FCAP
First Capital, Inc.
Price Chart
Latest Quote
$63.00
+0.00 (+0.00%)
Current Price
| Previous Close | $63.00 |
| Open | $63.23 |
| Day High | $63.33 |
| Day Low | $62.49 |
| Volume | 6,394 |
Stock Information
| Quarterly Dividend / Yield | $1.24 / 1.97% |
| Shares Outstanding | 3.35M |
| Quarterly Dividend Yield | 1.97% |
| Quarterly Dividend | $1.24 |
| Cash Equivalents | $150.86M |
| Revenue | $51.50M |
| Net Income | $17.46M |
| Sector | Financial Services |
| Industry | Banks - Regional |
| Market Cap | $210.77M |
| P/E Ratio | 12.05 |
| EPS (TTM) | $5.23 |
| Exchange | NCM |
đ Comprehensive Analysis
Company Data
| Enterprise Value | $60.02M |
| Sales | $51.50M |
| Income | $17.46M |
| Book/sh | $41.26 |
| Cash/sh | $45.09 |
| Employees | 176 |
Financial Ratios
| EPS Growth TTM | 33.80% |
Returns & Margins
| ROA | 1.40% |
| ROE | 13.53% |
| Operating Margin | 40.89% |
| Profit Margin | 33.91% |
Ownership
| Insider Ownership | 4.14% |
| Institutional Ownership | 26.69% |
| Insider & Institutional transactions data not available | |
Valuation Ratios
| P/S | 4.09 |
| P/B | 1.53 |
Analyst Data
| Recommendation | none |
Technical Indicators
| SMA20 | $61.78 |
| SMA50 | $57.28 |
| SMA200 | $51.18 |
| RSI | 60.25 |
| ATR | 1.5751 |
| Shares Float | 3.18M |
| Short Float | 1.49% |
| Short Ratio | 11.69 |
| Volatility | 0.74 |
| Rel Volume | 1.07 |
Performance History
| Week | -1.85% |
| Month | +15.84% |
| Quarter | +29.38% |
| 6 Months | -8.57% |
| YTD | +9.36% |
| Year | +48.52% |
| 3 Years | +138.32% |
| 5 Years | +63.08% |
| 10 Years | +154.18% |
Stock Score:
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Recent Price History
| Date | Close | Volume |
|---|---|---|
| 2026-06-22 | $63.00 | 6,394 |
| 2026-06-18 | $63.00 | 9,900 |
| 2026-06-17 | $63.14 | 4,200 |
| 2026-06-16 | $63.60 | 3,500 |
| 2026-06-15 | $63.49 | 2,400 |
| 2026-06-12 | $64.19 | 3,500 |
| 2026-06-11 | $63.70 | 3,900 |
| 2026-06-10 | $64.45 | 5,200 |
| 2026-06-09 | $64.68 | 5,800 |
| 2026-06-08 | $63.37 | 5,100 |
| 2026-06-05 | $65.82 | 11,900 |
| 2026-06-04 | $62.36 | 4,900 |
| 2026-06-03 | $60.17 | 5,500 |
| 2026-06-02 | $60.82 | 3,700 |
| 2026-06-01 | $60.23 | 3,600 |
| 2026-05-29 | $61.51 | 4,300 |
| 2026-05-28 | $61.61 | 6,800 |
| 2026-05-27 | $57.73 | 8,000 |
| 2026-05-26 | $54.68 | 11,500 |
About First Capital, Inc.
First Capital, Inc. operates as the bank holding company for First Harrison Bank that provides various banking services to individuals and business customers in Indiana and Kentucky, the United States. The company provides various deposit instruments, including non-interest-bearing checking accounts, negotiable order of withdrawal accounts, money market accounts, regular savings accounts, certificates of deposit, and retirement savings plans. It also offers residential mortgage loans; construction loans for residential and commercial properties; and commercial real estate and business loans. In addition, the company originates residential mortgage, multi-family residential, commercial real estate and business, and consumer loans. Further, it provides various secured or guaranteed consumer loans, including automobile and truck, home equity, home improvement, boat, and mobile home loans; unsecured consumer loans; and loans secured by savings deposits. Additionally, the company invests in mortgage-backed securities and collateralized mortgage obligations. First Capital, Inc. was founded in 1891 and is based in Corydon, Indiana.
