-09 | $35.60 | 141,800 |
| 2026-06-08 | $35.29 | 91,200 |
| 2026-06-05 | $35.19 | 96,600 |
| 2026-06-04 | $34.78 | 111,100 |
| 2026-06-03 | $33.82 | 121,500 |
| 2026-06-02 | $34.59 | 95,300 |
| 2026-06-01 | $33.83 | 205,000 |
| 2026-05-29 | $34.36 | 227,200 |
| 2026-05-28 | $34.44 | 124,200 |
| 2026-05-27 | $34.54 | 96,900 |
| 2026-05-26 | $34.87 | 111,400 |
| 2026-05-22 | $34.44 | 135,200 |
| 2026-05-21 | $34.52 | 120,600 |
| 2026-05-20 | $34.67 | 120,800 |
| 2026-05-19 | $33.73 | 105,400 |
About Central Pacific Financial Corp.
Central Pacific Financial Corp. operates as the bank holding company for Central Pacific Bank that provides a range of commercial banking products and services to businesses, professionals, and individuals in the United States. The company offers various deposit products and services, including checking, savings and time deposits, cash management and digital banking, trust, and retail brokerage services, as well as money market accounts and certificates of deposit. It also provides various lending activities, such as commercial, industrial, commercial real estate, and residential mortgage, home equity, and consumer loans; and other products and services comprising debit cards, internet and mobile banking, full-service ATMs, safe deposit boxes, international banking services, night depository facilities, foreign exchange, and wire transfers. In addition, the company offers wealth management products and services that include non-deposit investment products, annuities, insurance, investment management, asset custody and general consultation, financial advisory, and estate planning services. Central Pacific Financial Corp. was founded in 1954 and is headquartered in Honolulu, Hawaii.
đ° Latest News
Discovering US Undiscovered Gems In May 2026
Simply Wall St. âĸ 2026-05-21T17:33:23Z
Central Pacific Financial Corp. Q1 2026 Earnings Call Summary
Moby âĸ 2026-04-30T12:30:00Z
Central Pacific Financial Corp (CPF) Q1 2026 Earnings Call Highlights: Strong Earnings Growth ...
GuruFocus.com âĸ 2026-04-30T07:15:41ZCPB Q1 Earnings Call Highlights
MarketBeat âĸ 2026-04-30T05:06:09Z
Central Pacific Financial (CPF) Reports Q1 Earnings: What Key Metrics Have to Say
Zacks âĸ 2026-04-29T13:30:04Z
Central Pacific Financial (CPF) Tops Q1 Earnings Estimates
Zacks âĸ 2026-04-29T11:45:03Z
Avidbank Holdings Inc. (AVBH) Surpasses Q1 Earnings Estimates
Zacks âĸ 2026-04-27T21:30:03Z
Top 3 Dividend Stocks Including First Hawaiian To Consider
Simply Wall St. âĸ 2026-04-27T17:32:18Z
Central Pacific Financial (CPF) Earnings Expected to Grow: Should You Buy?
