CUBI
Customers Bancorp, Inc.
Price Chart
Latest Quote
$75.79
+0.83 (+1.11%)
Current Price
| Previous Close | $74.96 |
| Open | $75.71 |
| Day High | $76.33 |
| Day Low | $75.08 |
| Volume | 199,314 |
Stock Information
| Shares Outstanding | 33.83M |
| Total Debt | $1.96B |
| Cash Equivalents | $4.81B |
| Revenue | $807.99M |
| Net Income | $269.31M |
| Sector | Financial Services |
| Industry | Banks - Regional |
| Market Cap | $2.56B |
| P/E Ratio | 9.55 |
| EPS (TTM) | $7.94 |
| Exchange | NYQ |
đ Comprehensive Analysis
Company Data
| Enterprise Value | $-287.26M |
| Sales | $807.99M |
| Income | $269.31M |
| Book/sh | $63.64 |
| Cash/sh | $142.16 |
| Employees | 900 |
Financial Ratios
| EPS Growth TTM | 439.40% |
Returns & Margins
| ROA | 1.16% |
| ROE | 14.01% |
| Operating Margin | 48.70% |
| Profit Margin | 34.76% |
Ownership
| Insider Ownership | 9.48% |
| Institutional Ownership | 102.08% |
| Insider & Institutional transactions data not available | |
Valuation Ratios
| Forward P/E | 7.91 |
| PEG | 1.18 |
| P/S | 3.17 |
| P/B | 1.19 |
Analyst Data
| Recommendation | none |
| Target Price | $90.18 |
Technical Indicators
| SMA20 | $75.39 |
| SMA50 | $75.60 |
| SMA200 | $71.56 |
| RSI | 51.89 |
| ATR | 2.1250 |
| Shares Float | 31.74M |
| Short Float | 9.14% |
| Short Ratio | 6.51 |
| Volatility | 1.50 |
| Rel Volume | 1.59 |
Performance History
| Week | -1.85% |
| Month | +3.43% |
| Quarter | +14.59% |
| 6 Months | +3.61% |
| YTD | +1.73% |
| Year | +48.84% |
| 3 Years | +168.76% |
| 5 Years | +86.26% |
| 10 Years | +198.39% |
Stock Score:
â Premium
Based on debt, profitability, growth, and cash flow metrics
â Premium Feature
Sign up for free to view detailed scoring breakdown â premium is free during our trial period!
Recent Price History
| Date | Close | Volume |
|---|---|---|
| 2026-06-18 | $75.79 | 504,400 |
| 2026-06-17 | $74.96 | 347,400 |
| 2026-06-16 | $76.46 | 280,300 |
| 2026-06-15 | $76.47 | 210,000 |
| 2026-06-12 | $78.21 | 159,100 |
| 2026-06-11 | $77.22 | 181,000 |
| 2026-06-10 | $75.91 | 204,700 |
| 2026-06-09 | $75.30 | 241,600 |
| 2026-06-08 | $74.18 | 289,000 |
| 2026-06-05 | $73.87 | 325,100 |
| 2026-06-04 | $74.93 | 476,900 |
| 2026-06-03 | $72.69 | 431,800 |
| 2026-06-02 | $74.34 | 266,700 |
| 2026-06-01 | $72.84 | 598,300 |
| 2026-05-29 | $75.14 | 505,500 |
| 2026-05-28 | $75.37 | 222,900 |
| 2026-05-27 | $76.12 | 296,300 |
| 2026-05-26 | $77.15 | 281,300 |
| 2026-05-22 | $75.15 | 297,200 |
| 2026-05-21 | $75.69 | 232,100 |
| 2026-05-20 | $75.44 | 265,800 |
| 2026-05-19 | $73.28 | 267,600 |
About Customers Bancorp, Inc.
