S&P 500 7,500.58 ▲ 80.48 (+1.08%) DOW 51,564.70 ▲ 72.15 (+0.14%) NASDAQ 26,517.93 ▲ 496.28 (+1.91%) US Markets Closed â€ĸ 01:23 PM ET

CRMT

America's Car-Mart, Inc.

Price Chart
Latest Quote

$2.40

+0.19 (+8.60%)
Current Price
Previous Close $2.21
Open $2.19
Day High $2.42
Day Low $2.05
Volume 760,820
Fetched: 2026-06-19T13:18:19
Stock Information
Shares Outstanding 8.30M
Total Debt $952.19M
Cash Equivalents $117.91M
Revenue $1.34B
Net Income $-94.32M
Sector Consumer Cyclical
Industry Auto & Truck Dealerships
Market Cap $19.93M
EPS (TTM) $-11.28
Exchange NMS
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📊 Comprehensive Analysis
Company Data
Enterprise Value$854.71M
Sales$1.34B
Income$-94.32M
Book/sh$57.73
Cash/sh$14.20
Employees2K
Financial Ratios
Quick Ratio20.70
Current Ratio24.95
Debt/Eq198.45
Returns & Margins
ROA0.86%
ROE-18.16%
Gross Margin44.93%
Operating Margin-4.25%
Profit Margin-7.02%
Ownership
Insider Ownership16.13%
Institutional Ownership87.66%
Insider & Institutional transactions data not available
Valuation Ratios
Forward P/E-1.14
PEG0.69
P/S0.01
P/B0.04
Analyst Data
Recommendationhold
Target Price$14.00
Technical Indicators
SMA20$6.98
SMA50$10.17
SMA200$20.44
RSI18.03
ATR1.5379
Shares Float4.20M
Short Float24.12%
Short Ratio17.55
Volatility1.19
Rel Volume0.69
Performance History
Week-10.78%
Month-78.67%
Quarter-80.30%
6 Months-90.76%
YTD-90.12%
Year-95.11%
3 Years-97.59%
5 Years-98.39%
10 Years-90.65%
Stock Score: ⭐ Premium
Based on debt, profitability, growth, and cash flow metrics
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Recent Price History
Date Close Volume
2026-06-18 $2.40 764,200
2026-06-17 $2.21 815,100
2026-06-16 $2.34 1,388,200
2026-06-15 $2.41 2,616,100
2026-06-12 $2.09 2,909,500
2026-06-11 $2.69 2,430,700
2026-06-10 $2.37 7,925,200
2026-06-09 $5.27 327,600
2026-06-08 $6.51 190,600
2026-06-05 $7.73 141,300
2026-06-04 $7.85 194,800
2026-06-03 $7.37 253,700
2026-06-02 $8.34 616,600
2026-06-01 $6.86 1,081,500
2026-05-29 $12.29 69,200
2026-05-28 $12.84 75,600
2026-05-27 $12.30 56,300
2026-05-26 $11.77 63,700
2026-05-22 $11.88 41,600
2026-05-21 $12.10 71,500
2026-05-20 $11.88 55,200
2026-05-19 $11.25 85,700
Period:
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Income Statement (Annual)
Metric 2025-04-30 2024-04-30 2023-04-30 2022-04-30
Revenue
Reconciled Cost Of Revenue $726,055,000 $758,546,000 $800,788,000 $658,615,000
Cost Of Revenue $726,055,000 $758,546,000 $800,788,000 $658,615,000
Total Revenue $1,390,932,000 $1,393,894,000 $1,400,413,000 $1,190,535,000
Operating Revenue $1,390,932,000 $1,393,894,000 $1,400,413,000 $1,190,535,000
Expenses
Interest Expense $70,650,000 $65,348,000 $38,312,000 $10,919,000
Total Expenses $1,297,182,000 $1,368,244,000 $1,335,946,000 $1,056,832,000
Other Income Expense $-299,000 $-437,000 $-361,000 $-149,000
Net Non Operating Interest Income Expense $-70,650,000 $-65,348,000 $-38,312,000 $-10,919,000
Interest Expense Non Operating $70,650,000 $65,348,000 $38,312,000 $10,919,000