Zacks âĸ 2026-04-22T14:00:14Z
How The CPFL Energia (BOVESPA:CPFE3) Story Is Shifting With The New R$47.84 Target
Simply Wall St. âĸ 2026-04-22T11:14:11Z
Period:
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Income Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Revenue | ||||
| Total Revenue | $288,559,000 | $246,113,000 | $246,971,000 | $259,948,000 |
| Operating Revenue | $288,559,000 | $246,113,000 | $246,971,000 | $259,948,000 |
| Expenses | ||||
| Interest Expense | $73,279,000 | $94,366,000 | $72,657,000 | $17,093,000 |
| Selling And Marketing Expense | $5,630,000 | $5,613,000 | $5,903,000 | $5,664,000 |
| General And Administrative Expense | $99,746,000 | $92,544,000 | $88,210,000 | $96,703,000 |
| Professional Expense And Contract Services Expense | $11,218,000 | $9,790,000 | $9,959,000 | $10,792,000 |
| Other Non Interest Expense | $34,490,000 | $36,293,000 | $30,751,000 | $26,645,000 |
| Income & Earnings | ||||
| Net Income From Continuing Operation Net Minority Interest | $77,480,000 | $53,412,000 | $58,669,000 | $73,928,000 |
| Net Interest Income | $239,394,000 | $211,224,000 | $209,522,000 | $215,172,000 |
| Interest Income | $312,673,000 | $305,590,000 | $282,179,000 | $232,265,000 |
| Normalized Income | $78,677,580 | $53,455,175 | $56,497,712 | $74,389,516 |
| Net Income From Continuing And Discontinued Operation | $77,480,000 | $53,412,000 | $58,669,000 | $73,928,000 |
| Net Income Common Stockholders | $77,480,000 | $53,412,000 | $58,669,000 | $73,928,000 |
| Net Income | $77,480,000 | $53,412,000 | $58,669,000 | $73,928,000 |
| Net Income Including Noncontrolling Interests | $77,480,000 | $53,412,000 | $58,669,000 | $73,928,000 |
| Net Income Continuous Operations | $77,480,000 | $53,412,000 | $58,669,000 | $73,928,000 |
| Pretax Income | $98,281,000 | $68,039,000 | $76,822,000 | $98,769,000 |
| Special Income Charges | $-1,519,000 | $-55,000 | $2,842,000 | $-617,000 |
| Depreciation Amortization Depletion Income Statement | $843,000 | $2,237,000 | $744,000 | $1,295,000 |
| Depreciation And Amortization In Income Statement | $843,000 | $2,237,000 | $744,000 | $1,295,000 |
| Amortization Of Intangibles Income Statement | $843,000 | $2,237,000 | $744,000 | $1,295,000 |
| Per Share | ||||
| Diluted EPS | $2.86 | $1.97 | $2.17 | $2.68 |
| Basic EPS | $2.88 | $1.97 | $2.17 | $2.70 |
| Other | ||||
| Tax Effect Of Unusual Items | $-321,420 | $-11,825 | $670,712 | $-155,484 |
| Tax Rate For Calcs | $0 | $0 | $0 | $0 |
| Total Unusual Items | $-1,519,000 | $-55,000 | $2,842,000 | $-617,000 |
| Total Unusual Items Excluding Goodwill | $-1,519,000 | $-55,000 | $2,842,000 | $-617,000 |
| Reconciled Depreciation | $7,946,000 | $9,115,000 | $7,687,000 | $8,160,000 |
| Diluted Average Shares | $27,045,170 | $27,157,120 | $27,080,518 | $27,567,780 |
| Basic Average Shares | $26,931,761 | $27,057,329 | $27,027,681 | $27,398,445 |
| Diluted NI Availto Com Stockholders | $77,480,000 | $53,412,000 | $58,669,000 | $73,928,000 |
| Tax Provision | $20,801,000 | $14,627,000 | $18,153,000 | $24,841,000 |
| Other Special Charges | $3,000 | $55,000 | $-2,842,000 | $5,000 |