Customers Bancorp, Inc. operates as the bank holding company for Customers Bank that provides banking products and services. It provides deposit banking products, which includes commercial and consumer checking, non-interest-bearing and interest-bearing demand, MMDA, savings, and time deposit accounts, as well as individual retirement accounts and non-retail time deposits consisting of jumbo certificates. The company's lending business offers commercial and industrial, commercial real estate, and multifamily and residential mortgage loans; SBA lending; mortgage finance; specialty lending includes fund finance, real estate specialty finance, technology and venture, and healthcare and financial institutions group; commercial loans to mortgage companies, and commercial equipment financing; fund finance, such as variable rate loans secured by collateral pools to private debt funds; and cash management services. In addition, it provides digital banking, such as Banking-as-a-Service to fintech companies; payments and treasury services to businesses; consumer loans through fintech companies; and the TassatPay, an instant blockchain-based digital payments platform which offers instant payments, including over-the-counter desks, exchanges, liquidity providers, market makers, funds, title companies, and other B2B verticals. Further, the company offers mobile phone and internet banking, wire transfers, electronic bill payment, lock box, remote deposit capture, courier, merchant processing, cash vault, controlled disbursements, positive pay, and cash management services comprising account reconciliation, collections, and sweep accounts. The company was founded in 1997 and is headquartered in West Reading, Pennsylvania.
đ° Latest News
Customers Bancorp (CUBI) Stock Sees Split Analyst Revisions As Fair Value Edges Higher
Simply Wall St. âĸ 2026-06-15T21:14:44Z
3 Overrated Stocks We Think Twice About
StockStory âĸ 2026-06-15T09:08:07Z
Regional Banks Stocks Q1 Results: Benchmarking Customers Bancorp (NYSE:CUBI)
StockStory âĸ 2026-06-09T18:54:14Z
1 Growth Stock with All-Star Potential and 2 We Question
StockStory âĸ 2026-06-05T20:00:14Z
Will AI Partnerships Amid Rate Jitters Change Customers Bancorp's (CUBI) Efficiency and Risk Narrative
Simply Wall St. âĸ 2026-06-05T12:07:49Z
Customers Bancorp and Camden National Bank Shares Are Falling, What You Need To Know
StockStory âĸ 2026-06-04T03:35:33Z
Customers Bancorp (CUBI) Moves to Buy: Rationale Behind the Upgrade
Zacks âĸ 2026-05-22T16:00:04Z
3 Small-Cap Stocks with Questionable Fundamentals
StockStory âĸ 2026-05-20T07:32:55Z
1 Russell 2000 Stock with Promising Prospects and 2 We Avoid
StockStory âĸ 2026-05-18T06:44:55Z
The Bancorp and Customers Bancorp Shares Are Falling, What You Need To Know
StockStory âĸ 2026-05-16T02:36:55Z
Period:
Loading...
Income Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Revenue | ||||
| Total Revenue | $801,412,000 | $687,499,000 | $740,939,000 | $633,450,000 |
| Operating Revenue | $801,412,000 | $687,499,000 | $740,939,000 | $633,450,000 |
| Expenses | ||||
| Interest Expense | $609,098,000 | $673,430,000 | $679,911,000 | $261,653,000 |
| Selling And Marketing Expense | $2,437,000 | $4,489,000 | $3,095,000 | $2,541,000 |
