EZRA
Reliance Global Group, Inc.
Price Chart
Latest Quote
$3.70
| Previous Close | $3.47 |
| Open | $3.48 |
| Day High | $4.02 |
| Day Low | $3.30 |
| Volume | 531,496 |
Stock Information
| Shares Outstanding | 556K |
| Total Debt | $5.45M |
| Cash Equivalents | $2.27M |
| Revenue | $12.02M |
| Net Income | $-6.72M |
| Sector | Financial Services |
| Industry | Insurance Brokers |
| Market Cap | $2.06M |
| EPS (TTM) | $-28.24 |
| Exchange | NCM |
đ Comprehensive Analysis
Company Data
| Enterprise Value | $5.02M |
| Sales | $12.02M |
| Income | $-6.72M |
| Book/sh | $13.96 |
| Cash/sh | $4.09 |
| Employees | 40 |
Financial Ratios
| Quick Ratio | 1.61 |
| Current Ratio | 2.40 |
| Debt/Eq | 73.45 |
Returns & Margins
| ROA | -36.59% |
| ROE | -133.96% |
| Gross Margin | -19.94% |
| Operating Margin | -33.86% |
| Profit Margin | -55.92% |
Ownership
| Insider Ownership | 7.35% |
| Institutional Ownership | 5.76% |
| Insider & Institutional transactions data not available | |
Valuation Ratios
| P/S | 0.17 |
| P/B | 0.26 |
Analyst Data
| Recommendation | none |
Technical Indicators
| SMA20 | $3.71 |
| SMA50 | $5.49 |
| SMA200 | $18.09 |
| RSI | 37.19 |
| ATR | 0.3136 |
| Shares Float | 493K |
| Short Float | 14.85% |
| Short Ratio | 0.51 |
| Volatility | 0.13 |
| Rel Volume | 2.81 |
Performance History
| Week | +4.52% |
| Month | -5.13% |
| Quarter | -49.18% |
| 6 Months | -84.35% |
| YTD | -82.81% |
| Year | -96.73% |
| 3 Years | -99.88% |
| 5 Years | -99.99% |
| 10 Years | -99.99% |
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Recent Price History
| Date | Close | Volume |
|---|---|---|
| 2026-06-22 | $3.70 | 531,496 |
| 2026-06-18 | $3.47 | 29,900 |
| 2026-06-17 | $3.49 | 70,000 |
| 2026-06-16 | $3.53 | 22,300 |
| 2026-06-15 | $3.55 | 21,300 |
| 2026-06-12 | $3.54 | 26,500 |
| 2026-06-11 | $3.66 | 48,500 |
| 2026-06-10 | $3.48 | 117,500 |
| 2026-06-09 | $3.63 | 187,200 |
| 2026-06-08 | $3.69 | 55,400 |
| 2026-06-05 | $3.56 | 80,400 |
| 2026-06-04 | $3.75 | 23,400 |
| 2026-06-03 | $3.71 | 124,800 |
| 2026-06-02 | $3.90 | 92,100 |
| 2026-06-01 | $4.11 | 265,500 |
| 2026-05-29 | $3.93 | 450,700 |
| 2026-05-28 | $3.69 | 358,400 |
| 2026-05-27 | $3.88 | 102,200 |
| 2026-05-26 | $3.98 | 181,300 |
| 2026-05-22 | $4.00 | 992,100 |
About Reliance Global Group, Inc.
Reliance Global Group, Inc. acquires, owns, and manages insurance distribution and technology-oriented businesses in the United States. The company operates RELI Exchange, a business-to-business InsurTech platform and partner network designed to support insurance agents and agencies through technology-enabled tools and operational infrastructure; and 5MinuteInsure.com, a direct-to-consumer InsurTech platform designed to enable consumers to compare, quote, and bind certain insurance products through a streamlined digital interface. It also provides training and mentorship resources to support agent onboarding and business development through its platform; agency services for insurance products in the healthcare, life, bond, auto, and property and casualty sectors; and insurance marketing services. The company was formerly known as Ethos Media Network, Inc. and changed its name to Reliance Global Group, Inc. in October 2018. The company was incorporated in 2013 and is headquartered in Lakewood, New Jersey.
