ESQ
Esquire Financial Holdings, Inc.
Price Chart
Latest Quote
$113.53
+1.22 (+1.09%)
Current Price
| Previous Close | $112.31 |
| Open | $114.46 |
| Day High | $114.60 |
| Day Low | $112.54 |
| Volume | 233,175 |
Stock Information
| Quarterly Dividend / Yield | $0.75 / 0.66% |
| Shares Outstanding | 8.64M |
| Quarterly Dividend Yield | 0.66% |
| Quarterly Dividend | $0.75 |
| Total Debt | $2.41M |
| Cash Equivalents | $222.22M |
| Revenue | $142.38M |
| Net Income | $51.63M |
| Sector | Financial Services |
| Industry | Banks - Regional |
| Market Cap | $980.83M |
| P/E Ratio | 19.11 |
| EPS (TTM) | $5.94 |
| Exchange | NCM |
đ Comprehensive Analysis
Company Data
| Enterprise Value | $710.27M |
| Sales | $142.38M |
| Income | $51.63M |
| Book/sh | $36.78 |
| Cash/sh | $25.72 |
| Employees | 151 |
Financial Ratios
| EPS Growth TTM | 7.00% |
Returns & Margins
| ROA | 2.36% |
| ROE | 18.70% |
| Operating Margin | 49.46% |
| Profit Margin | 36.26% |
Ownership
| Insider Ownership | 17.45% |
| Institutional Ownership | 71.58% |
| Insider & Institutional transactions data not available | |
Valuation Ratios
| Forward P/E | 13.12 |
| P/S | 6.89 |
| P/B | 3.09 |
Analyst Data
| Recommendation | none |
| Target Price | $125.00 |
Technical Indicators
| SMA20 | $111.02 |
| SMA50 | $109.86 |
| SMA200 | $105.04 |
| RSI | 57.93 |
| ATR | 3.4656 |
| Shares Float | 7.04M |
| Short Float | 9.76% |
| Short Ratio | 7.55 |
| Volatility | 0.40 |
| Rel Volume | 2.06 |
Performance History
| Week | +0.25% |
| Month | +4.59% |
| Quarter | +7.16% |
| 6 Months | +6.68% |
| YTD | +12.49% |
| Year | +27.85% |
| 3 Years | +165.30% |
| 5 Years | +372.75% |
| 10 Years | +675.00% |
Stock Score:
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Recent Price History
| Date | Close | Volume |
|---|---|---|
| 2026-06-18 | $113.53 | 233,200 |
| 2026-06-17 | $112.31 | 126,100 |
| 2026-06-16 | $114.13 | 111,400 |
| 2026-06-15 | $113.45 | 152,700 |
| 2026-06-12 | $115.62 | 89,000 |
| 2026-06-11 | $113.25 | 89,000 |
| 2026-06-10 | $111.95 | 77,200 |
| 2026-06-09 | $110.78 | 74,400 |
| 2026-06-08 | $110.28 | 94,700 |
| 2026-06-05 | $108.09 | 90,900 |
| 2026-06-04 | $108.62 | 97,000 |
| 2026-06-03 | $106.20 | 126,400 |
| 2026-06-02 | $109.89 | 84,300 |
| 2026-06-01 | $108.45 | 114,900 |
| 2026-05-29 | $109.89 | 129,500 |
| 2026-05-28 | $109.53 | 86,500 |
| 2026-05-27 | $110.03 | 102,700 |
| 2026-05-26 | $112.57 | 75,700 |
| 2026-05-22 | $110.80 | 130,700 |
| 2026-05-21 | $111.01 | 178,200 |
| 2026-05-20 | $112.76 | 135,600 |
| 2026-05-19 | $108.55 | 102,900 |
About Esquire Financial Holdings, Inc.