đ° Latest News
We Ran A Stock Scan For Earnings Growth And First Capital (NASDAQ:FCAP) Passed With Ease
Simply Wall St. âĸ 2026-03-25T15:50:28Z
First Capital: Q4 Earnings Snapshot
Associated Press Finance âĸ 2026-01-23T21:52:00ZThose who invested in First Capital (NASDAQ:FCAP) three years ago are up 148%
Simply Wall St. âĸ 2026-01-03T14:59:31Z
This Bank Stock May Be Small, But It Has Big Potential
Barchart âĸ 2025-12-18T17:55:02Z
Axos Financial Stock Banks On RS Rating Rise To 72
Investor's Business Daily âĸ 2025-12-16T18:39:43Z
First Capital (FCAP) Margin Expansion Reinforces Bullish Community Bank Narrative
Simply Wall St. âĸ 2025-10-26T03:11:36Z
First Capital: Q3 Earnings Snapshot
Associated Press Finance âĸ 2025-10-24T20:50:43ZHere's Why We Think First Capital (NASDAQ:FCAP) Is Well Worth Watching
Simply Wall St. âĸ 2025-10-04T12:27:06Z
First Capital (NASDAQ:FCAP) Is Increasing Its Dividend To $0.31
Simply Wall St. âĸ 2025-08-24T14:46:44Z
First Capital Second Quarter 2025 Earnings: EPS: US$1.13 (vs US$0.84 in 2Q 2024)
Simply Wall St. âĸ 2025-08-16T12:21:12Z
Period:
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Income Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Revenue | ||||
| Total Revenue | $50,615,000 | $43,446,000 | $42,220,000 | $40,273,000 |
| Operating Revenue | $50,615,000 | $43,446,000 | $42,220,000 | $40,273,000 |
| Expenses | ||||
| Interest Expense | $14,697,000 | $14,681,000 | $9,017,000 | $1,594,000 |
| Selling And Marketing Expense | $482,000 | $357,000 | $329,000 | $353,000 |
| General And Administrative Expense | $16,809,000 | $15,538,000 | $15,002,000 | $14,697,000 |
| Professional Expense And Contract Services Expense | $1,171,000 | $1,356,000 | $693,000 | $746,000 |
| Other Non Interest Expense | $8,709,000 | $8,658,000 | $8,242,000 | $7,453,000 |
| Income & Earnings | ||||
| Net Income From Continuing Operation Net Minority Interest | $16,367,000 | $11,940,000 | $12,790,000 | $11,902,000 |
| Net Interest Income | $42,047,000 | $35,702,000 | $34,530,000 | $32,324,000 |
| Interest Income | $56,744,000 | $50,383,000 | $43,547,000 | $33,918,000 |
| Normalized Income | $16,367,000 | $11,940,000 | $12,790,000 | $11,902,000 |
| Net Income From Continuing And Discontinued Operation | $16,367,000 | $11,940,000 | $12,790,000 | $11,902,000 |
| Net Income Common Stockholders | $16,367,000 | $11,940,000 | $12,790,000 | $11,902,000 |
| Net Income | $16,367,000 | $11,940,000 | $12,790,000 | $11,902,000 |
| Net Income Including Noncontrolling Interests | $16,380,000 | $11,953,000 | $12,803,000 | $11,915,000 |
| Net Income Continuous Operations | $16,380,000 | $11,953,000 | $12,803,000 | $11,915,000 |
| Pretax Income | $19,909,000 | $14,169,000 | $15,051,000 | $14,235,000 |
| Per Share | ||||
| Diluted EPS | $4.89 | $3.57 | $3.82 | $3.55 |
| Basic EPS | $4.89 | $3.57 | $3.82 | $3.55 |
| Other | ||||
| Tax Effect Of Unusual Items | $0 | $0 | $0 | $0 |
