EBMT
Eagle Bancorp Montana, Inc.
Price Chart
Latest Quote
$22.91
+0.07 (+0.31%)
Current Price
| Previous Close | $22.84 |
| Open | $23.10 |
| Day High | $23.50 |
| Day Low | $22.76 |
| Volume | 107,871 |
Stock Information
| Quarterly Dividend / Yield | $0.58 / 2.53% |
| Shares Outstanding | 7.97M |
| Quarterly Dividend Yield | 2.53% |
| Quarterly Dividend | $0.58 |
| Total Debt | $71.25M |
| Cash Equivalents | $53.96M |
| Revenue | $92.82M |
| Net Income | $15.58M |
| Sector | Financial Services |
| Industry | Banks - Regional |
| Market Cap | $182.49M |
| P/E Ratio | 11.46 |
| EPS (TTM) | $2.00 |
| Exchange | NGM |
đ Comprehensive Analysis
Company Data
| Enterprise Value | $196.62M |
| Sales | $92.82M |
| Income | $15.58M |
| Book/sh | $24.65 |
| Cash/sh | $6.77 |
| Employees | 355 |
Financial Ratios
| EPS Growth TTM | 23.00% |
Returns & Margins
| ROA | 0.74% |
| ROE | 8.41% |
| Operating Margin | 24.03% |
| Profit Margin | 16.79% |
Ownership
| Insider Ownership | 6.42% |
| Institutional Ownership | 54.68% |
| Insider & Institutional transactions data not available | |
Valuation Ratios
| Forward P/E | 10.67 |
| PEG | 1.06 |
| P/S | 1.97 |
| P/B | 0.93 |
Analyst Data
| Recommendation | hold |
| Target Price | $23.50 |
Technical Indicators
| SMA20 | $22.72 |
| SMA50 | $22.31 |
| SMA200 | $19.72 |
| RSI | 60.40 |
| ATR | 0.7036 |
| Shares Float | 6.66M |
| Short Float | 1.96% |
| Short Ratio | 2.88 |
| Volatility | 0.35 |
| Rel Volume | 1.47 |
Performance History
| Week | -2.14% |
| Month | +5.28% |
| Quarter | +12.11% |
| 6 Months | +19.33% |
| YTD | +18.60% |
| Year | +52.77% |
| 3 Years | +96.58% |
| 5 Years | +10.09% |
| 10 Years | +135.07% |
Stock Score:
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Recent Price History
| Date | Close | Volume |
|---|---|---|
| 2026-06-18 | $22.91 | 107,900 |
| 2026-06-17 | $22.84 | 74,700 |
| 2026-06-16 | $23.33 | 179,400 |
| 2026-06-15 | $23.16 | 85,800 |
| 2026-06-12 | $23.59 | 70,700 |
| 2026-06-11 | $23.41 | 53,100 |
| 2026-06-10 | $23.41 | 73,000 |
| 2026-06-09 | $23.29 | 71,700 |
| 2026-06-08 | $23.00 | 76,200 |
| 2026-06-05 | $23.00 | 102,200 |
| 2026-06-04 | $22.68 | 50,500 |
| 2026-06-03 | $22.10 | 73,000 |
| 2026-06-02 | $22.21 | 56,100 |
| 2026-06-01 | $21.85 | 49,700 |
| 2026-05-29 | $22.19 | 55,000 |
| 2026-05-28 | $22.32 | 51,100 |
| 2026-05-27 | $22.34 | 61,600 |
| 2026-05-26 | $22.41 | 46,500 |
| 2026-05-22 | $22.22 | 34,200 |
| 2026-05-21 | $22.20 | 98,200 |
| 2026-05-20 | $22.09 | 74,300 |
| 2026-05-19 | $21.76 | 48,000 |
About Eagle Bancorp Montana, Inc.
Eagle Bancorp Montana, Inc. operates as the bank holding company for Opportunity Bank of Montana that provides various banking products and services to small businesses and individuals in Montana. It accepts various deposit products, such as checking, savings, money market, and individual retirement accounts, as well as certificates of deposit. The company also provides 1-4 family residential mortgage loans, such as residential mortgages and residential property construction loans; commercial real estate loans, including multi-family dwellings, nonresidential property, commercial construction and development, and farmland loans; and second mortgage/home equity loans. In addition, it offers consumer loans, such as loans secured by collateral other than real estate comprising automobiles, recreational vehicles, and boats; personal loans and lines of credit; commercial business loans consisting of business loans and lines of credit on a secured and unsecured basis; construction loans; agricultural loans; and mortgage loans. The company operates full-service branches and automated teller machines. The company was founded in 1922 and is headquartered in Helena, Montana.