Operating Expense $571,127,000 $609,698,000 $535,158,000 $398,217,000
Income & Earnings
Net Income From Continuing Operation Net Minority Interest $17,932,000 $-31,393,000 $20,432,000 $95,014,000
Net Interest Income $-70,650,000 $-65,348,000 $-38,312,000 $-10,919,000
Normalized Income $18,167,151 $-31,051,185 $20,717,956 $95,129,441
Net Income From Continuing And Discontinued Operation $17,932,000 $-31,393,000 $20,432,000 $95,014,000
Net Income Common Stockholders $17,892,000 $-31,433,000 $20,392,000 $94,974,000
Net Income $17,932,000 $-31,393,000 $20,432,000 $95,014,000
Net Income Including Noncontrolling Interests $17,932,000 $-31,393,000 $20,432,000 $95,014,000
Net Income Continuous Operations $17,932,000 $-31,393,000 $20,432,000 $95,014,000
Pretax Income $22,801,000 $-40,135,000 $25,794,000 $122,635,000
Special Income Charges $-299,000 $-437,000 $-361,000 $-149,000
Operating Income $93,750,000 $25,650,000 $64,467,000 $133,703,000
Depreciation Amortization Depletion Income Statement $7,647,000 $6,871,000 $5,602,000 $4,033,000
Depreciation And Amortization In Income Statement $7,647,000 $6,871,000 $5,602,000 $4,033,000
Gross Profit $664,877,000 $635,348,000 $599,625,000 $531,920,000
Per Share
Diluted EPS $2.33 $-4.92 $3.11 $13.67
Basic EPS $2.38 $-4.92 $3.20 $14.33
Other
Tax Effect Of Unusual Items $-63,849 $-95,185 $-75,044 $-33,559
Tax Rate For Calcs $0 $0 $0 $0
Normalized EBITDA (Bullshit earnings) $101,397,000 $32,521,000 $70,069,000 $137,736,000
Total Unusual Items $-299,000 $-437,000 $-361,000 $-149,000
Total Unusual Items Excluding Goodwill $-299,000 $-437,000 $-361,000 $-149,000
Reconciled Depreciation $7,647,000 $6,871,000 $5,602,000 $4,033,000
EBITDA (Bullshit earnings) $101,098,000 $32,084,000 $69,708,000 $137,587,000
EBIT $93,451,000 $25,213,000 $64,106,000 $133,554,000
Diluted Average Shares $7,681,590 $6,388,537 $6,566,896 $6,823,481
Basic Average Shares $7,524,770 $6,388,537 $6,371,229 $6,509,673
Diluted NI Availto Com Stockholders $17,892,000 $-31,433,000 $20,392,000 $94,974,000
Preferred Stock Dividends $40,000 $40,000 $40,000 $40,000
Tax Provision $4,869,000 $-8,742,000 $5,362,000 $27,621,000
Gain On Sale Of Ppe $-299,000 $-437,000 $-361,000 $-149,000
Provision For Doubtful Accounts $374,559,000 $423,406,000 $352,860,000 $238,054,000
Selling General And Administration $188,921,000 $179,421,000 $176,696,000 $156,130,000
Fetched: 2026-06-17
Balance Sheet (Annual)
Metric 2025-04-30 2024-04-30 2023-04-30 2022-04-30
Assets
Net Tangible Assets $547,020,000 $456,601,000 $487,131,000 $468,211,000
Total Assets $1,606,474,000 $1,477,644,000 $1,414,737,000 $1,154,696,000
Total Non Current Assets $181,603,000 $167,271,000 $158,579,000 $112,863,000
Other Non Current Assets $38,082,000 $31,276,000 $26,039,000 -
Goodwill And Other Intangible Assets $22,802,000 $14,449,000 $11,716,000 $8,623,000
Current Assets $1,424,871,000 $1,310,373,000 $1,256,158,000 $1,041,833,000