| Tax Rate For Calcs | $0 | $0 | $0 | $0 |
| Reconciled Depreciation | $1,089,000 | $1,097,000 | $1,028,000 | $1,070,000 |
| Diluted Average Shares | $3,347,989 | $3,346,161 | $3,347,341 | $3,355,023 |
| Basic Average Shares | $3,345,645 | $3,346,161 | $3,347,341 | $3,355,023 |
| Diluted NI Availto Com Stockholders | $16,367,000 | $11,940,000 | $12,790,000 | $11,902,000 |
| Minority Interests | $-13,000 | $-13,000 | $-13,000 | $-13,000 |
| Tax Provision | $3,529,000 | $2,216,000 | $2,248,000 | $2,320,000 |
| Gain On Sale Of Security | $55,000 | $-342,000 | $-167,000 | $-414,000 |
| Selling General And Administration | $17,291,000 | $15,895,000 | $15,331,000 | $15,050,000 |
| Salaries And Wages | $16,809,000 | $15,538,000 | $15,002,000 | $14,697,000 |
| Occupancy And Equipment | $2,391,000 | $1,919,000 | $1,762,000 | $1,839,000 |
| Total Unusual Items | - | - | - | $3,000 |
| Total Unusual Items Excluding Goodwill | - | - | - | $3,000 |
| Other Gand A | - | - | - | - |
Fetched: 2026-06-21
Balance Sheet (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Assets | ||||
| Net Tangible Assets | $131,325,000 | $108,041,000 | $98,529,000 | $78,307,000 |
| Total Assets | $1,271,995,000 | $1,187,523,000 | $1,157,880,000 | $1,151,400,000 |
| Goodwill And Other Intangible Assets | $6,472,000 | $6,558,000 | $6,704,000 | $6,851,000 |
| Receivables | $5,100,000 | $4,575,000 | $4,788,000 | $4,285,000 |
| Accounts Receivable | $5,100,000 | $4,575,000 | $4,788,000 | $4,285,000 |
| Cash And Cash Equivalents | $138,758,000 | $108,612,000 | $27,099,000 | $32,728,000 |
| Cash Financial | $26,873,000 | $18,418,000 | $20,008,000 | $25,231,000 |
| Cash Cash Equivalents And Federal Funds Sold | $138,758,000 | $108,612,000 | $42,590,000 | $69,975,000 |
| Other Intangible Assets | - | $86,000 | $232,000 | $379,000 |
| Debt | ||||
| Total Debt | - | - | $21,500,000 | - |
| Long Term Debt And Capital Lease Obligation | - | - | $21,500,000 | - |
| Long Term Debt | - | - | $21,500,000 | - |
| Liabilities | ||||
| Total Liabilities Net Minority Interest | $1,134,086,000 | $1,072,812,000 | $1,052,535,000 | $1,066,130,000 |
| Payables And Accrued Expenses | $2,195,000 | $1,922,000 | $1,209,000 | $123,000 |
| Payables | $2,195,000 | $1,922,000 | $1,209,000 | $123,000 |
| Accounts Payable | $2,195,000 | $1,922,000 | $1,209,000 | $123,000 |
| Equity | ||||
| Common Stock Equity | $137,797,000 | $114,599,000 | $105,233,000 | $85,158,000 |
| Total Equity Gross Minority Interest | $137,909,000 | $114,711,000 | $105,345,000 | $85,270,000 |
| Stockholders Equity | $137,797,000 | $114,599,000 | $105,233,000 | $85,158,000 |
| Other Equity Interest | $-178,000 | $-135,000 | $-249,000 | $-549,000 |
| Gains Losses Not Affecting Retained Earnings | $-11,646,000 | $-22,990,000 | $-24,033,000 | $-35,741,000 |
| Retained Earnings | $117,635,000 | $105,290,000 | $97,105,000 | $88,465,000 |
| Other | ||||
| Treasury Shares Number | $469,012 | $455,280 | $453,173 | $433,321 |