đ° Latest News
Is Eagle Bancorp Montana (EBMT) Stock Undervalued Right Now?
Zacks âĸ 2026-06-19T13:40:02Z
Eagle Bancorp Montana, Inc. (EBMT) is a Top Dividend Stock Right Now: Should You Buy?
Zacks âĸ 2026-06-08T15:45:03Z
Should Value Investors Buy Eagle Bancorp Montana (EBMT) Stock?
Zacks âĸ 2026-06-03T13:40:03Z
Eagle Bancorp Montana, Inc. (EBMT) Could Be a Great Choice
Zacks âĸ 2026-05-22T15:45:03Z
Eagle Bancorp Montana, Inc. (NASDAQ:EBMT) Will Pay A US$0.145 Dividend In Three Days
Simply Wall St. âĸ 2026-05-11T11:44:53Z
Are You Looking for a High-Growth Dividend Stock?
Zacks âĸ 2026-05-06T15:45:03Z
Are Investors Undervaluing Eagle Bancorp Montana (EBMT) Right Now?
Zacks âĸ 2026-05-01T13:40:02Z
Why Eagle Bancorp Montana, Inc. (EBMT) is a Great Dividend Stock Right Now
Zacks âĸ 2026-04-20T15:45:03Z
Eagle Bancorp Montana (EBMT) Upgraded to Buy: Here's Why
Zacks âĸ 2026-04-07T16:00:04Z
Why Eagle Bancorp Montana, Inc. (EBMT) is a Top Dividend Stock for Your Portfolio
Zacks âĸ 2026-04-03T15:45:03Z
Period:
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Income Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Revenue | ||||
| Total Revenue | $90,169,000 | $79,647,000 | $83,312,000 | $87,496,000 |
| Operating Revenue | $90,169,000 | $79,647,000 | $83,312,000 | $87,496,000 |
| Expenses | ||||
| Interest Expense | $35,514,000 | $40,773,000 | $29,138,000 | $6,150,000 |
| Selling And Marketing Expense | $1,288,000 | $1,312,000 | $1,375,000 | $1,419,000 |
| General And Administrative Expense | $43,345,000 | $40,880,000 | $44,123,000 | $45,080,000 |
| Professional Expense And Contract Services Expense | $1,699,000 | $1,941,000 | $1,922,000 | $1,469,000 |
| Other Non Interest Expense | $13,258,000 | $13,684,000 | $13,123,000 | $12,448,000 |
| Income & Earnings | ||||
| Net Income From Continuing Operation Net Minority Interest | $14,835,000 | $9,778,000 | $10,056,000 | $10,701,000 |
| Net Interest Income | $71,975,000 | $62,353,000 | $61,750,000 | $63,010,000 |
| Interest Income | $107,489,000 | $103,126,000 | $90,888,000 | $69,160,000 |
| Normalized Income | $14,835,000 | $9,778,000 | $10,056,000 | $12,475,119 |
| Net Income From Continuing And Discontinued Operation | $14,835,000 | $9,778,000 | $10,056,000 | $10,701,000 |
| Net Income Common Stockholders | $14,835,000 | $9,778,000 | $10,056,000 | $10,701,000 |
| Net Income | $14,835,000 | $9,778,000 | $10,056,000 | $10,701,000 |
| Net Income Including Noncontrolling Interests | $14,835,000 | $9,778,000 | $10,056,000 | $10,701,000 |
| Net Income Continuous Operations | $14,835,000 | $9,778,000 | $10,056,000 | $10,701,000 |
| Pretax Income | $18,893,000 | $11,390,000 | $11,654,000 | $13,848,000 |
| Depreciation Amortization Depletion Income Statement | $1,194,000 | $1,391,000 | $1,587,000 | $1,334,000 |
| Depreciation And Amortization In Income Statement | $1,194,000 | $1,391,000 | $1,587,000 | $1,334,000 |
| Amortization Of Intangibles Income Statement | $1,194,000 | $1,391,000 | $1,587,000 | $1,334,000 |
| Special Income Charges | - | - | $0 | $-2,296,000 |
| Per Share | ||||
| Diluted EPS | $1.90 | $1.24 | $1.29 | $1.45 |
| Basic EPS | $1.90 | $1.25 | $1.29 | $1.45 |
| Other | ||||
| Tax Effect Of Unusual Items | $0 | $0 | $0 | $-521,881 |