| Restructuring And Mergern Acquisition | $1,516,000 | $0 | $0 | $612,000 |
| Gain On Sale Of Security | $-77,000 | $-9,857,000 | $-2,116,000 | $8,514,000 |
| Amortization | $843,000 | $2,237,000 | $744,000 | $1,295,000 |
| Selling General And Administration | $105,376,000 | $98,157,000 | $94,113,000 | $102,367,000 |
| Insurance And Claims | $3,326,000 | $3,482,000 | $4,133,000 | $2,322,000 |
| Salaries And Wages | $96,420,000 | $89,062,000 | $84,077,000 | $94,381,000 |
| Occupancy And Equipment | $21,399,000 | $21,882,000 | $22,143,000 | $21,201,000 |
| Other Gand A | - | - | - | - |
Fetched: 2026-06-20
Balance Sheet (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Assets | ||||
| Net Tangible Assets | $583,909,000 | $529,912,000 | $495,119,000 | $443,797,000 |
| Total Assets | $7,409,241,000 | $7,472,096,000 | $7,642,796,000 | $7,432,763,000 |
| Goodwill And Other Intangible Assets | $8,672,000 | $8,473,000 | $8,696,000 | $9,074,000 |
| Other Intangible Assets | $8,672,000 | $8,473,000 | $8,696,000 | $9,074,000 |
| Receivables | $23,559,000 | $23,378,000 | $21,511,000 | $20,345,000 |
| Accounts Receivable | $23,559,000 | $23,378,000 | $21,511,000 | $20,345,000 |
| Cash And Cash Equivalents | $378,653,000 | $380,941,000 | $522,437,000 | $112,044,000 |
| Cash Financial | $88,200,000 | $77,774,000 | $116,181,000 | $97,150,000 |
| Cash Cash Equivalents And Federal Funds Sold | $378,653,000 | $380,941,000 | $522,437,000 | $112,044,000 |
| Debt | ||||
| Total Debt | $102,096,000 | $188,370,000 | $186,736,000 | $146,748,000 |
| Long Term Debt And Capital Lease Obligation | $102,096,000 | $188,370,000 | $186,736,000 | $141,748,000 |
| Long Term Debt | $76,547,000 | $156,345,000 | $156,102,000 | $105,859,000 |
| Current Debt And Capital Lease Obligation | - | - | $0 | $5,000,000 |
| Current Debt | - | - | $0 | $5,000,000 |
| Other Current Borrowings | - | - | $0 | $5,000,000 |
| Liabilities | ||||
| Total Liabilities Net Minority Interest | $6,816,660,000 | $6,933,711,000 | $7,138,981,000 | $6,979,892,000 |
| Payables And Accrued Expenses | $7,068,000 | $10,051,000 | $18,948,000 | $4,739,000 |
| Payables | $7,068,000 | $10,051,000 | $18,948,000 | $4,739,000 |
| Accounts Payable | $7,068,000 | $10,051,000 | $18,948,000 | $4,739,000 |
| Equity | ||||
| Common Stock Equity | $592,581,000 | $538,385,000 | $503,815,000 | $452,871,000 |
| Total Equity Gross Minority Interest | $592,581,000 | $538,385,000 | $503,815,000 | $452,871,000 |
| Stockholders Equity | $592,581,000 | $538,385,000 | $503,815,000 | $452,871,000 |
| Gains Losses Not Affecting Retained Earnings | $-87,268,000 | $-114,422,000 | $-122,596,000 | $-143,984,000 |
| Other Equity Adjustments | $-87,268,000 | $-114,422,000 | $-122,596,000 | $-143,984,000 |
| Retained Earnings | $191,383,000 | $143,259,000 | $117,990,000 | $87,438,000 |
| Long Term Equity Investment | $61,349,000 | $52,417,000 | $41,546,000 | $46,641,000 |
| Other | ||||
| Ordinary Shares Number | $26,374,967 | $27,065,570 | $27,045,033 | $27,025,070 |
| Share Issued | $26,374,967 | $27,065,570 | $27,045,033 | $27,025,070 |
