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FCBC

First Community Bankshares, Inc.

Price Chart
Latest Quote

$43.86

+0.44 (+1.01%)
Current Price
Previous Close $43.42
Open $43.67
Day High $44.17
Day Low $43.26
Volume 64,343
Fetched: 2026-06-22T21:28:18
Stock Information
Quarterly Dividend / Yield $1.24 / 2.85%
Shares Outstanding 18.87M
Quarterly Dividend Yield 2.85%
Quarterly Dividend $1.24
Total Debt $3.18M
Cash Equivalents $600.30M
Revenue $171.60M
Net Income $49.00M
Sector Financial Services
Industry Banks - Regional
Market Cap $827.49M
P/E Ratio 16.61
EPS (TTM) $2.64
Exchange NMS
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📊 Comprehensive Analysis
Company Data
Enterprise Value$222.08M
Sales$171.60M
Income$49.00M
Book/sh$27.64
Cash/sh$31.82
Employees610
Financial Ratios
EPS Growth TTM1.80%
Returns & Margins
ROA1.43%
ROE9.63%
Operating Margin43.29%
Profit Margin28.56%
Ownership
Insider Ownership15.60%
Institutional Ownership36.30%
Insider & Institutional transactions data not available
Valuation Ratios
Forward P/E14.48
PEG1.25
P/S4.82
P/B1.59
Analyst Data
Recommendationnone
Target Price$45.00
Technical Indicators
SMA20$43.09
SMA50$42.68
SMA200$36.88
RSI59.25
ATR1.2614
Shares Float15.89M
Short Float2.31%
Short Ratio5.58
Volatility0.48
Rel Volume0.77
Performance History
Week-0.52%
Month+3.57%
Quarter+11.30%
6 Months+28.44%
YTD+38.95%
Year+25.24%
3 Years+69.98%
5 Years+85.17%
10 Years+195.20%
Stock Score: ⭐ Premium
Based on debt, profitability, growth, and cash flow metrics
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Recent Price History
Date Close Volume
2026-06-22 $43.86 72,514
2026-06-18 $43.42 125,900
2026-06-17 $43.06 90,300
2026-06-16 $42.96 101,900
2026-06-15 $42.67 73,300
2026-06-12 $44.09 88,800
2026-06-11 $43.89 119,300
2026-06-10 $44.29 142,400
2026-06-09 $43.67 82,400
2026-06-08 $43.34 78,000
2026-06-05 $43.12 69,600
2026-06-04 $42.96 114,600
2026-06-03 $41.50 114,400
2026-06-02 $42.96 70,500
2026-06-01 $42.37 142,700
2026-05-29 $43.11 112,100
2026-05-28 $42.90 71,600
2026-05-27 $42.50 62,100
2026-05-26 $42.73 61,000
About First Community Bankshares, Inc.

First Community Bankshares, Inc. operates as the financial holding company for First Community Bank that provides various banking products and services. It offers demand and savings deposits, money market accounts, certificates of deposit, and individual retirement accounts; commercial loans, such as loans to small and mid-size industrial, commercial, and service companies; and consumer real estate loans, including home equity loans, lines of credit, and financing residential properties. The company also provides consumer and other loans comprising automobile, credit cards, personal lines of credit, boats, mobile homes, and other consumer goods; and trust management, estate administration, and investment advisory services. It serves individual and commercial customers in the education, government, health services, retail trade, construction, manufacturing, tourism, coal mining and gas extraction, and transportation industries. The company operates through branches in Virginia, West Virginia, North Carolina, and Tennessee. First Community Bankshares, Inc. was founded in 1874 and is headquartered in Bluefield, Virginia.