Income Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Revenue | ||||
| Reconciled Cost Of Revenue | $14,922,887 | $11,416,409 | $11,235,991 | $10,649,037 |
| Cost Of Revenue | $14,922,887 | $11,416,409 | $11,235,991 | $10,649,037 |
| Total Revenue | $12,430,959 | $14,054,361 | $13,731,826 | $11,761,882 |
| Operating Revenue | $12,430,959 | $14,054,361 | $13,731,826 | $11,761,882 |
| Expenses | ||||
| Interest Expense | $1,043,274 | $1,583,610 | $1,656,253 | $918,026 |
| Total Expenses | $21,443,955 | $17,779,809 | $18,300,145 | $18,342,017 |
| Other Income Expense | $3,068,514 | $-3,762,526 | $-3,800,696 | $29,060,093 |
| Other Non Operating Income Expenses | $-114,403 | $51,345 | $6,530 | $-4,341 |
| Net Non Operating Interest Income Expense | $-1,043,274 | $-1,583,610 | $-1,656,253 | $-918,026 |
| Interest Expense Non Operating | $1,043,274 | $1,583,610 | $1,656,253 | $918,026 |
| Operating Expense | $6,521,068 | $6,363,400 | $7,064,154 | $7,692,980 |
| Selling And Marketing Expense | $278,399 | $357,697 | $364,974 | $170,311 |
| General And Administrative Expense | $4,910,823 | $4,219,635 | $4,089,989 | $4,959,151 |
| Income & Earnings | ||||
| Net Income From Continuing Operation Net Minority Interest | $-6,987,756 | $-9,071,584 | $-10,025,268 | $21,561,932 |
| Net Interest Income | $-1,043,274 | $-1,583,610 | $-1,656,253 | $-918,026 |
| Normalized Income | $-10,170,673 | $-5,257,713 | $-6,218,042 | $-7,502,502 |
| Net Income From Continuing And Discontinued Operation | $-6,987,756 | $-9,071,584 | $-12,009,982 | $6,466,162 |
| Total Operating Income As Reported | $-9,012,996 | $-7,695,319 | $-13,879,192 | $-6,580,659 |
| Net Income Common Stockholders | $-6,987,756 | $-9,071,584 | $-12,009,982 | $6,466,162 |
| Net Income | $-6,987,756 | $-9,071,584 | $-12,009,982 | $6,466,162 |
| Net Income Including Noncontrolling Interests | $-6,987,756 | $-9,071,584 | $-12,009,982 | $6,466,162 |
| Net Income Continuous Operations | $-6,987,756 | $-9,071,584 | $-10,025,268 | $21,561,932 |
| Pretax Income | $-6,987,756 | $-9,071,584 | $-10,025,268 | $21,561,932 |
| Special Income Charges | $3,182,917 | $-3,969,871 | $-9,310,873 | $-524 |
| Operating Income | $-9,012,996 | $-3,725,448 | $-4,568,319 | $-6,580,135 |
| Depreciation Amortization Depletion Income Statement | $1,331,846 | $1,786,068 | $2,609,191 | $2,563,518 |
| Depreciation And Amortization In Income Statement | $1,331,846 | $1,786,068 | $2,609,191 | $2,563,518 |
| Gross Profit | $-2,491,928 | $2,637,952 | $2,495,835 | $1,112,845 |
| Net Income Discontinuous Operations | - | $0 | $-1,984,714 | $-15,095,770 |
| Per Share | ||||
| Diluted EPS | $-51.20 | $-360.40 | $-3508.00 | $-285.60 |
| Basic EPS | $-51.20 | $-360.40 | $-3508.00 | $-285.60 |
| Other | ||||
| Tax Effect Of Unusual Items | $0 | $0 | $0 | $0 |
| Tax Rate For Calcs | $0 | $0 | $0 | $0 |
| Normalized EBITDA (Bullshit earnings) | $-7,795,553 | $-1,888,035 | $-1,952,598 | $-4,020,958 |
| Total Unusual Items | $3,182,917 | $-3,813,871 | $-3,807,226 | $29,064,434 |
| Total Unusual Items Excluding Goodwill | $3,182,917 | $-3,813,871 | $-3,807,226 | $29,064,434 |
| Reconciled Depreciation | $1,331,846 | $1,786,068 | $2,609,191 | $2,563,518 |
| EBITDA (Bullshit earnings) | $-4,612,636 | $-5,701,906 | $-5,759,824 | $25,043,476 |
| EBIT | $-5,944,482 | $-7,487,974 | $-8,369,015 | $22,479,958 |
| Diluted Average Shares | $136,298 | $25,175 | $4,147 | $1,610 |