| General And Administrative Expense | $230,173,000 | $217,520,000 | $168,311,000 | $121,234,000 |
| Professional Expense And Contract Services Expense | $50,378,000 | $34,978,000 | $35,177,000 | $27,465,000 |
| Other Non Interest Expense | $78,074,000 | $99,786,000 | $84,941,000 | $101,782,000 |
| Income & Earnings | ||||
| Net Income From Continuing Operation Net Minority Interest | $224,088,000 | $181,469,000 | $250,143,000 | $228,034,000 |
| Net Interest Income | $750,489,000 | $654,404,000 | $687,449,000 | $623,720,000 |
| Interest Income | $1,359,587,000 | $1,327,834,000 | $1,367,360,000 | $885,373,000 |
| Normalized Income | $224,088,000 | $172,224,416 | $253,240,805 | $222,148,127 |
| Net Income From Continuing And Discontinued Operation | $224,088,000 | $181,469,000 | $250,143,000 | $228,034,000 |
| Net Income Common Stockholders | $209,183,000 | $166,429,000 | $235,448,000 | $218,402,000 |
| Net Income | $224,088,000 | $181,469,000 | $250,143,000 | $228,034,000 |
| Net Income Including Noncontrolling Interests | $224,088,000 | $181,469,000 | $250,143,000 | $228,034,000 |
| Net Income Continuous Operations | $224,088,000 | $181,469,000 | $250,143,000 | $228,034,000 |
| Pretax Income | $288,431,000 | $224,373,000 | $330,740,000 | $291,297,000 |
| Special Income Charges | $0 | $11,430,000 | $-4,096,000 | $7,519,000 |
| Depreciation Amortization Depletion Income Statement | $38,337,000 | $32,543,000 | $29,898,000 | $26,278,000 |
| Depreciation And Amortization In Income Statement | $38,337,000 | $32,543,000 | $29,898,000 | $26,278,000 |
| Depreciation Income Statement | $38,337,000 | $32,543,000 | $29,898,000 | $26,278,000 |
| Net Income Discontinuous Operations | - | - | $0 | $0 |
| Per Share | ||||
| Diluted EPS | $6.26 | $5.09 | $7.32 | $6.51 |
| Basic EPS | $6.46 | $5.28 | $7.49 | $6.69 |
| Other | ||||
| Tax Effect Of Unusual Items | $0 | $2,185,416 | $-998,195 | $1,633,127 |
| Tax Rate For Calcs | $0 | $0 | $0 | $0 |
| Total Unusual Items | $0 | $11,430,000 | $-4,096,000 | $7,519,000 |
| Total Unusual Items Excluding Goodwill | $0 | $11,430,000 | $-4,096,000 | $7,519,000 |
| Reconciled Depreciation | $41,804,000 | $33,552,000 | $31,813,000 | $27,157,000 |
| Diluted Average Shares | $33,438,296 | $32,719,134 | $32,158,788 | $33,547,706 |
| Basic Average Shares | $32,393,487 | $31,509,179 | $31,435,647 | $32,632,751 |
| Diluted NI Availto Com Stockholders | $209,183,000 | $166,429,000 | $235,448,000 | $218,402,000 |
| Otherunder Preferred Stock Dividend | $4,707,000 | - | - | - |
| Preferred Stock Dividends | $10,198,000 | $15,040,000 | $14,695,000 | $9,632,000 |
| Tax Provision | $64,343,000 | $42,904,000 | $80,597,000 | $63,263,000 |
| Gain On Sale Of Business | $0 | $11,430,000 | $0 | $0 |
| Gain On Sale Of Security | $-52,957,000 | $-27,009,000 | $-574,000 | $-23,164,000 |
| Selling General And Administration | $232,610,000 | $222,009,000 | $171,406,000 | $123,775,000 |
| Insurance And Claims | $41,184,000 | $41,684,000 | $35,036,000 | $8,869,000 |
| Salaries And Wages | $188,989,000 | $175,836,000 | $133,275,000 | $112,365,000 |
| Occupancy And Equipment | $15,624,000 | $11,789,000 | $10,070,000 | $10,306,000 |
| Other Special Charges | - | - | $4,096,000 | $-7,519,000 |