Restricted Cash $114,729,000 $88,925,000 $58,238,000 $35,671,000
Inventory $112,229,000 $107,470,000 $109,290,000 $115,302,000
Receivables $1,188,105,000 $1,108,456,000 $1,078,834,000 $868,874,000
Taxes Receivable $0 $2,958,000 $9,259,000 $274,000
Accrued Interest Receivable $7,432,000 $6,907,000 $6,115,000 $4,926,000
Loans Receivable $663,000 $660,000 $700,000 -
Accounts Receivable $1,180,010,000 $1,097,931,000 $1,062,760,000 $863,674,000
Allowance For Doubtful Accounts Receivable $-323,100,000 $-331,260,000 $-299,608,000 $-237,823,000
Gross Accounts Receivable $1,503,110,000 $1,429,191,000 $1,362,368,000 $1,101,497,000
Cash Cash Equivalents And Short Term Investments $9,808,000 $5,522,000 $9,796,000 $6,916,000
Cash And Cash Equivalents $9,808,000 $5,522,000 $9,796,000 $6,916,000
Other Current Assets - - $21,429,000 $15,070,000
Prepaid Assets - - - $9,044,000
Debt
Net Debt $768,260,000 $749,749,000 $628,802,000 $433,740,000
Total Debt $845,070,000 $819,521,000 $700,898,000 $502,137,000
Long Term Debt And Capital Lease Obligation $639,012,000 $617,879,000 $533,667,000 $457,467,000
Long Term Debt $572,010,000 $553,629,000 $471,367,000 $395,986,000
Current Debt And Capital Lease Obligation $206,058,000 $201,642,000 $167,231,000 $44,670,000
Current Debt $206,058,000 $201,642,000 $167,231,000 $44,670,000
Liabilities
Total Liabilities Net Minority Interest $1,036,552,000 $1,006,494,000 $915,790,000 $677,762,000
Total Non Current Liabilities Net Minority Interest $664,467,000 $652,695,000 $592,722,000 $512,930,000
Non Current Deferred Liabilities $17,472,000 $24,042,000 $47,858,000 $37,837,000
Non Current Deferred Taxes Liabilities $17,472,000 $24,042,000 $47,858,000 $37,837,000
Current Liabilities $372,085,000 $353,799,000 $323,068,000 $164,832,000
Current Deferred Liabilities $113,245,000 $120,781,000 $120,469,000 $92,491,000
Payables And Accrued Expenses $52,782,000 $31,376,000 $35,368,000 $27,671,000
Interest Payable $2,155,000 $2,221,000 - -
Payables $36,431,000 $21,379,000 $27,196,000 $20,055,000
Total Tax Payable $1,451,000 $0 - $0
Income Tax Payable $1,451,000 $0 - $0
Accounts Payable $34,980,000 $21,379,000 $27,196,000 $20,055,000
Equity
Common Stock Equity $569,422,000 $470,650,000 $498,447,000 $476,434,000
Preferred Stock Equity $400,000 $400,000 $400,000 $400,000
Total Equity Gross Minority Interest $569,922,000 $471,150,000 $498,947,000 $476,934,000
Stockholders Equity $569,822,000 $471,050,000 $498,847,000 $476,834,000
Retained Earnings $672,261,000 $654,369,000 $685,802,000 $665,410,000
Gains Losses Not Affecting Retained Earnings - - $-297,421,000 $-292,225,000
Other Equity Adjustments - - $-297,421,000 $-292,225,000
Other
Treasury Shares Number $7,342,538 $7,332,338 $7,328,064 $7,270,208
Ordinary Shares Number $8,263,280 $6,394,675 $6,373,404 $6,371,977
Share Issued $15,605,818 $13,727,013 $13,701,468 $13,642,185
Tangible Book Value $546,620,000 $456,201,000 $486,731,000 $467,811,000
Invested Capital $1,347,490,000 $1,225,921,000 $1,137,045,000 $917,090,000