| Basic Average Shares | $136,298 | $25,175 | $4,147 | $1,609 |
| Diluted NI Availto Com Stockholders | $-6,987,756 | $-9,071,584 | $-12,009,982 | $6,466,162 |
| Tax Provision | $0 | $0 | - | - |
| Gain On Sale Of Business | $3,182,917 | $0 | - | - |
| Write Off | $0 | $3,922,110 | $0 | - |
| Restructuring And Mergern Acquisition | $0 | $47,761 | $1,716,873 | $524 |
| Selling General And Administration | $5,189,222 | $4,577,332 | $4,454,963 | $5,129,462 |
| Other Gand A | $4,910,823 | $4,219,635 | $4,089,989 | $4,959,151 |
| Impairment Of Capital Assets | - | $0 | $7,594,000 | $0 |
| Gain On Sale Of Security | - | $156,000 | $5,503,647 | $29,064,958 |
Balance Sheet (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Assets | ||||
| Net Tangible Assets | $-1,747,105 | $-9,119,754 | $-10,588,526 | $-18,815,429 |
| Total Assets | $13,548,421 | $17,315,077 | $23,015,009 | $38,427,729 |
| Total Non Current Assets | $9,276,746 | $13,325,622 | $18,635,977 | $35,162,350 |
| Other Non Current Assets | $127,405 | $21,792 | $20,292 | $5,354,163 |
| Goodwill And Other Intangible Assets | $8,174,535 | $12,116,996 | $17,735,856 | $27,726,468 |
| Other Intangible Assets | $3,387,980 | $5,423,897 | $11,042,757 | $13,439,369 |
| Current Assets | $4,271,675 | $3,989,455 | $4,379,032 | $3,265,379 |
| Other Current Assets | $766,985 | $681,450 | $333,756 | $245,535 |
| Restricted Cash | $1,415,725 | $1,424,999 | $1,409,895 | $1,404,359 |
| Receivables | $773,331 | $1,510,311 | $1,306,365 | $1,024,077 |
| Other Receivables | $23,526 | $42,184 | $899 | $11,464 |
| Accounts Receivable | $749,805 | $1,468,127 | $1,305,466 | $1,012,613 |
| Cash Cash Equivalents And Short Term Investments | $1,315,634 | $372,695 | $1,329,016 | $505,410 |
| Cash And Cash Equivalents | $1,315,634 | $372,695 | $1,329,016 | $505,410 |
| Cash Financial | $1,315,634 | $372,695 | $1,329,016 | $505,410 |
| Investmentin Financial Assets | - | - | $0 | $900,000 |
| Assets Held For Sale Current | - | - | $0 | $85,998 |
| Prepaid Assets | - | - | - | - |
| Notes Receivable | - | - | - | - |
| Debt | ||||
| Net Debt | $4,072,178 | $11,568,853 | $12,441,203 | $16,007,499 |
| Total Debt | $6,325,493 | $13,032,898 | $14,539,725 | $17,566,914 |
| Long Term Debt And Capital Lease Obligation | $4,724,183 | $10,743,745 | $12,408,835 | $14,686,007 |
| Long Term Debt | $4,062,972 | $9,896,452 | $11,924,500 | $13,971,939 |
| Current Debt And Capital Lease Obligation | $1,601,310 | $2,289,153 | $2,130,890 | $2,880,907 |
| Current Debt | $1,324,840 | $2,045,096 | $1,845,719 | $2,540,970 |
| Other Current Borrowings | $1,324,840 | $2,045,096 | $1,845,719 | $2,540,970 |
| Liabilities | ||||
| Total Liabilities Net Minority Interest | $7,120,991 | $14,317,835 | $15,867,679 | $29,516,690 |
| Total Non Current Liabilities Net Minority Interest | $4,724,183 | $10,744,071 | $12,677,828 | $21,675,157 |
| Derivative Product Liabilities | $0 | $326 | $268,993 | $6,433,150 |
| Current Liabilities | $2,396,808 | $3,573,764 | $3,189,851 | $7,841,533 |
| Other Current Liabilities | $58,942 | $58,829 | $216,064 | $3,908,131 |
| Payables And Accrued Expenses | $736,556 | $1,225,782 | $842,897 | $1,052,495 |
| Payables | $659,528 | $1,095,885 | $697,169 | $906,702 |
| Other Payable | $162,879 | $158,933 | $61,830 | $159,233 |
| Accounts Payable | $496,649 | $936,952 | $635,339 | $747,469 |
| Other Non Current Liabilities | - | - | - | $556,000 |
| Equity | ||||