| Restructuring And Mergern Acquisition | - | - | - | $0 |
| Other Gand A | - | - | - | - |
Fetched: 2026-06-16
Balance Sheet (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Assets | ||||
| Net Tangible Assets | $2,111,888,000 | $1,833,054,000 | $1,634,765,000 | $1,399,332,000 |
| Total Assets | $24,895,868,000 | $22,308,241,000 | $21,316,265,000 | $20,896,112,000 |
| Goodwill And Other Intangible Assets | $3,629,000 | $3,629,000 | $3,629,000 | $3,629,000 |
| Receivables | $407,026,000 | $323,251,000 | $320,466,000 | $123,374,000 |
| Other Receivables | $303,400,000 | $214,900,000 | $205,700,000 | - |
| Accounts Receivable | $103,626,000 | $108,351,000 | $114,766,000 | $123,374,000 |
| Cash And Cash Equivalents | $4,411,463,000 | $3,785,931,000 | $3,846,346,000 | $455,806,000 |
| Cash Financial | $62,051,000 | $56,787,000 | $45,210,000 | $58,025,000 |
| Cash Cash Equivalents And Federal Funds Sold | $4,411,463,000 | $3,785,931,000 | $3,846,346,000 | $455,806,000 |
| Debt | ||||
| Total Debt | $1,705,423,000 | $1,409,929,000 | $1,509,277,000 | $1,105,532,000 |
| Long Term Debt And Capital Lease Obligation | $1,705,423,000 | $1,309,929,000 | $1,509,277,000 | $805,532,000 |
| Long Term Debt | $1,705,423,000 | $1,309,929,000 | $1,509,277,000 | $805,532,000 |
| Current Debt And Capital Lease Obligation | - | $100,000,000 | $0 | $300,000,000 |
| Current Debt | - | $100,000,000 | $0 | $300,000,000 |
| Other Current Borrowings | - | $100,000,000 | $0 | $300,000,000 |
| Net Debt | - | - | - | $649,726,000 |
| Liabilities | ||||
| Total Liabilities Net Minority Interest | $22,780,351,000 | $20,471,558,000 | $19,677,871,000 | $19,493,151,000 |
| Payables And Accrued Expenses | - | - | - | $230,666,000 |
| Payables | - | - | - | $230,666,000 |
| Accounts Payable | - | - | - | $230,666,000 |
| Equity | ||||
| Common Stock Equity | $2,115,517,000 | $1,698,889,000 | $1,500,600,000 | $1,265,167,000 |
| Total Equity Gross Minority Interest | $2,115,517,000 | $1,836,683,000 | $1,638,394,000 | $1,402,961,000 |
| Stockholders Equity | $2,115,517,000 | $1,836,683,000 | $1,638,394,000 | $1,402,961,000 |
| Gains Losses Not Affecting Retained Earnings | $-54,050,000 | $-96,560,000 | $-136,569,000 | $-163,096,000 |
| Other Equity Adjustments | $-54,050,000 | $-96,560,000 | $-136,569,000 | $-163,096,000 |
| Retained Earnings | $1,535,194,000 | $1,326,011,000 | $1,159,582,000 | $924,134,000 |
| Preferred Stock Equity | - | $137,794,000 | $137,794,000 | $137,794,000 |
| Other | ||||
| Treasury Shares Number | $1,997,697 | $4,411,739 | $4,018,436 | $2,638,553 |
| Ordinary Shares Number | $34,191,223 | $31,346,507 | $31,440,906 | $32,373,697 |
| Share Issued | $36,188,920 | $35,758,246 | $35,459,342 | $35,012,250 |
| Tangible Book Value | $2,111,888,000 | $1,695,260,000 | $1,496,971,000 | $1,261,538,000 |
| Invested Capital | $3,820,940,000 | $3,108,818,000 | $3,009,877,000 | $2,370,699,000 |
| Total Capitalization | $3,820,940,000 | $3,146,612,000 | $3,147,671,000 | $2,208,493,000 |
| Treasury Stock | $68,572,000 | $141,653,000 | $122,410,000 | $82,604,000 |
| Additional Paid In Capital | $666,756,000 | $575,333,000 | $564,538,000 | $551,721,000 |
| Capital Stock | $36,189,000 | $173,552,000 | $173,253,000 | $172,806,000 |
