FBNC
First Bancorp
Price Chart
Latest Quote
$60.80
+0.04 (+0.07%)
Current Price
| Previous Close | $60.76 |
| Open | $60.86 |
| Day High | $61.70 |
| Day Low | $60.75 |
| Volume | 194,553 |
Stock Information
| Quarterly Dividend / Yield | $0.96 / 1.58% |
| Shares Outstanding | 41.38M |
| Quarterly Dividend Yield | 1.58% |
| Quarterly Dividend | $0.96 |
| Total Debt | $89.24M |
| Cash Equivalents | $597.99M |
| Revenue | $393.33M |
| Net Income | $120.66M |
| Sector | Financial Services |
| Industry | Banks - Regional |
| Market Cap | $2.52B |
| P/E Ratio | 20.75 |
| EPS (TTM) | $2.93 |
| Exchange | NMS |
đ Comprehensive Analysis
Company Data
| Enterprise Value | $2.01B |
| Sales | $393.33M |
| Income | $120.66M |
| Book/sh | $40.68 |
| Cash/sh | $14.45 |
| Employees | 1K |
Financial Ratios
| EPS Growth TTM | 28.20% |
Returns & Margins
| ROA | 0.96% |
| ROE | 7.60% |
| Operating Margin | 50.53% |
| Profit Margin | 30.84% |
Ownership
| Insider Ownership | 1.98% |
| Institutional Ownership | 83.49% |
| Insider & Institutional transactions data not available | |
Valuation Ratios
| Forward P/E | 12.20 |
| PEG | 1.56 |
| P/S | 6.40 |
| P/B | 1.49 |
Analyst Data
| Recommendation | buy |
| Target Price | $66.35 |
Technical Indicators
| SMA20 | $59.70 |
| SMA50 | $59.02 |
| SMA200 | $54.92 |
| RSI | 62.38 |
| ATR | 1.6007 |
| Shares Float | 40.70M |
| Short Float | 5.51% |
| Short Ratio | 9.60 |
| Volatility | 0.83 |
| Rel Volume | 0.85 |
Performance History
| Week | -1.59% |
| Month | +2.63% |
| Quarter | +15.85% |
| 6 Months | +15.51% |
| YTD | +19.94% |
| Year | +52.46% |
| 3 Years | +95.71% |
| 5 Years | +62.62% |
| 10 Years | +301.37% |
Stock Score:
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Recent Price History
| Date | Close | Volume |
|---|---|---|
| 2026-06-22 | $60.80 | 194,553 |
| 2026-06-18 | $60.76 | 776,600 |
| 2026-06-17 | $60.29 | 285,900 |
| 2026-06-16 | $60.90 | 210,200 |
| 2026-06-15 | $60.75 | 143,800 |
| 2026-06-12 | $61.78 | 198,800 |
| 2026-06-11 | $61.30 | 203,700 |
| 2026-06-10 | $60.80 | 212,800 |
| 2026-06-09 | $60.00 | 191,500 |
| 2026-06-08 | $58.88 | 154,400 |
| 2026-06-05 | $59.27 | 152,000 |
| 2026-06-04 | $59.43 | 169,000 |
| 2026-06-03 | $57.31 | 294,700 |
| 2026-06-02 | $59.39 | 198,500 |
| 2026-06-01 | $57.99 | 180,300 |
| 2026-05-29 | $58.83 | 225,100 |
| 2026-05-28 | $58.64 | 172,500 |
| 2026-05-27 | $58.75 | 119,600 |
| 2026-05-26 | $59.44 | 376,000 |
About First Bancorp
First Bancorp operates as the bank holding company for First Bank that provides banking products and services for individuals and businesses. The company accepts deposit products, such as checking, savings, and money market accounts; and time deposits, including certificate of deposits and individual retirement accounts. It also offers commercial business loans, commercial and residential real estate construction and mortgage loans, revolving lines of credit, and letters of credit, as well as loans for personal uses, home improvement, and automobiles; and accounts receivable financing and factoring, inventory financing, and purchase order financing services. In addition, the company provides credit and debit cards, safe deposit box rental services, and electronic funds transfer services consisting of wire transfers; and internet and mobile banking, mobile check deposit, cash management, bank-by-phone services, and remote deposit capture services. Further, it offers investment and insurance products, such as mutual funds, annuities, long-term care insurance, life insurance, and company retirement plans; property and casualty insurance products; and financial planning services. The company was founded in 1934 and is headquartered in Southern Pines, North Carolina.