Esquire Financial Holdings, Inc. operates as the bank holding company for Esquire Bank, National Association that provides commercial banking products and services to legal and small businesses, and commercial and retail customers in the United States. The company provides checking, savings, money market, and time deposits, as well as certificates of deposit. It also offers commercial loans, such as short-term financing for inventory, receivables, the purchase of supplies, or other operating needs arising during the normal course of business, as well as loans to its qualified ISO customers; commercial lines of credit; consumer loans consisting of post-settlement consumer and structured settlement loans to plaintiffs and claimants, as well as loans to individuals for debt consolidation, medical expenses, living expenses, payment of outstanding bills, and other consumer needs; and real estate loans, such as multifamily, 1-4 family residential, commercial real estate, and construction loans, as well as merchant services, including portfolio acquisition loan, agent residual acquisition loan, working capital line of credit, and merchant term loan. In addition, it provides cash management, cash sweep, online and mobile banking, and individual retirement accounts. Further, it offers payment processing, ACH and administrative services, and law firm banking solutions. Esquire Financial Holdings, Inc. was founded in 2006 and is headquartered in Jericho, New York.
đ° Latest News
Esquire Financial Holdings And 2 Insider Picks For Growth Potential
Simply Wall St. âĸ 2026-06-15T11:36:44Z
Discovering US Undiscovered Gems in May 2026
Simply Wall St. âĸ 2026-05-18T17:33:21Z
Top Growth Companies With High Insider Ownership May 2026
Simply Wall St. âĸ 2026-05-15T17:35:44Z
Esquire Financial Holdings, Inc. (NASDAQ:ESQ) Looks Like A Good Stock, And It's Going Ex-Dividend Soon
Simply Wall St. âĸ 2026-05-11T13:15:30Z
Esquire Financial Q1 Earnings Call Highlights
MarketBeat âĸ 2026-04-23T17:39:33Z
Compared to Estimates, Esquire Financial (ESQ) Q1 Earnings: A Look at Key Metrics
Zacks âĸ 2026-04-23T14:00:02Z
Esquire Financial Holdings, Inc. (ESQ) Surpasses Q1 Earnings and Revenue Estimates
Zacks âĸ 2026-04-23T13:40:01Z
Undiscovered Gems in the US Market to Explore This April 2026
Simply Wall St. âĸ 2026-04-08T17:33:39Z
Esquire Financial to Buy Signature Bancorporation in $350M Stock Deal to Expand in Chicago
MarketBeat âĸ 2026-03-16T01:03:07Z
NYâs Esquire Bank makes $348.4M Chicago push
Banking Dive âĸ 2026-03-12T11:28:45Z
Period:
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Income Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Revenue | ||||
| Total Revenue | $146,561,000 | $124,824,000 | $113,524,000 | $84,271,000 |
| Operating Revenue | $146,561,000 | $124,824,000 | $113,524,000 | $84,271,000 |
| Expenses | ||||
| Interest Expense | $17,936,000 | $13,444,000 | $8,115,000 | $1,647,000 |
| Selling And Marketing Expense | $3,614,000 | $3,514,000 | $1,823,000 | $1,462,000 |
| General And Administrative Expense | $43,432,000 | $38,788,000 | $33,274,000 | $26,332,000 |