Period:
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Income Statement (Annual)
Metric 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Revenue
Total Revenue $157,165,000 $156,216,000 $156,228,000 $140,581,000
Operating Revenue $157,165,000 $156,216,000 $156,228,000 $140,581,000
Expenses
Interest Expense $17,922,000 $19,674,000 $9,481,000 $1,656,000
Selling And Marketing Expense $4,071,000 $3,861,000 $3,300,000 $2,409,000
General And Administrative Expense $57,878,000 $53,165,000 $51,398,000 $48,309,000
Professional Expense And Contract Services Expense $1,265,000 $1,218,000 $1,567,000 $1,303,000
Other Non Interest Expense $14,098,000 $13,096,000 $12,035,000 $10,475,000
Income & Earnings
Net Income From Continuing Operation Net Minority Interest $48,794,000 $51,604,000 $48,020,000 $46,662,000
Net Interest Income $124,613,000 $126,468,000 $127,684,000 $112,663,000
Interest Income $142,535,000 $146,142,000 $137,165,000 $114,319,000
Normalized Income $51,044,976 $53,018,080 $52,199,036 $45,956,889
Net Income From Continuing And Discontinued Operation $48,794,000 $51,604,000 $48,020,000 $46,662,000
Net Income Common Stockholders $48,794,000 $51,604,000 $48,020,000 $46,662,000
Net Income $48,794,000 $51,604,000 $48,020,000 $46,662,000
Net Income Including Noncontrolling Interests $48,794,000 $51,604,000 $48,020,000 $46,662,000
Net Income Continuous Operations $48,794,000 $51,604,000 $48,020,000 $46,662,000
Pretax Income $63,125,000 $65,694,000 $61,974,000 $60,157,000
Special Income Charges $-2,912,000 $-1,800,000 $-5,393,000 $909,000
Depreciation Amortization Depletion Income Statement $1,916,000 $2,131,000 $1,731,000 $1,446,000
Depreciation And Amortization In Income Statement $1,916,000 $2,131,000 $1,731,000 $1,446,000
Amortization Of Intangibles Income Statement $1,916,000 $2,131,000 $1,731,000 $1,446,000
Per Share
Diluted EPS $2.65 $2.80 $2.67 $2.82
Basic EPS $2.66 $2.81 $2.67 $2.82
Other
Tax Effect Of Unusual Items $-661,024 $-385,920 $-1,213,964 $203,889
Tax Rate For Calcs $0 $0 $0 $0
Total Unusual Items $-2,912,000 $-1,800,000 $-5,393,000 $909,000
Total Unusual Items Excluding Goodwill $-2,912,000 $-1,800,000 $-5,393,000 $909,000
Reconciled Depreciation $5,656,000 $6,480,000 $5,685,000 $5,600,000
Diluted Average Shares $18,410,451 $18,430,206 $18,027,151 $16,562,257
Basic Average Shares $18,312,570 $18,349,498 $17,996,373 $16,519,848
Diluted NI Availto Com Stockholders $48,794,000 $51,604,000 $48,020,000 $46,662,000
Tax Provision $14,331,000 $14,090,000 $13,954,000 $13,495,000
Restructuring And Mergern Acquisition $2,912,000 $0 $2,393,000 $596,000
Gain On Sale Of Security $0 $0 $-21,000 $0
Amortization $1,916,000 $2,131,000 $1,731,000 $1,446,000
Selling General And Administration $61,949,000 $57,026,000 $54,698,000 $50,718,000
Insurance And Claims $1,445,000 $1,463,000 $1,511,000 $1,126,000
Occupancy And Equipment $11,828,000 $11,654,000 $10,845,000 $10,819,000
Gain On Sale Of Business - $0 $0 $1,505,000
Other Special Charges - $1,800,000 $3,000,000 -
Other Gand A - - - -
Fetched: 2026-06-17
Balance Sheet (Annual)