| Tangible Book Value | $583,909,000 | $529,912,000 | $495,119,000 | $443,797,000 |
| Invested Capital | $669,128,000 | $694,730,000 | $659,917,000 | $563,730,000 |
| Capital Lease Obligations | $25,549,000 | $32,025,000 | $30,634,000 | $35,889,000 |
| Total Capitalization | $669,128,000 | $694,730,000 | $659,917,000 | $558,730,000 |
| Additional Paid In Capital | $107,308,000 | $105,054,000 | $102,982,000 | $101,346,000 |
| Capital Stock | $381,158,000 | $404,494,000 | $405,439,000 | $408,071,000 |
| Common Stock | $381,158,000 | $404,494,000 | $405,439,000 | $408,071,000 |
| Preferred Stock | $0 | $0 | $0 | $0 |
| Long Term Capital Lease Obligation | $25,549,000 | $32,025,000 | $30,634,000 | $35,889,000 |
| Investments And Advances | $1,371,952,000 | $1,387,005,000 | $1,321,094,000 | $1,383,318,000 |
| Held To Maturity Securities | $562,391,000 | $596,930,000 | $632,338,000 | $664,883,000 |
| Available For Sale Securities | $216,249,000 | $193,803,000 | - | - |
| Net PPE | $125,442,000 | $135,166,000 | $125,904,000 | $126,619,000 |
| Accumulated Depreciation | $-105,563,000 | $-119,236,000 | $-113,609,000 | $-114,503,000 |
| Gross PPE | $231,005,000 | $254,402,000 | $239,513,000 | $241,122,000 |
| Other Properties | $24,822,000 | $30,824,000 | $29,720,000 | $34,985,000 |
| Machinery Furniture Equipment | $33,730,000 | $39,302,000 | $38,867,000 | $37,194,000 |
| Buildings And Improvements | $149,889,000 | $161,712,000 | $148,362,000 | $145,793,000 |
| Land And Improvements | $22,564,000 | $22,564,000 | $22,564,000 | $23,150,000 |
| Other Short Term Investments | $531,963,000 | $737,658,000 | $647,210,000 | $671,794,000 |
| Treasury Shares Number | - | - | $0 | - |
| Minority Interest | - | - | - | $0 |
Fetched: 2026-06-20
Cash Flow Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Free Cash Flow | ||||
| Free Cash Flow | $92,303,000 | $75,427,000 | $92,462,000 | $95,681,000 |
| Operating Activities | ||||
| Operating Cash Flow | $97,465,000 | $90,519,000 | $105,112,000 | $114,121,000 |
| Cash Flow From Continuing Operating Activities | $97,465,000 | $90,519,000 | $105,112,000 | $114,121,000 |
| Operating Gains Losses | $298,000 | $8,754,000 | $-3,684,000 | $-10,173,000 |
| Investing Activities | ||||
| Capital Expenditure | $-5,162,000 | $-15,092,000 | $-12,650,000 | $-18,440,000 |
| Investing Cash Flow | $67,186,000 | $654,000 | $179,661,000 | $-384,483,000 |
| Cash Flow From Continuing Investing Activities | $67,186,000 | $654,000 | $179,661,000 | $-384,483,000 |
| Net Other Investing Changes | $-15,955,000 | $973,000 | $4,980,000 | $9,000 |
| Financing Activities | ||||
| Repurchase Of Capital Stock | $-23,336,000 | $-945,000 | $-2,632,000 | $-20,740,000 |
| Financing Cash Flow | $-166,939,000 | $-232,669,000 | $125,620,000 | $53,499,000 |
| Cash Flow From Continuing Financing Activities | $-166,939,000 | $-232,669,000 | $125,620,000 | $53,499,000 |
| Cash Dividends Paid | $-29,356,000 | $-28,143,000 | $-28,117,000 | $-28,505,000 |
| Common Stock Dividend Paid | $-29,356,000 | $-28,143,000 | $-28,117,000 | $-28,505,000 |
| Net Common Stock Issuance | $-23,336,000 | $-945,000 | $-2,632,000 | $-20,061,000 |
