FAF
First American Financial Corporation
Price Chart
Latest Quote
$68.25
| Previous Close | $68.63 |
| Open | $68.50 |
| Day High | $69.84 |
| Day Low | $67.94 |
| Volume | 635,355 |
Stock Information
| Quarterly Dividend / Yield | $2.20 / 3.21% |
| Shares Outstanding | 101.90M |
| Quarterly Dividend Yield | 3.21% |
| Quarterly Dividend | $2.20 |
| Total Debt | $2.83B |
| Cash Equivalents | $2.52B |
| Revenue | $7.71B |
| Net Income | $672.70M |
| Sector | Financial Services |
| Industry | Insurance - Specialty |
| Market Cap | $6.96B |
| P/E Ratio | 10.50 |
| EPS (TTM) | $6.50 |
| Exchange | NYQ |
đ Comprehensive Analysis
Company Data
| Enterprise Value | $7.33B |
| Sales | $7.71B |
| Income | $672.70M |
| Book/sh | $53.77 |
| Cash/sh | $24.71 |
| Employees | 19K |
Financial Ratios
| Quick Ratio | 0.41 |
| Current Ratio | 0.41 |
| Debt/Eq | 51.35 |
| EPS Growth TTM | 68.60% |
Returns & Margins
| ROA | 3.94% |
| ROE | 12.80% |
| Gross Margin | 63.87% |
| Operating Margin | 11.08% |
| Profit Margin | 8.73% |
Ownership
| Insider Ownership | 3.52% |
| Institutional Ownership | 97.84% |
| Insider & Institutional transactions data not available | |
Valuation Ratios
| Forward P/E | 9.40 |
| PEG | 2.98 |
| P/S | 0.90 |
| P/B | 1.27 |
Analyst Data
| Recommendation | strong_buy |
| Target Price | $86.20 |
Technical Indicators
| SMA20 | $66.29 |
| SMA50 | $66.77 |
| SMA200 | $63.47 |
| RSI | 66.88 |
| ATR | 1.6963 |
| Shares Float | 98.57M |
| Short Float | 5.63% |
| Short Ratio | 5.93 |
| Volatility | 1.26 |
| Rel Volume | 0.60 |
Performance History
| Week | +3.83% |
| Month | +0.97% |
| Quarter | +21.05% |
| 6 Months | +8.92% |
| YTD | +13.60% |
| Year | +22.13% |
| 3 Years | +35.78% |
| 5 Years | +23.74% |
| 10 Years | +149.61% |
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Recent Price History
| Date | Close | Volume |
|---|---|---|
| 2026-06-22 | $68.25 | 635,355 |
| 2026-06-18 | $68.63 | 1,801,900 |
| 2026-06-17 | $67.78 | 1,117,900 |
| 2026-06-16 | $67.82 | 859,400 |
| 2026-06-15 | $66.32 | 722,300 |
| 2026-06-12 | $65.74 | 1,097,600 |
| 2026-06-11 | $64.84 | 1,393,400 |
| 2026-06-10 | $66.13 | 966,500 |
| 2026-06-09 | $66.42 | 1,497,300 |
| 2026-06-08 | $65.17 | 1,164,100 |
| 2026-06-05 | $66.47 | 1,108,400 |
| 2026-06-04 | $65.36 | 751,300 |
| 2026-06-03 | $64.05 | 1,218,100 |
| 2026-06-02 | $64.66 | 1,030,400 |
| 2026-06-01 | $64.27 | 927,300 |
| 2026-05-29 | $65.69 | 1,404,300 |
| 2026-05-28 | $66.00 | 958,500 |
| 2026-05-27 | $66.98 | 833,300 |
| 2026-05-26 | $67.59 | 954,600 |
| 2026-05-22 | $67.64 | 830,700 |
About First American Financial Corporation
First American Financial Corporation, through its subsidiaries, provides financial services. It operates through Title Insurance and Services, and Home Warranty segments. The Title Insurance and Services segment issues title insurance policies on residential and commercial property, as well as offers related products and services internationally. This segment also provides closing and/or escrow services; products, services, and solutions to mitigate risk or otherwise facilitate real estate transactions; appraisals and other valuation-related products and services; lien release, document custodial, and default-related products and services; document generation services; warehouse lending services; and subservices mortgage loans; as well as banking, trust, and wealth management services. In addition, it accommodates tax-deferred exchanges of real estate; and maintains, manages, and provides access to title plant data and records. This segment offers its products through a network of direct operations and agents in various states and in the District of Columbia, as well as in Canada, the United Kingdom, Australia, New Zealand, South Korea, and internationally. The Home Warranty segment provides home warranty products, including residential service contracts that cover residential systems, such as heating and air conditioning systems, and certain appliances against failures that occur as the result of normal usage during the coverage period. This segment operates in various states and the District of Columbia. First American Financial Corporation was founded in 1889 and is based in Santa Ana, California.