Working Capital $1,052,786,000 $956,574,000 $933,090,000 $877,001,000
Capital Lease Obligations $67,002,000 $64,250,000 $62,300,000 $61,481,000
Total Capitalization $1,141,832,000 $1,024,679,000 $970,214,000 $872,820,000
Minority Interest $100,000 $100,000 $100,000 $100,000
Treasury Stock $298,220,000 $297,786,000 $297,421,000 $292,225,000
Additional Paid In Capital $195,225,000 $113,930,000 $109,929,000 $103,113,000
Capital Stock $556,000 $537,000 $537,000 $536,000
Common Stock $156,000 $137,000 $137,000 $136,000
Preferred Stock $400,000 $400,000 $400,000 $400,000
Employee Benefits $7,983,000 $10,774,000 $11,197,000 $12,865,000
Long Term Capital Lease Obligation $67,002,000 $64,250,000 $62,300,000 $61,481,000
Current Deferred Revenue $113,245,000 $120,781,000 $120,469,000 $92,491,000
Line Of Credit $206,058,000 $201,642,000 $167,231,000 $44,670,000
Current Accrued Expenses $16,351,000 $9,997,000 $8,172,000 $7,616,000
Goodwill $22,802,000 $14,449,000 $11,716,000 $8,623,000
Net PPE $120,719,000 $121,546,000 $120,824,000 $104,240,000
Accumulated Depreciation $-57,312,000 $-49,906,000 $-45,078,000 $-41,002,000
Gross PPE $178,031,000 $171,452,000 $165,902,000 $145,242,000
Leases $51,466,000 $50,689,000 $47,315,000 $36,392,000
Construction In Progress $1,028,000 $2,393,000 $7,176,000 $14,234,000
Other Properties $63,825,000 $61,185,000 $59,142,000 $58,828,000
Machinery Furniture Equipment $26,139,000 $21,752,000 $18,989,000 $10,163,000
Buildings And Improvements $23,575,000 $23,435,000 $20,894,000 $13,876,000
Land And Improvements $11,998,000 $11,998,000 $12,386,000 $11,749,000
Properties $0 $0 $0 $0
Non Current Deferred Revenue - - $120,469,000 $92,491,000
Long Term Provisions - - $5,694,000 $4,761,000
Fetched: 2026-06-17
Cash Flow Statement (Annual)
Metric 2025-04-30 2024-04-30 2023-04-30 2022-04-30
Free Cash Flow
Free Cash Flow $-52,654,000 $-80,044,000 $-157,834,000 $-134,974,000
Operating Activities
Operating Cash Flow $-48,764,000 $-73,898,000 $-135,728,000 $-119,178,000
Cash Flow From Continuing Operating Activities $-48,764,000 $-73,898,000 $-135,728,000 $-119,178,000
Operating Gains Losses $-2,000 $437,000 $361,000 $149,000
Investing Activities
Capital Expenditure $-3,890,000 $-6,146,000 $-22,106,000 $-15,796,000
Investing Cash Flow $-11,375,000 $-10,645,000 $-27,571,000 $-17,350,000
Cash Flow From Continuing Investing Activities $-11,375,000 $-10,645,000 $-27,571,000 $-17,350,000
Financing Activities
Repurchase Of Capital Stock $-434,000 $-365,000 $-5,196,000 $-34,698,000
Issuance Of Capital Stock $74,106,000 $282,000 $286,000 $293,000
Financing Cash Flow $90,229,000 $110,956,000 $188,746,000 $176,222,000
Cash Flow From Continuing Financing Activities $90,229,000 $110,956,000 $188,746,000 $176,222,000
Net Other Financing Charges $-9,006,000 $-5,897,000 $-2,263,000 $-6,108,000
Cash Dividends Paid $-40,000 $-40,000 $-40,000 $-40,000
Common Stock Dividend Paid $-40,000 $-40,000 $-40,000 $-40,000