| Dividend Received Cfo | $941,000 | $0 | $51,000 | $237,000 |
| Issuance Of Capital Stock | - | $0 | $0 | $679,000 |
| Common Stock Issuance | - | $0 | $0 | $679,000 |
| Dividends Received Cfi | - | - | - | - |
| Other | ||||
| Repayment Of Debt | $-80,000,000 | $0 | $0 | $0 |
| Issuance Of Debt | $0 | $0 | $50,000,000 | $0 |
| Interest Paid Supplemental Data | $70,295,000 | $103,263,000 | $58,448,000 | $13,476,000 |
| Income Tax Paid Supplemental Data | $21,352,000 | - | $7,313,000 | $5,581,000 |
| End Cash Position | $378,653,000 | $380,941,000 | $522,437,000 | $112,044,000 |
| Beginning Cash Position | $380,941,000 | $522,437,000 | $112,044,000 | $328,907,000 |
| Changes In Cash | $-2,288,000 | $-141,496,000 | $410,393,000 | $-216,863,000 |
| Common Stock Payments | $-23,336,000 | $-945,000 | $-2,632,000 | $-20,740,000 |
| Net Issuance Payments Of Debt | $-80,000,000 | $0 | $45,000,000 | $5,000,000 |
| Net Short Term Debt Issuance | $0 | $0 | $-5,000,000 | $5,000,000 |
| Net Long Term Debt Issuance | $-80,000,000 | $0 | $50,000,000 | $0 |
| Long Term Debt Payments | $-80,000,000 | $0 | $0 | $0 |
| Long Term Debt Issuance | $0 | $0 | $50,000,000 | $0 |
| Net Investment Purchase And Sale | $56,948,000 | $-76,779,000 | $80,133,000 | $90,851,000 |
| Sale Of Investment | $117,416,000 | $195,623,000 | $129,171,000 | $210,199,000 |
| Purchase Of Investment | $-60,468,000 | $-272,402,000 | $-49,038,000 | $-119,348,000 |
| Net PPE Purchase And Sale | $-5,162,000 | $-15,092,000 | $-6,434,000 | $-18,440,000 |
| Sale Of PPE | $0 | $0 | $6,216,000 | $0 |
| Purchase Of PPE | $-5,162,000 | $-15,092,000 | $-12,650,000 | $-18,440,000 |
| Change In Working Capital | $8,180,000 | $4,287,000 | $15,675,000 | $11,711,000 |
| Change In Other Working Capital | $8,180,000 | $4,287,000 | $15,675,000 | $11,711,000 |
| Other Non Cash Items | $1,158,000 | $-7,541,000 | $-5,034,000 | $-2,093,000 |
| Excess Tax Benefit From Stock Based Compensation | $270,000 | $57,000 | $154,000 | $146,000 |
| Stock Based Compensation | $2,254,000 | $2,072,000 | $1,636,000 | $3,273,000 |
| Deferred Tax | $-15,491,000 | $8,771,000 | $11,211,000 | $25,810,000 |
| Deferred Income Tax | $-15,491,000 | $8,771,000 | $11,211,000 | $25,810,000 |
| Depreciation Amortization Depletion | $7,946,000 | $9,115,000 | $7,687,000 | $8,160,000 |
| Depreciation And Amortization | $7,946,000 | $9,115,000 | $7,687,000 | $8,160,000 |
| Amortization Cash Flow | $843,000 | $2,237,000 | $744,000 | $1,295,000 |
| Amortization Of Intangibles | $843,000 | $2,237,000 | $744,000 | $1,295,000 |
| Depreciation | $7,103,000 | $6,878,000 | $6,943,000 | $6,865,000 |
| Earnings Losses From Equity Investments | $-106,000 | $21,000 | $22,000 | $-184,000 |
| Gain Loss On Investment Securities | $30,000 | $9,934,000 | $2,074,000 | $-8,506,000 |
| Gain Loss On Sale Of PPE | $2,002,000 | $56,000 | $-5,059,000 | $295,000 |
| Net Income From Continuing Operations | $77,480,000 | $53,412,000 | $58,669,000 | $73,928,000 |
| Asset Impairment Charge | - | - | - | $0 |
| Net Business Purchase And Sale | - | - | - | - |
| Purchase Of Business | - | - | - | - |
Fetched: 2026-06-20