| Ordinary Shares Number | $3,341,871 | $3,351,703 | $3,350,660 | $3,371,362 |
| Share Issued | $3,810,883 | $3,806,983 | $3,803,833 | $3,804,683 |
| Tangible Book Value | $131,325,000 | $108,041,000 | $98,529,000 | $78,307,000 |
| Minority Interest | $112,000 | $112,000 | $112,000 | $112,000 |
| Treasury Stock | $9,875,000 | $9,280,000 | $9,216,000 | $8,691,000 |
| Additional Paid In Capital | $41,823,000 | $41,676,000 | $41,588,000 | $41,636,000 |
| Capital Stock | $38,000 | $38,000 | $38,000 | $38,000 |
| Common Stock | $38,000 | $38,000 | $38,000 | $38,000 |
| Preferred Stock | $0 | $0 | $0 | $0 |
| Investments And Advances | $424,190,000 | $396,243,000 | $444,271,000 | $467,819,000 |
| Held To Maturity Securities | $7,000,000 | $7,000,000 | $7,000,000 | $7,000,000 |
| Available For Sale Securities | $164,221,000 | $324,151,000 | - | - |
| Goodwill | $6,472,000 | $6,472,000 | $6,472,000 | $6,472,000 |
| Net PPE | $14,357,000 | $14,179,000 | $14,413,000 | $14,668,000 |
| Accumulated Depreciation | $-13,730,000 | $-14,488,000 | $-14,861,000 | $-14,353,000 |
| Gross PPE | $28,087,000 | $28,667,000 | $29,274,000 | $29,021,000 |
| Leases | $0 | $134,000 | $134,000 | $134,000 |
| Machinery Furniture Equipment | $5,445,000 | $6,104,000 | $6,906,000 | $6,757,000 |
| Buildings And Improvements | $17,423,000 | $17,210,000 | $17,015,000 | $16,911,000 |
| Land And Improvements | $5,219,000 | $5,219,000 | $5,219,000 | $5,219,000 |
| Other Short Term Investments | $252,969,000 | $389,243,000 | $437,271,000 | $460,819,000 |
| Invested Capital | - | - | $126,733,000 | - |
| Total Capitalization | - | - | $126,733,000 | - |
| Current Accrued Expenses | - | - | - | $5,611,000 |
Fetched: 2026-06-21
Cash Flow Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Free Cash Flow | ||||
| Free Cash Flow | $19,932,000 | $21,628,000 | $13,536,000 | $16,116,000 |
| Operating Activities | ||||
| Operating Cash Flow | $21,284,000 | $22,345,000 | $14,163,000 | $16,531,000 |
| Cash Flow From Continuing Operating Activities | $21,284,000 | $22,345,000 | $14,163,000 | $16,531,000 |
| Operating Gains Losses | $-686,000 | $-593,000 | $-461,000 | $-833,000 |
| Investing Activities | ||||
| Capital Expenditure | $-1,352,000 | $-717,000 | $-627,000 | $-415,000 |
| Investing Cash Flow | $-41,834,000 | $29,006,000 | $-23,947,000 | $-144,030,000 |
| Cash Flow From Continuing Investing Activities | $-41,834,000 | $29,006,000 | $-23,947,000 | $-144,030,000 |
| Net Other Investing Changes | $764,000 | - | $64,000 | $191,000 |
| Financing Activities | ||||
| Repurchase Of Capital Stock | $-578,000 | $-41,000 | $-502,000 | $0 |
| Financing Cash Flow | $51,921,000 | $15,896,000 | $-17,844,000 | $21,288,000 |
| Cash Flow From Continuing Financing Activities | $51,921,000 | $15,896,000 | $-17,844,000 | $21,288,000 |
| Net Other Financing Charges | $-17,000 | $-23,000 | $-23,000 | $-26,000 |