| Professional Expense And Contract Services Expense | $5,498,000 | $3,824,000 | $5,447,000 | $3,376,000 |
| Other Non Interest Expense | $13,783,000 | $10,624,000 | $9,210,000 | $7,574,000 |
| Income & Earnings | ||||
| Net Income From Continuing Operation Net Minority Interest | $50,822,000 | $43,658,000 | $41,011,000 | $28,518,000 |
| Net Interest Income | $121,481,000 | $99,929,000 | $83,773,000 | $59,346,000 |
| Interest Income | $139,417,000 | $113,373,000 | $91,888,000 | $60,993,000 |
| Normalized Income | $50,822,000 | $43,658,000 | $41,011,000 | $28,518,000 |
| Net Income From Continuing And Discontinued Operation | $50,822,000 | $43,658,000 | $41,011,000 | $28,518,000 |
| Net Income Common Stockholders | $50,822,000 | $43,658,000 | $41,011,000 | $28,518,000 |
| Net Income | $50,822,000 | $43,658,000 | $41,011,000 | $28,518,000 |
| Net Income Including Noncontrolling Interests | $50,822,000 | $43,658,000 | $41,011,000 | $28,518,000 |
| Net Income Continuous Operations | $50,822,000 | $43,658,000 | $41,011,000 | $28,518,000 |
| Pretax Income | $65,652,000 | $59,281,000 | $55,882,000 | $38,801,000 |
| Per Share | ||||
| Diluted EPS | $5.87 | $5.14 | $4.91 | $3.47 |
| Basic EPS | $6.30 | $5.58 | $5.31 | $3.73 |
| Other | ||||
| Tax Effect Of Unusual Items | $0 | $0 | $0 | $0 |
| Tax Rate For Calcs | $0 | $0 | $0 | $0 |
| Reconciled Depreciation | $3,684,000 | $3,287,000 | $2,537,000 | $2,549,000 |
| Diluted Average Shares | $8,662,219 | $8,487,041 | $8,345,586 | $8,106,422 |
| Basic Average Shares | $8,061,589 | $7,817,626 | $7,716,367 | $7,638,423 |
| Diluted NI Availto Com Stockholders | $50,822,000 | $43,658,000 | $41,011,000 | $28,518,000 |
| Tax Provision | $14,830,000 | $15,623,000 | $14,871,000 | $10,283,000 |
| Gain On Sale Of Security | $432,000 | $0 | $4,013,000 | $0 |
| Selling General And Administration | $47,046,000 | $42,302,000 | $35,097,000 | $27,794,000 |
| Insurance And Claims | $1,118,000 | $943,000 | $793,000 | $558,000 |
| Salaries And Wages | $42,314,000 | $37,845,000 | $32,481,000 | $25,774,000 |
| Occupancy And Equipment | $4,907,000 | $4,093,000 | $3,363,000 | $3,236,000 |
| Other Gand A | - | - | - | - |
Fetched: 2026-06-15
Balance Sheet (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Assets | ||||
| Net Tangible Assets | $289,598,000 | $237,094,000 | $198,555,000 | $158,158,000 |
| Total Assets | $2,365,661,000 | $1,892,503,000 | $1,616,876,000 | $1,395,639,000 |
| Receivables | $12,640,000 | $10,124,000 | $9,130,000 | $5,768,000 |
| Accounts Receivable | $12,640,000 | $10,124,000 | $9,130,000 | $5,768,000 |
| Cash And Cash Equivalents | $235,887,000 | $126,329,000 | $165,209,000 | $164,122,000 |
| Cash Cash Equivalents And Federal Funds Sold | $239,060,000 | $129,363,000 | $168,137,000 | $216,499,000 |
| Liabilities | ||||
| Total Liabilities Net Minority Interest | $2,076,063,000 | $1,655,409,000 | $1,418,321,000 | $1,237,481,000 |
| Payables And Accrued Expenses | - | - | - | $9,245,000 |
| Equity | ||||
| Common Stock Equity | $289,598,000 | $237,094,000 | $198,555,000 | $158,158,000 |
