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DGICA

Donegal Group Inc.

Price Chart
Latest Quote

$17.49

-0.04 (-0.23%)
Current Price
Previous Close $17.53
Open $17.58
Day High $17.78
Day Low $17.36
Volume 190,481
Fetched: 2026-06-20T10:26:02
Stock Information
Quarterly Dividend / Yield $0.77 / 4.40%
Shares Outstanding 31.47M
Quarterly Dividend Yield 4.40%
Quarterly Dividend $0.77
Total Debt $35.00M
Cash Equivalents $61.52M
Revenue $968.84M
Net Income $65.65M
Sector Financial Services
Industry Insurance - Property & Casualty
Market Cap $648.00M
P/E Ratio 9.83
EPS (TTM) $1.78
Exchange NMS
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📊 Comprehensive Analysis
Company Data
Enterprise Value$621.48M
Sales$968.84M
Income$65.65M
Book/sh$17.54
Cash/sh$1.95
Financial Ratios
Quick Ratio0.15
Current Ratio0.50
Debt/Eq5.39
EPS Growth TTM-54.30%
Returns & Margins
ROA2.12%
ROE10.64%
Gross Margin8.52%
Operating Margin6.13%
Profit Margin6.78%
Ownership
Insider Ownership1.43%
Institutional Ownership86.75%
Insider & Institutional transactions data not available
Valuation Ratios
Forward P/E9.33
PEG1.38
P/S0.67
P/B1.00
Analyst Data
Recommendationnone
Target Price$19.25
Technical Indicators
SMA20$17.22
SMA50$17.17
SMA200$18.17
RSI60.57
ATR0.3807
Shares Float17.64M
Short Float3.53%
Short Ratio4.77
Volatility-0.01
Rel Volume1.69
Performance History
Week+0.11%
Month+0.52%
Quarter+4.75%
6 Months-13.40%
YTD-8.05%
Year-4.42%
3 Years+28.34%
5 Years+44.98%
10 Years+63.16%
Stock Score: ⭐ Premium
Based on debt, profitability, growth, and cash flow metrics
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Recent Price History
Date Close Volume
2026-06-18 $17.49 208,000
2026-06-17 $17.53 135,600
2026-06-16 $17.46 94,500
2026-06-15 $17.34 80,200
2026-06-12 $17.61 92,700
2026-06-11 $17.47 133,100
2026-06-10 $17.48 116,900
2026-06-09 $17.11 79,300
2026-06-08 $17.08 87,100
2026-06-05 $17.24 97,100
2026-06-04 $16.72 95,500
2026-06-03 $16.54 176,600
2026-06-02 $16.98 119,000
2026-06-01 $16.92 185,000
2026-05-29 $16.97 162,800
2026-05-28 $17.07 137,500
2026-05-27 $17.06 112,100
2026-05-26 $17.36 144,600
2026-05-22 $17.34 87,200
2026-05-21 $17.56 110,500
2026-05-20 $17.44 79,900
2026-05-19 $17.40 103,600
About Donegal Group Inc.

Donegal Group Inc., an insurance holding company, provides commercial and personal lines of property and casualty coverages. It operates through three segments: Investment Function, Commercial Lines of Insurance, and Personal Lines of Insurance. The company offers protection against liability for bodily injury and property damage arising from automobile accidents and protection against loss from damage to automobiles owned by the insured for commercial automobile; protection to businesses against perils combining liability and physical damage coverages; and benefits to employees for injuries sustained during employment. It provides protection against liability for bodily injury and property damage arising from automobile accidents and protection against loss from damage to automobiles owned by the insured for private passenger automobile; and coverage for damage to residences and their contents from a range of perils, including fire, lightning, windstorm, and theft. The company markets its insurance products primarily to Mid-Atlantic, Midwest, Southern, and Southwestern states through a network of independent insurance agents. The company was incorporated in 1986 and is based in Marietta, Pennsylvania. Donegal Group Inc. operates as a subsidiary of Donegal Mutual Insurance Company.