| Common Stock | $36,189,000 | $35,758,000 | $35,459,000 | $35,012,000 |
| Preferred Stock | $0 | $137,794,000 | $137,794,000 | $137,794,000 |
| Investments And Advances | $2,666,780,000 | $3,011,631,000 | $3,508,810,000 | $3,827,759,000 |
| Held To Maturity Securities | $729,134,000 | $991,937,000 | $1,103,170,000 | $840,259,000 |
| Net PPE | $16,745,000 | $6,668,000 | $7,371,000 | $9,025,000 |
| Accumulated Depreciation | $-28,311,000 | $-24,667,000 | $-22,478,000 | $-20,358,000 |
| Gross PPE | $45,056,000 | $31,335,000 | $29,849,000 | $29,383,000 |
| Leases | $22,564,000 | $13,953,000 | $13,623,000 | $13,514,000 |
| Other Properties | $516,000 | $367,000 | $349,000 | $398,000 |
| Machinery Furniture Equipment | $21,976,000 | $17,015,000 | $15,877,000 | $15,471,000 |
| Other Short Term Investments | $1,937,646,000 | $2,019,694,000 | $2,405,640,000 | $2,987,500,000 |
| Preferred Shares Number | - | $5,700,000 | $5,700,000 | $5,700,000 |
Fetched: 2026-06-16
Cash Flow Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Free Cash Flow | ||||
| Free Cash Flow | $333,702,000 | $79,870,000 | $83,387,000 | $-134,172,000 |
| Operating Activities | ||||
| Operating Cash Flow | $494,759,000 | $145,057,000 | $124,729,000 | $-20,825,000 |
| Cash Flow From Continuing Operating Activities | $494,759,000 | $145,057,000 | $124,729,000 | $-20,825,000 |
| Operating Gains Losses | $50,288,000 | $29,351,000 | $6,478,000 | $40,006,000 |
| Cash From Discontinued Operating Activities | - | - | $0 | $0 |
| Investing Activities | ||||
| Capital Expenditure | $-161,057,000 | $-65,187,000 | $-41,342,000 | $-113,347,000 |
| Investing Cash Flow | $-2,056,953,000 | $-1,006,091,000 | $3,157,723,000 | $-1,298,412,000 |
| Cash Flow From Continuing Investing Activities | $-2,056,953,000 | $-1,006,091,000 | $3,157,723,000 | $-1,298,412,000 |
| Net Other Investing Changes | $-9,907,000 | $18,523,000 | $21,561,000 | $8,633,000 |
| Cash From Discontinued Investing Activities | - | - | - | $0 |
| Financing Activities | ||||
| Repurchase Of Capital Stock | $-148,142,000 | $-19,243,000 | $-39,806,000 | $-33,162,000 |
| Issuance Of Capital Stock | $165,851,000 | $1,761,000 | $3,112,000 | $533,000 |
| Financing Cash Flow | $2,187,726,000 | $800,619,000 | $108,088,000 | $1,257,011,000 |
| Cash Flow From Continuing Financing Activities | $2,187,726,000 | $800,619,000 | $108,088,000 | $1,257,011,000 |
| Net Other Financing Charges | $-13,500,000 | $-5,452,000 | $-2,433,000 | $-5,063,000 |
| Cash Dividends Paid | $-10,802,000 | $-15,147,000 | $-14,636,000 | $-9,326,000 |
| Preferred Stock Dividend Paid | $-10,802,000 | $-15,147,000 | $-14,636,000 | $-9,326,000 |
| Net Preferred Stock Issuance | $-142,501,000 | $0 | $0 | $0 |
| Net Common Stock Issuance | $160,210,000 | $-17,482,000 | $-36,694,000 | $-32,629,000 |
| Common Stock Issuance | $165,851,000 | $1,761,000 | $3,112,000 | $533,000 |
| Cash From Discontinued Financing Activities | - | - | - | $0 |
| Other | ||||
| Repayment Of Debt | $-200,000,000 | $-350,000,000 | $-1,865,000,000 | $-100,000,000 |
| Issuance Of Debt | $588,350,000 | $155,000,000 | $2,565,000,000 | $500,000,000 |
| Interest Paid Supplemental Data | $600,866,000 | $715,214,000 | $649,544,000 | $226,993,000 |