| Tax Rate For Calcs | $0 | $0 | $0 | $0 |
| Reconciled Depreciation | $8,931,000 | $8,892,000 | $7,891,000 | $7,709,000 |
| Diluted Average Shares | $7,823,909 | $7,853,792 | $7,798,244 | $7,386,253 |
| Basic Average Shares | $7,801,902 | $7,838,822 | $7,793,352 | $7,376,275 |
| Diluted NI Availto Com Stockholders | $14,835,000 | $9,778,000 | $10,056,000 | $10,701,000 |
| Tax Provision | $4,058,000 | $1,612,000 | $1,598,000 | $3,147,000 |
| Gain On Sale Of Security | $0 | $-141,000 | $-222,000 | $-6,000 |
| Amortization | $1,194,000 | $1,391,000 | $1,587,000 | $1,334,000 |
| Selling General And Administration | $44,633,000 | $42,192,000 | $45,498,000 | $46,499,000 |
| Insurance And Claims | $956,000 | $1,165,000 | $1,150,000 | $559,000 |
| Salaries And Wages | $42,389,000 | $39,715,000 | $42,973,000 | $44,521,000 |
| Occupancy And Equipment | $9,311,000 | $8,531,000 | $8,072,000 | $7,601,000 |
| Total Unusual Items | - | - | $0 | $-2,296,000 |
| Total Unusual Items Excluding Goodwill | - | - | $0 | $-2,296,000 |
| Restructuring And Mergern Acquisition | - | - | $0 | $2,296,000 |
| Other Special Charges | - | - | - | - |
| Other Gand A | - | - | - | - |
Fetched: 2026-06-12
Balance Sheet (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Assets | ||||
| Net Tangible Assets | $138,717,000 | $120,150,000 | $112,800,000 | $100,805,000 |
| Total Assets | $2,106,367,000 | $2,103,090,000 | $2,075,666,000 | $1,948,384,000 |
| Goodwill And Other Intangible Assets | $53,097,000 | $54,615,000 | $56,473,000 | $57,611,000 |
| Other Intangible Assets | $18,357,000 | $19,875,000 | $21,733,000 | $22,871,000 |
| Receivables | $14,448,000 | $12,890,000 | $12,485,000 | $11,284,000 |
| Accounts Receivable | $14,448,000 | $12,890,000 | $12,485,000 | $11,284,000 |
| Cash And Cash Equivalents | $62,962,000 | $31,559,000 | $24,545,000 | $21,811,000 |
| Cash Financial | $24,110,000 | $29,824,000 | $23,243,000 | $19,321,000 |
| Cash Cash Equivalents And Federal Funds Sold | $62,962,000 | $31,559,000 | $24,545,000 | $21,811,000 |
| Debt | ||||
| Net Debt | $19,405,000 | $168,520,000 | $210,191,000 | $106,427,000 |
| Total Debt | $82,367,000 | $200,079,000 | $234,736,000 | $128,238,000 |
| Long Term Debt And Capital Lease Obligation | $82,367,000 | $200,079,000 | $234,736,000 | $128,238,000 |
| Long Term Debt | $82,367,000 | $200,079,000 | $234,736,000 | $128,238,000 |
| Liabilities | ||||
| Total Liabilities Net Minority Interest | $1,914,553,000 | $1,928,325,000 | $1,906,393,000 | $1,789,968,000 |
| Payables And Accrued Expenses | - | - | - | $26,458,000 |
| Non Current Deferred Liabilities | - | - | - | - |
| Non Current Deferred Taxes Liabilities | - | - | - | - |
| Equity | ||||
| Common Stock Equity | $191,814,000 | $174,765,000 | $169,273,000 | $158,416,000 |
| Total Equity Gross Minority Interest | $191,814,000 | $174,765,000 | $169,273,000 | $158,416,000 |
| Stockholders Equity | $191,814,000 | $174,765,000 | $169,273,000 | $158,416,000 |
| Other Equity Interest | $-3,437,000 | $-4,010,000 | $-4,583,000 | $-5,156,000 |
| Gains Losses Not Affecting Retained Earnings | $-12,874,000 | $-20,146,000 | $-19,945,000 | $-26,357,000 |
| Other Equity Adjustments | $-12,874,000 | $-20,146,000 | $-19,945,000 | $-26,357,000 |