Period:
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Income Statement (Annual)
Metric 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Revenue
Total Revenue $978,014,322 $989,605,050 $927,337,984 $848,220,546
Operating Revenue $978,014,322 $989,605,050 $927,337,984 $848,220,546
Expenses
Interest Expense $1,350,601 $946,020 $619,813 $620,558
Total Expenses $880,421,345 $927,266,118 $922,274,508 $851,858,645
Other Income Expense $302,109 $313,831 $346,439 $383,451
Net Non Operating Interest Income Expense $-1,350,601 $-946,020 $-619,813 $-620,558
Interest Expense Non Operating $1,350,601 $946,020 $619,813 $620,558
Other Operating Expenses $559,940 $2,564,216 $1,201,987 $1,244,948
Loss Adjustment Expense $564,332,256 $604,117,716 $609,177,699 $564,078,993
Income & Earnings
Net Income From Continuing Operation Net Minority Interest $79,340,740 $50,862,252 $4,425,504 $-1,959,405
Net Interest Income $-1,350,601 $-946,020 $-619,813 $-620,558
Normalized Income $79,340,740 $50,862,252 $4,425,504 $-1,959,405
Net Income From Continuing And Discontinued Operation $79,340,740 $50,862,252 $4,425,504 $-1,959,405
Net Income Common Stockholders $79,340,740 $50,862,252 $4,425,504 $-1,959,405
Net Income $79,340,740 $50,862,252 $4,425,504 $-1,959,405
Net Income Including Noncontrolling Interests $79,340,740 $50,862,252 $4,425,504 $-1,959,405
Net Income Continuous Operations $79,340,740 $50,862,252 $4,425,504 $-1,959,405
Pretax Income $97,592,977 $62,338,932 $5,063,476 $-3,638,099
Special Income Charges - - $0 $477,287
Per Share
Diluted EPS $2.18 $1.53 $0.11 $-0.06
Basic EPS $2.22 $1.53 $0.14 $-0.06
Other
Tax Effect Of Unusual Items $0 $0 $0 $0
Tax Rate For Calcs $0 $0 $0 $0
Reconciled Depreciation $3,075,115 $3,873,161 $4,326,446 $4,841,559
EBIT $98,943,578 $63,284,952 $5,683,289 $-3,017,541
Diluted Average Shares $36,822,924 $33,822,131 $33,139,560 $32,113,443
Basic Average Shares $36,320,863 $33,732,051 $33,046,025 $31,986,065
Diluted NI Availto Com Stockholders $79,340,740 $50,862,252 $4,425,504 $-1,959,405
Tax Provision $18,252,237 $11,476,680 $637,972 $-1,678,694
Net Policyholder Benefits And Claims $564,332,256 $604,117,716 $609,177,699 $564,078,993
Policyholder Benefits Gross $564,332,256 $604,117,716 $609,177,699 $564,078,993
Total Unusual Items - - $0 $477,287
Total Unusual Items Excluding Goodwill - - $0 $477,287
Other Special Charges - - - $-477,287
Fetched: 2026-06-20
Balance Sheet (Annual)
Metric 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Assets
Net Tangible Assets $633,834,715 $539,192,767 $473,161,990 $477,009,648
Total Assets $2,386,629,452 $2,336,031,983 $2,266,293,888 $2,243,349,335
Goodwill And Other Intangible Assets $6,583,364 $6,583,364 $6,583,364 $6,583,364
Other Intangible Assets $958,010 $958,010 $958,010 $958,010
Prepaid Assets $171,083,219 $176,161,872 $168,724,465 $160,591,399
Receivables $586,713,276 $610,283,388 $632,534,082 $638,881,256
Taxes Receivable $4,028,034 $0 $8,102,321 $8,510,897
Accounts Receivable $579,386,054 $601,873,298 $622,524,234 $630,370,359
Cash Cash Equivalents And Short Term Investments $521,167,141 $695,376,537 $645,445,924 $606,236,374
Cash And Cash Equivalents $26,785,845 $52,925,931 $23,792,273 $25,123,332
Other Receivables - - - -
Debt
Net Debt $8,214,155 - $11,207,727 $9,876,668
Total Debt $35,000,000 $35,000,000 $35,000,000 $35,000,000
Current Debt And Capital Lease Obligation $35,000,000 $35,000,000 $35,000,000 $35,000,000
Current Debt $35,000,000 $35,000,000 $35,000,000 $35,000,000
Liabilities
Total Liabilities Net Minority Interest $1,746,211,373 $1,790,255,852 $1,786,548,534 $1,759,756,323
Payables And Accrued Expenses $12,352,412 $13,649,312 $18,275,942 $18,192,493
Payables $10,131,612 $10,732,607 $14,328,968 $13,966,103
Dividends Payable $6,647,482 $6,031,078 $5,569,992 $5,296,990
Total Tax Payable $0 $356,103 $0 -
Income Tax Payable $0 $356,103 $0 -
Accounts Payable $3,484,130 $4,345,426 $8,758,976 $3,495,824
Equity
Common Stock Equity $640,418,079 $545,776,131 $479,745,354 $483,593,012
Total Equity Gross Minority Interest $640,418,079 $545,776,131 $479,745,354 $483,593,012
Stockholders Equity $640,418,079 $545,776,131 $479,745,354 $483,593,012
Gains Losses Not Affecting Retained Earnings $-8,295,743 $-28,200,481 $-32,881,822 $-41,703,747
Other Equity Adjustments $-8,295,743 $-28,200,481 $-32,881,822 $-41,703,747