| Cash Dividends Paid | $-4,035,000 | $-3,768,000 | $-3,634,000 | $-3,520,000 |
| Common Stock Dividend Paid | $-4,035,000 | $-3,768,000 | $-3,634,000 | $-3,520,000 |
| Net Common Stock Issuance | $-578,000 | $-41,000 | $-502,000 | $0 |
| Other | ||||
| Repayment Of Debt | $0 | $-189,251,000 | $-333,000,000 | $0 |
| Issuance Of Debt | $0 | $167,751,000 | $354,500,000 | $0 |
| Interest Paid Supplemental Data | $14,424,000 | $13,967,000 | $7,931,000 | $1,568,000 |
| Income Tax Paid Supplemental Data | $194,000 | $154,000 | $1,828,000 | $2,327,000 |
| End Cash Position | $137,288,000 | $105,917,000 | $38,670,000 | $66,298,000 |
| Beginning Cash Position | $105,917,000 | $38,670,000 | $66,298,000 | $172,509,000 |
| Changes In Cash | $31,371,000 | $67,247,000 | $-27,628,000 | $-106,211,000 |
| Common Stock Payments | $-578,000 | $-41,000 | $-502,000 | $0 |
| Net Issuance Payments Of Debt | $0 | $-21,500,000 | $21,500,000 | $0 |
| Net Long Term Debt Issuance | $0 | $-21,500,000 | $21,500,000 | $0 |
| Long Term Debt Payments | $0 | $-189,251,000 | $-333,000,000 | $0 |
| Long Term Debt Issuance | $0 | $167,751,000 | $354,500,000 | $0 |
| Net Investment Purchase And Sale | $-57,268,000 | $18,626,000 | $19,260,000 | $-91,509,000 |
| Sale Of Investment | $84,979,000 | $82,199,000 | $58,787,000 | $7,916,000 |
| Purchase Of Investment | $-142,247,000 | $-63,573,000 | $-39,527,000 | $-99,425,000 |
| Net PPE Purchase And Sale | $-1,352,000 | $-710,000 | $-627,000 | $-415,000 |
| Sale Of PPE | $0 | $7,000 | $0 | $0 |
| Purchase Of PPE | $-1,352,000 | $-717,000 | $-627,000 | $-415,000 |
| Change In Working Capital | $603,000 | $4,258,000 | $-4,096,000 | $-2,109,000 |
| Change In Other Working Capital | $855,000 | $3,332,000 | $-4,679,000 | $-1,280,000 |
| Change In Payables And Accrued Expense | $273,000 | $713,000 | $1,086,000 | $26,000 |
| Change In Payable | $273,000 | $713,000 | $1,086,000 | $26,000 |
| Change In Account Payable | $273,000 | $713,000 | $1,086,000 | $26,000 |
| Change In Receivables | $-525,000 | $213,000 | $-503,000 | $-855,000 |
| Changes In Account Receivables | $-525,000 | $213,000 | $-503,000 | $-855,000 |
| Other Non Cash Items | $-247,000 | $882,000 | $414,000 | $2,438,000 |
| Stock Based Compensation | $104,000 | $202,000 | $252,000 | $436,000 |
| Unrealized Gain Loss On Investment Securities | $-149,000 | $374,000 | $207,000 | $414,000 |
| Deferred Tax | $2,310,000 | $1,645,000 | $1,292,000 | $237,000 |
| Deferred Income Tax | $2,310,000 | $1,645,000 | $1,292,000 | $237,000 |
| Depreciation Amortization Depletion | $1,089,000 | $1,097,000 | $1,028,000 | $1,070,000 |
| Depreciation And Amortization | $1,089,000 | $1,097,000 | $1,028,000 | $1,070,000 |
| Gain Loss On Investment Securities | $94,000 | $-32,000 | $-40,000 | $0 |
| Gain Loss On Sale Of PPE | $12,000 | $-7,000 | $0 | $0 |
| Net Income From Continuing Operations | $16,380,000 | $11,953,000 | $12,803,000 | $11,915,000 |
Fetched: 2026-06-21