Metric 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Assets
Net Tangible Assets $345,503,000 $369,432,000 $344,203,000 $288,244,000
Total Assets $3,259,643,000 $3,261,216,000 $3,268,545,000 $3,135,572,000
Goodwill And Other Intangible Assets $155,044,000 $156,960,000 $159,091,000 $133,741,000
Other Intangible Assets $11,098,000 $13,014,000 $15,145,000 $4,176,000
Receivables $8,720,000 $9,207,000 $10,881,000 $9,279,000
Accounts Receivable $8,720,000 $9,207,000 $10,881,000 $9,279,000
Cash And Cash Equivalents $128,099,000 $80,457,000 $79,108,000 $65,210,000
Cash Financial $126,068,000 $78,540,000 $77,563,000 $63,044,000
Cash Cash Equivalents And Federal Funds Sold $512,240,000 $377,454,000 $116,420,000 $170,846,000
Liabilities
Total Liabilities Net Minority Interest $2,759,096,000 $2,734,824,000 $2,765,251,000 $2,713,587,000
Payables And Accrued Expenses - - - $32,898,000
Payables - - - $32,898,000
Accounts Payable - - - $32,898,000
Equity
Common Stock Equity $500,547,000 $526,392,000 $503,294,000 $421,985,000
Total Equity Gross Minority Interest $500,547,000 $526,392,000 $503,294,000 $421,985,000
Stockholders Equity $500,547,000 $526,392,000 $503,294,000 $421,985,000
Gains Losses Not Affecting Retained Earnings $-7,514,000 $-11,171,000 $-10,951,000 $-15,719,000
Other Equity Adjustments $-7,514,000 $-11,171,000 $-10,951,000 $-15,719,000
Retained Earnings $319,368,000 $349,489,000 $319,902,000 $292,971,000
Other
Treasury Shares Number $9,327,783 $9,277,445 $9,020,151 -
Ordinary Shares Number $18,334,787 $18,321,795 $18,502,396 $16,225,399
Share Issued $27,662,570 $27,599,240 $27,522,547 $16,225,399
Tangible Book Value $345,503,000 $369,432,000 $344,203,000 $288,244,000
Additional Paid In Capital $170,358,000 $169,752,000 $175,841,000 $128,508,000
Capital Stock $18,335,000 $18,322,000 $18,502,000 $16,225,000
Common Stock $18,335,000 $18,322,000 $18,502,000 $16,225,000
Preferred Stock $0 $0 $0 $0
Investments And Advances $132,688,000 $169,849,000 $280,961,000 $300,349,000
Available For Sale Securities $25,241,000 $33,587,000 - -
Goodwill $143,946,000 $143,946,000 $143,946,000 $129,565,000
Net PPE $47,560,000 $48,735,000 $50,680,000 $47,340,000
Accumulated Depreciation $-68,294,000 $-65,366,000 $-63,184,000 $-59,681,000
Gross PPE $115,854,000 $114,101,000 $113,864,000 $107,021,000
Other Properties $45,415,000 $43,889,000 $42,810,000 $40,552,000
Buildings And Improvements $51,130,000 $50,903,000 $51,557,000 $47,009,000
Land And Improvements $19,309,000 $19,309,000 $19,497,000 $19,460,000
Other Short Term Investments $107,447,000 $169,849,000 $280,961,000 $300,349,000
Machinery Furniture Equipment - - - $40,552,000
Fetched: 2026-06-17
Cash Flow Statement (Annual)
Metric 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Free Cash Flow
Free Cash Flow $60,003,000 $54,932,000 $59,058,000 $57,864,000
Operating Activities
Operating Cash Flow $62,745,000 $57,739,000 $61,828,000 $59,024,000
Cash Flow From Continuing Operating Activities $62,745,000 $57,739,000 $61,828,000 $59,024,000
Operating Gains Losses $3,000 $-815,000 $-168,000 $-2,430,000
Investing Activities