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Simply Wall St. âĸ 2026-06-09T00:19:02ZIncome Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Revenue | ||||
| Total Revenue | $7,445,000,000 | $6,120,700,000 | $5,998,100,000 | $7,594,200,000 |
| Operating Revenue | $7,445,000,000 | $6,120,700,000 | $5,998,100,000 | $7,594,200,000 |
| Expenses | ||||
| Interest Expense | $157,000,000 | $149,600,000 | $132,500,000 | $93,000,000 |
| Total Expenses | $6,618,800,000 | $5,955,300,000 | $5,723,700,000 | $7,268,500,000 |
| Other Income Expense | $1,088,200,000 | $960,800,000 | $938,500,000 | $1,148,500,000 |
| Net Non Operating Interest Income Expense | $-157,000,000 | $-149,600,000 | $-132,500,000 | $-93,000,000 |
| Interest Expense Non Operating | $157,000,000 | $149,600,000 | $132,500,000 | $93,000,000 |
| Other Operating Expenses | $1,292,200,000 | $1,181,700,000 | $1,130,500,000 | $1,363,400,000 |
| General And Administrative Expense | $2,260,000,000 | $2,059,400,000 | $1,989,100,000 | $2,339,600,000 |
| Loss Adjustment Expense | $2,700,600,000 | $2,364,600,000 | $2,288,500,000 | $3,316,000,000 |
| Income & Earnings | ||||
| Net Income From Continuing Operation Net Minority Interest | $621,800,000 | $131,100,000 | $216,800,000 | $263,000,000 |
| Net Interest Income | $-157,000,000 | $-149,600,000 | $-132,500,000 | $-93,000,000 |
| Interest Income | $598,300,000 | $537,300,000 | $545,700,000 | $357,400,000 |
| Normalized Income | $621,800,000 | $131,100,000 | $216,800,000 | $263,000,000 |
| Net Income From Continuing And Discontinued Operation | $621,800,000 | $131,100,000 | $216,800,000 | $263,000,000 |
| Net Income Common Stockholders | $621,800,000 | $131,100,000 | $216,800,000 | $263,000,000 |
| Net Income | $621,800,000 | $131,100,000 | $216,800,000 | $263,000,000 |
| Net Income Including Noncontrolling Interests | $625,200,000 | $132,600,000 | $215,500,000 | $265,300,000 |
| Net Income Continuous Operations | $625,200,000 | $132,600,000 | $215,500,000 | $265,300,000 |
| Pretax Income | $826,200,000 | $165,400,000 | $274,400,000 | $325,700,000 |
| Depreciation And Amortization In Income Statement | $216,200,000 | $207,400,000 | $188,500,000 | $167,500,000 |
| Special Income Charges | - | - | - | $0 |
| Per Share | ||||
| Diluted EPS | $6.00 | $1.26 | $2.07 | $2.45 |
| Basic EPS | $6.02 | $1.26 | $2.08 | $2.46 |
| Other | ||||
| Tax Effect Of Unusual Items | $0 | $0 | $0 | $0 |
| Tax Rate For Calcs | $0 | $0 | $0 | $0 |
| Reconciled Depreciation | $216,200,000 | $207,400,000 | $188,500,000 | $167,500,000 |
| EBIT | $983,200,000 | $315,000,000 | $406,900,000 | $418,700,000 |
| Diluted Average Shares | $103,700,000 | $104,300,000 | $104,600,000 | $107,300,000 |
| Basic Average Shares | $103,300,000 | $103,900,000 | $104,300,000 | $107,000,000 |
| Diluted NI Availto Com Stockholders | $621,800,000 | $131,100,000 | $216,800,000 | $263,000,000 |
| Minority Interests | $-3,400,000 | $-1,500,000 | $1,300,000 | $-2,300,000 |
| Tax Provision | $201,000,000 | $32,800,000 | $58,900,000 | $60,400,000 |
| Selling General And Administration | $2,260,000,000 | $2,059,400,000 | $1,989,100,000 | $2,339,600,000 |
| Salaries And Wages | $2,260,000,000 | $2,059,400,000 | $1,989,100,000 | $2,339,600,000 |