| Retained Earnings | $111,521,000 | $101,264,000 | $96,021,000 | $92,023,000 |
| Other | ||||
| Treasury Shares Number | $549,660 | $480,252 | $490,645 | $501,396 |
| Ordinary Shares Number | $7,957,769 | $8,027,177 | $8,016,784 | $8,006,033 |
| Share Issued | $8,507,429 | $8,507,429 | $8,507,429 | $8,507,429 |
| Tangible Book Value | $138,717,000 | $120,150,000 | $112,800,000 | $100,805,000 |
| Invested Capital | $274,181,000 | $374,844,000 | $404,009,000 | $286,654,000 |
| Total Capitalization | $274,181,000 | $374,844,000 | $404,009,000 | $286,654,000 |
| Treasury Stock | $11,567,000 | $10,762,000 | $11,124,000 | $11,343,000 |
| Additional Paid In Capital | $108,086,000 | $108,334,000 | $108,819,000 | $109,164,000 |
| Capital Stock | $85,000 | $85,000 | $85,000 | $85,000 |
| Common Stock | $85,000 | $85,000 | $85,000 | $85,000 |
| Preferred Stock | $0 | $0 | $0 | $0 |
| Investments And Advances | $261,716,000 | $269,698,000 | $318,279,000 | $349,495,000 |
| Goodwill | $34,740,000 | $34,740,000 | $34,740,000 | $34,740,000 |
| Net PPE | $101,438,000 | $101,540,000 | $94,282,000 | $84,323,000 |
| Accumulated Depreciation | $-37,860,000 | $-32,684,000 | $-27,790,000 | $-24,088,000 |
| Gross PPE | $139,298,000 | $134,224,000 | $122,072,000 | $108,411,000 |
| Leases | $1,183,000 | $1,659,000 | $2,308,000 | $2,960,000 |
| Construction In Progress | $656,000 | $10,060,000 | $4,299,000 | $10,435,000 |
| Machinery Furniture Equipment | $20,301,000 | $18,945,000 | $16,894,000 | $15,575,000 |
| Buildings And Improvements | $102,443,000 | $89,640,000 | $85,369,000 | $66,371,000 |
| Land And Improvements | $14,715,000 | $13,920,000 | $13,202,000 | $13,070,000 |
| Other Short Term Investments | $261,716,000 | $269,698,000 | $318,279,000 | $349,495,000 |
| Available For Sale Securities | - | $173,212,000 | - | - |
| Current Accrued Expenses | - | - | - | $26,458,000 |
Fetched: 2026-06-12
Cash Flow Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Free Cash Flow | ||||
| Free Cash Flow | $28,345,000 | $14,459,000 | $-4,843,000 | $25,149,000 |
| Operating Activities | ||||
| Operating Cash Flow | $33,127,000 | $28,539,000 | $9,346,000 | $41,911,000 |
| Cash Flow From Continuing Operating Activities | $33,127,000 | $28,539,000 | $9,346,000 | $41,911,000 |
| Operating Gains Losses | $-7,876,000 | $-6,617,000 | $-11,174,000 | $-18,715,000 |
| Investing Activities | ||||
| Capital Expenditure | $-4,782,000 | $-14,080,000 | $-14,189,000 | $-16,762,000 |
| Investing Cash Flow | $21,964,000 | $-27,797,000 | $-108,205,000 | $-235,041,000 |
| Cash Flow From Continuing Investing Activities | $21,964,000 | $-27,797,000 | $-108,205,000 | $-235,041,000 |
| Net Other Investing Changes | $5,168,000 | $-1,859,000 | $-2,872,000 | $-3,827,000 |
| Financing Activities | ||||
| Repurchase Of Capital Stock | $-1,573,000 | $-419,000 | $-231,000 | $-4,430,000 |
| Financing Cash Flow | $-23,688,000 | $6,272,000 | $101,593,000 | $153,507,000 |
| Cash Flow From Continuing Financing Activities | $-23,688,000 | $6,272,000 | $101,593,000 | $153,507,000 |
| Cash Dividends Paid | $-4,578,000 | $-4,535,000 | $-4,442,000 | $-4,061,000 |
| Net Common Stock Issuance | $-1,573,000 | $-419,000 | $-231,000 | $-4,430,000 |
| Net Other Financing Charges | - | - | - | $-1,159,000 |