| Common Stock Equity | $6,427,430 | $2,997,242 | $7,147,330 | $8,911,039 |
| Total Equity Gross Minority Interest | $6,427,430 | $2,997,242 | $7,147,330 | $8,911,039 |
| Stockholders Equity | $6,427,430 | $2,997,242 | $7,147,330 | $8,911,039 |
| Retained Earnings | $-55,061,305 | $-48,073,549 | $-39,001,965 | $-26,991,983 |
| Long Term Equity Investment | - | - | $0 | $900,000 |
| Other Equity Interest | - | - | - | - |
| Other | ||||
| Ordinary Shares Number | $266,103 | $56,255 | $7,002 | $119 |
| Share Issued | $266,103 | $56,255 | $7,002 | $119 |
| Tangible Book Value | $-1,747,105 | $-9,119,754 | $-10,588,526 | $-18,815,429 |
| Invested Capital | $11,815,242 | $14,938,790 | $20,917,549 | $25,423,948 |
| Working Capital | $1,874,867 | $415,691 | $1,189,181 | $-4,576,154 |
| Capital Lease Obligations | $937,681 | $1,091,350 | $769,506 | $1,054,005 |
| Total Capitalization | $10,490,402 | $12,893,694 | $19,071,830 | $22,882,978 |
| Additional Paid In Capital | $60,573,341 | $50,877,307 | $46,125,206 | $35,798,139 |
| Capital Stock | $915,394 | $193,484 | $24,089 | $104,883 |
| Common Stock | $915,394 | $193,484 | $24,089 | $104,883 |
| Preferred Stock | $0 | $0 | $0 | $0 |
| Long Term Capital Lease Obligation | $661,211 | $847,293 | $484,335 | $714,068 |
| Current Capital Lease Obligation | $276,470 | $244,057 | $285,171 | $339,937 |
| Current Accrued Expenses | $77,028 | $129,897 | $145,728 | $145,793 |
| Goodwill | $4,786,555 | $6,693,099 | $6,693,099 | $14,287,099 |
| Net PPE | $974,806 | $1,186,834 | $879,829 | $1,181,719 |
| Accumulated Depreciation | $-121,626 | $-168,729 | $-138,381 | $-93,034 |
| Gross PPE | $1,096,432 | $1,355,563 | $1,018,210 | $1,274,753 |
| Leases | $52,901 | $131,098 | $120,378 | $122,830 |
| Other Properties | $897,610 | $1,052,926 | $739,830 | $1,018,952 |
| Machinery Furniture Equipment | $145,921 | $171,539 | $158,002 | $132,971 |
| Properties | $0 | $0 | $0 | $0 |
| Investments And Advances | - | - | $0 | $900,000 |
| Current Provisions | - | - | - | $915,934 |
| Duefrom Related Parties Current | - | - | - | $21,887 |
Cash Flow Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Free Cash Flow | ||||
| Free Cash Flow | $-3,137,224 | $-2,598,352 | $-1,037,781 | $-3,992,373 |
| Operating Activities | ||||
| Operating Cash Flow | $-3,094,535 | $-2,515,124 | $-847,970 | $-3,189,997 |
| Cash Flow From Continuing Operating Activities | $-3,094,535 | $-2,515,124 | $-4,596,575 | $-17,668,176 |
| Operating Gains Losses | $-3,165,462 | $-156,000 | $-5,503,647 | $-29,064,958 |
| Cash From Discontinued Operating Activities | - | $0 | $3,748,605 | $14,478,179 |
| Investing Activities | ||||
| Capital Expenditure | $-42,689 | $-83,228 | $-189,811 | $-802,376 |
| Investing Cash Flow | $5,328,012 | $-83,228 | $710,189 | $-24,642,312 |
| Cash Flow From Continuing Investing Activities | $5,328,012 | $-83,228 | $710,189 | $-6,352,376 |
| Cash From Discontinued Investing Activities | - | - | $0 | $-18,289,936 |
| Financing Activities | ||||
| Issuance Of Capital Stock | $5,119,956 | $3,713,139 | $3,446,484 | $17,867,982 |
| Financing Cash Flow | $-1,299,812 | $1,657,135 | $966,923 | $25,121,356 |
| Cash Flow From Continuing Financing Activities | $-1,299,812 | $1,657,135 | $984,623 | $25,074,156 |
| Cash Dividends Paid | $-388,379 | $0 | - | - |
| Net Common Stock Issuance | $5,119,956 | $3,713,139 | $3,446,484 | $17,867,982 |
| Common Stock Issuance | $5,119,956 | $3,713,139 | $3,446,484 | $17,867,982 |