| Net Policyholder Benefits And Claims | $2,700,600,000 | $2,364,600,000 | $2,288,500,000 | $3,316,000,000 |
| Total Unusual Items | - | - | - | $0 |
| Total Unusual Items Excluding Goodwill | - | - | - | $0 |
| Write Off | - | - | - | $0 |
Balance Sheet (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Assets | ||||
| Net Tangible Assets | $2,893,500,000 | $2,305,100,000 | $2,234,400,000 | $2,026,000,000 |
| Total Assets | $16,228,800,000 | $14,908,600,000 | $16,802,800,000 | $14,955,300,000 |
| Goodwill And Other Intangible Assets | $2,606,000,000 | $2,603,400,000 | $2,613,700,000 | $2,631,800,000 |
| Other Intangible Assets | $786,700,000 | $799,100,000 | $806,200,000 | $833,600,000 |
| Receivables | $497,600,000 | $436,100,000 | $585,100,000 | $389,100,000 |
| Receivables Adjustments Allowances | $-23,900,000 | $-21,500,000 | $-21,800,000 | $-21,300,000 |
| Taxes Receivable | $65,000,000 | $61,300,000 | $75,700,000 | $22,000,000 |
| Loans Receivable | $986,100,000 | $690,000,000 | $636,500,000 | $422,700,000 |
| Accounts Receivable | $456,500,000 | $396,300,000 | $531,200,000 | $388,400,000 |
| Cash Cash Equivalents And Short Term Investments | $1,465,800,000 | $1,803,500,000 | $3,661,100,000 | $1,286,900,000 |
| Cash And Cash Equivalents | $1,465,800,000 | $1,803,500,000 | $3,661,100,000 | $1,286,900,000 |
| Other Receivables | - | - | - | $423,000,000 |
| Debt | ||||
| Net Debt | $986,100,000 | $386,900,000 | - | $725,200,000 |
| Total Debt | $2,670,100,000 | $2,420,300,000 | $2,193,800,000 | $2,281,400,000 |
| Long Term Debt And Capital Lease Obligation | $1,763,600,000 | $1,776,500,000 | $1,340,500,000 | $1,361,100,000 |
| Long Term Debt | $1,545,400,000 | $1,546,600,000 | $1,093,900,000 | $1,091,800,000 |
| Current Debt And Capital Lease Obligation | $906,500,000 | $643,800,000 | $853,300,000 | $920,300,000 |
| Current Debt | $906,500,000 | $643,800,000 | $853,300,000 | $920,300,000 |
| Other Current Borrowings | $906,500,000 | $643,800,000 | $553,300,000 | $366,300,000 |
| Liabilities | ||||
| Total Liabilities Net Minority Interest | $10,704,500,000 | $9,981,600,000 | $11,940,000,000 | $10,274,100,000 |
| Non Current Deferred Liabilities | $526,700,000 | $349,500,000 | $260,400,000 | $213,200,000 |
| Non Current Deferred Taxes Liabilities | $312,700,000 | $139,100,000 | $63,600,000 | $16,300,000 |
| Payables And Accrued Expenses | $600,900,000 | $545,100,000 | $496,200,000 | $543,700,000 |
| Payables | $90,400,000 | $93,700,000 | $79,200,000 | $61,000,000 |
| Total Tax Payable | $42,700,000 | $27,000,000 | $15,900,000 | $10,000,000 |
| Income Tax Payable | $42,700,000 | $27,000,000 | $15,900,000 | $10,000,000 |
| Accounts Payable | $47,700,000 | $66,700,000 | $63,300,000 | $51,000,000 |
| Current Notes Payable | - | $0 | $300,000,000 | $554,000,000 |
| Equity | ||||
| Common Stock Equity | $5,499,500,000 | $4,908,500,000 | $4,848,100,000 | $4,657,800,000 |
| Total Equity Gross Minority Interest | $5,524,300,000 | $4,927,000,000 | $4,862,800,000 | $4,681,200,000 |
| Stockholders Equity | $5,499,500,000 | $4,908,500,000 | $4,848,100,000 | $4,657,800,000 |
| Gains Losses Not Affecting Retained Earnings | $-256,700,000 | $-496,400,000 | $-655,800,000 | $-868,900,000 |
| Other Equity Adjustments | $-256,700,000 | $-496,400,000 | $-655,800,000 | $-868,900,000 |