| Total Equity Gross Minority Interest | $289,598,000 | $237,094,000 | $198,555,000 | $158,158,000 |
| Stockholders Equity | $289,598,000 | $237,094,000 | $198,555,000 | $158,158,000 |
| Gains Losses Not Affecting Retained Earnings | $-8,489,000 | $-14,287,000 | $-13,235,000 | $-15,117,000 |
| Retained Earnings | $197,787,000 | $152,932,000 | $114,261,000 | $77,712,000 |
| Other | ||||
| Treasury Shares Number | $156,518 | $118,898 | $73,337 | $42,708 |
| Ordinary Shares Number | $8,552,405 | $8,354,753 | $8,287,848 | $8,195,333 |
| Share Issued | $8,708,923 | $8,473,651 | $8,361,185 | $8,238,041 |
| Tangible Book Value | $289,598,000 | $237,094,000 | $198,555,000 | $158,158,000 |
| Treasury Stock | $9,676,000 | $5,688,000 | $2,268,000 | $906,000 |
| Additional Paid In Capital | $109,889,000 | $104,052,000 | $99,713,000 | $96,387,000 |
| Capital Stock | $87,000 | $85,000 | $84,000 | $82,000 |
| Common Stock | $87,000 | $85,000 | $84,000 | $82,000 |
| Preferred Stock | $0 | $0 | $0 | $0 |
| Investments And Advances | $306,698,000 | $310,406,000 | $199,108,000 | $187,646,000 |
| Held To Maturity Securities | $60,193,000 | $68,660,000 | $77,001,000 | $78,377,000 |
| Net PPE | $4,379,000 | $2,436,000 | $2,602,000 | $2,704,000 |
| Accumulated Depreciation | $-7,542,000 | $-6,324,000 | $-5,444,000 | $-4,737,000 |
| Gross PPE | $11,921,000 | $8,760,000 | $8,046,000 | $7,441,000 |
| Leases | $6,160,000 | $3,617,000 | $3,073,000 | $2,805,000 |
| Machinery Furniture Equipment | $5,761,000 | $5,143,000 | $4,973,000 | $4,636,000 |
| Other Short Term Investments | $246,505,000 | $241,746,000 | $122,107,000 | $109,269,000 |
| Current Accrued Expenses | - | - | - | $9,245,000 |
| Construction In Progress | - | - | - | $8,000 |
Fetched: 2026-06-15
Cash Flow Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Free Cash Flow | ||||
| Free Cash Flow | $54,258,000 | $39,063,000 | $39,397,000 | $37,561,000 |
| Operating Activities | ||||
| Operating Cash Flow | $59,840,000 | $42,212,000 | $42,401,000 | $38,797,000 |
| Cash Flow From Continuing Operating Activities | $59,840,000 | $42,212,000 | $42,401,000 | $38,797,000 |
| Operating Gains Losses | $-432,000 | - | $-4,013,000 | $-88,000 |
| Investing Activities | ||||
| Capital Expenditure | $-5,582,000 | $-3,149,000 | $-3,004,000 | $-1,236,000 |
| Investing Cash Flow | $-362,089,000 | $-308,266,000 | $-215,404,000 | $-221,501,000 |
| Cash Flow From Continuing Investing Activities | $-362,089,000 | $-308,266,000 | $-215,404,000 | $-221,501,000 |
| Net Other Investing Changes | $-139,000 | $-106,000 | $-118,000 | $-130,000 |
| Capital Expenditure Reported | $-2,421,000 | $-2,435,000 | $-2,399,000 | $-1,163,000 |
| Financing Activities | ||||
| Repurchase Of Capital Stock | $0 | $0 | $-286,000 | $0 |
| Financing Cash Flow | $411,807,000 | $227,174,000 | $174,090,000 | $197,670,000 |
| Cash Flow From Continuing Financing Activities | $411,807,000 | $227,174,000 | $174,090,000 | $197,670,000 |
| Net Other Financing Charges | $-3,988,000 | $-3,420,000 | $-1,076,000 | $-339,000 |
| Cash Dividends Paid | $-5,861,000 | $-4,846,000 | $-3,719,000 | $-2,149,000 |