| Cash From Discontinued Financing Activities | - | $0 | $-17,700 | $47,200 |
| Net Other Financing Charges | - | - | $-419,225 | $-1,919,181 |
| Other | ||||
| Repayment Of Debt | $-7,370,033 | $-2,255,952 | $-3,312,881 | $-1,369,645 |
| Issuance Of Debt | $1,338,644 | $199,948 | $241,975 | $8,020,000 |
| Interest Paid Supplemental Data | $946,211 | $1,580,686 | $1,612,829 | $863,936 |
| End Cash Position | $2,731,359 | $1,797,694 | $2,738,911 | $1,909,769 |
| Beginning Cash Position | $1,797,694 | $2,738,911 | $1,909,769 | $4,620,722 |
| Changes In Cash | $933,665 | $-941,217 | $829,142 | $-2,710,953 |
| Net Issuance Payments Of Debt | $-6,031,389 | $-2,056,004 | $-3,070,906 | $6,650,355 |
| Net Short Term Debt Issuance | $113 | $2,632 | $-80,120 | $-310,383 |
| Short Term Debt Payments | $-192,247 | $-197,316 | $-322,095 | $-310,383 |
| Short Term Debt Issuance | $192,360 | $199,948 | $241,975 | $0 |
| Net Long Term Debt Issuance | $-6,031,502 | $-2,058,636 | $-2,990,786 | $6,960,738 |
| Long Term Debt Payments | $-7,177,786 | $-2,058,636 | $-2,990,786 | $-1,059,262 |
| Long Term Debt Issuance | $1,146,284 | $0 | $0 | $8,020,000 |
| Net Investment Purchase And Sale | $-126,369 | $0 | $900,000 | $450,000 |
| Sale Of Investment | $206,302 | $0 | $900,000 | $450,000 |
| Purchase Of Investment | $-332,671 | $0 | - | - |
| Net Business Purchase And Sale | $5,497,070 | $0 | $0 | $-6,000,000 |
| Sale Of Business | $5,497,070 | $0 | - | - |
| Net Intangibles Purchase And Sale | $-26,788 | $-58,971 | $-166,947 | $-740,922 |
| Purchase Of Intangibles | $-26,788 | $-58,971 | $-166,947 | $-740,922 |
| Net PPE Purchase And Sale | $-15,901 | $-24,257 | $-22,864 | $-61,454 |
| Purchase Of PPE | $-15,901 | $-24,257 | $-22,864 | $-61,454 |
| Change In Working Capital | $-16,004 | $49,702 | $-316,671 | $1,053,378 |
| Change In Other Current Assets | $3,300 | $-1,500 | $2,992 | $-6,492 |
| Change In Payables And Accrued Expense | $-421,775 | $382,886 | $-141,965 | $-1,541,624 |
| Change In Payable | $-421,775 | $382,886 | $-141,965 | $-1,541,624 |
| Change In Account Payable | $-465,901 | $351,486 | $-48,266 | $-1,811,237 |
| Change In Prepaid Assets | $-114,487 | $-127,739 | $104,590 | $2,501,023 |
| Change In Receivables | $516,958 | $-203,945 | $-282,288 | $100,471 |
| Changes In Account Receivables | $519,398 | $-162,659 | $-292,853 | $111,935 |
| Other Non Cash Items | $915,352 | $420,949 | $2,155,428 | $63,851 |
| Stock Based Compensation | $4,827,489 | $533,631 | $875,106 | $1,249,873 |
| Asset Impairment Charge | $0 | $3,922,110 | $7,594,000 | $0 |
| Depreciation Amortization Depletion | $1,331,846 | $1,786,068 | $2,609,191 | $2,563,518 |
| Depreciation And Amortization | $1,331,846 | $1,786,068 | $2,609,191 | $2,563,518 |
| Amortization Cash Flow | $1,300,549 | $1,755,721 | $2,563,559 | $2,525,880 |
| Amortization Of Intangibles | $1,300,549 | $1,755,721 | $2,563,559 | $2,525,880 |
| Depreciation | $31,297 | $30,348 | $45,632 | $37,638 |
| Gain Loss On Investment Securities | $17,455 | $-156,000 | $-5,503,647 | $-29,064,958 |
| Gain Loss On Sale Of Business | $-3,182,917 | $0 | - | - |
| Net Income From Continuing Operations | $-6,987,756 | $-9,071,584 | $-12,009,982 | $6,466,162 |
| Proceeds From Stock Option Exercised | - | $0 | $1,028,270 | $2,475,000 |
| Purchase Of Business | - | - | $0 | $-6,000,000 |
| Change In Other Working Capital | - | - | - | $-568,539 |