| Retained Earnings | $4,011,800,000 | $3,617,300,000 | $3,710,600,000 | $3,714,300,000 |
| Other | ||||
| Ordinary Shares Number | $102,000,000 | $103,003,922 | $103,100,000 | $103,200,000 |
| Share Issued | $102,000,000 | $103,003,922 | $103,100,000 | $103,200,000 |
| Tangible Book Value | $2,893,500,000 | $2,305,100,000 | $2,234,400,000 | $2,026,000,000 |
| Invested Capital | $7,951,400,000 | $7,098,900,000 | $6,795,300,000 | $6,669,900,000 |
| Capital Lease Obligations | $218,200,000 | $229,900,000 | $246,600,000 | $269,300,000 |
| Total Capitalization | $7,044,900,000 | $6,455,100,000 | $5,942,000,000 | $5,749,600,000 |
| Minority Interest | $24,800,000 | $18,500,000 | $14,700,000 | $23,400,000 |
| Additional Paid In Capital | $1,744,400,000 | $1,787,600,000 | $1,793,300,000 | $1,812,400,000 |
| Capital Stock | $0 | $0 | $0 | $0 |
| Common Stock | $0 | $0 | $0 | $0 |
| Preferred Stock | $0 | $0 | $0 | $0 |
| Employee Benefits | $444,500,000 | $425,200,000 | $399,200,000 | $390,800,000 |
| Non Current Pension And Other Postretirement Benefit Plans | $444,500,000 | $425,200,000 | $399,200,000 | $390,800,000 |
| Non Current Deferred Revenue | $214,000,000 | $210,400,000 | $196,800,000 | $196,900,000 |
| Long Term Capital Lease Obligation | $218,200,000 | $229,900,000 | $246,600,000 | $269,300,000 |
| Current Accrued Expenses | $510,500,000 | $451,400,000 | $417,000,000 | $482,700,000 |
| Investments And Advances | $9,315,800,000 | $7,957,200,000 | $7,893,100,000 | $8,923,800,000 |
| Goodwill | $1,819,300,000 | $1,804,300,000 | $1,807,500,000 | $1,798,200,000 |
| Net PPE | $888,000,000 | $959,800,000 | $978,900,000 | $884,900,000 |
Cash Flow Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Free Cash Flow | ||||
| Free Cash Flow | $762,500,000 | $679,200,000 | $90,900,000 | $517,800,000 |
| Operating Activities | ||||
| Operating Cash Flow | $950,800,000 | $897,500,000 | $354,300,000 | $777,600,000 |
| Cash Flow From Continuing Operating Activities | $950,800,000 | $897,500,000 | $354,300,000 | $777,600,000 |
| Operating Gains Losses | $-28,100,000 | $394,200,000 | $201,000,000 | $504,800,000 |
| Investing Activities | ||||
| Capital Expenditure | $-188,300,000 | $-218,300,000 | $-263,400,000 | $-259,800,000 |
| Investing Cash Flow | $-1,455,900,000 | $-458,700,000 | $599,500,000 | $-393,000,000 |
| Cash Flow From Continuing Investing Activities | $-1,455,900,000 | $-458,700,000 | $599,500,000 | $-393,000,000 |
| Net Other Investing Changes | $12,300,000 | $-31,000,000 | $10,100,000 | $-4,700,000 |
| Capital Expenditure Reported | $-188,300,000 | $-218,300,000 | $-263,400,000 | $-259,800,000 |
| Financing Activities | ||||
| Repurchase Of Capital Stock | $-122,300,000 | $-68,500,000 | $-72,700,000 | $-440,700,000 |
| Financing Cash Flow | $161,200,000 | $-2,309,400,000 | $1,423,100,000 | $-376,400,000 |
| Cash Flow From Continuing Financing Activities | $161,200,000 | $-2,309,400,000 | $1,423,100,000 | $-376,400,000 |
| Net Other Financing Charges | $241,400,000 | $-2,257,400,000 | $1,781,200,000 | $448,900,000 |
| Cash Dividends Paid | $-223,000,000 | $-220,700,000 | $-216,600,000 | $-217,500,000 |
| Common Stock Dividend Paid | $-223,000,000 | $-220,700,000 | $-216,600,000 | $-217,500,000 |