| Common Stock Dividend Paid | $-5,861,000 | $-4,846,000 | $-3,719,000 | $-2,149,000 |
| Net Common Stock Issuance | $0 | $0 | $-286,000 | $0 |
| Other | ||||
| Repayment Of Debt | $-2,000 | $-2,000 | $-2,000 | $-2,000 |
| Interest Paid Supplemental Data | $17,960,000 | $13,430,000 | $8,134,000 | $1,618,000 |
| Income Tax Paid Supplemental Data | $15,295,000 | $18,002,000 | $17,587,000 | $8,654,000 |
| End Cash Position | $235,887,000 | $126,329,000 | $165,209,000 | $164,122,000 |
| Beginning Cash Position | $126,329,000 | $165,209,000 | $164,122,000 | $149,156,000 |
| Changes In Cash | $109,558,000 | $-38,880,000 | $1,087,000 | $14,966,000 |
| Proceeds From Stock Option Exercised | $887,000 | $505,000 | $110,000 | $333,000 |
| Common Stock Payments | $0 | $0 | $-286,000 | $0 |
| Net Issuance Payments Of Debt | $-2,000 | $-2,000 | $-2,000 | $-2,000 |
| Net Long Term Debt Issuance | $-2,000 | $-2,000 | $-2,000 | $-2,000 |
| Long Term Debt Payments | $-2,000 | $-2,000 | $-2,000 | $-2,000 |
| Net Investment Purchase And Sale | $11,561,000 | $-115,535,000 | $-2,622,000 | $-59,460,000 |
| Sale Of Investment | $59,860,000 | $46,151,000 | $26,176,000 | $26,371,000 |
| Purchase Of Investment | $-48,299,000 | $-161,686,000 | $-28,798,000 | $-85,831,000 |
| Net PPE Purchase And Sale | $-3,161,000 | $-714,000 | $-605,000 | $-73,000 |
| Purchase Of PPE | $-3,161,000 | $-714,000 | $-605,000 | $-73,000 |
| Change In Working Capital | $-9,241,000 | $-12,108,000 | $-1,464,000 | $3,734,000 |
| Change In Other Current Liabilities | $-890,000 | $-721,000 | $-627,000 | $-561,000 |
| Change In Other Current Assets | $-6,504,000 | $-11,091,000 | $794,000 | $3,184,000 |
| Change In Payables And Accrued Expense | $669,000 | $698,000 | $1,731,000 | $2,682,000 |
| Change In Accrued Expense | $669,000 | $698,000 | $1,731,000 | $2,682,000 |
| Change In Receivables | $-2,516,000 | $-994,000 | $-3,362,000 | $-1,571,000 |
| Changes In Account Receivables | $-2,516,000 | $-994,000 | $-3,362,000 | $-1,571,000 |
| Other Non Cash Items | $-109,000 | $-484,000 | $-1,291,000 | $-1,054,000 |
| Stock Based Compensation | $4,952,000 | $3,835,000 | $3,218,000 | $2,444,000 |
| Amortization Of Securities | $469,000 | $430,000 | $429,000 | $537,000 |
| Deferred Tax | $20,000 | $-1,106,000 | $-2,551,000 | $-1,333,000 |
| Deferred Income Tax | $20,000 | $-1,106,000 | $-2,551,000 | $-1,333,000 |
| Depreciation Amortization Depletion | $3,684,000 | $3,287,000 | $2,537,000 | $2,549,000 |
| Depreciation And Amortization | $3,684,000 | $3,287,000 | $2,537,000 | $2,549,000 |
| Amortization Cash Flow | $1,718,000 | $1,835,000 | $1,263,000 | $1,380,000 |
| Amortization Of Intangibles | $1,718,000 | $1,835,000 | $1,263,000 | $1,380,000 |
| Depreciation | $1,966,000 | $1,452,000 | $1,274,000 | $1,169,000 |
| Gain Loss On Investment Securities | $-432,000 | $0 | $-4,013,000 | $0 |
| Net Income From Continuing Operations | $50,822,000 | $43,658,000 | $41,011,000 | $28,518,000 |
| Net Intangibles Purchase And Sale | - | - | - | - |
| Purchase Of Intangibles | - | - | - | - |
| Change In Other Working Capital | - | - | - | - |
Fetched: 2026-06-15