Net Common Stock Issuance $73,672,000 $-83,000 $-4,910,000 $-34,405,000
Common Stock Issuance $74,106,000 $282,000 $286,000 $293,000
Other
Repayment Of Debt $-1,225,843,000 $-1,048,325,000 $-729,964,000 $-511,042,000
Issuance Of Debt $1,250,980,000 $1,164,933,000 $924,707,000 $731,107,000
Interest Paid Supplemental Data $70,650,000 $65,647,000 $36,605,000 $10,421,000
Income Tax Paid Supplemental Data $11,132,000 $6,459,000 $5,480,000 $19,238,000
End Cash Position $124,537,000 $94,447,000 $68,034,000 $42,587,000
Beginning Cash Position $94,447,000 $68,034,000 $42,587,000 $2,893,000
Changes In Cash $30,090,000 $26,413,000 $25,447,000 $39,694,000
Proceeds From Stock Option Exercised $0 $-455,000 $1,216,000 $-1,488,000
Common Stock Payments $-434,000 $-365,000 $-5,196,000 $-34,698,000
Net Issuance Payments Of Debt $25,603,000 $117,431,000 $194,743,000 $218,263,000
Net Short Term Debt Issuance $466,000 $823,000 $0 $-1,802,000
Net Long Term Debt Issuance $25,137,000 $116,608,000 $194,743,000 $220,065,000
Long Term Debt Payments $-1,225,843,000 $-1,048,325,000 $-729,964,000 $-511,042,000
Long Term Debt Issuance $1,250,980,000 $1,164,933,000 $924,707,000 $731,107,000
Net Investment Purchase And Sale $-7,527,000 $-4,815,000 $-5,549,000 $-1,574,000
Purchase Of Investment $-7,527,000 $-4,815,000 $-5,549,000 $-1,574,000
Net PPE Purchase And Sale $-3,848,000 $-5,830,000 $-22,022,000 $-15,776,000
Sale Of PPE $42,000 $316,000 $84,000 $20,000
Purchase Of PPE $-3,890,000 $-6,146,000 $-22,106,000 $-15,796,000
Change In Working Capital $-483,970,000 $-495,836,000 $-559,721,000 $-493,320,000
Change In Other Working Capital $-3,127,000 $6,612,000 $32,708,000 $52,051,000
Change In Payables And Accrued Expense $17,616,000 $-9,338,000 $8,621,000 $5,167,000
Change In Prepaid Assets $-6,806,000 $-7,386,000 $-6,235,000 $-7,974,000
Change In Inventory $114,573,000 $139,186,000 $133,047,000 $51,057,000
Change In Receivables $-606,226,000 $-624,910,000 $-727,862,000 $-593,621,000
Changes In Account Receivables $-605,701,000 $-624,118,000 $-726,674,000 $-592,062,000
Other Non Cash Items $40,884,000 $39,683,000 $30,558,000 $22,646,000
Excess Tax Benefit From Stock Based Compensation $0 $0 $0 -
Stock Based Compensation $4,708,000 $4,174,000 $5,314,000 $5,496,000
Provisionand Write Offof Assets $374,559,000 $423,406,000 $352,860,000 $238,054,000
Asset Impairment Charge $140,000 $267,000 $0 $0
Deferred Tax $-10,662,000 $-21,507,000 $8,866,000 $8,750,000
Deferred Income Tax $-10,662,000 $-21,507,000 $8,866,000 $8,750,000
Depreciation Amortization Depletion $7,647,000 $6,871,000 $5,602,000 $4,033,000
Depreciation And Amortization $7,647,000 $6,871,000 $5,602,000 $4,033,000
Gain Loss On Sale Of PPE $-2,000 $437,000 $361,000 $149,000
Net Income From Continuing Operations $17,932,000 $-31,393,000 $20,432,000 $95,014,000
Change In Payable - - $8,621,000 $5,166,000
Change In Account Payable - - $8,621,000 $5,166,000
Change In Tax Payable - - - -
Change In Income Tax Payable - - - -
Fetched: 2026-06-17