| Other | ||||
| Repayment Of Debt | $-120,000,000 | $-62,083,000 | $0 | $-15,000,000 |
| Issuance Of Debt | $35,000,000 | $135,000,000 | $15,000,000 | $40,000,000 |
| Interest Paid Supplemental Data | $37,118,000 | $37,910,000 | $24,815,000 | $4,951,000 |
| Income Tax Paid Supplemental Data | $3,157,000 | $549,000 | $3,009,000 | $2,930,000 |
| End Cash Position | $62,962,000 | $31,559,000 | $24,545,000 | $21,811,000 |
| Beginning Cash Position | $31,559,000 | $24,545,000 | $21,811,000 | $61,434,000 |
| Changes In Cash | $31,403,000 | $7,014,000 | $2,734,000 | $-39,623,000 |
| Common Stock Payments | $-1,573,000 | $-419,000 | $-231,000 | $-4,430,000 |
| Net Issuance Payments Of Debt | $-117,908,000 | $-34,807,000 | $106,343,000 | $94,394,000 |
| Net Short Term Debt Issuance | $-32,908,000 | $-107,724,000 | $91,343,000 | $69,394,000 |
| Net Long Term Debt Issuance | $-85,000,000 | $72,917,000 | $15,000,000 | $25,000,000 |
| Long Term Debt Payments | $-120,000,000 | $-62,083,000 | $0 | $-15,000,000 |
| Long Term Debt Issuance | $35,000,000 | $135,000,000 | $15,000,000 | $40,000,000 |
| Net Investment Purchase And Sale | $20,074,000 | $24,286,000 | $38,589,000 | $5,878,000 |
| Sale Of Investment | $27,117,000 | $35,266,000 | $66,715,000 | $82,951,000 |
| Purchase Of Investment | $-7,043,000 | $-10,980,000 | $-28,126,000 | $-77,073,000 |
| Net PPE Purchase And Sale | $-4,581,000 | $-14,020,000 | $-13,180,000 | $-15,917,000 |
| Sale Of PPE | $201,000 | $60,000 | $1,009,000 | $845,000 |
| Purchase Of PPE | $-4,782,000 | $-14,080,000 | $-14,189,000 | $-16,762,000 |
| Change In Working Capital | $4,295,000 | $14,182,000 | $-4,542,000 | $799,000 |
| Change In Other Current Assets | $2,753,000 | $527,000 | $-10,273,000 | $14,000 |
| Change In Payables And Accrued Expense | $3,100,000 | $14,060,000 | $6,932,000 | $3,564,000 |
| Change In Accrued Expense | $3,100,000 | $14,060,000 | $6,932,000 | $3,564,000 |
| Change In Receivables | $-1,558,000 | $-405,000 | $-1,201,000 | $-2,779,000 |
| Other Non Cash Items | $10,534,000 | $419,000 | $4,601,000 | $34,885,000 |
| Stock Based Compensation | $1,093,000 | $869,000 | $678,000 | $976,000 |
| Deferred Tax | $-574,000 | $-529,000 | $-671,000 | $2,069,000 |
| Deferred Income Tax | $-574,000 | $-529,000 | $-671,000 | $2,069,000 |
| Depreciation Amortization Depletion | $8,931,000 | $8,892,000 | $7,891,000 | $7,709,000 |
| Depreciation And Amortization | $8,931,000 | $8,892,000 | $7,891,000 | $7,709,000 |
| Amortization Cash Flow | $3,131,000 | $3,224,000 | $3,293,000 | $3,452,000 |
| Amortization Of Intangibles | $3,131,000 | $3,224,000 | $3,293,000 | $3,452,000 |
| Depreciation | $5,800,000 | $5,668,000 | $4,598,000 | $4,257,000 |
| Gain Loss On Investment Securities | $0 | $141,000 | $222,000 | - |
| Gain Loss On Sale Of PPE | $-153,000 | $-17,000 | $-61,000 | $-105,000 |
| Net Income From Continuing Operations | $14,835,000 | $9,778,000 | $10,056,000 | $10,701,000 |
| Net Business Purchase And Sale | - | - | $0 | $13,397,000 |
| Sale Of Business | - | - | $0 | $13,397,000 |
| Asset Impairment Charge | - | - | $0 | $-56,000 |
| Short Term Debt Issuance | - | - | - | $69,394,000 |
| Short Term Debt Payments | - | - | - | - |
Fetched: 2026-06-12