| Net Common Stock Issuance | $-122,300,000 | $-68,500,000 | $-72,700,000 | $-440,700,000 |
| Dividend Received Cfo | $9,900,000 | $6,400,000 | $6,500,000 | $11,200,000 |
| Other | ||||
| Repayment Of Debt | $-43,803,500,000 | $-28,622,000,000 | $-13,452,900,000 | $-15,702,200,000 |
| Issuance Of Debt | $44,061,600,000 | $28,852,300,000 | $13,383,700,000 | $15,532,600,000 |
| Interest Paid Supplemental Data | $151,900,000 | $150,600,000 | $124,200,000 | $86,500,000 |
| Income Tax Paid Supplemental Data | $67,100,000 | $22,100,000 | $121,000,000 | $191,100,000 |
| End Cash Position | $1,387,300,000 | $1,718,100,000 | $3,605,300,000 | $1,223,500,000 |
| Beginning Cash Position | $1,718,100,000 | $3,605,300,000 | $1,223,500,000 | $1,228,000,000 |
| Effect Of Exchange Rate Changes | $13,100,000 | $-16,600,000 | $4,900,000 | $-12,700,000 |
| Changes In Cash | $-343,900,000 | $-1,870,600,000 | $2,376,900,000 | $8,200,000 |
| Proceeds From Stock Option Exercised | $7,000,000 | $6,900,000 | $400,000 | $2,500,000 |
| Common Stock Payments | $-122,300,000 | $-68,500,000 | $-72,700,000 | $-440,700,000 |
| Net Issuance Payments Of Debt | $258,100,000 | $230,300,000 | $-69,200,000 | $-169,600,000 |
| Net Long Term Debt Issuance | $258,100,000 | $230,300,000 | $-69,200,000 | $-169,600,000 |
| Long Term Debt Payments | $-43,803,500,000 | $-28,622,000,000 | $-13,452,900,000 | $-15,702,200,000 |
| Long Term Debt Issuance | $44,061,600,000 | $28,852,300,000 | $13,383,700,000 | $15,532,600,000 |
| Net Investment Purchase And Sale | $-981,900,000 | $-143,600,000 | $1,090,100,000 | $21,800,000 |
| Sale Of Investment | $2,002,500,000 | $6,207,500,000 | $2,560,200,000 | $3,165,700,000 |
| Purchase Of Investment | $-2,984,400,000 | $-6,351,100,000 | $-1,470,100,000 | $-3,143,900,000 |
| Net Business Purchase And Sale | $-2,500,000 | $-16,400,000 | $-24,700,000 | $-277,500,000 |
| Net PPE Purchase And Sale | $600,000 | $600,000 | $100,000 | $6,800,000 |
| Sale Of PPE | $600,000 | $600,000 | $100,000 | $6,800,000 |
| Change In Working Capital | $170,300,000 | $221,000,000 | $-271,900,000 | $-341,100,000 |
| Change In Other Working Capital | $152,900,000 | $48,900,000 | $-60,900,000 | $-157,900,000 |
| Change In Payables And Accrued Expense | $74,800,000 | $45,900,000 | $-51,900,000 | $-265,900,000 |
| Change In Receivables | $-57,400,000 | $126,200,000 | $-159,100,000 | $82,700,000 |
| Other Non Cash Items | $-65,900,000 | $-113,100,000 | $-43,000,000 | $83,800,000 |
| Stock Based Compensation | $68,400,000 | $52,000,000 | $49,100,000 | $67,300,000 |
| Amortization Of Securities | $-45,200,000 | $-3,000,000 | $8,600,000 | $18,800,000 |
| Depreciation And Amortization | $216,200,000 | $207,400,000 | $188,500,000 | $167,500,000 |
| Earnings Losses From Equity Investments | $-7,200,000 | $-7,400,000 | $-5,400,000 | $-11,000,000 |
| Gain Loss On Investment Securities | $-20,900,000 | $401,600,000 | $206,400,000 | $515,800,000 |
| Net Income From Continuing Operations | $625,200,000 | $132,600,000 | $215,500,000 | $265,300,000 |
| Net Short Term Debt Issuance | - | - | - | $0 |
| Short Term Debt Payments | - | - | - | $0 |
| Short Term Debt Issuance | - | - | - | $0 |
| Purchase Of Business | - | - | - | $-278,000,000 |
| Asset Impairment Charge | - | - | - | $0 |