Retained Earnings $297,728,438 $245,136,987 $217,794,917 $240,563,774
Other
Treasury Shares Number $3,075,053 $3,075,053 $3,075,053 $3,075,053
Ordinary Shares Number $36,959,316 $35,528,534 $33,338,742 $32,694,450
Share Issued $40,034,369 $38,603,587 $36,413,795 $35,769,503
Tangible Book Value $633,834,715 $539,192,767 $473,161,990 $477,009,648
Invested Capital $675,418,079 $580,776,131 $514,745,354 $518,593,012
Total Capitalization $640,418,079 $545,776,131 $479,745,354 $483,593,012
Treasury Stock $41,226,357 $41,226,357 $41,226,357 $41,226,357
Additional Paid In Capital $391,811,397 $369,679,946 $335,694,478 $325,601,647
Capital Stock $400,344 $386,036 $364,138 $357,695
Common Stock $400,344 $386,036 $364,138 $357,695
Preferred Stock $0 $0 $0 $0
Line Of Credit $35,000,000 $35,000,000 $35,000,000 $35,000,000
Current Accrued Expenses $2,220,800 $2,916,705 $3,946,974 $4,226,390
Investments And Advances $1,500,252,821 $1,384,972,332 $1,327,053,645 $1,304,657,242
Goodwill $5,625,354 $5,625,354 $5,625,354 $5,625,354
Net PPE $2,329,491 $2,479,183 $2,633,405 $2,755,105
Other Short Term Investments $494,381,296 $642,450,606 $621,653,651 $581,113,042
Fetched: 2026-06-20
Cash Flow Statement (Annual)
Metric 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Free Cash Flow
Free Cash Flow $70,199,041 $67,440,037 $28,579,043 $67,110,020
Operating Activities
Operating Cash Flow $70,199,466 $67,440,037 $28,623,744 $67,110,020
Cash Flow From Continuing Operating Activities $70,199,466 $67,440,037 $28,623,744 $67,110,020
Operating Gains Losses $-619,342 $-4,981,072 $-3,172,807 $10,184,797
Investing Activities
Capital Expenditure $-425 - $-44,701 -
Investing Cash Flow $-91,133,738 $-48,038,566 $-16,706,641 $-98,498,303
Cash Flow From Continuing Investing Activities $-91,133,738 $-48,038,566 $-16,706,641 $-98,498,303
Financing Activities
Issuance Of Capital Stock $20,468,239 $32,433,403 $8,645,530 $19,304,956
Financing Cash Flow $-5,205,814 $9,732,187 $-13,248,162 $-1,197,760
Cash Flow From Continuing Financing Activities $-5,205,814 $9,732,187 $-13,248,162 $-1,197,760
Cash Dividends Paid $-25,674,053 $-22,701,216 $-21,893,692 $-20,502,716
Common Stock Dividend Paid $-25,674,053 $-22,701,216 $-21,893,692 $-20,502,716
Net Common Stock Issuance $20,468,239 $32,433,403 $8,645,530 $19,304,956
Common Stock Issuance $20,468,239 $32,433,403 $8,645,530 $19,304,956
Other
Interest Paid Supplemental Data $1,350,601 $969,089 $618,519 $623,947
End Cash Position $26,785,845 $52,925,931 $23,792,273 $25,123,332
Beginning Cash Position $52,925,931 $23,792,273 $25,123,332 $57,709,375
Changes In Cash $-26,140,086 $29,133,658 $-1,331,059 $-32,586,043
Net Investment Purchase And Sale $-91,133,313 $-48,039,309 $-16,661,940 $-98,526,593
Sale Of Investment $383,864,633 $165,102,015 $164,117,527 $188,862,132
Purchase Of Investment $-474,997,946 $-213,141,324 $-180,779,467 $-287,388,725
Net PPE Purchase And Sale $-425 $743 $-44,701 $28,290
Change In Working Capital $-11,597,047 $17,685,696 $23,044,601 $54,043,069
Change In Other Working Capital $-4,445,700 $8,721,700 $1,149,399 $-5,381,889
Change In Payables And Accrued Expense $3,553,701 $-11,946,382 $-2,097,080 $6,843,456
Change In Accrued Expense $-695,905 $-1,030,269 $-279,416 $197,731
Change In Payable $4,249,606 $-10,916,113 $-1,817,664 $6,645,725
Change In Account Payable $-861,296 $-4,413,550 $5,263,152 $-450,281
Change In Prepaid Assets $5,078,653 $-7,437,407 $-8,133,066 $16,344,443
Change In Receivables $22,462,320 $19,174,781 $8,213,526 $-6,094,928
Changes In Account Receivables $22,462,320 $19,174,781 $8,213,526 $-6,094,928
Depreciation And Amortization $3,075,115 $3,873,161 $4,326,446 $4,841,559
Depreciation $3,075,115 $3,873,161 $4,326,446 $4,841,559
Gain Loss On Investment Securities $-619,342 $-4,981,072 $-3,172,807 $10,184,797
Net Income From Continuing Operations $79,340,740 $50,862,252 $4,425,504 $-1,959,405
Income Tax Paid Supplemental Data - $3,500,000 $0 $4,500,000
Repayment Of Debt - - $0 $0
Net Issuance Payments Of Debt - - $0 $0
Net Short Term Debt Issuance - - $0 $0
Short Term Debt Payments - - $0 $0
Long Term Debt Payments - - $0 $0
Issuance Of Debt - - - $0
Short Term Debt Issuance - - - $0
Sale Of PPE - - - $28,290
Net Long Term Debt Issuance - - - -
Net Business Purchase And Sale - - - -
Sale Of Business - - - -
Earnings Losses From Equity Investments - - - -
Fetched: 2026-06-20