đ° Latest News
3 Reasons to Sell FBNC and 1 Stock to Buy Instead
StockStory âĸ 2026-06-22T18:19:19Z
A Look Back at Regional Banks Stocksâ Q3 Earnings: First Bancorp (NASDAQ:FBNC) Vs The Rest Of The Pack
StockStory âĸ 2026-06-17T17:08:51Z
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StockStory âĸ 2026-06-15T21:40:07Z
Will Sector Tailwinds and an Earnings Upgrade Change First Bancorp's (FBNC) Narrative?
Simply Wall St. âĸ 2026-06-07T03:09:48Z
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StockStory âĸ 2026-06-05T04:53:30Z
First Bancorp (FBNC) Upgraded to Buy: What Does It Mean for the Stock?
Zacks âĸ 2026-06-03T16:00:05Z
Q3 Earnings Outperformers: First Bancorp (NASDAQ:FBNC) And The Rest Of The Regional Banks Stocks
StockStory âĸ 2026-05-23T01:56:55Z
3 Small-Cap Stocks We Approach with Caution
StockStory âĸ 2026-05-21T03:40:55Z
Is It Time To Reassess First Bancorp (FBNC) After Its Strong 1-Year Share Price Gain?
Simply Wall St. âĸ 2026-05-20T23:15:01Z
Discover 3 Stocks Including CoStar Group Estimated Below Intrinsic Value
Simply Wall St. âĸ 2026-05-19T17:38:02Z
Period:
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Income Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Revenue | ||||
| Total Revenue | $384,040,000 | $343,845,000 | $399,010,000 | $391,558,000 |
| Operating Revenue | $384,040,000 | $343,845,000 | $399,010,000 | $391,558,000 |
| Expenses | ||||
| Interest Expense | $158,988,000 | $186,967,000 | $142,101,000 | $16,103,000 |
| Selling And Marketing Expense | $3,375,000 | $3,704,000 | $4,401,000 | $3,032,000 |
| General And Administrative Expense | $152,822,000 | $148,883,000 | $149,108,000 | $122,606,000 |
| Professional Expense And Contract Services Expense | $5,576,000 | $6,207,000 | $5,409,000 | $4,350,000 |
| Other Non Interest Expense | $45,158,000 | $43,347,000 | $47,071,000 | $36,591,000 |
| Income & Earnings | ||||
| Net Income From Continuing Operation Net Minority Interest | $111,048,000 | $76,215,000 | $104,131,000 | $146,936,000 |
| Net Interest Income | $398,247,000 | $332,273,000 | $346,843,000 | $325,015,000 |
| Interest Income | $557,235,000 | $519,240,000 | $488,944,000 | $341,118,000 |
| Normalized Income | $111,255,756 | $76,024,690 | $114,819,824 | $150,663,100 |
| Net Income From Continuing And Discontinued Operation | $111,048,000 | $76,215,000 | $104,131,000 | $146,936,000 |
| Net Income Common Stockholders | $110,428,000 | $75,824,000 | $103,446,000 | $146,157,000 |
| Net Income | $111,048,000 | $76,215,000 | $104,131,000 | $146,936,000 |
| Net Income Including Noncontrolling Interests | $111,048,000 | $76,215,000 | $104,131,000 | $146,936,000 |
| Net Income Continuous Operations | $111,048,000 | $76,215,000 | $104,131,000 | $146,936,000 |
| Pretax Income | $139,500,000 | $98,117,000 | $131,956,000 | $185,219,000 |
| Special Income Charges | $0 | $0 | $-13,695,000 | $-5,072,000 |
| Depreciation Amortization Depletion Income Statement | $5,672,000 | $6,604,000 | $8,003,000 | $3,684,000 |
| Depreciation And Amortization In Income Statement | $5,672,000 | $6,604,000 | $8,003,000 | $3,684,000 |
| Amortization Of Intangibles Income Statement | $5,672,000 | $6,604,000 | $8,003,000 | $3,684,000 |
| Per Share | ||||
| Diluted EPS | $2.68 | $1.84 | $2.53 | $4.12 |
| Basic EPS | $2.68 | $1.85 | $2.53 | $4.12 |
| Other | ||||
| Tax Effect Of Unusual Items | $-53,244 | $54,690 | $-2,856,176 | $-972,900 |
| Tax Rate For Calcs | $0 | $0 | $0 | $0 |