Capital Expenditure $-2,742,000 $-2,807,000 $-2,770,000 $-1,160,000
Investing Cash Flow $139,854,000 $263,910,000 $288,662,000 $-536,779,000
Cash Flow From Continuing Investing Activities $139,854,000 $263,910,000 $288,662,000 $-536,779,000
Net Other Investing Changes $548,000 $1,290,000 $-79,000 $2,087,000
Financing Activities
Repurchase Of Capital Stock $-1,851,000 $-8,717,000 $-23,038,000 $-21,311,000
Financing Cash Flow $-67,813,000 $-60,615,000 $-404,916,000 $-28,838,000
Cash Flow From Continuing Financing Activities $-67,813,000 $-60,615,000 $-404,916,000 $-28,838,000
Cash Dividends Paid $-60,600,000 $-22,017,000 $-21,089,000 $-18,515,000
Common Stock Dividend Paid $-60,600,000 $-22,017,000 $-21,089,000 $-18,515,000
Net Common Stock Issuance $-1,851,000 $-8,717,000 $-23,038,000 $-21,311,000
Change In Dividend Payable $18,315,000 $0 $0 -
Other
Interest Paid Supplemental Data $16,472,000 $19,350,000 $9,084,000 $2,114,000
Income Tax Paid Supplemental Data $9,850,000 $13,385,000 $11,783,000 $7,590,000
End Cash Position $512,240,000 $377,454,000 $116,420,000 $170,846,000
Beginning Cash Position $377,454,000 $116,420,000 $170,846,000 $677,439,000
Changes In Cash $134,786,000 $261,034,000 $-54,426,000 $-506,593,000
Proceeds From Stock Option Exercised $248,000 $1,410,000 $91,000 $172,000
Common Stock Payments $-1,851,000 $-8,717,000 $-23,038,000 $-21,311,000
Net Investment Purchase And Sale $42,942,000 $111,356,000 $48,462,000 $-243,589,000
Sale Of Investment $136,706,000 $221,335,000 $122,565,000 $25,748,000
Purchase Of Investment $-93,764,000 $-109,979,000 $-74,103,000 $-269,337,000
Net Business Purchase And Sale $0 $0 $176,684,000 $-59,039,000
Net PPE Purchase And Sale $-2,742,000 $-1,678,000 $-943,000 $382,000
Sale Of PPE $0 $1,129,000 $1,827,000 $1,542,000
Purchase Of PPE $-2,742,000 $-2,807,000 $-2,770,000 $-1,160,000
Change In Working Capital $8,890,000 $-299,000 $4,233,000 $3,671,000
Change In Other Working Capital $-9,425,000 $-299,000 $4,233,000 $3,671,000
Change In Payables And Accrued Expense $18,315,000 $0 $0 -
Change In Payable $18,315,000 $0 $0 -
Other Non Cash Items $-1,892,000 $-2,868,000 $-2,659,000 $-2,165,000
Stock Based Compensation $2,222,000 $1,038,000 $1,203,000 $1,375,000
Depreciation Amortization Depletion $5,656,000 $6,480,000 $5,685,000 $5,600,000
Depreciation And Amortization $5,656,000 $6,480,000 $5,685,000 $5,600,000
Amortization Cash Flow $1,916,000 $2,131,000 $1,731,000 $1,446,000
Amortization Of Intangibles $1,916,000 $2,131,000 $1,731,000 $1,446,000
Depreciation $3,740,000 $4,349,000 $3,954,000 $4,154,000
Gain Loss On Investment Securities $0 $0 $21,000 $0
Gain Loss On Sale Of PPE $3,000 $-815,000 $-189,000 $-772,000
Net Income From Continuing Operations $48,794,000 $51,604,000 $48,020,000 $46,662,000
Issuance Of Debt - $0 $0 $338,000
Net Issuance Payments Of Debt - $0 $0 $338,000
Net Long Term Debt Issuance - $0 $0 $338,000
Long Term Debt Issuance - $0 $0 $338,000
Gain Loss On Sale Of Business - $0 $0 $-1,658,000
Asset Impairment Charge - - - $0
Repayment Of Debt - - - -
Long Term Debt Payments - - - -
Fetched: 2026-06-17