| Income Tax Paid Supplemental Data | $36,080,000 | $57,593,000 | $44,972,000 | $80,054,000 |
| End Cash Position | $4,411,463,000 | $3,785,931,000 | $3,846,346,000 | $455,806,000 |
| Beginning Cash Position | $3,785,931,000 | $3,846,346,000 | $455,806,000 | $518,032,000 |
| Changes In Cash | $625,532,000 | $-60,415,000 | $3,390,540,000 | $-62,226,000 |
| Preferred Stock Payments | $-142,501,000 | $0 | $0 | $0 |
| Common Stock Payments | $-5,641,000 | $-19,243,000 | $-39,806,000 | $-33,162,000 |
| Net Issuance Payments Of Debt | $288,350,000 | $-95,000,000 | $400,000,000 | $0 |
| Net Short Term Debt Issuance | $-100,000,000 | $100,000,000 | $-300,000,000 | $-400,000,000 |
| Net Long Term Debt Issuance | $388,350,000 | $-195,000,000 | $700,000,000 | $400,000,000 |
| Long Term Debt Payments | $-200,000,000 | $-350,000,000 | $-1,865,000,000 | $-100,000,000 |
| Long Term Debt Issuance | $588,350,000 | $155,000,000 | $2,565,000,000 | $500,000,000 |
| Net Investment Purchase And Sale | $326,933,000 | $679,723,000 | $798,653,000 | $149,788,000 |
| Sale Of Investment | $1,295,507,000 | $1,545,606,000 | $873,152,000 | $1,507,142,000 |
| Purchase Of Investment | $-968,574,000 | $-865,883,000 | $-74,499,000 | $-1,357,354,000 |
| Net PPE Purchase And Sale | $-143,076,000 | $-46,700,000 | $-38,728,000 | $-105,862,000 |
| Sale Of PPE | $17,981,000 | $18,487,000 | $2,614,000 | $7,485,000 |
| Purchase Of PPE | $-161,057,000 | $-65,187,000 | $-41,342,000 | $-113,347,000 |
| Change In Working Capital | $55,280,000 | $-132,811,000 | $42,264,000 | $-24,585,000 |
| Change In Payables And Accrued Expense | $81,427,000 | $-32,834,000 | $18,680,000 | $-20,994,000 |
| Change In Payable | $81,427,000 | $-32,834,000 | $18,680,000 | $-20,994,000 |
| Change In Account Payable | $81,427,000 | $-32,834,000 | $18,680,000 | $-20,994,000 |
| Change In Receivables | $-26,147,000 | $-99,977,000 | $23,584,000 | $-3,591,000 |
| Changes In Account Receivables | $-26,147,000 | $-99,977,000 | $23,584,000 | $-3,591,000 |
| Other Non Cash Items | $64,588,000 | $-21,372,000 | $-213,241,000 | $-322,599,000 |
| Stock Based Compensation | $18,458,000 | $14,435,000 | $12,585,000 | $14,150,000 |
| Unrealized Gain Loss On Investment Securities | $-381,000 | $94,000 | $-62,000 | $710,000 |
| Asset Impairment Charge | $0 | $0 | $124,000 | $1,362,000 |
| Deferred Tax | $-10,990,000 | $-1,143,000 | $22,177,000 | $6,907,000 |
| Deferred Income Tax | $-10,990,000 | $-1,143,000 | $22,177,000 | $6,907,000 |
| Depreciation Amortization Depletion | $41,804,000 | $33,552,000 | $31,813,000 | $27,157,000 |
| Depreciation And Amortization | $41,804,000 | $33,552,000 | $31,813,000 | $27,157,000 |
| Earnings Losses From Equity Investments | $0 | $-11,430,000 | $0 | $0 |
| Gain Loss On Investment Securities | $1,638,000 | $27,009,000 | $574,000 | $23,164,000 |
| Net Income From Continuing Operations | $224,088,000 | $181,469,000 | $250,143,000 | $228,034,000 |
| Net Investment Properties Purchase And Sale | - | - | $33,000 | $0 |
| Sale Of Investment Properties | - | - | $33,000 | $0 |
| Net Business Purchase And Sale | - | - | $0 | $0 |
| Sale Of Business | - | - | $0 | $0 |
| Gain Loss On Sale Of Business | - | - | $0 | $0 |
Fetched: 2026-06-16