| Total Unusual Items | $-261,000 | $245,000 | $-13,545,000 | $-4,700,000 |
| Total Unusual Items Excluding Goodwill | $-261,000 | $245,000 | $-13,545,000 | $-4,700,000 |
| Reconciled Depreciation | $14,929,000 | $17,878,000 | $19,213,000 | $15,329,000 |
| Diluted Average Shares | $41,435,821 | $41,421,196 | $41,158,498 | $35,704,154 |
| Basic Average Shares | $41,435,821 | $41,197,297 | $41,109,987 | $35,704,154 |
| Diluted NI Availto Com Stockholders | $110,428,000 | $75,824,000 | $103,446,000 | $146,157,000 |
| Otherunder Preferred Stock Dividend | $620,000 | $391,000 | $685,000 | $779,000 |
| Tax Provision | $28,452,000 | $21,902,000 | $27,825,000 | $38,283,000 |
| Restructuring And Mergern Acquisition | $0 | $0 | $13,695,000 | $5,072,000 |
| Gain On Sale Of Security | $-71,627,000 | $-37,981,000 | $0 | $0 |
| Amortization | $5,672,000 | $6,604,000 | $8,003,000 | $3,684,000 |
| Selling General And Administration | $156,197,000 | $152,587,000 | $153,509,000 | $125,638,000 |
| Insurance And Claims | $8,638,000 | $8,861,000 | $9,257,000 | $4,888,000 |
| Salaries And Wages | $144,184,000 | $140,022,000 | $139,851,000 | $117,718,000 |
| Occupancy And Equipment | $20,435,000 | $20,535,000 | $21,554,000 | $18,604,000 |
Fetched: 2026-06-19
Balance Sheet (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Assets | ||||
| Net Tangible Assets | $1,158,186,000 | $943,957,000 | $864,123,000 | $654,658,000 |
| Total Assets | $12,668,339,000 | $12,147,694,000 | $12,114,942,000 | $10,625,049,000 |
| Goodwill And Other Intangible Assets | $495,982,000 | $501,654,000 | $508,257,000 | $376,938,000 |
| Other Intangible Assets | $17,232,000 | $22,904,000 | $29,507,000 | $12,675,000 |
| Receivables | $39,206,000 | $36,329,000 | $37,351,000 | $29,710,000 |
| Accounts Receivable | $39,206,000 | $36,329,000 | $37,351,000 | $29,710,000 |
| Cash And Cash Equivalents | $309,595,000 | $507,507,000 | $237,855,000 | $270,318,000 |
| Cash Financial | $146,759,000 | $78,596,000 | $100,891,000 | $101,133,000 |
| Cash Cash Equivalents And Federal Funds Sold | $309,595,000 | $507,507,000 | $237,855,000 | $270,318,000 |
| Debt | ||||
| Total Debt | $-2,755,000 | $14,552,000 | $303,834,000 | $237,822,000 |
| Long Term Debt And Capital Lease Obligation | $-2,755,000 | $14,552,000 | $303,834,000 | $237,822,000 |
| Long Term Debt | $-2,755,000 | $14,552,000 | $303,834,000 | $218,431,000 |
| Net Debt | - | - | $65,979,000 | - |
| Liabilities | ||||
| Total Liabilities Net Minority Interest | $11,014,171,000 | $10,702,083,000 | $10,742,562,000 | $9,593,453,000 |
| Payables And Accrued Expenses | $3,747,000 | $4,604,000 | $5,699,000 | $2,738,000 |
| Payables | $3,747,000 | $4,604,000 | $5,699,000 | $2,738,000 |
| Accounts Payable | $3,747,000 | $4,604,000 | $5,699,000 | $2,738,000 |
| Equity | ||||
| Common Stock Equity | $1,654,168,000 | $1,445,611,000 | $1,372,380,000 | $1,031,596,000 |
| Total Equity Gross Minority Interest | $1,654,168,000 | $1,445,611,000 | $1,372,380,000 | $1,031,596,000 |
| Stockholders Equity | $1,654,168,000 | $1,445,611,000 | $1,372,380,000 | $1,031,596,000 |
| Gains Losses Not Affecting Retained Earnings | $-149,375,000 | $-282,029,000 | $-308,030,000 | $-341,975,000 |
| Other Equity Adjustments | $-149,375,000 | $-282,029,000 | $-308,030,000 | $-341,975,000 |
| Retained Earnings | $829,659,000 | $756,327,000 | $716,420,000 | $648,418,000 |
| Preferred Securities Outside Stock Equity | $77,324,000 | $77,324,000 | $77,324,000 | $69,076,000 |
| Other Equity Interest | - | - | $1,385,000 | $1,585,000 |
| Other | ||||
| Ordinary Shares Number | $41,466,227 | $41,347,418 | $41,109,987 | $35,704,154 |
| Share Issued | $41,466,227 | $41,347,418 | $41,109,987 | $35,704,154 |
| Tangible Book Value | $1,158,186,000 | $943,957,000 | $864,123,000 | $654,658,000 |
| Invested Capital | $1,651,413,000 | $1,460,163,000 | $1,676,214,000 | $1,250,027,000 |
| Total Capitalization | $1,651,413,000 | $1,460,163,000 | $1,676,214,000 | $1,250,027,000 |
| Capital Stock | $973,884,000 | $971,313,000 | $963,990,000 | $725,153,000 |
| Common Stock | $973,884,000 | $971,313,000 | $963,990,000 | $725,153,000 |
| Preferred Stock | $0 | $0 | $0 | $0 |
| Investments And Advances | $2,561,655,000 | $2,563,060,000 | $2,723,057,000 | $2,856,193,000 |
| Held To Maturity Securities | $513,099,000 | $519,998,000 | $533,678,000 | $541,700,000 |
| Available For Sale Securities | $1,895,709,000 | $145,887,000 | - | - |
| Goodwill | $478,750,000 | $478,750,000 | $478,750,000 | $364,263,000 |
| Net PPE | $139,125,000 | $143,459,000 | $150,957,000 | $152,920,000 |
| Accumulated Depreciation | $-77,039,000 | $-73,288,000 | $-68,713,000 | $-60,851,000 |
| Gross PPE | $216,164,000 | $216,747,000 | $219,670,000 | $213,771,000 |
| Leases | $3,462,000 | $1,906,000 | $1,644,000 | $1,644,000 |
| Other Properties | $2,447,000 | $2,460,000 | $2,384,000 | $19,960,000 |
| Machinery Furniture Equipment | $36,814,000 | $35,696,000 | $35,214,000 | $31,920,000 |
| Buildings And Improvements | $122,969,000 | $125,632,000 | $127,985,000 | $114,884,000 |
| Land And Improvements | $50,472,000 | $51,053,000 | $52,443,000 | $45,363,000 |
| Other Short Term Investments | $152,847,000 | $2,043,062,000 | $2,189,379,000 | $2,314,493,000 |
| Capital Lease Obligations | - | - | $17,833,000 | $19,391,000 |
| Treasury Stock | - | - | $1,385,000 | $1,585,000 |
| Long Term Capital Lease Obligation | - | - | $17,833,000 | $19,391,000 |
Fetched: 2026-06-19
Cash Flow Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Free Cash Flow | ||||
| Free Cash Flow | $198,886,000 | $172,124,000 | $126,975,000 | $225,367,000 |
| Operating Activities | ||||
| Operating Cash Flow | $203,131,000 | $174,781,000 | $131,396,000 | $230,654,000 |
| Cash Flow From Continuing Operating Activities | $203,131,000 | $174,781,000 | $131,396,000 | $230,654,000 |
| Operating Gains Losses | $68,736,000 | $32,059,000 | $-4,102,000 | $-7,178,000 |
| Investing Activities | ||||
| Capital Expenditure | $-4,245,000 | $-2,657,000 | $-4,421,000 | $-5,287,000 |
| Investing Cash Flow | $-562,069,000 | $169,666,000 | $-191,365,000 | $-713,359,000 |
| Cash Flow From Continuing Investing Activities | $-562,069,000 | $169,666,000 | $-191,365,000 | $-713,359,000 |
| Net Other Investing Changes | $4,940,000 | $14,261,000 | $-13,787,000 | $-6,028,000 |
| Financing Activities | ||||
| Repurchase Of Capital Stock | $-991,000 | $0 | $0 | $0 |
| Financing Cash Flow | $161,026,000 | $-74,795,000 | $27,506,000 | $291,861,000 |
| Cash Flow From Continuing Financing Activities | $161,026,000 | $-74,795,000 | $27,506,000 | $291,861,000 |
| Net Other Financing Charges | $-1,692,000 | $-1,691,000 | $-743,000 | $-840,000 |
| Cash Dividends Paid | $-37,284,000 | $-36,249,000 | $-34,940,000 | $-30,660,000 |
| Common Stock Dividend Paid | $-37,284,000 | $-36,249,000 | $-34,940,000 | $-30,660,000 |
| Net Common Stock Issuance | $-991,000 | $0 | $0 | $0 |
| Other | ||||
| Repayment Of Debt | $-20,050,000 | $-1,525,049,000 | $-3,044,991,000 | $-1,032,133,000 |
| Issuance Of Debt | $2,000,000 | $986,000,000 | $3,348,000,000 | $1,252,000,000 |
| Interest Paid Supplemental Data | $159,156,000 | $186,894,000 | $135,704,000 | $14,312,000 |
| Income Tax Paid Supplemental Data | $11,020,000 | $33,500,000 | $29,734,000 | $39,722,000 |
| End Cash Position | $309,595,000 | $507,507,000 | $237,855,000 | $270,318,000 |
| Beginning Cash Position | $507,507,000 | $237,855,000 | $270,318,000 | $461,162,000 |
| Changes In Cash | $-197,912,000 | $269,652,000 | $-32,463,000 | $-190,844,000 |
| Proceeds From Stock Option Exercised | $1,491,000 | $4,094,000 | $4,519,000 | $0 |
| Common Stock Payments | $-991,000 | $0 | $0 | $0 |
| Net Issuance Payments Of Debt | $-18,050,000 | $-539,049,000 | $303,009,000 | $219,867,000 |
| Net Long Term Debt Issuance | $-18,050,000 | $-539,049,000 | $303,009,000 | $219,867,000 |
| Long Term Debt Payments | $-20,050,000 | $-1,525,049,000 | $-3,044,991,000 | $-1,032,133,000 |
| Long Term Debt Issuance | $2,000,000 | $986,000,000 | $3,348,000,000 | $1,252,000,000 |
| Net Investment Purchase And Sale | $68,642,000 | $139,229,000 | $269,751,000 | $-143,945,000 |
| Sale Of Investment | $683,653,000 | $640,948,000 | $280,674,000 | $257,814,000 |
| Purchase Of Investment | $-615,011,000 | $-501,719,000 | $-10,923,000 | $-401,759,000 |
| Net Business Purchase And Sale | $0 | $0 | $22,610,000 | $0 |
| Net PPE Purchase And Sale | $3,010,000 | $-1,318,000 | $-3,451,000 | $-4,988,000 |
| Sale Of PPE | $7,255,000 | $1,339,000 | $970,000 | $299,000 |
| Purchase Of PPE | $-4,245,000 | $-2,657,000 | $-4,421,000 | $-5,287,000 |
| Change In Working Capital | $-30,606,000 | $193,000 | $12,161,000 | $1,660,000 |
| Change In Other Current Liabilities | $-20,652,000 | $5,662,000 | $-949,000 | $-8,009,000 |
| Change In Other Current Assets | $-6,220,000 | $-5,396,000 | $12,435,000 | $11,352,000 |
| Change In Payables And Accrued Expense | $-857,000 | $-1,095,000 | $2,579,000 | $2,131,000 |
| Change In Payable | $-857,000 | $-1,095,000 | $2,579,000 | $2,131,000 |
| Change In Account Payable | $-857,000 | $-1,095,000 | $2,579,000 | $2,131,000 |
| Change In Receivables | $-2,877,000 | $1,022,000 | $-1,904,000 | $-3,814,000 |
| Changes In Account Receivables | $-2,877,000 | $1,022,000 | $-1,904,000 | $-3,814,000 |
| Other Non Cash Items | $-6,399,000 | $33,800,000 | $-20,941,000 | $54,593,000 |
| Stock Based Compensation | $3,763,000 | $4,920,000 | $5,125,000 | $2,982,000 |
| Deferred Tax | $30,917,000 | $-4,869,000 | $-782,000 | $-1,810,000 |
| Deferred Income Tax | $30,917,000 | $-4,869,000 | $-782,000 | $-1,810,000 |
| Depreciation Amortization Depletion | $14,929,000 | $17,878,000 | $19,213,000 | $15,329,000 |
| Depreciation And Amortization | $14,929,000 | $17,878,000 | $19,213,000 | $15,329,000 |
| Amortization Cash Flow | $6,813,000 | $8,303,000 | $9,359,000 | $6,484,000 |
| Amortization Of Intangibles | $6,813,000 | $8,303,000 | $9,359,000 | $6,484,000 |
| Depreciation | $8,116,000 | $9,575,000 | $9,854,000 | $8,845,000 |
| Gain Loss On Investment Securities | $71,627,000 | $37,981,000 | $0 | $0 |
| Net Income From Continuing Operations | $111,048,000 | $76,215,000 | $104,131,000 | $146,936,000 |
| Net Short Term Debt Issuance | - | - | - | $220,000,000 |
| Short Term Debt Issuance | - | - | - | $220,000,000 |
| Short Term Debt Payments | - | - | - | - |
Fetched: 2026-06-19